Personal Monthly Budget

Income 1 Rp 2,000,000
BALANCE Rp 600,819
MONTHLY INCOME Extra income Rp 4,000
Total monthly income Rp 2,004,000

HOUSING Cost Column1 Difference ENTERTAINMENT Projected Cost Actual Cost Difference
Mortgage or rent Rp - Video/DVD Rp - Rp -
Phone Rp - CDs Rp -
Electricity Rp - Movies Rp -
Gas Rp - Concerts Rp -
Water and sewer Rp - Sporting events Rp -
Cable Rp - Live theater Rp -
Waste removal Rp - Other Rp -
Maintenance or repairs Rp - Other Rp -
Equipment Rp 47,900 Rp 47,900 Other Rp -
Supplies Rp - Total Rp - Rp - Rp -
Other Rp -
Total Rp 47,900 Rp 47,900 LOANS Projected Cost Actual Cost Difference
Personal Rp -
TRANSPORTATION Projected Cost Actual Cost Difference Student Rp -
Vehicle payment Rp - Credit card Rp -
Bus/taxi fare Rp - Credit card Rp -
Insurance Rp - Credit card Rp -
Licensing Rp - Other Rp -
Fuel Rp 100,000 Rp 100,000 Total Rp - Rp - Rp -
Parking Rp 25,000 Rp 25,000
Maintenance Rp 2,000 Rp 2,000 TAXES Projected Cost Actual Cost Difference
Other Rp - Federal Rp -
Total Rp 127,000 Rp - Rp 127,000 State Rp -
Local Rp -
INSURANCE Projected Cost Actual Cost Difference Other Rp -
Home Rp - Total Rp - Rp - Rp -
Health Rp -
Life Rp - SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference
Other Rp - Retirement account Rp -
Total Rp - Rp - Rp - Investment account Rp -
Other Rp -
FOOD Projected Cost Actual Cost Difference Total Rp - Rp - Rp -
Groceries Rp -
Dining out Rp 245,700 Rp 245,700 GIFTS AND DONATIONS Projected Cost Actual Cost Difference
Other Rp - Gift (Richeese Factory) Rp 119,000 Rp 119,000
Total Rp 245,700 Rp - Rp 245,700 Gift (Kertas SIDU & Beng2) SEMPRO Rp 32,000 Rp 32,000
Charity (banjir jepot) Rp 2,000 Rp 2,000
PETS Projected Cost Actual Cost Difference Charity (Sarang Semut) Faiqah Rp 17,000 Rp 17,000
Food Rp - Total Rp 170,000 Rp - Rp 170,000
Medical Rp -
Grooming Rp - LEGAL Projected Cost Actual Cost Difference
Toys Rp - Attorney Rp -
Other Rp - Alimony Rp -
Total Rp - Rp - Rp - Payments on lien or judgment Rp -
Other Rp -
PERSONAL CARE Projected Cost Actual Cost Difference Total Rp - Rp - Rp -
Medical Rp -
Hair/nails Rp 25,000 Rp 25,000 RESPONSIBILITY Projected Cost Actual Cost Difference
Clothing Rp - Motorcycle Accident Rp 10,000 Rp 10,000
Dry cleaning Rp -
Health club Rp -
Lenses Rp 125,000 Rp 125,000
Teeth Rp 213,081 Rp 213,081
Skin Care Rp 85,000 Rp 85,000
Other Rp -
Total Rp 448,081 Rp - Rp 448,081

HOBBY Cost Actual Cost Difference Total Rp 10,000 Rp - Rp 10,000

Stitching Rp 154,500 Rp 154,500
Rp - EDUCATION Cost Actual Cost Difference
Rp - College Tuition Rp 200,000 Rp 200,000
Rp - Rp -
Rp - Rp -
Rp - Rp -
Other Rp - Rp -
Total Rp 154,500 Rp - Rp 154,500 Rp -
Other Rp -
Total Rp 200,000 Rp - Rp 200,000

