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Foreclosure Process - Claim Your Labor and Expenses Lien

Do not take my word for anything. Look up the things I tell you here. Develop your own
understanding and final strategy.

In 1933 when the murdering thief Roosevelt stole all of the gold from our ancestors, even the
news papers defined the word "person" as an association, group, partnership, corporation,
etc. Our ancestors were honest, fun loving people, who were led to believe that they were
helping the country avoid bankruptcy by voluntarily giving up their gold. A flat out lie!

House Joint Resolution 192 of 5 June 1933 at 4:30 p.m. clearly stated that debts can no longer be
paid with lawful gold coin, because it was made illegal. The language of legalese further
confused the matter by using the term "legal tender". We must understand the difference
between the terms "lawful" and "legal". "Lawful" is common law by the people for the
people. "Legal" is a mere facsimile of lawful, appearing to be law but isn't law at all.

Look up "statutory instrument" in Black's law dictionary, 7th edition, page 1424, lower left
hand corner of the page. A “British” statutory instrument. This definition should clear up any
doubt about what we are being subjected to. At that same period of time, these moronic poly-
ticians a/k/a "governors" gave away all the land in their individual states to UNITED STATES,
Incorporated, without the knowledge or consent of the sovereign people. This is absolute fraud.
But you can deal with it this way seen below.

When we read Senate Document #43, 73rd Congress, 1st Session, we find: "..The ownership
of all property is in the State; individual so called ownership is only by virtue of government,
i.e., law amounting to mere user; and use must be in accordance with law and subordinate to the
necessities of the State." (Emphasis added).

This means no one including banks or other financial organizations can "own" property in this
entire country. So unless the financial institution can prove ownership of any property
whatsoever, they certainly cannot lay claim to it. This is law, I don't make these things up.

So here is the Mechanics Lien approach:

1. Send a simple Notice and Bill to the Lender and to all parties making a claim to the
property. Or do it as an affidavit. In the notice essentially say:

“Please produce the verifiable documents proving that your company actually owns this
property. Without absolute verifiable proof, this case shall be dismissed with prejudice.

As a mere tenant living on this property I will be happy to return it to its rightful owner,
provided that the owner compensates me for my labor, time, efforts, payments, materials,
and cash outlay for services rendered to improve and maintain this property, to its
maximum habitability, and safe to dwell within and upon.

I shall now present this court and your company with an itemized invoice payable on
demand. When paid in full, I shall hand over said property to the rightful owner with no
further action required”. If not paid by the specified time, I shall place a Mechanics lien
and begin other collections actions as necessary to receive my just compensation.

Attach a copy of a detailed bill including an estimate for these expenses. Give them 10 to 15 days
to respond and pay THEN file a simple a Mechanics Lien for payment due. Send it all Certified
or Registered Mail.

Your position is this…I am conditionally offering to give back the property (a conditional
acceptance), subject to the YOUR bills and expenses being paid. Send a second Notice to Pay
(based on failing to respond to the first letter), after about 10 days of sending that initial letter,
whether they ignore you or try to distract you by claiming claim it is frivolous.

Then place a Mechanics Lien (aka Possessory lien) on title. Give them notice of this action.
After they default, start a suit for collection if needed. The lien and suit for unpaid expenses will
stop them from proceeding. Be sure you give them adequate notices (at least 2) before suing or
you could be rules against for not allowing adequate admirative remedies. The lien will typically
be way more that than the mortgage once you add it all up.

After filing the Mechanics lien, you could also do a UCC1 against the title and the parties
failing to pay you as debtors (you are creditor now). The parties listed may include servicer, note
holding trust, FNMA, MERS, and attorney trying to foreclose. Finally add the Mechanics Lien
on a UCC3 and record that against the title of the property. If the recorder prevents the initial
lien, it will be hard to stop the UCC3 claim. Better to have both tying up title if you can.

Don’t be supersized if they offer a settlement once your lien and UCC3 is in position and you
have noticed notice them it is done. You may have to file a suit for Quiet Title as well to make
all parties show up to prove their claims.

Get downloadable Notices + Mechanics Lein templates at http://www.zlien.com/mechanics-lien/


or

This is how I get people out from under the bus on foreclosures. The Senate document
stating facts, and labor must be paid in full or the said property shall be forfeited as
compensation to the individual(s) maintaining this property, known as tenants residing
thereupon.

Other Tips:

Another tip is to Copyright the Name and recording that as a DBA in public somewhere. Use
the recorded copyright document in your papers you submit into any matter. This warns them of
the price of using the name without your authorization. Get that on the record as well when
recording documents into a case IF one is ongoing. If in a non-judicial state foreclosure
proceeding, you can add your copyright into the public record, along with the Mechanics Lien
case at that time. Be sure to research how and issue an order to stop the other case while this
matter is adjudicated, if one is ongoing in a judicial foreclosure state proceeding (if applicable).
When recording a document -

If a clerk gives you a hassle - write the words “FACE VALUE” across the top of the cover
page. Once handed to the recorder it is “accepted” - it is theirs. If they don’t’ record it say:
“Are you reusing my lawful order? I need your complaint form, actually 2 of them “(always
have a witness who can also file the complaint as well as witness). Fill out the complaint form.
Do not let them ignore your recording.

