Synopsis on

Mutual funds

preferences of the investors for investment in mutual funds

Submitted by

Akhlad iqbal
16GSOB101195
2016-2019

Under the supervision of

Zoha Fatima

SCHOOL OF BUSINESS
 INTRODUCTION
A Mutual fund is a professionally managed investment fund that pools money
from many investors to purchase securities. These investors may be retail or
institutional in nature Mutual funds have advantages and disadvantages compared
to direct investing in individual securities

OBJECTIVE
On the basis of rationale of the study and literature review, objectives of present
study are

1. To study the performance of mutual funds in India

2. To study the performance of mutual funds with respect to different performance
attributes.
3. To develop a framework for performance measure of mutual funds in India.
4. To study the behaviour of Indian individual investors towards the investment of
their savings.
5. To study the perception of Indian individual investors towards the investment in
mutual funds.
 PROBLEM STATEMENT
The study under investigation here is related to analyzing the growth potential of
Mutual Funds in Uttar Pradesh. Also, the researcher makes an attempt here to
investigate the impact of different factors on the growth potential of Mutual Fund.
It is seen whether the Mutual Fund offering are in accordance to the need of the
investors and the due weightage is given to their needs and requirement

LITERATURE REVIEW
Mutual funds attracted the interests of academicians, researchers and financial
analysts mostly since 1986. A number of articles have been published in financial
dailies like economic times, business line and financial express, periodicals like
capital market, Business India etc., and in professional and research journals.
Literature Review on performance evaluation of mutual fund is enormous. Various
studies have been carried out in India and abroad to evaluate the performance of
mutual funds schemes from time to time. A few research studies that have
influenced substantially in preparing the thesis are discussed below in this
chapter.Jack Treynor (1965) developed a methodology for performance
evaluation of a mutual fund that is referred to as reward to volatility measure,
which is defined as average excess return on the portfolio. This is followed by
Sharpe (1966) reward to variability measure, which is average excess return on the
portfolio divided by the standard deviation of the portfolio.Sharpe (1966)
developed a composite measure of performance evaluation and imported superior
performance of 11 funds out of 34 during the period 1944-63.

Research Methodology and References

 questionnaire
 Primary Data. collected through filed work
 Secondary Data. collected form Internet
 QUESTIONNAIRE

A study of preferences of the investors for investment in mutual funds.

1. What kind of investments you prefer most? Pl tick (√). All applicable

a. Saving account b. Fixed deposits c. Insurance d. Mutual Fund

e. Post Office-NSC, etc f. Shares/Debentures g. Gold/ Silver h. Real Estate
I. PPF j. PF

2. While investing your money, which factor you prefermost? Any one

Liquidity Low Risk High Return Company reputation

3. Have you ever invested your money in mutual fund?

Yes No

If yes,
a) Where do you find yourself as a mutual fund investor?

Totally ignorant [ ]

Partial knowledge of mutual funds [ ]

Aware only of any specific scheme in which you invested [ ]

Fully aware [ ]

b) In which kind of mutual you would like to invest?

Public [ ] Private []
 c) how do you come to know about Mutual Fund?

a. Advertisement b. Peer Group c. Banks d. Financial Advisors

d) Which mutual fund scheme have you used?

Open-ended Close-ended

Liquid fund Mid- Cap

Growth fund Regular Income fund

Long-Cap Sector fund

If no,

a) If not invested in Mutual Fund then why?

Not aware of MF Higher risk Not any specific reason

4. which feature of the mutual funds allure you most?

Diversification [ ]

Better return and safety [ ]

Reduction in risk and transaction cost [ ]

Regular Income [ ]

Tax benefit [ ]
5. In which Mutual Fund you have invested? Please tick (√). All applicable.

a. SBIMF
b. UTI
c. HDFC
d. Reliance
e. ICICI prudential funds
f. JM mutual fund
g. Other. Specify

6. When you invest in Mutual Funds which mode of investment will you prefer?

a. One Time Investment b. Systematic Investment Plan (SIP)

7. Where from you purchase mutual funds?

Directly from the AMCs [ ]

Brokers only [ ]

Brokers/ sub-brokers [ ]

Other sources [ ]

8. Which AMC will you prefer to invest?

Assets Management Co.

a. SBIMF
b. UTI
c. Reliance
d. HDFC
e. Kotak
f. ICICI
g. JM finance
 9. Which sector are you investing in mutual fund sector?

i. General 1st
ii. Oil and petroleum
iii. Gold fund
iv. Diversified equity fund
v. Power sector
vi. Debt fund

vii. Banking fund

viii. Real estate fund

ix. General 1st

10. How would you like to receive the returns every year?

a. Dividend payout b. Dividend re-investment c. Growth in NAV

11. Personal Details:

(a). Name:-

(b). Add: - Contact No:-

(c). Age:-

(d). Qualification:-

Graduation/PG Under Graduate Others

(e). Occupation. Pl tick (√)

Govt. Sec Pvt. Sec Business Agriculture Others

(g). What is your monthly family income approximately? Pl tick (√).

Up to Rs. 10,001 to Rs. 15,001 to Rs. 20,001 to Rs. 30,001 and

Rs.10,000 15000 20,000 30,000 above