TOTAL COST Rp 1,403,181

Personal Monthly Budget
Income 1 Rp 1,000,000
Last Month Residual Balance Rp 600,819
MONTHLY INCOME
Extra income Rp 186,150
Total monthly income Rp 1,786,969

HOUSING Cost Column1 Difference

Mortgage or rent Rp -
Phone Rp -
Electricity Rp -
Gas Rp -
Water and sewer Rp -
Cable Rp -
Waste removal Rp -
Maintenance or repairs Rp -
Equipment Rp -
Supplies Rp 9,000 Rp 9,000
Other Rp -
Total Rp 9,000 Rp 9,000

TRANSPORTATION Projected Cost Actual Cost Difference

Vehicle payment Rp -
Bus/taxi fare Rp -
Insurance Rp -
Licensing Rp -
Fuel Rp 240,000 Rp 240,000
Parking Rp 39,000 Rp 39,000
Maintenance Rp 20,000 Rp 20,000
Other Rp -
Total Rp 299,000 Rp - Rp 299,000

INSURANCE Projected Cost Actual Cost Difference

Home Rp -
Health Rp -
Life Rp -
Other Rp -
Total Rp - Rp - Rp -
FOOD Projected Cost Actual Cost Difference
Groceries Rp -
Dining out Rp 378,400 Rp 378,400
Other Rp -
Total Rp 378,400 Rp - Rp 378,400

PETS Projected Cost Actual Cost Difference

Food Rp -
Medical Rp -
Grooming Rp -
Toys Rp -
Other Rp -
Total Rp - Rp - Rp -

PERSONAL CARE Projected Cost Actual Cost Difference

Medical Rp 43,100 Rp 43,100
Hair/nails Rp -
Clothing Rp 221,600 Rp 221,600
Dry cleaning Rp -
Health club Rp -
Lenses Rp -
Teeth Rp 24,100 Rp 24,100
Skin Care Rp 275,400 Rp 275,400
Other Rp -
Total Rp 564,200 Rp - Rp 564,200

HOBBY Cost Actual Cost Difference

Stitching Rp 20,000 Rp 20,000
Japan Course Rp 750,000 Rp 750,000
Rp -
Rp -
Rp -
Rp -
Other Rp -
Total Rp 770,000 Rp - Rp 770,000
BALANCE -Rp 483,131

ENTERTAINMENT Projected Cost Actual Cost Difference

Video/DVD Rp - Rp -
CDs Rp -
Movies Rp 35,000 Rp 35,000
Concerts Rp -
Sporting events Rp -
Live theater Rp -
Other Rp -
Other Rp -
Other Rp -
Total Rp 35,000 Rp - Rp 35,000

LOANS Projected Cost Actual Cost Difference

Personal Rp -
Student Rp -
Credit card Rp -
Credit card Rp -
Credit card Rp -
Other Rp -
Total Rp - Rp - Rp -

TAXES Projected Cost Actual Cost Difference

Federal Rp -
State Rp -
Local Rp -
Other Rp -
Total Rp - Rp - Rp -

SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference

Retirement account Rp -
Investment account Rp -
Other Rp -
Total Rp - Rp - Rp -

GIFTS AND DONATIONS Projected Cost Actual Cost Difference

Gift Rp -
Gift Rp -
Charity (Al-Markaz) Rp 5,000 Rp 5,000
Charity (Masjid Raya) Rp 7,000 Rp 7,000
Total Rp 12,000 Rp - Rp 12,000

LEGAL Projected Cost Actual Cost Difference

Attorney Rp -
Alimony Rp -
Payments on lien or judgment Rp -
Other Rp -
Total Rp - Rp - Rp -

RESPONSIBILITY Projected Cost Actual Cost Difference

Motorcycle Accident Rp -

Total Rp - Rp - Rp -

EDUCATION Cost Actual Cost Difference

College Tuition Rp 200,000 Rp 200,000
Folder Rp 2,500 Rp 2,500
Rp -
Rp -
Rp -
Rp -
Other Rp -
Total Rp 202,500 Rp - Rp 202,500

