CHAILEASE INTERNATIONAL LEASING CO., LTD.

28th floor, Saigon Trade Center, 37 Ton Duc Thang St., Dist.1, HCMC
Tel: 84-8-3910 6650 Fax: 84-8-3910 6649 www.chailease.com.vn

LEARNING PASSPORT FOR CREDIT

Date of Hire： / / Department/Team：

Employee ID： Name：

Mentor： Manager:
HOW TO USE THIS LEARNING PASSPORT？
1. This learning passport includes
(1)Credit Training Programs
(2)Credit OJT done by mentor
(3)Evaluation Indicator evaluated by mentor
2. This learning passport is offered to new entrants on the day of their entrance to our company.
3. This learning passport should be maintained and recorded by mentor, and sent back to Company for
review and record after all training programs ended.
4. The mentor should be assigned by credit team leader.
5. New entrants’ OJT activities should be performed by mentor, and all learning performance should be
confirmed and signed by mentor.

Role of Mentor
1. Teaching all skills in the learning passport to new entrants.
2. Teaching daily working skills to new entrants.
3. Answering all new entrants’ questions on work.
4. Guiding new entrants to finish all learning program and help new entrants to pass the program.
5. Guiding new entrants conduct credit checking, write credit report and present in front of credit
committee.

2 CILC LEARNING PASSPORT

CREDIT TRAINING PROGRAM
Training Training PIC
No Courses Minutes date
schedule signature
1 Company profile and product introduction 60 W1
Reading industry reports (transportation, plastic
2 packaging, paper packaging, mechanic, rice 100 W1
processing, seafood processing, …)
Reading credit reports of above main industries
(transportation, plastic packaging, paper
3 100 W1
packaging, mechanic, rice processing, seafood
processing, …)
Reading credit policies and guidelines:
1. CRE-001 Credit evaluation management
policy
2. CRE-002 Collateral appraisal policy
3. CRE-003 Credit report policy
4. CRE-009 Related company credit control
policy
5. CRE-012 Credit application amendment
policy
6. CRE-014 Transportation company credit
limit policy
4 7. IG-003 Lease application documents for 100 W1
different customer
8. IG-004 Lease application documents for
different customer (applicant is branch)
9. IG-006 Waive site visit checking procedure +
increase the credit approval amount for
cases under the vehicle simple credit report
10. IG-007 Credit processing time
11. IG-016 Maintaining waring list in system
12. IG-038 CIC checking
13. IG-039 Guideline on restrictions on credit
approval
Attending credit checking and rating of at least 2
5 100 W1~W2
cases of other COs
System introduction and credit report system:
6  Write credit report 60 W1
 Prepare and print out CA
7 How to write credit report 120 W1
8 Preparing questions before credit checking 60 W1

3 CILC LEARNING PASSPORT

 9 Interview customer during credit checking 60 W1
10 How to present the case in rating 60 W1
Finishing credit report of at least 4 cases in the 1st Case
11 W1~W4
month basis
Finishing credit report of at least 6 cases in the 2nd Case
12 W5 ~W8
month basis

Note: Requirement of credit report in the 1st and 2nd month

No Items 1st month 2nd month
1 Credit authority Co-sign DGD below
below
2 No of finished credit report ≥4 ≥6
3 Prepare questions before credit checking Mentor New entrant
4 Check questions before credit checking Mentor Mentor
5 Go credit checking New entrant New entrant +
+ mentor mentor
6 Interview customer during credit Mentor New entrant
checking
7 Support to interview during credit New entrant Mentor
checking
8 Write credit report New entrant New entrant
9 Release suggestion Mentor Mentor + new
entrant
10 Review credit report before sending to Mentor Mentor
credit team leader
11 Present in rating New entrant New entrant

PROBATION EVALUATION FORM

PERFORMANCE Target Outcome Signature
No Score
(During probation) figure Mentor Team leader
6 No of finished credit reports in 1st month 4
No of finished credit reports in 2nd 6
month
7 No of presentation in rating 2

8 Joining rating with credit committee 2

No of credit checking 6

Pass Score Signature

No PROBATION FINAL TEST
Yes / No Mentor Team leader
9 Probation test □Yes □No

Pass probation □

Comment from Mentor

4 CILC LEARNING PASSPORT

Comment from Credit Team Leader

5 CILC LEARNING PASSPORT