In theory, the risks in life faced by humans cannot be eliminated,

they can only be minimized. Life risks both in terms of health and
soul all lead to one threat, namely reducing or even eliminating
one's financial capacity.

Some people realize the need to have financial security and buy
insurance to make ends meet. But there are also others who don't
realize how important and important insurance is.

There are many logical reasons that explain why life and health
insurance are important. One of them is a description of the risks
and real conditions we face below that will make us aware of the
importance of having life and health insurance:

Unexpected Arrival Disasters

Health Costs Continue to Increase
Death is a sure thing
And the last thing is that we will all be old and when our age
comes, our ability to earn income or work will decrease with age.
There are times when we can no longer work and earn income. That's
where we need a financial guarantee so that it doesn't become a
burden for the next generation.

After seeing the conditions above, do you still think that having
insurance is not important and paying insurance premiums such as
'throwing money', because the benefits are not immediately felt.
This is the reverse mindset that we must straighten out. When we
do not "get benefits" or never claim, there we get the greatest
gift that we should be grateful for, and even then insurance
continues to work to protect us from risks with various benefits
such as the following reviews:
Here is the Benefits of Insurance for a More Prosperous Future
1. Insurance Protects Us from Problems in the Future

some insurance products actually provide protection for the

future, for example, you join a whole life insurance program, so
insurance program participants will get insurance protection for
the life of the insurance participant. This condition is very
beneficial for program participants and their families, which
makes life more comfortable so that work productivity also
increases rapidly.

If you don't have insurance, just imagine for example if you are
sick and your financial situation is unstable, then how do you pay
for the hospital fee? If you buy health insurance, of course the
problem will not come to you.

2. Insurance Helps Us Manage Finance

Joining the insurance program is like teaching us to discipline in
managing finances, one of which is the discipline of setting aside
money to pay premiums that will be billed every month.

Initially it will feel heavy, but will get used to it for a long
time. One of the benefits that is obtained is if one day there is
a risk to ourselves as an insured, and requires a large amount of
money, of course insurance will greatly help to reduce the
unexpected expenditure.

3. Insurance can be used as savings and investment

Currently insurance products have developed to meet the needs of
people who want to get protection as well as investment. This
product is called unit link which has protection features as well
as a medium of savings and investment, which provides attractive
returns for those of you who don't want to bother taking separate
products.

4. Minimizing Losses
Characteristics of disaster are unpredictable time, costs or
damage caused often we are not able to bear it alone. An example
is your work accident. One of the benefits of insurance for the
future is to minimize losses from an unwanted disaster.

The insurance program participants will be comfortable in carrying

out daily activities with the presence of insurance that can be
used as a guarantee of protection for the future.