Cálculo de TEA Cálculo de TEM

TEM 1.60% TEM 1.60%

TEA 21.00% TEA 21.00%

Monto del Préstamo: 100,000.00

Tipo de Moneda: Soles
Número de Cuotas: 12

Cuota 9,281.24 nuevos soles incluído ITF

Interes Totales 11,374.89 nuevos soles

Total a Pagar 111,374.89 nuevos soles

N DE CUOTAAMORTIZACIONES
1 S/7,624.70 Nro.
2 CUOTA
3 1
4 2
5 3
6 4
7 5
8 6
9 7
10 8
11 9
12 10
13 11
12
TOTALES
 MONEDA
PLAZO
NRO. PRÉSTAMO : 0011-0287-9600123032-03
TASA COSTO EFE
: 21.207430%
IMPORTANTE CONCEDIDO : 100,000.00
CUENTA DE CARGO
IMPORTE RETENIDO
TASA EFECTIVA ANUAL

CRONOGRAMA DE PAGO “PRESTAMO CAPTRA>50M”

Total Seguro Otros Total, a
Saldo Amortización Interés Comisión (es)
Cuota Desgrav. Seguros pagar
92,409.91 7,590.09 1,655.00 8.5 9,253.59 9,253.59
84,694.20 7,715.71 1,529.38 8.5 9,253.59 9,253.59
76,896.40 7,797.80 1,447.29 8.5 9,253.59 9,253.59
68,841.21 8,055.19 1,189.90 8.5 9,253.59 9,253.59
60,698.40 8,142.81 1,107.20 8.5 9,253.59 9,253.59
52,490.55 8,207.85 1,037.24 8.5 9,253.59 9,253.59
44,085.93 8,404.62 840.47 8.5 9,253.59 9,253.59
35,499.33 8,586.60 658.49 8.5 9,253.59 9,253.59
26,879.99 8,619.34 625.75 8.5 9,253.59 9,253.59
18,036.39 8,843.60 401.49 8.5 9,253.59 9,253.59
9,089.80 8,946.59 298.5 8.5 9,253.59 9,253.59
9,089.80 155.33 8.5 9,253.59 9,253.59
100,000.00 10,941.12 102 111,043.12 111,043.12
 : SOLES
: 12 MESES
00123032-03

: 0011-0287-0200269855-09
: 0.00
: 21%
 Monto Plazo Cuota $ Cuota S/. Monto P. S/. Total a Pagar Intereses
$ 6,500.00 48 $ 173.00 S/. 484.40 S/. 18,200.00 S/. 23,251.20 S/. 5,051.20
$ 6,500.00 36 $ 218.00 S/. 610.40 S/. 18,200.00 S/. 21,974.40 S/. 3,774.40
$ 6,000.00 48 $ 159.00 S/. 445.20 S/. 16,800.00 S/. 21,369.60 S/. 4,569.60
$ 6,000.00 36 $ 201.00 S/. 562.80 S/. 16,800.00 S/. 20,260.80 S/. 3,460.80
$ 6,000.00 30 $ 234.00 S/. 655.20 S/. 16,800.00 S/. 19,656.00 S/. 2,856.00
$ 5,500.00 48 $ 146.00 S/. 408.80 S/. 15,400.00 S/. 19,622.40 S/. 4,222.40
$ 5,500.00 36 $ 184.00 S/. 515.20 S/. 15,400.00 S/. 18,547.20 S/. 3,147.20
$ 5,500.00 30 $ 215.00 S/. 602.00 S/. 15,400.00 S/. 18,060.00 S/. 2,660.00
$ 5,500.00 24 $ 260.00 S/. 728.00 S/. 15,400.00 S/. 17,472.00 S/. 2,072.00
$ 5,000.00 48 $ 133.00 S/. 372.40 S/. 14,000.00 S/. 17,875.20 S/. 3,875.20
$ 5,000.00 36 $ 167.00 S/. 467.60 S/. 14,000.00 S/. 16,833.60 S/. 2,833.60
$ 5,000.00 30 $ 195.00 S/. 546.00 S/. 14,000.00 S/. 16,380.00 S/. 2,380.00
$ 5,000.00 24 $ 236.00 S/. 660.80 S/. 14,000.00 S/. 15,859.20 S/. 1,859.20
$ 4,500.00 36 $ 150.00 S/. 420.00 S/. 12,600.00 S/. 15,120.00 S/. 2,520.00
$ 4,500.00 30 $ 175.00 S/. 490.00 S/. 12,600.00 S/. 14,700.00 S/. 2,100.00
$ 4,500.00 24 $ 213.00 S/. 596.40 S/. 12,600.00 S/. 14,313.60 S/. 1,713.60
$ 4,000.00 36 $ 134.00 S/. 375.20 S/. 11,200.00 S/. 13,507.20 S/. 2,307.20
$ 4,000.00 30 $ 156.00 S/. 436.80 S/. 11,200.00 S/. 13,104.00 S/. 1,904.00
$ 4,000.00 24 $ 189.00 S/. 529.20 S/. 11,200.00 S/. 12,700.80 S/. 1,500.80
$ 3,500.00 36 $ 117.00 S/. 327.60 S/. 9,800.00 S/. 11,793.60 S/. 1,993.60
$ 3,500.00 30 $ 136.00 S/. 380.80 S/. 9,800.00 S/. 11,424.00 S/. 1,624.00
$ 3,500.00 24 $ 166.00 S/. 464.80 S/. 9,800.00 S/. 11,155.20 S/. 1,355.20
Interes Mensual
S/. 105.23
S/. 104.84
S/. 95.20
S/. 96.13
S/. 95.20
S/. 87.97
S/. 87.42
S/. 88.67
S/. 86.33
S/. 80.73
S/. 78.71
S/. 79.33
S/. 77.47
S/. 70.00
S/. 70.00
S/. 71.40
S/. 64.09
S/. 63.47
S/. 62.53
S/. 55.38
S/. 54.13
S/. 56.47
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42
48
54
60
120
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