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BSC Academy

(BANKING SERVICES CHRONICLE)


SBIPO-MN-A-001
No. of Questions : 155 Time : 3 hrs
Name of Student : ____________________________ Father’s Name: ______________________________

Centre : _____________________________________ Batch No.: ___________________________________

Read the directions (given below) carefully.


1. bl i q fLr dkesafuEufyf[ kr pkj i z'ukofy; kagS a% 1. This Booklet contains four tests as follows :
i z'ukoyhI - r kfdZ d vkS j dEI; w Vj n{kr ki z-Ø- 1–45 Test I - Reasoning & Computer Aptitude
Q.Nos. 1–45
i z'ukoyhII - MkVkfo' ys"k.kvkS j O ; k[ ; k i z-Ø- 46–80 Test II - Data Analysis & Interpretation
i z'ukoyhIII - l kekU; @foÙkh; t kx#dr k i z-Ø- 81–120 Q.Nos. 46–80
i z'ukoyhIV - va xzst hHkk"kk i z-Ø- 121–155 Test III - General/FinancialAwareness Q.Nos. 81–120
2. bu pkj i z'ukofy; ksadsmÙkj nsusdsfy, vki dksdq y 3:00 ?kaVsdk Test IV - English Language Q.Nos. 121–155
2. You will be given an aggregate time of 3:00 hours to
l e; fn; k t k, xkA i z'ukofy; ksadsfy, vyx&vyx l e; gS A answer all the five tests. The tests are separately timed.
¼r kfdZ d vkS j dEI; w Vj n{kr k&60 feuV] MkVk fo' ys"k.k vkS j (Reasoning & Computer Aptitude - 60 min., Data Analysis
O; k[ ; k&45 feuV] l kekU; @foÙkh; t kx#dr k& 35 feuV] va xzst h & Interpretation - 45 min., General/Financial Awareness-
Hkk"kk&40 feuV½vki vi uhbPNk dsvuq l kj l e; dk l a foHkkt u 35 min., English Language - 40min.) You may distribute
the time as you please but remember that to qualify in
dj l dr sgS a
] i jar qvki dksLej .k j [ kuk pkfg, fd bl i j h{kk esa the written test as a whole you have to qualify on each
l Qy gksusdsfy, vki dkspkj ksai z'ukofy; ksaesavyx&vyx l Qy of the four tests separately.
gksukvko' ; d gS A 3. Tests of Reasoning, Quantitative Aptitude, and
3. r dZ ' kfDr ] l a[ ; kRed vfHk; ksX; r kvkS j O ; ol kf; d Kku dhi z'ukofy; ka Professional Knowledge are printed in both Hindi and
English. The Hindi version is printed on the left hand
fgUnhvkS j va xzst hnksuksaHkk"kkvksaesaNi hgq bZgS a
A fgUnh: i kUr j ck, a side page and the English version on the right hand side
r j Q dsi Uusi j vkS j va xzst hnkfgusr j Q dsi Uusi j Ni sgq , gS aA page.
4. vxj vki xyr mÙkj nsa xsr ksna MLo: i vki dsva d ksaesadVkS
r hdh 4. There will be penalty for wrong answers marked by you.
t k, xhA , sl sfdl hHkhi z'u dsfu/kkZ fj r va d ksaesal s]ft l dk vki us For each question for which a wrong answer has been
given by you, one-fourth or 0.25 of the marks assigned
xyr mÙkj fn; k gS ] naM ds: i esa, d&pkS FkkbZ; k 0.25 va d dkV to that question will be deducted as penalty.
fy, t k, a xsA 5. Rough work, if you want to do any, is to be done in this
5. j Q dke] ; fn vki dj ukpkgsa ] r ksbl i q fLr dkesaghdj ukpkfg, booklet itself and not on the answersheet. For this
u fd mÙkj i =ki j Abl gsrqgkf' k, dhvFkokvU; =kmi yC/k[ kkyh purpose use the empty space in the margin or anywhere
else you find in this booklet. Do not use any other paper.
t xg dkmi ; ksx dhft , vU; fdl hdkxt dkmi ; ksx u dhft , A 6. Indicate your answers on the separate answersheet
6. vi usmÙkj vyx mÙkj i =ki j , p-ch- i sfUl y dki z;ksx dj n' kkZ b, A (given at the end of the booklet), using HB Pencil. Follow
mÙkj n' kkZ usdsfy, mÙkj i =kesafn, x, vuq ns'kksadki kyu dhft , A the instructions given on the answersheet for indicating
7. vki dsmÙkj i =k esamÙkj n' kkZ usdsfy, 155 mÙkj LFkku gS a
A bl your answers.
7. Your answersheet contains answer-spaces for answering
iq fLr dkesafn, gq , 155 i z'uksadsmÙkj nsusdsfy, 155 mÙkj LFkkuksa 155 questions. Use 155 answer spaces for answering the
dk mi ; ksx dhft , A 155 questions given in this booklet.
8. t c r d funsZ ' k u feysbl i q fLr dk dkser [ kksfy, A i q fLr dk 8. Do not open the booklet Until you are told to do so.
[ kksy usdkfunsZ ' kfeyusi j i q fLr dkdsck, afdukj si j yxsgq , eq M+ s When the instruction for opening the booklet is given,
do not try to remove the wire staples at the left. Insert
gq , r kj fudkyusdki z;kl u dj sa Ai sa fl y dsfi NysHkkx dhenn the blunt end of your pencil under the sticker and tear it
l snkfguhr j Q yxsLVhdj dksQkM+ dj i q fLr dk dks[ kksy sa
A to open the booklet.
9. iq fLr dk [ kksy r sght ka p yhft , fd l Hkhi `"B ft u i j i z'u 1 l s 9. Immediately after opening the booklet, verify that all the
155 gS a
] l ghi zd kj l sNi sgq , gSavkS j fQj i z'ukofy; ksadsmÙkj nsuk pages containing questions from 1 to 155 are properly
printed in your booklet and then begin answering the
i zkj a
Hkdhft , A; fn i q fLr dknks"ki w. kZgksr ksbl sml hi z'ukoyhi zk: i test. In case the booklet is defective get it replaced by
Øeka d okyhnw l j hi z'ui qfLr dkl scnyokyhft , A another test booklet.
BSC Academy
i z'ukoy hI
r kfdZ
d {ker k v kS
j daI; w
Vj v fHk; ksX; r k
funsZ' k(i z-1–5) : fn, x, i z'uksadsmÙkj nsusdsfy , fuEufy f[ kr t kudkj h dk v /; ; u dhft , A
A, B, C, D, E , F vkS j G l kr fe=k gS a
A l Hkh vy x&vy x da i fu; ksaesadk; Zdj r sgS a
]tSl s&, l ch vkbZ] vkj ch vkbZ ] , u vkbZ
l h] , p l h , y ] vks, u t h l h] foi j ksvkS j vksvkbZ, y vkS j osvy x&vy x j kT; ksal sgS a
]tSl s&dsjy ] i a
t kc] , e-i h] ; w
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j kt LFkku] fcgkj vkS j xqt j kr A y sfdu t : j h ughafd bl h Øe esagksA
A, , l ch vkbZes adk; Zughadj r k vkS j og ; w i h l sgS
A D vkSj A vkj ch vkbZvkS j , u vkbZl h esadk; Zughadj r sA og t ksi a t kc
l sgS ] vks, u t hl h esadk; Zdj r k gS A G xq t j kr l sgS
] y sfdu , p l h, y vkS j vkj chvkbZesadk; Zughadj r kA C ; k r ks, u vkbZ
l h ; k , l ch vkbZesadk; Zuga h dj r k vkSj dsjy l sgS A F fcgkj l sgSvkS j foi j ksaesadk; Zdj r k gS
AB ia t kc vkS j j kt LFkku l s
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al svU;
2. G dsckj sea sfuEufy f[ kr esal sdkS
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1) E 2) B 3) C 4) F 5) D
4. fuEufy f[ kr esal sdkS u l kl a ca
/k l R; gS\
1) C–ds j y –vks, u t h l h 2) G–fcgkj –foi j ks 3) D–i a t kc–vks, u t h l h
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1) E 2) B 3) G 4) fu/kkZ
fj r ughafd; k t k l dr k
5) fn, x, fodYi ks al svU;
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d v /; ; u dhft , v kS j uhpsfn, x, i z'uksadsmÙkj nhft , A
ns'k Hkj esa, y ksiS
fFkd MkWDVj ksausdsa nzh; LokLF; , oai fj okj dY; k.k ea=kky ; dsor Z
eku dne i j xa Hkhj vki fÙk vkS
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6. bl fu.kZ ; dsi hNsdsa nzh; LokLF; , oai fj okj dY; k.k ea =kky ; dh fuEufy f[ kr esal sD; k i w/kkj .kk gksl dr h gS
oZ \
1) l j dkj vf/kd l svf/kd y ks xksadks, y ksiS
fFkd l q
fo/kk mi y C/k dj uk pkgr h gS
a
A
2) l koZ t fud LokLF; l q fo/kk mi y C/k dj kusi j l j dkj ds[ kpZesacgq r deh vk; sxhA
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4) l j dkj ns ' k esa, y ksiS
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5) fn, x, fodYi ks al svU;
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Dr x| ka' k dsvuq l kj MkWDVj ksadksfuEufy f[ kr esal sD; k v k' ka
d k gksl dr h gS\
I. ; g fu.kZ; t hou vkS j y ksxksadsLokLF; dks[ kr j sessaMky nsxkA
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fFkd MkWDVj ksadksMj gSfd mudsi kl vkusoky sej ht ksadh l a [ ; k esadeh gkst k; sxhA
1) ds oy I 2) dsoy II 3) nks
uksaI vkS
j II
4) u r ksI u II 5) fn, x, fodYi ks al svU;
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mi ; q
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xsA
2) l ks
usdk vk; kr dj esadeh gksxhA

2 SBIPO-MN-A-001
BSC Academy
Test I
Reasoning Ability and Computer Aptitude
Directions (Q. 1–5) : Study the following information to answer the given questions.
There are seven friends–A, B, C, D, E, F and G. All are working in different companies, viz, SBI, RBI, NIC, HCL, ONGC,
Wipro and OIL and they belong to different states, viz. Kerala, Punjab, MP, UP, Rajasthan, Bihar and Gujarat, but not
necessarily in the same order.
A is not working in SBI and he belongs to UP. D and A are not working in RBI and NIC. The one who is from Punjab, is
working in ONGC. G belongs to Gujarat but not working in HCL and RBI. C is not working either in NIC or SBI and
belongs to Kerala. F belongs to Bihar and is working in Wipro. B does not belong to Punjab and Rajasthan. E is not
working in ONGC. The one who is from Rajasthan, is working in HCL. E does not belong to Punjab.
1. Who among the following is working in ONGC?
1)A 2) B 3) D 4)G 5) Other than given options
2. Which of the following is true about G?
1) He belongs to Rajasthan.
2) He is working in HCL.
3) He is working in NIC and belongs to Bihar.
4) He belongs to Gujarat and working in SBI or NIC.
5) Other than given options
3. Who among the following belongs to Rajasthan?
1) E 2) B 3) C 4) F 5) D
4. Which of the following combination is true?
1) C–Kerala–ONGC 2) G–Bihar–Wipro 3) D–Punjab–ONGC
4) A–UP–SBI 5) F–Rajasthan–RBI
5. Who among the following is working in NIC?
1) E 2) B 3) G
4) Cannot be determined 5) Other than given options
Directions (Q. 6-7): Study the following information and answer the following questions :
Allopathic doctors across the country have raised serious objection and apprehension over the latest move of the
Union Health and Family Welfare Ministry which has suggested that doctors under the Indian System of Medicine
(ISM) should be allowed to practice modern medicine.
6. Which of the following may be an assumption of the Union Health and Family Welfare Ministry behind this decision?
1) The government wants to provide Allopathic medical facility to as many people as possible.
2) The government expenditure on providing public health facilities will come down drastically.
3) Allopathic doctors are not providing good quality medical services to the people.
4) The government wants to fulfil the shortage of allopathic doctors across the country.
5) Other than given options.
7. Which of the following may be apprehension of the doctors according to the above passage?
I. The decision will endanger the lives and the health of the people.
II. Allopathic doctors afraid that the number of Patients coming to them will reduce.
1) Only I 2) Only II 3) Both I and II
4) Neither I nor II 5) Other than given options
8. Cause: Government has recently announced a hike in gold import duty from 6% to 8%.
Which of the following will be best possible effect of the above cause?
1) The gold traders will be encouraged to raise the price of gold by 10%
2) The will be a decrease in gold imports duty.
3) The gold traders will stop purchasing gold from the market.

