Rnldigitermplan 121n135v01 Premiumrates

Reliance Nippon Life Digi Term
Insurance Plan
(UIN: 121N135V01)
Sum Assured Bands Sum Assured

Band 1 ₹ 25,00,000 to ₹ 49,99,999
Band 2 ₹ 50,00,000 to ₹ 99,99,999
Band 3 ₹ 1,00,00,000 to ₹ 4,99,99,999
Band 4 ₹ 5,00,00,000 and above
Reliance Nippon Life Digi Term Insurance Plan (UIN: 121N135V01)
Annexure A: Base Premium Rates per Rs. 1,000 of Base Sum Assured for Product Option 1, SA Band 1, Males and Non-Smoker lives
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793
19 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858
20 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911
21 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956
22 0.8996 0.8996 0.8996 0.8996 0.8996 0.8996 0.8996 0.8996 0.8996 0.8996 0.8996 0.8996 0.8996 0.8996 0.8996 0.8996
23 0.9036 0.9036 0.9036 0.9036 0.9036 0.9036 0.9036 0.9036 0.9036 0.9036 0.9036 0.9036 0.9036 0.9036 0.9036 0.9036
24 0.9080 0.9080 0.9080 0.9080 0.9080 0.9080 0.9080 0.9080 0.9080 0.9080 0.9080 0.9080 0.9080 0.9080 0.9080 0.9080
25 0.9131 0.9131 0.9131 0.9131 0.9131 0.9131 0.9131 0.9131 0.9131 0.9131 0.9131 0.9131 0.9131 0.9131 0.9131 0.9163
26 0.9193 0.9193 0.9193 0.9193 0.9193 0.9193 0.9193 0.9193 0.9193 0.9193 0.9193 0.9193 0.9193 0.9193 0.9195 0.9303
27 0.9270 0.9270 0.9270 0.9270 0.9270 0.9270 0.9270 0.9270 0.9270 0.9270 0.9270 0.9270 0.9284 0.9316 0.9353 0.9471
28 0.9364 0.9364 0.9364 0.9364 0.9364 0.9364 0.9364 0.9364 0.9364 0.9364 0.9389 0.9419 0.9455 0.9496 0.9544 0.9674
29 0.9478 0.9478 0.9478 0.9478 0.9478 0.9478 0.9478 0.9478 0.9478 0.9478 0.9574 0.9614 0.9660 0.9713 0.9773 0.9918
30 0.9616 0.9616 0.9616 0.9616 0.9616 0.9616 0.9616 0.9616 0.9637 0.9674 0.9796 0.9847 0.9906 0.9972 1.0046 1.0206
31 0.9780 0.9780 0.9780 0.9780 0.9780 0.9780 0.9801 0.9834 0.9874 0.9922 1.0058 1.0123 1.0196 1.0278 1.0368 1.0544
32 0.9975 0.9975 0.9975 0.9975 0.9975 1.0021 1.0057 1.0101 1.0153 1.0214 1.0367 1.0448 1.0537 1.0636 1.0742 1.0936
33 1.0203 1.0203 1.0203 1.0203 1.0203 1.0309 1.0356 1.0413 1.0480 1.0558 1.0729 1.0827 1.0933 1.1050 1.1173 1.1387
34 1.0469 1.0469 1.0469 1.0469 1.0507 1.0643 1.0704 1.0776 1.0861 1.0956 1.1148 1.1265 1.1389 1.1524 1.1665 1.1897
35 1.0777 1.0777 1.0784 1.0822 1.0875 1.1029 1.1106 1.1197 1.1301 1.1416 1.1629 1.1765 1.1910 1.2061 1.2223 1.2474
36 1.1135 1.1141 1.1176 1.1230 1.1299 1.1473 1.1570 1.1681 1.1806 1.1941 1.2178 1.2331 1.2497 1.2667 1.2847 1.3123
37 1.1547 1.1573 1.1626 1.1698 1.1785 1.1984 1.2102 1.2235 1.2380 1.2536 1.2795 1.2971 1.3153 1.3347 1.3546 1.3843
38 1.2023 1.2070 1.2142 1.2233 1.2342 1.2566 1.2706 1.2862 1.3027 1.3206 1.3489 1.3685 1.3890 1.4101 1.4325 1.4651
39 1.2569 1.2638 1.2731 1.2843 1.2976 1.3227 1.3391 1.3567 1.3756 1.3953 1.4263 1.4480 1.4705 1.4943 1.5187 1.5539
40 1.3193 1.3285 1.3400 1.3537 1.3693 1.3971 1.4158 1.4356 1.4566 1.4787 1.5120 1.5360 1.5611 1.5869 1.6138 1.6524
41 1.3905 1.4019 1.4158 1.4318 1.4496 1.4804 1.5011 1.5233 1.5465 1.5705 1.6069 1.6333 1.6605 1.6892 1.7192 1.7610
42 1.4708 1.4846 1.5009 1.5191 1.5394 1.5727 1.5959 1.6201 1.6454 1.6722 1.7113 1.7399 1.7703 1.8019 1.8345 1.8798
43 1.5610 1.5771 1.5955 1.6161 1.6382 1.6747 1.6999 1.7263 1.7543 1.7832 1.8253 1.8573 1.8906 1.9250 1.9605 2.0102
44 1.6612 1.6794 1.7000 1.7226 1.7472 1.7863 1.8135 1.8427 1.8729 1.9044 1.9506 1.9855 2.0217 2.0591 2.0991 2.1531
45 1.8158 1.8365 1.8597 1.8850 1.9122 1.9553 1.9860 2.0183 2.0517 2.0877 2.1388 2.1778 2.2182 2.2613 2.3060 2.3660
46 1.9389 1.9616 1.9866 2.0142 2.0435 2.0900 2.1234 2.1582 2.1953 2.2344 2.2899 2.3324 2.3773 2.4245 2.4733 2.5385
47 2.0716 2.0962 2.1233 2.1530 2.1846 2.2350 2.2711 2.3091 2.3500 2.3926 2.4528 2.4996 2.5493 2.6008 2.6540 2.7248
48 2.2134 2.2399 2.2692 2.3011 2.3358 2.3901 2.4294 2.4714 2.5160 2.5626 2.6281 2.6801 2.7344 2.7906 2.8487 2.9256
49 2.3636 2.3921 2.4240 2.4585 2.4966 2.5554 2.5983 2.6449 2.6937 2.7447 2.8166 2.8739 2.9333 2.9946 3.0583 3.1427
50 2.5833 2.6150 2.6506 2.6896 2.7323 2.7978 2.8467 2.8991 2.9540 3.0121 3.1515 3.2169 3.2847 3.3546 3.4285 3.6887
51 2.7535 2.7885 2.8275 2.8708 2.9178 2.9892 3.0439 3.1015 3.1618 3.2267 3.3776 3.4493 3.5234 3.6008 3.6816 3.9623
52 2.9322 2.9711 3.0144 3.0628 3.1147 3.1937 3.2542 3.3177 3.3853 3.4565 3.6200 3.6984 3.7798 3.8654 3.9534 4.2560
53 3.1206 3.1641 3.2130 3.2668 3.3252 3.4121 3.4790 3.5495 3.6248 3.7031 3.8801 3.9659 4.0565 4.1499 4.2456 4.5718
54 3.3201 3.3692 3.4245 3.4846 3.5508 3.6462 3.7201 3.7995 3.8824 3.9683 4.1600 4.2554 4.3546 4.4563 4.5604 4.9120
55 3.5665 3.6233 3.6860 3.7550 3.8294 4.0095 4.0950 4.1854 4.2792 4.3762 4.7551 4.8673 4.9825 5.1004 5.2209 5.6563
56 3.7976 3.8622 3.9334 4.0113 4.0940 4.2905 4.3862 4.4857 4.5888 4.6970 5.1061 5.2285 5.3539 5.4821 5.6128
57 4.0481 4.1211 4.2025 4.2894 4.3827 4.5970 4.7025 4.8120 4.9264 5.0457 5.4872 5.6206 5.7569 5.8961
58 4.3208 4.4047 4.4957 4.5932 4.6981 4.9310 5.0472 5.1682 5.2951 5.4253 5.9020 6.0470 6.1952
59 4.6198 4.7147 4.8163 4.9268 5.0427 5.2959 5.4236 5.5586 5.6973 5.8392 6.3539 6.5116
60 5.1351 5.2453 5.3648 5.4917 5.6244 6.0642 6.2160 6.3731 6.5341 6.6987 7.5075
Note: Premium rates above are excluding applicable taxes and levies. For female lives, a 3-years age setback over males will be used to determine premium rates.
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793 0.8793
19 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8858 0.8867 0.8901
20 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8911 0.8931 0.8966 0.9003 0.9043
21 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8956 0.8989 0.9025 0.9064 0.9106 0.9151 0.9199
22 0.8996 0.8996 0.8996 0.8996 0.8996 0.8996 0.9011 0.9044 0.9081 0.9121 0.9165 0.9212 0.9262 0.9317 0.9373
23 0.9036 0.9036 0.9036 0.9036 0.9066 0.9100 0.9138 0.9179 0.9224 0.9274 0.9326 0.9383 0.9442 0.9507 0.9573
24 0.9080 0.9096 0.9125 0.9160 0.9198 0.9240 0.9287 0.9338 0.9392 0.9451 0.9514 0.9581 0.9651 0.9727 0.9805
25 0.9192 0.9226 0.9264 0.9307 0.9355 0.9407 0.9464 0.9525 0.9590 0.9660 0.9734 0.9813 0.9895 0.9984 1.0075
26 0.9340 0.9383 0.9432 0.9485 0.9543 0.9607 0.9674 0.9747 0.9825 0.9906 0.9993 1.0085 1.0180 1.0283 1.0389
27 0.9519 0.9573 0.9632 0.9698 0.9768 0.9843 0.9924 1.0009 1.0099 1.0195 1.0294 1.0401 1.0511 1.0627 1.0750
28 0.9734 0.9801 0.9873 0.9950 1.0034 1.0122 1.0217 1.0316 1.0420 1.0530 1.0644 1.0766 1.0892 1.1022 1.1162
29 0.9991 1.0071 1.0157 1.0248 1.0346 1.0449 1.0557 1.0672 1.0789 1.0916 1.1047 1.1182 1.1328 1.1477 1.1631
30 1.0294 1.0388 1.0489 1.0596 1.0708 1.0827 1.0949 1.1080 1.1216 1.1356 1.2082 1.2245 1.2412 1.2590 1.2775
31 1.0647 1.0758 1.0874 1.0997 1.1123 1.1259 1.1399 1.1545 1.1700 1.1860 1.2626 1.2812 1.3003 1.3198 1.3401
32 1.1055 1.1183 1.1314 1.1454 1.1599 1.1749 1.1910 1.2075 1.2245 1.2428 1.3247 1.3450 1.3660 1.3882 1.4110
33 1.1523 1.1667 1.1817 1.1971 1.2137 1.2307 1.2483 1.2671 1.2865 1.3065 1.3936 1.4166 1.4403 1.4645 1.4893
34 1.2053 1.2213 1.2383 1.2559 1.2739 1.2932 1.3132 1.3338 1.3552 1.3779 1.4712 1.4963 1.5221 1.5491 1.5770
35 1.2649 1.2831 1.3017 1.3214 1.3419 1.3631 1.3850 1.4084 1.4325 1.4572 1.5567 1.5847 1.6137 1.6433 1.6737
36 1.3317 1.3517 1.3729 1.3947 1.4171 1.4410 1.4658 1.4913 1.5176 1.5449 1.6522 1.6830 1.7146 1.7468 1.7796
37 1.4062 1.4287 1.4518 1.4759 1.5013 1.5276 1.5547 1.5826 1.6123 1.6426 1.7575 1.7909 1.8251 1.8608 1.8974
38 1.4889 1.5134 1.5396 1.5665 1.5941 1.6228 1.6531 1.6845 1.7167 1.7498 1.8728 1.9096 1.9478 1.9867 2.0263
39 1.5803 1.6081 1.6366 1.6659 1.6964 1.7287 1.7620 1.7962 1.8312 1.8672 2.0003 2.0408 2.0821 2.1242 2.1670
40 1.6818 1.7120 1.7430 1.7759 1.8551 1.8912 1.9283 1.9664 2.0061 2.0972 2.2829 2.3297 2.3774 2.4259 2.4751
41 1.7929 1.8260 1.8610 1.8970 1.9824 2.0217 2.0621 2.1046 2.1483 2.2463 2.4458 2.4964 2.5479 2.6002
42 1.9151 1.9521 1.9903 2.0295 2.1215 2.1646 2.2098 2.2560 2.3033 2.4089 2.6233 2.6780 2.7340
43 2.0495 2.0898 2.1314 2.1741 2.2739 2.3217 2.3707 2.4209 2.4721 2.5859 2.8163 2.8763
44 2.1958 2.2398 2.2851 2.3322 2.4407 2.4926 2.5458 2.6001 2.6554 2.7780 3.0272
45 2.4138 2.4629 2.5141 2.5673 2.7496 2.8087 2.8691 2.9307 2.9935 3.1868
46 2.5905 2.6446 2.7010 2.7588 2.9552 3.0192 3.0846 3.1512 3.2205
47 2.7818 2.8416 2.9029 2.9656 3.1773 3.2466 3.3173 3.3907
48 2.9889 3.0539 3.1204 3.1884 3.4166 3.4916 3.5692
49 3.2116 3.2822 3.3544 3.4281 3.6739 3.7559
50 3.7707 3.8544 3.9400 4.0271 4.4102
51 4.0513 4.1422 4.2349 4.3293
52 4.3526 4.4512 4.5515
