Business Plan Template 3.

0 - 5 Year Financial Model

General Instructions:

1) When using this file with the Business Plan Template 3.0 Word file, be sure to have both it and this file open
when you save the files with new names. That way, the Financial Statements in the Word document, which are directly
linked to this file, will follow the link to the new file that you create by saving it with a new name.

2) The worksheets can each be accessed by clicking on the tabs at the bottom of the screen; each tab has the worksheet's
name on it. You can also move among the sheets by holding down the "Ctrl" key and pressing "Page Up" or "Page Down."

3) Except as noted in the worksheet instructions, entries should only be made in the yellow boxes; all other numbers
are calculated automatically. No changes should be made directly to the "IncomeStmt" worksheet because the entire sheet
calculates automatically. Input box Note that the input box will change to a green box
once you have inserted a number other than "0." Input box after number input

Worksheet Instructions:

The file includes 6 different worksheets - not counting this one - with the following titles:

IncomeStmt This is the Income Statement (P & L) that you will print out and/or copy and paste into your business
plan. All amounts are linked to the Monthly Income Statement (MIncStmt); the only input required is
the Company name; all other sheets are linked to the Company name cell of the Income Statement.
To print, simply click the Printer icon.

MIncStmt Five years of Income Statements by month. Linked to the Income Statement, Sales Worksheet,
Cost of Goods Sold, Staffing, Depreciation, and LoanPay sections of the "Input" worksheet. Input
the months corresponding to the company's fiscal year in year one; all other months throughout the file
will update automatically. Input numbers in the yellow cells.
Print buttons for automatic printing are located at the top of column AD.

BalSheet Five years of monthly Balance Sheets. Linked to the Balance Sheet section of the Input sheet.
Printing macro buttons are available to simplify printing.

CashFlow Five years of monthly cash flow statements with quarterly and annual summaries. All cells are linked
and/or calculated. Print buttons for automatic printing are located at the top of column AW.

Linked Sheets This spreadsheet contains the Five Year Projected Income Statement, Balance Sheet, and Statement
of Cash Flows. It is linked to the respective worksheets within the file. Its sole purpose is to provide
a preformatted link to the Business Plan Template 3.0 Word document. When updating the Word
document, make sure that the Business Plan Template 3.0 Excel file is open as well. That way the
numbers in the Word document will be updated automatically.

© 2000 - 2002 Business Plan Success, All Rights reserved

Page 1 of 113
Business Plan Template 3.0 - 5 Year Financial Model
Input Worksheet

Income Statement Inputs

What to do:
Type in the annual expense - rounded to thousands - for each of the expense items listed below. If you want to cha
the name of any of these expense categories, this is the place to do it. The name you change will change in
all other Income Statement schedules in this file. For all items listed here, monthly expenses are calculated by
dividing the annual expense by 12.

Where the data go:

These inputs feed the Monthly Income Statement worksheet, which in turn, feeds the Annual Income Statement.

Year 1 Year 2 Year 3 Year 4 Year 5

Insurance
Trade shows/Advertising
Miscellaneous
Postage/Delivery
Printing
Professional Fees
Rent/Utilities
Supplies
Telephone
Travel & Ent
Research and Development
Other

Other Income/Expense

Type in the tax rate and retained earnings rate for each year below. These will be used by the MincStmt workshee

Year 1 Year 2 Year 3 Year 4 Year 5

Tax Rate 40.0% 40.0% 40.0% 40.0% 40.0%
Retained Earnings Rate 100.0% 100.0% 100.0% 100.0% 100.0%

Balance Sheet

What to do:
Input the opening balances for the accounts listed below. All other balance sheet figures are calculated automatica

Where the data go:

The balances listed below are picked up on the Balance Sheet Worksheet. They are treated as month-end balance
to the first month of this plan .
Cash and cash equivalents
Accounts receivable
Inventories
Prepaid expenses
Furniture and Fixtures
Equipment
Construction in progress
Less accumulated depreciation
Short-term debt
Accounts payable
Other accrued liabilities
Income taxes payable
Long-term debt
Deferred tax liabilities
Stockholders' equity:
Retained earnings

What to do:
Input the average days to collect receivables, the average days to pay payables, and the stock to sales ratio.