TOTAL COST Rp 2,270,100

Personal Monthly Budget
Income 1 Rp 1,000,000
Last Month Residual Balance -Rp 483,131
MONTHLY INCOME
Extra income Rp 297,500
Total monthly income Rp 814,369

HOUSING Cost Column1 Difference

Mortgage or rent Rp -
Phone Rp -
Electricity Rp -
Gas Rp -
Water and sewer Rp -
Cable Rp -
Waste removal Rp -
Maintenance or repairs Rp -
Equipment Rp -
Supplies Rp -
Other Rp -
Total Rp - Rp -

TRANSPORTATION Projected Cost Actual Cost Difference

Vehicle payment Rp -
Bus/taxi fare Rp -
Insurance Rp -
Licensing Rp -
Fuel Rp 150,000 Rp 150,000
Parking Rp 6,000 Rp 6,000
Maintenance Rp -
Other Rp -
Total Rp 156,000 Rp - Rp 156,000

INSURANCE Projected Cost Actual Cost Difference

Home Rp -
Health Rp -
Life Rp -
Other Rp -
Total Rp - Rp - Rp -
FOOD Projected Cost Actual Cost Difference
Groceries Rp -
Dining out Rp 261,000 Rp 261,000
Other Rp -
Total Rp 261,000 Rp - Rp 261,000

PETS Projected Cost Actual Cost Difference

Food Rp -
Medical Rp -
Grooming Rp -
Toys Rp -
Other Rp -
Total Rp - Rp - Rp -

PERSONAL CARE Projected Cost Actual Cost Difference

Medical Rp -
Hair/nails Rp -
Clothing Rp -
Dry cleaning Rp -
Health club Rp -
Lenses Rp -
Teeth Rp -
Skin Care Rp -
Other Rp -
Total Rp - Rp - Rp -

HOBBY Cost Actual Cost Difference

Stitching Rp 25,000 Rp 25,000
Rp -
Rp -
Rp -
Rp -
Rp -
Other Rp -
Total Rp 25,000 Rp - Rp 25,000
BALANCE -Rp 340,131

ENTERTAINMENT Projected Cost Actual Cost Difference

Video/DVD Rp - Rp -
CDs Rp -
Movies Rp -
Concerts Rp -
Sporting events Rp -
Live theater Rp -
Other Rp -
Other Rp -
Other Rp -
Total Rp - Rp - Rp -

LOANS Projected Cost Actual Cost Difference

Personal Rp -
Student Rp -
Credit card Rp -
Credit card Rp -
Credit card Rp -
Other Rp -
Total Rp - Rp - Rp -

TAXES Projected Cost Actual Cost Difference

Federal Rp -
State Rp -
Local Rp -
Other Rp -
Total Rp - Rp - Rp -

SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference

Retirement account Rp -
Investment account Rp -
Other Rp -
Total Rp - Rp - Rp -

GIFTS AND DONATIONS Projected Cost Actual Cost Difference

Gift (Mega B'day) Rp 150,000 Rp 150,000
Gift (Bahan buket wisuda) Rp 51,500 Rp 51,500
Charity (Penjual koran eceran) Rp 10,000 Rp 10,000
Charity (Beggar) Rp 1,000 Rp 1,000
Charity (Seminar Nasional) Rp 300,000 Rp 300,000
Total Rp 512,500 Rp - Rp 512,500

LEGAL Projected Cost Actual Cost Difference

Attorney Rp -
Alimony Rp -
Payments on lien or judgment Rp -
Other Rp -
Total Rp - Rp - Rp -

RESPONSIBILITY Projected Cost Actual Cost Difference

Motorcycle Accident Rp -

Total Rp - Rp - Rp -

EDUCATION Cost Actual Cost Difference

College Tuition Rp 200,000 Rp 200,000
Rp -
Rp -
Rp -
Rp -
Rp -
Other Rp -
Total Rp 200,000 Rp - Rp 200,000

