No of Animals in Set1 2

No of Animals in Set2 2
Total No of Animals 4
Cost per Animal 60000
Milk yield per day 8
Floor space per adult 50
Floor space per calf 20
Cost of construction per sqfeet 200
Cost of equipment per animal 1000
Insurance Premium 5%
Veternary Aid /animal/year 1000
cost of concentrate feed per kg 16
Cost of Dry Foder per kg 4
ROI 12%
Repayment Period in years 6
Selling Price of Milk 45
Laction Days 280
Dry Days 150
Total acres required 0.8
cost of cultivation of fodder per acre per annum 12000
cost of vaccination per animal 1100
labour charger per year 72000
no of labour required 0.4
depriciation of equipment and shed 10%
calf selling price 10000
depriciation of animals 10%
0
 Financial Model for 6 Graded Murrah Buffaloes

Lactation Chart
Year
1 2 3 4
Lactation Days
First Set 500 560 500 420
Second Set 360 420 420 420
Total Lactation Days 860 980 920 840
Dry Days
First Set 220 160 220 300
Second Set 0 300 300 300
Total Dry Days 220 460 520 600
Cost per animal during lactation days 110
cost per animal during dry days 60

Capital Cost
Shed Cost for Buffaloes 40000 Feed during Lactation period
shed cost for calves @ one calf per each buffalo 16000 Feed during Dry Days
Total cost of animals 240000 vaccination
cost of dairy appliances @ 1000/buffalo 4000 insurance
cost of one chaff cutter 25000 cost of fodder cultivation
Total capital cost 325000 labour charge
Total

Operating Cost
Cost of feed for first set of animals for one month 6600
cost of insurance for first set of animals 6000
cost of fodder cultivation for first season 4800
cost of vaccination for first set of animals 2200
Total operating cost 19600

Total cost of the project 344600

own contribution @15% 51690
bank loan @85% 292910
 5 6

420 500
420 420
840 920

300 220
300 300
600 520

Cash Flow Analysis

Year
1 2
ng Lactation period 94600 107800
ng Dry Days 13200 27600
on 4400 4400
12000 12000
dder cultivation 9600 9600
arge 28800 28800
162600 190200

Income
Year
1 2
sale of milk 309600 352800
Calf sold 20000 20000
Loan EMI 71243.25 71243.25

Profit 95756.75 111356.75

value of depriciated equipment(40%)
value of depriciated animals(40%)
subsidy given by bank
Total Profit 95756.75 111356.75

NPV ₹ 129,786.04
initial investment -325000
IRR 25%

Cash Flow
0 -325000
1 95756.75
2 111356.75
3 92756.75
4 67956.75
5 67956.75
6 292756.75
 Year
3 4 5 6
101200 92400 92400 101200
31200 36000 36000 31200
4400 4400 4400 4400
12000 12000 12000 12000
9600 9600 9600 9600
28800 28800 28800 28800
187200 183200 183200 187200

Year
3 4 5 6
331200 302400 302400 331200
20000 20000 20000 20000
71243.25 71243.25 71243.25 71243.25 year
1.00
2.00
92756.75 67956.75 67956.75 92756.75 3.00
34000 4.00
96000 5.00
70000 6.00
92756.75 67956.75 67956.75 292756.75
 amount borrowed 292910.00
Period 6.00
rate 0.12
payment 71243.25
beggining payment intrest principal
292910.00 71243.25 35149.20 36094.05
256815.95 71243.25 30817.91 40425.33
216390.62 71243.25 25966.87 45276.37
171114.25 71243.25 20533.71 50709.53
120404.72 71243.25 14448.57 56794.68
63610.04 71243.25 7633.20 63610.04

subsidy percentage 25%

subsidy amount wrt percentage 73227.5
subsidy per animal 17500
subsidy amount wrt animals 70000
subsidy given by bank 70000
balence
256815.95
216390.62
171114.25
120404.72
63610.04
0.00
Land required in acres 0.5
No of bucks 1
No of does 20
Laction Days 130
Kidding/interval(months) 8
No of kids per year 1.5
Kidding percentage 95
Avg litter size 1.65
Mortality 5%
No of kids born in first year 30
No of kids born in second year 47
No of kids available for sale 45
age at which kids are sold(months) 12
Space required for adult(sqft) 15
space required for kid(sqft) 4
cost of construction per sqft 200
cost of equipment per animal 250
cost of cultivation per acre 12000
average green fodder required per adult per day (kg) 2
average green fodder required per kid per day (kg) 1
average dry fodder per year(kg) 30
cost of dry fodder per kg 3
concentrate feed per adult per month(kg) 6.75
concentrate feed per kid per month(kg) 3.75
cost of concentrate feed 10
labour required 1
labour wage per month 6000
insurance (In percentage of total cost) 4
veternary cost per adult per year 100
Sale price of buckling 8000
sale price of doeling 7000
ROI 12%
cost price of buckling 8000
cost price of doeling 7000
Loan repayment period 6
Equipment depriciation 16.66
Shed depriciatiom 10
Closing stock of adults 21
closing stock of kids 47
cost of closing stock adult 7000
cost of closing stock kid 4000
Capital Cost Cash Flow Analysi
Cost of construction of adult shed 63000
Cost of construction of kids shed 37620 1
Equipment cost 5250 Wages for labour 72000
Cost of does 140000 Insurance cost 5920
Cost of bucks 8000 concentrates cost for adult 17010
Total 253870 concentrates cost for kids 4500
dry fodder cost 9000
Operating Cost fodder cultivation cost 6000
Labour Wage 72000 veternary cost 2100
Cost of insurance 5920 Total Expenditure 116530
cost of concentrate feed for adults 17010 Loan EMI 67568.10458
cost of concentrate feed for kids 4500
Fodder cultivation cost 6000 sale of buckling
Dry fodder cost 9000 sale of doeling
vaccination cost 2100 Profit -184098.10
Total 116530 value of closing stock
value of shed
Total Project Cost 370400 value of equipment
Margin money @25% 92600 subsidy
Bank loan @75% 277800 Total Profit -184098.1046

