February 12, 2018

xxxx
Leyte, Philippines

Dear Mrs. xxx:

I write on behalf of my client, xxxx.

You will recall that sometime on the year 2009, you borrowed from Mrs. Xxx the amount of
Two Hundred Ninety Thousand Pesos (₱290,000.00), but which on the year 2011, has
already ballooned to Six Hundred Thousand Pesos (₱600,000.00), including penalties and
interests.

When you and Mrs. xxx appeared before the Lupong Tagapamayapa of Brgy. yyy to amicably
settle this loan sometime on 2011, you agreed to pay Mrs. xxx half of the full amount of the
loan or ₱300,000.00 within that year and the other half every time your child/ren, who is/are
OFWs will arrive.

However, until now and despite several demands from my client, you refused (and still
refuses) to pay in full your financial obligations, which has a balance of ₱345,000.00 as of
this writing.

In view of this, my client demands full payment of your overdue account in the amount of
₱345,000.00 within ten (10) days from your receipt of this letter. Further, we request the
courtesy of a substantive response within the same period of time. Otherwise, we will be
constrained to exercise my client’s rights under existing laws and jurisprudence and file the
appropriate charges (criminal, civil and/or administrative) or restraining order with the
proper forum.

Please give this demand your serious and immediate attention.

Yours truly,

zzz
Counsel for xxx