INSTRUCTIONS:
FILL IN THIS AFFIDAVIT AND FILE IT WITH THE COUNTY RECORDER AGAINST
YOUR PROPERTY, ALONG WITH A MECHANICS Lien AND/UCC1 and UCC3.
USUALLY THEY MAY TRY TO BLOCK YOU, BUT IF A CASE IS PENDING YOU CAN
ENTER IT INTO THE CASE FILE BEFORE COURT.
You may only need one of these per property and use for BOTH loans if you are challenging both
of them. Applies to homes and any property (CARS ETC) they may be trying to steal.
Demonstrates your Security Interest” in the property due to your own expenses and sweat equity,
This is where most people fail, and fail to realize their position, and simply let others steal
property. Suggest your use FIND and REPLACE editing feature to quick edit names and common
fields.
First draft and send a simple Lawful Notice Letter, along with this affidavit…stating your
intentions and follow up notice of default with the final bill attached. Then file you Mechanics
lien and your UCC1 and UCC3.
Joe-Henry; Smith
123 Anywhere street
Portland, Oregon 97700
AFFIDAVIT OF INTEREST IN PROPERTY OF Joe Smith

Comes now, Joe-Henry: Smith, Your Affiant, being competent to testify and being over
the age of 21 years of age, after first being duly sworn according to law to tell the truth to the
facts related herein states the he has firsthand knowledge of the facts stated herein and believes
these facts to be true to the best of his knowledge.
1. Your Affiant, Joe Smith, entered into an agreement to purchase specific real
property, via lease purchase agreement on or about JUNE 01, 2009.
2. Your Affiant, Joe Smith, notices that the address of said property is 1000 SE 44th
street, Vancouver, Washington [98609].
3. Your Affiant, Joe Smith, notices that the legal description of said property is as
attached. See exhibit A.
4. Your Affiant, Joe Smith, had a mortgage agreement specific to said property in
which the sales price was $249,000.
5. Your Affiant, Joe Smith, made a down payment of $27,461.68 amount paid to
the Sellers, Seller of said property, through Cascade Title of Clark County on about
January 2, 2009.
6. As of May 05, 2016, Your Affiant, Joe Smith, made payments totaling
approximately, $181,800. (All Loan Servicing Companies, which include first’s,
second’s, refinanced loans, Home Equity Lines of Credit, Taxes, Insurance, etc.) to
multiple alleged servicers pursuant to the alleged loan agreement specific to the purchase
of the above described property, including but not limited to AURORA BANK FSB,
AND USAA BANK.
7. Your Affiant, Joe Smith, as of May 1, 2016, has 8 years and 5 months, (Original
loan date to present) of maintenance and upkeep of said property which have an
approximate value of $ 877, 400.00, based on 24/7 security at $15 an hour.
See exhibit A
7. Your Affiant, Joe Smith, has made improvements to said property from the time
of original purchase which has an approximate value of $20,000 See exhibit A.
8. Your Affiant, Joe Smith, has a total secured interest in the above referenced
property as of May 01, 2012 of approximately $1,342,561.68 (Total amount of all
payments made on 4-9).
9. To date, no party has made any offer to Your Affiant, Joe Smith, to settle
Affiant's interest in said property.
10. Affiant reserves right to place a mechanics lien or UCC1 lien as security against
subject property until these claims are satisfied.
11. Further, Affiant sayeth naught.

Signature_________________________________________Date: May ___ 2016


Joe-Henry: Smith

State of OREGON County of WASHINGTON

Subscribed and sworn to (or affirmed) before me on this ____day of ________, 2016
by Joe Smith, proved to me on the basis of satisfactory evidence to be the person(s) who
appeared before me.

__________________________________ (Seal)
Notary Public
EXHIBIT A - PROPERTY LEGAL DESCRIPTION
Physical Address: 1000 SE 41s street, Camas, Washington 98600
Legal Description:
Lot 20, WINCHESTER HILLS PHASE 2, Volume “301”, Page 601

EXPENSES, IMPROVEMENTS AND MAINTENANCE


Numbers below are approximate and/or documented where applicable.

BILL FOR IMPROVEMENTS FROM JULY 2009 TO MAY 2016 :


Air conditioning upgrade and maintenance $ 2,500.00
Window Coverings: $ 1,000.00
Repairs: Countertops, Flooring, Cabinets: $ 12,000.00
House Painting: $ 4,000.00
Garage door openers $ 500.00
Est. Sub Total: $ 20,000.00

MAINTENACE AND UPKEEP FROM JULY 2002 TO MAY 2012


Pest Control: $ 3,000.00
Landscape Maintenance: $ 4,800.00
House Cleaning Services: $ 9,600.00
Home Owners Association: $ 3,200.00
Total Maintenance at $15.00 per hour 24/7: $ 856,800.00
Est. Sub-Total $ 877, 400.00

Monthly Payments + Taxes and Insurance(approx.) $ 181,800.00


Original Down Payment $ 27,461.68
Total expenses $__________

TOTAL SECURITY INTEREST CLAIM $1, 342, 561.68

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