Budget

Budget $ Actual $ (YTD) Dif Jan Feb

Income
Salary $ 4,000.00 $ 48,000.00 $ (1,340.00) $ 4,000.00 $ 4,000.00
Other $ -
Total $ 4,000.00 $ 48,000.00 $ (1,340.00) $ 4,000.00 $ 4,000.00

Expenses
Rent $ 1,200.00 $ 14,400.00$ (120.00) $ 1,200.00 $ 1,200.00
Car $ 650.00 $ 7,800.00$ - $ 650.00 $ 650.00
Phone $ 95.00 $ 1,140.00$ (75.00) $ 95.00 $ 95.00
Health Insurance $ 250.00 $ 3,000.00$ - $ 250.00 $ 250.00
Food $ 500.00 $ 6,000.00$ (323.00) $ 515.00 $ 487.00
Other $ (875.00)
Total $ 2,695.00 $ 32,340.00 $ (1,393.00) $ 2,710.00 $ 2,682.00
Grand Total $ 6,695.00 $ 80,340.00

Short/Extra
Income $ - $ -
Expenses $ 15.00 $ (13.00)
Total $ (2,733.00) $ 15.00 $ (13.00)

My grand total for the actual (YTD) budget was $80,340.00. Income actual (YTD) budget was $48,000.00 and the ex
that I didn’t expect and a $500.00 bonus in October. However, my rent increased 5% in November, which lead to a lo
loss of $75.00. The fluctuation of the cost of food each month caused a loss of $323.00 for the year. Then the unexp
I could watch my food costs better, build a vacation fund/emergency fund into my yearly budget to cover any trips or
there is much more I could do because I am not guaranteed any increases or bonus and you never know when fees
wouldn’t have much of a loss as I did in this year's budget.
 Mar Apr May Jun July Aug Sep

$ 4,000.00 $ 4,000.00 $ 4,000.00 $ 4,120.00 $ 4,120.00 $ 4,120.00 $ 4,120.00

$ 4,000.00 $ 4,000.00 $ 4,000.00 $ 4,120.00 $ 4,120.00 $ 4,120.00 $ 4,120.00

$ 1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00

$ 650.00 $ 650.00 $ 650.00 $ 650.00 $ 650.00 $ 650.00 $ 650.00
$ 95.00 $ 120.00 $ 95.00 $ 95.00 $ 95.00 $ 120.00 $ 95.00
$ 250.00 $ 250.00 $ 250.00 $ 250.00 $ 250.00 $ 250.00 $ 250.00
$ 475.00 $ 495.00 $ 575.00 $ 435.00 $ 415.00 $ 525.00 $ 450.00
$ 750.00 $ 125.00
$ 3,420.00 $ 2,715.00 $ 2,770.00 $ 2,630.00 $ 2,610.00 $ 2,870.00 $ 2,645.00

$ - $ - $ - $ 120.00 $ 120.00 $ 120.00 $ 120.00

$ 725.00 $ 20.00 $ 75.00 $ (65.00) $ (85.00) $ 175.00 $ (50.00)
$ 725.00 $ 20.00 $ 75.00 $ 55.00 $ 35.00 $ 295.00 $ 70.00

was $48,000.00 and the expenses actual (YTD) budget was $ 32,340.00. My overall gain for the year was $2,733.00 because
November, which lead to a loss of $120.00 for the year. Also, I paid some unexpected phone charges in April, August, and Decem
or the year. Then the unexpected car repairs and flight to see my parents also caused a loss of $875.00, which lead to a loss (Y
budget to cover any trips or car repairs that may come up. Call my rental property and see if there will be an increase for the ye
you never know when fees may be added. I feel that thinking through the vacation fund/emergency fund would make a significa
 Oct Nov Dec Total (YTD)

$ 4,620.00 $ 4,120.00 $ 4,120.00 $ 49,340.00

$ -
$ 4,620.00 $ 4,120.00 $ 4,120.00 $ 49,340.00

$ 1,200.00 $ 1,260.00 $ 1,260.00 $ 14,520.00

$ 650.00 $ 650.00 $ 650.00 $ 7,800.00
$ 95.00 $ 95.00 $ 120.00 $ 1,215.00
$ 250.00 $ 250.00 $ 250.00 $ 3,000.00
$ 575.00 $ 627.00 $ 749.00 $ 6,323.00
$ 875.00
$ 2,770.00 $ 2,882.00 $ 3,029.00 $ 33,733.00

$ 620.00 $ 120.00 $ 120.00 $ 1,340.00

$ 75.00 $ 187.00 $ 334.00 $ 1,393.00
$ 695.00 $ 307.00 $ 454.00 $ 2,733.00

the year was $2,733.00 because of my 3% pay increase in June

harges in April, August, and December of $25.00, which lead to a
of $875.00, which lead to a loss (YTD) of $1,393.00.
here will be an increase for the year. Other than that, I don’t think
gency fund would make a significant impact on my budget, so I