SBIPO-MN-A-001 3
BSC Academy
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n dj nssa
xsA
4) l ks
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5) fn, x, fodYi ks al svU;
funsZ
' k(i z-9-10) : fuEufy f[ kr t kudkj h dk /; kui w oZ
d v /; ; u dhft , v kS j uhpsfn, x, i z'uksadk mÙkj nhft , A
9. dFku: j kT; l j dkj } kj kHkkj ho"kkZdsl a ca/kesaekS
l e foHkkx } kj kckj &ckj nht kusoky hpsrkouhi j dksbZ/; ku ughafn; kx; k] ft l ds
dkj .k dbZr hFkZ ; kf=k; ksadh t ku t k pq d h gSA
dk; Zokfg; k¡: I. r hFkZ ; k=kk i j i zfr ca
/k y xk nsuk pkfg, A
II. j kT; l j dkj dksr q ja
r bLr hQk nsnsuk pkfg, A
III. ck<+t S l h i zkdf̀r d vki nkvksadk l keuk dj usdsfy , l j dkj dks, d fo' ks"k dk; Z cy dh fu; q fDr dj uh pkfg, t ks
Qq r hZ
y k vkS j l fØ; gksuk pkfg, A
IV. l j dkj dksck<+i hf<+ r ksdksl qj f{kr LFkkuksai j Hkst nsuk pkfg, vkS
j mudh vkfFkZd l gk; r k dj uh pkfg, A
1) dsoy I 2) dsoy II 3) ds
oy III
4) dsoy I vkS j III 5) dsoy III vkSj IV
10. dFku: l eUo; dsa nz} kj k LFky esaHkze dh fLFkfr dsdkj .k y xHkx 1000 vkosnd ; w t hl h } kj k vk; ksft r usV dh i j h{kk esami fLFkr
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dk; Z fy r dj fn; k t kuk pkfg, A
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III. bl sds oy mu vkosndksadsfy , i j h{kk; savk; ksft r dj uh pkfg, ] t ksbl i j h{kk esami fLFkr ughagksl dsA
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u gksA
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oy I 2) ds oy II 3) dsoy III vkS j IV
4) ds
oy II vkS j IV 5) dks bZHkhvuq
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3) ; fn ds oy fu"d"kZIII vuql j .k ughadj r k gS A
4) ; fn fu"d"kZI vkS j II nksuksavuql j .k ughadj r sgS a
A
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(11–12):
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A
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A
dksbZfeBkbZi i hr k ughagS
A
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A
III. dq
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a
A
12. fu"d"kZ
: I. l Hkh vkeks
adsi i hr sgksusdh l a
Hkkouk gS
A
II. dq
N i i hr svke uga
hagS
a
A
III. dks
bZfeBkbZy hphughagS
A
(13–14):
dFku : dq
N y ksx esgur h gS
a
A

4 SBIPO-MN-A-001
BSC Academy
4) The imports of gold will be completely stopped.
5) Other than given options
Directions (Q. 9-10) : Study the following information carefully and answer the questions given below :
9. Statement: The State Government did not pay attention to the repeated warnings by the Meteorological Department
about heavy rains which took the lives of many pilgrims.
Courses of action:
I. There should be a ban on pilgrimage.
II. The State Government should immediately resign.
III. In order to face natural calamities like flood, the government should set up Special Task Force which should be
prompt and active.
IV. The government should shift the flood victims to safer places and provide them financial help.
1) Only I 2) Only II 3) Only III
4) Only I and III 5) Only III and IV
10. Statement: Due to confusion in venue by the coordinating centre, about 1000 applicants could not appear in the NET
examination conducted by UGC.
Courses of action:
I. The officers responsible for confusion in venue should be suspended.
II. UGC should conduct fresh examinations.
III. It should conduct examinations of only those applicants who could not appear in the test.
IV. UGC should appoint a special committee to see that such confusion does not take place in future.
1) Only I 2) Only II 3) Only III and IV
4) Only II and IV 5) None follows
Directions (Q. 11–15): In each question below are given three statements followed by two or three conclusion numbered
I, II and III. You have to take the given statements to be true even if they seem to be at variance with commonly known to be
at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically
definitely does not follow from the given statements, disregarding commonly known facts. Given answer –
1) If only conclusion I does not follows.
2) If only conclusion II does not follows.
3) If olny conclusion III does not follows.
4) If both conclusion I and II does not follow.
5) None of these
(11–12);
Statements : All mangoes are litchi.
Some sweets are litchi.
No sweet is papaya.
11. Conclusions: I. Some sweets are mangoes.
II. All sweets being litchi is a possibility.
III. Some papayas are not litchi.
12. Conclusions: I. All mangoes being papayas is a possibility.
II. Some papayas are not mangoes.
III. No sweet is a litchi.
(13–14)
Statements : Some people are hard workers.
No people is honest.
Some corrupt are honest.
13. Conclusions: I. Some hard workers are honest.
II. Some honest are not hard workers.
III. Some corrupt are not people.

SBIPO-MN-A-001 5
BSC Academy
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a
A
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: I. dq
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ekunkj gS
A
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A
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A
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A
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A
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' kh : l h ughagS
a
A
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j sV y ksu dh C;kt nj esaof̀)
4) LVhy ] l hes a
V vkSj fo| q r m| ksx dsmRiknu esaof̀) A
5) ds oy 1 vkS j 2
18. j kT; dhr sy foi .ku dai fu; kai w
j sns'kesa5 fdxzkdsNksVsdq
fda
x xS
l fl y sa
Mj ksadks` 150 dhfj ; k; r hnj ksai j 2.75 y k[ kl s vf/
kd mi HkksDr kvksadkscsp j gh gS A
mi ; q
Z
Dr dFku dk i zHkko fuEufy f[ kr esal sdkS
u l k gksl dr k gS
\
1) , d o"kZes a5 fdxzk dh{ker k oky s34 fl y sa Mj ksdksfj ; k; r hnj i j fn; k t kr k gSvkS
j , d o"kZesa34 fl y sa
Mj ksal svf/kd [ ki r gksus
i j mUgsxS j fj ; k; r h nj ksai j fn; k t kr k gS A
2) 5 fdxz k dsfl y saMj VS Dl h] j sLVkW
j sa
V ; k dsVfj ax bZ d kbZ
; ksaesami ; ksxh ughagksa
xsA
3) dsoy i at hdr̀ mi HkksDr k NksVsfl y sa Mj ksai j fj ; k; r i zkIr dj l dr sgS a
A
4) 5 fdxz k dsfl y saMj ] nw j &nj kt ds{ks=kksa ] xka
oksvkS j NksVsdLcksaesai zpfy r gS a
A
5) ; sfl y s
a
Mj xj hc vkS j t : j r ea n y ksxksadsfy , oj nku l kfcr gksxsA

6 SBIPO-MN-A-001
BSC Academy
14. Conclusions : I. All hard workers being corrupt is a possibility.
II. Some hardworkers are not honest.
III. No honest is people.
(15):
Statements : All foreigners are Indians.
Some Indians are Russian.
No Indians are Chinese.
15. Conclusions: I. All foreigners are not Russian.
II. Some Russians are not foreigners is a possibility.
III. Some Russians are not Chinese.

16. Reserve Bank of India governor Raghuram Rajan brought down its key policy rate by 25 basis points to 7.5 per cent in
its second move this years outside official policy meetings.
Which of the following can be an effect of the statement given above?
1) EMI for loan products will come down.
2) Bank shares will gain as the value of their bond portfolio will rise.
3) Corporate loans will become cheaper.
4) The economy will grow at a faster pace.
5) All of these
17. Statement: Growth rate in eight core industries showed 1.8 per cent in the last month, the lowest in 13 months.
Which of the following can be a probable cause of the above statement?
1) Contraction in the production of crude and natural gas production
2) Slow growth in cement and electricity industry
3) High rate of interest for corporate loans
4) Growth in the output of steel, cement and electricity industry
5) Only 1) and 2)
18. State oil marketing companies are selling mini cooking gas cylinders of 5kg across the country at subsidised rates of
`150 each to over 2.75 lakh consumers.
Which of the following can be effect of the above statement?
1) Up to 34 cylinders of 5kg capacity are given at subsidised rate to a customer in a year and consumption beyond 34
cylinders in a year at non–subsidised rate.
2) The 5kg cylinders will not be used in taxis, restaurants or in catering units.
3) Only registered consumers will get subsidy on small cylinders.
4) the 5kg cylinders are popular in far-flung areas, villages and small towns.
5) These cylinders will be boon to the poor and needy people.
19. Statement: Good news for prospective home buyers in India's big cities finally, some real discounts from real estate
majors.
Which of the following can be inferred from the above statement? (An inference is something that is not directly
stated but can be inferred from the given information)

SBIPO-MN-A-001 7
BSC Academy
19. Hkkj r dscM+
s' kgj ksaesa?kj [ kj hnusoky sHkkohØsrkvksadsfy , , d vPNh[ kcj &va
r r %vpy l a
i fÙkdhdq
N cM+
hda
i fu; ksa} kj k okLr fod
NwVA
mi ; q
Z
Dr dFku l sfuEufy f[ kr esal sdkS
u l k v uq
eku y xk; k t k l dr k gS
\ ¼
vuq
eku og gSt ksl h/ksughadgk t kr k] y sfdu nh xbZ
t kudkj h l sy xk; k t k l dr k gS
½
1) fcYMj cM+ s' kgj ksaesai zfr oxZQhV dh nj ksai j Nw
V i zLr kfor dj sa
xsA
2) fuos' kd ft udsi kl vfcfØr vi kVZ esa
V gSa
] vi usvi kZVesa V or Z
eku ckt kj ewY; l sde i j cspusesal {ke gksa
xsA
3) ckt kj es agkse y ksu dsfy , C;kt nj ksaesavf/kd of̀) gksxhA
4) Hkkoh Øs r kvksadh deh dsdkj .k fcYMj ksa} kj k fn, x, i zsj.kknk; h [ kpsZ
axzkgdksadksy q
Hkkusesal {ke ughagS
A
5) fn, x, fodYi ks al svU;
20. l j dkj } kj k vkusoky sct V esavk/kkj Hkw
r la
j puk dksi zksRl kfgr dj usds: i esaj kt ekxZ{ks=k dsfy , y xHkx `45,000 dk nksxq uk
vka
cVu fd; k l dr k gS A ; fn QaM mi y C/k gksxk r ks; kst ukdkj ksaesavkRefo' okl vk; sxk t ksRofj r i fj .kkeksadksi zkIr dj sxkA
fuEufy f[ kr esal sdkS
u l k l j dkj } kj k fy ; sx; sfu.kZ
; dk , d i zHkko gksl dr k gS
\
1) ; g or Z eku j kt dks"k esadbZfdy ksehVj dh l M+ d dk vuq ca/k dj usesal j dkj dh enn dj sxkA
2) j k"Vªh; j kt ekxZfodkl i fj ; ks t uk j k"Vªh; j kt ekxZdsfuekZ
. k dsy {; dksi zkIr dj y sxhA
3) vk/kkj Hkw r laj puk of̀) i zksRl kfgr gksxhA
4) ds oy 1 vkS j 2
5) mi ; q Z
Dr l Hkh
funsZ' k%(i z-21–25) : uhpsnhxbZl w pukv ksad ks/; kui woZ
d i <+
d j uhpsfn, x; si z'uksadsmÙkj nhft , &
l kr fe=k vkdk' k] ca Vh] panu] nso] bZ ' kku] QS t y vkS j xkS j o dk , d l ew g vFkZ' kkL=kh] df̀"k&vf/kdkj h] l wpuk vf/kdkj h] VfeZ uy vf/
kdkj h] Dy dZ ] fons'kh eq nzk vf/kdkj h] vkSj ' kks/k fo' y s"kd ds: i esacS a
d ] , p, l chl h] vkbZ l hvkbZl hvkbZ
] i h-, u ch] vkbZ v ksch] chvksv kbZ ]
, pMh, Ql h vkS j , l chvkbZdsfy , dk; Zdj r sgS ay sfdu t : j h ughafd bl h Øe esagksA pa nu i h, uch dsfy , dk; Zdj r k vkS j og u
r ks' kks/k fo' y s"kd u gh , d Dy dZgS A bZ' kku l w puk vf/kdkj h gSvkS j , pMh, Ql h dsfy , dk; Zdj r k gS A vkdk' k fons'kh eq nzk vfèkdkj h
ds: i esadk; Zdj r k gSvkS j , p, l chl h ; k chvksv kbZ Zdsfy , dk; Zughadj r kA og t ksdf̀"k vf/kdkj h gS ] vkbZ l hvkbZ l hvkbZdsfy , dk; Z
dj r k gSog t ks, p, l chl h dsfy , dk; Zdj r k gS ] VfeZuy vf/kdkj h gS A QS t y chvksv kbZdsfy , dk; Zdj r k gS A xkSj o ' kksèk fo' y s"kd
ds: i esavkbZ v ksch dsfy , dk; Zdj r k gS A nso df̀"k vf/kdkj h ughagS A
21. fuEufy f[ kr es al sdkS u] , d df̀"k vf/kdkj h ds: i esadk; Zdj r k gS \
1) pa nu 2) caVh 3) QSty 4) nso 5) fn, x, fodYi ks al svU;
22. pa nu dk O ; ol k; D; k gS \
1) VfeZ uy vf/kdkj h 2) df̀"k vf/kdkj h 3) vFkZ ' kkL=kh
4) fu/kkZ fj r ugh fd; k t k l dr k gS A 5) ; k r ksvFkZ
' kkL=kh ; k fons'kh eq nzk vf/kdkj h
23. ca Vh fdl cS a
d dsfy , dk; Zdj r k gS \
1) vkbZ l hvkbZ l hvkbZ 2) , l chvkbZ 3) , p, l chl h
4) ; k r ksvkbZ l hvkbZ l hvkbZ; k , pMh, Ql h 5) fn, x, fodYi ks al svU;
24. ml O ; fDr dk O ; ol k; D; k gSt ks, l chvkbZdsfy , dk; Zdj r k gS \
1) Dy dZ 2) df̀"k vf/kdkj h 3) VfeZ uy vf/kdkj h 4) fons'kh eq nzk vf/kdkj h 5) fn, x, fodYi ksal svU;
25. fuEufy f[ kr es al sO ; fDr ] O; ol k; vkS j cSa
d dk dkS u l kl a ca
/k l gh gS \]
1) vkdk' k&fons ' kh eqnzk vf/kdkj h&vkbZ l hvkbZl hvkbZ 2) ns o&Dy dZ &, p, l chl h
3) QS t y &df̀"k vf/kdkj h&chvksv kbZ 4) ca Vh&df̀"k vf/kdkj h&, l chvkbZ
5) fn, x, fodYi ks al svU;
funsZ ' k%(i z. 26 –30) : uhpsfn; sx; si z R; sd i z'u esa, d i z'u v kS j ml dsckn I r Fkk II dFku fn; sx; sgS A v ki dksr ; dj uk gSfd
dFkuksaesafn; k x; k MkVk i z'u dk mÙkj nsusdsfy , i ; kZ Ir gS; k ugha A nksuksadFkuksadksi f<+ , r Fkk mÙkj nhft , %
1) ; fn ds oy dFku I esafn; k x; k MkVk i z'u dk mÙkj nsusdsfy , vdsy si ; kZ Ir gS a
A t cfd dsoy dFku II esafn; k x; k MkVk i z'u
dk mÙkj nsusdsfy , vdsy si ; kZ Ir ughagS a
A
2) ; fn ds oy dFku II esafn; k x; k MkVk i z'u dk mÙkj nsusdsfy , vdsy si ; kZ Ir gS a
A t cfd dsoy dFku I esafn; k x; k MkVk i z'u
dk mÙkj nsusdsfy , vdsy si ; kZ Ir ughagS a
A
3) ; fn ; k r ksds oy dFku I esa; k r ksdsoy dFku II esafn; k x; k MkVk i z'u dk mÙkj nsusdsfy , i ; kZ Ir gS a
A

