Republic of the Philippines

NUEVA ECIJA UNIVERSITY OF SCIENCE AND TECHNOLOGY

Sumacab Main Campus, Cabanatuan City

COLLEGE OF MANAGEMENT AND BUSINESS TECHNOLOGY

SYLLABUS OF INSTRUCTION
ELECTIVE 2-Personal Finance
Bachelor of Science in Business Administration Major Marketing Management
2nd Semester, A.Y. 2018-2019

VISION:
NEUST is a locally responsive and internationally relevant and recognized University of Science and Technology.

MISSION:
To develop new knowledge and technologies and transform human resources into productive citizenry to bring about development impact to local and
international communities.

CMBT GOALS:

-INSTRUCTION
1. To continuously provide relevant, updated and high quality education in all levels of discipline that will be responsive to the needs of the business and
industry.
2. To inculcate in every business student academic excellence, professional and social responsibility.
3. To provide a quality business education that parallels the university curricula and conforms to the highest standards of the Philippine education system.
-RESEARCH
To undertake researches which are marketable and relevant to quality instruction and extension services.
-EXTENSION
To contribute to the upliftment of the standard of living of the people through transfer of business technologies.
-PRODUCTION
To develop globally competitive management and business technologies that are responsive to the needs of the University, its target clienteles and the
country in general.
 Republic of the Philippines
NUEVA ECIJA UNIVERSITY OF SCIENCE AND TECHNOLOGY
Sumacab Main Campus, Cabanatuan City

COLLEGE OF MANAGEMENT AND BUSINESS TECHNOLOGY

PROGRAM EDUCATIONAL OBJECTIVES:

Within a few years after graduation, our graduates will M

1. apply the basic concepts, principles and theories that underlie each of the functional areas of business such as entrepreneurship, marketing, 
accounting, finance, human resources management, production and operations management, information technology, and strategic management
to business situations;
2. engage in life-long learning activities such as graduate studies and/or professional services and training; 
3. demonstrate corporate citizenship and social responsibility; and 
4. exercise high moral and ethical standards. 

COURSE SYLLABUS
Bachelor of Science in Business Administration Major Marketing Management
2nd Semester, A.Y. 2018-2019

I. PRELIMINARIES

Course Code : ELECTIVE 2

Course Title : Personal Finance
Course Credit : 3 units
Time Allotment : 3 hours a week x 18 weeks= 54 hours/semester
Pre-requisite :
Course Description : The student will be given the general idea of what is involved in the science of handling money. The scope will cover
the performance of an individual or a family in budgeting, saving, spending monetary resources , taking into account of various financial risks and
other future events and practices such as earning, investing and other related activities involving personal financial management.
 Republic of the Philippines
NUEVA ECIJA UNIVERSITY OF SCIENCE AND TECHNOLOGY
Sumacab Main Campus, Cabanatuan City

COLLEGE OF MANAGEMENT AND BUSINESS TECHNOLOGY

II. COURSE OUTCOMES:

CO1 Develop clear understanding in the science of handling money
CO2 Analyze individual or family performance in budgeting, saving and monetary resources
CO3 Discuss the financial risks
CO4 Discuss investments
CO5 Discuss financial plan
CO6 Understand personal financial management
III. Student Outcomes and Relationship to Program Educational Objectives (PEO):

Program Educational Objectives

Student Outcomes
1 2 3 4
a. Convey ideas clearly both oral and written in English and Filipino.    
b. Apply the basic and fundamental concepts and theories of TQM in the field of business    
c. Prepare, analyze, and evaluate reports, concept papers and case study  
d. Apply the principles of the different forms of communication.    
e. Develop the ability to access, retrieve and disseminate information using IT.    
f. Perform quality work.    
g. Explain the concepts and principles of good interpersonal relations.    
h. Develop a wholesome personality.   
i. Demonstrate leadership qualities, civic-mindedness and responsible citizenship.   
j. Conduct environmental scanning.  
k. Conduct feasibility/case study and other business research/plan.    
l. Explain the concepts, approaches, and techniques of environmental conservation.   
m. Distinguish the country’s national development thrusts, concerns and socio-economic
 
indicators.
 Republic of the Philippines
NUEVA ECIJA UNIVERSITY OF SCIENCE AND TECHNOLOGY
Sumacab Main Campus, Cabanatuan City

COLLEGE OF MANAGEMENT AND BUSINESS TECHNOLOGY

IV.Course Outcomes and Relationship to Student Outcomes (SO):

