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Tuesday,
ERIES
LECT(3UrdREEditSion)
September 26,
2017
:
dy guides Page 01
CSEC stu anguage
s h L
Engli nology
on Tech
Informati
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THE DAILY OBSERVER Tuesday, September 26, 2017 Page 2
PRODUCTION TEAM
EDITOR: Debra-Gail Williamson • ASSOCIATE EDITOR – DESIGN: Rorie Atkinson • GRAPHIC ARTIST / PAGINATOR: Roy France
CONT R IBUTOR S
INFORMATION TECHNOLOGY HUMAN & SOCIAL BIOLOGY PRINCIPLES OF BUSINESS PRINCIPLES OF ACCOUNTS
Shandeen Robinson-White Leroy Munroe Hilary Bassaragh Tedmore Clarke
TYPES OF WRITING
To perform at optimum level in English A requires students to master the skills of reading and writing. Students have
mentioned in the past that they find paper one onerous due to all the reading that they have to do especially since the
passages tend to be, according to them, “boring”. My response to these complaints is usually just to treat the exercise
as what it is: something that must be done so a clinical approach is advised. The image below shows the types of
writing that students will encounter on the exams.
Paper 1 Paper 2
ACTIVITY #2 Descriptive
This is a style of writing that focuses on describing a
Instructions: Look at the following instructions as an character, an event, or a place in great detail. The purpose
example of expository writing. of descriptive writing is to enable readers to experience,
through their senses, the sight, smell, or sound that the
writer wishes to convey. This type of writing tends to use
If you drive a car then it is important that you know language that is poetic. Students are no longer given the
how to change a tyre as punctures happen from time option of writing a descriptive essay in the exam; however,
to time. Here are some simple steps to follow when knowledge of description is useful in narrative and
changing a tyre. expository writing.
5. Use the jack to lift the vehicle off the ground. I can still remember the summers I spent in Deep
River. Back then I had no fear and all was fresh and
6. Remove the lug nuts and remove the tyre from bright. My favourite spot was the river from which
the car. the community got its name. It was a mystical place,
the cool, dark water surrounded by tall, green trees.
7. Place the spare on the car and replace the lug I used to sit on the banks burying my toes in the
nuts. squishy mud. It made sucking noises as I dug deeper
and sometimes bubbles would float to the top and
8. Lower the car to the ground and tighten the lug gently pop. I would lie on my back and look up at the
nuts. trees which stood like sentinels over nature’s palace.
The sound of the rustling leaves caressed by the
9. Secure your tools and ensure that the roadside winds would often lull me to sleep and suddenly I
is left clean. would be awakened by the shrieks of the children
diving beneath the once placid surface. This stirred
me to action and I would plunge headlong into the
The writer intends to give information about how to dark green embrace of Deep River.
change a flat tire. Listing is a technique of expository
writing and the writer uses this rather effectively. In
providing simple step by step explanations, the writer
makes this information accessible to a general audience. JOL ENGLISH LANGUAGE continues on next page
THE DAILY OBSERVER Tuesday, September 26, 2017 Page 6
JOL ENGLISH LANGUAGE continued from previous page
The writer gives information about a certain place that he/she used to visit in his/her childhood. There are sensory
details as the writer appeals to sight with the tall trees and dark water. The coolness of the air and the squishy mud
appeal to the sense of feeling and the popping bubbles and rustling leaves enable the readers to almost hear these
sounds. The writer takes the readers back into time and invites them to experience the place as he/she did.
Persuasive/Argumentative
Persuasive writing aims to convince. Unlike expository writing, persuasive writing contains the opinions and biases of
the author. The writer in a persuasive essay usually takes a stand and sets out to get readers to agree with this point
of view. To convince others to agree with the author’s point of view, persuasive writing contains justifications and
reasons or makes appeals which appeal to the reader’s emotions. An essay which employs mainly emotional appeal is
called ‘persuasive’ while an essay that appeals to reason is referred to as ‘argument’. All English A candidates are
expected to write a persuasive essay.
ACTIVITY #4
Instructions: Read the following review and examine how the writer seeks to persuade.
No one has ever written a self-help book like this one. This book takes satire to a whole new level. It’s not only
funny, it’s very real. It is full of ‘slice of life humour’ that covers everything that frustrates women about men.
This sassy book is filled with scenarios and advice aimed at helping women to become subtly stronger and
self-empowered. The book, which has already been featured on several popular radio and television shows, should
make waves with its controversial view of relationships.
It is an example of a book review. This is not the same as an academic book review as it is aimed at getting people to
buy the book by saying how great it is. The reviewer is quite exuberant with her praises and uses language that makes
use of hyperbole.
Reading comprehension and writing can both be improved with an understanding of the characteristics of each type
of writing. You are encouraged to go look for other examples of each type of writing and examine them for the elements
of style.