Where the data go:

The balances listed below are picked up on the Balance Sheet Worksheet. They are used to calculate Accounts Re

Accounts Receivable 30 days avg. collection

Inventory turn 1 stock-to-sales
Accounts Payable 30 days avg. payout

Cash Flow

There are no inputs for the Statement of Cash Flow; all figures are calculated. Note that the opening cash balance
in the input section for the Balance Sheet.

Sales Worksheet

What to do:
Input the sales ($000s) for each product for each month of each year. You can add additional products by inserting
additional rows will be needed in the Coast of Goods Sold schedule below as well.

Where the data go:

The Monthly Income Statement worksheet picks up the "Total Sales" figures for each month and year of the plan.

Year 1 Jan Feb Mar Apr May Jun

Product #1
Product #2 - - - - - -
Product #3 - - - - - -
Product #4 - - - - - -
Product #5 - - - - - -
Total Sales - - - - - -

Year 2

Product #1
Product #2 - - - - - -
Product #3 - - - - - -
Product #4 - - - - - -
Product #5 - - - - - -
Total Sales - - - - - -

Year 3

Product #1 - - - - - -
Product #2 - - - - - -
Product #3
Product #4 - - - - - -
Product #5 - - - - - -
Total Sales - - - - - -

Year 4

Product #1 - - - - - -
Product #2 - - - - - -
Product #3 - - - - - -
Product #4 - - - - - -
Product #5 - - - - - -
Total Sales - - - - - -

Year 5

Product #1 - - - - - -
Product #2 - - - - - -
Product #3 - - - - - -
Product #4 - - - - - -
Product #5 - - - - - -
Total Sales - - - - - -

Cost of Goods Sold Worksheet

What to do:
Input the cost of production percentage, if applicable, for each product in Column B. Input other costs (freight, duty
in the cells provided for each month. Note that you can change the name of the costs by typing over the given nam

Where the data go:

The Monthly Income Statement worksheet picks up the "Total Cost of Goods" figures for each month and year of th

Year 1 Jan Feb Mar Apr May

Product #1
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #1 - - - - -

Product #2
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #2 - - - - -

Product #3
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #3 - - - - -

Product #4
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #4 - - - - -

Product #5
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #5 - - - - -

Total Cost of Goods Sold Year 1 - - - - -

Year 2 Jan Feb Mar Apr May

Product #1
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #1 - - - - -

Product #2
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #2 - - - - -

Product #3
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #3 - - - - -

Product #4
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #4 - - - - -

Product #5
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #5 - - - - -

Total Cost of Goods Sold Year 2 - - - - -

Year 3 Jan Feb Mar Apr May

Product #1
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #1 - - - - -

Product #2
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #2 - - - - -

Product #3
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #3 - - - - -

Product #4
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #4 - - - - -

Product #5
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #5 - - - - -

Total Cost of Goods Sold Year 3 - - - - -

Year 4 Jan Feb Mar Apr May

Product #1
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #1 - - - - -
Product #2
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #2 - - - - -

Product #3
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #3 - - - - -

Product #4
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #4 - - - - -

Product #5
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #5 - - - - -

Total Cost of Goods Sold Year 4 - - - - -

Year 5 Jan Feb Mar Apr May

Product #1
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #1 - - - - -

Product #2
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #2 - - - - -

Product #3
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #3 - - - - -

Product #4
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #4 - - - - -

Product #5
Cost of Production 0.0% - - - - -
Freight - - - - -
Duty - - - - -
Hosting - - - - -
Content - - - - -
Cost of Goods Sold #5 - - - - -

Total Cost of Goods Sold Year 5 - - - - -

Staffing Worksheet

What to do:
For each employee, input the beginning month on staff, base salary, commission rate, bonus (as a % of salary), be
for commission sales people.

