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Build Your Wealth

Through The Stock Market

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When 25-year olds today

reach the age of 60
will be
1% will be
wealthy
4% financially
independent

5% will still need

to work
63% will
broke
be

27% will
dead
be

Source: LIMRA
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THE SPENDER

By Retirement Age:

BROKE!
LIVING DAY BY DAY

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THE SAVER

By Retirement Age:
STILL NEEDS
TO WORK
Today:
DEPOSIT
BANK

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THE INVESTOR

FINANCIALLY
INDEPENDENT
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What should
I invest in?

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The STOCK MARKET is a place where

you can invest in ‘publicly listed’ companies

Companies Stock Exchange Investors

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PART-OWNER

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How do I earn?

Price
Dividends
Appreciation

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Why invest
in stocks?

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Time Deposit vs. Stocks

2002
Time Deposit
P1.0M

P1.4M P8.8M
+2.1% 2019 +14.4%
CAGR CAGR

Source: Bloomberg, COL estimates as of 14-Feb-2019

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Property vs. Stocks

2002
P1.0M
Makati CBD

P8.6M P11.9M
+14.3%
2019
+16.6%
CAGR CAGR

Source: Bloomberg, COL estimates as of 14-Feb-2019

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Two Ways to Invest

1: LISTED STOCKS

Pick Your Stocks

Flexibility

Direct Owner

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Two Ways to Invest

2: MUTUAL FUNDS

Professionally
Managed

Immediately
Diversifed

Very
Basket of
Affordable
Companies!

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Investing in the Stock Market

through Mutual Funds

Investors Mutual Fund Investments

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Four Key Guidelines

1) Invest for the LONG TERM

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Stocks: Best Tool to Build Wealth

31-Year Horizon:
7,991
18.2x 1,718%
growth return

440

Philippine Stock Exchange Index (PSEi) – Jan-1987 to Feb-2019

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Four Key Guidelines

1) Invest for the LONG TERM

2) Invest in GOOD QUALITY companies

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Look for GEMSS

Growing Management Strong

Industry Credibility Balance Sheet

Earnings Superior
Products/Services

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Invest in the Top 30 Companies

through an Equity Index Fund
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Beauty of an Equity Index Fund

Participate in
Simplest way
the growing
to invest
economy

Largest,
most valuable Affordable
companies

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Four Key Guidelines

1) Invest for the LONG TERM

2) Invest in GOOD QUALITY companies
3) Invest using DIVERSIFICATION

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Diversification helps manage risks!

“Don’t put all

your eggs in
one basket”

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Diversify with an Equity Index Fund

# Company Name Code # Company Name Code
1 Ayala Corporation AC 16 LT Group, Inc. LTG
2 Aboitiz Equity Ventures, Inc AEV 17 Metropolitan Bank & Trust Co MBT
3 Alliance Global Group Inc AGI 18 Megaworld Corporation MEG
4 Ayala Land, Inc ALI 19 Manila Electric Company MER
5 Aboitiz Power Corporation AP 20 Metro Pacific Investments MPI
6 BDO Unibank, Inc BDO 21 Puregold Price Club, Inc PGOLD
7 Bloomberry Resorts Corporation BLOOM 22 Robinsons Land Corporation RLC
8 Bank of the Philippine Islands BPI 23 Robinsons Retail Holdings Inc RRHI
9 DMCI Holdings, Inc DMC 24 Semirara Mining & Power Corporation SCC
10 First Gen Corporation FGEN 25 Security Bank Corporation SECB
11 Globe Telecom, Inc GLO 26 SM Investments Corporation SM
12 GT Capital Holdings, Inc GTCAP 27 San Miguel Corporation SMC
13 Int'l Container Terminal Services, Inc ICT 28 SM Prime Holdings, Inc SMPH
14 Jollibee Foods Corporation JFC 29 PLDT, Inc. TEL
15 JG Summit Holdings, Inc JGS 30 Universal Robina Corporation URC

An Index Fund invests in all of these… Even with just PHP 1,000!