53 4.6766 4.7834
54 5.0257
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619
19 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677
20 0.5725 0.5725 0.5725 0.5725 0.5725 0.5725 0.5725 0.5725 0.5725 0.5725 0.5725 0.5725 0.5725 0.5725 0.5725 0.5725
21 0.5765 0.5765 0.5765 0.5765 0.5765 0.5765 0.5765 0.5765 0.5765 0.5765 0.5765 0.5765 0.5765 0.5765 0.5765 0.5765
22 0.5801 0.5801 0.5801 0.5801 0.5801 0.5801 0.5801 0.5801 0.5801 0.5801 0.5801 0.5801 0.5801 0.5801 0.5801 0.5815
23 0.5837 0.5837 0.5837 0.5837 0.5837 0.5837 0.5837 0.5837 0.5837 0.5837 0.5837 0.5837 0.5837 0.5837 0.5837 0.5901
24 0.5876 0.5876 0.5876 0.5876 0.5876 0.5876 0.5876 0.5876 0.5876 0.5876 0.5876 0.5876 0.5878 0.5901 0.5928 0.6004
25 0.5922 0.5922 0.5922 0.5922 0.5922 0.5922 0.5922 0.5922 0.5922 0.5922 0.5930 0.5950 0.5975 0.6006 0.6043 0.6130
26 0.5978 0.5978 0.5978 0.5978 0.5978 0.5978 0.5978 0.5978 0.5978 0.5978 0.6031 0.6060 0.6094 0.6135 0.6184 0.6283
27 0.6046 0.6046 0.6046 0.6046 0.6046 0.6046 0.6046 0.6046 0.6056 0.6081 0.6156 0.6194 0.6240 0.6295 0.6357 0.6470
28 0.6131 0.6131 0.6131 0.6131 0.6131 0.6131 0.6141 0.6161 0.6188 0.6222 0.6309 0.6360 0.6420 0.6489 0.6567 0.6695
29 0.6234 0.6234 0.6234 0.6234 0.6234 0.6260 0.6282 0.6311 0.6348 0.6394 0.6496 0.6562 0.6638 0.6722 0.6817 0.6962
30 0.6357 0.6357 0.6357 0.6357 0.6357 0.6420 0.6451 0.6491 0.6542 0.6604 0.6722 0.6805 0.6898 0.7000 0.7111 0.7274
31 0.6505 0.6505 0.6505 0.6506 0.6529 0.6611 0.6654 0.6709 0.6776 0.6855 0.6992 0.7093 0.7205 0.7325 0.7453 0.7634
32 0.6679 0.6679 0.6685 0.6708 0.6742 0.6838 0.6897 0.6969 0.7054 0.7153 0.7310 0.7432 0.7560 0.7700 0.7844 0.8043
33 0.6884 0.6889 0.6910 0.6945 0.6993 0.7107 0.7185 0.7277 0.7383 0.7502 0.7681 0.7822 0.7971 0.8127 0.8291 0.8507
34 0.7122 0.7139 0.7173 0.7222 0.7289 0.7424 0.7523 0.7637 0.7765 0.7906 0.8108 0.8267 0.8437 0.8612 0.8791 0.9028
35 0.7399 0.7430 0.7479 0.7548 0.7635 0.7795 0.7917 0.8054 0.8206 0.8368 0.8593 0.8774 0.8960 0.9154 0.9353 0.9608
36 0.7720 0.7767 0.7836 0.7927 0.8038 0.8226 0.8372 0.8535 0.8708 0.8894 0.9140 0.9340 0.9548 0.9759 0.9974 1.0250
37 0.8090 0.8157 0.8251 0.8367 0.8505 0.8721 0.8893 0.9080 0.9277 0.9481 0.9753 0.9974 1.0198 1.0427 1.0665 1.0965
38 0.8517 0.8610 0.8731 0.8874 0.9041 0.9284 0.9484 0.9693 0.9913 1.0141 1.0434 1.0671 1.0918 1.1170 1.1427 1.1749
39 0.9012 0.9133 0.9282 0.9456 0.9650 0.9924 1.0145 1.0380 1.0622 1.0868 1.1183 1.1446 1.1713 1.1985 1.2262 1.2609
40 0.9581 0.9732 0.9911 1.0115 1.0336 1.0637 1.0886 1.1142 1.1402 1.1673 1.2015 1.2297 1.2585 1.2877 1.3180 1.3559
41 1.0232 1.0413 1.0625 1.0854 1.1103 1.1435 1.1704 1.1979 1.2267 1.2558 1.2924 1.3228 1.3537 1.3860 1.4191 1.4601
42 1.0969 1.1184 1.1421 1.1681 1.1954 1.2311 1.2602 1.2904 1.3212 1.3524 1.3917 1.4244 1.4586 1.4936 1.5295 1.5739
43 1.1800 1.2041 1.2308 1.2592 1.2885 1.3271 1.3588 1.3911 1.4240 1.4575 1.4999 1.5360 1.5729 1.6108 1.6497 1.6979
44 1.2720 1.2990 1.3282 1.3586 1.3906 1.4321 1.4659 1.5004 1.5356 1.5722 1.6182 1.6572 1.6972 1.7383 1.7805 1.8328
45 1.4075 1.4378 1.4698 1.5036 1.5388 1.5842 1.6212 1.6591 1.6984 1.7391 1.7900 1.8333 1.8778 1.9235 1.9705 2.0286
46 1.5204 1.5527 1.5870 1.6234 1.6608 1.7094 1.7490 1.7901 1.8328 1.8768 1.9319 1.9788 2.0271 2.0768 2.1279 2.1913
47 1.6416 1.6759 1.7129 1.7516 1.7915 1.8435 1.8862 1.9311 1.9773 2.0250 2.0847 2.1357 2.1883 2.2423 2.2988 2.3676
48 1.7706 1.8074 1.8469 1.8881 1.9308 1.9868 2.0335 2.0821 2.1323 2.1840 2.2489 2.3044 2.3616 2.4212 2.4827 2.5575
49 1.9070 1.9467 1.9888 2.0330 2.0790 2.1398 2.1907 2.2435 2.2981 2.3544 2.4250 2.4855 2.5482 2.6135 2.6805 2.7617
50 2.1008 2.1446 2.1910 2.2398 2.2914 2.3590 2.4158 2.4747 2.5358 2.5988 2.7285 2.7974 2.8696 2.9438 3.0199 3.2573
51 2.2560 2.3032 2.3534 2.4064 2.4633 2.5369 2.5989 2.6633 2.7300 2.7989 2.9396 3.0157 3.0944 3.1752 3.2579 3.5147
52 2.4192 2.4706 2.5254 2.5839 2.6463 2.7266 2.7946 2.8651 2.9381 3.0136 3.1666 3.2501 3.3359 3.4238 3.5137 3.7913
53 2.5916 2.6479 2.7081 2.7732 2.8417 2.9295 3.0042 3.0815 3.1615 3.2451 3.4111 3.5022 3.5956 3.6913 3.7890 4.0889
54 2.7747 2.8368 2.9040 2.9759 3.0514 3.1476 3.2295 3.3144 3.4028 3.4945 3.6746 3.7739 3.8756 3.9796 4.0857 4.4097
55 2.9987 3.0683 3.1443 3.2245 3.3085 3.4794 3.5721 3.6682 3.7686 3.8716 4.2184 4.3337 4.4516 4.5719 4.6945 5.0959
56 3.2116 3.2900 3.3743 3.4629 3.5556 3.7415 3.8433 3.9500 4.0597 4.1722 4.5474 4.6728 4.8010 4.9315 5.0642
57 3.4426 3.5308 3.6241 3.7220 3.8241 4.0265 4.1395 4.2563 4.3763 4.4990 4.9048 5.0412 5.1802 5.3216
58 3.6954 3.7933 3.8966 4.0047 4.1175 4.3381 4.4625 4.5903 4.7211 4.8548 5.2938 5.4418 5.5925
59 3.9720 4.0806 4.1948 4.3139 4.4393 4.6793 4.8154 4.9548 5.0974 5.2427 5.7177 5.8782
60 4.4368 4.5616 4.6923 4.8295 4.9724 5.3801 5.5383 5.7001 5.8652 6.0333 6.7762
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619 0.5619 0.5632 0.5659 0.5688 0.5722 0.5758 0.5799 0.5842 0.5888
19 0.5677 0.5677 0.5677 0.5677 0.5677 0.5685 0.5711 0.5740 0.5773 0.5810 0.5851 0.5895 0.5943 0.5993 0.6047
20 0.5725 0.5725 0.5725 0.5732 0.5756 0.5784 0.5817 0.5854 0.5895 0.5940 0.5989 0.6042 0.6098 0.6157 0.6219
21 0.5765 0.5774 0.5797 0.5824 0.5856 0.5893 0.5934 0.5979 0.6030 0.6084 0.6142 0.6204 0.6269 0.6337 0.6409
22 0.5836 0.5862 0.5893 0.5929 0.5969 0.6015 0.6067 0.6122 0.6182 0.6246 0.6314 0.6386 0.6461 0.6538 0.6620
23 0.5930 0.5965 0.6005 0.6051 0.6102 0.6158 0.6220 0.6287 0.6357 0.6432 0.6510 0.6591 0.6677 0.6765 0.6857
24 0.6043 0.6088 0.6139 0.6195 0.6259 0.6327 0.6400 0.6478 0.6560 0.6645 0.6735 0.6826 0.6923 0.7023 0.7126
25 0.6180 0.6237 0.6300 0.6369 0.6445 0.6525 0.6610 0.6699 0.6793 0.6889 0.6991 0.7096 0.7202 0.7316 0.7432
26 0.6347 0.6416 0.6494 0.6576 0.6664 0.6757 0.6855 0.6955 0.7062 0.7172 0.7283 0.7402 0.7523 0.7647 0.7776
27 0.6548 0.6632 0.6724 0.6819 0.6921 0.7025 0.7137 0.7252 0.7369 0.7493 0.7619 0.7748 0.7883 0.8023 0.8166
28 0.6789 0.6887 0.6993 0.7102 0.7217 0.7337 0.7459 0.7589 0.7721 0.7855 0.7997 0.8142 0.8291 0.8443 0.8601
29 0.7071 0.7184 0.7305 0.7429 0.7556 0.7691 0.7829 0.7969 0.8117 0.8268 0.8423 0.8582 0.8746 0.8918 0.9093
30 0.7398 0.7528 0.7660 0.7801 0.7944 0.8091 0.8244 0.8402 0.8564 0.8728 0.9345 0.9532 0.9723 0.9919 1.0119
31 0.7772 0.7919 0.8069 0.8221 0.8379 0.8544 0.8712 0.8884 0.9062 0.9247 0.9908 1.0111 1.0319 1.0532 1.0755
32 0.8201 0.8360 0.8525 0.8696 0.8870 0.9048 0.9233 0.9425 0.9622 0.9823 1.0530 1.0751 1.0983 1.1220 1.1463
33 0.8679 0.8858 0.9040 0.9225 0.9414 0.9613 0.9818 1.0026 1.0240 1.0459 1.1222 1.1468 1.1721 1.1979 1.2243
34 0.9218 0.9412 0.9608 0.9814 1.0024 1.0241 1.0462 1.0689 1.0925 1.1169 1.1990 1.2258 1.2533 1.2813 1.3099
35 0.9814 1.0027 1.0246 1.0469 1.0696 1.0932 1.1174 1.1428 1.1687 1.1952 1.2835 1.3126 1.3424 1.3728 1.4042
36 1.0479 1.0711 1.0948 1.1190 1.1436 1.1698 1.1967 1.2242 1.2524 1.2812 1.3762 1.4078 1.4404 1.4740 1.5082
37 1.1211 1.1463 1.1720 1.1985 1.2260 1.2545 1.2837 1.3136 1.3442 1.3755 1.4779 1.5129 1.5486 1.5850 1.6220
38 1.2016 1.2289 1.2574 1.2866 1.3164 1.3474 1.3791 1.4116 1.4448 1.4792 1.5903 1.6283 1.6669 1.7062 1.7462
39 1.2903 1.3205 1.3515 1.3831 1.4155 1.4491 1.4836 1.5189 1.5557 1.5933 1.7133 1.7543 1.7961 1.8386 1.8817
40 1.3880 1.4208 1.4544 1.4888 1.5621 1.5995 1.6382 1.6783 1.7191 1.8038 1.9706 2.0180 2.0661 2.1150 2.1646
41 1.4949 1.5305 1.5670 1.6044 1.6836 1.7249 1.7674 1.8108 1.8551 1.9466 2.1267 2.1778 2.2298 2.2825
42 1.6116 1.6503 1.6900 1.7306 1.8172 1.8622 1.9082 1.9552 2.0032 2.1021 2.2966 2.3518 2.4078
43 1.7389 1.7809 1.8242 1.8691 1.9628 2.0116 2.0615 2.1124 2.1643 2.2712 2.4812 2.5407
44 1.8773 1.9233 1.9709 2.0196 2.1211 2.1740 2.2280 2.2831 2.3392 2.4546 2.6815
45 2.0786 2.1304 2.1834 2.2376 2.4047 2.4647 2.5260 2.5885 2.6520 2.8301
46 2.2463 2.3025 2.3600 2.4188 2.5995 2.6646 2.7308 2.7983 2.8667
47 2.4273 2.4884 2.5508 2.6144 2.8099 2.8803 2.9518 3.0246
48 2.6223 2.6886 2.7563 2.8252 3.0366 3.1126 3.1898
49 2.8321 2.9040 2.9773 3.0519 3.2803 3.3623
50 3.3408 3.4260 3.5127 3.6009 3.9539
51 3.6053 3.6976 3.7915 3.8867
52 3.8895 3.9895 4.0909
53 4.1953 4.3034
54 4.5249
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.4528 0.4528 0.4528 0.4528 0.4528 0.4528 0.4528 0.4528 0.4528 0.4528 0.4528 0.4528 0.4528 0.4528 0.4528 0.4529
19 0.4585 0.4585 0.4585 0.4585 0.4585 0.4585 0.4585 0.4585 0.4585 0.4585 0.4585 0.4585 0.4585 0.4585 0.4585 0.4603
20 0.4632 0.4632 0.4632 0.4632 0.4632 0.4632 0.4632 0.4632 0.4632 0.4632 0.4632 0.4632 0.4632 0.4632 0.4632 0.4675