Where the data go:

The Monthly Income Statement worksheet picks up the "Total Officers" and "Total Staff" figures for each month and

0% 0%
Year 1 of sales of salary
Beginning
Month on
Staff Sales Base Salary Commission Bonus Total Pay

Officer #1 - - - - -
Officer #2 - - - - -
Officer #3 - - - - -
Officer #4 - - - - -
Total Officers - - - - -

Staff #1 - - - - - -
Staff #2 - - - - - -
Staff #3 - - - - - -
Staff #4 - - - - - -
0 0
Total Staff - - - - -

0% 0% 0%
Year 2 Annual Increase of sales of salary
Beginning
Month on
Staff Sales Base Salary Commission Bonus Total Pay

Officer #1 - - - - -
Officer #2 - - - - -
Officer #3 - - - - -
Officer #4 - - - - -

Total Officers - - - - -

Staff #1 - - - - - -
Staff #2 - - - - - -
Staff #3 - - - - - -
Staff #4 - - - - - -

Total Staff - - - - -

0% 0% 0%
Year 3 Annual Increase of sales of salary
Beginning
Month on
Staff Sales Base Salary Commission Bonus Total Pay

Officer #1 - - - - -
Officer #2 - - - - -
Officer #3 - - - - -
Officer #4 - - - - -

Total Officers - - - - -

Staff #1 - - - - - -
Staff #2 - - - - - -
Staff #3 - - - - - -
Staff #4 - - - - - -

Total Staff - - - - -
 0% 0% 0%
Year 4 Annual Increase of sales of salary
Beginning
Month on
Staff Sales Base Salary Commission Bonus Total Pay

Officer #1 - - - - -
Officer #2 - - - - -
Officer #3 - - - - -
Officer #4 - - - - -

Total Officers - - - - -

Staff #1 - - - - - -
Staff #2 - - - - - -
Staff #3 - - - - - -
Staff #4 - - - - - -

Total Staff - - - - -

0% 0% 0%
Year 5 Annual Increase of sales of salary
Beginning
Month on
Staff Sales Base Salary Commission Bonus Total Pay

Officer #1 - - - - -
Officer #2 - - - - -
Officer #3 - - - - -
Officer #4 - - - - -

Total Officers - - - - -

Staff #1 - - - - - -
Staff #2 - - - - - -
Staff #3 - - - - - -
Staff #4 - - - - - -

Total Staff - - - - -

Depreciation Worksheet

What to do:
For each asset, input the depreciation period, the cost of the asset, and the first month in service of the asset. Note
the worksheet covers a five-year, 60-month plan.
Where the data go:
The Monthly Income Statement worksheet picks up the "Total Depreciation" figures for each month of the plan; the
Accumulated Depreciation line.
The Balance Sheet picks up the purchase of each Asset on either the Equipment or Furniture and Fixtures line beg
The Statement of Cash Flow is affected indirectly by showing the cash affect of placing a new asset in service in th

Year 1
Jan
Depreciation First
Period Asset Annual Monthly Month in
(Years) Cost Depreciation Depreciation Service 1

Equipment
Asset #1 - - - - - -
Asset #2 - - - - -
Asset #3 - - - - -
Asset #4 - - - - -
Asset #5 - - - - -
Asset #6 - - - - -
-
Furniture and Fixtures
Asset #7 - - - - - -
Asset #8 - - - - -
Asset #9 - - - - -
Asset #10 - - - - -
Asset #11 - - - - - -
Asset #12 - - - - - -
Asset #13 - - - - - -
-
Total Depreciation - - - -

Loan Payment Worksheet

What to do:
For each loan, input the amount of the loan in thousands, the term of the loan in years, and the annual interest rate
the month in which the loan begins.

Where the data go:

The Balance Sheet picks up the Loan Amount and adds it to the Short-term debt line.
The Cash Flow Statement picks up the Loan Amount as a cash inflow net of principal payments, and records it on t
The Monthly Income Statement picks up the "Total Interest" expense and records it in the appropriate month on the

Type a 1 in the blue cell above the month in which the loan begins.
Loan 1 Year 1
Input fields 0 0 0 0
Jan Feb Mar Apr
Principal $0.00 $0.00 $0.00 $0.00
Loan Amount -
Term (years) - Interest $0.00 $0.00 $0.00 $0.00
Interest Rate 0.0%

