BENEFITS

Policy Type
COVERAGES
IPSK7341 Normal Room Expenses
WK021905 Intensive Care Unit (ICU )
H0013131 Daily Allowance
UJKV6528 Pre Hospitalisation
Post Hospitalisation
Ambulance Charges
Cumulative Bonus
Critical Illness
Registration & Service Charges
Medical Practitioner/ Anesthetist, Consultant fees
Domicillary Treatment
Organ Transplant
Dental Treatment
Pre existing disease
First Year Exclusion

SWASTHYA KAVACH POLICY

First Two Year Exclusion

9666946545
Ponnuri veera vasantharao
8115016873
Ashish kumar
Ajit singh
7206575026
 Treatment List /Capping
1. Cataract

2. Piles, Fistula, Fissure,

Tonsillitis, Sinusitis
3.Benign Prostatic
Hypertrophy, Hernia
4.Knee/Hip Joint replacement, Cancer, renal failure

5. Appendicitis, Gall Bladder stones and Hysterectomy

BASE PLAN

Floater
2Lac,3Lac,4Lac,5Lac
2 Lac policy 1 % & 3 Lac & Above no limit
2 Lac policy 2 % & 3 Lac & Above no limit
150/- RS Any sum Insured
30 Days
7 % OF Hospitalization expenses Max 30 days
Rs. 750/-or actual whichever is less
Nil
Nil
Actual
covered within overall Sum Insured limits
20 % of Sum Insured
covered upto the limit of Sum Insured.
covered, if followed by an accident and require hospitalisation
covered after 4 years

1. Tonsillitis/ Adenoids
2. Gastric or Duodenal Ulcer
3. Any type of Cyst/ Nodules/ Polyps
4. Any type of Breast lumps.

1. Cataract, Benign Prostatic Hypertrophy

2. Hysterectomy for Menorrhagia or Fibromyoma
3. Hernia, Hydrocele
4. Fistula in anus, Piles, Sinusitis
5. Choletithiasis and Cholecystectomy
6. Spondylosis / Spondilitis - any type
7. Inter- vertebral Disc Prolapse (other than caused by an accident)
8. Knee replacement/ Joint Replacement/ Hip replacement (other than cau
9. Osteoarthritis
10. Chronic Renal failure or End Stage Renal Failure.
11. Heart Disease
12. Any type of Carcinoma / Sarcoma/ Blood Cancer
13. Varicose Veins / Varicose Ulcers
7.5% of the Sum Insured subject to maximum of Rs 15,000/-

10% of the Sum Insured subject to maximum of Rs 30,000/-

20% of the Sum Insured subject to maximum of Rs 50,000/-

50% of the Sum Insured subject to maximum of Rs 2,00,000/-

15% of the Sum Insured subject to maximum of Rs 40,000/-

WIDER PLAN

Floater
2Lac,3Lac,4Lac,5Lac
2 Lac policy 1.5 % & 3 Lac & Above no limit
2 Lac policy 2.5 % & 3 Lac & Above no limit
250/- RS Any sum Insured
30 Days
60 Days
Rs. 1500/- or actual whichever is less
5% to 50 % of the sum insured
Upto Sum Insured
Actual
covered within overall Sum Insured limits
20 % of Sum Insured
covered upto the limit of Sum Insured.
covered, if followed by an accident and require hospitalisation
covered after 4 years

1. Tonsillitis/ Adenoids
2. Gastric or Duodenal Ulcer
3. Any type of Cyst/ Nodules/ Polyps
4. Any type of Breast lumps.

1. Cataract, Benign Prostatic Hypertrophy

2. Hysterectomy for Menorrhagia or Fibromyoma
3. Hernia, Hydrocele
4. Fistula in anus, Piles, Sinusitis
5. Choletithiasis and Cholecystectomy
6. Spondylosis / Spondilitis - any type
7. Inter- vertebral Disc Prolapse (other than caused by an accident)
8. Knee replacement/ Joint Replacement/ Hip replacement
9. Osteoarthritis
10. Chronic Renal failure or End Stage Renal Failure.
11. Heart Disease
12. Any type of Carcinoma / Sarcoma/ Blood Cancer
No Limit