21 0.4672 0.4672 0.4672 0.4672 0.4672 0.4672 0.4672 0.4672 0.4672 0.4672 0.4672 0.4672 0.4672 0.4682 0.4696 0.4748
22 0.4708 0.4708 0.4708 0.4708 0.4708 0.4708 0.4708 0.4708 0.4708 0.4708 0.4710 0.4721 0.4734 0.4750 0.4770 0.4829
23 0.4744 0.4744 0.4744 0.4744 0.4744 0.4744 0.4744 0.4744 0.4744 0.4744 0.4773 0.4788 0.4806 0.4829 0.4856 0.4923
24 0.4782 0.4782 0.4782 0.4782 0.4782 0.4782 0.4782 0.4782 0.4782 0.4794 0.4846 0.4866 0.4892 0.4922 0.4958 0.5036
25 0.4827 0.4827 0.4827 0.4827 0.4827 0.4827 0.4830 0.4842 0.4856 0.4874 0.4933 0.4961 0.4995 0.5036 0.5084 0.5174
26 0.4882 0.4882 0.4882 0.4882 0.4882 0.4898 0.4911 0.4926 0.4947 0.4972 0.5040 0.5078 0.5123 0.5177 0.5238 0.5342
27 0.4950 0.4950 0.4950 0.4950 0.4950 0.4990 0.5008 0.5030 0.5058 0.5093 0.5172 0.5223 0.5282 0.5349 0.5425 0.5544
28 0.5034 0.5034 0.5034 0.5034 0.5045 0.5101 0.5126 0.5157 0.5196 0.5243 0.5335 0.5400 0.5475 0.5557 0.5650 0.5784
29 0.5135 0.5135 0.5137 0.5151 0.5171 0.5236 0.5270 0.5312 0.5363 0.5425 0.5533 0.5615 0.5706 0.5806 0.5915 0.6067
30 0.5257 0.5260 0.5273 0.5293 0.5322 0.5398 0.5444 0.5500 0.5567 0.5645 0.5772 0.5871 0.5981 0.6099 0.6224 0.6394
31 0.5403 0.5413 0.5434 0.5464 0.5503 0.5593 0.5654 0.5727 0.5811 0.5909 0.6055 0.6174 0.6301 0.6438 0.6580 0.6766
32 0.5575 0.5594 0.5625 0.5666 0.5719 0.5826 0.5905 0.5998 0.6102 0.6220 0.6387 0.6526 0.6673 0.6825 0.6987 0.7191
33 0.5777 0.5807 0.5849 0.5905 0.5976 0.6103 0.6203 0.6316 0.6443 0.6582 0.6772 0.6929 0.7095 0.7267 0.7443 0.7664
34 0.6013 0.6055 0.6113 0.6188 0.6279 0.6429 0.6552 0.6688 0.6839 0.6998 0.7210 0.7389 0.7572 0.7760 0.7955 0.8196
35 0.6287 0.6345 0.6423 0.6520 0.6634 0.6811 0.6957 0.7119 0.7290 0.7474 0.7707 0.7903 0.8106 0.8314 0.8524 0.8783
36 0.6605 0.6684 0.6785 0.6907 0.7047 0.7252 0.7424 0.7609 0.7805 0.8007 0.8262 0.8480 0.8701 0.8925 0.9151 0.9431
37 0.6975 0.7079 0.7207 0.7355 0.7524 0.7756 0.7956 0.8165 0.8380 0.8606 0.8885 0.9120 0.9357 0.9599 0.9848 1.0150
38 0.7404 0.7537 0.7694 0.7872 0.8068 0.8332 0.8554 0.8785 0.9027 0.9271 0.9571 0.9823 1.0082 1.0346 1.0614 1.0939
39 0.7903 0.8066 0.8253 0.8462 0.8687 0.8977 0.9225 0.9481 0.9740 1.0003 1.0324 1.0601 1.0881 1.1165 1.1453 1.1804
40 0.8476 0.8671 0.8891 0.9128 0.9378 0.9699 0.9971 1.0246 1.0525 1.0811 1.1159 1.1455 1.1756 1.2061 1.2372 1.2750
41 0.9130 0.9360 0.9608 0.9873 1.0152 1.0500 1.0791 1.1086 1.1391 1.1698 1.2071 1.2388 1.2711 1.3040 1.3376 1.3786
42 0.9874 1.0132 1.0410 1.0703 1.1005 1.1378 1.1690 1.2012 1.2337 1.2665 1.3065 1.3406 1.3754 1.4109 1.4478 1.4924
43 1.0705 1.0993 1.1300 1.1615 1.1937 1.2337 1.2676 1.3019 1.3366 1.3717 1.4146 1.4514 1.4889 1.5280 1.5680 1.6164
44 1.1626 1.1943 1.2272 1.2609 1.2956 1.3386 1.3746 1.4111 1.4482 1.4858 1.5321 1.5717 1.6130 1.6553 1.6987 1.7512
45 1.2955 1.3302 1.3660 1.4031 1.4412 1.4880 1.5273 1.5673 1.6080 1.6495 1.7007 1.7453 1.7911 1.8382 1.8865 1.9448
46 1.4078 1.4447 1.4828 1.5224 1.5628 1.6128 1.6547 1.6975 1.7413 1.7864 1.8420 1.8904 1.9402 1.9913 2.0438 2.1071
47 1.5283 1.5672 1.6081 1.6500 1.6929 1.7464 1.7913 1.8374 1.8847 1.9341 1.9943 2.0468 2.1009 2.1565 2.2135 2.2823
48 1.6565 1.6979 1.7413 1.7858 1.8316 1.8890 1.9374 1.9871 2.0390 2.0925 2.1578 2.2150 2.2738 2.3342 2.3962 2.4709
49 1.7919 1.8362 1.8823 1.9299 1.9790 2.0409 2.0932 2.1475 2.2041 2.2623 2.3333 2.3956 2.4596 2.5253 2.5927 2.6738
50 1.9819 2.0304 2.0809 2.1333 2.1876 2.2562 2.3144 2.3756 2.4387 2.5036 2.6321 2.7028 2.7756 2.8503 2.9267 3.1597
51 2.1358 2.1878 2.2423 2.2990 2.3579 2.4325 2.4966 2.5633 2.6322 2.7031 2.8425 2.9196 2.9989 3.0801 3.1633 3.4155
52 2.2978 2.3541 2.4132 2.4749 2.5393 2.6207 2.6912 2.7642 2.8394 2.9169 3.0682 3.1524 3.2387 3.3271 3.4174 3.6904
53 2.4690 2.5303 2.5949 2.6625 2.7335 2.8226 2.8999 2.9798 3.0621 3.1467 3.3110 3.4027 3.4967 3.5928 3.6909 3.9861
54 2.6509 2.7182 2.7891 2.8633 2.9421 3.0396 3.1243 3.2118 3.3018 3.3943 3.5726 3.6726 3.7748 3.8793 3.9857 4.3049
55 2.8726 2.9475 3.0264 3.1098 3.1972 3.3673 3.4629 3.5615 3.6627 3.7666 4.1077 4.2236 4.3421 4.4629 4.5858 4.9814
56 3.0844 3.1671 3.2545 3.3470 3.4432 3.6284 3.7332 3.8411 3.9517 4.0650 4.4344 4.5605 4.6891 4.8201 4.9532
57 3.3140 3.4056 3.5031 3.6050 3.7107 3.9123 4.0272 4.1451 4.2659 4.3894 4.7892 4.9263 5.0658 5.2077
58 3.5643 3.6664 3.7743 3.8865 4.0027 4.2220 4.3477 4.4765 4.6083 4.7427 5.1755 5.3242 5.4754
59 3.8382 3.9522 4.0711 4.1945 4.3218 4.5605 4.6978 4.8383 4.9818 5.1279 5.5965 5.7576
60 4.2962 4.4266 4.5623 4.7028 4.8475 5.2504 5.4099 5.5728 5.7389 5.9077 6.6398
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.4538 0.4548 0.4560 0.4576 0.4594 0.4615 0.4641 0.4671 0.4704 0.4742 0.4784 0.4830 0.4878 0.4931 0.4986
19 0.4614 0.4628 0.4645 0.4666 0.4690 0.4718 0.4751 0.4788 0.4830 0.4876 0.4925 0.4979 0.5036 0.5096 0.5158
20 0.4690 0.4709 0.4732 0.4759 0.4790 0.4827 0.4868 0.4914 0.4965 0.5020 0.5078 0.5141 0.5205 0.5275 0.5345
21 0.4769 0.4795 0.4825 0.4861 0.4901 0.4946 0.4998 0.5054 0.5114 0.5178 0.5246 0.5318 0.5392 0.5470 0.5550
22 0.4858 0.4892 0.4931 0.4976 0.5027 0.5084 0.5145 0.5212 0.5282 0.5357 0.5434 0.5515 0.5600 0.5686 0.5777
23 0.4961 0.5005 0.5056 0.5112 0.5174 0.5242 0.5315 0.5392 0.5473 0.5558 0.5647 0.5737 0.5832 0.5930 0.6029
24 0.5086 0.5141 0.5204 0.5273 0.5347 0.5427 0.5511 0.5599 0.5692 0.5786 0.5887 0.5989 0.6093 0.6202 0.6314
25 0.5237 0.5305 0.5381 0.5462 0.5549 0.5641 0.5738 0.5837 0.5942 0.6049 0.6158 0.6272 0.6389 0.6509 0.6630
26 0.5418 0.5501 0.5591 0.5685 0.5785 0.5889 0.5998 0.6111 0.6225 0.6345 0.6467 0.6592 0.6719 0.6853 0.6990
27 0.5636 0.5732 0.5837 0.5944 0.6057 0.6175 0.6294 0.6420 0.6549 0.6679 0.6813 0.6952 0.7095 0.7240 0.7389
28 0.5892 0.6003 0.6122 0.6244 0.6368 0.6500 0.6634 0.6771 0.6910 0.7056 0.7205 0.7357 0.7512 0.7670 0.7836
29 0.6189 0.6317 0.6447 0.6584 0.6724 0.6867 0.7013 0.7165 0.7321 0.7479 0.7640 0.7805 0.7978 0.8155 0.8336
30 0.6531 0.6673 0.6820 0.6969 0.7120 0.7280 0.7442 0.7607 0.7776 0.7947 0.8534 0.8727 0.8924 0.9126 0.9332
31 0.6921 0.7078 0.7237 0.7402 0.7570 0.7742 0.7918 0.8097 0.8284 0.8475 0.9105 0.9314 0.9529 0.9748 0.9973
32 0.7358 0.7530 0.7707 0.7886 0.8068 0.8255 0.8448 0.8648 0.8851 0.9059 0.9735 0.9963 1.0196 1.0437 1.0686
33 0.7850 0.8038 0.8229 0.8422 0.8620 0.8828 0.9039 0.9256 0.9476 0.9702 1.0430 1.0680 1.0938 1.1202 1.1472
34 0.8396 0.8599 0.8805 0.9019 0.9237 0.9461 0.9691 0.9926 1.0165 1.0411 1.1201 1.1475 1.1756 1.2042 1.2335
35 0.8999 0.9221 0.9449 0.9680 0.9915 1.0159 1.0408 1.0663 1.0927 1.1199 1.2051 1.2349 1.2654 1.2964 1.3281
36 0.9669 0.9911 1.0157 1.0407 1.0662 1.0926 1.1198 1.1480 1.1769 1.2064 1.2984 1.3307 1.3638 1.3974 1.4317
37 1.0407 1.0668 1.0934 1.1205 1.1481 1.1772 1.2072 1.2378 1.2692 1.3012 1.4006 1.4357 1.4715 1.5079 1.5450
38 1.1216 1.1499 1.1786 1.2081 1.2387 1.2705 1.3030 1.3362 1.3703 1.4050 1.5125 1.5506 1.5893 1.6286 1.6687
39 1.2103 1.2409 1.2725 1.3049 1.3381 1.3726 1.4079 1.4440 1.4809 1.5186 1.6349 1.6760 1.7179 1.7604 1.8036
40 1.3075 1.3411 1.3756 1.4108 1.4830 1.5214 1.5607 1.6008 1.6418 1.7247 1.8863 1.9338 1.9820 2.0310 2.0806
41 1.4144 1.4510 1.4884 1.5266 1.6049 1.6465 1.6891 1.7326 1.7771 1.8668 2.0417 2.0929 2.1449 2.1977
42 1.5312 1.5709 1.6115 1.6530 1.7378 1.7830 1.8292 1.8763 1.9244 2.0215 2.2107 2.2660 2.3221
43 1.6585 1.7016 1.7456 1.7907 1.8826 1.9316 1.9816 2.0327 2.0847 2.1897 2.3945 2.4541
44 1.7969 1.8436 1.8915 1.9404 2.0401 2.0931 2.1473 2.2025 2.2587 2.3723 2.5937
45 1.9957 2.0478 2.1010 2.1554 2.3186 2.3789 2.4403 2.5029 2.5665 2.7412
46 2.1623 2.2189 2.2766 2.3355 2.5124 2.5776 2.6440 2.7116 2.7802
47 2.3422 2.4036 2.4662 2.5300 2.7216 2.7921 2.8638 2.9367
48 2.5361 2.6026 2.6705 2.7396 2.9469 3.0231 3.1005
49 2.7445 2.8167 2.8902 2.9650 3.1892 3.2715
50 3.2436 3.3290 3.4160 3.5043 3.8506
51 3.5064 3.5990 3.6931 3.7885
52 3.7889 3.8891 3.9908
53 4.0928 4.2012
54 4.4204
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.3481 0.3481 0.3481 0.3481 0.3481 0.3481 0.3482 0.3485 0.3488 0.3493 0.3524 0.3530 0.3536 0.3544 0.3553 0.3591
19 0.3538 0.3538 0.3538 0.3538 0.3538 0.3540 0.3542 0.3545 0.3550 0.3555 0.3588 0.3595 0.3604 0.3615 0.3627 0.3668
20 0.3584 0.3584 0.3584 0.3584 0.3584 0.3591 0.3594 0.3599 0.3605 0.3612 0.3647 0.3657 0.3668 0.3682 0.3699 0.3746
21 0.3624 0.3624 0.3624 0.3624 0.3624 0.3638 0.3643 0.3650 0.3658 0.3667 0.3705 0.3718 0.3733 0.3752 0.3774 0.3827