Loan 2 Year 1
Input fields 0 0 0 0
Jan Feb Mar Apr
Principal $0.00 $0.00 $0.00 $0.00
Loan Amount -
Term (years) - Interest $0.00 $0.00 $0.00 $0.00
Interest Rate 0.0%

Loan 3 Year 1
Input fields 0 0 0 0
Jan Feb Mar Apr
Principal $0.00 $0.00 $0.00 $0.00
Loan Amount -
Term (years) - Interest $0.00 $0.00 $0.00 $0.00
Interest Rate 0.0%

Loan 4 Year 1
Input fields 0 0 0 0
Jan Feb Mar Apr
Principal $0.00 $0.00 $0.00 $0.00
Loan Amount -
Term (years) - Interest $0.00 $0.00 $0.00 $0.00
Interest Rate 0.0%

Total Loan Payback

Principal $0.00 $0.00 $0.00 $0.00

Total Interest $0.00 $0.00 $0.00 $0.00

Optional: ROI Calculation

Use this section to provide the Internal Rate of Return an investor can expect to earn by funding the business.

What to do:
Input the amount of the investment, the percent of shares obtained by the investment, and an assumption for the ea
the month in which the loan begins.

Where the data go:

The Balance Sheet picks up the Loan Amount and adds it to the Short-term debt line.
 year 1 year 2 year 3 year 4
Investment Div Div Div Div

0 - - - -
% Of Co. 0%

10%
IRR Err:523
d below. If you want to change
ange will change in
nses are calculated by

nual Income Statement.

by the MincStmt worksheet.

are calculated automatically.

ated as month-end balances for the month prior

stock to sales ratio.

d to calculate Accounts Receivable, Inventory, and Accounts Payable.

the opening cash balance is entered above

ional products by inserting rows, but keep in mind that

nth and year of the plan.

Jul Aug Sep Oct Nov Dec Total

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ut other costs (freight, duty, hosting, content)

typing over the given name in the Year 1 section.

each month and year of the plan.

Jun Jul Aug Sep Oct Nov Dec Total

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nus (as a % of salary), benefits percentage, payroll tax percentage, and annual sales

igures for each month and year of the plan.

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of salary of total pay

Payroll
Benefits Taxes Jan Feb Mar Apr May Jun Jul
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Benefits Taxes Jan Feb Mar Apr May Jun Jul
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- - - - - - - - -
- - - - - - - - -
- - - - - - - - -

- - - - - - - - -

- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -

- - - - - - - - -

service of the asset. Note that the month in service is a number from 1-60 because
ach month of the plan; the Balance Sheet picks up the same figure on the

iture and Fixtures line beginning with the month in which it is placed in service.
new asset in service in the month in which it occurs.

Feb Mar Apr May Jun Jul Aug Sep Oct

2 3 4 5 6 7 8 9 10

- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -

- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -
- - - - - - - - -

- - - - - - - - -

nd the annual interest rate. Type the number "1" in the blue cell above

yments, and records it on the "Increase (decrease) in short-term debt, net" line.
e appropriate month on the "Interest (Income) / Exp" line.

Year 2
0 0 0 0 0 0 0 0 0
May Jun Jul Aug Sep Oct Nov Dec Jan
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Year 2
0 0 0 0 0 0 0 0 0
May Jun Jul Aug Sep Oct Nov Dec Jan
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Year 2
0 0 0 0 0 0 0 0 0
May Jun Jul Aug Sep Oct Nov Dec Jan
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Year 2
0 0 0 0 0 0 0 0 0
May Jun Jul Aug Sep Oct Nov Dec Jan
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

unding the business.

d an assumption for the earnings multiple at which the business will be valued.
 Proceeds
year 5 from sale
Div

