DECLARATION

I the undersigned MISS . VISHWAKARMA ARCHANA AMARJEET here by , declared

that the work emboided in this project work titled “THE STUDY OF MUTUAL FUND
INVESTMENT IN INDIA WITH REFERENCE TO AEGIS PVT LTD COMPANY”
forms my
 ACKNOWLEDGEMENT

I take this opportunity to thank the University Of Mumbai for giving me chance to do this
project.

I would like to thank my principal,for providing the necessary facilities required for
completion of this project.

I take this opportunity to thank our coordinator our vice principal Mrs. Arjumand Rawal,
for his moral support and guidance.

I would also like to express my sincere gratitude towards my project guide Mr.Mohsin
Pathan, whose guidance and care made the project successful.

I would like to thank my College Library, for having provided various reference books and
magazines related to my project.

Lastly but not least, I would like to thank eac and every person who directly or indirectly
helped me in the completion of the project especially my parents and peers who supported
me throughly my project.
Chapter 1
Introduction:
A mutual fund offers investors the opportunity to pool their money with other investors in an
investment that's managed by professional investment managers. Mutual funds invest in
stocks, bonds or other securities according to each fund's objective. Mutual Funds are
financial intermediaries which collect the savings of investors and invest them in primary and
secondary securities, like money market instruments, corporate and government bonds, and
equity shares of joint stock companies. They have emerged as rivals to banks in savings
mobilisation because banking services could not show extra-ordinary efforts to employ
household savings in remunerative sectors.

Mutual fund is a financial intermediary which collects savings of the people for secured and
profitable investment. The mutual funds in India are registered as trusts under the Indian trust
act. These funds are managed by financial and professional experts.

Mutual funds are the best tools to counter volatility. It is more effective for an investor as
professional and experienced fund managers handle the investors money’

Meaning:
Mutual fund is a unique investment pooling entity which enables investors to invest in a wide
range of securities through a single platform. Mutual Funds are excellent for long-term
wealth creation. However, with more and more funds flooding the market, the task of
selecting the most suitable scheme for you gets even more complicated.

Definition:
“Mutual funds are collective savings and investment vehicles where savings of small(or
sometimes big) investors are pooled together to invest for their mutual benefits and returns
distributed proportionately.”
Types Of Mutual Funds:

1. Money market fund:

A money market fund (also called a money market mutual fund) is an open-
ended mutual fund that invests in short-term debt securities such as US Treasury bills
and commercial paper. Money market funds are widely (though not necessarily
accurately) regarded as being as safe as bank deposits yet providing a higher yield.
Regulated in the United States under the Investment Company Act of 1940, money
market funds are important providers of liquidity to financial intermediaries.

2. Fixed income fund:

Fixed income mutual funds are an excellent diversification tool for investors’
portfolios. And as the name suggests, they can be used for generating income.
Commonly called bond funds, fixed income funds are simply mutual funds that own
fixed income securities such as US Treasuries, corporate bonds, municipal bonds, etc.
These fixed income funds come in many shapes and styles.

3. Equity fund:

An equity fund is a mutual fund that invests principally in stocks. It can be actively
or passively (index fund) managed. Equity funds are also known as stock funds.
Stock mutual funds are principally categorized according to company size, the
investment style of the holdings in the portfolio and geography.