Shawnett Myers-Lawrence is on the staff of St. Hugh’s High School " Email: shawnomyl@yahoo.com
THE DAILY OBSERVER Tuesday, September 26, 2017 Page 7
MATHEMATICS Lesson 3
with Kamau Karenga
7 8 9
+
FRACTIONS
4 5 6 –
Greetings, everyone! Last
term we looked at numbers 1 2 3 –:
and today we will discuss a
type of ‘rational’ numbers
called FRACTIONS.
0 • = +
Let us recognise that a fraction TYPES OF FRACTIONS
represents a part of a whole, and
more specifically, equal parts of a
whole. A fraction describes how NAME LIST DESCRIPTION
many parts of a certain size there is. positive or negative fractions,
Simple
may be proper or improper
For example, one quarter is one out
positive or negative fractions,
of four parts; one half is one out of Proper
a magnitude of less than one
two parts; and eight fifths is eight
of five parts, obviously more than ‘top heavy’ fractions, positive
Improper
a whole. One quarter of a cake is or negative
one part out of 4 equal parts. One
Mixed a sum of fractions
half of a cake is one of two equal
Numbers and whole numbers
parts, and consists of two quarters.
Numerators and denominators are The first expression 4½ means the sum of 4+½, which is equivalent to 4.5.
also used in fractions that are not
simple, such as complex fractions, The product 4(½) means 4x(½), and it has a value of 2.0. The bracket makes a
compound fractions and mixed big difference.
numerals. We shall examine how
these may be presented. JOL MATHEMATICS continues on next page
THE DAILY OBSERVER Tuesday, September 26, 2017 Page 8
JOL MATHEMATICS continued from previous page
ADDITION AND SUBTRACTION OF FRACTIONS This is equivalent to the 22s cancel each other
Fractions can only be added when they have the same Answer =
denominator, so in this case we must first find the
lowest common multiple (LCM) of 4 and 5. The LCM is 20;
it is sometimes called LCD, lowest common denominator. BOMDAS refers to the order of arithmetic operations.
There are four levels;
We therefore convert to (multiply the numerator and
B Brackets must be cleared first
denominator by 5. And convert to (multiply
O Other operations like exponents or square
roots are next in line
the denominator by 4). The sum is now
MD Third is Multiplication and Division
Thus
AS Finally we perform Addition and Subtraction
It is necessary that we get a good grasp of the principles
and procedures now, because later in the course we shall
see that algebraic fractions are treated in the same b) The complex fraction to the left must be simplified
manner. Practice will surely lead to mastering the before the subtraction (division before subtraction).
procedure.
Example 1:
Express each of the following as a single fraction in its
lowest terms:
Answer =
Example 2:
By inspection we can tell that is the smallest fraction because all the others have a numerator greater than
half the size of the denominator, but that is not enough. We can also tell that the LCM is 44.
Solution 2
7x4 1 x 22 13 x 2 27 x 1
Each term must be converted to a fraction with 44 in the denominator. That is: —–—–
11 x 4
, ——–– , ——–– , ——––
2 x 22 22 x 2 44 x 1
28 22 26 27
# —, —, —, —
44 44 44 44
Therefore the ranking is: 4, 1, 2, 3
1
and the arrangement required is: — 13
— 27
— 7
—
2 22 44 11
Example 3: EVALUATION
Solution 3
3
Answer = —
16 JOL MATHEMATICS continues on next page
THE DAILY OBSERVER Tuesday, September 26, 2017 Page 11
JOL MATHEMATICS continued from previous page
Kamau Karenga is on the staff of Portmore Community College " Email: kkarenga@pcc.edu.jm
TASK 4:
INSTRUMENT USED TO COLLECT DATA
(4 MARKS)
The instrument must have a minimum of 15 questions EXCLUDING the demographic or introductory questions.
Introductory/Demographic questions include: age, gender and length of residence. Age group for the most part should
be in bands of 2 and over. However, if the focus is on a particular age group, such as, Adolescents/Teenagers it should
be single.
In addition, a cover letter should accompany the instrument. The letter can also be at the top of the instrument after
the topic. The cover letter /paragraph should:
! clearly state the purpose of the questionnaire
! have clear explanation of how the respondents should complete the questionnaire
! include a note thanking the respondents
! state that the information presented will be held in the strictest of confidence and their name is not required
PLEASE NOTE:
! Be careful of the use of ‘Yes’ and ‘No’ questions. A maximum of two and if there are more ensure that they all
have follow up questions.
! Questionnaire should provide answers for respondents.
! Always put the word ‘Other’ at the end of answers given for questions so that respondents can suggest possible
answers.
! Be mindful of the target population; therefore, read the questions and answers as the need arise.
! Questions MUST seek to answer the research question/s.
! Questions MUST be in chronological order from simple to complex.
The instrument that the researcher used to collect the data is printed questionnaires with responses. A letter
accompanying the questionnaire was used to explain to the respondents the reason for the survey.
