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Objective:
Seeking an opportunity to join your organization, which will help me to build my career where I can learn
and render my service for the betterment of your organization using my personal and educational abilities that I
ever learned throughout my studies in the field of Commerce.
Strengths
Excellent communication skills
Advance in MS Office.
Auditing files for Branch level Loan
Handle pressure and meet deadlines
Excellent in follow up and planning abilities, time management, problem solving, business innovation and
customer service
Knowledge of office management skills, employee relations
Customer/Client service skills
Energetic and enthusiastic with refined manners
Self-motivated and ambitious with strong desire to succeed
Professional experience:
Junior Asistant in Loan Department (July 2017 to Present)
St.Milagres Credit Souharda Co-Operative Ltd, Surathkal
Responsibilities
Auditing ledgers and files at branch level.
Prepare, examine, analyse accounting records, financial statements, and other financial reports.
Manage the Cash Flow of the branch efficiently by prudent use of funds from customers and head office
treasury.
Develop implement document record keeping and accounting systems using computers.
Day wise bank statement reconciliation of all bank accounts with our bank leger balance.
Investment management as on where to invest the funds received while keeping in mind the rate of return.
Inspection of sites and buildings and valuating the worth of property on which loans can be lent.
Building files for Arbitration case under the rules of souhardha federation.
Analyzing files to be moved for cheque bounce case on the basis of non-repayment and cheques dishonored.
Gathering relevant information from loaners and lending loans on the basis of their requirement.
Attend branch head meetings on regular intervals and conduct meeting at branch level to revise the targets
given to each staff.
Loan recovery
Achieving set targets for investment by marketing about the products.
Academic Details:
Graduation: BBM at Padua College of Commerce and Management, Mangalore
Pre-University: Commerce (HEBA) at Govt. P. U. College, Mulki
Additional Qualifications:
Tally ERP9
Extra-Curricular activities:
Active Member of Sports Club ASSOCIATION (2013-2016) of Padua College of Commerce and
Management.
Personal Profile:
Name : Fenil Anthony D Souza
D.O.B. : 26-11-1995
Sex : Male
Father’s Name : Mr. Felix DSouza
Mother’s Name: Mrs. Judith Shanthi DSouza
Languages : English, Kannada, Konkani, Tulu
Nationality : Indian
Hobbies : Playing Cricket, Listening Music and gardening.
Achievements : 2nd place in Chess, High Jump, Relay at College Level
Participated in Handball and Football as a Goal Keeper
Participated in Marathon – 7Km
References:
Declaration:
I hereby affirm that the above information is true to the best of my knowledge.
Yours sincerely
Fenil DSouza