FINSTRATEGY

HOME LOANS
1. Name:
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2. Age:
(a) Below 30 (b) 30-40
(c) 40-50 (d) Above 50

3. Occupation:
(a) Professional (b) Self-Employed
(c) Salaried (d) Others

4. Which Income group do you belong?

(Per annum)[Including spouse if appropriate]
(a) Below 5 Lakh rupees (b) 5-10 Lakhs
(c) 10-25 Lakhs (d) Above 25 Lakhs

5. Do you own a home loan?

(a) Yes (b) No

6. If the answer to the above yes, which bank’s home loan do you possess?
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7. What do you find attractive about the above bank's

home loan that made you to take it?
(a)Interest Rates (b) Service provided (c) Payback period (Tenure)
(d) Schemes (e) others

8. What is the present home loan outstanding?

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9.What was the amount of loan availed at the inception?

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10. What is the rate of interest of present home loan?

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11.Is your loan on floating/fixed/Hybrid?

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12. What is the loan tenure at the time of inception?
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13. How many years left to square off the loan?
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14. What is the present EMI for home loan?
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15. Is the property co-owned? Is the home loan has co-borrowers?
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16. What is your opinion about long tenure of home loan?
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17. What do you know about Floating rate of interest and fixed rate of interest?
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18. What do you know about fixed interest (absolute amount) and reducing interest?
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19. Any knowledge about MCLR (Marginal Cost of Funds based Lending Rate)?
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20. What would you do to save your interest paid on home loans during the tenure?
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21. What are your views about pre-payment of home loan?
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22.Is pre-payment is the only way to reduce your interest?
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+91 73810 51544
1st Floor, Office No. 1, Chiranjeev Apt.,
Karve Road, Kothrud, Pune 411038