04-01-2018

Q uote No : q8vler9a8l6ql

This is the official illustration issued by HDFC Standard Life Insurance Company Limited. Illustration of any
other type is not supported by the company.
Illustration for HDFC Life Sampoorn Samridhi Plus & HDFC Life Critical Illness Plus Rider
on 04 January 2018
PERSONAL DETAILS
Nam e Age Gender
Life 1 suresh 31 M
Age is taken as on last birthday
POLICY DETAILS
Date of Policy Com m encem ent: 04-Jan-2018
Policy Term : 25 year(s)
Prem ium Paying Term : 20 year(s)
Prem ium Frequency: Annual
Paym ent Method: SI/ECS
PREMIUM AND BENEFIT DETAILS
Benefit Name Sum A ssured Benefit Term Premium Paying Term Premium Taxes and levies as applicable# Total Premium
(in Rs.) (years) (years) (in Rs.) (in Rs.)
Main Benefit 16,64,724 25 20 1,00,000 4,500 1,04,500
HDFC Life Critical Illness Plus Rider 16,64,724 20 20 3,418 615 4,033
Total Prem ium payable per Frequency: 1,03,418 5,115 1,08,533
Nex t Prem ium Due Date: 04-Jan-2019
# The Tax es & other levies on the Main benefit & Rider benefit prem ium for year two and subsequent years will be Rs.2,865/-

