2019-20 CSS Profile TM

CBFinAid ID: D002XJK

Submission Date: 01/15/2019

About the student

This section asks for important information about the student.

First name* Zohaib

Middle name Safdar
Last name* Cheema
Preferred name
Email address* zscheema9@gmail.com
Phone number (##########)* 00923340497992
Date of birth (MM/DD/YYYY)* 11/10/2000 (mm/dd/yyyy)
Student's marital status* Never married
Student's CBFinAid ID

Student's Citizenship

Country where the student lives* Pakistan

Citizenship status* Other
Country of citizenship* Pakistan
Visa type* F-1

Student Status

Indicate if the follow ing are true about the student.

The student has legal dependents (not including the student's spouse)* No

Student's Permanent Address

Street address* 3/4 M-Block, Gulberg 3

Street address (line 2)
City* Lahore
Country* Pakistan
ZIP/Postal Code 54660

Student's Mailing Address

The student's mailing address and permanent address are the same Yes
Street address* 3/4 M-Block, Gulberg 3
Street address (line 2)
City* Lahore
Country* Pakistan
ZIP/Postal Code 54660
Confirm Demographics

W e use this information for matching and ensuring your data is appropriately reported. Please verify that it is accurate
and complete.

Student first name* Zohaib

Student last name* Cheema
Student date of birth (MM/DD/YYYY)* 11/10/2000 (mm/dd/yyyy)
Student email address* zscheema9@gmail.com
Student phone number (##########)* 00923340497992
Student street address* 3/4 M-Block, Gulberg 3
Student street address (line 2)
Student city* Lahore
Student country* Pakistan
Student ZIP/Postal code 54660

This information is accurate and complete.

Parental Relationships

List all of the student's parents below.

Include all parents - biological, adoptive, step-parents/parent's partner and legal guardians.
This information is used to help your schools understand your family situation and build your personalized application; it is critical that you
be accurate and complete. If you answer incorrectly and have to change information on this page after you have completed other sections of
the application it may result in that information being considered invalid and you will have to reenter that information.

Parent(s)

Relationship
Parent's first name * Parent's last name * to the student* Deceased
Parent Sajjad Safdar Father
1
Parent Saira Sajjad Mother
2

Household Verification

What is the marital status of the student's parents?* Married or in domestic partnership

Residence

Country where the student's parent(s) live* Pakistan

Academic Information

In this next section w e'll ask some questions about the student's current school and then ask about the student's
plans for the 2019-20 academic year.

Current Academic Year

Current Academic Year

Select the student's year in school for the 2018-19 year* 12th grade

Current High School Information

Please use School Search to find the name of the student's high school for 2018-19

High school name*

LAHORE GRAMMAR SCHOOL

If the student attended a private high school, how much was received in 475000
scholarships and grants for the 2018-19 year?
If the student attended a private high school, how much did his/her parents pay 75000
for the student's education in the 2018-19 year?

College/Program Details

Provide the follow ing information for each college or program to w hich the student is applying.

Grinnell College 6252 IA

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

DePauw University 1166 IN

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Hampshire College 3447 MA

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Colby College 3280 ME

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Macalester College 6390 MN

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Hamilton College (NY) 2286 NY

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Skidmore College 2815 NY

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Union College (NY) 2920 NY

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Univ of Rochester 2928 NY

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

College of Wooster 1134 OH

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Denison University 1164 OH

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Drexel University 2194 PA

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Franklin and Marshall College 2261 PA

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Lehigh University 2365 PA

Student's 2019-20 year in school*

First year undergraduate, never previously attended
Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Currency

Select the currency you will use to complete this application.* Pakistani Rupee

Provide the following for Sajjad

Date of birth (MM/DD/YYYY)* 09/08/1967 (mm/dd/yyyy)

Email address* sajjadsafdar786@gmail.com
Preferred daytime phone number (##########) 00923004222340
Highest level of education completed* College/university or beyond

Sajjad - Employment
Occupation or profession Chemical Engineer
Is or was Sajjad in the U.S. Armed Forces?* No
Self-employed
A dislocated worker
Unemployed
Name of employer Protech Private Limited
Number of years at current place of employment. 1

Sajjad - Participates in the following retirement plans (Select all that apply)

IRA, Keogh, 401k, 403b, or other tax-deferred retirement plan

Plans to draw social security upon retirement
Employer sponsored retirement plan
Civil service or state sponsored retirement plan
Union sponsored retirement plan
Military sponsored retirement plan
Other type of retirement plan
Current value of tax-deferred retirement, pension, annuity, and savings plans* 0

Provide the following for Saira

Date of birth (MM/DD/YYYY)* 09/02/1977 (mm/dd/yyyy)

Email address* ss-cheema@hotmail.com
Preferred daytime phone number (##########) 00923333222387
Highest level of education completed* College/university or beyond

Saira - Employment

Occupation or profession House-wife

Is or was Saira in the U.S. Armed Forces?* No
Is this parent self-employed?
A dislocated worker
Is this parent unemployed?
Name of employer
Number of years at current place of employment.