TOTAL COST Rp 1,154,500

Personal Monthly Budget
Income 1 Rp 1,000,000
Last Month Residual Balance -Rp 340,131
MONTHLY INCOME
Extra income Rp 9,000
Total monthly income Rp 668,869

HOUSING Cost Column1 Difference

Mortgage or rent Rp -
Phone Rp -
Electricity Rp -
Gas Rp -
Water and sewer Rp -
Cable Rp -
Waste removal Rp -
Maintenance or repairs Rp -
Equipment Rp -
Supplies Rp -
Other Rp -
Total Rp - Rp -

TRANSPORTATION Projected Cost Actual Cost Difference

Vehicle payment Rp -
Bus/taxi fare Rp -
Insurance Rp -
Licensing Rp -
Fuel Rp 200,000 Rp 200,000
Parking Rp 17,000 Rp 17,000
Maintenance Rp -
Other Rp -
Total Rp 217,000 Rp - Rp 217,000

INSURANCE Projected Cost Actual Cost Difference

Home Rp -
Health Rp -
Life Rp -
Other Rp -
Total Rp - Rp - Rp -
FOOD Projected Cost Actual Cost Difference
Groceries Rp -
Dining out Rp 15,000 Rp 15,000
drink Rp 71,908 Rp 71,908
Total Rp 86,908 Rp - Rp 86,908

PETS Projected Cost Actual Cost Difference

Food Rp -
Medical Rp -
Grooming Rp -
Toys Rp -
Other Rp -
Total Rp - Rp - Rp -

PERSONAL CARE Projected Cost Actual Cost Difference

Medical Rp -
Hair/nails Rp -
Clothing Rp -
Dry cleaning Rp -
Health club Rp -
Lenses Rp -
Teeth Rp -
Skin Care Rp 495,900 Rp 495,900
Other Rp -
Total Rp 495,900 Rp - Rp 495,900

HOBBY Cost Actual Cost Difference

Stitching Rp -
Rp -
Rp -
Rp -
Rp -
Rp -
Other Rp -
Total Rp - Rp - Rp -
BALANCE -Rp 917,059

ENTERTAINMENT Projected Cost Actual Cost Difference

Video/DVD Rp - Rp -
CDs Rp -
Movies Rp -
Concerts Rp -
Sporting events Rp -
Live theater Rp -
Other Rp -
Other Rp -
Other Rp -
Total Rp - Rp - Rp -

LOANS Projected Cost Actual Cost Difference

Personal Rp -
Student Rp -
Credit card Rp -
Credit card Rp -
Credit card Rp -
Other Rp -
Total Rp - Rp - Rp -

TAXES Projected Cost Actual Cost Difference

Federal Rp -
State Rp -
Local Rp -
Other Rp -
Total Rp - Rp - Rp -

SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference

Retirement account Rp -
Investment account Rp -
Other Rp -
Total Rp - Rp - Rp -

GIFTS AND DONATIONS Projected Cost Actual Cost Difference

Gift (Holland Bakery) Rp 50,000 Rp 50,000
Gift (Maxx Coffee) Rp 67,000 Rp 67,000
Charity (teh kotak) Rp 400 Rp 400
Charity (es teler) Rp 1,000 Rp 1,000
Total Rp 118,400 Rp - Rp 118,400

LEGAL Projected Cost Actual Cost Difference

Attorney Rp -
Alimony Rp -
Payments on lien or judgment Rp -
Other Rp -
Total Rp - Rp - Rp -

RESPONSIBILITY Projected Cost Actual Cost Difference

Motorcycle Accident Rp -

Total Rp - Rp - Rp -

EDUCATION Cost Actual Cost Difference

College Tuition Rp 200,000 Rp 200,000
Ebook Rp 417,720 Rp 417,720
Hvs Paper Rp 50,000 Rp 50,000
Rp -
Rp -
Rp -
Other Rp -
Total Rp 667,720 Rp - Rp 667,720

