Pradhan Mantri

Gramin Awaas
Yojana

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Pradhan Mantri Gramin Awaas Yojana

(PMGAY), previously Indira Awaas Yojana
(IAY), is a social welfare flagship
programme, created by the Indian
Government, to provide housing for the
rural poor in India.[1] A similar scheme for
urban poor was launched in 2015 as
Housing for All by 2022. Indira Awaas
Yojana was launched in 1985 by Rajiv
Gandhi, the then Prime Minister of India,
as one of the major flagship programs of
the Ministry of Rural Development to
construct houses for BPL population in the
villages.[2]
 Pradhan Mantri Gramin Awaas Yojana
(PMGAY)
Country India

Prime Minister Narendra Modi

Launched 1985 (as Indira Awaas

Yojana, later
restructured in 2015)

Website www.iay.nic.in/netiay
/home.aspx

Overview
Under the PMGAY scheme, financial
assistance worth ₹70,000 (US$970) in
plain areas and ₹75,000 (US$1,000) in
difficult areas (high land area) is provided
for construction of houses.[3] These
houses are equipped with facilities such
as toilet, LPG connection, electricity
connection, and drinking water
[convergence with other schemes e.g.
Swachh Bharat Abhiyan toilets, Ujjwala
Yojana LPG gas connection, Saubhagya
Yojana electricity connection, etc.].[4] The
houses are allotted in the name of the
woman or jointly between husband and
wife. The construction of the houses is the
sole responsibility of the beneficiary and
engagement of contractors is strictly
prohibited. Sanitary latrine and smokeless
chullah are required to be constructed
along with each IAY house for which
additional financial assistance is provided
from "Total Sanitation Campaign" and
"Rajiv Gandhi Grameen Vidyutikaran
Yojana" respectively. This scheme,
operating since 1985, provides subsidies
and cash-assistance to people in villages
to construct their houses, themselves.[5]

History

Started in 1985 as part of the Rural

Landless Employment Guarantee
Programme (RLEGP), Indira Awaas Yojana
(IAY) was subsumed in Jawahar Rozgar
Yojana (JRY) in 1989 and has been
operating as an independent scheme
since 1 January 1996.[6] In 1993-94 this
scheme was extended to Non SC/ST
categories also.From 1995–96 the
scheme has been further extended to
widows or next-of-kin of defence
personnel killed in action, ex-servicemen
and retired members of the paramilitary
forces who wish to live in rural areas as
long as they meet basic eligibility
criteria.[7]

Given that India has been historically a

populous and poor country, the need of
proper housing for the refugees and
villagers has been a focus of
Government's welfare schemes since the
time of India's independence.[8] As a result,
various welfare schemes like House Sites
cumg Construction Assistance Scheme
have been ongoing since the 1950s.[8]
However, it was only in the 1983 that a
focussed fund for creation of housing for
scheduled castes (SCs), scheduled tribes
(STs) and freed bonded labour was set up
under Rural Landless Employment
Guarantee Programme (RLEGP). This gave
birth to IAY in the fiscal year 1985–86.[8]

"Indira Awaas Yojana" (IAY) was launched

by Rajiv Gandhi, the then Prime Minister of
India in 1985 and was restructured as
"Pradhan Mantri Gramin Awaas Yojana"
(PMGAY) in 2015.[9][10]

Purpose
The broad purpose of the scheme is to
provide financial assistance to some of
the weakest sections of society for them
to upgrade or construct a house of
respectable quality for their personal
living.[8] The vision of the government is to
replace all temporary (kutchcha) houses
from Indian villages by 2017.[11]

Implementation
The funds are allocated to the states
based on 75% weightage of rural housing
shortage and 25% weightage of poverty
ratio. The housing shortage is as per the
official published figures of Registrar
General of India based on the 2001
Census.[12]

A software called "AWAAS Soft" was

launched in July 2010 to assist in
improved administration of this scheme.[6]

Current provisions
As per the Budget 2011, the total funds
allocated for IAY have been set at
₹100 billion (US$1.4 billion)[13] for
construction of houses for BPL families
with special focus on the Left Wing
Extremist (LWE) districts.[14]

Under the scheme,[15] eligible people will

get a financial assistance from
government amounting to ₹1.2 lakh
(US$1,700) for constructing their houses
in rural areas and an amount of ₹12,000
(US$170) for constructing toilets. In
addition, they can also borrow an amount
of ₹70,000 (US$970).[10] After current
provision of PMGAY people should apply
online.[16]

Impact
Since 1985, 25.2 million houses have been
constructed under the scheme. Under the
Bharat Nirman Phase 1 project, 6 million
houses were targeted and 7.1 million
actually constructed from 2005–06 to
2008–09.[17] Additional, 12 million houses
are planned to be constructed or
renovated under the Bharat Nirman Phase
2.[17]

According to the official 2001 figures, the

total rural housing shortage was 14.825
million houses.[17]

See also
Housing for All scheme in India
 Bharat Nirman
Union budget of India
2011 Union Budget of India
District Rural Development Agencies
(India)
Minister of Rural Development (India)

References
1. 19, ANI | Oct; 2018; Ist, 03 08 Pm, PM
Modi hands over keys of houses to PMAY-G
beneficiaries in Shirdi , retrieved 2018-10-24
2. "Indira Awaas Yojana – Fulfilling the
Need for Rural Housing" . pib.nic.in.
Retrieved 2017-12-09.
3. "More..."
4. 10 lakh homes built under Pradhan
Mantri Awas Yojana (Gramin): Government ,
Economic Times, 1 Dec 2017.
5. "Press Information Bureau" .
6. "Indira Awaas Yojana" . Rural.nic.in.
Archived from the original on 6 February
2011. Retrieved 8 March 2011.
7. "Pradhan Mantri Gramin Awaas Yojana |
Indira Awaas Yojana" .
www.wiki.meramaal.com. Retrieved
2018-10-24.
8. "GUIDELINES for INDIRA AWAAS
YOJANA-Introduction" . rural.nic.in.
Archived from the original on 25 December
2010. Retrieved 8 March 2011.
9. "Modi government to rename new-look
Indira Awaas Yojana to Pradhan Mantri
Gramin Awaas Yojana" , The Economic
Times, 29 December 2015
10. "Modi govt changes Indira Awaas
Yojana's name; it's now Pradhan Mantri
Gramin Awaas Yojana" , Zee News, 25 April
2016
11. Kumar, Devesh (19 June 2010). "Indira
Awaas Yojana scope to be widened, states
to come in as partners" . Economic Times.
Retrieved 8 March 2011.
12. "Allotment of Indira Awas" . Press
Information Bureau, Government of India. 3
March 2011. Retrieved 8 March 2011.
13. IANS (28 February 2011). "Union Budget
2011: Rural development to get 12% more" .
Economic Times. Archived from the
original on 16 October 2012. Retrieved
8 March 2011.
14. Balchand, K. (28 February 2011).
"Pranab shifts focus to Bharat Nirman" .
The Hindu. Chennai, India. Retrieved
8 March 2011.
15. Pradhan Mantri Awas Yojana , PM Awas
Yojana Ghaziabad
16. Sharma, Nitu. "pradhan mantri awas
yojana online application" . Govt NIC. New
Delhi, India. Retrieved 8 March 2011.
17. "Persons Eligible for Indira Awas
Yojana(IAY)" . Press Information Bureau,
Government of India. Retrieved 8 March
2011.

External links

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Official Website
Pradhan Mantri Awas Yojana- Housing
for All (Urban)

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