Dear Residents,
This is a survey being carried out in the Lavender Avenue, St. Catherine community to determine the reasons for
the increasing level of single parent families in the community. It also aims to find out the problems faced, the
age group which accounts for the highest level and suggestions on what can be done to reduce the level, as well
as the problems faced.
This study is being conducted as part of the requirement for a Social Studies course that I am currently pursuing.
Please answer the questions as honestly as possible. Do not write your name on the questionnaire as it is not
necessary. There are no wrong or right answers just put a tick $ in the spaces provided or write on the lines
where necessary. Thank you for your cooperation.
Topic: Single Parent Families in the 18 to 49 age group in the community: reasons for the level, problems faced and
suggestions on how to reduce the level and problems faced.
Instructions: Please tick the answer that best represents your choice. You may also write your responses in the spaces
labelled (other_______ ), if none of the options match your response.
1. Gender
Male Female
6. If your response to question 4 is yes, how did you become a single parent?
By choice
Divorce / separation
Partner refuses to marry me
Other parent was killed by violence
Other parent was killed in an accident or by illness
Other__________________________________________________________________________ (Please specify)
9. How many children do you have living with you that are dependent on you for all or most of their needs?
1 child 2 3 4 5 6 and over
10. Were you aware of family planning methods before or at the time of becoming a parent?
Yes No
11. Did you and your partner plan to have children before you became parents for the first time?
Yes No
12b. If you are unemployed, how do you support yourself and family?
Beg
Steal
Get support from family friends/partner
Get support from the children Parent
Other__________________________________________________________________________ (Please specify)
14. If you answered no to question 13, by what other means does your family generate income?
Odd jobs
Help from relatives / friends
Selling illegal drugs
Child support
Gambling
Other__________________________________________________________________________ (Please specify)
15. Which of the following does your child/children take part in to assist the family financially?
Begging
Street vending
Prostitution
Gambling
Selling illegal substances
Stealing
None of the above
My child does not assist my family financially
Other__________________________________________________________________________ (Please specify)
17. How does being a single parent affect you otherwise? (Tick all that applies)
Unable to continue education
Unable to effectively care for myself and my family
Unable to find a job that allows me to effectively manage my home while working
Unable to take part in social activities
Does not affect me
Other__________________________________________________________________________ (Please specify)
18. How do you think being from a single parent family affects your child/children?
Poor academic performance at school
Depression / Low self-esteem
Drug addiction
Violent behaviour towards others
It doesn’t affect them
Other__________________________________________________________________________ (Please specify)
19. What do you think can be done to reduce the problems faced by single parent families? (Tick all that applies)
Provide after care facilities at reduced rates for parents who can’t afford to pay the high cost for after care
services.
Provide on the job training opportunities for those who are unskilled.
The government should reopen the training centre and partner with large cooperation’s to offer job
opportunities.
20. What do you think can be done to reduce the level of single parenting in your community?
(Tick all that apply)
There should be more advertisements in the media as well as community meetings organized by the church,
school and other interest groups which encourage people to practice abstinence.
The government should use the print and electronic media to promote the positives of being in a nuclear
family in the media.
Have more advertisements that say “two is better than too many”.
The church can provide free counselling sessions to families that are experiencing problems.
The End
Charmaine Fuller-Wallace is on the staff of St. Andrew Technical High School " Email: charmief2@yahoo.com
THE DAILY OBSERVER Tuesday, September 26, 2017 Page 17
COMPUTER SPECIFICATIONS
Specific objective 10
under section 1:
Fundamentals of
hardware and
software states that
students should be
able to interpret the
hardware
specifications of a
computer system. Let
us review some basic
computer system
specifications.
Here is an example of
the motherboard of a
personal computer.
The motherboard can
be found in the system
unit. All devices are Diagram showing the Motherboard inside a typical PC or laptop computer
connected to the
motherboard. JOL INFORMATION TECHNOLOGY continues on next page
THE DAILY OBSERVER Tuesday, September 26, 2017 Page 18
JOL INFORMATION TECHNOLOGY continued from previous page
EXAMINATION QUESTION # 1
Using the computer specifications listed above, state the specifications for EACH of the following component:
(a) Name and speed of the processor (c) Memory capacity
(b) Type, capacity and speed of the hard drive (d) Resolution of the display
Question analysis
This is a simple/straightforward question. It is testing your knowledge of everyday computer specifications. You should
know what the abbreviations represent, such as DDR2 or 5400RPM.
Part A values 2 marks. It is not enough to write Intel as the name of the processor. Intel is the manufacturer. The name
of the processor is Intel Atom and its speed is 1.6GHz (speed is measured in Hertz). This means that this computer can
process 1, 600, 000, 000 (1.6 billion) characters in a second.
Part B of the question values 3 marks, which means you need to state the type, capacity and speed (3 different
specifications of the hard drive). You have to be able to identify the different components that each list is referring to.
The type of hard drive is: SATA (you don’t need to state what SATA means in this case). Other types of hard drive include
PATA, SCSI and SSD.
