A

PROJECT REPORT

ON

“LOAN SYNDICATION”

BACHELOR OF COMMERCE IN BANKING AND INSURANCE

(SEMESTER V)

Under the Guidance of

PROF. VARSHA SAWLANI

Submitted

In Partial Fulfillment of the requirement for the Award of the degree

of Bachelor of commerce in Banking and insurance

Submitted by,

SUMIT SUNIL VANJARE

ROLL NO. 1728049

SHRI SIDH THAKURNATH COLLEGEOF ARTS &

COMMERCE
ULHASNAGAR – 421 004

UNIVERSITY OF MUMBAI 2017-2018

 ACKNOWLEDGEMENT

My project is a result of the inspiring and thoughtful guidance and

supervision of my project guide PROF. VARSHA SAWLANI I am deeply
indebted to her whose help, time, support, inspiration, stimulating
suggestions and encouragement helped me in all the times of research and
writing of this report.
This project has widened my horizon to various areas under general
knowledge regarding the practical and real aspects of “LOAN
SYNIDICATION".
I whole heartedly thank all the concerned people at college as well as
at university level, who have given me the chance for preparing this valuable
project.
I would further like to thanks our Principal Sir Dr. J.C. Purswani for
giving me an opportunity to complete our Project
Last but not least, this Project has definitely helped me to achieve something
which will be useful to us in near future and hence I am thankful to all
persons who have helped in knowledge.
 DECLARATION

I, SUMIT SUNIL VANJARE student of TYBCBI (Bachelor of

Commerce in Banking and Insurance Management) hereby declare that
I have completed the Project on “LOAN SYNDICATION” in the academic
year 2017-18.
The information submitted is true and original to the best of my
knowledge.

SUMIT S VANJARE

{T.Y.BBI}
 INDEX

SR.NO CONTENTS PAGE NO

1. Introduction 1
2 Meaning Of Loan 3
3. Meaning Of Syndication 4
4. Introduction To Loan Syndication 5
5. Features Of Loan Syndication 9
6. Stage In The Loan Syndication 11
Process
7. Reasons/Purpose For Syndicated 13
Lending
8. Advantages Of Syndicated Lending 14
9. Project Finance And Loan 16
Syndication
10. Parties And Their Role Within The 19
Syndication Process
11. Loan Syndication Financial 21
Institutions
12. Loan Depot 23
13. The Syndicated Loan Market 25
14. Overview of ICICI Bank 29
15. History Of ICICI Bank 30
16. ICICI Syndication 32
17. Syndication Advisory And Other 35
Services
18. Conclusion 42
19. Bibliography 43