CARD NUMBER : 5151-0350-0035-9671

AUB-001-00001-005087

TIAPE HYACINTH MAY CARLOS

TOTAL AMOUNT DUE : P 7,012.80
ADFIL CORPORATION
MINIMUM AMOUNT DUE : P 750.00
ACCOUNTING DEPT
STATEMENT DATE : August 09, 2019
PUROK 6 LOWER BRGY DOONGAN
PAYMENT DUE DATE : August 30, 2019
BUTUAN CITY AGUSAN DEL NORTE

8600

ACCOUNT SUMMARY

Available Cash Advance Available Cash Monthly Finance

Card Type Credit Limit Credit Limit Limit Advance Limit Charge

Easy P 7,500.00 P 487.20 P 0.00 P 0.00 3.5%

BILLING SUMMARY

Previous Balance Payments/ Credit (-) Purchases/ Debit (+) Finance Charge (+) Service Charge (+)

P 7,745.50 P -1,000.00 P 0.00 P 267.30 P 0.00

TRANSACTION DETAILS

Transaction Date Post Date Description Amount

5151-0350-0035-9671 - HYACINTH MAY C TIAPE

Previous Statement Balance P 7,745.50

07/30/19 07/30/19 PAYMENT - THANK YOU -1,000.00

08/09/19 08/09/19 FINANCE CHARGE 267.30

SUB-TOTAL P 267.30

TOTAL AMOUNT DUE P 7,012.80

****END OF STATEMENT****

REWARDS SUMMARY

Bonus Points/ Adjustments

Previous Points Balance(+) Points Earned (+) Points Redeemed (-) Available Points
(+/-)

#
1,339 0 0 0 1,339

-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

PAYMENT SLIP

EASY

CARD NO. 5151-0350-0035-9671

q
TIAPE HYACINTH MAY CARLOS

q
I am paying the amount of: ______________________ Signature: ____________________________

q
Cash

q
Debit Account No.: ____________________________________________________________

q
On Us Check No. :_____________________________________________________________

Other Bank Check: Bank/Branch:_________________________________________________ Check No: ____________________________

Please make your check payable to AUB Credit Cards. Indicate your complete name, AUB credit card number and mobile number at the back of the check.

Check payments should be received at least 4 banking days prior to Payment Due Date to allow for clearing.

Statement Date Payment Due Date Total Amount Due Minimum Amount Due

August 09, 2019 August 30, 2019 P 7,012.80 P 750.00

In compliance with Bangko Sentral ng Pilipinas Circular No. 549 Series of 2006, please provide our bank a copy of your latest income tax return, stamped

received by the Bureau of Internal Revenue, or your latest Employer's Certificate of Compensation Payment/Tax Withheld (BIR Form 2316), through our AUB

Credit Services Head at creditserviceshead@aub.com.ph. Please be assured that our bank shall exert diligent efforts at protecting the confidentiality and

integrity of the documents that you shall submit to us.

Page 1 of 7

Annual Membership Fee
Annual Membership Fee
(Supplementary Card)
Finance Charge/
Interest Charge
Late Payment Fee
Foreign Currency
Transaction Service Fee
Card Replacement Fee
Charge Slip Retrieval Fee
Installment Pre-termination
Fee
Dispute Fee
Attorney's Fees and
Liquidated Damages
AUB EASY AND CLASSIC MASTERCARD FEES AND CHARGES
WAIVED for LIFE
WAIVED for LIFE
NOTE: AUB Easy does not have a supplementary card facility.
A 3.5%* monthly interest rate computed based on Average Daily Balance (ADB) from
start to the end of the statement cycle shall be charged when payment made is only the
Minimum Amount Due or any amount less than the Total Amount Due indicated in the
Statement of Account, excluding new purchases.
Pay at least the Minimum Amount Due ON or BEFORE your payment
Important Reminder:
due date. Paying less than the total amount due will increase the amount of the interest
and other charges you pay and the time it takes to repay your balance.
* Effective November 06, 2018 - Increase in Finance Charge (FC) from 2.95% to 3.5%.
Applicable for every billing that account is past due:
Monthly payment option PHP 700
Semi-monthly payment option PHP 350
Weekly payment option PHP 175
*Effective Date: March 21, 2019
Transactions made in foreign currencies shall be automatically converted to Philippine
peso using MasterCard's selected foreign exchange rate. From the Peso conversion,
AUB will add MasterCard's Issuer Cross Border and Currency Conversion Assessment
Fees. A 1% service fee shall be charged by AUB and shall be added to the sum of the
Peso Conversion and MasterCard fees.
Php 500
Php250 for each local sales slip and Php500 for each international sales slip, retrieved
upon request for whatever reason. The same amount will be charged to the Cardholder
for each sales slip retrieved by the bank arising from an invalid dispute.
Php 500 for every installment plan transaction pre-terminated.
Php1,000 for every invalid dispute case
In case of default in payment, the cardholder is liable to pay, in addition to late and
interest charges, the cost of collection and/or Attorney's fees and the litigation and
judicial expenses.
Note: Fees and Charges Rev as of January 29, 2018
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 ILLUSTRATION OF INTEREST COMPUTATION