22 0.3659 0.3659 0.3659 0.3659 0.3659 0.3684 0.3691 0.3700 0.3710 0.3722 0.3764 0.3782 0.3803 0.3828 0.3858 0.3920
23 0.3695 0.3695 0.3695 0.3695 0.3697 0.3732 0.3742 0.3754 0.3768 0.3784 0.3831 0.3855 0.3883 0.3917 0.3956 0.4028
24 0.3733 0.3733 0.3733 0.3738 0.3747 0.3786 0.3799 0.3815 0.3834 0.3856 0.3910 0.3942 0.3979 0.4023 0.4073 0.4157
25 0.3778 0.3779 0.3784 0.3794 0.3807 0.3850 0.3867 0.3888 0.3913 0.3943 0.4007 0.4048 0.4096 0.4152 0.4215 0.4312
26 0.3832 0.3837 0.3847 0.3861 0.3878 0.3926 0.3950 0.3978 0.4011 0.4051 0.4125 0.4179 0.4240 0.4310 0.4387 0.4499
27 0.3899 0.3909 0.3924 0.3943 0.3964 0.4020 0.4051 0.4088 0.4133 0.4184 0.4271 0.4339 0.4415 0.4500 0.4592 0.4720
28 0.3982 0.3997 0.4017 0.4042 0.4071 0.4135 0.4177 0.4225 0.4282 0.4347 0.4449 0.4533 0.4625 0.4726 0.4834 0.4978
29 0.4082 0.4104 0.4130 0.4162 0.4201 0.4276 0.4330 0.4392 0.4463 0.4545 0.4664 0.4765 0.4874 0.4992 0.5118 0.5277
30 0.4203 0.4231 0.4266 0.4308 0.4358 0.4447 0.4515 0.4594 0.4682 0.4781 0.4920 0.5038 0.5166 0.5301 0.5442 0.5619
31 0.4347 0.4384 0.4429 0.4483 0.4548 0.4653 0.4739 0.4834 0.4943 0.5060 0.5219 0.5357 0.5501 0.5655 0.5813 0.6005
32 0.4518 0.4566 0.4624 0.4693 0.4774 0.4899 0.5004 0.5120 0.5248 0.5388 0.5566 0.5723 0.5887 0.6056 0.6228 0.6438
33 0.4720 0.4782 0.4855 0.4943 0.5043 0.5190 0.5315 0.5455 0.5604 0.5763 0.5964 0.6140 0.6321 0.6506 0.6697 0.6924
34 0.4957 0.5035 0.5129 0.5237 0.5359 0.5529 0.5680 0.5840 0.6013 0.6194 0.6415 0.6608 0.6808 0.7012 0.7218 0.7461
35 0.5235 0.5333 0.5449 0.5579 0.5728 0.5925 0.6097 0.6284 0.6478 0.6677 0.6920 0.7135 0.7352 0.7571 0.7792 0.8054
36 0.5559 0.5682 0.5822 0.5981 0.6152 0.6378 0.6578 0.6785 0.6999 0.7223 0.7488 0.7719 0.7952 0.8187 0.8425 0.8708
37 0.5937 0.6087 0.6256 0.6440 0.6642 0.6896 0.7118 0.7349 0.7587 0.7829 0.8115 0.8363 0.8613 0.8867 0.9126 0.9430
38 0.6376 0.6556 0.6753 0.6969 0.7197 0.7477 0.7726 0.7980 0.8238 0.8498 0.8805 0.9071 0.9342 0.9616 0.9894 1.0221
39 0.6883 0.7095 0.7324 0.7567 0.7822 0.8133 0.8404 0.8679 0.8956 0.9234 0.9563 0.9851 1.0143 1.0437 1.0736 1.1089
40 0.7466 0.7710 0.7968 0.8241 0.8524 0.8861 0.9154 0.9448 0.9744 1.0045 1.0398 1.0707 1.1019 1.1335 1.1657 1.2038
41 0.8130 0.8404 0.8694 0.8994 0.9301 0.9664 0.9977 1.0291 1.0611 1.0933 1.1310 1.1641 1.1976 1.2316 1.2663 1.3075
42 0.8877 0.9184 0.9502 0.9827 1.0155 1.0544 1.0877 1.1216 1.1557 1.1900 1.2305 1.2659 1.3020 1.3386 1.3760 1.4207
43 0.9714 1.0050 1.0393 1.0740 1.1089 1.1504 1.1862 1.2223 1.2586 1.2952 1.3387 1.3767 1.4155 1.4552 1.4956 1.5440
44 1.0640 1.1000 1.1366 1.1734 1.2107 1.2549 1.2930 1.3313 1.3700 1.4092 1.4560 1.4970 1.5389 1.5818 1.6256 1.6781
45 1.1942 1.2334 1.2730 1.3131 1.3538 1.4021 1.4435 1.4853 1.5278 1.5709 1.6226 1.6680 1.7145 1.7620 1.8108 1.8692
46 1.3063 1.3476 1.3893 1.4320 1.4751 1.5264 1.5705 1.6153 1.6608 1.7073 1.7632 1.8123 1.8626 1.9143 1.9672 2.0306
47 1.4263 1.4698 1.5141 1.5592 1.6048 1.6596 1.7067 1.7548 1.8038 1.8540 1.9145 1.9678 2.0225 2.0785 2.1360 2.2048
48 1.5539 1.5997 1.6467 1.6944 1.7429 1.8017 1.8523 1.9041 1.9571 2.0115 2.0772 2.1350 2.1944 2.2553 2.3177 2.3925
49 1.6887 1.7372 1.7870 1.8378 1.8897 1.9530 2.0076 2.0636 2.1212 2.1802 2.2516 2.3145 2.3791 2.4453 2.5132 2.5943
50 1.8752 1.9282 1.9825 2.0382 2.0955 2.1655 2.2262 2.2885 2.3526 2.4184 2.5456 2.6171 2.6904 2.7656 2.8426 3.0716
51 2.0282 2.0848 2.1431 2.2032 2.2652 2.3412 2.4071 2.4750 2.5449 2.6167 2.7548 2.8326 2.9125 2.9942 3.0778 3.3261
52 2.1893 2.2501 2.3132 2.3784 2.4459 2.5286 2.6005 2.6747 2.7509 2.8292 2.9792 3.0640 3.1509 3.2398 3.3306 3.5995
53 2.3595 2.4255 2.4941 2.5653 2.6389 2.7291 2.8078 2.8889 2.9722 3.0576 3.2206 3.3130 3.4075 3.5041 3.6027 3.8938
54 2.5404 2.6125 2.6875 2.7654 2.8461 2.9447 3.0308 3.1195 3.2105 3.3038 3.4807 3.5813 3.6842 3.7891 3.8960 4.2110
55 2.7602 2.8400 2.9231 3.0094 3.0988 3.2681 3.3652 3.4649 3.5672 3.6719 4.0081 4.1247 4.2438 4.3651 4.4885 4.8789
56 2.9710 3.0587 3.1502 3.2450 3.3431 3.5275 3.6337 3.7428 3.8545 3.9686 4.3328 4.4596 4.5889 4.7204 4.8540
57 3.1996 3.2964 3.3970 3.5012 3.6089 3.8096 3.9258 4.0450 4.1668 4.2911 4.6857 4.8234 4.9636 5.1060
58 3.4490 3.5556 3.6663 3.7808 3.8988 4.1173 4.2444 4.3743 4.5071 4.6423 5.0698 5.2192 5.3710
59 3.7220 3.8394 3.9610 4.0866 4.2159 4.4536 4.5923 4.7339 4.8783 5.0252 5.4884 5.6502
60 4.1732 4.3072 4.4457 4.5885 4.7351 5.1340 5.2949 5.4591 5.6261 5.7958 6.5184
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.3604 0.3620 0.3639 0.3662 0.3689 0.3720 0.3756 0.3797 0.3842 0.3892 0.3946 0.4002 0.4063 0.4126 0.4193
19 0.3686 0.3707 0.3732 0.3762 0.3796 0.3835 0.3880 0.3929 0.3982 0.4041 0.4103 0.4168 0.4236 0.4307 0.4380
20 0.3769 0.3797 0.3829 0.3867 0.3911 0.3959 0.4013 0.4071 0.4134 0.4202 0.4272 0.4346 0.4422 0.4501 0.4583
21 0.3859 0.3895 0.3937 0.3984 0.4037 0.4096 0.4160 0.4229 0.4301 0.4378 0.4458 0.4539 0.4625 0.4713 0.4801
22 0.3960 0.4007 0.4059 0.4117 0.4181 0.4251 0.4326 0.4404 0.4488 0.4573 0.4663 0.4755 0.4848 0.4944 0.5043
23 0.4079 0.4137 0.4201 0.4271 0.4347 0.4427 0.4514 0.4603 0.4697 0.4793 0.4891 0.4992 0.5096 0.5202 0.5310
24 0.4221 0.4291 0.4368 0.4450 0.4538 0.4631 0.4728 0.4829 0.4932 0.5038 0.5147 0.5259 0.5371 0.5486 0.5606
25 0.4390 0.4474 0.4564 0.4659 0.4759 0.4864 0.4972 0.5083 0.5198 0.5315 0.5433 0.5554 0.5679 0.5807 0.5937
26 0.4590 0.4689 0.4791 0.4900 0.5012 0.5128 0.5249 0.5372 0.5496 0.5622 0.5754 0.5888 0.6024 0.6162 0.6304
27 0.4825 0.4938 0.5055 0.5175 0.5300 0.5429 0.5560 0.5693 0.5831 0.5971 0.6113 0.6258 0.6406 0.6556 0.6712
28 0.5100 0.5225 0.5356 0.5490 0.5626 0.5766 0.5910 0.6057 0.6206 0.6358 0.6512 0.6669 0.6831 0.6998 0.7168
29 0.5413 0.5554 0.5697 0.5843 0.5991 0.6146 0.6303 0.6462 0.6623 0.6787 0.6955 0.7129 0.7307 0.7488 0.7673
30 0.5770 0.5923 0.6079 0.6240 0.6402 0.6569 0.6738 0.6910 0.7085 0.7267 0.7824 0.8023 0.8225 0.8432 0.8643
31 0.6169 0.6338 0.6510 0.6683 0.6858 0.7038 0.7221 0.7410 0.7603 0.7799 0.8400 0.8616 0.8836 0.9060 0.9290
32 0.6619 0.6803 0.6987 0.7174 0.7362 0.7558 0.7760 0.7965 0.8174 0.8388 0.9036 0.9270 0.9509 0.9753 1.0002
33 0.7119 0.7316 0.7515 0.7716 0.7923 0.8137 0.8355 0.8578 0.8805 0.9036 0.9737 0.9991 1.0250 1.0515 1.0786
34 0.7671 0.7883 0.8099 0.8320 0.8544 0.8775 0.9011 0.9252 0.9499 0.9750 1.0508 1.0784 1.1065 1.1353 1.1646
35 0.8279 0.8511 0.8746 0.8984 0.9226 0.9477 0.9733 0.9995 1.0262 1.0535 1.1355 1.1655 1.1960 1.2272 1.2589
36 0.8954 0.9204 0.9457 0.9715 0.9977 1.0248 1.0526 1.0810 1.1100 1.1397 1.2285 1.2610 1.2941 1.3278 1.3622
37 0.9695 0.9964 1.0238 1.0517 1.0800 1.1095 1.1397 1.1705 1.2020 1.2342 1.3304 1.3656 1.4014 1.4379 1.4751
38 1.0508 1.0798 1.1094 1.1396 1.1704 1.2024 1.2351 1.2685 1.3027 1.3376 1.4419 1.4800 1.5188 1.5582 1.5983
39 1.1397 1.1712 1.2033 1.2360 1.2693 1.3040 1.3395 1.3758 1.4129 1.4507 1.5637 1.6050 1.6469 1.6895 1.7328
40 1.2371 1.2712 1.3059 1.3414 1.4121 1.4507 1.4901 1.5304 1.5716 1.6530 1.8099 1.8574 1.9058 1.9548 2.0045
41 1.3436 1.3805 1.4182 1.4567 1.5334 1.5752 1.6180 1.6617 1.7063 1.7944 1.9646 2.0160 2.0681 2.1209
42 1.4598 1.4998 1.5407 1.5825 1.6657 1.7111 1.7575 1.8048 1.8530 1.9485 2.1330 2.1884 2.2446
43 1.5864 1.6298 1.6742 1.7195 1.8099 1.8590 1.9093 1.9605 2.0126 2.1161 2.3160 2.3757
44 1.7241 1.7712 1.8194 1.8685 1.9665 2.0198 2.0742 2.1295 2.1859 2.2978 2.5145
45 1.9204 1.9728 2.0263 2.0809 2.2407 2.3012 2.3628 2.4256 2.4893 2.6610
46 2.0862 2.1430 2.2010 2.2601 2.4336 2.4990 2.5656 2.6333 2.7021
47 2.2652 2.3268 2.3897 2.4537 2.6418 2.7125 2.7844 2.8575
48 2.4580 2.5248 2.5929 2.6623 2.8660 2.9424 3.0200
49 2.6654 2.7378 2.8116 2.8866 3.1072 3.1897
50 3.1559 3.2416 3.3289 3.4175 3.7578
51 3.4174 3.5103 3.6046 3.7003
52 3.6985 3.7990 3.9009
53 4.0009 4.1095
54 4.3268
55
56
57
58
59
60
Annexure A: Base Premium Rates per Rs. 1,000 of Base Sum Assured for Product Option 1, SA Band 1, Males and Smoker lives
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.9956 0.9956 0.9956 0.9956 0.9956 0.9956 0.9956 0.9956 0.9956 0.9956 0.9956 0.9956 0.9956 0.9956 0.9956 0.9956
19 1.0062 1.0062 1.0062 1.0062 1.0062 1.0062 1.0062 1.0062 1.0062 1.0062 1.0062 1.0062 1.0062 1.0062 1.0062 1.0062
20 1.0150 1.0150 1.0150 1.0150 1.0150 1.0150 1.0150 1.0150 1.0150 1.0150 1.0150 1.0150 1.0150 1.0150 1.0150 1.0153
21 1.0224 1.0224 1.0224 1.0224 1.0224 1.0224 1.0224 1.0224 1.0224 1.0224 1.0224 1.0224 1.0224 1.0224 1.0224 1.0280
