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  • Calculation of Effective EMI in Gulmohar Gardens: at The Time of Possession 2Bhk (1010 SQFT) 2Bhk + Study (1325 SQFT)

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    सुमित नेमा
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    The document calculates the effective EMI for purchasing two types of properties in Gulmohar Gardens. It factors in the purchase cost, discounts applied, taxes, down payment amount, loan amount and interest rate, monthly EMI, rent amount, and additional possession and registration charges. The effective EMI, which is the monthly loan EMI minus estimated rent, is Rs. 10,766 for a 2BHK unit and Rs. 15,354 for a 2BHK with study unit. The total purchase cost including additional charges is approximately Rs. 27.38 lakhs for the 2BHK and Rs. 36.48 lakhs for the 2BHK with study.

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    EMI_sheet 20 Yrs Gulmohar Gardens

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    The document calculates the effective EMI for purchasing two types of properties in Gulmohar Gardens. It factors in the purchase cost, discounts applied, taxes, down payment amount, loan amount and interest rate, monthly EMI, rent amount, and additional possession and registration charges. The effective EMI, which is the monthly loan EMI minus estimated rent, is Rs. 10,766 for a 2BHK unit and Rs. 15,354 for a 2BHK with study unit. The total purchase cost including additional charges is approximately Rs. 27.38 lakhs for the 2BHK and Rs. 36.48 lakhs for the 2BHK with study.

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    17 Ansichten1 Seite

    Calculation of Effective EMI in Gulmohar Gardens: at The Time of Possession 2Bhk (1010 SQFT) 2Bhk + Study (1325 SQFT)

    Hochgeladen von

    सुमित नेमा
    The document calculates the effective EMI for purchasing two types of properties in Gulmohar Gardens. It factors in the purchase cost, discounts applied, taxes, down payment amount, loan amount and interest rate, monthly EMI, rent amount, and additional possession and registration charges. The effective EMI, which is the monthly loan EMI minus estimated rent, is Rs. 10,766 for a 2BHK unit and Rs. 15,354 for a 2BHK with study unit. The total purchase cost including additional charges is approximately Rs. 27.38 lakhs for the 2BHK and Rs. 36.48 lakhs for the 2BHK with study.

    Copyright:

    © All Rights Reserved
    Als PDF, TXT herunterladen oder online auf Scribd lesen
    Markieren Sie unangemessene Inhalte
    von 1

    Calculation of effective EMI in Gulmohar Gardens

    Credentials 2Bhk (1010 sqft) 2Bhk + study (1325 sqft)

    Cost Rs. 2,808,000 Rs. 3744000


    Discounts

    EPPB (Early payment benefit plan) @ 7 % 196560 262080

    Registration discount @ 4 % 112320 149760

    Corporate discount (Banasthali) @ 2 % 56160 74880

    Unit cost 2442960 3257280

    G.S.T (1 %) 24430 32573

    Final cost (A) Rs.2467390 Rs.3289853


    Down Payment Amount (10 %) B Rs.246739 Rs. 328985

    Loan required (90% of Unit cost) ( C= A-B) Rs. 2220651 Rs. 2960868

    Home Loan Interest Rate 8.85% 8.85%


    Home Loan Tenure(yrs) 20 20
    EMI (D) Rs. 19766 Rs. 26354

    (-)Rent per Month (E) Rs. 9,000 Rs. 11000

    Effective EMI (F= D-E) Rs. 10766 Rs. 15354


    At the time of possession 2Bhk (1010 sqft) 2Bhk + study (1325 sqft)
    2) Possession charges (F) 1 lakhs approx. 1.30 Lakhs approx

    3) Registry Charges - 7 % 0f basic cost (G) 1.71 lakhs approx. 2.28Lakhs approx.

    Total cost (A+F+G) Rs. 2738390 Approx. Rs. 3647853 Approx.

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