- -

- Value at 0 x earnings
Aug Sep Oct Nov Dec Total
8 9 10 11 12

- - - - - -
- - - - - -
- - - - - -
- - - - - -
 - - - - - -

- - - - - -
- - - - - -
- - - - - -
- - - - - -

- - - - - -

Aug Sep Oct Nov Dec Total

8 9 10 11 12

- - - - - -
- - - - - -
- - - - - -
- - - - - -

- - - - - -

- - - - - -
- - - - - -
- - - - - -
- - - - - -

- - - - - -

Aug Sep Oct Nov Dec Total

8 9 10 11 12

- - - - - -
- - - - - -
- - - - - -
- - - - - -

- - - - - -

- - - - - -
- - - - - -
- - - - - -
- - - - - -

- - - - - -
Aug Sep Oct Nov Dec Total
8 9 10 11 12

- - - - - -
- - - - - -
- - - - - -
- - - - - -

- - - - - -

- - - - - -
- - - - - -
- - - - - -
- - - - - -

- - - - - -

Aug Sep Oct Nov Dec Total

8 9 10 11 12

- - - - - -
- - - - - -
- - - - - -
- - - - - -

- - - - - -

- - - - - -
- - - - - -
- - - - - -
- - - - - -

- - - - - -
 Year 2
Nov Dec Jan Feb Mar Apr May Jun Jul Aug

11 12 13 14 15 16 17 18 19 20

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0
Feb Mar Apr May Jun Jul Aug Sep Oct Nov
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

0 0 0 0 0 0 0 0 0 0
Feb Mar Apr May Jun Jul Aug Sep Oct Nov
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

0 0 0 0 0 0 0 0 0 0
Feb Mar Apr May Jun Jul Aug Sep Oct Nov
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

0 0 0 0 0 0 0 0 0 0
Feb Mar Apr May Jun Jul Aug Sep Oct Nov
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
 Year 3
Sep Oct Nov Dec Jan Feb Mar Apr May Jun

21 22 23 24 25 26 27 28 29 30

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -

Year 3
0 0 0 0 0 0 0 0 0 0
Dec Jan Feb Mar Apr May Jun Jul Aug Sep
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Year 3
0 0 0 0 0 0 0 0 0 0
Dec Jan Feb Mar Apr May Jun Jul Aug Sep
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Year 3
0 0 0 0 0 0 0 0 0 0
Dec Jan Feb Mar Apr May Jun Jul Aug Sep
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Year 3
0 0 0 0 0 0 0 0 0 0
Dec Jan Feb Mar Apr May Jun Jul Aug Sep
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
 Year 4
Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr

31 32 33 34 35 36 37 38 39 40

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -

Year 4
0 0 0 0 0 0 0 0 0 0
Oct Nov Dec Jan Feb Mar Apr May Jun Jul
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Year 4
0 0 0 0 0 0 0 0 0 0
Oct Nov Dec Jan Feb Mar Apr May Jun Jul
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Year 4
0 0 0 0 0 0 0 0 0 0
Oct Nov Dec Jan Feb Mar Apr May Jun Jul
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Year 4
0 0 0 0 0 0 0 0 0 0
Oct Nov Dec Jan Feb Mar Apr May Jun Jul
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
 Year 5
May Jun Jul Aug Sep Oct Nov Dec Jan Feb

41 42 43 44 45 46 47 48 49 50

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -

Year 5
0 0 0 0 0 0 0 0 0 0
Aug Sep Oct Nov Dec Jan Feb Mar Apr May
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Year 5
0 0 0 0 0 0 0 0 0 0
Aug Sep Oct Nov Dec Jan Feb Mar Apr May
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Year 5
0 0 0 0 0 0 0 0 0 0
Aug Sep Oct Nov Dec Jan Feb Mar Apr May
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Year 5
0 0 0 0 0 0 0 0 0 0
Aug Sep Oct Nov Dec Jan Feb Mar Apr May
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
 Mar Apr May Jun Jul Aug Sep Oct Nov Dec

51 52 53 54 55 56 57 58 59 60

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -

0 0 0 0 0 0 0
Jun Jul Aug Sep Oct Nov Dec
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

0 0 0 0 0 0 0
Jun Jul Aug Sep Oct Nov Dec 12/30/99
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

0 0 0 0 0 0 0
Jun Jul Aug Sep Oct Nov Dec 12/30/99
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

0 0 0 0 0 0 0
Jun Jul Aug Sep Oct Nov Dec 12/30/99
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

 ck

- OK
- OK
- OK
- OK
- OK
- OK

- OK
- OK
- OK
- OK
- OK
- OK
- OK

-
[Company]
Projected Income Statement
Year 1-5
(in thousands)

