For in-house circulation only)

STATE BANK OF INDIA

STAFF TRAINING CENTRE
PANCHKULA
(An ISO 9001:2000 Training Institute)
CORE BANKING SOLUTION SERIES - 18

OPENING OF A ---TDR ACCOUNT

( PERSONAL - PUBLIC - GENERAL)

Pre Conditions---Customer’s CIF must exist before opening an account..

Navigation---
i. On main menu click on “Deposit/CC/OD Accounts &Services”.
ii. Click on “Create”
iii. Click on “New Deposit Account”.
iv. Screen” “SCR: 002000 pmt. CIF: “Create Account” will appear.
Type CIF Number of the Customer OR searches his/her CIF
number with the help of Search.
v. Transmit.
b. Screen “SCR:02000: Create Deposit Account” will be displayed. It is a
multi page screen having 5 Tabbed Screens. The screen on display is the
first screen “Core Options”. Other are Statement/Mail Options, Term A/C
Options and Credit Card Options & Miscellaneous respectively. These are
displayed on upper end of the screen.
c. In “Acct Segt Code” from drop down select the relevant code e.g. “706:
Per Dom Public”.
d. Product---Select from drop down “ 20:TDR”
e. Type ----Select from drop down the relevant type e.g. “11: General”
f. Customer Category—Select from drop down the appropriate category e.g.
“ 1: Public
g. Individual ”.
h. Location/Term---- select applicable period from the drop down11to
17.E.g. 15=1y-<2y, 16= 2y-<3y, 17=3y&above. Etc.
i. Currency--- It should be 1=INR, for domestic customers.
j. Interest. Options - Select from drop down as desired by the account holder
out of A: Cheque, B: Demand Draft, G: Transfer to BG L OR
k. T: Transfer. In case T: Transfer has been selected, then also furnish the
account number of the account holder in the next column.
l. DO NOT TRANSMIT
m. Now open the other tabbed screen by click on “ Term A/C Options”. For
all time deposit accounts, this screen will be used .It is a multi option
screen, so all the columns are not required be filled for every product. .
Although the fields are in white co lour, but are required to be filled in as
per the product as in the case of mandatory fields (Blue Fields).
 n. Term Length = (A) 1 Term Days ; 2 Term Months ; 3 Term Years OR
(B) Date of Maturity. Fill in data only in A or B & not in both the
fields.
o. Term Basis--- Select “D: Days” only from drop down.
p. Term Value Deposited---Fill the amount of TDR to be issued .
q. Interest Frequency--- Select “1A:AnniversaryMonthly, 3A:Anniversary
Quarterly,
r. 6A:Anniversary Six monthly, YA: Anniversary Yearly OR M: Maturity”
from drop down.
s. Transmit, as no other fields are required to be filled in case a TDR
account.
t. A Queue number will be generated on the screen of the maker. On
successful checking, OK message along with account number will be
displayed on the screen of the checker. This number is to be noted on the
account opening form as well as on the voucher. A voucher of TDR is to
prepare for receipt of funds.

Q : An error messages ‘STOP – 201’ INVALID ACCT TYPE, INT CAT

OR CURRENCY’ and ‘STOP – 178’ INTEREST FREQ/CODE
INCONSISTENT WITH PRODUCT RULES’ reflected on the screen
instead of reflecting of the new account number?

Ans : The selected combination of Account Type and Sub Type will be validated against
the product parameters set up at CDC level. This means that the system will accept only
such combination of account type and sub type as available in the product parameter at
CDC. An invalid code entered will generated an error messages as above. Therefore
please select the right combination of Account Type and Sub Type only.

Q : What should be incorporated in the field ‘Term Basis’ in respect of TDR/STDR

Account?

Ans : Please always incorporate Term basis as ‘Day’ for the TDR/STDR Accounts as
‘Months’ are in respect of RD accounts only.
Q : What the term length should be mentioned for TDR/STDR to be issued for 30
months?

Ans : It should be mentioned as Terms Years:2 and Term months:6 instead of mentioning
Term month as 30.