Course Outcomes Student Outcomes

A student completing this course will be able to: a b c d e f g h i j k l m
1. Develop clear understanding in the science of handling money
        
2. Analyze individual or family performance in budgeting, saving and
monetary resources         

3. Discuss the financial risks

        
4. Discuss investments            
5. Discuss financial plan             
6. Understand personal financial management             

V. COURSE COVERAGE:
Course Orientation - University’s vision, mission, CMBT goals, program educational objectives, student and course outcomes, course requirements, grading system

TEACHING
COURSE TIME INTENDED LEARNING ASSESSMENT
LEARNING UNIT/TOPIC LEARNING
OUTCOME ALLOTMENT OUTCOMES TOOL
ACTIVITIES
CO1 Chapter 1 Develop clear understanding in the
The Money science of handling money

 Back in the Old Days 6 hours Lecture-discussion Quiz

 When the Spanish Entered the Philippine
 Republic of the Philippines
NUEVA ECIJA UNIVERSITY OF SCIENCE AND TECHNOLOGY
Sumacab Main Campus, Cabanatuan City

COLLEGE OF MANAGEMENT AND BUSINESS TECHNOLOGY

 Towards the Current-Day Peso

 The PHP today
 Tips for splashing your cash

CO1 Chapter 2 Develop clear understanding in the

The Science of Handling Money science of handling money

 The Golden Rules of Personal Finance 6 hours Lecture-discussion Quiz

 How to Find a Bank Account Brainstorming Rubric
 How to Create a Realistic Budget Case study
 What Is Your Budgeting Style?
 Balanced Money Formula
 The Envelope System
 12 Steps for How to Make a Budget –
Personal Budgeting Tips for First Timers
 Benefits of Budgeting
 The Importance of a Family Budget
 The Importance of Budgeting in Business

CO2 Chapter 3
Saving Money

 15 Practical Ways to Save Money 6 hours Analyze individual or family Lecture-discussion Quiz
 The Importance of Saving Money performance in budgeting, saving Brainstorming Rubric
 How to Save Money? and monetary resources Reporting
 Republic of the Philippines
NUEVA ECIJA UNIVERSITY OF SCIENCE AND TECHNOLOGY
Sumacab Main Campus, Cabanatuan City

COLLEGE OF MANAGEMENT AND BUSINESS TECHNOLOGY

MID-TERM EXAMINATION
CO2 Chapter 4
CO4 The Monetary Resources

 Two key characteristics of monetary assets 9 hours Analyze individual or family Lecture-discussion Quiz
 What are Non-Monetary Assets? performance in budgeting, saving Brainstorming Rubric
 Assets that can either be Monetary or Non- and monetary resources Reporting
Monetary
 The monetary resources Discuss investments
 What are trade and nontrade receivables?
 What is debt capital markets?
 The five golden rules of investing
 How to invest?
 The non monetary resources

CO3 Chapter 5
CO5 Financial Risks
Lecture-discussion
 Risk and Types of Risks 12 hours Discuss the financial risks Brainstorming Quiz
 Types of Financial Risks Reporting Rubric
 What is a RISK?
 Financial Risks on Personal Finance

CO5 Chapter 6
Personal Financial Management
 Republic of the Philippines
NUEVA ECIJA UNIVERSITY OF SCIENCE AND TECHNOLOGY
Sumacab Main Campus, Cabanatuan City

COLLEGE OF MANAGEMENT AND BUSINESS TECHNOLOGY

 What is Personal Finance? 6 hours Discuss financial plan Lecture-discussion Quiz

 The Personal Finance Planning Process Brainstorming Rubric
 Personal Finance Tips Reporting
 Seven (7) basic tips you need to know when
managing your personal finances
 Ten (10) reasons why financial planning is
important
 How to Manage Your Finances

CO6 Chapter 7 9 hours Understand personal financial Lecture-discussion Quiz

Budget and Savings management Brainstorming Paper works
 Sources of Financial Stress
 The reasons of going to be broke
 Waldas vs Badgetraian
 Tips to become certified badgetarian
 Top 15 ipon tips

FINAL EXAMINATION

VI. LEARNING RESOURCES:

1. Financial Management Book

2. Financial Book
3. Chinkee Tan’s Series of Books
4. Web
 Republic of the Philippines
NUEVA ECIJA UNIVERSITY OF SCIENCE AND TECHNOLOGY
Sumacab Main Campus, Cabanatuan City

COLLEGE OF MANAGEMENT AND BUSINESS TECHNOLOGY

VII. COURSE REQUIREMENT:

The instructional material will have a series of cases illustrating the different concepts and theories on personal finance. The students will be provided
exercises/seat works that will introduce, explain and illustrate personal financial management.

