Beruflich Dokumente
Kultur Dokumente
A-17. Munir Gardens, Block 18, Gulistan e Johar, Karachi, Pakistan , Karachi, Sind 5500 | H: 00922134623512
C: +92-335-4744472, sajresource@gmail.com
Summary
Hands-on, client-oriented banking professional who implements creative investment
strategies and is dedicated to continuous improvement.
Highlights
Financial analysis Detail-oriented
Industrial coverage knowledge Analytical
Corporate finance Expert in MS Office Suite
MS Excel expert
Accomplishments
Experience
Credit Analyst Corporate Banking Jan 2010 to Aug 2011
Commercial Bank International - Dubai, United Arab Emirates
Approving Corporate loans up to 500k AED as per the Corporate Banking Policies set by
UAE Central Bank
Financial Statements Analysis
Customer Site Visits
Preparing Credit Reports above 500k AED and recommending them to Credit
Committee for Approvals
Preparing Competitor analysis report and suggesting on changes to policy department
for changes or additions to the corporate banking portfolio.
Total portfolio of AED 5 million.
Relationship Manager CBG Jan 2005 to Sep 2008
Mashreq PJSC - Dubai, United Arab Emirates
Client visits
Preparing Credit reports
Closing Client needs effectively and efficiently
Targeting new Markets
Handled a portfolio of AED 3M
Senior Credit Analyst RBG Jan 2003 to Dec 2005
Mashreq PJSC - Dubai, United Arab Emirates
Approving Auto & Personal loans as per the policy
Achieved TAT @ 95% successful applications
Prepare daily Department MIS
Coordinate with collections department on default return customers
Central Bank Cheques and System Checks on Mashreq and Osool (Subsidiary of Mashreq
Bank)
Education
MBA, Marketing/Finance 1998
Newport University Newport Beach California - Dubai, United Arab Emirates
Was an Executive MBA affiliated from United States based at a campus in UAE.
Areas covered:
Product planning
Consumer Behavior
Industrial Marketing
International Marketing
Financial Management
Cost Accounting
Principles of Banking
Strategic Marketing
Clients
Dow jones Telerate
Cupola Dubai
Johnson and Johnson Middle East
Emirates Airlines
Dnata
Jumeriah Group
Caterpillar
JCB
Kato
Tadano Middle East
AAA Cranes
Languages
Urdu Spoken
Arabic Spoken
English spoken and Written
Personal Information
Place of Birth: Karachi, Pakistan
Date of Birth: 06th of July, 1974
Present Resident in Karachi, Pakistan
Status: Married with 2 Children (Age 14 & 9)
Hobbies: International Travel, Hiking, Snooker & Motor Sports