A: hi, Win. Good afternoon W: hi, put. Good afternoon, how are you? A: I'm good, thank you. and you? w: I'm good too. so, what will we talk first? A: hmm, I heard you're a great analyst so ya as your friend I wanna ask you some advice before I decided to invest. w: thanks for the compliment. OK, maybe I'll ask you several basic questions. Do you know what's stocks, bonds, or other financial instruments? A: I think I know in generally but not specifically. stock is something about ownership, bond is something about debt, and other instruments are deposit, collateral loan, etc. w: that's right. and how long you want to invest? A: maybe about 1-3 years. you know, I'm a beginner haha. w: okey, so you wanna invest something more profitable or safer? A: hmm can't I get both of them? w: I think you have to choose one, don't be greedy! haha A: haha okey. I think I wanna something more profitable. W: OK I'll tell you the rules. If you want more profitable investment, it'll riskier. A: I get it. so I have to invest in stocks, bonds, or deposits? W: I think you have to invest stocks in capital market. but if you want to safer investment you can invest with deposits in money market. A: but what's the differences? W: in capital market you'll get higher profit and you can resell your stocks to other investors. moreover if you invest in longer time, you'll get higher profit but I told you before, it'll riskier. A: hmm its directly proportional. so the deposits investment is less profit but safer investment because their short-term nature? W: yap, you're right.btw if I may know how much money you set aside to invest? A: because I’m a beginner, I only dare to start with 10 million W: yup the nominal is very enough for the start A: so which one should I invest in? W: hmm I think you must buy sunnyside corp.’s shares A: are you serious? Is your analysis correct? W: why? You don’t believe me? A: that is not what I mean, but I just never heard the name of the company, are you sure my money will be safe? W: back to the rules if you want more profitable you have to accept a greater risk and you must be ready. A: based on what benchmarks you can say that? W: because the sunnyside company lacks a popular name so if someone invests in a company, it will be a big risk right? A: ya and then? W: then the company will promise a greater return than other companies A: okay I understand now, indeed it takes courage and strong analysis to get started W: need more time and practice to better understand it A: okay, how much do you think the dividends that I will receive each year? W: I don't know for sure, but every year RUPS will be held to decide how much dividends will be distributed A: what is the RUPS mean? W: rups is a general meeting of shareholders, which is held once a year A: what is the RUPS for? means that I will be invited to the meeting? W: hahaha RUPS are carried out by directors who have more than 50% shares A: is the meeting to discuss something important about all the financial interests of all stakeholders? W: yep right, one of them is about dividend distribution for shareholders between 10-20% like you A: oh I see, Even though I only hold 10% of the shares I can still be said to be the owner of the company haha W: great, my best friend is now a potential owner of a sunnyside company haha A: heyy don’t tease me W: no I don’t that is real A: You're the best analyst that I know because whatever you say is easy to understand W: so happy to heard that from you A: thank you for always helping and supporting me W: ya your welcome aput and let me know the investment progress every month A: certainly winda, btw im sorry I have to go first because there is ssomething that I have to do W: ok its no problem,good bye aput