22 1.0291 1.0291 1.0291 1.0291 1.0291 1.0291 1.0291 1.0291 1.0291 1.0291 1.0291 1.0291 1.0291 1.0291 1.0300 1.0415
23 1.0357 1.0357 1.0357 1.0357 1.0357 1.0357 1.0357 1.0357 1.0357 1.0357 1.0357 1.0357 1.0379 1.0408 1.0443 1.0568
24 1.0429 1.0429 1.0429 1.0429 1.0429 1.0429 1.0429 1.0429 1.0429 1.0429 1.0464 1.0492 1.0524 1.0563 1.0609 1.0748
25 1.0513 1.0513 1.0513 1.0513 1.0513 1.0513 1.0513 1.0513 1.0513 1.0513 1.0617 1.0653 1.0697 1.0749 1.0810 1.0966
26 1.0615 1.0615 1.0615 1.0615 1.0615 1.0615 1.0615 1.0615 1.0640 1.0674 1.0801 1.0849 1.0907 1.0976 1.1055 1.1233
27 1.0742 1.0742 1.0742 1.0742 1.0742 1.0746 1.0769 1.0800 1.0837 1.0882 1.1024 1.1089 1.1165 1.1254 1.1355 1.1557
28 1.0897 1.0897 1.0897 1.0897 1.0897 1.0952 1.0985 1.1026 1.1076 1.1136 1.1296 1.1381 1.1479 1.1592 1.1719 1.1946
29 1.1085 1.1085 1.1085 1.1085 1.1085 1.1198 1.1243 1.1298 1.1363 1.1442 1.1627 1.1736 1.1859 1.1999 1.2153 1.2407
30 1.1313 1.1313 1.1313 1.1314 1.1351 1.1491 1.1551 1.1623 1.1710 1.1813 1.2025 1.2162 1.2313 1.2482 1.2663 1.2946
31 1.1584 1.1584 1.1592 1.1628 1.1680 1.1839 1.1917 1.2013 1.2126 1.2257 1.2500 1.2667 1.2848 1.3047 1.3255 1.3569
32 1.1904 1.1912 1.1946 1.1999 1.2068 1.2250 1.2353 1.2476 1.2619 1.2782 1.3059 1.3258 1.3471 1.3699 1.3937 1.4278
33 1.2281 1.2307 1.2360 1.2432 1.2523 1.2735 1.2868 1.3022 1.3200 1.3396 1.3710 1.3940 1.4187 1.4441 1.4713 1.5086
34 1.2719 1.2767 1.2842 1.2937 1.3056 1.3304 1.3471 1.3661 1.3875 1.4105 1.4458 1.4721 1.4999 1.5288 1.5581 1.5988
35 1.3228 1.3301 1.3401 1.3526 1.3679 1.3967 1.4172 1.4401 1.4651 1.4920 1.5307 1.5607 1.5914 1.6231 1.6560 1.6999
36 1.3817 1.3918 1.4050 1.4211 1.4402 1.4735 1.4979 1.5250 1.5536 1.5843 1.6270 1.6596 1.6939 1.7289 1.7643 1.8113
37 1.4497 1.4631 1.4800 1.5001 1.5237 1.5615 1.5904 1.6210 1.6539 1.6877 1.7341 1.7707 1.8078 1.8454 1.8845 1.9357
38 1.5280 1.5454 1.5665 1.5912 1.6192 1.6620 1.6949 1.7298 1.7656 1.8035 1.8540 1.8933 1.9333 1.9750 2.0174 2.0725
39 1.6181 1.6400 1.6657 1.6953 1.7275 1.7755 1.8124 1.8507 1.8909 1.9317 1.9859 2.0286 2.0728 2.1176 2.1632 2.2226
40 1.7215 1.7481 1.7789 1.8128 1.8500 1.9025 1.9432 1.9857 2.0289 2.0727 2.1316 2.1782 2.2256 2.2738 2.3230 2.3877
41 1.8394 1.8712 1.9065 1.9455 1.9863 2.0438 2.0886 2.1341 2.1806 2.2289 2.2919 2.3419 2.3928 2.4450 2.4995 2.5694
42 1.9733 2.0096 2.0500 2.0926 2.1380 2.2001 2.2480 2.2970 2.3478 2.3994 2.4670 2.5207 2.5758 2.6334 2.6923 2.7679
43 2.1232 2.1645 2.2087 2.2557 2.3047 2.3711 2.4224 2.4758 2.5300 2.5852 2.6578 2.7157 2.7765 2.8387 2.9025 2.9843
44 2.2901 2.3353 2.3834 2.4343 2.4864 2.5573 2.6130 2.6700 2.7280 2.7872 2.8653 2.9290 2.9947 3.0621 3.1312 3.2198
45 2.5351 2.5849 2.6385 2.6938 2.7505 2.8288 2.8898 2.9522 3.0159 3.0812 3.1683 3.2393 3.3122 3.3870 3.4638 3.5622
46 2.7392 2.7928 2.8495 2.9081 2.9690 3.0527 3.1178 3.1846 3.2532 3.3246 3.4187 3.4955 3.5746 3.6558 3.7391 3.8457
47 2.9588 3.0159 3.0759 3.1380 3.2033 3.2928 3.3626 3.4345 3.5085 3.5866 3.6884 3.7718 3.8576 3.9457 4.0362 4.1517
48 3.1929 3.2535 3.3170 3.3830 3.4532 3.5493 3.6245 3.7022 3.7830 3.8678 3.9782 4.0688 4.1620 4.2578 4.3559 4.4813
49 3.4408 3.5052 3.5728 3.6436 3.7190 3.8227 3.9040 3.9883 4.0768 4.1690 4.2889 4.3875 4.4888 4.5928 4.7000 4.8362
50 3.7924 3.8626 3.9368 4.0153 4.0988 4.2138 4.3044 4.3984 4.4978 4.6007 4.8245 4.9364 5.0515 5.1695 5.2920 5.7003
51 4.0736 4.1492 4.2293 4.3149 4.4057 4.5306 4.6295 4.7327 4.8415 4.9538 5.1962 5.3181 5.4433 5.5719 5.7054 6.1463
52 4.3693 4.4513 4.5386 4.6326 4.7320 4.8681 4.9764 5.0903 5.2092 5.3318 5.5944 5.7272 5.8633 6.0042 6.1489 6.6247
53 4.6810 4.7709 4.8668 4.9707 5.0799 5.2285 5.3473 5.4733 5.6034 5.7373 6.0217 6.1663 6.3146 6.4686 6.6252 7.1383
54 5.0115 5.1107 5.2176 5.3321 5.4523 5.6149 5.7468 5.8850 6.0273 6.1734 6.4814 6.6387 6.8015 6.9683 7.1377 7.6909
55 5.4154 5.5263 5.6472 5.7749 5.9087 6.2032 6.3541 6.5098 6.6698 6.8338 7.4339 7.6169 7.8062 7.9986 8.1934 8.8783
56 5.7982 5.9229 6.0572 6.1984 6.3466 6.6681 6.8337 7.0041 7.1789 7.3576 8.0057 8.2067 8.4117 8.6195 8.8295
57 6.2124 6.3531 6.5020 6.6581 6.8237 7.1732 7.3546 7.5409 7.7316 7.9269 8.6278 8.8463 9.0679 9.2920
58 6.6653 6.8218 6.9867 7.1605 7.3436 7.7235 7.9220 8.1253 8.3330 8.5478 9.3047 9.5411 9.7803
59 7.1606 7.3343 7.5166 7.7107 7.9117 8.3244 8.5412 8.7628 8.9904 9.2240 10.0416 10.2968
60 7.9943 8.1938 8.4052 8.6267 8.8552 9.5634 9.8151 10.0718 10.3375 10.6067 11.8905
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.9956 0.9956 0.9956 0.9956 0.9975 1.0002 1.0034 1.0071 1.0113 1.0161 1.0214 1.0273 1.0337 1.0405 1.0480
19 1.0062 1.0062 1.0080 1.0106 1.0136 1.0171 1.0212 1.0259 1.0312 1.0372 1.0437 1.0507 1.0584 1.0664 1.0751
20 1.0173 1.0197 1.0225 1.0259 1.0298 1.0344 1.0397 1.0457 1.0522 1.0594 1.0673 1.0756 1.0847 1.0941 1.1043
21 1.0306 1.0338 1.0376 1.0421 1.0473 1.0531 1.0597 1.0671 1.0752 1.0838 1.0932 1.1030 1.1136 1.1245 1.1362
22 1.0451 1.0494 1.0544 1.0602 1.0667 1.0742 1.0824 1.0912 1.1010 1.1112 1.1223 1.1337 1.1459 1.1584 1.1716
23 1.0616 1.0672 1.0737 1.0811 1.0894 1.0985 1.1085 1.1190 1.1306 1.1425 1.1554 1.1684 1.1824 1.1967 1.2115
24 1.0812 1.0885 1.0966 1.1059 1.1161 1.1270 1.1390 1.1514 1.1648 1.1785 1.1932 1.2082 1.2238 1.2401 1.2568
25 1.1048 1.1141 1.1243 1.1355 1.1478 1.1607 1.1747 1.1890 1.2044 1.2201 1.2365 1.2536 1.2710 1.2893 1.3083
26 1.1335 1.1449 1.1575 1.1708 1.1852 1.2002 1.2163 1.2327 1.2500 1.2678 1.2860 1.3053 1.3251 1.3453 1.3661
27 1.1683 1.1820 1.1969 1.2124 1.2290 1.2462 1.2643 1.2830 1.3021 1.3223 1.3430 1.3640 1.3860 1.4088 1.4321
28 1.2097 1.2258 1.2431 1.2610 1.2797 1.2993 1.3193 1.3404 1.3621 1.3841 1.4070 1.4309 1.4552 1.4800 1.5057
29 1.2584 1.2771 1.2966 1.3171 1.3378 1.3599 1.3825 1.4055 1.4295 1.4544 1.4797 1.5056 1.5325 1.5604 1.5889
30 1.3148 1.3362 1.3581 1.3809 1.4045 1.4285 1.4535 1.4795 1.5059 1.5329 1.6390 1.6695 1.7007 1.7325 1.7650
31 1.3798 1.4036 1.4283 1.4534 1.4792 1.5063 1.5339 1.5620 1.5911 1.6214 1.7350 1.7681 1.8020 1.8368 1.8730
32 1.4538 1.4801 1.5070 1.5352 1.5638 1.5931 1.6232 1.6548 1.6870 1.7199 1.8411 1.8773 1.9151 1.9537 1.9929
33 1.5367 1.5661 1.5961 1.6265 1.6574 1.6902 1.7237 1.7579 1.7929 1.8285 1.9594 1.9996 2.0405 2.0823 2.1248
34 1.6302 1.6621 1.6945 1.7281 1.7627 1.7983 1.8346 1.8717 1.9104 1.9502 2.0905 2.1340 2.1784 2.2236 2.2695
35 1.7338 1.7685 1.8047 1.8414 1.8787 1.9173 1.9571 1.9985 2.0408 2.0840 2.2345 2.2817 2.3297 2.3792 2.4298
36 1.8490 1.8873 1.9263 1.9660 2.0065 2.0494 2.0934 2.1383 2.1842 2.2310 2.3926 2.4439 2.4970 2.5508 2.6055
37 1.9765 2.0179 2.0600 2.1036 2.1487 2.1953 2.2429 2.2916 2.3413 2.3920 2.5667 2.6231 2.6804 2.7385 2.7973
38 2.1165 2.1612 2.2080 2.2559 2.3047 2.3553 2.4069 2.4597 2.5137 2.5698 2.7582 2.8191 2.8808 2.9433 3.0064
39 2.2703 2.3201 2.3710 2.4228 2.4758 2.5306 2.5866 2.6443 2.7039 2.7645 2.9674 3.0330 3.0994 3.1665 3.2343
40 2.4404 2.4943 2.5494 2.6056 2.7296 2.7904 2.8536 2.9184 2.9843 3.1258 3.4085 3.4838 3.5600 3.6368 3.7142
41 2.6265 2.6849 2.7446 2.8055 2.9394 3.0065 3.0753 3.1453 3.2165 3.3689 3.6736 3.7545 3.8362 3.9184
42 2.8298 2.8931 2.9577 3.0238 3.1697 3.2426 3.3169 3.3924 3.4692 3.6335 3.9617 4.0486 4.1361
43 3.0514 3.1200 3.1901 3.2629 3.4207 3.4995 3.5797 3.6612 3.7438 3.9208 4.2745 4.3675
44 3.2925 3.3668 3.4439 3.5229 3.6934 3.7785 3.8650 3.9527 4.0415 4.2321 4.6131
45 3.6430 3.7263 3.8124 3.8999 4.1836 4.2798 4.3775 4.4764 4.5765 4.8732
46 3.9334 4.0247 4.1178 4.2124 4.5186 4.6223 4.7274 4.8337 4.9409
47 4.2479 4.3467 4.4473 4.5494 4.8799 4.9915 5.1044 5.2184
48 4.5863 4.6931 4.8018 4.9119 5.2684 5.3884 5.5095
49 4.9498 5.0653 5.1825 5.3011 5.6854 5.8142
50 5.8346 5.9708 6.1089 6.2484 6.8455
51 6.2914 6.4384 6.5871 6.7370
52 6.7813 6.9397 7.0996
53 7.3072 7.4777
54 7.8727
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.6815 0.6815 0.6815 0.6815 0.6815 0.6815 0.6815 0.6815 0.6815 0.6815 0.6815 0.6815 0.6815 0.6815 0.6815 0.6860
19 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6915 0.6987
20 0.6989 0.6989 0.6989 0.6989 0.6989 0.6989 0.6989 0.6989 0.6989 0.6989 0.6989 0.6989 0.6991 0.7010 0.7033 0.7113
21 0.7056 0.7056 0.7056 0.7056 0.7056 0.7056 0.7056 0.7056 0.7056 0.7056 0.7060 0.7076 0.7097 0.7123 0.7154 0.7244
22 0.7116 0.7116 0.7116 0.7116 0.7116 0.7116 0.7116 0.7116 0.7116 0.7116 0.7158 0.7181 0.7210 0.7245 0.7288 0.7390
23 0.7175 0.7175 0.7175 0.7175 0.7175 0.7175 0.7175 0.7175 0.7175 0.7188 0.7267 0.7299 0.7338 0.7386 0.7443 0.7562