8 SBIPO-MN-A-001
BSC Academy
1) Builders will offer discount on per square feet rates in big cities.
2) Investors who had unsold apartments will be able to sell their apartments at below current market price.
3) Interest rate for home loans is quite high in the market.
4) The incentives given by the builders will not be able to lure customers as there is a lack of prospective buyers.
5) Other than given options
20. The highways sector could see a near doubling of allocation to ` 45,000 crore as part of the government's push to
infrastructure in the coming budget owing to confidence among planners that quick results can be achieved in this sector
if funds are made available.
Which of the following can be possible the effect of the decision taken by the government?
1) It will help the government in awarding a contract of about several kilometres of roads in the current fiscal.
2) National Highway Development Project (NHDP) will achieve the National Highway construction target.
3) Infrastructure growth will boost up.
4) Only 1 and 2
5) All of these
Directions (Q. 21–25) : Read the following information carefully and answer the questions given below:
A group of 7 friends Akash, Bunty, Chandan, Dev, Eshan, Faizal and Gaurav works as Economist, Agriculture officer, IT of-
ficer, Terminal officer, Clerk, Forex officer and Research Analyst for Bank i.e, HSBC, ICICI, PNB, IOB, BOI, HDFC,SBI but not in the
same order. Chandan works for PNB and is neither a Research Analyst nor a Clerk. Eshan is an IT officer and work for HDFC, Akash
works as Forex officer and does not work for Bank HSBC or BOI. The one who is Agriculture officer works for ICICI. One who works
for HSBC is Terminal officer. Faizal works for BOI. Gaurav works for IOB as a Research Analyst. Dev is not an Agriculture officer.
21. Who amongst the following works as an Agriculture officer?
1) Chandan 2) Bunty 3) Faizal 4) Dev 5) Other than given options
22. What is the profession of Chandan?
1) Terminal Officer 2) Agriculture officer 3) Economist
4) Cannot be determined 5) Either Economist or Forex officer
23. For which bank does Bunty works?
1) ICICI 2) SBI 3) HSBC
4) Either ICICI or HDFC 5) Other than given options
24. What is the profession of the person who work for SBI?
1) Clerk 2) Agriculture officer 3) Terminal officer
4) Forex officer 5) Other than given options
25. Which of the following combination of person, profession and bank is correct?
1) Akash–Forex officer– ICICI 2) Dev–Clerk–HSBC
3) Faizal–Agriculture officer –BOI 4) Bunty–Agriculture officer–SBI 5) Other than given options

Directions (Q. 26 –30) : Each of the questions below consisting of a question and two statements numbered I and II given be-
low it. You have to decide whether the data provided in the statements are sufficient to answer the question or not. Read both the
statements and give answer :
1) If the data in statement I alone is sufficient to answer the question, while the data in statement II alone is not sufficient
to answer the question.
2) If the data in statement II alone is sufficient to answer the question, while the data in statement I alone is not sufficient
to answer the question.
3) If the data either in statement I alone or statement II alone are sufficient to answer the question.
4) If the data even in both statement I and II together are not sufficient to answer the question.
5) If the data in both statement I and II together are necessary to answer the question.

SBIPO-MN-A-001 9
BSC Academy
4) ; fn dFku I vkS j dFku II nksuksaesafn; k x; k MkVk fey kdj Hkh i z'u dk mÙkj nsusdsfy , i ; kZ
Ir ughagS
a
A
5) ; fn dFku I vkS j dFku II nksuksaesafn; k x; k MkVk i z'u dk mÙkj nsusdsfy , vko' ; d gS a
A
26. , d fuf' pr dw V Hkk"kk esa'indo' dk fuEufy f[ kr esal sD; k vFkZgS
\
I) 'Indo–pak match' dks'pit jo ha' fy [ kkt k l dr kgS A
II) 'pak rangers died' dks'ho ca pit' fy [ kk t kl dr k gS A
27. 99 $ 11 * 2 # 12 dkeku D; kgS \
I) '$' dkvFkZ'÷' ,'*' dkvFkZ'×', '#' dkvFkZ'+'.
II) 16 $ 4 * 2 # 2 = 10.
28. INDIA dksdS l sdw V fd; k t k; sxk\
I) ; fn ALIVE dksLAIEV dw V fd; kt kr kgS A
II) ; fn JAPAN dksAJPNA dw V fd; k t kr k gS
A
29. j ke vkS j l hr k esacM+ k dkSu gS\
I) l hr k dk t U e o"kZ1990 esagq v k vkSj j ke dsHkkbZl s5 o"kZNksVh gS A
II) j ke vi usHkkbZl snks xquk cM+k gSA
30. i k¡p y M+ d ksl S
e] j kW
Dl ] j kgq
y ] fd' y svkS j oSHko esal sdkSu l cl sy a ck gS\
I) j kgqy ] fd' y svkSj j kWDl l sy a ck gS] y sfdu l S
e ft r uk y ack ughagS A
II) l Se l cl sy a ck ughagS A
funsZ' k%(i z-31–35) : uhpsnhxbZl w pukv ksadksè; kui woZ
d i f<+, v kS
j uhpsfn, x, i z'uksad smÙkj nhft , A
t c , d ' kCn vkS j l a[ ; kdhO ; oLFkkdj usoky he' khu dksl a [ ; kvkSj ' kCn dh, d i afDr dk, d bui q V dj k; k t kr kgSa
Ar ks; g ml s
, d fuf' pr fu; ekuq l kj O; ofLFkr dj r hgS a
AfuEufy f[ kr bui q V vkS
j iquO;ZoLFkkdk, d mnkgj .kgS a
A¼ l Hkhl a
[ ; k, anksva
d ksadhl a
[ ; k; sagS
a

bui q V: dusk 75 nine 35 26 62 age foxs
pj .kI : age dusk75 nine 35 26 62 fox
pj .kII: age 75 dusk nine 35 26 62 fox
pj .kIII: age 75 dusk 62 nine 35 26 fox
pj .kIV: age 75 dusk 62 fox nine 35 26
pj .kV: age 75 dusk 62 fox 35 nine 26
vkSj pj .k V mi j ksDr bui q V dhi q uO ;ZoLFkk dkva fr e pj .k gS
Ami j ksDr pj .kksaesavuq
l j .kdj k, x, fu; e dsvuq l kj fn, x, bui q V
dsfy , mi ; q Z
Dr pj .k Kkr dhft , A
31. , d buq i V dkpj .kII Cast 72 19 26 were 47 lost far gS A
fuEufy f[ kr esal sdkS u l k fuf' pr : i l sbui q V gS\
1) 19 26 were 47 lost cost far 72 2) 72 19 47 26 far cost were lost
3) 19 far cost 26 72 were lost 47 4) fu/kkZfj r ughafd; k t k l dr kA 5) fn, x, fodYi ksal svU;
32. war 52 and peace 43 16 now 24. bl O ; oLFkk dksi wj k dj usdsfy , fdr uspj .kksadh vko' ; dr k gksxh\
1) pkj 2) i ka
p 3) N% 4) l kr 5) fn, x, fodYi ksal svU;
(33–35):
, d bui q V dkpj .kIII gS & Bond 86 goal 12 33 like high 46
33. fuEufy f[ kr es al sdkSu l k VIIokapj .k gS \
1) bond 86 goal 46 like 12 33 high 2) bond 86 goal 46 high like 33 12
3) bond 86 goal 46 high 33 like12 4) , s
l k dksbZpj .k ughagksxkA
5) fn, x, fodYi ks al svU;
34. pj .k V es a'high' dhD; k fLFkfr gksxh\
1) nk, al spkS Fkk 2) ck, al spkS
Fkk 3) ck, al sNBk 4) ck, al snwl jk 5) fn, x, fodYi ksal svU;
35. pj .k VI es ank, al snwl j sr Ro dsck, ai k¡pokadkS Uk l k ' kCn@l a[ ; k gksxh\
1) 86 2) goal 3) high 4) like 5) fn, x, fodYi ksal svU;
funZs'k(i z. 36 – 40) : uhpsnhx; hl w pukv ka sdksè; kui woZd i <+ sv kS
j fn; sx; si z'uksadsmÙkj nsa &
B, S, R, M, G, Y vkS j K gS ] muesl si zR; sd dq N cuusdhbPNkj [ kr kgS ] vkSj muesl si zR; sd dksvy x&vy x j axtSl s& uhy k] i hy k] gj k]
cS
a
xuh] eS
: u] dky kvkS
j y ky i l a
n gS ] t : j hughafd bl hØe esagksA buesl si zR; sd odhy ] fpfdRl d] vfHk; a
r k] dy kdkj ] i k; y V] l suk
v/; {kvkS
j fdØsVj cuukpkgr k gS ] t : j hughafd bl hØe esagksA
10 SBIPO-MN-A-001
BSC Academy
26. Which of the following means 'indo' in a certain code language?
I) 'Indo–pak match' can be written as 'pit jo ha'.
II) 'Pak rangers died' can be written as 'ho ca pit'
27. What is the value of 99 $ 11 * 2 # 12 ?
I) '$' means '÷' ,'*' means '×', '#' means '+'.
II) 16 $ 4 * 2 # 2 = 10.
28. How INDIA will be coded?
I) If ALIVE is coded as LAIEV.
II) If JAPAN is coded as AJPNA
29. Who is elder between Ram and Sita?
I) Sita was born in the year 1990 and is 5 years younger than Ram's brother.
II) Ram is twice as old as his brother.
30. Who is the tallest among the five boys Sam, Rox, Rahul, Kislay and Vaibhav?
I) Rahul is taller than Kislay and Rox, but not as tall as Sam.
II) Sam is not the tallest.
Directions (Q. 31–35) : Study the following information carefully and answer the questions given below:
A word and number arrangement machine when given an input line of words and numbers rearranges them following a par-
ticular rule in each step. The following is an illustration of an input and various steps of its rearrangement. (All the numbers are
two–digit numbers.)
Input :dusk 75 nine 35 26 62 age fox
Step I : age dusk 75 nine 35 26 62 fox
Step II: age 75 dusk nine 35 26 62 fox
Step III: age 75 dusk 62 nine 35 26 fox
Step IV: age 75 dusk 62 fox nine 35 26
Step V: age 75 dusk 62 fox 35 nine 26
And Step V is the last step of the above input. As per the rules followed in the above steps, find out the appropriate step
for the given input.
31. Step II of an input is Cast 72 19 26 were 47 lost far
Which of the following is definitely the input?
1) 19 26 were 47 lost cost far 72 2) 72 19 47 26 far cost were lost
3) 19 far cost 26 72 were lost 47 4) Can't be determined 5) Other than given options
32. war 52 and peace 43 16 now 24. How many steps will be required to complete the arrangement?
1) Four 2) Five 3) Six 4) Seven 5) Other than given options
(33–35):
Step III of an input is– bond 86 goal 12 33 like high 46
33. Which of the following be step VII?
1) bond 86 goal 46 like 12 33 high 2) bond 86 goal 46 high like 33 12
3) bond 86 goal 46 high 33 like 12 4) There will be no such step 5) Other than given options
34. What will be the position of 'High' in step V?
1) Fourth from the right 2) Fourth from the left 3) Sixth from the left
4) Second from the left 5) Other than given options
35. Which word/ number would be fifth to the left of the second element from the right in step VI?
1) 86 2) goal 3) high 4) like 5) Other than given options.
Directions (Q. 36-40) : Study the following information carefully and answer the following questions :
There are 7 friends – B, S, R, M, G, Y and K, each of them like to become something. Each of them like different colours
viz Blue, Yellow, Green, Violet, Maroon, Black and Red but not necessarily in the same order. Each of them wants to become
Lawyer, Doctor Engineer, Actor, Pilot, Army Chief and Cricketer not necessarily in same order.