TOTAL COST Rp 1,585,928

Personal Monthly Budget
Income 1 Rp 2,000,000
Last Month Residual Balance -Rp 917,059
MONTHLY INCOME
Extra income Rp 7,000
Total monthly income Rp 1,089,941

HOUSING Cost Column1 Difference

Mortgage or rent Rp -
Phone Rp -
Electricity Rp -
Gas Rp -
Water and sewer Rp -
Cable Rp -
Waste removal Rp -
Maintenance or repairs Rp 19,000 Rp 19,000
Equipment Rp -
Supplies Rp -
Other Rp -
Total Rp 19,000 Rp 19,000

TRANSPORTATION Projected Cost Actual Cost Difference

Vehicle payment Rp -
Bus/taxi fare Rp -
Insurance Rp -
Licensing Rp -
Fuel Rp 200,000 Rp 200,000
Parking Rp 17,000 Rp 17,000
Maintenance Rp 30,000 Rp 30,000
Other Rp -
Total Rp 247,000 Rp - Rp 247,000

INSURANCE Projected Cost Actual Cost Difference

Home Rp -
Health Rp -
Life Rp -
Other Rp -
Total Rp - Rp - Rp -
FOOD Projected Cost Actual Cost Difference
Groceries Rp -
Dining out Rp 44,000 Rp 44,000
drink Rp -
Total Rp 44,000 Rp - Rp 44,000

PETS Projected Cost Actual Cost Difference

Food Rp -
Medical Rp -
Grooming Rp -
Toys Rp -
Other Rp -
Total Rp - Rp - Rp -

PERSONAL CARE Projected Cost Actual Cost Difference

Medical Rp -
Hair/nails Rp -
Clothing Rp -
Dry cleaning Rp -
Health club Rp -
Lenses Rp -
Teeth Rp -
Skin Care Rp -
Other Rp -
Total Rp - Rp - Rp -

HOBBY Cost Actual Cost Difference

Stitching Rp -
Rp -
Rp -
Rp -
Rp -
Rp -
Other Rp -
Total Rp - Rp - Rp -
BALANCE Rp 435,441

ENTERTAINMENT Projected Cost Actual Cost Difference

Video/DVD Rp - Rp -
CDs Rp -
Movies Rp -
Concerts Rp -
Sporting events Rp -
Live theater Rp -
Other Rp -
Other Rp -
Other Rp -
Total Rp - Rp - Rp -

LOANS&lends Projected Cost Actual Cost Difference

Personal Rp -
Student Rp -
Credit card Rp -
Credit card Rp -
Credit card Rp -
Lends (Firhand) Rp 50,000 Rp 50,000
Total Rp 50,000 Rp - Rp 50,000

TAXES Projected Cost Actual Cost Difference

Federal Rp -
State Rp -
Local Rp -
Other Rp -
Total Rp - Rp - Rp -

SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference

Retirement account Rp -
Investment account Rp -
Other Rp -
Total Rp - Rp - Rp -

GIFTS AND DONATIONS Projected Cost Actual Cost Difference

Gift (American Bakery) Rp 42,000 Rp 42,000
Charity (bukber) Rp 25,000 Rp 25,000
Charity (Masjid Al Ikhlas) Rp 2,000 Rp 2,000
Charity (Masjid Ade Agung) Rp 2,000 Rp 2,000
Total Rp 71,000 Rp - Rp 71,000

LEGAL&adm Projected Cost Actual Cost Difference

Attorney Rp -
Alimony Rp -
Payments on lien or judgment Rp -
rekening koran (BRI) Rp 10,000 Rp 10,000
adm (bca) Rp 6,500 Rp 6,500
Total Rp 16,500 Rp - Rp 16,500

RESPONSIBILITY Projected Cost Actual Cost Difference

Motorcycle Accident Rp -

Total Rp - Rp - Rp -

EDUCATION Cost Actual Cost Difference

College Tuition Rp 200,000 Rp 200,000
Ebook Rp -
Hvs Paper Rp -
Print Rp 7,000 Rp 7,000
Rp -
Rp -
Other Rp -
Total Rp 207,000 Rp - Rp 207,000

