CREDIT MANAGEMENT OF KUMARI BANK LIMITED

A Project Work Report

By

Anita Basnet

T.U. Registration Number: 7-2-22-321-2014

Patan Multiple Campus

Submitted to

The Faculty of Management

Tribhuvan University

Kathmandu

In partial fulfillment of the Requirements for the Degree of

BACHELOR OF BUSINESS STUDIES (BBS)

Kathmandu

March, 2019

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 DECLARATION

I, Anita Basnet, hereby declare that this submission is my own work and that, to the best
of my knowledge and belief, it contains no material previously published or written by
another person nor material which has been accepted for the award of any other degree or
diploma of the university or other institute of higher learning, except where due
acknowledge has been made in the text and reference list.

------------------------------------
Anita Basnet
Date:

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 SUPERVISOR'S RECOMMENDATION

The project work report entitled "Credit Management of Kumari Bank Limited"
submitted by Anita Basnet of Patan Multiple Campus, is prepared under my supervision
as per the procedure and format requirements laid by the Faculty of Management,
Tribhuvan University, as partial fulfillment of the requirements for the degree of
Bachelor of Business Studies (BBS). I, therefore, recommend the project work report
for evaluation.

----------------------------------------
Name of Supervisor
Date:

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 ENDORSEMENT

We hereby endorse the project work report entitled "Credit Management of Kumari
Bank Limited" submitted by Anita Basnet of Patan Multiple Campus, Lalitpur, in partial
fulfillment of the requirements for the degree of the Bachelor of Business Studies (BBS)
for external evaluation.

------------------------------------------ ---------------------------------------------
XXXXX XXXXX
Chairman, Research Committee Campus Chief

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 ACKNOWLEDGEMENT

I would like to express my profound gratitude to my supervisor Mr. XXX for his
guidance and constructive criticism not only in academic but in my general welfare. He is
largely responsible for the success of this work and I am very much grateful.

I would like to thank my honorable teachers, who made me strong student morally and
physically to my studies and made me reach this level.

I would also like to extend my sincere gratitude and big thanks go to my discussion group
members whose friendship was so supportive in one way or another for the time I was at
Patan Multiple Campus, and in the course of this study.

Finally, I wish to thank all authors of various research works and articles I made use of in
the writing of this work, indeed your research works and articles have served as major
sources of literature and knowledge.

Anita Basnet

Researcher

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 TABLE OF CONTENTS

Declaration ii

Supervisor's Recommendation iii

Endorsement iv

Acknowledgement v

Table of Contents vi

List of Tables viii

List of Figures ix

List of Abbreviation x

CHAPTER- I: INTRODUCTION 1

1.1 Background of the study 1

1.2 Statement of the Problem 1

1.3 Profile of Handicraft Association of Nepal 2

1.4 Objectives of the Study 3

1.5 Significance of the study 3

1.6. Literature Review 5

1.6.1 Conceptual Review 6

1.6.2 Meaning of Handicraft 6

1.6.3 Export Procedure of Handicraft 7

1.6.4 Introduction of Thanka 8

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 1.6.5 Review of Articles and Journals 9

1.7 Methods of Study 14

1.7.1 Research Design 14

1.7.2 Nature and Sources of Data 15

1.7.3 Data Collection Technique 15

1.7.4 Data Analysis Tools 15

1.8 Limitations of the Study 16

CHAPTER-II RESULTS AND ANALYSIS 17

2.1 Data Presentation 17

2.2 Analysis of the results 23

2.2.1 Tendency of Thanka export 24

2.3 Countrywise Export of Thanka 26

CHAPTER-III: SUMMARY, CONCLUSION & RECOMMENDATION 28

3.1 Summary 28

3.2 Conclusion 30

3.3 Recommendation 30

BIBLIOGRAPHY 31

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 LIST OF TABLES

Table No. Page No.

2.1 Handicraft samples in International Trade Fair 17

2.2 Comparison of Major Exports with Handicraft Exports 19

2.3 Total Handicraft and Thanka Export 21

2.4 Calculation of Co-relation Coefficient 23

2.5 Estimation of Trend Line by Least Square Method 24

2.6 Countrywise Export of Thanka 26

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 LIST OF FIGURES

Figure No. Page No.

2.1 Handicraft samples in International Trade Fair 18

2.2 Comparison of Handicraft Products with Total Export 20

2.3 Total Handicraft Export 22

2.4 Total Thanka Export 22

2.5 Trendline of Thanka Export 25

2.6 Countrywise Export of Thanka 26

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 ABBREVIATIONS

BBS Bachelor of Business Studies

C.V. Coefficient of Variation

FHAN Federation of Handicraft Association of Nepal

FY Fiscal Year

GSP Generalized System of Preference

HAN Handicraft Association of Nepal

TRIP Trade Related Intellectual Property

USA United States of America

URL Universal Resource Locator

VAT Value Added Tax