Sie sind auf Seite 1von 9

Details of Bank loan Repayment & Interest

Details of
repayment 1 Year 2 Year 3 Year 4 Year
Opening 138,372.00 108,592.92 75,538.14
bank loan 165,200.00 - - -
interest rate@11% 18,172.00 15,220.92 11,945.22 8,309.20
Total 183,372.00 153,592.92 120,538.14 83,847.34
principle paid 45,000.00 45,000.00 45,000.00 45,000.00
Closing balance 138,372.00 108,592.92 75,538.14 38,847.34

WORKING CAPITAL
Amount/ann
Sr.No Particular Description um per month

6 labours & 1
1 Labour 240000 20000
supervisor
2 Fertilizers water soluble 12500 1041.67
3 Crop protection Spraying 15625 1302.08
4 Packing ,Transport 31250 2604.17
5 Electricity 4000 333.3333333
Total 303375 25281.25

INCOME GENERATION STATEMENT


Sr.No Particulars Quantity
Plant density (Per
1 6
Sq. Mtr)
Cultivation area (Sq.
2 Mtr.) 500

3 Total plants 3000


Flower
4 Production/plant/ 45
year
5 Flower rate 2.5
6 Flower quantity 135000
7 Total return 337500
TOTAL INVESTMENT 826000
PROJECTED MEANS OF FINANCE
5 Year Sr.no Particular Amount
38,847.34 1 Project Cost 826000
- 2 Subsidy 80% 660800
4,273.21 3 bank loan 165200
43,120.54
45,000.00 3750
-1,879.46
PROJECT COST WITH ITEM WISE FOR 3010 SQ.MTR FOR GERBERA PLANT
Sr.No Item
A Land development
B Polyhouse

C Growing System

D Irrigation system

E Planting Material
F Tools & equipment
G Store & package room
H ITEM WISE FOR 3010 SQ.MTR FOR GERBERA PLANT
Description Amount
level & Other 50000
500 sq meter smart polyhouse@700 per
350000
sq.mtr.& tax
60cm high raised bed prepared with red
71500
soil,FYM, Rice Husk, Sand etc.
Drip irrigation system for plant . Fogging
system to maintain the temperature &
83333.33333
humidity.Fertigation unit & water filtration unit
@125 sq.mtr & tax
plant & transport 121166.6667
HTP pump& water pump other 50000
12x10 Ft 100000
826000
Particulars AGH- BUSINESS PLAN FOR FU
Aug-19 Sep-19 Oct-19 Nov-19
Total Sale 28,125 28,125 28,125 28,125
Labour+supervisor 20,000 20,000 20,000 20,000
electricity 333 333 333 333
fertilizer 1,042 1,042 1,042 1,042
crop protection 1,302 1,302 1,302 1,302
packing and transport 2,604 2,604 2,604 2,604
Direct Overheads(sum c5:c9) 25,281 25,281 25,281 25,281
EBITDA (sale-overheads) 2,844 2,844 2,844 2,844
Bank loan return in 5 years @ 11% on 12 lac 3750 3750 3750 3750
Interest on 7 lac WC @ 12% 7000 7000 7000 7000
10 lac land cost payback in 3 years 27,778 27,778 27,778 27,778
Repayment 10 lac @ 15% 12500 12500 12500 12500
EBT (48,184) (48,184) (48,184) (48,184)
BUSINESS PLAN FOR FULL CAPACITY (All figures in Lacs INR)
Dec-19 Jan-20 Feb-20 Mar-20 Apr-20 May-20 Jun-20 Jul-20 TOTAL
28,125 28,125 28,125 28,125 28,125 28,125 28,125 28,125 337,500
20,000 20,000 20,000 20,000 20,000 20,000 20,000 20,000 240,000
333 333 333 333 333 333 333 333 4,000
1,042 1,042 1,042 1,042 1,042 1,042 1,042 1,042 12,500
1,302 1,302 1,302 1,302 1,302 1,302 1,302 1,302 15,625
2,604 2,604 2,604 2,604 2,604 2,604 2,604 2,604 31,250
25,281 25,281 25,281 25,281 25,281 25,281 25,281 25,281 63,375
2,844 2,844 2,844 2,844 2,844 2,844 2,844 2,844 274,125
3750 3750 3750 3750 3750 3750 3750 3750 45,000
7000 7000 7000 7000 7000 7000 7000 7000 84,000
27,778 27,778 27,778 27,778 27,778 27,778 27,778 27,778 333,333
12500 12500 12500 12500 12500 12500 12500 12500 150,000
(48,184) (48,184) (48,184) (48,184) (48,184) (48,184) (48,184) (48,184) (578,208)
S No. DESCRIPTION Aug Sep Oct Nov Dec Jan Feb
No. of plant in 500 sq meter 3000 3000 3000 3000 3000 3000 3000
Production/month/plant 3.75 3.75 3.75 3.75 3.75 3.75 3.75
total production/month 11250 11250 11250 11250 11250 11250 11250
total sale/month 28125 28125 28125 28125 28125 28125 28125

Cultivation area (sq meter) 500


sale price/flower 2.5
Mar Apr May Jun Jul
3000 3000 3000 3000 3000
3.75 3.75 3.75 3.75 3.75
11250 11250 11250 11250 11250
28125 28125 28125 28125 28125
Government Schemes to promote Horticulture
State Government Schemes
► District sector schemes (www.shm.uk.gov.in)
► State sector schemes (www.shm.uk.gov.in)
Central Sponsored Schemes
► Horticulture Mission for North East and Himalayan States (HMNEH)
(www.shm.uk.gov.in)
► Pradhan Mantri Krishi Sinchayee Yojna (PMKSY) (Per Drop More Crop)
(www.shm.uk.gov.in)
► Pradhan Mantri Fasal Bima Yojna (PMFBY) (Modifed Weather Based Crop
Insurance Scheme)
► National Horticulture Boards (NHB) (www.nhb.gov.in)
► Agriculture & Processed Food Export Development Authority (APEDA)
(

Investment Facilitation Centre, Directorate of Industries


Address Investment Facilitation Centre
C/o Directorate of Industries
Industrial Area, Patel Nagar
Dehradun, Uttarakhand - 248001
Website www.investuttarakhand.com
Email ID ifc.uttarakhand@gmail.com
Phone +91-135-2728227
State Infrastructure and Industrial Development Corporation of
Uttarakhand Ltd.(SIIDCUL)
Address State Infrastructure and Industrial Development
Corporation of Uttarakhand Ltd.(SIIDCUL)
IT Park, Sahastradhara Road,
Dehradun, Uttarakhand - 248001
Website www.siidcul.com/
Email ID contactus@siidcul.com
Phone +91-135-2708100
Department of Horticulture
Address Department of Horticulture,
Government Garden, Circuit House, Dehradun,
Uttarakhand-248001
Website www.investuttarakhand.com, www.shm.uk.gov.in
Email ID missionhortiuk@gmail.com
Phone +91-135- 2759799/ 96