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Kultur Dokumente
A Statistical Research
Presented to:
By:
BSA-2nd yr.
INTRODUCTION
A few people may stumble into financial security. But for most people, the only
way to attain financial security is to save and invest over a long period of time. You just
Knowing how to secure your financial well-being is one of the most important
things you’ll ever need in life. You don’t have to be a genius to do it. You just need to
know a few basics, form a plan, and be ready to stick to it. There is no guarantee that
you’ll make money from investments you make. But if you get the facts about saving
and investing and follow through with an intelligent plan, you should be able to gain
financial security over the years and enjoy the benefits of managing your money.
Investing is where you use money to (hopefully) make more money. You can run
a business. You can put the money in the bank to earn interest. You can buy something
valuable, such as an antique or a rare coin, and sell it later. You can buy a share in a
company (such as on the stock exchange): They can pay dividends (regular payments
to you based on their profit). AND you can sell the stock later, maybe for a higher price.
You can ... well there are lots of choices for investing money.
But what are the most effective types of investment? What is the people’s
perspective about investment, and how many would prefer to invest in a business, in
I. Respondent’s Profile
Yes No
_ _
2. Do you have an investment as of today?
_ _
Yes No
_ _
3. What is an ideal age to start an investment?
_ _
_____________________
_ _
4. What kind of investment do you prefer?
_ _
Business Bank/Insurance Stocks Bonds
_ _ _ _ _
Online Investment (Trading) Others (specify) _________
_ _ _ _ _ _
5. In choosing an investment, what factor do you consider most?
_ _ _ _ _ _
High risk investment w/ higher interest rate
_ _ _ _ _ _ _
Low risk investment w/ minimal interest rate
_ _ _ _ _ _ _
_ _ _ _ _ _ _
_ _ _ _ _ _ _
_ _ _ _ _ _ _
_ _ _ _ _ _ _
_ _ _ _ _ _
Chapter II
DATA ANALYSIS
Methodology
This part of chapter includes the research design, locale of the study, sample
size, research instruments, data gathering procedure, data analysis and definition of
terms.
Research Design
The study will use a descriptive type of research design and quantitative
particular point in time. The quantitative research method seeks to collect and provide
The locale of the study is within the City of General Santos. General Santos City
is in the south-western part of the island of Mindanao. It has 26 barangay`s and it lies
east, and Maasim in the south. General Santos is likewise bounded by the South
the north, and the municipality of T'boli in the west. The map of General Santos City is
presented below:
Research Instrument
statement of the problem. This study would use one (1) questionnaire. The
questionnaire for each type of respondents would have the same content for the
researchers to come up with needed data or information from them. Respondents will
only have to answer the questionnaire base on their preference or choices given.
For respondents the questions to be use will allow the researchers to identify the
different factors that they consider in starting an investment. It will also determine what
respondents within General Santos City. Since we will use simple random sampling
technique, it gives all the sampling units’ equal chances of being included as sample.
The respondents who are willing to participate in the data gathering will be guided by
Data Analysis
percentage of observations that exist for each data point or grouping of data points. It is
and other data. Many times, percentage frequency distributions are displayed as tables
data points; and then dividing the number of observations within each data point or
While the estimate of central tendency will determine the mean, median and
mode of a particular data. It is first tabulated in the frequency distribution table then
∑ 𝐹𝑀
Mean : 𝑛
𝑛
Median : 𝐿𝑏𝑚 + (2 − 𝑐𝑓|𝑓) 𝑖
𝑑
Mode
1 )
: 𝐿𝑏𝑚𝑜 + ( 1⁄𝑑 + 𝑑 𝑖
2.
Survey Analysis
Yes 27 54%
No 23 46%
Total 50 100%
Table 3.1 shows that out of 100%, 54% of the respondents is a risk taker and 46% are
not.
Yes 20 40%
No 30 60%
Total 50 100%
Table 3.2 shows that out of 100%, 40% of the respondents already have an investment
start an investment
16 19 19 18 18
20 16 16 20 19
16 20 20 23 20
18 18 26 18 19
20 25 25 25 23
25 18 18 24 18
20 18 20 20 18
18 26 16 20 19
18 18 30 25 30
20 20 25 25 25
∑ 𝐹𝑀
Mean : 𝑛
= 1,031/50 = 20.62
𝑑
Mode : 𝐿𝑏𝑚𝑜 + ( 1⁄𝑑 + 𝑑
1 2
)i = 17.50 + {13/(13+8)1
= 17.50 + (0.62)
= 18.12
Table 3.3 shows that the mean for this group data is 20.62, while the median is 19.67
Business 6 12%
Insurance/Banks 10 20%
Stocks 8 16%
Bonds 5 10%
Total 50 100%
Table 3.1 shows that out of 100%, 10% of the respondents prefer to have bond
investment, 12% like to do business, 16% preferred to have stocks, 18% like to take risk
in today’s trend investment in the area, 20% would like to have a safe investment, and
24% which is the largest number of respondents prefer to take risk on an online trading.
Table 3.5: Frequency of respondents who invested with the factor of:
Total 50 100%
Table 3.5 shows that out of 100%, 70% of the respondents prefer to have a high risk
investment with higher interest rate than lower risk with lower interest rate, 30%.
Chapter III
CONCLUSION
Investment is an action that needs to have a good decision since whatever the
outcome will be you have your own self to rely on. People intend to do investment in
different kinds and types. The risk and reward of investment should be known before
you enter into an agreement or contract. Many individual is not a risk taker, means they
prefer to do not have it at all. But to some risk takers, if they do investment they prefer
Nowadays, many individual especially young go for online trading, where they
are the one handling the risk. Regardless of these many types, we should take care of