Saira - Retirement Plans

Participates in the follow ing retirement plans:

IRA, Keogh, 401k, 403b, or other tax-deferred retirement plan

Plans to draw social security upon retirement
Employer sponsored retirement plan
Civil service or state sponsored retirement plan
Union sponsored retirement plan
Military sponsored retirement plan
Other type of retirement plan
Current value of tax-deferred retirement, pension, annuity, and savings plans* 0
Parent Tax Return Status

Select the student's parents' federal tax return status for 2017* Completed current tax return

Parent Tax Return Type

Select the type of federal income tax return the student's parents filed, or will Other non-U.S. tax return
file, for 2017*

Parent Non-U.S. Tax Return

Enter the follow ing amounts for the student's parents for 2017.

If their country's tax year does not follow the calendar year, report information from the last tax year that ended
before April 1, 2018.

For example, if their country’s tax year runs from April 1 to March 31, enter the information for the tax year that ended
March 31, 2018. If their country’s tax year runs from July 1 to June 30, enter the information for the tax year that
ended June 30, 2017.

For currency/numeric questions enter numbers only. (No currency symbols, commas, or decimals.)

Wages, salaries, commissions, and tips* 0

Sajjad's income from work* 396000
Saira's income from work* 0
Interest income 0
Dividend income 0
Net income from businesses or partnerships 1200000
Net income from rental real estate, royalties, estates, or trusts 0
Net income from farms 0
Pension, annuity, or retirement distributions received 0
Income received from other family members 0
Tax credits received 0
All taxes, mandatory withholdings, and set-asides paid or withheld. Include 0
income taxes, state taxes, local taxes, levies, and mandatory retirement
payments.*

Parent Income and Benefits

Enter the total amounts the student's parents received in 2017 for the follow ing:

Income from other members of their household* 0

Housing, food, and other living allowances received as members of the military, 0
clergy, or other profession*
Money given to the student's parents or paid on their behalf* 0
Other untaxed income* 0

Parent 2018 Income and Benefits

Enter the amounts the student's parents received or expect to receive in 2018 for the follow ing:

Sajjad's income from work * 396000

Saira's income from work * 1200000
Other taxable income* 0
Untaxed income and benefits* 1200000
What are the source(s) of this untaxed income?*
Received share from investment in uncle's business

Parent 2019 Income and Benefits

Enter the amounts the student's parents received or expect to receive in 2019 for the follow ing:

Sajjad's income from work * 1620000

Saira's income from work * 600000
Other taxable income* 0
Untaxed income and benefits* 600000
What are the source(s) of this untaxed income?*
Received share from investment in uncle's business

Child Support

The questions in this section are about the child support this household pays to another household or receives from
another parent. You should answ er the questions about the parents in this household, including the student's
stepparent, if there is one.

Did the student's parent(s) pay or expect to pay child support in 2017 or No
2018?*
Did the student's parent(s) receive child support in 2017?* No

Housing Information

Next, you w ill provide some details on w here you and your family live. If your family ow ns your home, you w ill need
mortgage information to complete this section.

Parent Home Address

Street address* 3/4 M-Block, Gulberg 3

Street address (line 2)
City* Lahore
Country* Pakistan
ZIP/Postal Code 54660

Parent Housing

Provide the follow ing information about the student's parents' home.

Select the option that best describes your family's housing situation* Live with others
If you live with others, please explain the living situation (i.e. relationship, etc.)*
Living in deceased Grandfather's house.

Parent Assets
Do the student's parents have the following assets?

Investments* Yes
Own assets held in the names of their children* No
Own valuables* Yes
Others owe them money* No

Parent Asset Details

Parent Asset Details

Current amount in cash, savings, checking, and deposit accounts* 3600000

Current market value of investments* 3500000
Current value of jewelry, art, precious metals, and other valuables* 100000

Parent Other Real Estate

Select the statements below that apply to either of the student's parents

Own real estate beyond their primary home, such as land or a vacation
or second home
Have a seasonal or vacation rental property
Rent real estate to others
Number of real estate properties* 1

Parent Other Real Estate Details

Street address of this property*

Dhonkal Road, Nizamabad, Wazirabad
Street address (line 2)
City* Wazirabad
Country* Pakistan
ZIP/Postal Code 52000
Number of months per year this property is rented to others* 0
Year the property was purchased* 2015
Purchase price of this property* 2000000
Current market value of this property* 9000000
Amount owed on this property* 0

Parent Business/Farm Setup

Select the statements below that apply to the student's parents

Own or operate a business that is a primary income source

Own or operate a business in addition to other work

Parent Farms
 Own a farm or part of a farm

Parent Expenses

Do the student's parents have the follow ing expenses? Check all that apply.