The capacity of this hard drive is: 160GB (capacity has to do with storage; GB means Gigabyte which is approximately
1 billion bytes; 1 byte represents 1 character) – therefore this hard drive can store up to 160 billion characters.
The speed is: 5400RPM (RPM means revolution per minute) – this means the hard disk spins 5,400 times in one minute.
What is important to note is that you do not need to explain your answers for this question.
Part C – values 1 mark. Memory usually refers to RAM. Again, capacity has to do with the amount of information that
can be stored. It is measured in bytes. In the example given, only 2 items on the list has “byte” in them. The first one
was already determined to be the capacity of the hard disk. Therefore the 1GB DDR2 SDRAM should represent the RAM
capacity.
The answer is therefore 1GB. You do not need to state the “DDR2” and “SDRAM”.
Part D also values 1 mark. The resolution of the display refers to the monitor. 10.1” it represents the size of the screen,
hence 1024*600 represents the resolution (how bright the monitor displays data).
EXAMINATION QUESTION # 2
Indicate the type of method used to access data for (a) A hard drive; and (b) A magnetic tape [2 marks]
Question analysis
(a) A hard drive uses direct/random access method. (b) A magnetic tape uses sequential access method.
EXAMINATION QUESTION # 3
Name the parts of the following motherboard labelled A, B, C and D
Question analysis
This question is literally testing your knowledge of the computer motherboard. The answers are objective. Hence, it is
very important that you become familiar with the parts of the motherboard.
The answers are:
A – DRAM memory slot B – CPU socket C – PCI slots D – Integrated peripheral connectors
EXAMINATION QUESTION # 4
CPU Intel Celeron B815 Dual Core (2M Cache, 1.65 GHz)
RAM 2GB DDR3 1066MHz Dual Channel RAM (8GB MAX)
VIDEO GRAPHICS Intel HD Graphics
HARD DRIVE 320GB 5400RPM SATA
OPTICAL DRIVE 8*DVD+CD Player & Burner
DISPLAY 15.6” HD Widescreen LED display (1366*768)
WIRELESS IEEE 802.11 b/g/n
SOUND Built In Speakers, Headphones
PORTS 3 USB 2.0
DIMENSIONS Height - 1.3”, Width - 15”, Depth - 10”
WEIGHT 5.73lb
POWER AC 120/230V (50/60 Hz) - 65W, 6 cell Battery
Microsoft Windows 7 Home Premium 64-bit Edition, Microsoft Office 2007 (Full Version),
SOFTWARE
Windows Media Player, Adobe Acrobat Reader
ANSWERS
(a) Name the type of processor – Intel Celeron B815 Dual Core (2M Cache). It is unacceptable to just state “Intel
Celeron” or the word “Celeron” alone.
(b) State the speed of the processor – 1.65 GHz (Remember speed is measured in Hertz)
(c) Name the type of hard drive – the type of hard drive is SATA (You do not need to write out what it stands for).
(d) State the resolution of the display – 1366*768 (In this case stating the size and “LED” are not necessary)
(e) Name TWO output devices – The LED display unit (monitor) and the Built in Speakers. Be careful in naming any
2 output devices. The answer must be taken from the excerpt.
(f) State the number of flash drives that can be simultaneously connected to the computer – 3. (Three USB ports)
(g) Provide ONE piece of information which indicates that the computer is a laptop – The weight of it.
(h) Name the type of operating system with the computer system – Microsoft Windows 7 Home Premium. Nothing
else will be accepted.
(i) Name ONE general purpose software included with the computer system – Microsoft Office 2007 (Full version).
Pretty simple, right? How well did you do? Remember, feel free to submit your queries.
Examiner’s tip:
It is advisable that you practise
the January exam past paper
before going into the May/June exam.
Word to the wise: Start reading and practising today. No one said success was easy, but it’s worth it.
Next week we will continue analysing questions from Section 1 of Paper 2. Until then, keep reading.
CHARACTERISTICS OF
LIVING ORGANISMS
Hi everyone! ☺
This week’s lesson will be looking at the characteristics
of living organisms or living things.
Objectives:
b. explain the characteristics of living organisms For non- living organisms, they do not have life, made of
cells and have the characteristics of living organisms.
Non-living organisms cannot move from place to place by
themselves, display metabolism, produce young ones and
When we look at the world around us, we can categorize respond to changes in the environment among other
or group the things we see in the environment. They can things. Some non-living organisms may display a few of
be grouped into living and non-living things/organisms. the characteristics of living organism, but that does not
All living organisms share similar life processes that mean they are living.