Number of Times To Pay: 1x a month

Nominated Minimum Amount Due: P1,000.00
Purchase Amount: P10,000.00
Finance Charge: 3.5%*

Month Previous Balance New Transactions Payment Finance Charge Total Outstanding Balance

0 10,000.00 0.00 10,000.00

1 10,000.00 1,000.00 348.83 9,348.83
2 9,348.83 1,000.00 296.06 8,644.90
3 8,644.90 1,000.00 299.82 7,944.72
4 7,944.72 1,000.00 266.40 7,211.12
5 7,211.12 1,000.00 247.97 6,459.09
6 6,459.09 1,000.00 214.40 5,673.49
7 5,673.49 1,000.00 192.36 4,865.85
8 4,865.85 1,000.00 163.15 4,028.99
9 4,028.99 1,000.00 129.35 3,158.34
10 3,158.34 1,000.00 101.39 2,259.73
11 2,259.73 1,000.00 67.42 1,327.16
12 1,327.16 1,000.00 35.17 362.32
13 362.32 362.32 0.00

* Effective November 06, 2018 - Increase in Finance Charge (FC) from 2.95% to 3.5%.

NOTE: The Illustration of Interest Computation Table assumes that no additional transactions were made by the AUB Credit Cardholder.

IMPORTANT REMINDERS

PAYMENT DUE DATE PAST DUE ACCOUNT

The Payment Due Date may be changed to an earlier date if
your account is considered past due and/or with balances in
excess of your credit limit, or to such other date as may be
deemed proper by AUB with notice to you on the same monthly
statement of account. For monthly or semi-monthly payment
cut-off, if the Payment Due Date falls on s Saturday, Sunday or
holiday, the banking day following the Payment Due Date in the
e-mail SOA shall become the Payment Due Date. For weekly
payment cut-off, if the CARDHOLDER chooses Saturday or
Sunday as his/her Payment Due Date, this becomes the day/s
when the Minimum Amount Due has to be paid.
MINIMUM AMOUNT DUE
The Minimum Amount Due is the nominated amount by the
Cardholder OR the sum of the following, whichever is higher:
a. Installment Transactions billed (billed charges for
availing installment facilities);
b. Fees and finance charge;
c. A percentage of the total amount due, less above-
mentioned letter a.
PLUS, past due amount and over limit, if any.
TRANSACTIONS MADE IN FOREIGN CURRENCIES
Transactions made in foreign currencies/merchants shall be
automatically converted to Philippine Peso using MasterCard
currency conversion rate plus AUB's foreign currency transaction
service fee in effect at the time the transaction is posted.
FINANCE CHARGES
The Finance Charge, at AUB's prevailing rate, shall be computed
using the average daily balance method, excluding new
purchases:
a) CARDHOLDER's outstanding balance, excluding new
purchases from the day after the previous statement date up to
the current statement date, less; b.) Payments and credits
posted during the current statement cycle, accruing from posting
dates to the end of the current statement cycle. Any amount
unpaid as of the Payment Due Date shall be deemed payable on
the next billing period.
If you fail to pay the Minimum Amount Due on or before your
Payment Due Date, your account becomes past due and AUB
reserves the right to temporarily block your card. Your account
may, at the option of the bank, be reinstated once you have
made payment sufficient for the card account to be active and in
current status.
CREDIT LIMIT
AUB has the sole discretion to determine the amount of your
credit limit, including subsequent request for increase in credit
limit. Your maximum allowable outstanding balance must not
exceed your credit limit at any time. Any outstanding balance
that exceeds your credit limit shall become immediately due and
demandable without further notice or demand. AUB may
increase your credit limit without notice to you. AUB may reduce
your credit limit at anytime without prior notice to you and for
whatever reason. Your payments do not automatically adjust
your available credit limit as the adjustments may occur from one
(1) to four (4) banking days following the receipt of your payment
and there may be transactions posted after your last statement
date. If you find your limit insufficient for your purchase
requirements, please make a request by calling the Credit Card
Customer Service Hotline at (+632) 282-8888.
UPDATE OF PERSONAL INFORMATION
For change in Name, Address, Contact Numbers, and/or E-mail
Address, please reach us through any of the following channels:
Call Customer Service Hotline:
Metro manila: AUB-8888 or 282-8888
Domestic Toll-Free: 1-800-10-282-888 (PLDT use only)
International Toll-Free: (IAC) +800 -1-282-000.
Download the Information Update Form at
www.aub.com.ph/creditcards/. Print the form, accomplish and
send the signed scanned copy to creditcards@aub.com.ph.
Fill out the online Information Update Form in the AUB Mobile
Banking App.