24 0.7239 0.7239 0.7239 0.7239 0.7239 0.7239 0.7239 0.7255 0.7277 0.7305 0.7394 0.7438 0.7491 0.7555 0.7628 0.7766
25 0.7314 0.7314 0.7314 0.7314 0.7314 0.7333 0.7351 0.7375 0.7406 0.7446 0.7548 0.7607 0.7678 0.7760 0.7854 0.8013
26 0.7406 0.7406 0.7406 0.7406 0.7406 0.7461 0.7487 0.7521 0.7565 0.7619 0.7739 0.7816 0.7907 0.8011 0.8128 0.8311
27 0.7519 0.7519 0.7519 0.7519 0.7532 0.7615 0.7653 0.7701 0.7760 0.7832 0.7973 0.8072 0.8186 0.8315 0.8457 0.8665
28 0.7659 0.7659 0.7659 0.7678 0.7707 0.7804 0.7856 0.7922 0.8001 0.8095 0.8259 0.8384 0.8523 0.8680 0.8847 0.9082
29 0.7828 0.7830 0.7848 0.7878 0.7921 0.8035 0.8105 0.8191 0.8294 0.8414 0.8605 0.8758 0.8927 0.9110 0.9306 0.9565
30 0.8032 0.8046 0.8075 0.8119 0.8178 0.8314 0.8407 0.8518 0.8648 0.8796 0.9019 0.9201 0.9401 0.9610 0.9835 1.0124
31 0.8275 0.8302 0.8346 0.8408 0.8488 0.8650 0.8769 0.8910 0.9071 0.9250 0.9507 0.9720 0.9948 1.0190 1.0439 1.0752
32 0.8562 0.8605 0.8668 0.8752 0.8859 0.9051 0.9201 0.9376 0.9570 0.9784 1.0072 1.0320 1.0578 1.0844 1.1124 1.1467
33 0.8900 0.8962 0.9049 0.9161 0.9299 0.9526 0.9712 0.9922 1.0151 1.0400 1.0727 1.1002 1.1290 1.1589 1.1892 1.2262
34 0.9294 0.9381 0.9498 0.9642 0.9817 1.0082 1.0309 1.0553 1.0823 1.1106 1.1464 1.1776 1.2094 1.2417 1.2744 1.3144
35 0.9754 0.9873 1.0024 1.0208 1.0422 1.0732 1.0996 1.1284 1.1586 1.1905 1.2303 1.2642 1.2986 1.3336 1.3696 1.4127
36 1.0291 1.0447 1.0638 1.0866 1.1122 1.1479 1.1786 1.2108 1.2452 1.2805 1.3235 1.3601 1.3978 1.4360 1.4746 1.5208
37 1.0917 1.1114 1.1354 1.1625 1.1930 1.2332 1.2678 1.3045 1.3421 1.3803 1.4267 1.4670 1.5076 1.5486 1.5899 1.6395
38 1.1642 1.1890 1.2176 1.2499 1.2845 1.3297 1.3687 1.4087 1.4494 1.4913 1.5416 1.5847 1.6282 1.6720 1.7163 1.7697
39 1.2483 1.2782 1.3121 1.3487 1.3885 1.4383 1.4808 1.5240 1.5688 1.6139 1.6678 1.7139 1.7604 1.8073 1.8550 1.9128
40 1.3448 1.3802 1.4188 1.4609 1.5047 1.5588 1.6049 1.6524 1.7002 1.7483 1.8059 1.8552 1.9049 1.9556 2.0077 2.0700
41 1.4550 1.4954 1.5397 1.5858 1.6334 1.6920 1.7423 1.7930 1.8440 1.8952 1.9569 2.0095 2.0632 2.1184 2.1745 2.2417
42 1.5793 1.6254 1.6739 1.7239 1.7760 1.8391 1.8927 1.9465 2.0008 2.0554 2.1214 2.1782 2.2366 2.2959 2.3564 2.4292
43 1.7190 1.7695 1.8219 1.8764 1.9322 1.9995 2.0563 2.1136 2.1713 2.2296 2.3007 2.3624 2.4252 2.4892 2.5546 2.6333
44 1.8732 1.9276 1.9844 2.0428 2.1018 2.1735 2.2337 2.2946 2.3561 2.4195 2.4959 2.5623 2.6300 2.6992 2.7699 2.8551
45 2.0928 2.1527 2.2150 2.2783 2.3423 2.4204 2.4860 2.5525 2.6207 2.6905 2.7749 2.8482 2.9233 3.0000 3.0785 3.1730
46 2.2798 2.3441 2.4098 2.4766 2.5443 2.6275 2.6973 2.7688 2.8424 2.9175 3.0086 3.0879 3.1691 3.2522 3.3372 3.4397
47 2.4811 2.5489 2.6181 2.6886 2.7604 2.8492 2.9239 3.0013 3.0806 3.1617 3.2603 3.3461 3.4341 3.5242 3.6163 3.7273
48 2.6951 2.7664 2.8395 2.9142 2.9907 3.0859 3.1667 3.2502 3.3359 3.4236 3.5305 3.6236 3.7191 3.8167 3.9166 4.0368
49 2.9213 2.9965 3.0740 3.1536 3.2354 3.3380 3.4257 3.5161 3.6090 3.7042 3.8201 3.9212 4.0248 4.1308 4.2390 4.3692
50 3.2362 3.3180 3.4027 3.4902 3.5806 3.6944 3.7921 3.8926 3.9960 4.1020 4.3116 4.4263 4.5438 4.6638 4.7862 5.1638
51 3.4924 3.5799 3.6710 3.7654 3.8640 3.9875 4.0937 4.2032 4.3157 4.4311 4.6584 4.7831 4.9106 5.0408 5.1733 5.5816
52 3.7619 3.8563 3.9550 4.0576 4.1657 4.3000 4.4159 4.5353 4.6579 4.7837 5.0302 5.1657 5.3042 5.4453 5.5888 6.0299
53 4.0467 4.1493 4.2568 4.3695 4.4878 4.6343 4.7610 4.8913 5.0252 5.1622 5.4295 5.5768 5.7270 5.8799 6.0350 6.5114
54 4.3492 4.4615 4.5793 4.7037 4.8334 4.9934 5.1319 5.2744 5.4204 5.5698 5.8594 6.0193 6.1822 6.3477 6.5153 7.0293
55 4.7173 4.8420 4.9732 5.1117 5.2554 5.5344 5.6903 5.8504 6.0143 6.1815 6.7372 6.9222 7.1101 7.3006 7.4933 8.1296
56 5.0692 5.2067 5.3524 5.5048 5.6624 5.9659 6.1364 6.3112 6.4897 6.6717 7.2726 7.4730 7.6763 7.8820 8.0895
57 5.4507 5.6032 5.7645 5.9319 6.1049 6.4349 6.6213 6.8118 7.0062 7.2038 7.8536 8.0705 8.2900 8.5117
58 5.8665 6.0363 6.2139 6.3978 6.5874 6.9461 7.1495 7.3571 7.5683 7.7826 8.4852 8.7195 8.9562
59 6.3223 6.5103 6.7056 6.9073 7.1147 7.5045 7.7261 7.9518 8.1809 8.4131 9.1725 9.4252
60 7.0805 7.2951 7.5175 7.7467 7.9818 8.6409 8.8975 9.1584 9.4227 9.6899 10.8782
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.6879 0.6902 0.6930 0.6963 0.7003 0.7049 0.7103 0.7164 0.7232 0.7308 0.7389 0.7477 0.7570 0.7668 0.7770
19 0.7013 0.7043 0.7080 0.7124 0.7174 0.7233 0.7300 0.7375 0.7457 0.7546 0.7640 0.7742 0.7847 0.7958 0.8072
20 0.7147 0.7187 0.7236 0.7292 0.7357 0.7430 0.7512 0.7601 0.7698 0.7802 0.7911 0.8025 0.8145 0.8267 0.8395
21 0.7290 0.7343 0.7405 0.7477 0.7558 0.7646 0.7745 0.7850 0.7964 0.8082 0.8207 0.8334 0.8469 0.8606 0.8745
22 0.7450 0.7520 0.7599 0.7687 0.7786 0.7892 0.8008 0.8130 0.8260 0.8394 0.8534 0.8679 0.8825 0.8978 0.9135
23 0.7638 0.7726 0.7824 0.7931 0.8049 0.8173 0.8308 0.8447 0.8594 0.8745 0.8899 0.9060 0.9225 0.9391 0.9561
24 0.7862 0.7970 0.8089 0.8216 0.8353 0.8498 0.8650 0.8809 0.8971 0.9140 0.9312 0.9488 0.9666 0.9852 1.0042
25 0.8131 0.8261 0.8401 0.8550 0.8706 0.8872 0.9042 0.9218 0.9400 0.9585 0.9772 0.9968 1.0166 1.0368 1.0573
26 0.8452 0.8605 0.8766 0.8938 0.9114 0.9298 0.9489 0.9683 0.9880 1.0086 1.0294 1.0506 1.0721 1.0940 1.1169
27 0.8830 0.9008 0.9191 0.9382 0.9581 0.9785 0.9991 1.0207 1.0426 1.0649 1.0874 1.1104 1.1343 1.1586 1.1834
28 0.9273 0.9471 0.9680 0.9892 1.0107 1.0334 1.0564 1.0797 1.1034 1.1274 1.1525 1.1779 1.2038 1.2302 1.2570
29 0.9782 1.0006 1.0233 1.0467 1.0707 1.0952 1.1201 1.1452 1.1715 1.1981 1.2252 1.2527 1.2808 1.3094 1.3385
30 1.0362 1.0607 1.0861 1.1117 1.1375 1.1639 1.1913 1.2192 1.2475 1.2763 1.3709 1.4022 1.4342 1.4673 1.5011
31 1.1019 1.1289 1.1562 1.1838 1.2120 1.2412 1.2709 1.3010 1.3316 1.3628 1.4643 1.4987 1.5340 1.5700 1.6066
32 1.1756 1.2047 1.2342 1.2646 1.2953 1.3268 1.3589 1.3914 1.4246 1.4586 1.5684 1.6059 1.6442 1.6831 1.7226
33 1.2572 1.2892 1.3216 1.3543 1.3873 1.4213 1.4559 1.4912 1.5278 1.5651 1.6833 1.7239 1.7653 1.8074 1.8502
34 1.3486 1.3830 1.4178 1.4530 1.4887 1.5255 1.5633 1.6022 1.6419 1.6822 1.8096 1.8536 1.8983 1.9438 1.9900
35 1.4494 1.4864 1.5238 1.5618 1.6003 1.6409 1.6822 1.7243 1.7672 1.8109 1.9482 1.9958 2.0442 2.0933 2.1431
36 1.5602 1.6000 1.6404 1.6817 1.7241 1.7680 1.8127 1.8582 1.9047 1.9520 2.1002 2.1517 2.2039 2.2569 2.3105
37 1.6819 1.7247 1.7690 1.8141 1.8599 1.9074 1.9558 2.0051 2.0554 2.1066 2.2666 2.3221 2.3785 2.4355 2.4932
38 1.8155 1.8626 1.9105 1.9592 2.0088 2.0602 2.1125 2.1660 2.2203 2.2757 2.4485 2.5084 2.5690 2.6304 2.6924
39 1.9628 2.0137 2.0654 2.1181 2.1718 2.2274 2.2841 2.3418 2.4006 2.4604 2.6470 2.7116 2.7768 2.8427 2.9092
40 2.1240 2.1789 2.2349 2.2920 2.4088 2.4705 2.5333 2.5973 2.6623 2.7949 3.0544 3.1284 3.2032 3.2786 3.3544
41 2.3001 2.3595 2.4201 2.4819 2.6083 2.6750 2.7429 2.8120 2.8822 3.0254 3.3058 3.3853 3.4654 3.5461
42 2.4922 2.5566 2.6222 2.6890 2.8259 2.8980 2.9713 3.0458 3.1214 3.2760 3.5789 3.6642 3.7500
43 2.7015 2.7712 2.8422 2.9144 3.0626 3.1404 3.2196 3.2999 3.3812 3.5479 3.8752 3.9665
44 2.9290 3.0044 3.0812 3.1593 3.3196 3.4036 3.4889 3.5754 3.6628 3.8425 4.1958
45 3.2551 3.3387 3.4238 3.5103 3.7736 3.8686 3.9649 4.0623 4.1607 4.4382
46 3.5285 3.6189 3.7109 3.8043 4.0892 4.1915 4.2950 4.3996 4.5050
47 3.8234 3.9212 4.0206 4.1214 4.4293 4.5394 4.6506 4.7627
48 4.1408 4.2465 4.3537 4.4623 4.7951 4.9133 5.0325
49 4.4817 4.5958 4.7115 4.8284 5.1876 5.3144
50 5.2966 5.4312 5.5673 5.7047 6.2604
51 5.7250 5.8701 6.0166 6.1642
52 6.1846 6.3408 6.4983
53 6.6781 6.8461
54 7.2087
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.5787 0.5787 0.5787 0.5787 0.5787 0.5787 0.5787 0.5787 0.5787 0.5787 0.5809 0.5818 0.5829 0.5843 0.5860 0.5923
19 0.5882 0.5882 0.5882 0.5882 0.5882 0.5882 0.5882 0.5882 0.5882 0.5882 0.5916 0.5928 0.5943 0.5962 0.5985 0.6055
20 0.5959 0.5959 0.5959 0.5959 0.5959 0.5959 0.5959 0.5959 0.5959 0.5959 0.6016 0.6032 0.6052 0.6077 0.6107 0.6187
21 0.6025 0.6025 0.6025 0.6025 0.6025 0.6025 0.6025 0.6025 0.6035 0.6050 0.6112 0.6135 0.6163 0.6196 0.6237 0.6328
22 0.6084 0.6084 0.6084 0.6084 0.6084 0.6087 0.6096 0.6108 0.6124 0.6144 0.6214 0.6245 0.6282 0.6327 0.6381 0.6486
23 0.6143 0.6143 0.6143 0.6143 0.6143 0.6168 0.6181 0.6198 0.6221 0.6248 0.6328 0.6370 0.6420 0.6479 0.6548 0.6671
24 0.6206 0.6206 0.6206 0.6206 0.6206 0.6258 0.6277 0.6302 0.6333 0.6371 0.6463 0.6519 0.6585 0.6661 0.6748 0.6891
25 0.6281 0.6281 0.6281 0.6281 0.6296 0.6364 0.6391 0.6426 0.6468 0.6520 0.6628 0.6700 0.6784 0.6881 0.6989 0.7154