differentiate them from non-living organisms. Living
organisms share SEVEN characteristics or life processes that All living organisms share the following life process or
non -living organisms DO NOT possess. characteristics:
1. Nutrition
Living organisms are composed of one or more cells and
2. Movement/Locomotion
have life that distinguishes them from non-living 3. Irritability
organisms. They also have a level of complexity and 4. Respiration
organization not found in non-living organisms. Both 5. Excretion
plants and animals are classified as living organisms and 6. Reproduction
share the seven characteristics that differentiate them 7. Growth
from non-living organisms even though some are not
obvious in plants. JOL HUMAN & SOCIAL BIOLOGY continues on next page
THE DAILY OBSERVER Tuesday, September 26, 2017 Page 24
JOL HUMAN & SOCIAL BIOLOGY continued from previous page
NUTRITION
Nutrition or feeding can be described as the intake or ingestion of food to provide our body with the important
nutrients it needs. Nutrients are the nutritious components found in food that our body needs for nourishment. Good
nutrition can help prevent diseases and promote health. Good nutrition means getting the right amount of nutrients
from healthy foods in the correct proportions. All living organism need to be fed in order to obtain the energy they
need to stay healthy and alive. When we eat food, our body uses it for growth, metabolism and repair. The absorption
of nutrients starts the moment we begin to digest our foods, as they are transported to assist all the metabolic
processes in our body.
Animals feed on complex organic substances which are often in solid form. This food has to be broken down or digested
into simple substances before the cells can use them for their daily activity. The nutrients provided by food build up
our body parts. We use the nutrients obtained from the food we eat to grow and replace body parts that are worn-out.
The cells in our body rely on the nutrients that are stored in foods to carry out their daily activities.
Plants also feed although we cannot see them doing it. Plants make their own food therefore; they are called producers.
They take in simple ‘inorganic’ substances such as carbon dioxide and water and build them up into complex organic
substances such as carbohydrates and protein. Organisms like green plants which make their own organic food are
called autotrophs. Organisms like animals which require ready-made organic food are called heterotrophs.
MOVEMENT/LOCOMOTION
Movement can be defined as the act of changing place, position or posture by the entire body or by one or more of its
parts. Movement does not necessarily mean you must change location. All living organisms move in one way or another.
This may be obvious, such as animals that are able to walk or crawl around, or less obvious, such as in plants that have
parts that move to track the movement of the sun. Animals usually move in search of food and a mate. Being able
to move we can select our own food as we all do.
Movement of the whole body parts is known as locomotion. Locomotion is the ability to move from place to place
through various means such as walking, running, jumping, climbing, crawling swimming and so on. Locomotion
does not occur in plants because they are not capable of moving from one place to another.
EXCRETION
Excretion can be defined as the removal of metabolic or toxic waste products and other substances in excess of
requirements from the body of living organisms. These waste products are produced during the body’s metabolic
activities including respiration. The body excretes salt, water, carbon dioxide and the nitrogenous waste urea (urea is
made when excess amino acids is converted by liver in a process known as deamination). Plants also go through the
process of excretion. They excrete excess carbon dioxide and oxygen. Carbon dioxide is a waste product of aerobic
respiration in plant cells. Oxygen is a waste product of photosynthesis.
Excretion is an essential process in all living organisms. All living organisms, from the smallest protist to the largest
mammal must get rid of all harmful metabolic substances from their bodies. It is a very important feature to us,
because without it, toxic substances or waste will build up in our bodies and kill us. It is essential in maintaining the
composition of body fluids. All living organisms, from the smallest protist to the largest animal must get rid of any
harmful metabolic substances from their bodies. Nitrogenous by- products that are produced as a result of the body’s
metabolic activities must also be excreted from the body.
REPRODUCTION
Reproduction is the process by which living organisms produce new offsprings or copies of themselves either
sexually or asexually. Reproduction ensures the continuation of life; hence it is a very important process to all living
organisms. Reproduction is necessary for living organisms because it enables them to create offspring and continue
their population. Without reproduction life would become extinct, this is where life would cease to exist.
Sexual reproduction involves two members of a species, a male and female, whereas asexual reproduction enables a
living organism to reproduce without the need for another organism. Most living things reproduce either sexually or
asexually, although there are a few rare species that are capable of reproducing through both methods.
Sexual reproduction requires two parents to contribute a gamete (sperm and egg cells) in the formation of a new offspring.
The offspring produced has a combination of genes inherited from both parents. Half the genetic material of the offspring
comes from each gamete. Asexual reproduction needs only a single parent to produce genetically identical offsprings.
Living organisms that reproduce asexually do not need to receive cells from another living organism.
GROWTH
All living organisms develop from a simple to a more complex form or organism. Hence, growth can be described
as the process of increasing in size, height, weight and complexity. Complexity is the increases in cell size and
the number that take place during the life history of an organism. Growth requires an organism to take in material
(food) from the environment and organize the material (food) into its own structures. To accomplish growth, an
organism expends some of the energy it acquires during respiration.
Leroy Munroe is on staff of the Trench Town Polytechnic College " Email: leroy_munroe@yahoo.com
Welcome to another lesson in this series. In today’s lesson, we will look at why businesses fail, aspects of the business
plan as well the elements that should be contained in the School Based Assessment (SBA).
Let’s begin!
