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INTRODUCTION

INTRODUCTION  Shri Ammembal Subba Rao Pai , a great philanthropist founded canara bank in july

Shri Ammembal Subba Rao Pai , a great philanthropist founded canara bank in july 1906, at mangalore .

In 1969 canara bank became nationalize bank.

All over india more then 3500 branches and 2858 atm to withdrawing cash .

Main focusing area is through CASA.

BUSINESS GROTH IN (2011-12)

Total deposit growth 11.5% to reach 327054 crors at march 2012 compare to 293437 a year ago .

The bank CASA deposit increase 79611 in 2012 .

Saving deposit rose by 10.5%, bank has added 24 lakh new saving account 2012.

During 2011-2012, Bank’s advances grow up 10.5% .

INTRODUCTION

INTRODUCTION  The two entrepreneure Mr. Rana kapoor and Late. Ashok kapoor founded yes bank in

The two entrepreneure Mr. Rana kapoor and Late.

Ashok kapoor founded yes bank in 2003-04.

World largest private sector bank .(by Balance sheet 31,march 2012.

Vision of yes bank is establishing 900 branches And more then 2000 ATM in the end of 2015.

Chart Title

Performance area by annual report

1 2
1
2

3

interest earend increase by 1200 to 1600 .

Net profit gone up 700cr to 950 cr in ( 2011-12).

1000

800

600

400

200

0

Chart Title

1200 to 1600 .  Net profit gone up 700cr to 950 cr in ( 2011-12).

1

1
1

2

2

37% 63%
37%
63%

Importance of Ratio analysis

Ratio analysis is important to compare itself to other

companies . it’s gives your actual performance detail

over a particular period of time .

when we compare the ratio one company to another company then the existing problem can easily define so

that we can rectify that easily and improve our performance level.

RATIO COMPARING

81  Credit deposit ratio- credit deposit tells that company 80 79 78 how much
81
 Credit deposit ratio-
credit deposit tells that company
80
79
78
how much loan given outside out
Of his total deposit . Higher this
Ratio better for company, if company
77
canara
76
yes
75
74
Give loan in high interest rate so
73
Company get good yield .yes bank
72
Is little higher for effective growth of
Company .
canara
yes

Cash deposit ratio

5.6 Interpretation The cash deposit ratio tells 5.4 5.2 how much total liquidity You have
5.6
Interpretation
The cash deposit ratio tells
5.4
5.2
how much total liquidity
You have in hand out of
5
4.8
Total deposit receipt .comparing
4.6
Both ratio canara bank is quite
4.4
Good ,they are holding more
Cash in hand but yes bank
is more focusing on giving
4.2
canara bank
yes bank
Axis Title
Axis Title

Loans.

Series2Cash in hand but yes bank is more focusing on giving 4.2 canara bank yes bank

Series1Cash in hand but yes bank is more focusing on giving 4.2 canara bank yes bank

Investment deposit ratio

interpretation- investment deposit ratio basically

give information that where bank

Using there deposit may be devlop

-ment

, economy wealth and many

other sector where bank can put

Their money for investment so that Bank earn more interest .

Chart Title canara yes
Chart Title
canara
yes

80.00%

70.00%

60.00%

50.00%

40.00%

30.00%

20.00%

10.00%

0.00%

71.08% 56.47% canara
71.08%
56.47%
canara

yes

Equity multiplier ratio

Interpretation-

Equity multiplier of cnara bank

Is higher then yes bank. Equity Multiplier is way of finding how a company uses debt to finance

its assets .

Chart Title

17 16.5 16 15.5 15 14.5 14 Axis Title
17
16.5
16
15.5
15
14.5
14
Axis Title

canara

Axis Title

YES

canarauses debt to finance its assets . Chart Title 17 16.5 16 15.5 15 14.5 14

YESuses debt to finance its assets . Chart Title 17 16.5 16 15.5 15 14.5 14

Conclusion

Both bank is performing good they are generating

businesses from their core business .Both bank having

a

less liquidity in hand focusing in long term investing

in

lending ,advances for increasing their future interest

income .the primary concern of both bank is deposit

through CASA.