SBIPO-MN-A-001 11
BSC Academy
A) G cSxuhj a xil a n dj r kgS ] vkS j , d fpfdRl d cuukpkgr kgS A
B) R i hy k j a
x il a
n dj r k gS ] vkS j , d fdØsVj cuuk pkgr k gS A
C) K dky k j a x il an ughadj r k vkS j , d vfHk; ar k ughacuuk pkgr k gS
A
D) og O ; fDr t kseS : u ja x il an dj r k gS ] dy kdkj cuuk pkgr k gS A
E) og O ; fDr t ksuhy k j ax il an dj r k gS ] i k; y V cuuk pkgr k gS
A
F) B y ky j ax il an dj r k gS ] y sfdu Y gj k ; k dky k j a x il a
n ughadj r k vkS
j og dy kdkj ughacuuk pkgr k gS
A
G) S , d vfHk; ar k ; k l suk v/; {k ughacuuk pkgr kA
36. l sukv/; {k dkS
u cuukpkgr k gS
\
1) Y 2) K 3) B 4) MkW
Vk vi ; kZ
Ir gS 5) fn; sx, fodYi ks
al svU;
37. og O ; fDr t ks, d odhy cuuk pkgr k gS
] dkS
u l kjax il a n dj r k gS
\
1) Ykky 2) gj k 3) uhyk 4) eS
:u 5)fn; sx, fodYi ks
al svU;
38. B cuuk pkgr k gS&
1) l suk v/; {k 2) dy kdkj 3) vfHk; a
rk 4) i k; y V 5) MkW
DVj
39. eS
: u ja x dkS u il a
n dj r k gS
\
1) S 2) M 3) K 4) MkVk vi ; kZ
Ir gS 5) fn; sx, fodYi ks
al svU;
40. O; fDr ] j a
x vkS
j O; ol k; dk fuEufy f[ kr esal sdkS
u l kl aca/k l gh gS
\
1) M – uhy k– odhy 2) B – y ky – fdØsVj
3) Y – uhy k– i k; y V 4) S – gj k– dy kdkj 5) K – eS
: u – ghj ks
funsZ
' k%(i z-41–45) : uhpsnhxbZl w
pukv ksad ksè; kkui w
oZ
d i <+
d j mÙkj nhft , &
P, Q, R, S, T, U, V vkS j W , d oÙ̀kkdkj est dspkj ksavksj dsa nzdhvksj eq[ k dj dscS BsgSa
A muesal si zR; sd dk O; ol k; vy x&vy x
tS l s] MkWDVj ] f' kYi dkj ] i k; y V] vfHk; a
r k] j kt uhfr K] O; ki kj h] f' k{kd vkS
j egkt u gS a
A j kt uhfr K V dsnk, ar hl j sLFkku i j cSBk gS A R,
V dk fudVr e i M+ ksl h gS
A f' kYi dkj R dsnk, anw l j sLFkku i j cS Bk gSA Q, W dsnk, ar hl j sLFkku i j cSBk gS A W u r ksj kt uhfr K u gh
f' kYi dkj gS A R vkS j f' k{kd dschpsesadsoy , d O ; fDr cS Bk gS A P vkS j U fudVr e i M+ ksl hgS
a
A u r ksP u ghU , d j kt uhfr K gS a
A MkW DVj ]
P dsnk, anw l j sLFkku i j cS Bk gS A S vkS
j vfHk; a r k dschp nksO ; fDr cSBsgSa
A S , d j kt uhfr K ughagSA i k; y V] j kt uhfr K dsi M+ksl h l s
fookfgr ughagS A egkt u P dsck, anw l j sLFkku i j cS Bk gS A
41. fuEufy f[ kr esal sdkS
u l k , d j kt uhfr K gS
\
1) P 2) Q 3) R 4) S 5) fn, x, fodYi ks
al svU;
42. i k; y V dsl anHkZesaU dk LFkku dkS u l k gS
\
1) r qja
r nk, a 2) nk, al snw
l jk 3) ck, al sr hl j k 4) ck, al spkS
Fkk 5) ck, al snw
l jk
43. f' k{kd vkS
j vfHk; a
r k dsBhd chp esadkSu cS
Bk gS
\
1) R vkS j W 2) ds
oy j kt uhfr K 3) ds
oy MkW
DVj 4) Q vkS
j R 5) okLr q
d kj vkS
j egkt u
44. nh xbZcS Bd O ; oLFkk dsl a nHkZesafuEufy f[ kr esal sdkS u l k l R; gS
\
1) S, V dk fudVr e i M+ ksl hgS A
2) V , d egkt u gS A
3) egkt u vkS j f' k{kd , d nw l j sdsfudVr e i M+ ksl h gS
A
4) i k; y V] okLr q d kj vkS
j O ; ki kj h dsBhd chp esacS Bk gS
A
5) MkWDVj ] O; ki kj h dsnk, anw l j sLFkku i j cS
Bk gSA
45. V dk O ; ol k; D; k gS
\
1) O
; ki kj h 2) i k; y V 3) egkt u 4) f' k{kd 5) okLr q
d kj

12 SBIPO-MN-A-001
BSC Academy
A) G likes Violet colour and wants to become a Doctor.
B) R likes Yellow colour and wants to become a Cricketer.
C) K does not like black colour and does not want to become on Engineer.
D) The person who like maroon colour, wants to become an actor.
E) The person likes blue, colour, wants to become Pilot.
F) B likes red but Y does not like green or black colour and he does not want to become an Actor.
G) S does not want to become an Engineer or an Army Chief.
36. Who does wants to become an Army Chief ?
1) Y 2) K 3) B 4) Data inadequate 5) Other than given options
37. The person who wants to become a lawyer likes which colour ?
1) Red 2) Green 3) Blue
4) Maroon 5) Other than given options
38. Y wants to become a/ an -
1) Army chief 2) Actor 3) Engineer 4) Pilot 5) Doctor
39. Who does like Maroon colour ?
1) S 2) M 3) K 4) Data inadequate 5) Doctor
40. Which of the following combination of person colour profession is correct ?
1) M – Blue – lawyer 2) B – Red – Cricket 3) Y – Blue – Pilot 4) S – Green – Actor 5) K – Maroon – Actor
Directions (Q. 41–45) : Study the following information carefully and answer the following questions given below :
P, Q, R, S, T, U, V and W are sitting around a circular table facing the centre. Each one of them has a different profession viz.
Doctor, Arctitect, Pilot, Enginers, Politician, Businessman, teachers and Banker. The Politician sits 3rd to the right of V. R is an
immediate neighbour of V. Architect sits second to right of R. Q sits 3rd to the right of W. W is neither a politician nor an architect.
Only one person sits between R and the teacher P and U are immediate neighbours. Neither P nor U is a politician. Doctor sits 2nd
to right of P. Two people sits between S and the engineer. S is not a politician. Pilot is not married to neighbour of the Politician.
Banker sits 2nd to left of P.
41. Who amongst is the following is a Politician?
1) P 2) Q 3) R 4) S 5) Other than given options
42. What is the position of U with respect to the pilot?
1) Immediate right 2) Second to the right 3) Third to the left 4) Fourth to the left 5) Second to the left
43. Who sits exactly between the teacher and the engineer?
1) R and W 2) Only the Politician 3) Only the doctor
4) Q and R 5) The architect and the banker
44. Which of the following is true with respect to the given sitting arrangement?
1) S is an immediate neighbour of V.
2) V is a banker.
3) The banker and the teacher are immediate neighbour of each–other.
4) Pilot sits exactly between architect and businessman.
5) Doctor sits 2nd to the right of businessman.
45. What is the profession of V?
1) Businessman 2) Pilot 3) Banker 4) Teacher 5) Architect

SBIPO-MN-A-001 13
BSC Academy
i z'ukoy hII
MkVk fo' y s"k.k v kS
j O
; k[ ; k
funsZ
' k(i z. 46-55):fuEufy f[ kr na M v kj s[k dk /; kui w oZ d v /; ; u dhft , t ksi k¡p o"kksZdh v of/k dsnkS
j ku fdl h fuf' pr da
i uh
dsJfedksa ] Dy dksZ
a] , Dl hD; w
fVoksa
] v f/kdkfj ; ksav kS
j i zca
/kdksadh l a
[ ; k dksn' kkZ
r k gS
A

Jfed Dy d Z , Dl hD; w
fVo v f/kd kj h i zca
/kd

9000

7700

7600
7500

7500
7400
8000
7000
6000
5000
4000
3000

1475

1465
1450

1460
1460

2000

440
435

425

420
415

320

325
325

325
320

220

215

220
210
210

1000
0
2010 2011 2012 2013 2014
O
k"kZ

46. da
i uh dsdq
y deZ
pkfj ; ksadh vkS
lr la
[ ; k dsl a
nHkZesaDy dksZ
adh vkS
lr la
[ ; k dk i zfr ' kr y xHkx D; k gS
\
1) 11% 2) 15% 3) 18% 4) 8% 5) 21%
47. fuEufy f[ kr esal sfdl o"kZesa
] i zR; sd oxZesadeZ
pkfj ; ksadh l a
[ ; k esadeh n' kkZ
; h x; h gS
\
1) 2013 2) 2012 3) 2011 4) 2014 5) 2012 vkS
j 2014 nksuks
48. o"kZ2010 dh r q
y uk esao"kZ2014 esa, Dl hD; w
fVoksa
] vf/kdkfj ; ksavkS
j i zca
/kdksadh vkS
lr la
[ ; k esay xHkx fdr usi zfr ' kr of̀+
) gq
bZgS
A
1) 7.5% 2) 0.5% 3) 6% 4) 2% 5) 4%
49. fuEufy f[ kr esal sfdl o"kZesa
] vf/kdkfj ; ksavkS
j i zca
/kdksdh l a
[ ; k dk Jfedksadh l a
[ ; k l si zfr ' kr l cl svf/kd gS
\
1) 2011 2)2014 3) 2013 4) 2012 5) 2010
50. , Dl hD; w
fVoksadh vkS
lr la
[ ; k vkS
j i zca
/kdksdh vkS
lr la
[ ; k dk vuq
i kr y xHkx D; k gS
\
1) 427: 215 2) 427: 213 3) 426: 215 4) 401: 208 5) 421: 210

14 SBIPO-MN-A-001
BSC Academy
Test II
Data Analysis & Interpretation
Directions (Q. 46-55): Study the following bar diagram carefully which shows the number Labourers, Clerks, Executives,
Officers and Managers of a certain company over the period of five years.

Labourers Clerks Executives Officers Managers

9000

7700

7600
7500

7500
7400
8000
7000
6000
5000
4000
3000

1465
1475

1460
1450

1460

2000
435

440

425

420
415

320

325
325

325
320

220

215

210

220
210

1000
0
2010 2011 2012 2013 2014

Years 

46. What is the approximate percentage of the average number of Clerks with respect to the average number of total
employees of the company?
1) 11% 2) 15% 3) 18% 4) 8% 5) 21%
47. Which of the following year has shown the decrease in every section of the number of employees?
1) 2013 2) 2012 3) 2011 4) 2014 5) Both 2012 and 2014
48. What is the approximate percentage increase in the average number of Executives, Officers and Managers in 2014 as
compared to the same in the year 2010?
1) 7.5% 2) 0.5% 3) 6% 4) 2% 5) 4%
49. In which of the following years, the percentage of the number of Officers and Managers to the number of the Labourers
is maximum?
1) 2011 2)2014 3) 2013 4) 2012 5) 2010
50. What is the approximate ratio of the average number of Executives and that of Managers?
1) 427: 215 2) 427: 213 3) 426: 215 4) 401: 208 5) 421: 210

SBIPO-MN-A-001 15
BSC Academy
funsZ
' k(i z.51–55): bu i z'uksadsmÙkj nsusdsfy , i kbZ &pkVZdk /; kui w oZ
d v /; ; u dhft , A
uhpso"kZ2013 v kS j 2014 dsfy , , d dkW y l sa
Vj esadeZpkfj ; ksadk LFkkuokj foHkkt u fn; k x; k gS
A 2013 esadkW
y l sa
Vj esa
dqy deZ pkfj ; ksadh l a
[ ; k 85000 Fkh] v kS
j fcuk deh fd, 2014 esadeZ pkfj ; ksadh l a
[ ; k esa25% of̀) dh xbZ
A

2014 esadeZ
pkfj ; ksadk LFkku
2013 esadeZ
pkfj ; ksadk LFkku
L1 4% L1 7%
L2 6% L5 2%
L5 2% L2 8%
L6 L6
L4 3%
L4 3% 14% 14%

L3 71% L3 68%

51. 2013 l s2014 es


adkW
y l sa
Vj dsLFkku L3 dsdeZ
pkfj ; ksadh l a
[ ; k esay xHkx fdr usi zfr ' kr dk i fj or Z
u gqv k gS
\
1) 20% 2) 15% 3) 24% 4) 11% 5) 26%
52. ; fn fcukdehfd, 2014 esadkW y l sa
Vj dsdeZ pkfj ; ksadhl a
[ ; kesa35% of̀) gq
bZgks]r ks2013 esaLFkku L1 dsdeZ
pkfj ; ksavkS
j 2014
esaLFkku L6 dsdeZ
pkfj ; ksadschp va r j D; k gS
\
1) 10870 2) 10850 3) 103850 4) 10370 5) 10310
53. 2014 es a25% dhof̀) dsl kFk2014 esaLFkku L4 dsdeZ pkfj ; ksaesagksusoky si fj or Z
u dk2014 ea s35% dhof̀) ekudj 2014 esaLFkku
L3 dsdeZ pkfj ; ksaea
sgksusoky si fj or Z
u l svuq i kr D; k gS \
1) 255: 7072 2) 225: 7081 3) 229: 7625 4) 254: 7071 5) 226: 7185
54. 2014 es aLFkku L5 dsdeZ pkfj ; ksadh l a
[ ; k esai fj or Zu dk LFkku L2 dsdeZ pkfj ; ksadh l a
[ ; k esai fj or Zu l svuq i kr D; k gS
A
1) 1: 7 2) 1: 6 3) 2: 9 4) 1: 8 5) 2: 5
55. 2014 ea sLFkku L1 vkS j L2 essfey dj deZ pkfj ; ksadhl a [ ; k] 2013 esaLFkku L1 vkS j L2 essfey dj deZ pkfj ; ksadhl a [ ; kl sy xHkx fdr us
i zfr ' kr vf/kd gS
\
1) 84.5 % 2) 87.5 % 3) 80.5 % 4) 82.6 % 5) 89.4 %

16 SBIPO-MN-A-001
BSC Academy
Directions (Q.51–55): Study the pie-charts carefully to answer these questions.
The location wise distribution of employees in a call centre for the years 2013 and 2014 is given below. The total
employees' strength of the call centre in 2013 was 85000 and there was a 25% increase in the number of employees
in 2014 with no attrition.