Medical or dental expenses not covered by insurance

Repayment of student (college) loan debt in 2017
Repayment of student (college) loan debt in 2018

Parent Expenses Detail

Enter the medical and dental expenses the student's parents paid in 2017 that 20000
were not covered by insurance.*
Enter the medical and dental expenses the student's parents paid or expect to 20000
pay in 2018 that will not be covered by insurance.*

Parent Living Expenses

Enter the amount the student's parents paid in 2017 for the items below . Provide annual (not monthly) amounts.

Utilities (water, electricity, heat, etc.)* 275000

Food for everyone in the home* 400000
Clothing for everyone in the home* 95000
Household necessities* 50000
Total amount owed to other people or financial institutions* 0
Automobile maintenance* 220000
Property insurance* 0
Holiday expenses* 500000
Entertainment expenses* 40000
Number of people your family employed in the home* 2
Amount paid by your family to the people employed in the home* 120000
Amount paid for any other expenses not listed above* 0

Dependent Summary

Provide information for everyone, other than the student's parents and the student applicant, who lives in the student's parents' household
and receives more than half of their support from them.
Click the Save and Continue button if you have no dependent information to provide.

Dependent(s)

First Last Date of Birth Relationship to

Name * Name * (MM/DD/YYYY)* Student*
Dependent 1 Sami Sajjad 05/22/2004 Sibling
Provide the following for Sami

For the 2018-19 academic year, what is this person's year in school?* 9th grade
For the 2019-20 academic year, what is this person's year in school?* 10th grade
Is this person attending a private K-12 school in 2018-19?* Yes
Will this person attend a private K-12 school in 2019-20?* Yes

Provide the following for Sami for 2018-19

Name of the school attending LACAS Gulberg

Total cost to attend this school 400000
Amount received in scholarships, grants, or gift aid 0
Total educational expenses paid by student's parent(s) 400000
Of the total educational expenses paid, what amount was tuition? 300000

Provide the following for Sami for 2019-20

Name of the college or university attending LACAS Gulberg

Total cost to attend this school 400000
Total educational expenses paid or expected to be paid by student's parent(s) 400000
Of the total educational expenses paid or expected to be paid, what amount 300000
was tuition?

Student Tax Return Status

Select the student's federal tax return status for 2017*

Not filed, and not required to file, a tax return

Student Non-filer

Enter the amounts the student received in 2017 for the follow ing:

Income earned from work * 0

Interest income 0
Taxable earnings from need-based work programs and taxable grant and 0
scholarship aid
Untaxed income not provided elsewhere on this application 0

Student Expected Income and Benefits

Student's expected earnings - summer 2019* 0

Student's expected earnings - school year 2019-20* 450000
Student's expected other taxed income - summer 2019* 0
Student's expected other taxed income - school year 2019-20* 0
Student's expected total untaxed income and benefits - summer 2019* 0
Student's expected total untaxed income and benefits - school year 2019-20 * 0

Student Resources

How much does the student expect to receive from the follow ing sources to pay for educational expenses for the
2019-20 academic year?

The student's parents* 3500000

Other relatives (and any other sources) to help pay for college expenses* 0
Scholarships/grants received/will receive from sources other than the colleges 0
or universities to which the student is applying*
Employers (i.e. tuition benefits) including the student's parents' employer(s) 0
and/or the student's employer*

International Student Benefits

Will the student receive funds from the government for college expenses at any No
point during attendance? *
Will the student receive funds from any agencies or foundations for college No
expenses at any point during attendance? *
Will the student receive tuition benefits during any year of attendance? * No
How will the student pay for transportation to the U.S.?* Parents' income/savings

Student Asset Types

In this section, we'll ask questions about the assets that belong to the student. To begin, we'll ask you questions
to determine the types of assets owned. Then, you'll provide the current value of each asset. Statements from a
bank or financial institution may be useful for this section.
Remember:
- provide the value for each asset as of today, rather than average or original values
- this section is entirely about the assets that belong to the student (and if married, their spouse)
Indicate whether the statements below apply to the student

Has a trust* No
Has retirement assets* No
Has investments* No

Student Savings, Investments, and Other Assets

Current amount in cash, savings, checking, and deposit accounts* 0

Student Real Estate

Select the statements below that apply to the student

Owns real estate beyond the primary home, such as land or a vacation
or second home
Has a seasonal or vacation rental property
Rents real estate to others
Student Businesses and Farms

Select the statements below that apply to the student

Owns or operate a business that is a primary income source

Owns or operate a business in addition to other work
Owns a farm, or part of a farm

Special Circumstances

Select the circumstances w ith ongoing financial impact that apply to your family. Provide details in the box below .*

If the circumstances that apply to your family have changed, you may provide updated details below . This information
w ill only be provided to to new colleges/programs. You should contact colleges/programs from your previous
application directly to update your circumstances if necessary.