ILLUSTRATION OF FUTURE BENEFITS

This illustration has been produced by HDFC Standard Life Insurance C ompany Limited to help you understand the benefits of your HDFC Life Sampoorn
Samridhi Plus. These illustrations must be read in conjunction with the sales literature, which describes the features of this product.
The values shown are for illustration only. What you actually receive will depend on what happens over the future lifetime of your policy, particularly
investment returns.The Illustration shows what you could get back using two assumed rates of investment return. These rates have been specified by the Life
Insurance C ouncil.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy
offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table on this page.
If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of
return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors
including future investment performance.
The assumed investment returns of 4% and 8% per annum are not future bonus rates. Future bonus rates depend on the actual investment returns and other
factors including but not limited to the effects of taxation, persistency, mortality experience etc.
Guaranteed benefits are available provided all premiums are paid, when they are due. The illustrative benefits below assume that all premiums that are due
have been paid. The guaranteed benefits shown increase as reversionary bonuses are declared. The rate of future reversionary bonuses is not guaranteed.
All amounts are in Indian Rupees.
Illustrative Benefits on Maturity
On the survival of the Life Assured until the Maturity date,the illustrative Maturity benefits are as shown below.
Guaranteed Benefit Non-Guaranteed Benefit Total Maturity Benefit
Assumed Investment Return Assumed Investment Return
Date of Maturity Sampoorn Samridhi Plus - Endowment Plan 4% p.a. 8% p.a. 4% p.a. 8% p.a.
04-Jan-2043 20,80,905 8,26,868 31,04,711 29,07,773 51,85,616
Upon this payment, the policy terminates and no further benefit becomes payable.
Illustrative Benefits on Death
On the death of the Life Assured before the Maturity date the illustrative benefits are as shown below.
Guaranteed Benefits Non Guaranteed Benefit Total Death Benefit
Benefit on Valid Claim Assumed Investment Return Assumed Investment Return Assumed Investment Return
Policy Year 4% p.a 8% p.a 4% p.a 8% p.a 4% p.a 8% p.a
1 17,47,960 17,47,960 16,647 58,265 17,64,607 18,06,226
2 18,31,196 18,31,196 33,294 1,16,531 18,64,491 19,47,727
3 19,14,433 19,14,433 49,942 1,74,796 19,64,374 20,89,229
4 19,97,669 19,97,669 66,589 2,33,061 20,64,258 22,30,730
5 20,80,905 20,80,905 83,236 2,91,327 21,64,141 23,72,232
6 20,80,905 20,80,905 99,883 3,49,592 21,80,788 24,30,497
7 20,80,905 20,80,905 1,16,531 4,07,857 21,97,436 24,88,762
8 20,80,905 20,80,905 1,33,178 4,66,123 22,14,083 25,47,028
9 20,80,905 20,80,905 1,49,825 5,24,388 22,30,730 26,05,293
10 20,80,905 20,80,905 1,66,472 5,82,653 22,47,377 26,63,558
11 20,80,905 20,80,905 1,83,120 6,40,919 22,64,025 27,21,824
12 20,80,905 20,80,905 1,99,767 6,99,184 22,80,672 27,80,089
13 20,80,905 20,80,905 2,16,414 7,57,449 22,97,319 28,38,354
14 20,80,905 20,80,905 2,33,061 8,15,715 23,13,966 28,96,620
15 20,80,905 20,80,905 2,49,709 8,73,980 23,30,614 29,54,885
16 20,80,905 20,80,905 2,66,356 9,32,245 23,47,261 30,13,150
17 20,80,905 20,80,905 2,83,003 9,90,511 23,63,908 30,71,416
18 20,80,905 20,80,905 2,99,650 10,48,776 23,80,555 31,29,681
19 20,80,905 20,80,905 3,16,298 11,07,041 23,97,203 31,87,946
20 21,00,000 21,00,000 3,13,850 11,46,212 24,13,850 32,46,212
21 21,00,000 21,00,000 3,30,497 12,04,477 24,30,497 33,04,477
22 21,00,000 21,00,000 3,47,144 12,62,742 24,47,144 33,62,742
23 21,00,000 21,00,000 3,63,792 13,21,008 24,63,792 34,21,008
24 21,00,000 21,00,000 3,80,439 13,79,273 24,80,439 34,79,273
Upon this payment, the policy terminates and no further benefit is payable.
The benefits shown above are as at the end of the year.
Additional Benefit Coverages
The following Additional Benefits have been chosen by you. Please refer to the sales literature for further details about these benefits..
Illustrative Benefits of HDFC Life Critical Illness Plus Rider
This Rider provides Rider Sum Assured as a lump sum benefit if the life assured survives for a period of 30 days following diagnosis of any one of the 19
critical illnesses coveredT&C3 . The Rider policy will terminate on payment of Death Benefit, or Surrender Benefit or Maturity Benefit under HDFC Life
Sampoorn Samridhi Plus.
Illustrative Benefits on Surrender
This contract is designed for long term savings and is not designed for short term investment. Should you need to surrender your policy in the short term, any
surrender benefits may be less than the premium(s) you have paid.
A policy may be surrendered after it acquires a guaranteed surrender value. Hence, Surrender Values are shown from year2 onwards.
Guaranteed Benefit Non-Guaranteed Benefit Total Surrender Benefit
Assumed Investment Return Assumed Investment Return
Policy Year Guaranteed Surrender Value 4% p.a. 8% p.a. 4% p.a. 8% p.a.
2 30,000 0 0 30,000 30,000
3 93,471 694 27,872 94,165 1,21,343
4 2,05,294 1,059 3,706 2,06,353 2,08,999
5 2,57,616 1,523 33,650 2,59,139 2,91,266
6 3,08,781 2,108 68,688 3,10,889 3,77,470
7 3,60,072 2,820 1,15,531 3,62,892 4,75,602
8 4,51,611 3,716 1,35,433 4,55,327 5,87,045
9 5,08,359 21,939 2,04,801 5,30,299 7,13,160
10 5,65,357 71,054 2,90,507 6,36,411 8,55,864
11 6,22,646 1,33,432 3,94,149 7,56,078 10,16,795
12 8,00,310 90,401 3,97,543 8,90,711 11,97,852
13 8,68,348 1,73,784 5,33,139 10,42,131 14,01,487
14 9,36,844 2,75,343 6,93,339 12,12,187 16,30,183
15 10,05,881 3,96,807 8,80,493 14,02,688 18,86,374
16 12,35,500 3,80,427 9,37,644 16,15,928 21,73,144
17 13,15,827 4,35,360 10,39,218 17,51,188 23,55,046
18 13,96,945 4,94,403 11,46,592 18,91,348 25,43,537
19 14,78,979 5,57,345 12,59,526 20,36,324 27,38,504
20 16,62,094 5,24,130 12,78,000 21,86,224 29,40,094
21 16,71,375 5,73,918 13,81,301 22,45,293 30,52,676
22 16,82,113 6,23,832 14,86,600 23,05,944 31,68,712
23 16,94,390 6,73,807 15,93,883 23,68,196 32,88,273
24 17,08,582 7,23,241 17,02,498 24,31,822 34,11,079
Upon this payment, the policy terminates and no further benefit is payable.
The values shown are for illustration only.
What you actually receive will depend on what happens over the future lifetime of the policy.
Depending on the prevailing market conditions, the surrender value may be revised.
Benefits shown above are at the end of the year.
If you would like help to understand this illustration, please speak to your Financial Consultant / Relationship Manager.
NOTES

1. This illustration has been produced by HDFC Standard Life Insurance C ompany Limited to help you understand the benefits of your HDFC Life Sampoorn
Samridhi Plus & HDFC Life C ritical Illness Plus Rider policy .These illustrations must be read in conjunction with the sales literature, which describe the
features of these products. The values shown are for illustration only.
2. The Premium and the Sum Assured stated above is based on the information provided. They may vary as a result of underwriting.
3. For details of the above benefits, please read the sales literature provided.
4. Taxes and levies as applicable will be charged and are payable by you by any method including by levy of an additional monetary amount in addition to
premium and/or charges.
5. UIN for HDFC Life Sampoorn Samridhi Plus - 101N102V03 ;HDFC Life C ritical Illness Plus Rider-101B014V01

Financial C onsultant's Signature: Policyholder's Signature:

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