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How should I do it?

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Peso Cost Averaging Strategy

Effective Wealth-Building Approach:

Fixed amount

Regular intervals

Over a long period of time

Good quality stock/fund

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Peso Cost Averaging Strategy

Reduces market risk over time:
Month 1
Invest Php1,000
in equity index fund 6

Month 2 5
Invest Php1,000
in equity index fund
4

Effectively keeps
Month 3 your average cost
3
Invest in Php1,000 below market price
in equity index fund
Avg. Cost per Share

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Common Way:

Emotional investment journey!

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Sample Peso Cost Averaging: PSEi

9000
Five-Year Period
8500
8000
7500
7000
6500
6000
5500
5000
4500
01/01/2014
01/03/2014
01/05/2014
01/07/2014
01/09/2014
01/11/2014
01/01/2015
01/03/2015
01/05/2015
01/07/2015
01/09/2015
01/11/2015
01/01/2016
01/03/2016
01/05/2016
01/07/2016
01/09/2016
01/11/2016
01/01/2017
01/03/2017
01/05/2017
01/07/2017
01/09/2017
01/11/2017
01/01/2018
01/03/2018
01/05/2018
01/07/2018
01/09/2018
01/11/2018

The PLAN: Monthly (Index) Total Investment: P600,000

(+15.2%)
Investment: P10,000 per Month Current Value: P691,023

Source: Bloomberg, COL estimates

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"It's not how much money you make, but

how much money you keep, how hard it
works for you…" - Robert Kiyosaki

Monthly Investment Value after 20 years

P1,500 P1.0M
P5,000 P3.5M
P10,000 P7.0M

Source: Bloomberg, COL estimates from 1998 to 2018

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Benefits of Peso Cost Averaging

Stress-Free Consistent Long-

Investing Term Growth

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About Us
COL Financial is the Philippines’ leading online stockbroker

over Over Listed

19 280,000
years
of successful
Received the
2012 & 2013
PSE Bell Award on
71
Billion pesos in
online investing clients client assets in the PSE
Good Governance

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Easy and Convenient

Expert
Guidance
Automated Affordability
Investing

One-Stop Transparency
Shop
We provide tools to help
you invest more wisely

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www.colfinancial.com

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Take advantage of COL’s research

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Take advantage of COL’s research

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The COL Fund Source Advantage

26
Mutual
The Leading Online Funds in 1
Fund Supermarket Platform
in the Philippines
.

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COL Easy Investment Program

XIF

Index Fund A

5,000

06/01/2016

Automatic

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COL Easy Investment Program

EIP Quick Guide - .PDF form Tutorial Videos – Youtube

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Recommended Stocks & Index Funds

Stocks Index Funds
Code COMPANY Code COMPANY Code FUND NAME
AC Ayala Corp. Metropolitan Bank and Philippine Stock Index
MBT XALSIF
ALI Ayala Land Inc. Trust Co. Fund
AP Aboitiz Power MPI Metro Pacific Inv Corp. XPAIF PAMI Equity Index Fund
BDO BDO Unibank Inc. Philequity PSE Index
MWC Manila Water Company XPEIF
BPI Bank of Phil Islands Fund
DMC DMCI Holdings Inc. RLC Robinsons Land Corp. Sun Life Prosperity
GTCAP GT Capital Holdings XSLIF Philippine Stock Index
SM SM Investments
Fund
First Metro Phil Equity SMPH SM Prime Holdings Inc
FMETF
ETF
TEL PLDT Inc.
Int’l Container Term
ICT
Inc URC Universal Robina Corp
JFC Jollibee Foods Corp

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Consolidated Portfolio

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Key things to remember

WHY WHAT HOW

Take control of Invest in the Peso Cost
your future Stock Market Averaging
4 Key Guidelines Easy Investment Program

CALENDAR

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Thank you!

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