Employees by location in 2013 Employees by location in 2014

L1 4% L1 7%
L2 6% L5 2%
L5 2% L2 8%
L6 L6
L4 3% 12%
L4 3% 14%

L3 71% L3
68%

51. What is the approximate percentage change in the number of employees at location L3 of the call centre in 2013 to 2014?
1) 20% 2) 15% 3) 24% 4) 11% 5) 26%
52. If there was 35% increase in the employee's strength of the call centre in 2014 with no attrition, what is the difference
between employees at location L1 in 2013 and employees at location L6 in 2014?
1) 10870 2) 10850 3) 10385 4) 10370 5) 10310
53. What is the ratio of the change of employees at location L4 in 2014 with a 25% increase in 2014 to the change of
employees at location L3 in 2014 assuming a 35% increase in 2014?
1) 255: 7072 2) 225: 7081 3) 229: 7625 4) 254: 7071 5) 226: 7185
54. What is the ratio of change in the number of employees at location L5 to the change in the number of employees at
location L2 in 2014?
1) 1: 7 2) 1: 6 3) 2: 9 4) 1: 8 5) 2: 5
55. Approximately, by what percentage, the number of employees at location L1 and L2 together in 2014 in more than the
number of employees at location L1 and L2 together in 2013?
1) 84.5 % 2) 87.5 % 3) 80.5 % 4) 82.6 % 5) 89.4 %

SBIPO-MN-A-001 17
BSC Academy
funsZ
' k (i z-56 – 60): fuEufy f[ kr i kbZpkV r FkkVscy dk/; kui w
oZ
d vè; ; u dhft , vkS
j uhpsfn, x, i z'uksadkmÙkj nhft , A
egkj k"Vª fnYy h d sjy

t ul a
[ ; kof̀) ¼'kr kfCnd 1991 – 2011 38.2 28.3 18.2
of̀) % esa
½ 2001 – 2011 34.2 22.6 10.5

fy a
xkuq
i kr ¼efgy k, ai zfr 2001 918 975 1138
1000 i q
: "k½ 2011 930 980 1160

iq
: "k 78.6 82.4 95.6

l k{kj r k nj ¼2011 esa%½ efgy k 50.4 74.6 88.4

dq
y 65.5 78.2 90.2

iq
: "k 62.4 73.6 82.4
2011 es
at hou i zR; k' kk ¼o"kZ
efgy k 64.6 78.8 79.3
esat Ue dsv k/kkj i j ½
dq
y 63.5 75.4 80.1

l sd s.Mj hLd w
y 82732 32460 8765
2011 es
af' k{kkRed l a
LFkku
¼l a
[ ; kesa
½ l hfu; j
8458 10045 4864
l sd s.Mj hLd w
y

o"kZ2011 esafey dj r huksaj kT; ksa dh dq


y t ul a
[ ; k= 181681732

egkj k"Vª, fnYy h,


38.80%
42.60%

dsjy ,
18.60%

56. 2011 es
a
] i zfr gt kj O
; fDr ; ksai j l sd s.Mj hLdw
y ksadhl a
[ ; k fuEufy f[ kr esal sfdl j kT; dsfy , l cl svf/kd Fkh\
1) ds
jy 2) fnYyh 3) egkj k"Vª
4) dg ughl dr s
A 5) ds
j y vkS
j fnYy hnksuksa
57. o"kZ2011 esaegkj k"Vªf' kf{kr efgy kvksadhdq
y la
[ ; ky xHkx D; kFkh\
1) 359593654 2) 36973654 3) 38953864
4) 38954654 5) fn, x, fodYi ks
al svU;

18 SBIPO-MN-A-001
BSC Academy
Directions (Q. 56-60): Study the following pie-chart and table carefully and answer the questions given below:

Maharashtra Delhi Kerala

Population growth 1991 – 2011 38.2 28.3 18.2


(Decadal growth in %) 2001 – 2011 34.2 22.6 10.5

Sex ratio (Female per 2001 918 975 1138


1000 males) 2011 930 980 1160

Male 78.6 82.4 95.6


Literacy rate (% in
Female 50.4 74.6 88.4
2011)
Total 65.5 78.2 90.2

Male 62.4 73.6 82.4


Life expectancy in
2011 (In years of Female 64.6 78.8 79.3
birth)
Total 63.5 75.4 80.1

Secondary
82732 32460 8765
Educational institution school
in 2011 ( in number) Sr. secondary
8458 10045 4864
school

Total Population of three states together in the year 2011 = 181681732

Maharastra Delhi,
42.60% 38.80%

Kerala,
18.60%

56. In 2011, the number of secondary school per thousand persons was the heighest for which of the following states?
1) Kerala 2) Delhi 3) Maharashtra
4) Can't say 5) Kerala and Delhi Both
57. What was the approximate number of total literate females in Maharashtra in the year 2011?
1) 359593654 2) 36973654 3) 38953864
4) 38954654 5) Other than given options

SBIPO-MN-A-001 19
BSC Academy
58. 2001 vkS
j 2011 esadsjy dhefgy kvksadhl a
[ ; k dschp va
r j y xHkx fdr ukgS
\
1) 1820267 2) 1890257 3) 188257 4) 1860367 5) 1817057

59. o"kZ1991 esafnYy hdhdq


y t ul a
[ ; ky xHkx fdr uhFkh\
1) 46815253 2) 44815253 3) 49815250 4) 49815053 5) 46816263
60. egkj k"Vªdhdqy t hou i zR; k' kk ¼
o"kZesat Ue dsl e; ½
] fn, x, r hu j kT; ksadhdq
y vkS
l r t hou i zR; k' kk dk y xHkx fdr us
i zfr ' kr gS
\
1) 82.65% 2) 92.65% 3) 94.69% 4) 86.99% 5) 78.66%

funsZ
' k (i z-61 –65) : fuEufy f[ kr l kj . kh v kS
j xzkQ dk v /; ; u dhft , v kS
j uhpsfn, x, i z'uksadk mÙkj nhft , %
fuEufy f[ kr l kj . kh] 2009–2014 dh v of/k dsnkS
j ku esxkLVksj dsfcØh v k¡d M+
ks( ` dj ksM+esa
) dksn' kkr hZgS
%
eghuk 2009–2010 2010–2011 2011–2012 2012–2013 2013–2014
t uoj h 12.8 14.6 26.4 35.4 44.8
Qj oj h 8.4 16.8 25.6 38.5 48.05
ekpZ 7.8 15.5 18.5 22.4 52.02
v i zS
y 8.4 12.6 16.8 28.2 38.06
ebZ 9.6 14.5 22.4 29.4 44.81
twu 14.8 25.6 26.8 36.7 45.20
t yq kbZ 18.6 20.5 28.4 28.5 115.50
v xLr 9.8 21.5 27.5 35.8 58.8
fl r a cj 10.5 22.6 26.5 34.8 65.5
v DVw cj 11.8 18.4 25.6 39.5 48.50
uoa cj 14.6 16.5 30.5 32.5 85.8
fnl a cj 16.5 23.5 32.8 38.4 54.5
fuEufy f[ kr i kbZ
&pkVZ2013–2014 esafcØh v k¡d M+
sdsfy , v y x&v y x O
; ol k; ksads; ksxnku dksn' kkZ
r k gS
%

vkS
"kf/k
oL=k
14%
20%

tw
rs
22% d kW
LesfVd
16%

l t koV
28%

61. 2009 – 2010 es


al er q
Y; eghusdsl a
nHkZesa
] 2013–2014 esafdl eghusdsfy , fcØh vk¡d M+
ksdh okf"kZ
d of̀) nj l cl s
vf/kd gS
\
1) t uoj h 2) vDVw
cj 3) t w
u 4) fnl a
cj 5) ekpZ

20 SBIPO-MN-A-001
BSC Academy
58. What was the approximate difference between the number of females in Kerala in 2001 and that in 2011?

1) 1820267 2) 1890257 3) 188257 4) 1860367 5) 1870157


59. What was the approximate total population of Delhi in the year 1991?

1) 46815253 2) 44815253 3) 49815250 4) 49815053 5) 46816263


60. Total life expectancy of Maharashtra (in years at birth) is what percent of the average of the total life expectancy of the
three given state?

1) 82.65% 2) 92.65% 3) 94.69% 4) 86.99% 5) 78.66%

Directions (Q. 61 –65) : Study the following table and graph and answer the questions given below:
The following table shows the sales figures of a mega store (in `crore) for the period 2009–2014:
Months 2009–2010 2010–2011 2011–2012 2012–2013 2013–2014
January 12.8 14.6 26.4 35.4 44.8
February 8.4 16.8 25.6 38.5 48.05
March 7.8 15.5 18.5 22.4 52.02
April 8.4 12.6 16.8 28.2 38.06
May 9.6 14.5 22.4 29.4 44.81
June 14.8 25.6 26.8 36.7 45.20
July 18.6 20.5 28.4 28.5 115.50
August 9.8 21.5 27.5 35.8 58.8
September 10.5 22.6 26.5 34.8 65.5
October 11.8 18.4 25.6 39.5 48.50
November 14.6 16.5 30.5 32.5 85.8
December 16.5 23.5 32.8 38.4 54.5
The following pie–chart shows the contribution of different business to the sales figure in 2013–2014.

Pharmaceuticals
14%

Garments
20%

Shoes Cosmetics
22% 16%

Decoration
28%

61. For which month in 2013–2014 was the annual growth rate for sales figures the highest with respect corresponding
month of 2009–2010?
1) January 2) October 3) June 4) December 5) March

SBIPO-MN-A-001 21
BSC Academy
62. ; fn 2013–2014 esaoL=k] t w r s]l t koV vkSj dkW LesfVd dhfcØhdsi zfr ' kr esay kHkekft Z u Øe' k%24%, 18%, 26% vkS j 21% gS]
r ksbuesal sfdl dko"kZ2013–2014 dsfy , y kHkesal cl svf/kd ; ksxnku j gk\
1) oL=k 2) l t koV 3) dkWLesfVd 4) t w
rs 5) MkVkvi ; kZIr
63. fdl o"kZes a
] , d eghusesafcØhdhof̀) nj ml dsfi Ny soky seghusesafcØhdhof̀) nj l sl cl svf/kd gS \
1) 2013–2014 2) 2010–2011 3) 2012–2013 4) 2011–2012 5) buesl sdks bZugha
64. ; fn 2010–2011 dsfy, fcØhes aoL=k] t w
r s]l t koV vkS j dkW LesfVd dhfcØhdk; ksxnku Øe' k%30% , 25%, 20% vkS j 15%
gS] y kHkekft Zu Øe' k%24%, 18%, 26% vkS j 21% r ksbu O ; ol k; ks} kj ki zkIr fd; kx; ky kHk(` dj ksM+esa
) fdr ukgS ?
1) ` 45 dj ks
M+ 2) ` 40 dj ksM+ 3) ` 56 dj ksM+ 4) ` 54.5 dj ks
M+ 5) ` 58 dj ks
M+
65. t uoj h2009–2010 l s2013–2014 r d fcØhes agksusoky hi zfr ' kr of̀) Kkr dhft , A
1) 238% 2) 225% 3) 250% 4) 215% 5) 230%
funsZ
' k(i z-66 –70) : i kbZ&pkVZdks/; kui w
oZ
d i f<+
, v kS
j uhpsfn, x, i z'uksadsmÙkj nhft , %
; g i kbZpkVZ2014 dsv ar esafn, x, dq
y j kt Lo dk foHkkt u v kS
j , d da
i uhdsfy , dq y fcØhv k; r u dksn' kkZ
r k gS
dqy j kt Lo = ` 12,38,400 fefy ; u dqy fcØh v k; r u= 683500 bdkbZ
dqy j kt Lo dk foHkkt u

ek: fr
fj V~
t
5%
18%
vkbZ
&10
39%

lS
Vªks
sa
MLVj 22%
16%

dq
y fcØh dk foHkkt u

fj V~
t
22% ek: fr
5%
vkbZ
&10
47%

l sS
Vªks
a
16%
MLVj
10%

66. i zR; sd fj V~
t dhfcØhl sy xHkx fdr uk j kt Lo i zkIr gksrkgS
\
1) ` 1472422 2) ` 1483412 3) ` 1482423 4) ` 1462423 5) ` 1484432
67. i zfr okgu fdl i j dqy j kt Lo l cl svf/kd i zkIr gksrk gS
\
1) vkbZ&10 2) l S
Vªksa
a 3) fj V~
t 4) MLVj 5) ek: fr

22 SBIPO-MN-A-001
BSC Academy
62. If the profit margins, as percentage of sales on garments, shoes, decorations and cosmetics in 2013–2014 are 24%, 18%,
26% and 21 % respectively, which of these contributed the maximum to the profit for the year 2013–2014?
1) Garments 2) Decorations 3) Cosmetics 4) Shoes 5) Data inadequate
63. In which year was the growth rate in sales in a month over that of the previous month the highest?
1) 2013–2014 2) 2010–2011 3) 2009–2010 4) 2012–2013 5) 2011–2012
64. If the garments, shoes, decoration and cosmetic sales from 30%, 25%, 20% and 15% respectively of the sales contribution
for 2010–2011, profit margins are 24%, 18%, 26% and 21% respectively. What is the approximate profit contribution by
these businesses (in ` crore)?
1) ` 45 crore 2) ` 40 crore 3) ` 56 crore 4) ` 54.5 crore 5) ` 58 crore
65. Find the percentage increase in the sales from January 2009–2010 to 2013–2014.
1) 238% 2) 225% 3) 250% 4) 215% 5) 230%
Directions (Q. 66 –70) : Read the pie–charts carefully and answer the questions given below:
The pie charts below show the break–up of the total revenue and total sales volume for a company, for the year ended
2014:
Total revenue = ` 12,38,400 million Total Sales volume= 683500 unit
Break-up of total revenue

Ritz Maruti
18% 5%

I-10
39%

Santro
22%
Dustur
16%

Break-up of total sales

Ritz Maruti
22% 5%
I-10
47%

Santro
16%
Dustur
10%

66. What is the net revenue per Ritz sold, approximately?


1) ` 1472422 2) ` 1483412 3) ` 1482423 4) ` 1462423 5) ` 1484432
67. The highest net revenue per vehicle comes from–
1) I–10 2) Santro 3) Ritz 4) Dustur 5) Maruti

SBIPO-MN-A-001 23
BSC Academy
68. ; fn l S
VªksdkfcØhvk; r u 35% c<+t kr kgSvkS
a j ; g fcØhl Eiw
. kZ
r ; kvkbZ
&10 dhdher i j c<+
r hgSr ksvkbZ
&10 dsfcØhvk; r u
esafdr usi zfr ' kr dhdehgq
bZ
\
1) 20.13% 2) 11.91% 3) 32.15% 4) 28.19% 5) 44.61%
69. ; fn MLVj l si zkIr gksusoky sdq
y j kt Lo dksgVk fn; k t k, r ksek: fr l sfey usoky sj kt Lo dk i zfr ' kr gksxk\
1) 5.95% 2) 11.25% 3) 18.12% 4) 9.15% 5) 12.46%
70. fuEufy f[ kr esal sdkS u l k dFku l R; gS \
i) ek: fr vkS j lSUVªksadhi zR; sd bdkbZ} kj kj kt Lo dk ; ksx] MLVj dhi zR; sd bdkbZ} kj kj kt Lo dsnksxq
usl sde gS
A
ii) ; fn fj V~t vkS j MLVj i zR; sd bdkbZdkj kt Lo vki l esacny fn; kt k, r ksi zfr bdkbZMLVj dkj kt Lo] i zfr bdkbZek: fr
dsj kt Lo l svf/kd gksxkA
iii) i z
fr bdkbZfj V~ t dkj kt Lo] i zfr bZd kbZvkbZ &10 dsj kt Lo l svf/kd gS A
1) l H khi), ii) vkS
j iii) 2) dsoy i) 3) ds
oy ii)
4) ds oy iv) 5) fn; sx; sfodYi ks
al svU;
funsZ
' k(i z. 71–75): fn, x, xzkQ dk/; kui w
oZ
d v /; ; u dj uhpsdsi z'uksadsmÙkj nsa%
fofHkUu o"kkZ
sadsnkS
j ku nksda
i fu; ksaJ v kS
j K } kj k i zkIr y kHki zfr ' kr %