subsidy percentage 0.25

subsidy amount 69450

Cash Flow
0 -370400
1 -184098.1046
2 168589.3954
3 168589.3954
4 168589.3954
5 168589.3954
6 613387.3954
Cash Flow Analysis
Year
2 3 4 5 6
72000 72000 72000 72000 72000
5920 5920 5920 5920 5920
17010 17010 17010 17010 17010
4500 4500 4500 4500 4500
9000 9000 9000 9000 9000
6000 6000 6000 6000 6000
2100 2100 2100 2100 2100
116530 116530 116530 116530 116530
67568.1 67568.1 67568.10458 67568.1 67568.1

188100 188100 188100 188100 188100 year beggining

164587.5 164587.5 164587.5 164587.5 164587.5 1 277800
168589.4 168589.4 168589.3954 168589.4 168589.4 2 243567.895422
335100 3 205227.938294
40248 4 162287.186311
0 5 114193.54409
69450 6 60328.6648021
168589.4 168589.4 168589.3954 168589.4 613387.4

NPV 208204.1347
IRR 23%
Amount borrowed 277800
Period 6
Rate 0.12
Payment 67568.104578
payment intrest principal balence
67568.104578362 33336 34232.1045784 243567.89542
67568.104578362 29228.147451 38339.9571278 205227.93829
67568.104578362 24627.352595 42940.7519831 162287.18631
67568.104578362 19474.462357 48093.6422211 114193.54409
67568.104578362 13703.225291 53864.8792876 60328.664802
67568.104578362 7239.4397763 60328.6648021 0.00
No of cycles 6 Capital Cost
No of chicks in each cycle 50 shed construction cost 90000
Cost of each chick 70 fencing cost 2000
Space required per bird in sqft 1 cost of equipment 9000
cost of construction per sqft 300 Total 101000
equipment cost per bird 30 Recurring Cost
feed per bird for 6 months (kg) 3.5 Labour cost 72000
cost of feed per kg 30 cost of chicks 21000
vacination cost per bird 4 cost of feed 31500
fencing cost 2000 cost of vaccination 1200
Mortality rate 0.25 Total 125700
labor charge per month 6000
Repayment period in years 6 Total cost of project 226700
ROI 12% own contribution@15% 34005
selling price of bird 1200 Bank loan @85% 192695
deprciation of shed 0.1
 Cash Flow Analysis
Year
1 2 3 4 5 6
Labour cost 72000 72000 72000 72000 72000 72000
cost of chicks 21000 21000 21000 21000 21000 21000
cost of feed 31500 31500 31500 31500 31500 31500
cost of vaccination 1200 1200 1200 1200 1200 1200
Total 125700 125700 125700 125700 125700 125700
Loan Emi 46868.37981 46868.38 46868.38 46868.38 46868.38 46868.38
Income
Sales of bird 270000 270000 270000 270000 270000 270000
Gross profit 97431.62019 97431.62 97431.62 97431.62 97431.62 97431.62
Value of depriciated shed 36000

Total Assets 97431.62019 97431.62 97431.62 97431.62 97431.62 133431.6

NPV 171535.5332
IRR 37%
Cash Flow
0 -226700
1 97431.62019
2 97431.62019
3 97431.62019
4 97431.62019
5 97431.62019
6 133431.6202
 amount bo 192695
Period 6
rate 0.12
payment 46868.3798
year beggining payment intrest principal balence
1 192695 46868.38 23123.4 23744.98 168950
2 168950 46868.38 20274.0024 26594.38 142355.6
3 142355.6 46868.38 17082.6771 29785.7 112569.9
4 112569.9 46868.38 13508.3928 33359.99 79209.95
5 79209.95 46868.38 9505.19438 37363.19 41846.77
6 41846.77 46868.38 5021.61212 41846.77 0.00