�=(𝑃∗𝑖)/(1− 〖 (1+𝑖) 〗 ^(−𝑛) )

saldo interes sobre el pagos no

mes amortizacion
insoluto saldo insoluto mensuales

0 $10,000.00 $ - $ - $ -
1 $ 8,529.83 $ 500.00 $ 1,970.17 $ 1,470.17
2 $ 6,986.14 $ 426.49 $ 1,970.17 $ 1,543.68
3 $ 5,365.27 $ 349.31 $ 1,970.17 $ 1,620.87
4 $ 3,663.36 $ 268.26 $ 1,970.17 $ 1,701.91
5 $ 1,876.36 $ 183.17 $ 1,970.17 $ 1,787.01
6 $ - $ 93.82 $ 1,970.17 $ 1,876.36
Total $26,420.96 $ 1,821.05 $ 11,821.05 $ 10,000.00

i 5%
A 1970.17
P 10000
Meses Millones
0 -$ 102.00
1 -$ 23.00 TIR TIR(anual)
2 -$ 23.00 1.0792% 13.75%
3 -$ 23.00
4 -$ 23.00
5 -$ 23.00
6 -$ 23.00 0.200% $1,067.63
7 -$ 23.00 0.400% $731.02
8 -$ 23.00 0.500% $587.61
9 -$ 23.00 1.079% $0.00
10 -$ 23.00 1.000% $60.49
11 -$ 23.00 2.000% -$420.84
12 -$ 23.00 3.000% -$559.77
13 -$ 23.00 4.000% -$572.53
14 -$ 23.00
15 -$ 23.00
16 -$ 25.50
17 -$ 25.50 VAN VS TIR
18 -$ 25.50
$1,200.00
19 -$ 25.50
$1,000.00
20 -$ 88.30
21 -$ 26.50 $800.00

22 -$ 26.50 $600.00
23 -$ 26.50 $400.00
24 -$ 26.50 $200.00
25 -$ 26.50 $0.00
0.000% 0.500% 1.000% 1.500% 2.000% 2.500% 3.000% 3.500% 4.000% 4.500
26 -$ 26.50 ($200.00)
27 -$ 26.50
($400.00)
28 -$ 10.80
($600.00)
29 -$ 1,005.00
($800.00)
30 $ 32.00
31 $ 32.00
32 $ 32.00
33 $ 32.00
34 $ 32.00
35 $ 32.00
36 $ 32.00
37 $ 32.00
38 $ 32.00
39 $ 32.00
40 $ 32.00
41 $ 32.00
42 $ 32.00
43 $ 32.00
44 $ 32.00
45 $ 32.00
46 $ 32.00
47 $ 32.00
48 $ 32.00
49 $ 32.00
50 $ 32.00
51 $ 32.00
52 $ 32.00
53 $ 32.00
54 $ 32.00
55 $ 32.00
56 $ 32.00
57 $ 32.00
58 $ 32.00
59 $ 32.00
60 $ 32.00
61 $ 32.00
62 $ 32.00
63 $ 32.00
64 $ 32.00
65 $ 32.00
66 $ 32.00
67 $ 32.00
68 $ 32.00
69 $ 32.00
70 $ 32.00
71 $ 32.00
72 $ 32.00
73 $ 32.00
74 $ 32.00
75 $ 32.00
76 $ 32.00
77 $ 32.00
78 $ 32.00
79 $ 32.00
80 $ 32.00
81 $ 32.00
82 $ 32.00
83 $ 32.00
84 $ 32.00
85 $ 32.00
86 $ 32.00
87 $ 32.00
88 $ 32.00
89 $ 32.00
90 $ 32.00
91 $ 32.00
92 $ 32.00
93 $ 32.00
 94 $ 32.00
95 $ 32.00
96 $ 32.00
97 $ 32.00
98 $ 32.00
99 $ 32.00
100 $ 32.00
101 $ 32.00
102 $ 32.00
103 $ 32.00
104 $ 32.00
105 $ 32.00
106 $ 32.00
107 $ 32.00
108 $ 32.00
109 $ 32.00
110 $ 32.00
111 $ 32.00
112 $ 32.00
113 $ 32.00
114 $ 32.00
115 $ 32.00
116 $ 32.00
117 $ 32.00
118 $ 32.00
119 $ 32.00
120 $ 32.00
121 $ 32.00
122 $ 32.00
123 $ 32.00
124 $ 32.00
125 $ 282.00
S TIR

% 2.500% 3.000% 3.500% 4.000% 4.500%

3.20% 45.9%
 1.000% -$14,671.53
2.000% -$5,143.67
Meses 2.500% -$660.90
0 $ 200,000.00 2.575% -$0.00
1 -$ 25,000.00 3.000% $3,644.07
2 -$ 25,000.00 3.500% $7,778.15
3 -$ 25,000.00 4.000% $11,748.01
4 -$ 25,000.00 4.500% $15,560.07
5 -$ 25,000.00
6 -$ 25,000.00
7 -$ 25,000.00
8 -$ 25,000.00
9 -$ 25,000.00
10 -$ 25,000.00 VAN VS TIR
11 -$ 25,000.00 $20,000.00
12 $ 50,000.00
$15,000.00

$10,000.00

$5,000.00

$0.00
0.500% 1.000% 1.500% 2.000% 2.500% 3.000% 3.500% 4.000% 4.500% 5.00
($5,000.00)

($10,000.00)

($15,000.00)

($20,000.00)
IR

3.000% 3.500% 4.000% 4.500% 5.000%