J K

80
70
60
ykHk i zfr ' kr

50
40
30
20
10
0
2008 2009 2010 2011 2012 2013
o"kZ

v k; – [ kpZ 100
uksV%y kHk % =
[ kpZ
71. fuEufy f[ kr es
al sfdl o"kZesadq
y vk; ] ml o"kZesada
i uhK dsdq
y [ kpZdsnksxqusl svf/kd gS
\
1) 2008 2) 2010 3) 2010 4) 2011 5) fn, x, fodYi ks
al svU;
72. fn, x, fdr uso"kksa Zesa[ kpZdk i zfr ' kr da
i uhJ dhvk; l s60% de j gk\
1) , d 2) nks 3) r hu 4) dks bZugha 5) l Hkho"kksZ
aesa
73. ; fn 2011 es adai uhK dkdq y [ kpZ` 250 dj ksM+Fkk] r ksdqy vk; fdr uhFkh\
1) ` 325 dj ks
M+ 2) ` 425 dj ksM+ 3) ` 375 dj ks
M+ 4) ` 350 dj ks
M+ 5) ` 450 dj ksM+
74. ; fn 2009 es adai uhK dhdq y vk; ` 175 dj ksM+Fkh] r ksml o"kZesadq y [ kpZfdr ukFkk\
1) ` 185.75 dj ks
M+ 2) ` 136.76 dj ksM+ 3) ` 116.67 dj ks
M+ 4) ` 174.62 dj ks
M+ 5) ` 146.85 dj ksM+
75. ; fn 2010 vkS j 2011 esafey dj da i uhK dkdq y [ kPkZ` 350 dj ksM+Fkk] r ksbu o"kksa
Zesadq
y vk; fdr uhFkh\
1) ` 560 dj ks
M+ 2) ` 620 dj ksM+ 3) ` 820 dj ks
M+ 4) ` 750 dj ks
M+ 5) MkVkvi ; kZ Ir gS
a

24 SBIPO-MN-A-001
BSC Academy
68. If volume of sales of Santro was increased by 35% and this sale increase was entirely at the cost of I–10, then what is
the percentage decrease in I–10 volume sales?
1) 20.13% 2) 11.91% 3) 32.15% 4) 28.19% 5) 44.61%
69. If the net revenue from Dustur was to be excluded, what percent of revenue would Maruti form?
1) 5.95% 2) 11.25% 3) 18.12% 4) 9.15% 5) 12.46%
70. Which of the following statement is true?
(i) The sum of revenue generated per unit by Maruti and Santro is lesser than twice that of Dustur.
(ii) If the revenue per unit of Ritz and Dustur be interchanged, Dustur's revenue per unit would be more than that for
Maruti.
(iii) The revenue per unit of Ritz is greater than that for I–10.
1) All i), ii) and iii) 2) Only i) 3) Only ii)
4) Only iv) 5) Other than given options

Directions (Q. 71-75): Study the graph carefully and answer the questions given below it:

Percent profit earned by the two companies J and K over years.

J K

80
70
Profit Percentage

60
50
40
30
20
10
0
2008 2009 2010 2011 2012 2013
Years

Ιncome  Expenditure
Note: % Profit =  100
Expenditure

71. In which of the following years was the total income more than double the total expenditure in that year for company K?
1) 2008 2) 2010 3) 2010 4) 2011 5) Other than given options

72. In how many of the given years the percentage of expenditure to the income of company J was less than Sixty per cent?
1) One 2) two 3) three 4) None 5) All years
73. If the total expenditure of company K in 2011 was ` 250 crores, what was the total income?
1) ` 325 crores 2) ` 425 crores 3) ` 375 crores 4) ` 350 crores 5) ` 450 crores
74. If the total income in 2009 for company K was ` 175 crores, what was the total expenditure in that year?
1) ` 185.75 crores 2) ` 136.76 crores 3) ` 116.67 crores 4) ` 174.62 crore 5) ` 146.85 crores
75. If the total expenditure of 2010 and 2011 together of company K was ` 350 crores. What was the total income in these
years?
1) ` 560 crore 2) ` 620 crore 3) ` 820 crore 4) ` 750 crore 5) Data inadequate

SBIPO-MN-A-001 25
BSC Academy
funsZ
' k(i z-76-80): fuEufy f[ kr t kudkj hdk /; kui w
oZ
d v /; ; u dhft , v kS
j i z'uksadsmÙkj nhft , A
fdl hfo| ky ; esa, d d{kkdhpkj ksnhokj ksdhi q r kbZdhnj `3600 i zfr oxZeh- gS
Adej sdsQ' kZi j dky hu fcNkusdhnj ] Vkby sa
fcNkusdhnj dk140 i zfr ' kr i zfr oxZehgS Ad{kkdksl t kusdhy kxr ] Q' kZi j dkyhu fcNkusdhykxr dk15 xq ukgSAfo| q
r hdj .k
dhy kxr Q' kZi j dky hu fcNkusdhy kxr dk80% gS AQ' kZi j VkbysfcNkusdhnj ] i q r kbZdhnj dk132% gS Ad{kkdhfoek, ¡8 eh-
×6 eh-×5 eh- gSA
76. d{kk dhpkj ksnhokj ksdhi q r kbZdhy kxr vkSj d{kk dhl t koV dhy kxr dk vuq i kr D; k gS
\
1) 125 : 1187 2) 129 : 1188 3) 129 : 1187 4) 127 : 1188 5) 125 : 1188
77. d{kkdksl t kusvkS
j Q' kZi j Vkby safcNkusdhdq
y y kxr D; k gksxh\ t c pkj ksanhokj ksai j Hkh0.75 eh- dhšpkbZr d Vkby sa
y xkbZt kr hgS
A
1) ` 5117904 2) ` 5127904 3) ` 5137914 4) ` 5027804 5) ` 5037704
78. ; fn dej sdhfoek; sa24eh-×45eh-×18eh- gks]r ksd{kkdhi q
r kbZ
] Q' kZi j dky hu fcNkus]l t koV vkS
j fo| q
r hdj .kdhdqy y kxr
D; k gksxh\
1) `1427 yk[ k 2) `1296 yk[ k 3) `1317 yk[ k 4) `1347 yk[ k 5) `1439 yk[ k
79. ; fn Vkby sfcNkusdhnj es a70% dhof̀) dj nht k, vkS j dej sdhfoek; s54 eh-×65 eh-×88 eh- gks]r ksQ' kZi j Vkby sfcNkus
dhy kxr D; k gksxh\
1) ` 38155184 2) ` 26155284 3) ` 27143184 4) ` 28355184 5) ` 26255184
80. ; fn d{kkdhy a ckbZea
s25% ] pkS
M+
kbZesa34% vkS j Å¡pkbZesa15% dhof̀) dj nht k, r ksd{kkdhpkj ksanhokj ksi j i q
r kbZvkS
j
Q' kZi j Vkby sfcNkusdhdq y y kxr D; k gksxh\
1) ` 1238415.7 2) ` 1218516.9 3) ` 1128916.8 4) ` 1218617.8 5) ` 1228417.8

26 SBIPO-MN-A-001
BSC Academy
Directions (Q. 76-80): Study the following information carefully and answer the questions.
For a classroom, in the school, the rate of painting four walls is `3600 per square metre. The rate of carpeting per square
metre is 140% of that of tiling. The cost of decorating the classroom is 15 times to that of carpeting on the floor. The cost of elec-
trification is 80% of that of carpeting the floor. The rate of tiling on the floor is 132% of that of painting. The dimensions of the
class room are 8m×6m×5m.
76. What is the ratio of the cost of painting the four walls of the classroom to that of decoration of the classroom?
1) 125 : 1187 2) 129 : 1188 3) 129 : 1187 4) 127 : 1188 5) 125 : 1188
77. What will be the total cost of decorating the class room and tiling the floor when the four walls have also been tiled to
a height of 0.75 metre?
1) ` 5117904 2) ` 5127904 3) ` 5137914 4) ` 5027804 5) ` 5037704
78. What will be the total cost of painting, carpeting, decoration and electrification of the classroom if the dimension of the
room be 24m×45m×18m?
1) ` 1427 lakh 2) ` 1296 lakh 3) ` 1317 lakh 4) ` 1347 lakh 5) ` 1439 lakh
79. What will be the cost of tiling the floor of the room if the rate of tiling be increased by 70% and the dimensions of the
room be 54m×65m×88m?
1) ` 38155184 2) ` 26155284 3) ` 27143184 4) ` 28355184 5) ` 26255184
80. If the length of the classroom be increased by 25%, breadth by 34% and height by 15%, then what will be the total cost
of painting the four walls of the classroom and tiling the floor?
1) ` 1238415.7 2) ` 1218516.9 3) ` 1128916.8 4) ` 1218617.8 5) ` 1228417.8

SBIPO-MN-A-001 27
BSC Academy
i z'ukoy hIII
l kekU; @foÙkh; t kx#dr k
81. t ekr &, &bLy keh dsusrk eksfr mj j geku dksgky gh esafuEu esal sfdl ns'k esaQka l h nsnh xbZ \
1) phu 2) vQxkfuLr ku 3) cka Xy kns'k 4) i kfdLr ku 5) r qd hZ
82. mPpr e U; k; ky ; usgky ghesavk; dj foHkkx dksfuEu esal sfdl dsf[ ky kQ vkdy u o"kZ2001-02 dsfy , ml dh vk; l sl a cafèkr
ekey sdksfQj l s[ kksy usdh vuq efr nsnh\
1) ' kkg#[ k[ kku 2) vfer kHkcPpu 3) l fpu r s a
nq y dj
4) vt he çs et h 5) , uvkj ukj k; .k ew fr Z
83. lq çhe dksVZusgky gh esaVªkbZ} kj k Vsy hdkW e vkW i j sVj ksai j y xk; sx; sfuEu esal sfdl fu; e dks[ kkfj t dj fn; k\
1) dkW y MªkW i dsfy , t q ekZuk 2) /kheh MkVk xfr dsfy , t q ekZuk 3) 3t h l s4t h es afu' kq
Yd
vi xzsMs'ku
4) chi h, y i fj okj ks adsfy , fu' kq Yd fl e dkMZ 5) buesal sdksbZugha
84. ------------------------ esaegkfHk; ksx i j h{k.k dk l keuk dsfy , j k"Vªi fr fMYek j kml sQ dksmudsi n l sfuy a fcr dj fn; k x; k FkkA
1) fQfyi ha l 2) ey s f' k; k 3) ba Mksusf' k; k 4) cz kt hy 5) nf{k.kvÝhdk
85. Qkscl Zdh ‘euh ekLVl Z & n eksLV i kW oj Qqy i hi y bu n Qkby S af' k; y oYMZ ’ dh l w ph esa--------------------------------- , dek=k Hkkj r h; (33oha
jSa
d ) gS at cfd bl l w ph esa' kh"kZi j LVhQu ' okt Z eS u gS a
A
1) v#a /kfr Hkêkpk; Z 2) pa nkdkspj 3) dq ekj ea xy e fcM+ yk
4) fny hi l ka ?koh 5) mn; dks Vd
86. fdl ns'k dh l j dkj usnknkc f' kfoj dS a
i dksca n dj usdk QS l y k fd; k gS ] ft l svDl j fo' o dsl cl scM+ sdS ai ds: i esal a nfHkZr
fd; k t kr k gS \
1) ds U; k 2) nf{k.kvÝhdk 3) xz hl 4) r qd hZ 5) V~ ;wuhf' k; k
87. fuEu esal sfdl r sy fu; kZ r d ns'k usgky gh esaHkkj r dksdPpsr sy dh eq ¶r f' kfi a
x l ekIr dj nh vkS j fj Qkbuj hda i fu; ksal seky
<q y kbZdh O ; oLFkk dj usdsfy , dgk\
1) l Ånh vj c 2) bZj ku 3) bj kd 4) dq oS
r 5) ; w , bZ
88. e/; , f' k; kbZns'k dsusrkvksausgky gh esa------------------------------ esanq ' kka
csdsut nhd l sa Vªy , f' k; k l kmFk , f' k; k (CASA-1000)
Vªkal fe' ku y kbu dk mn~ ?kkVu fd; kA
1) fdfxZ t x.kj kT; 2) vQxkfuLr ku 3) i kfdLr ku 4) r t kfdLr ku 5) bues al sdksbZugha
89. gky dh fo' o LokLF; l a xBu fj i ksVZdsvuq l kj ] fnYy h fo' o esal cl sçnw f"kr ' kgj ughagS A fo' o esal cl svf/kd çnw f"kr ' kgj -
------------------------------- gSA
1) chft a x] phu 2) ft axr kbZ ] phu 3) by kgkckn] Hkkj r 4) Xokfy ; j ] Hkkj r 5) t + kcksy ] bZ
j ku
90. dsa nzh; ea f=kea My usl sch vkS j bl dsl ed{k foÙkh; l sok fu; ked çf/kdj .k dschp , d i S DV dksea tw j h nsnh gSt ks--------------- dh
gS A
1) ; w , bZ 2) fl axki qj 3) os ut q , yk 4) FkkbZ yS aM 5) da cksfM; k
91. fuEu esal sfdl ns'k usdj hc 5,500 fdy ksehVj r d ekj dj usoky h DF-26 e/; or hZ &nw j h dh cS fy fLVd fel kby fodfl r dh gS \
1) nf{k.kdks fj ; k 2) D; w ck 3) bZ j ku 4) : l 5) phu
92. fo' o dk l cl scM+ k eky okgd foHkku dkxksZ, ; j ØkW ¶V , a Vksukso , , u-225 gky gh esar duhdh xM+ cM+ h dh ot g l s--------------------- ds
j kt ho xka /kh ba Vj us'kuy , ; j i ksVZi j #dkA
1) ps UubZ 2) csa
xyq : 3) dks y dkr k 4) eq a
cbZ 5) gS nj kckn
93. bZ j ku usHkkj r l svçS y 2016 l sHkkj r h; fj Qkbuj hda i fu; ksadkscspst kusoky sr sy dk Hkq xr ku -------------------------- esadj usdheka x dhA
1) Hkkj r h; : i ; s 2) bZj kuhfj ; ky 3) ; wj ks 4) ves fj dhMkW yj 5) ; w d si kma M
94. Hkkj r vkS j i ka p vU; ns'kksausgky gh esachft a x esaCbC MCAA i S DV i j gLr k{kj fd; sA ; g i S DV ------------------- dh , d i gy gS A
1) fo' o cS a
d 2) vkbZ , e, Q 3) , Mhch 4) vks bZ l hMh 5) , vkbZ v kbZch
95. ge vDl j Qsek dsfu; eksadsckj sesai <+ r sgS a
A FEMA dk i w . kZ: i D; k gS \
1) Foreign Exchange Management Act 2) Foreign Exchange Manipulation Act
3) Foreign Exchange Migration Act 4) Foreign Exchange Maneuver Act