26 0.6372 0.6372 0.6377 0.6392 0.6415 0.6492 0.6530 0.6578 0.6635 0.6703 0.6830 0.6922 0.7028 0.7148 0.7279 0.7468
27 0.6483 0.6488 0.6504 0.6528 0.6561 0.6650 0.6702 0.6765 0.6841 0.6929 0.7077 0.7192 0.7323 0.7467 0.7625 0.7837
28 0.6621 0.6635 0.6660 0.6694 0.6739 0.6845 0.6913 0.6996 0.7093 0.7204 0.7378 0.7518 0.7677 0.7846 0.8031 0.8270
29 0.6788 0.6812 0.6848 0.6896 0.6957 0.7082 0.7172 0.7277 0.7399 0.7536 0.7738 0.7908 0.8093 0.8292 0.8500 0.8766
30 0.6989 0.7025 0.7076 0.7141 0.7221 0.7370 0.7484 0.7616 0.7766 0.7934 0.8164 0.8366 0.8579 0.8805 0.9042 0.9335
31 0.7229 0.7281 0.7349 0.7435 0.7540 0.7716 0.7858 0.8021 0.8201 0.8401 0.8666 0.8894 0.9140 0.9394 0.9655 0.9972
32 0.7515 0.7585 0.7676 0.7787 0.7920 0.8127 0.8303 0.8497 0.8714 0.8944 0.9243 0.9506 0.9778 1.0057 1.0347 1.0694
33 0.7851 0.7945 0.8063 0.8204 0.8370 0.8613 0.8824 0.9056 0.9304 0.9572 0.9906 1.0196 1.0496 1.0807 1.1122 1.1495
34 0.8247 0.8369 0.8518 0.8695 0.8897 0.9181 0.9429 0.9698 0.9986 1.0285 1.0651 1.0975 1.1306 1.1642 1.1980 1.2382
35 0.8710 0.8866 0.9053 0.9269 0.9512 0.9837 1.0127 1.0435 1.0755 1.1089 1.1493 1.1847 1.2204 1.2565 1.2928 1.3359
36 0.9252 0.9447 0.9676 0.9935 1.0220 1.0594 1.0923 1.1266 1.1625 1.1994 1.2431 1.2812 1.3196 1.3582 1.3977 1.4442
37 0.9881 1.0123 1.0397 1.0702 1.1035 1.1452 1.1818 1.2204 1.2598 1.2997 1.3467 1.3876 1.4287 1.4709 1.5133 1.5631
38 1.0614 1.0902 1.1227 1.1581 1.1955 1.2419 1.2830 1.3250 1.3675 1.4104 1.4609 1.5047 1.5495 1.5945 1.6400 1.6935
39 1.1457 1.1800 1.2175 1.2573 1.2995 1.3507 1.3955 1.4407 1.4863 1.5321 1.5865 1.6339 1.6817 1.7299 1.7787 1.8364
40 1.2427 1.2823 1.3244 1.3694 1.4159 1.4715 1.5196 1.5680 1.6168 1.6665 1.7245 1.7752 1.8263 1.8780 1.9304 1.9926
41 1.3530 1.3975 1.4451 1.4944 1.5447 1.6045 1.6559 1.7077 1.7604 1.8132 1.8753 1.9294 1.9842 2.0397 2.0961 2.1633
42 1.4771 1.5272 1.5793 1.6325 1.6864 1.7503 1.8052 1.8610 1.9169 1.9732 2.0396 2.0975 2.1563 2.2161 2.2769 2.3495
43 1.6163 1.6710 1.7270 1.7839 1.8412 1.9094 1.9684 2.0275 2.0870 2.1470 2.2182 2.2804 2.3436 2.4081 2.4737 2.5523
44 1.7700 1.8287 1.8884 1.9487 2.0100 2.0828 2.1452 2.2080 2.2714 2.3355 2.4120 2.4789 2.5471 2.6166 2.6876 2.7727
45 1.9864 2.0502 2.1149 2.1806 2.2473 2.3265 2.3944 2.4629 2.5323 2.6028 2.6873 2.7612 2.8366 2.9137 2.9925 3.0870
46 2.1724 2.2398 2.3079 2.3778 2.4483 2.5326 2.6047 2.6779 2.7523 2.8281 2.9193 2.9991 3.0808 3.1643 3.2496 3.3519
47 2.3718 2.4426 2.5148 2.5885 2.6632 2.7531 2.8302 2.9086 2.9887 3.0704 3.1691 3.2555 3.3439 3.4344 3.5268 3.6376
48 2.5838 2.6580 2.7347 2.8127 2.8921 2.9884 3.0711 3.1555 3.2420 3.3304 3.4373 3.5310 3.6268 3.7249 3.8250 3.9451
49 2.8076 2.8863 2.9675 3.0505 3.1353 3.2389 3.3280 3.4193 3.5129 3.6088 3.7249 3.8265 3.9305 4.0368 4.1453 4.2753
50 3.1174 3.2032 3.2918 3.3828 3.4763 3.5909 3.6897 3.7912 3.8953 4.0020 4.2098 4.3250 4.4429 4.5633 4.6860 5.0587
51 3.3709 3.4630 3.5581 3.6562 3.7573 3.8815 3.9889 4.0992 4.2125 4.3286 4.5541 4.6793 4.8072 4.9377 5.0706 5.4738
52 3.6382 3.7373 3.8401 3.9465 4.0564 4.1915 4.3084 4.4287 4.5522 4.6786 4.9231 5.0592 5.1981 5.3395 5.4833 5.9193
53 3.9206 4.0281 4.1399 4.2559 4.3758 4.5230 4.6508 4.7821 4.9167 5.0544 5.3195 5.4673 5.6180 5.7712 5.9267 6.3977
54 4.2208 4.3381 4.4603 4.5872 4.7184 4.8792 5.0188 5.1621 5.3089 5.4589 5.7464 5.9069 6.0701 6.2359 6.4038 6.9124
55 4.5853 4.7152 4.8505 4.9910 5.1362 5.4137 5.5707 5.7317 5.8963 6.0642 6.6133 6.7988 6.9871 7.1780 7.3710 8.0005
56 4.9349 5.0777 5.2265 5.3807 5.5399 5.8417 6.0133 6.1890 6.3683 6.5508 7.1450 7.3459 7.5495 7.7555 7.9634
57 5.3140 5.4713 5.6349 5.8042 5.9787 6.3069 6.4943 6.6858 6.8809 7.0791 7.7218 7.9392 8.1591 8.3811
58 5.7273 5.9006 6.0804 6.2662 6.4572 6.8140 7.0185 7.2269 7.4388 7.6537 8.3489 8.5837 8.8208
59 6.1795 6.3703 6.5677 6.7712 6.9801 7.3679 7.5905 7.8170 8.0469 8.2795 9.0313 9.2845
60 6.9275 7.1450 7.3696 7.6006 7.8372 8.4902 8.7479 9.0096 9.2746 9.5424 10.7175
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.5948 0.5978 0.6013 0.6055 0.6104 0.6161 0.6225 0.6298 0.6376 0.6464 0.6556 0.6656 0.6758 0.6867 0.6978
19 0.6087 0.6126 0.6172 0.6226 0.6287 0.6357 0.6435 0.6521 0.6615 0.6715 0.6821 0.6933 0.7049 0.7167 0.7291
20 0.6230 0.6280 0.6339 0.6407 0.6483 0.6567 0.6661 0.6762 0.6871 0.6985 0.7106 0.7229 0.7358 0.7491 0.7626
21 0.6384 0.6449 0.6522 0.6606 0.6698 0.6799 0.6910 0.7027 0.7152 0.7281 0.7415 0.7554 0.7696 0.7839 0.7990
22 0.6558 0.6639 0.6730 0.6832 0.6942 0.7062 0.7189 0.7323 0.7462 0.7608 0.7757 0.7908 0.8066 0.8226 0.8388
23 0.6760 0.6861 0.6971 0.7093 0.7221 0.7360 0.7504 0.7656 0.7812 0.7971 0.8136 0.8305 0.8476 0.8649 0.8826
24 0.7000 0.7123 0.7252 0.7395 0.7542 0.7700 0.7863 0.8030 0.8203 0.8380 0.8560 0.8742 0.8928 0.9120 0.9316
25 0.7286 0.7430 0.7582 0.7743 0.7912 0.8087 0.8267 0.8454 0.8643 0.8835 0.9031 0.9233 0.9437 0.9645 0.9857
26 0.7624 0.7789 0.7964 0.8145 0.8332 0.8528 0.8727 0.8929 0.9134 0.9347 0.9562 0.9780 1.0001 1.0226 1.0455
27 0.8018 0.8207 0.8400 0.8604 0.8812 0.9024 0.9239 0.9463 0.9689 0.9918 1.0151 1.0386 1.0626 1.0874 1.1127
28 0.8472 0.8684 0.8903 0.9124 0.9348 0.9582 0.9821 1.0062 1.0306 1.0553 1.0804 1.1063 1.1327 1.1597 1.1871
29 0.8995 0.9229 0.9465 0.9708 0.9956 1.0210 1.0466 1.0726 1.0989 1.1259 1.1536 1.1818 1.2104 1.2396 1.2694
30 0.9584 0.9839 1.0101 1.0366 1.0632 1.0905 1.1182 1.1463 1.1753 1.2048 1.2965 1.3285 1.3611 1.3944 1.4282
31 1.0248 1.0528 1.0811 1.1095 1.1382 1.1676 1.1979 1.2287 1.2601 1.2920 1.3906 1.4253 1.4607 1.4967 1.5333
32 1.0992 1.1294 1.1597 1.1902 1.2213 1.2537 1.2864 1.3198 1.3537 1.3882 1.4945 1.5321 1.5704 1.6093 1.6489
33 1.1816 1.2140 1.2465 1.2800 1.3138 1.3487 1.3841 1.4202 1.4568 1.4942 1.6089 1.6496 1.6910 1.7332 1.7760
34 1.2726 1.3076 1.3432 1.3793 1.4157 1.4534 1.4916 1.5306 1.5704 1.6108 1.7346 1.7787 1.8235 1.8690 1.9153
35 1.3734 1.4113 1.4497 1.4885 1.5278 1.5685 1.6099 1.6521 1.6951 1.7389 1.8727 1.9203 1.9688 2.0179 2.0678
36 1.4845 1.5253 1.5666 1.6084 1.6509 1.6949 1.7397 1.7854 1.8320 1.8794 2.0240 2.0755 2.1278 2.1808 2.2345
37 1.6065 1.6504 1.6949 1.7401 1.7860 1.8336 1.8821 1.9316 1.9820 2.0332 2.1896 2.2452 2.3016 2.3587 2.4164
38 1.7402 1.7875 1.8356 1.8844 1.9341 1.9856 2.0381 2.0916 2.1461 2.2015 2.3707 2.4306 2.4913 2.5527 2.6147
39 1.8866 1.9377 1.9896 2.0425 2.0962 2.1520 2.2088 2.2666 2.3255 2.3853 2.5683 2.6328 2.6981 2.7641 2.8305
40 2.0468 2.1020 2.1581 2.2153 2.3303 2.3922 2.4551 2.5192 2.5843 2.7151 2.9693 3.0434 3.1182 3.1936 3.2694
41 2.2218 2.2815 2.3423 2.4041 2.5288 2.5956 2.6636 2.7328 2.8031 2.9444 3.2194 3.2990 3.3792 3.4599
42 2.4128 2.4774 2.5431 2.6100 2.7451 2.8173 2.8908 2.9654 3.0410 3.1937 3.4912 3.5765 3.6624
43 2.6208 2.6907 2.7618 2.8342 2.9804 3.0584 3.1377 3.2181 3.2995 3.4643 3.7860 3.8773
44 2.8469 2.9224 2.9994 3.0776 3.2360 3.3202 3.4055 3.4921 3.5795 3.7573 4.1050
45 3.1692 3.2530 3.3383 3.4250 3.6842 3.7793 3.8757 3.9733 4.0717 4.3455
46 3.4409 3.5316 3.6237 3.7173 3.9980 4.1004 4.2040 4.3087 4.4142
47 3.7340 3.8320 3.9315 4.0324 4.3361 4.4463 4.5576 4.6698
48 4.0493 4.1552 4.2626 4.3713 4.6997 4.8180 4.9374
49 4.3880 4.5024 4.6182 4.7352 5.0899 5.2169
50 5.1917 5.3265 5.4628 5.6003 6.1486
51 5.6175 5.7628 5.9094 6.0571
52 6.0742 6.2306 6.3882
53 6.5646 6.7328
54 7.0919
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.4791 0.4791 0.4791 0.4791 0.4791 0.4825 0.4830 0.4838 0.4846 0.4856 0.4904 0.4919 0.4936 0.4957 0.4983 0.5048
19 0.4885 0.4885 0.4885 0.4885 0.4885 0.4921 0.4928 0.4937 0.4948 0.4961 0.5013 0.5032 0.5055 0.5082 0.5115 0.5188
20 0.4962 0.4962 0.4962 0.4962 0.4962 0.5005 0.5015 0.5027 0.5041 0.5058 0.5115 0.5141 0.5171 0.5206 0.5248 0.5332
21 0.5027 0.5027 0.5027 0.5027 0.5035 0.5083 0.5096 0.5111 0.5130 0.5153 0.5218 0.5251 0.5290 0.5337 0.5390 0.5487
22 0.5085 0.5085 0.5087 0.5095 0.5107 0.5159 0.5176 0.5197 0.5223 0.5254 0.5328 0.5372 0.5422 0.5482 0.5550 0.5662
23 0.5143 0.5146 0.5153 0.5166 0.5181 0.5239 0.5263 0.5292 0.5327 0.5368 0.5453 0.5510 0.5575 0.5650 0.5735 0.5865
24 0.5206 0.5214 0.5227 0.5244 0.5266 0.5331 0.5363 0.5402 0.5448 0.5502 0.5601 0.5674 0.5756 0.5849 0.5953 0.6104
25 0.5280 0.5294 0.5313 0.5337 0.5367 0.5442 0.5485 0.5536 0.5596 0.5666 0.5781 0.5872 0.5973 0.6088 0.6213 0.6386
26 0.5370 0.5390 0.5417 0.5450 0.5490 0.5577 0.5634 0.5701 0.5776 0.5865 0.6000 0.6112 0.6235 0.6372 0.6520 0.6715