Page 3 of 7
LOST OR STOLEN CARD
Report a lost or stolen card immediately by calling (+632) 282-
8888. The line is open 24 hours every day.
ERRORS OR QUESTION ABOUT YOUR STATEMENT OF
ACCOUNT
Please check your Statement of Account. Any error must be
reported within thirty (30 days) from your statement date. If no
error is reported to the AUB Credit Cards Customer Service
within said period, the SOA shall be considered correct and
binding upon you. For questions or inquiries about your
Statement of Account (SOA), you may contact our Customer
Service at: AUB-8888 or 282-8888(Metro Manila) | Domestic Toll
Free: 1-800-10-282-8888 | International Toll Free: (IAC) +800-1-
282-8000 | Email: creditcards@aub.com.ph
TRAVEL ADVISORY
To avoid inconvenience when using your credit card abroad,
please let us know of your travel dates and destination in
advance so we can monitor your transactions for your protection.
You may call our Customer Service Hotline:
Metro manila: AUB-8888 or 282-8888
Domestic Toll-Free: 1-800-10-282-888 (PLDT use only)
International Toll-Free: (IAC) +800 -1-282-000.
Download the Travel Advisory Form at:
www.aub.com.ph/creditcards/. Print the form, accomplish and
send the signed scanned copy to creditcards@aub.com.ph
Page 4 of 7
 Pay at over 5,000 Payment Centers nationwide!
Payment Centers Payment Acceptance Operating Hours

AUB BRANCHES Cash Mondays to Fridays

Check Banking hours 9:00 am- 4:00 pm

Direct Debit to AUB Account

SM Bills Payment Centers Cash & Check Mondays to Sundays:

● SM Department Stores Mall Operating Hours*

● SM Supermarket branches *Cut-off time is at 8 pm

● SM Hypermarket

● Savemore

ECPay Partners

● 7-Eleven Stores, visit Cash Mondays to Sundays, 24/7

www.7-eleven.com.ph Subject to Operating hours of each ECPay partner.

➢ CLiQQ Machines located at 7-Eleven Cash

Stores

● Other ECPay Partners, visit

www.ecpay.com.ph

TOUCHPAY APM Cash Operating hours may vary depending on the

(Automated Payment Machine) Maximum amount per transaction location where the APM is located.

is PHP 10,000

Online Banking Facility of your Direct Debit from your Bank Following the schedule of your other bank.

Depository Account with other banks: Account

● Chinabank

● Citibank

● Maybank

● Security Bank

● Philippine National Bank

Payment Reminders
● If the Payment Due Date falls on a Saturday, Sunday or holiday, the banking day following the Payment Due Date in the Email SOA

shall become the Payment Due Date.

● For Check Payments:

✓ All checks should be payable to AUB Credit Cards.

✓ Please write your Name, AUB Credit Card Number and Contact Number at the back of the check.

✓ Please pay at least 4 banking days before your payment due date to allow for clearing and payment transfers.

✓ Only local checks are accepted

● You have the option to pay the Total Amount Due, the Minimum Amount Due or any amount in between. However, paying less than

the total amount due will increase the amount of the interest and other charges you pay and the time it takes to repay your balance.

● Authorized representatives are allowed to make over-the-counter cash and check payments.

● You can pay for your AUB Credit Card even without your Statement of Account. In the absence of the Statement of Account, please

write your : Name, AUB Credit Card Number, and Contact Number on the Payment slip provided by the Payment Center.