Apart from poor management of resources and cash flow problems entities fail because of:
CULTURAL FACTORS
How a product or service is viewed by individuals in terms of social welfare, women, minority groups and religion will
affect production. There has been a surge in the percentile of health conscious individuals and environmentalist, whose
focus is on protection of animals and the natural environment. They influence how, what and when to produce goods.
As such they can hamper production or stop it all together and drive individuals out of business for non-compliance.
This was the case with certain fast food restaurants that had to change their entire menu to reflect more healthy living.
TECHNOLOGY
With the advent of the internet, the way persons conduct business has changed. The use of the internet has the ability
to move more stock at a quicker rate than an advertising agency. It saves money with regards to production cost,
processing and distribution. It breaks cultural and language barriers as we are now in a global market where
information can be easily translated in any language. It therefore makes shopping easier hence businesses need to
become savvy to keep up with the technological changes. For some, this is costly to implement and upgrade and it
opens businesses to potential hackers. It can also ruin a business’ reputation.
ECONOMICAL FACTORS
This refers to large scale factors such as government economic and fiscal policies and foreign investment. Government’s
mandate is to reduce unemployment and foster economic growth; they do so by controlling inflation, taxes and reducing
debt. They encourage foreign investment from multinationals which gives consumers wider choices, however local
businesses find it hard to compete when market share is already limited.
LEGAL LEGISLATION
The government also implemented rules and laws that make it difficult for small and micro businesses to survive.
3. Assess progress and manage change effectively 1. Lending institutions. Commercial banks, for
example, may require the business plan as part of
4. Avoid excessive debt the processing of loan applications.
2. Strategic partners or investors. Such persons would
5. Get help when you need it. One person never has all want to assess the viability of the business of which
the answers. they will be stakeholders.
3. Landlords. They need to ensure that the activities of
Having a business plan can also aid businesses by setting the business will be viable so that tenants will be
manageable aims and objectives able to make their regular monthly rental payments.
Executive Production
Summary Plan
The main aim for most businesses is to implement a plan
that aid in financial assistance from lending institutions.
However a business plan can serve as a guide or yard stick
Business
from which performance can be measured. If the goals set
are not met then management needs to reassess the
Plan
direction of the business.
Financial Marketing
The business plan describes the direction the business Plan Plan
intends to take, its goals, where it wants to be in the future
and how it is going to get there. Some regard the business
plan as a document that tells the entrepreneur’s story by
looking at the vision, current status, expected needs,
defined markets and projected results of the business. JOL PRINCIPLES OF BUSINESS continues on next page
THE DAILY OBSERVER Tuesday, September 26, 2017 Page 30
JOL PRINCIPLES OF BUSINESS continued from previous page
This is the first part of the business plan, but it is usually done last. It summarizes all the necessary points of the
proposed venture. If there is a financial request, it should explain the purpose of the financial request, the dollar
amount required, how the funds will be used and how the money (loan) will be repaid.
The executive summary is useful in instances where individuals are too busy to read the whole business plan, but need
some vital information about the proposed business.
1 2
Name of the Business
A statement of the financial needs
Type of Business
Information about the owner An overview of the planning strategic
Description of the product action for the success of the business
NAME OF STUDENT:
REGISTRATION NUMBER:
NAME OF SCHOOL:
TERRITORY:
YEAR:
ABSTRACT
ACKNOWLEDGEMENTS
INTRODUCTION
TABLE OF CONTENTS
CONCLUSION
BIBLIOGRAPHY
APPENDIX
Each week we will review an aspect of the content. See you next week!
Today’s lesson focuses on the use of the VERTICAL format presented in last week’s lesson. The following exercise will
be used to demonstrate the preparation of financial statements using the vertical format.
EXERCISE
From the following trial balance of N. Hamilton, prepare the income statement for the year ended December 31, 2016
and a statement of financial position (balance sheet) as at that same date.
DR. CR.
$ $
Inventory (stock) at January 1, 2016 3,000
Purchases 25,000
Sales 40,000
Sales Returns (inward) 4,000
Purchases Returns (outward) 2,000
Carriage Inwards (on Purchases) 1,000
Carriage Outwards (on Sales) 500
Rates and Insurance 5,000
Salaries and Wages 8,000
Motor Expenses 2,000
General Expenses 1.500
Discounts Allowed 500
Discounts Received 1,500
Bank Interest Expense 800
Commissions Received 1,200
Rent Revenue 3,000
Accounts Receivable (Debtors) 4,500
Accounts Payable (Creditors) 3,500
Furniture and Fittings 7,000
Motor Vehicles 10,000
Premises 20,000
Mortgage on Premises 8,500
NCB Loan (repayable 2022) 4,000
Cash in Hand 200
Cash at Bank 7,500
Drawings 5,000
Capital _________ 41,800
105,500 105,500
Inventory (stock) at December 31, 2016 was valued at $8,000
SOLUTION
N. Hamilton
Income Statement for year ended December 31, 2016
Tutorial Notes
1. “Net Sales” may be identified after the subtraction of Sales Returns, instead of being shown before the working.