Year 1 % sales Year 2 % sales Year 3 % sales Year 4 % sales Year 5 % sales

Sales - - - - -

Cost of Goods Sold - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Gross Profit - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Salaries/Officers - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Salaries/Staff - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Benefits - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Payroll Taxes - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Insurance - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Trade shows/Advertising - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Depreciation - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Miscellaneous - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Postage/Delivery - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Printing - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Professional Fees - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Rent/Utilities - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Supplies - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Telephone - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Travel & Ent - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Research and Development - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%
Other - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Total Operating Exp - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Total Operating Profit (EBIT) - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Other Income / (Exp) - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Interest Income / (Exp) - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Total Oth Inc/Exp - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Net Income Before Tax (EBT) - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Tax 40% - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Net Income - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Retained Earnings - 0.0% - 0.0% - 0.0% - 0.0% - 0.0%

Dividends - - - - -
[Company]
Projected Income Statement
Monthly

Year 5
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Total

Sales - - - - - - - - - - - - -
Cost of Goods - - - - - - - - - - - - -
Gross Margin - - - - - - - - - - - - -

Salaries/Officers - - - - - - - - - - - - -
Salaries/Staff - - - - - - - - - - - - -
Benefits 0% - - - - - - - - - - - - -
Payroll Taxes 0% - - - - - - - - - - - - -
Insurance - - - - - - - - - - - - - -
Trade shows/Advertising - - - - - - - - - - - - - -
Depreciation - - - - - - - - - - - - -
Miscellaneous - - - - - - - - - - - - - -
Postage/Delivery - - - - - - - - - - - - - -
Printing - - - - - - - - - - - - - -
Professional Fees - - - - - - - - - - - - - -
Rent/Utilities - - - - - - - - - - - - - -
Supplies - - - - - - - - - - - - - -
Telephone - - - - - - - - - - - - - -
Travel & Ent - - - - - - - - - - - - - -
Research and Development - - - - - - - - - - - - - -
Other - - - - - - - - - - - - - -

Total Operating Exp - - - - - - - - - - - - -

Total Operating Profit - - - - - - - - - - - - -

Other (Income) / Exp - - - - - - - - - - - - - -

Interest (Income) / Exp - - - - - - - - - - - - -

Total Oth Inc/Exp - - - - - - - - - - - - -

Net Income Before Tax (EBIT) - - - - - - - - - - - - -

Tax 40% - - - - - - - - - - - - -

Net Income - - - - - - - - - - - - -

Retained Earnings 100% - - - - - - - - - - - - -

[Company]
Monthly Balance Sheet

Year 5
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov 0 Dec
Assets
Current assets:
Cash and cash equivalents - - - - - - - - - - - - -
Accounts receivable - - - - - - - - - - - - -
Inventories - - - - - - - - - - - - -
Prepaid expenses - - - - - - - - - - - - -
Total current assets - - - - - - - - - - - - -
Fixed Assets
Furniture and Fixtures - - - - - - - - - - - - -
Equipment - - - - - - - - - - - - -
Construction in progress - - - - - - - - - - - - -
- - - - - - - - - - - - -
Less accumulated depreciation - - - - - - - - - - - - -
Furniture, Fixtures, Fleet, Net - - - - - - - - - - - - -
Other assets - - - - - - - - - - - - -
Total assets - - - - - - - - - - - - -
Liabilities and stockholders' equity
Current liabilities:
Short-term debt - - - - - - - - - - - - -
Accounts payable - - - - - - - - - - - - -
Other accrued liabilities - - - - - - - - - - - - -
Income taxes payable - - - - - - - - - - - - -
Total current liabilities - - - - - - - - - - - - -
Long-term liabilities - - - - - - - - - - -
Long-term debt - - - - - - - - - - - - -
Deferred tax liabilities - - - - - - - - - - - - -
Total Liabilities - - - - - - - - - - - - -