Payment at AUB Branches: Payment at ECPay Outlets and SM Bills Payment Centers
● When paying over-the-counter at any AUB branch, you ● If you do not have your AUB Statement of Account during

must use/access the Virtual Tellering Kiosk (VTK) to get the payment, please fill out a Payment Slip which you will

queue number. submit to the counter along with your payment.

● To get the queue number, choose "PAYMENTS" in the ● Please ensure that you check your transaction slip before

"Transaction Type" screen. you leave the payment counter.

● From the Payments screen, choose "AUB Credit Cards -

Peso", and encode the following information: Payment via BANCNET ONLINE and MOBILE
✓ Card Number
● Available 24/7 and accepts any amount. Only those with
✓ Cardholder Name
Current and/or Savings Account (CASA) WITH ATM from
✓ Amount
BancNet-member banks have access to use BancNet
● The machine will produce a slip with the queue number.
Online and Mobile Banking services.
The teller will call out the said number.
● No Pre-enrollment is required for BancNet Online except
✓ For check payments, the details of the check must be
for those banks that require the user to transact using
given to the teller.
their proprietary channel.
✓ For direct debit to account, the details of the account
● There is NO limit to the number of accounts that can be
must be given to the teller.
registered in BancNet Mobile.

● To start mobile banking, bank account and mobile phone

Payment via AUB Preferred Online Banking
number must be registered first through BancNet's Mobile

● If your AUB Current or Savings Account is enrolled to this Banking Registration at www.bancnetonline.com. Regular

facility, you have the option to either immediately pay or SMS charges shall apply for successful BancNet Mobile

schedule your payment for your AUB Credit Card. Transactions.

● This facility is available 24/7.

Page 5 of 7
Payment via Auto Debit Arrangement (ADA) Payment at TOUCHPAY APM
● This Payment facility allows you to automatically settle ● The APM (Automated Payment Machine) accepts any

your AUB Credit Card (Principal) every due date through a amount from a minimum of ?20 and maximum of

one-time enrollment. ?10,000. The APM accepts Peso bills of any denomination

● Two (2) ways to enroll: (20,50,100,200,500 and 1000).

1. Preferred Online Banking (Bills Payment - Auto Debit ● The maximum limit per transaction is ?10,000. If the total

Facility) bill is more than ?10,000, the remaining balance shall be

2. Website/Branch Enrollment (Online Application paid in a separate transaction.

Form via AUB Website) ● Operating hours of APMs vary depending on where it is

● Card payment will be debited directly from your deployed.

enrolled/selected AUB Current or Savings Account.

● You can choose to pay for your Total Amount Due (TAD) or Payment at 7-Eleven Stores using CLiQQ Machine
Minimum Amount Due (MAD) every due date.
Simply follow these steps:
● Please allow 3-5 banking days to process your ADA
● Click "Bills Payment", then choose "Collection Services"
enrollment.
● Click the "AUB Credit Cards" logo
Note: In case AUB Credit Card due date falls on a weekend or
● From the Payment screen, encode the following
a holiday, there will be instances that the source account shall
information:
be debited ahead of the due date.
a.) AUB credit card number,

b.) Cardholder's Name and

Payment via BANCNET ONLINE and MOBILE
c.) Exact amount of your payment

● Available 24/7 and accepts any amount. Only those with ● Ensure that all the information provided are correct, then

Current and/or Savings Account (CASA) WITH ATM from click 'Next'

BancNet-member banks have access to use BancNet ● Wait for the payment slip

Online and Mobile Banking services. ● Proceed to the payment counter, and present the

● No Pre-enrollment is required for BancNet Online except payment slip to the Cashier for payment.

for those banks that require the user to transact using ● Make sure to check your transaction slip before you leave

their proprietary channel. the payment counter.

● There is NO limit to the number of accounts that can be

registered in BancNet Mobile.

● To start mobile banking, bank account and mobile phone

number must be registered first through BancNet's Mobile

Banking Registration at www.bancnetonline.com. Regular

SMS charges shall apply for successful BancNet Mobile

Transactions.

AUB is regulated by the Bangko Sentral ng Pilipinas. For inquiries or complaints you may contact AUB Credit Cards through Customer

Service Hotline 282-8888 or BSP Financial Consumer Protection Department at Tel. 708-7087.

Page 6 of 7
Visit www.aub.com.ph/creditcards to learn more about your AUB MasterCard promos and privileges.

Page 7 of 7