No Limit

No Limit

No Limit

No Limit
FAMILY HEALTH PROTECTOR POLICY (FHP )

Floater
1.5 Lac to 30 lac
Class A cities: - up to 1.50 % of the sum insured / Other cities : - up to 1.25 % of the sum insured
Class A cities: - up to 2.50% of the sum insured / Other cities : - up to 2.00% of the sum insured
0.15 % sum insured maximum - 1000/-
45 Days
60 Days
0.75 % of sum insured maximum - 2500/-
5% to 50 % of the sum insured
Upto Sum Insured
Actual
covered within overall Sum Insured limits
20 % of Sum Insured
covered upto the limit of Sum Insured.
covered, if followed by an accident and require hospitalisation
covered after 4 years

1. Tonsillitis/ Adenoids
2. Gastric or Duodenal Ulcer
3. Any type of Cyst/ Nodules/ Polyps
4. Any type of Breast lumps.

1. Cataract, Benign Prostatic Hypertrophy

2. Hysterectomy for Menorrhagia or Fibromyoma
3. Hernia, Hydrocele
4. Fistula in anus, Piles, Sinusitis
5. Choletithiasis and Cholecystectomy
6.Knee replacement/Joint Replacement/Hip replacement
7. Inter- vertebral Disc Prolapse (other than caused by an accident)
9. Osteoarthritis
10. Chronic Renal failure or End Stage Renal Failure.
Note

7 Lac & Above no Limit & Optional 6 %

INDIVIDUAL MEDISHIELD INSURANCE POLICY

INDIVIDUAL
50 k to 5 lac
Insured.
Sum Insured 3 Lakh and above: As per Actuals
Sum Insured less than 3 Lakh: 2.5% of Basic Sum Insured. Sum Insured 3 Lakh and above: As per Actuals
0.1% of sum insured maximum - 250/-
60 Days
60 Days
1.0 % of sum insured maximum - 1500/-
5% to 50 % of the sum insured
Upto Sum Insured
Actual
covered within overall Sum Insured limits
20 % of Sum Insured
covered upto the limit of Sum Insured.
covered, if followed by an accident and require hospitalisation
covered after 3 years
1.Cataract, Benign Prostatic Hypertrophy
2. Hysterectomy for Menorrhagia or Fibromyoma
3. Hernia, Hydrocele
4. Fistula in anus, Piles, Sinusitis
5. Choletithiasis and Cholecystectomy
INDIVIDUAL HEALTH PROTECTOR

INDIVIDUAL
50k to 20 lac
Class A cities: - up to 1.75 % of the sum insured / Other cities : - up to 1.50% of the sum insured
Class A cities: - up to 3.0 % of the sum insured / Other cities : - up to 2.5 % of the sum insured
0.20 % sum insured
45 Days
60 Days
1.0 % of sum insured maximum - 2500/-
5% to 50 % of the sum insured
Upto Sum Insured
Actual
covered within overall Sum Insured limits
20 % of Sum Insured
covered upto the limit of Sum Insured.
covered, if followed by an accident and require hospitalisation
covered after 3 years
1. Tonsillitis/ Adenoids
2. Gastric or Duodenal Ulcer
3. Any type of Cyst/ Nodules/ Polyps
4. Any type of Breast lumps.
5. Choletithiasis and Cholecystectomy

1.Hypertension
2.Diabetes
Note

5 Lac & Above no Limit & Optional 6 %

 This is a welcome call for you
last month you are renewed your two wheeler insurance from iffco tokio
So you are an exsisting customer of our company
Similarly, the company has offered you a Best Health Insurance Policy
vishnu 7982261182
ROSHAN LAL 8088375295 4 mem - 32+38+5+2 5 LAC