Stockholders' equity: - - - - - - - - - - - - -
Retained earnings - - - - - - - - - - - - -
Total stockholders' equity - - - - - - - - - - - - -
Total liabilities and stockholders' equity - - - - - - - - - - - - -
[Company]
Annual Statement of Cash Flow
Years 1-5
(in thousands)

Year 1 Year 2 Year 3 Year 4 Year 5

Cash and cash equivalents, beginning of period - - - - -

Cash flow from operations: - - -
Net income - - - - -
Additions (sources of cash):
Depreciation - - - - -
Increase in accounts payable - - - - -
Increase in accrued income taxes - - - - -
Subtractions (uses of cash):
Increase in accounts receivable - - - - -
Increase in inventory - - - - -
Net cash flow from operations - - - - -
Cash flow from investing activities
Leasehold improvements/F&F - - - - -
Equipment - - - - -
Net cash (used for) investing activities - - - - -
Cash flows provided by (used for) financing activities:
Increase (decrease) in short-term debt, net - - - - -
Capital infusion - - - - -
Additions to long-term debt - - - - -
Retirement of long-term debt - - - - -
Net cash (used for) financing activities - - - - -
Cash Distributions to Shareholders - - - - -
Net increase (decrease) in cash and cash equivalents - - - - -
Cash and cash equivalents, end of period - - - - -
[Company]
Projected Income Statement
Year 1-5
(in thousands)

Year 1 Year 2 Year 3 Year 4 Year 5

Sales - - - - -
Cost of Goods Sold - - - - -
Gross Profit - - - - -

Salaries/Officers - - - - -
Salaries/Staff - - - - -
Benefits - - - - -
Payroll Taxes - - - - -
Insurance - - - - -
Trade shows/Advertising - - - - -
Depreciation - - - - -
Miscellaneous - - - - -
Postage/Delivery - - - - -
Printing - - - - -
Professional Fees - - - - -
Rent/Utilities - - - - -
Supplies - - - - -
Telephone - - - - -
Travel & Ent - - - - -
Research and Development - - - - -
Other - - - - -

Total Operating Exp - - - - -

Total Operating Profit (EBIT) - - - - -

Other Income / (Exp) - - - - -

Interest Income / (Exp) - - - - -

Total Oth Inc/Exp - - - - -

Net Income Before Tax (EBT) - - - - -

Tax - - - - -

Net Income - - - - -

Retained Earnings - - - - -

Dividends - - - - -
[Company]
Annual Balance Sheet
Year 1 - 5

Year 1 Year 2 Year 3

Assets
Current assets:
Cash and cash equivalents - - -
Accounts receivable - - -
Inventories - - -
Prepaid expenses - - -
Total current assets - - -
Fixed Assets
Furniture and Fixtures - - -
Leasehold Improvements - - -
Construction in progress - - -
- - -
Less accumulated depreciation - - -
Furniture, Fixtures, Fleet, Net - - -
Other assets - - -
Total assets - - -
Liabilities and stockholders' equity
Current liabilities:
Short-term debt - - -
Accounts payable - - -
Other accrued liabilities - - -
Income taxes payable - - -
Total current liabilities - - -
Long-term liabilities
Long-term debt - - -
Deferred tax liabilities - - -
Total Liabilities - - -

Stockholders' equity: - - -
Retained earnings - - -
Total stockholders' equity - - -
Total liabilities and stockholders' equity - - -
 [Company]
Annual Statement of Cash Flow
Years 1-5
(in thousands)

Year 4 Year 5
Cash and cash equivalents, beginning of period
Cash flow from operations:
- - Net income
- - Additions (sources of cash):
- - Depreciation
- - Increase in accounts payable
- - Increase in accrued income taxes
Subtractions (uses of cash):
- - Increase in accounts receivable
- - Increase in inventory
- - Net cash flow from operations
- - Cash flow from investing activities
- - Leasehold improvements/F&F
- - Equipment
- - Net cash (used for) investing activities
- - Cash flows provided by (used for) financing activities:
Increase (decrease) in short-term debt, net
Capital infusion
- - Additions to long-term debt
- - Retirement of long-term debt
- - Net cash (used for) financing activities
- - Cash Distributions to Shareholders
- - Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents, end of period
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