Students will be required to make a budget plan, ipon challenge and different activities related to the course requirements.

Students will make a future financial plan of their future life events and a random selection for presentation will be done. The students also will be
required to describe themselves after 10 years related to their personal financial plans.

Additional Requirement: Student’s involvement and participation are required in the research and extension activities of the college.

VIII. EVALUATION CRITERIA:

The minimum requirement for a passing grade is 75% from the
following composition:

Midterm Grade

GRADING SYSTEM:
Attendance/Recitation/Project/Term Paper 20%
Total Grade
Exercises/ Seat Work/Assignments Grade Point
20%
Quizzes D Dropped
30% w/o credit
74% & below/ Failed
Midterm Examination 30% 5.00
75 Total 100%3.00
76 – 78 2.75
Final Grade 79 – 81 2.50

Attendance/Recitation/Project/ Term Paper 20%

Exercises/Seat Work/Assignments 30%
Quizzes 30%
Final Examination 20%
Total 100%
 Republic of the Philippines
NUEVA ECIJA UNIVERSITY OF SCIENCE AND TECHNOLOGY
Sumacab Main Campus, Cabanatuan City

COLLEGE OF MANAGEMENT AND BUSINESS TECHNOLOGY

82 – 84 2.25
85 – 87 2.00
88 – 90 1.75
91 – 93 1.50
94 – 96 1.25
97 – 100 1.00

Tentative Final Grade is multiplied by 2 + the Mid Term Grade divided by 3. Highest passing rate is 1.00 and the lowest is 3.00. Failure to comply with any of
aforementioned criteria means a failing grade of 5.00.

XI. CLASSROOM POLICIES:

Attendance
1.1. Students are expected to attend their classes regularly. A student is considered absent from class if he is not present within the first fraction of the
scheduled class time.
1.2. A student is considered late or tardy and shall receive a half absence if he arrives in class during first third fraction of the scheduled class time.
1.3. Students with 3 or more consecutive absences without prior notice or written consent form his/he parents or guardian will automatically be dropped
from the class.

Uniform
2.1 Students are required to wear proper uniform when attending classes. Male students will wear prescribed polo and slacks pants, black shoes and ID.
Female students will wear prescribed blouse and skirt on knee level, black close shoes with a recommendatory 1 inch heels, and ID. On Fridays, student
should wear the required departmental shirt of the college.
2.2 Aside from the official uniforms mentioned above, no other uniform will be accepted like PE and NSTP uniforms.
 Republic of the Philippines
NUEVA ECIJA UNIVERSITY OF SCIENCE AND TECHNOLOGY
Sumacab Main Campus, Cabanatuan City

COLLEGE OF MANAGEMENT AND BUSINESS TECHNOLOGY

2.3 Students who attended classes not wearing proper and prescribed uniform will be instructed to fill-up some forms in the guidance office and talk to the
guidance coordinator of the college. Their attendance will not be considered but they may still be accepted in the class after they have accomplished the
form given by the guidance coordinator of the college.

Other Norms
3.1 Cheating in any form is not allowed in all the course requirements, like exercises, assignments, quizzes, term exam and research work.As reflected in the
students’ handbook, students caught on cheating will be given an automatic grade of 5.0.
3.2 The student may be dropped from subject depending on the gravity of the offense.
3.3 Use of cellphones and tablets is not allowed during classes. Gadgets will be confiscated for a day for those students caught on using such things during
classes.
3.4 Students are expected to maintain silence inside the class. If a student is disrupting the class he may be sent out of the class room and instructed to fill-up
some forms in the guidance office and talk to the guidance coordinator of the college. His/ Her unruly behavior will be recorded.
3.5 Student should maintain the cleanliness of the classrooms. Deduction in the students’ scores will be given if found guilty of loitering and unmindful of
trash in his or her surroundings.
3.6 Eating inside the room while the class is going on are not allowed.
3.7 Special quizzes and late submission of requirements will be allowed only on the condition that the student were sick and presented a medical certificate
the moment he or she get back to school.

Prepared by:

CMBT- BA FACULTY