TOTAL COST Rp 654,500

Personal Monthly Budget
Income 1 Rp 1,000,000
MONTHLY INCOME Extra income Rp 321,000
Total monthly income Rp 1,321,000

HOUSING Cost Column1 Difference

Mortgage or rent Rp -
Phone Rp -
Electricity Rp -
Gas Rp -
Water and sewer Rp -
Cable Rp -
Waste removal Rp -
Maintenance or repairs Rp -
Equipment Rp -
Supplies Rp -
Other Rp -
Total Rp - Rp -

TRANSPORTATION Projected Cost Actual Cost Difference

Vehicle payment Rp -
Bus/taxi fare Rp -
Insurance Rp -
Licensing Rp -
Fuel Rp 50,000 Rp 50,000
Parking Rp 21,000 Rp 21,000
Maintenance Rp -
Other Rp -
Total Rp 71,000 Rp - Rp 71,000

INSURANCE Projected Cost Actual Cost Difference

Home Rp -
Health Rp -
Life Rp -
Other Rp -
Total Rp - Rp - Rp -
FOOD Projected Cost Actual Cost Difference
Groceries Rp -
Dining out Rp 79,000 Rp 79,000
drinks Rp 8,000 Rp 8,000
Other Rp -
Total Rp 87,000 Rp - Rp 87,000

PETS Projected Cost Actual Cost Difference

Food Rp -
Medical Rp -
Grooming Rp -
Toys Rp -
Other Rp -
Total Rp - Rp - Rp -

PERSONAL CARE Projected Cost Actual Cost Difference

Medical Rp -
Hair/nails Rp -
Clothing Rp 34,000 Rp 34,000
Dry cleaning Rp -
Health club Rp -
Lenses Rp 297,200 Rp 297,200
Teeth Rp -
Skin Care Rp -
Other Rp -
Total Rp 331,200 Rp - Rp 331,200

HOBBY Cost Actual Cost Difference

Stitching Rp -
Rp -
Rp -
Rp -
Rp -
Rp -
Other Rp -
Total Rp - Rp - Rp -
BALANCE Rp 429,800

ENTERTAINMENT Projected Cost Actual Cost Difference

Video/DVD Rp - Rp -
CDs Rp -
Movies Rp 45,000 Rp 45,000
Concerts Rp -
Sporting events Rp -
Live theater Rp -
Other Rp -
Other Rp -
Other Rp -
Total Rp 45,000 Rp - Rp 45,000

LOANS Projected Cost Actual Cost Difference

Personal Rp -
Student Rp -
Credit card Rp -
Credit card Rp -
Credit card Rp -
Other Rp -
Total Rp - Rp - Rp -

TAXES Projected Cost Actual Cost Difference

Federal Rp -
State Rp -
Local Rp -
Other Rp -
Total Rp - Rp - Rp -

SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference

Retirement account Rp -
Investment account Rp -
Other Rp -
Total Rp - Rp - Rp -

GIFTS AND DONATIONS Projected Cost Actual Cost Difference

gift (snack box & veil bouquet) Rp 67,000 Rp 67,000
Gift (Karikatur wisuda) Rp 90,000 Rp 90,000
Charity (banjir jepot) Rp -
Charity (Sarang Semut) Faiqah Rp -
Total Rp 157,000 Rp - Rp 157,000

LEGAL Projected Cost Actual Cost Difference

Attorney Rp -
Alimony Rp -
Payments on lien or judgment Rp -
Other Rp -
Total Rp - Rp - Rp -

RESPONSIBILITY Projected Cost Actual Cost Difference

Motorcycle Accident Rp -

Total Rp - Rp - Rp -

EDUCATION Cost Actual Cost Difference

College Tuition Rp 200,000 Rp 200,000
Rp -
Rp -
Rp -
Rp -
Rp -
Other Rp -
Total Rp 200,000 Rp - Rp 200,000

TOTAL COST Rp 891,200