2. The phrase “Add Net Purchases” may be omitted, but the figure ($24,000) should then be identified as Net
Purchases.
N. Hamilton
Statement of Financial Position (Balance Sheet) as at December 31, 2016
Tutorial Notes
1. The label “Add Working Capital” is not compulsory, but it allows for a better understanding of exactly what is
being done.
2. Long-term liabilities may instead be deducted from the total of fixed assets and working capital to give Net
Assets. Since closing capital would then be equal to net assets, the balance sheet would still balance.
3. The term “Owner’s Equity” may be used instead of capital employed or closing capital.
SELF-TEST EXERCISE
From the following Trial Balance, prepare the Trading and Profit and Loss Account (Income Statement) of N. Dalhouse
for the year ended March 31, 2017 and a Balance Sheet (Statement of Financial Position) as at the same date.
DR. CR.
$ $
Inventory, April 1, 2017 1,500
Bank Loan (due 2025) 2,000
Purchases 5,000
Sales 9,500
Carriage Inwards (on Purchases) 400
Carriage Outwards (on Sales) 200
Motor Expenses 700
Commissions Revenue 250
Rent Received 500
Sales Returns (Inwards) 400
Purchases Returns (Outwards) 300
Wages and Salaries 2,000
Discounts Received 200
Discounts Allowed 100
Rent and Rates 1,300
Loan Interest 150
Furniture 1,000
Motor Vehicles 2,000
Premises 3,000
Accounts Receivable (Debtors) 950
Accounts Payable (Creditors) 600
Cash in Hand 450
Cash at Bank 2,300
Drawings 1,700
Mortgage on Premises 2,500
Capital _______ 7,300
23,150 23,150
ANSWERS
$
Gross Profit 4,900
Total Gross Income 5,850
Net Profit 1,400
Balance Sheet Totals 11,500
We have come to the end of today’s lesson, see you next week!
NOW
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BU Y
YOUR
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• Kingston – 926-7655 • Ocho Rios – 795-3632 • Montego Bay – 979-2401 • Mandeville – 963-0515
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T ODAY !
THE DAILY OBSERVER Tuesday, September 26, 2017 Page 38
INDOOR FARMING
Indoor farming is a method of growing crops or plants, usually on a large scale, entirely indoors, that is, inside your
house! This method of farming often uses hydroponics and artificial lights to provide plants with the nutrients and
light levels required for growth.
Indoor farming has a particular popularity in large cities where plots of land, in any size, are not readily available for
growing and farming.
Indoor farming can be done on both a large and small scale. In some homes one room is solely used for farming. Some
farmers may use pots or against one wall to grow crops.
CONTAINER GARDENING
There are other advantages to planting crops in containers, such as, the reduction in soil-borne diseases, very little if
any weed problems, and control over moisture, temperature, and sunlight.
The type of container used is important as it should offer proper drainage and aeration for roots to breathe to prevent
root rot.
ORGANIC FARMING
Organic farms grow foods without using man-made
chemicals, like pesticides or herbicides which can cause
harm to the environment.
ROOFTOP FARMING
As the name suggests this is a garden on the roof of a building. Besides being decorative, roof plantings may provide
food, temperature control, recreational opportunities, and on a large scale it may even have ecological benefits.
Marlene Grey-Tomlinson is on the staff of Excelsior High School " Email: mgrey.xlcr@gmail.com
PRACTICE QUESTION:
UNSEEN PROSE FICTION
It’s coming to the last week of September already. I hope
you’ve been settling into the new term comfortably. Also,
I trust you’ve been doing your reading in preparation for
the examination next year. It’s not too early to focus on
the exam.
None of these people even looked like Sam, my brother. If he was anywhere close to this place, I should be able to
make him out. He was tall, thin, and limped to the right when he walked. It should not be that difficult to make him
out in any crowd. Maybe I was driving by too quickly to see him. Despite being on edge and super-alert, it was not
working to my advantage.
*cacophonous – adjective formed from the word cacophony which means a harsh confusing mixture of sounds
SAMPLE QUESTIONS
a) State TWO actions that the narrator does in paragraph two. (2 marks)
b) Identify ONE emotion the speaker could be experiencing in the first line. Give a reason for your answer. (3 marks)
d) State TWO characteristics of the narrator. Use evidence to support your answer. (4 marks)
Total 20 marks
Online:
► Communication
Studies 46–49
► Caribbean
Studies 50–53
LECTURE SERIES (3 rd
Edition)
The most comprehensive collection of CSEC study guides: NOW
English Language and Information Technology AVAILABLE
Available at JAMAICA OBSERVER LIMITED: • Kingston – 926-7655
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THE DAILY OBSERVER Tuesday, September 26, 2017 Page 46
STUDY METHODS
WHAT IS IT TO STUDY?
You may be wondering why such a question but to study may mean different things to different people. The reason for
this is because we all learn things in different ways and so we are going to also study and retain information differently.
