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We are providing FIRE-Chapter-02 MCQ questions which helps in all insurance promotional
exams as well as in III examination Licentiate Associate Fellowship.
CHAPTER 2
D. Any of Above
A. Fire Only
B. All Perils
D. All of Above
A. RSMD
B. STFI
C. Impact Damage
D. None of Above
5. Acronyms of FLEXA is
D. No Excess
8. Deterioration of stocks in cold storage premises due to accidental power failure does
not cover
A. If such failure is due to deliberate act of Govt, Municipal / Local Authority
C. Only B
D. Both A & B
A. 3% of claim amount
D. 1% of claim amount
11. Omission to Insure, Additions, Alterations / Extension clause does not cover
B. Stock
C. Building
12. Under Omission to Insure, Additions, Alterations / Extension clause, how much
premium is
D. A & B Only
A. Building
C. Stocks
D. Only A & B
C. Building
D. Stock
B. 5% of Basic Premium
A. Reinstatement Value
B. Market value
C. Book value
D. All of Above
A. 50% of Provisional SI
B. 20% of Provisional SI
C. 80% of Provisional SI
D. No Refund
20. If at the time of loss, there is any other policy than declaration policy then
D. Any of Above
A. 1 Cr
B. 2 Cr
C. 50 Cr
D. 100 Cr
C. Reduction in SI is allowed
D. Minimum SI is 2 Cr
D. All of Above
A. 1 Cr
B. 2 Cr
C. 50 Cr
D. 100 Cr
D. Any of Above
C. Both A & B
D. None of Above
Answers Key
1. C
2. A
3. A
4. B
5. C
6. C
7. A
8. D
9. B
10. C
11. B
12. A
13. D
14. B
15. D
16. D
17. A
18. B
19. A
20. B
21. A
22. B
23. D
24. B
25. C
26. B
CHAPTER 3
A. Originating
B. Contributing
D. All of Above
A. Mechanical
B. Electrical
C. Electronics
D. None
A. Friction
B. Smoking
C. Hot surface
D. All of above
A. Combustion sparks
B. Hot surface
C. Smoking
D. Friction
C. Both A & B
D. None
B. Deposits in driers
C. Industrial waste
D. All of Above
C. Both A & B
D. None
8. What is Incendiarism?
D. All of Above
D. All of Above
Ans. Quantity of heat liberated, per unit of floor area when a building and its contents are
completely burnt.
D. All of Above
Ans. Time span during which a construction offers resistance to a standard fire.
13. National fire code of India classified Fire Resistance of Building in how many classes
A. 2
B. 3
C. 4
D. 5
A. 3 Hour
B. 1 Hour
C. 2 Hour
D. 4 Hour
Ans. A building or its contents causing damages or ignited due to fire in Neighboring / Adjoining
Building.
A. Constructional Features
D. All of Above
A. Brick Wall
B. Timbers
D. All of above
D. None
19. Minimum thickness of Perfect Party Walls
A. 100 MM
B. 200 MM
C. 400 MM
D. None
D. Any of Above
D. All of above
A. Black point
B. Flash point
C. White point
D. All of above
A. Ease of ignition
D. All of Above
C. Ample ventilation
D. All of above
Answers Key
1.D
2.B
3.B
4.D
5.C
6.D
8.C
9.D
11.B
13.C
14.C
16.D
17.C
18.B
19.C
20.A
21.C
22.B
23.D
24.D