28 SBIPO-MN-A-001
BSC Academy
Test III
General/FinancialAwareness
81. Jamaat-e-Islami leader Motiur Rahman Nizami was executed in which of the following countries recently?
1) China 2) Afghanistan 3) Bangladesh 4) Pakistan 5) Turkey
82. The Supreme Court allowed the Income Tax Department recently to reopen a case against who among the following
pertaining to his income for the assessment year 2001-02?
1) Shahrukh Khan 2) Amitabh Bachchan 3) Sachin Tendulkar
4) Azim Premji 5) NR Narayana Murthy
83. The Supreme Court recently struck down which of the following regulations imposed by the TRAI on telecom operators?
1) Penalty for call drops 2) Penalty for slow data speed 3) Free upgradation from
3G to 4G
4) Free SIM cards to BPL families 5) None of these
84. President Dilma Rousseff was recently suspended from her office to face impeachment trial in
1) Philippines 2) Malaysia 3) Indonesia 4) Brazil 5) South Africa
85. _________ is the sole Indian (ranked 33rd) in Forbes’ list of ‘Money Masters: The Most Powerful People In The Financial
World’ topped by Stephen Schwarzman.
1) Arundhati Bhattacharya 2) Chanda Kochhar 3) Kumar Mangalam Birla
4) Dilip Shanghvi 5) Uday Kotak
86. The govt of which country has decided to close Dadaab refugee camp, often referred to as the world’s largest camp?
1) Kenya 2) South Africa 3) Greece 4) Turkey 5) Tunisia
87. Which of the following oil exporting countries recently ended free shipping of crude oil to India and asked refiners to
arrange for freight?
1) Saudi Arabia 2) Iran 3) Iraq 4) Kuwait 5) UAE
88. The central Asian state leaders recently inaugurated the Central Asia South Asia (CASA-1000) transmission line near
Dushanbe in
1) Kyrgyz Republic 2) Afghanistan 3) Pakistan 4) Tajikistan 5) None of these
89. As per the recent WHO report, Delhi is no more the most polluted city in the world. The most polluted city in the world
is
1) Beijing, China 2) Xintai, China 3) Allahabad, India 4) Gwalior, India 5) Zabol, Iran
90. The Union Cabinet recently approved a pact between Sebi and Financial Services Regulatory Authority, its counterpart
from
1) UAE 2) Singapore 3) Venezuela 4) Thailand 5) Cambodia
91. Which of the following countries has developed DF-26 intermediate-range ballistic missile with a strike range of about
5,500 km?
1) North Korea 2) Cuba 3) Iran 4) Russia 5) China
92. The world’s largest cargo aircraft Antonov AN-225 made a technical halt recently at Rajiv Gandhi International Airport in
1) Chennai 2) Bengaluru 3) Kolkata 4) Mumbai 5) Hyderabad
93. Iran recently demanded India to pay all oil bills raised from Apr 2016 to be settled in
1) Indian rupee 2) Iranian rial 3) Euro 4) US dollar 5) UK pound
94. India and five other countries signed CbC MCAA pact in Beijing recently. The pact is an initiative of
1) World Bank 2) IMF 3) ADB 4) OECD 5) AIIB
95. We often read about the FEMA regulations. What is the full form of FEMA?
1) Foreign Exchange Management Act 2) Foreign Exchange Manipulation Act
3) Foreign Exchange Migration Act 4) Foreign Exchange Maneuver Act
5) None of these

SBIPO-MN-A-001 29
BSC Academy
5) bues
al sdksbZugha
96. Hkkj r vkS j cka Xy kns'k usgky gh esa<kdk esal hek okr kZvk; ksft r dhA fuEu esal sdkS u&l k j kT; cka Xy kns'k dsl kFk l hek l k>k ugha
dj r k gS \
1) fl fDde 2) es?kky ; 3) fet ks je 4) f=ki q jk 5) vl e
97. eS =khi ky k fl j hl suk --------------------------------- dsor Zeku j k"Vªi fr gS aft Ugksa
usgky gh esaHkkj r dh ; k=kk dhA
1) ekW j h'kl 2) l w
j huke 3) Jhy a dk 4) E; ka ekj 5) fo; r uke
98. çdk' k fl a g t ka p iS uy usgky gh esavi uh fj i ksVZl kS a
i nhA i S uy dks---------------------------- dsnkS j ku gqbZ[ kkfe; ksadh t ka
p dj usdsfy ,
xfBr fd; k x; k FkkA
1) i a t kc esafl [ k foj ks/k çn' kZ u 2) xq t j kr esai Vsy vkanksy u 3) eq t ¶uxj l ka çnkf; d na xs
4) gfj ; k.kk es at kV vka nksy u 5) bues al sdksbZugha
99. ------------------------------------ dksgky gh es avkbZ l hl h fØdsV l fefr dsv/; {k ds: i esafu; q Dr fd; k x; k FkkA
1) j kgq y nzfoM+ 2) dfi y ns o 3) l quhy xkoLdj 4) vfuy dq a
cy s 5) vt ; t Ms tk
100. ds a
nzl j dkj usi a po"khZ; ; kst uk l sNq Vdkj k i kusvkS
j bl dscny s15-o"khZ ; fot u MkW D; w
esa
V y kusdk QS l y k fd; k gS
A i gy h ckj
iapo"khZ ; ; kst uk ------------------------------- esa' kq
: dh xbZFkhA
1) 1948 2) 1950 3) 1951 4) 1952 5) 1956
101. ---------------------------------------- ‘baVj us'kuy , LVªksukWfVdy QsMj s'ku (IAF) gky vkW Q Qse’ esa' kkfey gksusoky si gy sHkkj r h; cu x; sgS a
A
1) t h ek/kou uS ; j 2) ; w v kj j ko 3) dsdsj k/kkd`".ku 4) l h, uvkj j ko 5) dsd' r w j hj a
xu
102. vkfFkZ d fFka d VS a
d NCAER usgky gh esa2016-17 esaHkkj r dh vkfFkZ d of̀) nj fdr usçfr ' kr i j j gusdk vuq eku y xk; k gS A
1) 6.9 çfr ' kr 2) 7.1 çfr ' kr 3) 7.4 çfr ' kr 4) 7.6 çfr ' kr 5) 7.7 çfr ' kr
103. FkkWel di --------------------------------- dh , d va r j kZ
"Vªh; i q#"k Vhe çfr ; ksfxr k gS A
1) cS Mfea Vu 2) Vs
ful 3) LDoS 'k 4) fcfy ; M~lZ 5) xks YQ
104. fuEu es al sfdl t ksM+ susj kse ekLVl Z2016 dk efgy k Mcy f[ kr kc t hr k\
1) ; s d kr sfj uk ekdkj ksO gk vkSj , y suk osLuhuk 2) l kfu; k fet kZvkS j ekfVZ
uk fgafxl
3) j dhy vr kvksvkS j vchxS y Li h; l Z 4) bfj uk dS esfy ; k csxqvkS
j eksfudk fudq y sLdq
5) bues al sdksbZugha
105. fo' o Qq VckW y ' kkl h fudk; QhQk usgky gh esavi uh ' kkl u l fefr dsmi k/; {k ds: i esafuEu esal sfdl dh fu; q fDr dh\
1) eq dq y eq n~ xy 2) çQq y i Vsy 3) cS pqa
x Hkw
fV; k 4) l j ckuan l ksuksoky 5) vkbZ , e fot ; u
106. ?kj sy wdky s/ku dh?kks"k.kk dsfy , ‘vk; dj [ kq y kl k ; kst uk’ ; k pkj eghusdh, deq ' r vuqi ky u f[ kM+ d h---------------------- l s' kq
: gksxhA
1) 1 t w u 2016 2) 1 fl r Ecj 2016 3) 1 fnl Ecj 2016 4) 1 t uoj h2017 5) 1 vçS y 2017
107. fdu nksns ' kksadh ok; q l sukvksausgky gh esavesfj dk dsvy kLdk esavk; ksft r pkj l Ir kg dk “j sM ¶y S x” ok; ql suk vH; kl fd; k\
1) i kfdLr ku vkS j vesfj dk2) phu vkS j vesfj dk 3) t ki ku vkS j vesfj dk 4) nf{k.kdks fj ; kvkS
j vesfj dk5) Hkkj r vkS j vesfj dk
108. ‘efgy k: mRFkku vkS j , dt q V nq fu; k’ fo"k; dsl kFk fo' o vkfFkZ d ea p 2016 dk vk; kst u gky gh esa------------------------------- esafd; k x; k
FkkA
1) t ; i q j 2) H kksiky 3) dks y dkr k 4) ubZfnYy h 5) eqa
cbZ
109. chi h, y i fj okj ks
al sl acaf/kr i ka p dj ksM+efgy k y kHkkfFkZ ; ksadks, y i ht h dusD' ku çnku dj usdsfy , ç/kkuea =kh mTt oy k ; kst uk ds
nwl j spj .k dksgky gh esa----------------------------------- dsnkgksn ft y k l s' kq : fd; k x; k FkkA
1) >kj [ ka M 2) i f' pe ca xky 3) r feyukMq 4) dsjy 5) xqt j kr
110. bZokbZfj i ksVZdsvuq l kj Hkkj r dks‘v{k; Åt kZds{ks=k esans'k dsvkd"kZ .kl aca/kh l w
pdka d ’ esaHkkj r dksfdl LFkku i j j [ kk x; k gS
\
1) i gy s 2) nw l js 3) r hl j s 4) pkS
Fks 5) i ka
poka
111. cSa
d k' ; ksjsa
l gS %
1) cS a
d t ek dkschekdr̀ dj usdh , d chek ; kst uk
2) ds oy cS a
d deZ pkfj ; ksadsfy , , d chek ; kst uk
3) cS a
d vkS j chek mRikn i znku dj usoky h , d l a ;qDr foÙkh; l sok
4) ds oy chek da i fu; ksadsdeZ pkfj ; ksadsfy , , d cS a
d t ek ; kst uk

30 SBIPO-MN-A-001
BSC Academy
96. India and Bangladesh held border talks in Dhaka recently. Which of the following states does not share boundary with
Bangladesh?
1) Sikkim 2) Meghalaya 3) Mizoram 4) Tripura 5) Assam
97. Maithripala Sirisena, who visited India recently, is the present President of
1) Mauritius 2) Suriname 3) Sri Lanka 4) Myanmar 5) Vietnam
98. The Prakash Singh probe panel submitted its report recently. The panel was constituted to probe lapses during
1) Sikh protests in Punjab 2) Patel agitation in Gujarat3) Muzaffarnagar communal riots
4) Jat agitation in Haryana 5) None of these
99. ________ was appointed as chairman of the ICC Cricket Committee recently.
1) Rahul Dravid 2) Kapil Dev 3) Sunil Gavaskar 4) Anil Kumble 5) Ajay Jadeja
100. The central govt has decided to get rid of the five-year plans, and replace them with 15-year vision documents. The Five-
Year Plan was first started in
1) 1948 2) 1950 3) 1951 4) 1952 5) 1956
101. _______ will become the first Indian to be inducted into the ‘International Astronautical Federation (IAF) Hall of Fame’.
1) G Madhavan Nair2) UR Rao 3) KK Radhakrishnan 4) CNR Rao 5) K Kasturirangan
102. The economic think-tank NCAER recently projected India’s economic growth rate at what percent in 2016-17?
1) 6.9 per cent 2) 7.1 per cent 3) 7.4 per cent 4) 7.6 per cent 5) 7.7 per cent
103. The Thomas Cup is an international men’s team competition of
1) badminton 2) tennis 3) squash 4) billiards 5) golf
104. Which of the following pairs won women’s doubles title of the 2016 Rome Masters?
1) Ekaterina Makarova and Elena Vesnin 2) Sania Mirza and Martina Hingis
3) Raquel Atawo and Abigail Spears 4) Irina-Camelia Begu and Monica Niculescu
5) None of these
105. The world football governing body FIFA appointed who among the following as deputy chairman of its governance
committee recently?
1) Mukul Mudgal 2) Praful Patel 3) Baichung Bhutia 4) Sarbananda Sonowal 5) IM Vijayan
106. The ‘Income Declaration Scheme’ or four month window for declaration of domestic black money will commence from
1) 1 Jun 2016 2) 1 Sep 2016 3) 1 Dec 2016 4) 1 Jan 2017 5) 1 Apr 2017
107. The Air Forces of which two countries concluded their four-week-long “Red Flag” aerial combat exercises at Alaska in
the US recently?
1) Pakistan and US 2) China and US 3) Japan and US 4) South Korea and US 5) India and US
108. The Women Economic Forum with a theme ‘Women: Uplifting and Uniting The World’ was held recently in
1) Jaipur 2) Bhopal 3) Kolkata 4) New Delhi 5) Mumbai
109. The 2nd phase of Pradhan Mantri Ujjwala Yojana to provide LPG connections to 5 cr women beneficiaries from BPL
families was launched recently from Dahod district of
1) Jharkhand 2) West Bengal 3) Tamil Nadu 4) Kerala 5) Gujarat
110. India is placed at which position in the ‘Renewable Energy Country Attractiveness Index’, according to an EY report?
1) First 2) Second 3) Third 4) Fourth 5) Fifth
111. Bancassurance is
1) an insurance scheme to insure bank deposits
2) an insurance scheme exclusively for the employees of banks
3) a composite financial service offering both bank and insurance products
4) a bank deposit scheme exclusively for employees of insurance companies
5) None of these