Change in employment
Scholarships or Sponsor information
Exceptional medical or dental expenses
Siblings in private school
Catastrophic Event or Natural Disaster
Eldercare expenses
Financial support of other family members
Non-recurring income or expenses
Other
None

Explanation - You may provide up to 2,000 characters of information.

Please provide the information in English using the following standard American keyboard characters: letters (A-Z),
numbers (0-9) and punctuation (.,:;-?!$@%#=). Ampersands, greater than/less than symbols, or other characters not
listed as safe may cause processing problems.

If you need to provide additional information, please send it directly to your colleges and programs.*
My father was diagnosed with a bipolar disorder in 1997. The job insecurity, psychotherapy on a daily basis, e
xpenses on his treatment costing an average of $600/month and the expenses of my brother's education whi
ch are nearly $3500/year have led to a financial instability over the recent years.
The current value of car, jewellery, precious metals and other investments is actually only $48500 but my par
ents also have a real estate located in Nizamabad, Wazirabad which is worth only $65000. My parents will pay
the $25000 by selling the real estate in Nizamabad, Wazirabad and by using some of the money from their inv
estments. My father has now (in 2019) been employed at a new job for full time at $11600/month.
The rest of the money from the investments is going to be used for my brother's education which is a necess
ity.

Parent Assets

Does either of the student’s parents receive free housing or food as a job No
benefit? (If yes, be sure to include the value in Parent Income as appropriate.)

Are your parents required by their employers to contribute to their retirement No

plans? (Select only one response.)

Is any person in your family the beneficiary of a Trust? No

If any person in your family is the beneficiary of a Trust, list the name of the
beneficiary, the total number of beneficiaries, the year established, and the
total value of the Trust.

Do your parents have interest in any assets held in another person's name, No
including relatives and others?

If yes, provide the name and relationship of the person(s).

If your parents have money, property, or other assets in another country, enter
the total value of those assets. (Include these assets in Parent Assets section
as appropriate)

If assets are reported, list the assets and the countries in which they are held.

Parent Income and Expenses

Enter the total alimony your parent received in 2017. 0

Enter the total alimony your parent paid in 2017. 0

Enter the amount paid by your parents for state and local income taxes and for 0
property taxes. (If your parents itemize their deductions, these amounts can be
found on Schedule A, lines 5, 6, and 7.)

Enter the total amount of principal and interest your parents paid during 2017 0
for all businesses and rental properties they own or in which they have an
interest.

Parent Information

Enter the amount your parents will contribute from income toward your 2019-20 0
educational expenses.

Enter the amount your parents will contribute from assets toward your 2019-20 3500000
educational expenses.

If either of your parents is currently unemployed, enter that parent's previous

occupation.

Enter the amount paid to support any relatives not included in this application. 0

If a value greater than 0 is reported, provide details of the relationship and the
amount of support paid.

If the student’s parent is single, separated, divorced, or widowed, does that Does not apply
parent share living expenses with another adult?

If yes, explain the circumstances.

Do you and your family reside with or receive support from another party? No

If you and your family reside with or receive support from another party, explain
the living arrangements.
Did a family member inherit during 2017?* No

If you responded yes, report which family member(s) inherited as well as the
amounts/value of assets that were received in 2017 by each inheriting family
member and from whom.

If a family member inherited during 2017 are those assets reported in this Does not apply
application?

If you responded no, explain why inherited values are not reported as assets in
this application.

Student Assets

If the student is the beneficiary of a trust, please enter the type of trust (e.g.,
revocable, irrevocable, testamentary, educational, etc.)

Please provide any pertinent information regarding the student’s trust fund,
including the terms of the distribution.

Does the student have interest in any assets held in another person’s name, No
including children, relatives, and others?

If yes, provide the name and relationship of the person(s).

Of the amounts reported in Student Assets, approximately how much of the

total cash, savings, and investments was provided by your parents?

Student Income and Expenses

Enter the amount of money and support the student received from the 0
noncustodial parent during the 2018-19 school year.

Enter the amount of money and support the student expects to receive from the 0
noncustodial parent during the 2019-20 school year.

Student Information

Is the college authorized to release the student's (and spouse's) financial Yes
and/or academic information to outside agencies and scholarship donors?