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Microfinance in Distressed Areas of J&K, Rajasthan and Andhra Pradesh: Some Issues
Gyanendra Mani and Suparna Tandon ........................................................................................................................................ 1

Evaluating the Role of Microfinance in Mitigating the Problems of Distress

Out-Migrants: A Study in KBK Districts of Orissa
S N Tripathy ............................................................................................................................................................................... 26

Drivers of Self-Help Group Approach: Lessons from Comparative Performance

of Himachal Pradesh and Haryana
S S Sangwan and Gagan Deep ................................................................................................................................................... 39

Distinct Models of SHG Micro-enterprises Organised in Diverse Regions of J&K

Mohinder Kumar ......................................................................................................................................................................... 57

Microfinance in Areas of Ecological Distress – Evidence from the Field

Samir R Samantara ..................................................................................................................................................................... 76

Linking Farmers’ Access to Microfinance, Input and Service Delivery Systems

with Crop Production Performance: A Study in the Disadvantaged Areas
of North Bank Plains Zone of Assam
R N Barman ................................................................................................................................................................................. 91

Multiple Group Memberships and its Effect on Repayment of Loans:

A Case Study of Thiruvananthapuram District in Kerala
Gopa Kumaran Nair G ............................................................................................................................................................... 107

Competition, Multiple Borrowing and Over – Indebtedness in Microfinance:

An Empirical Investigation
Sunil Puliyakot and H K Pradhan .............................................................................................................................................. 126

Determinant of Repayment Problems of Microfinance Clients — A Case Study

Vinita Kalra ................................................................................................................................................................................ 140

Comparative Study of Self-Help Group Bank Linkage Model and Microfinance Institution
Model in Raibareli District of Uttar Pradesh
D V Deshpande, K C Sharma and Gyanendra Rout ................................................................................................................... 158
.
Repayment Performance and Costs of Defaults in a Group Lending Programme –
A Case Study in Urban Microfinance
Mani Arul Nandhi ...................................................................................................................................................................... 169

Community Based Microfinance: A Study with Reference to Urban Women Self-Help Groups
in AP and Telangana
K Raja Reddy, TCS Reddy and S Prahalladaiah ......................................................................................................................... 186

Determinants of Operating Expense of Microfinance Institutions: A Study on Select MFIs in Assam

Pinky Dutta and Debabrata Das ................................................................................................................................................ 199

Transaction Costs of Lending to Vulnerable People

N Srinivasan ............................................................................................................................................................................... 212

Outreach and Financial Performance of select MFIs in India –

An Empirical Analysis
Narayan Chandra Pradhan and Prabha V Jadav ....................................................................................................................... 220

Digitization of SHGs for a Success of Microfinance in India

G R Chintala .............................................................................................................................................................................. 236

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