SBIPO-MN-A-001 31
BSC Academy
5) bues al sdksbZugha
112. cSa
d A, ABC fy feVsM dks[ kkr k_ .k dsfo#) , d vksoj Mªk¶V Lohdr̀ dj r k gS A ; g _______ } kj k i zR; kHkw r gksrk gS A
1) ca /kd j [ kuk (Hypothecation) 2) i z
fr Kk (Pledge) 3) j sgu (Mortgage)
4) vkca Vu (assignment) 5) MkVk vi ; kZ Ir
113. t ; a
r vki dscS a
d dsl kFk , d cpr cS a
d [ kkr k j [ kr sgS
a
A mUgksa usvi us[ kkr sdk i fj pky u dj usdk ekfy dkuk gd vi usi q =k dksfn; k
gSA cS a
d vkS j ta ; r dschp dk fj ' r k ________ gS A
1) dt Z znkj vkS j _ .knkr k 2) ewy /ku vkS j vfHkdr kZ 3) nkr k vkS j vknkr k
4) mi ; q Z
Dr l Hkh 5) MkVk vi ; kZ Ir
114. {ks
f=k; xzkeh.k cS a
d ks(RRBS) dsl a nHkZesafgLl snkj h i S
VuZgS%
1) ds Unzl j dkj 50%, j kT; l j dkj 35% i zk; kst d cS a
d 15%
2) ds Unzl j dkj 50%, j kT; l j dkj 15%, i zzk; kst d cS a
d 35%
3) ds Unzl j dkj 15%, j kT; l j dkj 35%, i zk; kst d cS a
d 50%
4) ds Unzl j dkj 35%, j kT; l j dkj 50%, i zk; kst d cS a
d 15%
5) bues al sdksbZugha
115. vki ds, d xz kgd uscS d } kj k t kj h dh xbZl kof/k t ek j l hn [ kksnhA l kof/k t ek j l hn dh , d vuq fy fi i zkIr dj usdsfy , ml s
____________ i z Lr q
r dj usdh vko' ; dr k gS A
1) ekfy dkuk vf/kdkj i =k 2) , d i z R; kHkw
fr 3) , d l k[ k i =k
4) , d l q j {kk cka
M 5) bues al sdksbZugha
116. _______ l fefr dhfl Qkfj ' kks adsvk/kkj i j cS ad ksadhl a i fÙk; ksadksvkn' kZl a
i fÙk; ksa
] l cLVS
a
MMZl ai fÙk; ksa
]l afnX/k l a
i fÙk; ksavkS
j vi zkI;
lai fÙk; ksaesaoxhZ d r̀ fd; k t kr k gS A
1) j axj kt u 2) uj fl a
g~ e 3) ?kks "k 4) Va
Mu 5) bues al sdksbZugha
117. buesal sdkS u&l k i n cS a
fdax vkS j foÙkh; {ks=k esai z;ksx ughafd; k t kr k gS \
1) cks y h dher 2) t Sd l ksfu; u t Crh 3) dkW y fodYi 4) Cyw
fpi 5) y kHkka
'k
118. fuEufy f[ kr esal sfdl sj k"Vªh; _ .k ughaekuk t kr k gS \
1) j k"Vªh; cPkr çi =k 2) nh?kZ d kfy d l j dkj h cka
M 3) chek i kWfy l h
4) çks foMsaV Qa M 5) bues al sdksbZugha
119. dj sa
l h LoS i fuEufy f[ kr esal sfdl sfu; a f=kr dj usdh , d ; q fDr gS \
1) eq nzk t ksf[ ke 2) C ; kt nj t ksf[ ke 3) eq
nzk, oaC ; kt nj t ksf[ ke
4) fofHkU u eq ækvksaesaèku dk çokg 5) mi ; q Z
Dr l Hkh
120. fuEufy f[ kr esal sdkS u&l k mi l kèku t ur k } kj k l hèksl j dkj dksmèkkj nsusdsfy , i z;ksx fd; k t kr k gS
\
1) cS a
d t ek 2) i fC y d i zksfoMsa
V Qa
M 3) Vh&fcy
4) l fVZ fQdsV vkW Q fMi kft V 5) bues al sdksbZugha

32 SBIPO-MN-A-001
BSC Academy
112. Bank A grants an overdraft to ABC Ltd against book debts. This is secured by:
1) Hypothecation 2) Pledge
3) Mortgage 4) Assignment
5) None of these
113. Mr Jayant maintains a SB account with your bank. He has given a power of attorney to his son, to operate his SB
account. The relationship between the bank and Mr Jayant is:
1) Debtor and creditor
2) Principal and agent
3) Donor and donee
4) None of the above
5) All the above
114. In respect of Regional Rural Banks the share holding pattern is:
1) Central Government 50%,State Government 35%, Sponsoring Bank 15%
2) Central Government 50%,State Government 15%, Sponsoring Bank 35%
3) Central Government 15%,State Government 35%, Sponsoring Bank 50%
4) Central Government 35%, State Government 50%, Sponsoring Bank 15%
5) None of these
115. One of your customers lost the fixed deposit receipt issued by the bank. To obtain a duplicate fixed deposit receipt he
needs to furnish
1) a power of attorney 2) a guarantee
3) a letter of credit 4) an indemnity bond
5) None of these
116. Bank’s Assets are classified into standard assets, substandard assets doubtful assets and loss assets, based on the
recommendations of ________ Committee
1) Rangarajan 2) Narasimham
3) Ghosh 4) Tandon
5) None of these
117. Which of the following terms is not used in Banking and Finance?
1) Bid Price 2) Jacksonian Seizure 3) Call Option
4) Bluechip 5) Dividend
118. Which of the following is not considered as National Debt?
1) National Savings Certificates 2) Long-term Government Bonds
3) Insurance Policies 4) Provident Fund
5) None of these
119. Currency Swap is an instrument to manage
1) Currency risk 2) Interest rate risk 3) Currency and interest rate risk
4) Cash flows in different currencies 5) All of the above
120. Which of the following instruments is used by public to directly lend to the Government?
1) Bank Deposits 2) Public Provident Fund
3) T-Bills 4) Certificates of Deposit
5) None of these

SBIPO-MN-A-001 33
BSC Academy
Test IV
English Language
Directions (Q.121–130): Read the passage carefully and answer the questions given below it. Certain words/ phrases
have been given in bold to help you locate them while answering some of the questions.
One of the fastest growing nations in the world, India faces a dilemma today–ensuring steady economic development in
the face of challenges posed by climate change and energy security. Even though coal provides almost 42% of India's energy
requirements, it is plagued with issues of shortage and disputes over environmental concerns and land permits. Nuclear
energy is still trying to gain a foothold amidst rising protests and concerns over its safety records.
There has been a growing realisation over the years that it is the renewable energy sector where India should be putting
its money in. In fact, that is precisely the course the country has charted for itself lately. India is among the fastest growing
nations, after China, Brazil and the US, in the renewable energy sector with Investment rising to 62%.
The Solar energy sector gives much hope in being able to plug the country's energy gap to a large extent. The Government
therefore, rightly launched the Jawaharlal Nehru National Solar Mission in the last year of the previous decade. In the first
phase the target was to set up 1,000–2,000 MW of grid–based solar power in the country. In the next phase that kicks in from
2013, the target is setting up of 9,000 MW of solar power by 2017. With prices of solar energy crashing in the past three years,
solar energy is now closer to grid parity than ever before. With increasing incentives, augmented indigenous capacity and
increased awareness the solar energy sector can be expected to get a real boost.
In a tropical country like India, even if a small fraction of the almost 5,000 trillion kwh per solar energy incident over India
is captured, the country can meet its entire power requirements. However, information and advocacy on the how and why of
solar energy is severely lacking in the country. Our government has to increase awareness and remove myths and misinformation
that is so rampant about the efficiency, robustness and ease of installation and maintenance of solar energy systems. As
envisaged in the Jawaharlal Nehru National Solar Mission scheme (JNNSMS), given the pace of development of Solar
Photovoltaic (PV) industry in India, there is a need to put in place the ecosystem for sustainable growth of solar projects in
India. The JNNSMS Mission has set the ambitious target of deploying 20,000 MW of grid connected solar power by 2022.
121. India's position in growing renewable energy in the world is–
1) First 2) Second 3) Fourth 4) Third 5) Fifth
122. The Jawaharlal Nehru National Solar Mission was launched in–
1) 2010 2) 2011 3) 2013 4) 2000 5) 2009
123. Which of the following word is similar in the meaning as the word given in bold as used in the passage?
Robustness
1) Inability 2) Strength 3) Weakness 4) Cowardice 5) Expense
124. Which of the following statement cannot be inferred from the given passage?
1) Solar Energy is too expensive to be maintained
2) A tropical country can meet its entire power requirement through solar energy.
3) The government has made a plan to harness solar energy
4) All the above can be inferred
5) None of the above can be inferred
125. Which of the following word is most nearly the opposite in the meaning as the word given in the bold as used in the
passage?
Envisaged
1) farsightedness 2) Contemplated 3) Visualised 4) Proposed 5) Discarded
126. Which of the following is the safest method of energy producing?
1) Coal 2) Nuclear 3) Solar 4) Hydro 5) All of the above
127. Which of the following word is most nearly the same in the meaning as the word given in the bold as used in the
passage?
Augmented

34 SBIPO-MN-A-001
BSC Academy
1) Decreased 2) Degraded 3) Increased 4) Motivated 5) Perfected
128. Which of the following word is most nearly the opposite in the meaning as the word given in the bold as used in the
passage?
Precisely
1) Questionably 2) Definitely 3) Absolutely 4) Plumb 5) Smack
129. Which of the following is a suitable title for the given passage?
1) Energy 2) Solar Energy 3) Consumption of Energy
4) Renewable Energy 5) Sustainable Energy
130. The duration of the second phase of JNNSM is–
1) 2001–2022 2) 2010–2017 3) 2013–2017 4) 2013–2022 5) 2010–2022
Directions (Q. 131-135): Read each sentence to find out whether there is any grammatical or idiomatic error in it. The
error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is
5). (Ignore errors of punctuation, If any).
131. 1) Documents examined by / 2) The Sunday Express shows / 3) that the ministry had received / 4) a compliant this
February./ 5) No error
132. 1) Having taking his lunch / 2) he went to his office / 3) by car / 4) and worked there. / 5) No error
133. 1) She is likely / 2) to contact you sometime in / 3) next week to discuss with / 4) you in detail. / 5) No error
134. 1) Several people think / 2) that Mr. Arvind Kejriwal / 3) is enough intelligent / 4) to run the government for five years. /
5) No error
135. 1) A flag march with / 2) around 200 police personnel / 3) were conducted / 4) by the commissioner. /5) No error
Directions (Q. 136-140): Each question below has two blanks, each blank indicating that something has been omitted.
Choose the set of words for each blank that best fits the meaning of the sentence as a whole.
136. Target markets are groups of individuals that are _______ by distinguishable and noticeable _______.
1) separated, aspects 2) abstracted, whole 3) disunited, appearance
4) partitioned, demeanour 5) sympathetic, mien
137. For security _____, there are time limits for ________ each page.
1) acumen, disregard 2) intellect, overlook 3) dialecties, explore
4) sense, discern 5) reasons, viewing
138. It was ________ to replace Planning Commission with a more dynamic organisation that is more popular and _____ to the
times.
1) scheduled, disjoined 2) designed, consecutive 3) proposed, connected
4) determined, applicable 5) submitted, linked
139. Modern email ______ _________ the internet or other computer networks.
1) enforce, crosswise 2) operates, across 3) contrive, beyond
4) revolve, athwart 5) exert, over
140. An interactive mapping interface providing ______ geographical _______ of business.
1) matchless, report 2) flawless, description 3) greatest, indemnity
4) optional, coverage 5) ace, theme
Directions (Q. 141–145): Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence
to form a meaningful paragraph and then answer the questions given below.
(A) Even the Organization for Economic Co–operation and Development (OECD) has around 35 per cent.
(B) Countries including Brazil, Nigeria and Uganda have, in fact, a higher tax to GDP ratio.
(C) India's tax to GDP ratio is around 16 per cent, one of the lowest globally.
(D) However, that corporate tax in the country is higher than the ASEAN nations' average but the government
is trying to bring it down.

SBIPO-MN-A-001 35
BSC Academy
(E) The government has announced in Union Budget, 2015–16 that a stringent law will be brought in, providing
for up to 10 years imprisonment for concealment of income.
(F) Industry should help in generating more revenue instead of always seeking tax exemptions as the country
has one of the lowest tax–to–GDP ratios globally.
141. Which of the following should be the THIRD sentence after rearrangement?
1) A 2) B 3) C 4) D 5) E
142. Which of the following should be the FIRST sentence after rearrangement?
1) E 2) B 3) C 4) D `5) F
143. Which of the following should be the SECOND sentence after rearrangement?
1) B 2) A 3) D 4) C 5) E
144. Which of the following should be the FOURTH sentence after rearrangement?
1) F 2) B 3) A 4) D 5) C
145. Which of the following should be the LAST (SIXTH) sentence after rearrangement?
1) A 2) B 3) C 4) D 5) E
Directions (Q. 146-155): In the following passage, some of the words have been left out, each of which is indicated by a
number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to
make the paragraph meaningfully complete.
Digital media allows (146) marketing a level of advertising (147) targeting the product can get so detailed (148) never
before. From a marketing (149) this means a lot and can (150) huge benefits. Today industries are changing, and using the
digital media (151) market and connect. The (152) media help to make (153) with your (154) that are deeper and loyal. Branding
is an important part of marketing strategies these days, and (155) the digital media in branding your product is crucial.
146. 1) controlled 2) targeted 3) open 4) restricted 5) close
147. 1) where 2) when 3) why 4) whereas 5) whoever
148. 1) as 2) unlike 3) like 4) probably 5) possibly
149. 1) prospective 2) side 3) perspective 4) angel 5) direction
150. 1) reap 2) get 3) collect 4) gather 5) assimilate
151. 1) in 2) for 3) into 4) to 5) on
152. 1) social 2) digital 3) on line 4) off–line 5) print
153. 1) conversation 2) communication 3) companion 4) connections 5) contraction
154. 1) customer 2) audience 3) spectator 4) buyer 5) seller
155. 1) using 2) consuming 3) utilising 4) handling 5) making

36 SBIPO-MN-A-001

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