Would you say, for example, that the individuals below are studying? If so, are they retaining or understanding anything?
Many of you would have said yes because these methods work for you. This is because we are different learners.
A Definition of Study
The Oxford dictionary defines study as the devotion of time and attention to acquiring knowledge on an
academic subject, especially by means of books. It can also be defined as research or a detailed
examination and analysis of a subject or phenomenon.
‘Study skills’ refer to the different abilities that can be developed in order to improve a learner’s capacity to learn. It
involves locating the information, organizing information and reconstructing information.
2. Aural – listening ( to a lecture or audio books) 6. Kinesthetic – body movement (like dancing)
Now, depending on which type of learner you are you may choose to use either one or two of the following methods
when studying. The following suggestions are not exhaustive so feel free to incorporate similar methods to ensure
that you survive your 6th form experience, as well as succeed academically.
4. Visual – watch movie version of novels/plays; YouTube videos; role play; demonstrations
5. Haptic – sense of touch (Braille); different objects when doing Types of Discourse
Here are some final tips to ensure you not only grasp the
STUDY TIPS
information you study but that you achieve academic
excellence while you are at it.
! Managing information – don’t get overwhelmed; it
You do not have to feel like exams have crept up on is very easy to get the information, the problem is
you as you can incorporate some of these methods to organising it.
stay focused.
! Stay organised – use a binder and date material
(handouts or personal notes)
There are some other practical study methods you can use but you must download your syllabus. Here is the link:
http://www.cxc.org/subject/communication-studies-cape/
Remember to follow along with your teachers as you go throughout the school year.
You can also have a look at the YouTube video below to get more insight into studying.
Some of the information today came from the text below but if you want to do further reading you can choose any
text on study methods.
Reference: Behrmann, Sylvia. (2007). Practical Study Methods. United States: Lulu Enterprises Incorporated
This is where we stop for this week but for next week think about how you will be organizing the wealth of
information you will be getting over the next few months. We will be looking at summary skills and its place at
this level. Until then, take care and don’t forget to prepare.
Peta-Gaye Perkins Bryan is on the staff of Queen’s High School for Girls
" Email: perkins.pg@gmail.com
THE DAILY OBSERVER Tuesday, September 26, 2017 Page 50
SOCIAL RESEARCH
Hello everyone. Welcome back to this week’s lesson. Last Caribbean Sea
week you were asked to do a bit of independent research
and this week’s lesson will seek to answer the objectives
and give additional information on the research process.
“Social research is the scientific study of society. More “A research problem is the topic you would like to
investigate, to address or to study. It is a statement on an
specifically, social research examines a society’s attitudes,
area of concern, something that needs improvement or an
assumptions, beliefs, trends, stratifications and rules. The issue to be investigated and/or resolved”.
scope of social research can be small or large, ranging Source: CAPE Revision Guide Caribbean Studies by
from the self or a single individual to spanning an entire Thompson, Lawson-Downer, St John and Thomas-Hunte
race or country. Social research determines the (Distributed by Harper Collins Publishers Ltd).
relationship between one or more variables.” Source:
http://www.wisegeek.com/what-is-social-research.htm JOL CARIBBEAN STUDIES continues on next page
THE DAILY OBSERVER Tuesday, September 26, 2017 Page 51
JOL CARIBBEAN STUDIES continued from previous page
Things to consider when choosing a topic: A Problem Statement – can be an implied or actual
question and should be worded in a manner that allows
$ Your interests (think of issues that are of some for investigation.
interest to you and to some extent familiar-
brainstorm for ideas). EXAMPLE: “What is the impact of television on the
behaviour, attitudes and social perceptions of
$ Modern and contemporary - current events and children?”
issues (see the local and international news; note
occurrences in your community – for example crime,
pollution, unemployment, gender inequality, etc.) Hypothesis – is an explanation or prediction about the
Read up on information about your topic. relationship between two variables (attributes that can
change or take on different values).
$ Be flexible – bear in mind the topic you start with
might not necessarily be the one you do the research
on, due to limited literature or change of interest.
ACTIVITY
$ The existence of different views in an area
which invite investigation (see topic(s) of Instructions: Identify the FOUR types of hypothesis
interest in the CAPE Caribbean Studies Syllabus,
consult your textbooks and ask family, friends
and teachers for help).
Types of research
$ Explanatory: attempts to explain social phenomena by answering the question “what, how and why”?
$ Survey research: is intended to obtain data to determine specific characteristics of a group.(e.g. using survey to
measure students’ attitudes toward a new university programme).
$ Ethnographic research: the emphasis is on documenting or portraying the everyday experiences of individuals
by observing and interviewing them and relevant others.
$ Historical research: some aspects of the past are studied either by perusing documents of the period or
interviewing individuals who lived during the time.
$ Action research: focuses on getting information that will enable the practitioners to change conditions in a
particular situation in which they are personally involved.
Research Design