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The authors are confident that the results presented in this report will be taken as guidance for a more
comprehensive study at the future date. The authors of the report are not responsible or liable legally
or by any other means against the results of the report. Any consequent decision based on this report
The views expressed in this report are as per the findings and research undertaken. These do not
reflect the single rule of thumb nor are these endorsed by the College. The views expressed in this
DECLARATION
We, the undersigned declare that this project entitled is a result of our own study/ research carried out
in the year 2009. It has not been previously submitted to any other University or any other
examination(s).
Signature
_____________________
Nikhil Agrawal
BBA 2005-2009
Kathmandu College of Management
Redg. no. A005901-05
_____________________
Rishabh Tibrewala
BBA 2005-2009
Kathmandu College of Management
Redg. no. A005980-05
vi
ACKNOWLEDGEMENT
Foremost, we would like to express our deep and sincere gratitude to Himalayan Bank Limited and the
entire Himalayan Bank family for providing us the exciting opportunity to be one of them and giving
us thorough guidance and opportunities to move ahead with our internship objectives.
We would like to extend our gratitude to Mr. Rabindra Pradhan, Branch Manager, Thamel branch and
Mr. Vijay Nakarmi, Deputy Branch Manager, Thamel branch for trusting us and providing access to
confidential documents when and where required in the scope of the project. Our indebt gratitude also
goes to Mr. Pawan Agrawal of Credit Control Department and the entire Customer Relations
Department of the bank for providing us guidance and motivation for the project and also by sharing
We would also like to thank Mr. Bishnu Raj Adhikari, Principal, KCM and Mr. Vinay Sharma,
Director, KCM for guiding and helping us in each and every stage of the BBA course and the
Internship Study. We are deeply indebted to KCM’s internship coordinator, Mr. Lhakpa Gelu Sherpa
whose help, stimulating suggestions and encouragement helped us in writing of this internship report.
We would like to further thank KUSOM for providing students with such opportunity to experience
the organization culture and experience and for their structuring of this course for the benefits of the
students.
We are grateful to Mr. Sohan B. Khatri, Director, DCBL, Mr. Rajendra Bahadur Shrestha, Credit
Department, DCBL and Mr. Amit Bajracharya, Relationship Manager, Prime Commercial Bank for
all their help, support, interest and valuable hints for the preparation of this report.
vii
Thank you all!
Sincerely
Nikhil Agrawal
Rishabh Tibrewala
viii
ix
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