Axis Bank

Ratio Analysis on
Axis bank
Presented by :
Mehul Rasadiya
K.K. Parekh Institute of Management Studies
(Amreli)
Axis bank
ABOUT Axis Bank
• Incorporated as UTI Bank,

headquartered in Mumbai
• First Branch inaugurated at
Ahmadabad
• Completes first profitable year in
operation in 1995
• Deposit crosses Rs.10bn mark in 1996
Conti………
• Opens its first international branch in

Singapore
• Opens Representative Office in Shanghai
• Crosses the 12,600 ATM mark in 2011
• Opens a Full Licence Bank Branch in
Hong Kong
• Re-brands itself as Axis Bank
• Mumbai, Jul 30 2007 : UTI Bank on Monday
rechristened itself as Axis Bank.
• The Axis banks business is divided
into four segments:
– Retail
– Corporate
– Treasury
– Merchant banking.
• A part from this the bank is:
→Insurance
→Investment banking
→Mortgage financing
→Credit cards
→Depository services etc .
Services
Retail banking
• Deposits schemes
• Loans and advances
– Personal loans
– Housing loans
– Cards
– Consumer durables
– Auto loans
Conti……
Personal banking
• Accounts
– Term deposit
– Fixed deposit
– Recurring deposit
• Cards
– Different variant like: Gold plus card, Gold card,
Silver & silver plus cards.
Conti……
Corporate banking
• Accounts
– Normal Current Account
– Trust/NGO Savings Account
• Services
– Private Equity, Mergers & Acquisitions
– Advisory Services
– Capital Market Funding
– E-Broking
Performance
 As on the year ended March 31, 2012 the Bank had a net profit of
Rs 4,242.21crores
 The bank now has 1035 branches including extension networks

across 30 States and 4 Union Territories.
 The bank also has overseas offices in Singapore, China, Hong Kong
and Dubai.
 Crosses the 19000 ATM mark in Mar 2013
 Axis Bank share is now trading at Rs 1430.00 (20th April,2013)

Why its important
By preparing financial statement

investors can easily take decision about
particular org. whether to invest or not.
By preparing financial statement

management are easily to identify his
decision right or wrong.
Conti…..
It is helpful to researcher to research

for future value of org.
It is also helpful to students to

prepare such decision making reports.
A. Per Share Ratio
= Net profit after Taxes
1) Earnings per share
No. of Equity Shares
Mar ' 12 Mar ' 11 Mar ' 10 Mar ' 09 Mar ' 08
102.17 82.71 62.16 50.79 30.37
Conti……
2)Dividend per share= Dividends
No of shares
16.00 14.00 12.00 10.00 6.00

Conti…..
Total stockholder's equity
3)Book Value Per Share =
Number of shares
551.99 462.77 395.99 284.50 245.13
Conti…..
4)Net Operating
Income Per Share = operating income * (1-tax rate)
654.06 471.17 380.27 377.46 244.63

Conti…..
Market price per equity share
5)Price Earning Ratio =
Earnings per share
551.99 462.77 395.99 284.50 245.13
B. Profitability ratio
1)Operating Margin COGS

= + Operating expenses × 100
Net sales
24.13 27.43 25.58 22.13 23.25

Conti……
Net profit
2)Net Profit Margin =
Net sales
15.51 17.20 16.10 13.31 12.22
Conti……
3)Return on Investment
=
Conti……
4)Return on Long Term
Funds =
88.75 72.29 66.34 97.35 71.17
C. Leverage Ratio
1)Debt-Equity Ratio = Total liabilities .

Shareholders equity
9.65 9.96 8.81 11.49 9.99

C. Leverage Ratio
2)Fixed Assets Turnover Cost of Sales
Ratio = Net Fixed Assets
0.10 5.65 7.31 7.78 6.32
C. Leverage Ratio
3)Financial Leverage =
0.10 5.65 7.31 7.78 6.32
C. Leverage Ratio
4)Operating Leverage =
0.10 5.65 7.31 7.78 6.32
C. Leverage Ratio
5)Combined Leverage =
0.10 5.65 7.31 7.78 6.32
D. Liquidity Ratio
1) Current Ratio = Current Assets

Current Liabilities
0.75 0.56 0.63 0.37 0.36

Conti…..
2) Quick Ratiocurrent
= asset-inventories
current liabilities
21.63 19.60 19.19 9.52 9.23

Conti……..
cost of goods sold
3) Inventory Ratio =
average inventory
21.63 19.60 19.19 9.52 9.23

E. Payout Ratio
1)Divident Payout Ratio = Dividend per Equity Share

Earnings per share
18.15 19.78 22.56 23.16 23.49
Conti….
2)Financial Charges Profit Before Interest And Tax
Coverage Ratio = Annual Interest And Bank Charges
0.48 0.65 1.62 1.43 1.46
Thank you

Axis Bank

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Ratio Analysis on

• Incorporated as UTI Bank,

• Opens its first international branch in

 The bank now has 1035 branches including extension networks

 Crosses the 19000 ATM mark in Mar 2013

 Axis Bank share is now trading at Rs 1430.00 (20th April,2013)

By preparing financial statement

By preparing financial statement

It is helpful to researcher to research

It is also helpful to students to

16.00 14.00 12.00 10.00 6.00

654.06 471.17 380.27 377.46 244.63

1)Operating Margin COGS

24.13 27.43 25.58 22.13 23.25

1)Debt-Equity Ratio = Total liabilities .

9.65 9.96 8.81 11.49 9.99

1) Current Ratio = Current Assets

0.75 0.56 0.63 0.37 0.36

21.63 19.60 19.19 9.52 9.23

21.63 19.60 19.19 9.52 9.23

1)Divident Payout Ratio = Dividend per Equity Share

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