SBI Life Insurance Co Ltd

Benefit Illustration for SBI Life - eWealth Insurance (UIN 111L100V02)

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Insurance Regulatory & Development Authority of India (IRDAI) requires all life insurance companies operating in India to provide official illustrations to their customers. The illustrations are based on the investment rates of return set by the IRDA
(Linked Products) Regulations, 2013 and is not intended to reflect the actual investment returns achieved or which may be achieved in future by SBI life Insurance Company Limited. The two rates of investment return currently declared by the
Regulations are 4% and 8% per annum.

The main objective of the illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances with some level of quantification. For further information on the product, its benefits and
applicable charges please refer to the sales brochure and/or policy document. Further information will also be available on request.

Some benefits are guaranteed and some benefits are variable with returns based on the future fund performance of SBI Life Insurance Company Limited. If your policy offers guaranteed returns then the same will be clearly marked as 'guaranteed'
in the illustration. If your policy offers variable returns then the illustration will be based on two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of
what you might get back, as the value of your policy is dependent on a number of factors including future fund investment performance.

1. Kindly note that this is an illustration only and does not in any way create any rights and/or obligations. The actual experience on the contract may be different from what is illustrated. The non-guaranteed low and high rate mentioned relate to
assumed investment returns at different rates and may vary depending upon market conditions. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding purchase.

2. The unit values may go up as well as down and past performance is no indication of future performance on the part of SBI Life Insurance Co. Ltd. We would request you to appreciate the associated risk under this plan vis-a-vis the likely future
returns before taking your investment decision.

3. Please read this benefit illustration in conjunction with Sales Brochure and the Policy Document to understand all Terms, Conditions & Exclusions carefully.

4. This illustration has been prepared in compliance with the IRDA (Linked Products) Regulations, 2013.

Personal Details

Name Of Applicant Mr. Hemen Gogoi

Age/Sex Of Applicant 26 / Male

Name Of Proposer Mr. Hemen Gogoi

Age/Sex Of Proposer 26 / Male

Quotation Number NA

Proposal Number NA

Date 31/03/2019

Premium Payment Mode Monthly

Plan Option Growth

Fund Details

Fund Options Allocation(%) Fund Management Charge(p.a.)(%)

Equity Fund (SFIN : ULIF001100105EQUITY-FND111) 100% of Annualized Premium 1.35%

Bond Fund (SFIN : ULIF002100105BONDULPFND111) among the three funds 1.00%

Money Market Fund (SFIN : ULIF005010206MONYMKTFND111) as per term to maturity. 0.25%

Insuarnce Plan Unique Identification Policy Term (Years) Premium Paying Sum Assured Annualized Monthly Sum Assured
Number (UIN) Term (Years) Multiple Factor Premium Premium
SBI Life - eWealth Insurance 111L100V02 10 10 10.00 Rs. 72,000 Rs. 6,000 Rs. 7,20,000

Total Premium Rs. 6,000

Agent / CIF / Sales Intermediary Name Direct Channel Agent/ CIF/ Sales Intermediary Code Not Applicable

Agent / CIF / Sales Intermediary Contact Number Not Applicable

 SBI Life Insurance Co Ltd
Benefit Illustration for SBI Life - eWealth Insurance (UIN 111L100V02)
Assuming gross investment return of 4% pa Assuming gross investment return of 8% pa

Policy Annualised Premium Amount Policy Mortality Total Total Fund Fund Fund Surrender Death Mortality Total Total Fund Fund Fund Surrender Death Commission/
Year Premium Allocation Available Administration Charges Charges Applicable Before Management Value Value Benefit Charges Charges Applicabl Before Management Value Value Benefit Brokerage
Charge For Charge Tax FMC Charge At End e Tax FMC Charge At End payable to
Investment On On Sales
(Out Of Charges Charges Intermediary
Premium)

1 72,000 - 72,000 540 681 1,221 304 71,987 467 71,520 66,456 7,20,000 681 1,221 305 73,482 474 73,007 67,910 7,20,000 -

2 72,000 - 72,000 540 615 1,155 447 1,46,275 1,327 1,44,948 1,41,550 7,20,000 612 1,152 454 1,52,215 1,370 1,50,845 1,47,447 7,20,000 -

3 72,000 - 72,000 540 551 1,091 589 2,22,545 2,184 2,20,361 2,17,812 7,20,000 541 1,081 608 2,36,161 2,298 2,33,863 2,31,314 7,20,000 -

4 72,000 - 72,000 540 477 1,017 730 3,00,892 3,038 2,97,854 2,96,155 7,20,000 458 998 767 3,25,709 3,261 3,22,448 3,20,749 7,20,000 -

5 72,000 - 72,000 540 406 946 871 3,81,398 3,890 3,77,508 3,77,508 7,20,000 373 913 931 4,21,263 4,259 4,17,004 4,17,004 7,20,000 -

6 72,000 - 72,000 540 329 869 1,009 4,64,160 4,739 4,59,421 4,59,421 7,20,000 276 816 1,100 5,23,272 5,295 5,17,978 5,17,978 7,20,000 -

7 72,000 - 72,000 540 246 786 1,079 5,49,355 5,208 5,44,147 5,44,147 7,20,000 167 707 1,197 6,32,314 5,940 6,26,374 6,26,374 7,20,000 -

8 72,000 - 72,000 540 154 694 1,124 6,37,510 5,550 6,31,960 6,31,960 7,20,000 44 584 1,269 7,49,416 6,464 7,42,952 7,42,952 7,42,952 -

9 72,000 - 72,000 540 51 591 1,235 7,28,816 6,269 7,22,547 7,22,547 7,22,547 - 540 1,440 8,75,156 7,457 8,67,698 8,67,698 8,67,698 -

10 72,000 - 72,000 540 - 540 1,354 8,22,946 6,982 8,15,964 8,15,964 8,15,964 - 540 1,624 10,09,653 8,484 10,01,169 10,01,169 10,01,169 -

Net Yield at 8% pa: 6.76% Reduction In Yield at 8% pa: 1.24%

Notes:

1. The interest rates of 4 % and 8 % are gross rates i.e. taken before the deduction of Fund Management Charges (FMC).

2. It is assumed that the policy is in-force throughout the term, Acceptance of proposal is subject to Underwriting decision and Mortality charges assumed are for a healthy person.

3. Surrender Value equals the Fund Value at the end of the year minus Discontinuance Charges minus GST on Discontinuance Charges. Surrender value is available on or after 5th policy anniversary.

4. Currently, the GST applicable is 18.00% and is subject to change in tax rates. The GST on Charges column in this illustration includes GST applicable on FMC, Policy administration charge and Mortality charges.

5. This policy provides guaranteed death benefit of INR 7,20,000

6. Net Yield have been calculated after applying all the charges (except GST, mortality charges).

Definition of Various Charges:

Premium allocation charge is the percentage of premium that would not be utilised to purchase units.

Policy administration charge is the charge of a fixed sum which is applied at the beginning of each policy month by cancelling units for equivalent amount.

Fund management charge is the deduction made from the fund at a stated percentage before the computation of the NAV of the fund.

Mortality charge is the charge recovered for providing life insurance cover.

I, Mr. Hemen Gogoi, having received the information with respect to the above, have understood the above statement before entering into the contract.

Date: 31-Mar-2019 11:23:29