27 0.5480 0.5509 0.5545 0.5589 0.5643 0.5745 0.5818 0.5902 0.5998 0.6107 0.6265 0.6400 0.6548 0.6708 0.6882 0.7102
28 0.5616 0.5655 0.5704 0.5762 0.5831 0.5951 0.6043 0.6148 0.6266 0.6398 0.6583 0.6742 0.6917 0.7104 0.7301 0.7545
29 0.5783 0.5835 0.5898 0.5972 0.6061 0.6201 0.6316 0.6444 0.6589 0.6746 0.6958 0.7147 0.7348 0.7560 0.7785 0.8056
30 0.5984 0.6052 0.6133 0.6228 0.6338 0.6503 0.6643 0.6799 0.6969 0.7158 0.7400 0.7616 0.7846 0.8087 0.8336 0.8632
31 0.6227 0.6314 0.6416 0.6535 0.6669 0.6864 0.7031 0.7217 0.7420 0.7637 0.7910 0.8159 0.8417 0.8683 0.8956 0.9277
32 0.6518 0.6627 0.6753 0.6899 0.7062 0.7287 0.7489 0.7708 0.7941 0.8193 0.8501 0.8778 0.9062 0.9354 0.9653 1.0003
33 0.6862 0.6996 0.7152 0.7328 0.7524 0.7787 0.8022 0.8274 0.8545 0.8829 0.9170 0.9475 0.9787 1.0108 1.0433 1.0809
34 0.7264 0.7431 0.7618 0.7831 0.8064 0.8364 0.8637 0.8928 0.9233 0.9548 0.9922 1.0257 1.0600 1.0947 1.1296 1.1700
35 0.7738 0.7937 0.8165 0.8415 0.8686 0.9031 0.9344 0.9671 1.0009 1.0356 1.0766 1.1132 1.1502 1.1874 1.2248 1.2681
36 0.8287 0.8530 0.8797 0.9089 0.9406 0.9794 1.0145 1.0507 1.0881 1.1264 1.1707 1.2101 1.2497 1.2895 1.3295 1.3760
37 0.8928 0.9213 0.9526 0.9865 1.0224 1.0657 1.1045 1.1446 1.1856 1.2270 1.2746 1.3168 1.3592 1.4017 1.4445 1.4944
38 0.9666 1.0001 1.0364 1.0748 1.1149 1.1627 1.2057 1.2494 1.2936 1.3379 1.3890 1.4340 1.4793 1.5248 1.5706 1.6242
39 1.0517 1.0905 1.1315 1.1743 1.2189 1.2715 1.3182 1.3653 1.4126 1.4599 1.5145 1.5625 1.6108 1.6595 1.7086 1.7663
40 1.1492 1.1930 1.2387 1.2863 1.3353 1.3922 1.4424 1.4927 1.5431 1.5934 1.6518 1.7030 1.7546 1.8068 1.8595 1.9218
41 1.2597 1.3084 1.3590 1.4113 1.4642 1.5253 1.5788 1.6323 1.6858 1.7394 1.8017 1.8564 1.9116 1.9676 2.0244 2.0916
42 1.3839 1.4376 1.4931 1.5492 1.6058 1.6710 1.7278 1.7846 1.8414 1.8983 1.9650 2.0235 2.0828 2.1430 2.2042 2.2768
43 1.5224 1.5811 1.6406 1.7004 1.7604 1.8298 1.8899 1.9501 2.0104 2.0711 2.1426 2.2054 2.2691 2.3340 2.4000 2.4786
44 1.6757 1.7384 1.8016 1.8649 1.9283 2.0020 2.0656 2.1294 2.1936 2.2585 2.3353 2.4027 2.4714 2.5414 2.6128 2.6978
45 1.8890 1.9571 2.0254 2.0938 2.1623 2.2425 2.3115 2.3811 2.4514 2.5226 2.6073 2.6818 2.7578 2.8353 2.9145 3.0089
46 2.0744 2.1460 2.2177 2.2897 2.3618 2.4471 2.5205 2.5947 2.6700 2.7465 2.8380 2.9184 3.0005 3.0844 3.1701 3.2724
47 2.2728 2.3478 2.4232 2.4989 2.5752 2.6661 2.7444 2.8239 2.9048 2.9873 3.0863 3.1732 3.2622 3.3530 3.4458 3.5566
48 2.4836 2.5622 2.6415 2.7215 2.8025 2.8998 2.9837 3.0692 3.1565 3.2457 3.3529 3.4471 3.5435 3.6420 3.7425 3.8625
49 2.7062 2.7888 2.8725 2.9575 3.0441 3.1486 3.2389 3.3313 3.4258 3.5224 3.6387 3.7409 3.8454 3.9521 4.0610 4.1910
50 3.0120 3.1015 3.1927 3.2858 3.3810 3.4966 3.5966 3.6991 3.8042 3.9116 4.1179 4.2337 4.3521 4.4729 4.5960 4.9645
51 3.2641 3.3593 3.4570 3.5572 3.6600 3.7852 3.8938 4.0052 4.1194 4.2363 4.4601 4.5859 4.7144 4.8454 4.9786 5.3774
52 3.5293 3.6316 3.7369 3.8454 3.9571 4.0931 4.2113 4.3326 4.4570 4.5841 4.8270 4.9637 5.1031 5.2450 5.3891 5.8205
53 3.8096 3.9202 4.0346 4.1526 4.2743 4.4224 4.5514 4.6837 4.8192 4.9576 5.2211 5.3695 5.5207 5.6743 5.8301 6.2965
54 4.1075 4.2280 4.3527 4.4816 4.6146 4.7762 4.9171 5.0614 5.2091 5.3598 5.6455 5.8065 5.9703 6.1365 6.3047 6.8085
55 4.4685 4.6015 4.7394 4.8819 5.0288 5.3052 5.4635 5.6255 5.7910 5.9596 6.5030 6.6891 6.8779 7.0692 7.2626 7.8862
56 4.8154 4.9614 5.1126 5.2689 5.4298 5.7304 5.9032 6.0799 6.2600 6.4433 7.0316 7.2331 7.4372 7.6436 7.8518
57 5.1917 5.3521 5.5182 5.6895 5.8657 6.1925 6.3812 6.5737 6.7695 6.9685 7.6051 7.8230 8.0434 8.2658
58 5.6019 5.7782 5.9605 6.1483 6.3410 6.6964 6.9020 7.1114 7.3241 7.5397 8.2286 8.4639 8.7015
59 6.0507 6.2445 6.4444 6.6499 6.8604 7.2466 7.4704 7.6978 7.9285 8.1619 8.9071 9.1608
60 6.7900 7.0106 7.2377 7.4707 7.7090 8.3568 8.6157 8.8784 9.1443 9.4128 10.5766
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.5083 0.5124 0.5171 0.5226 0.5289 0.5359 0.5438 0.5524 0.5617 0.5716 0.5822 0.5932 0.6046 0.6164 0.6284
19 0.5233 0.5284 0.5343 0.5410 0.5485 0.5570 0.5662 0.5762 0.5869 0.5982 0.6098 0.6221 0.6347 0.6475 0.6605
20 0.5388 0.5452 0.5525 0.5607 0.5696 0.5797 0.5903 0.6019 0.6139 0.6265 0.6397 0.6531 0.6667 0.6808 0.6952
21 0.5558 0.5636 0.5726 0.5823 0.5930 0.6045 0.6169 0.6298 0.6435 0.6575 0.6719 0.6865 0.7017 0.7170 0.7325
22 0.5749 0.5845 0.5952 0.6067 0.6192 0.6324 0.6464 0.6610 0.6760 0.6913 0.7073 0.7234 0.7398 0.7563 0.7731
23 0.5970 0.6086 0.6211 0.6346 0.6487 0.6639 0.6795 0.6955 0.7122 0.7292 0.7464 0.7638 0.7815 0.7995 0.8180
24 0.6229 0.6366 0.6510 0.6664 0.6825 0.6992 0.7165 0.7344 0.7526 0.7710 0.7895 0.8084 0.8279 0.8476 0.8675
25 0.6533 0.6690 0.6856 0.7029 0.7206 0.7394 0.7585 0.7778 0.7974 0.8173 0.8377 0.8584 0.8794 0.9007 0.9223
26 0.6887 0.7065 0.7250 0.7444 0.7641 0.7845 0.8052 0.8261 0.8476 0.8694 0.8914 0.9138 0.9364 0.9595 0.9829
27 0.7294 0.7494 0.7703 0.7914 0.8129 0.8350 0.8575 0.8804 0.9037 0.9272 0.9510 0.9751 0.9997 1.0246 1.0500
28 0.7763 0.7986 0.8212 0.8442 0.8674 0.8917 0.9161 0.9409 0.9659 0.9913 1.0170 1.0431 1.0697 1.0967 1.1242
29 0.8295 0.8537 0.8783 0.9034 0.9289 0.9549 0.9813 1.0080 1.0349 1.0623 1.0901 1.1184 1.1472 1.1764 1.2062
30 0.8891 0.9155 0.9425 0.9697 0.9971 1.0251 1.0535 1.0822 1.1114 1.1409 1.2296 1.2617 1.2944 1.3277 1.3616
31 0.9562 0.9850 1.0140 1.0432 1.0726 1.1028 1.1334 1.1644 1.1958 1.2278 1.3234 1.3582 1.3936 1.4297 1.4664
32 1.0311 1.0620 1.0932 1.1245 1.1561 1.1886 1.2216 1.2551 1.2891 1.3237 1.4269 1.4646 1.5030 1.5420 1.5817
33 1.1139 1.1471 1.1806 1.2142 1.2483 1.2833 1.3189 1.3551 1.3919 1.4294 1.5409 1.5817 1.6232 1.6654 1.7083
34 1.2054 1.2410 1.2769 1.3131 1.3497 1.3876 1.4260 1.4651 1.5050 1.5456 1.6662 1.7104 1.7553 1.8009 1.8471
35 1.3060 1.3443 1.3828 1.4218 1.4613 1.5022 1.5438 1.5861 1.6293 1.6732 1.8038 1.8515 1.9000 1.9492 1.9991
36 1.4167 1.4577 1.4992 1.5413 1.5840 1.6281 1.6731 1.7189 1.7656 1.8131 1.9546 2.0061 2.0585 2.1116 2.1653
37 1.5381 1.5822 1.6270 1.6724 1.7185 1.7663 1.8149 1.8645 1.9150 1.9664 2.1196 2.1752 2.2317 2.2888 2.3466
38 1.6711 1.7187 1.7670 1.8161 1.8659 1.9176 1.9703 2.0239 2.0785 2.1340 2.2999 2.3599 2.4207 2.4822 2.5442
39 1.8169 1.8682 1.9204 1.9734 2.0273 2.0832 2.1402 2.1982 2.2572 2.3171 2.4968 2.5614 2.6268 2.6928 2.7593
40 1.9763 2.0317 2.0881 2.1455 2.2589 2.3209 2.3840 2.4482 2.5135 2.6426 2.8921 2.9662 3.0411 3.1166 3.1925
41 2.1504 2.2103 2.2713 2.3334 2.4564 2.5234 2.5916 2.6609 2.7313 2.8710 3.1412 3.2208 3.3011 3.3819
42 2.3404 2.4052 2.4712 2.5383 2.6717 2.7441 2.8178 2.8925 2.9683 3.1193 3.4119 3.4973 3.5832
43 2.5474 2.6175 2.6888 2.7614 2.9060 2.9842 3.0636 3.1441 3.2256 3.3887 3.7055 3.7969
44 2.7723 2.8481 2.9252 3.0037 3.1604 3.2447 3.3302 3.4169 3.5045 3.6805 4.0231
45 3.0915 3.1755 3.2610 3.3479 3.6035 3.6988 3.7954 3.8930 3.9916 4.2621
46 3.3617 3.4527 3.5450 3.6387 3.9158 4.0184 4.1222 4.2270 4.3326
47 3.6533 3.7515 3.8513 3.9523 4.2523 4.3626 4.4741 4.5864
48 3.9670 4.0731 4.1807 4.2896 4.6142 4.7327 4.8522
49 4.3039 4.4185 4.5345 4.6517 5.0025 5.1297
50 5.0978 5.2329 5.3694 5.5071 6.0489
51 5.5214 5.6669 5.8138 5.9616
52 5.9757 6.1324 6.2902
53 6.4637 6.6321
54 6.9884
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.9829 0.9829 0.9829 0.9829 0.9829 0.9829 0.9829 0.9829 0.9829 0.9829 0.9829 0.9829 0.9829 0.9829 0.9844 0.9954
19 0.9907 0.9907 0.9907 0.9907 0.9907 0.9907 0.9907 0.9907 0.9907 0.9907 0.9907 0.9907 0.9908 0.9934 0.9963 1.0080
20 0.9972 0.9972 0.9972 0.9972 0.9972 0.9972 0.9972 0.9972 0.9972 0.9972 0.9972 0.9985 1.0013 1.0046 1.0084 1.0211
21 1.0028 1.0028 1.0028 1.0028 1.0028 1.0028 1.0028 1.0028 1.0028 1.0028 1.0055 1.0087 1.0123 1.0165 1.0214 1.0353
22 1.0080 1.0080 1.0080 1.0080 1.0080 1.0080 1.0080 1.0080 1.0080 1.0080 1.0156 1.0197 1.0244 1.0297 1.0359 1.0515
23 1.0133 1.0133 1.0133 1.0133 1.0133 1.0133 1.0133 1.0133 1.0133 1.0143 1.0271 1.0323 1.0382 1.0451 1.0530 1.0705
24 1.0191 1.0191 1.0191 1.0191 1.0191 1.0191 1.0191 1.0191 1.0221 1.0265 1.0405 1.0471 1.0548 1.0635 1.0734 1.0933
25 1.0261 1.0261 1.0261 1.0261 1.0261 1.0261 1.0271 1.0308 1.0354 1.0410 1.0566 1.0650 1.0748 1.0859 1.0983 1.1208
26 1.0345 1.0345 1.0345 1.0345 1.0345 1.0372 1.0408 1.0455 1.0514 1.0587 1.0763 1.0869 1.0992 1.1130 1.1282 1.1538
27 1.0449 1.0449 1.0449 1.0449 1.0449 1.0525 1.0572 1.0633 1.0709 1.0802 1.1003 1.1136 1.1289 1.1458 1.1643 1.1932
28 1.0576 1.0576 1.0576 1.0576 1.0576 1.0709 1.0770 1.0848 1.0946 1.1065 1.1295 1.1461 1.1648 1.1851 1.2071 1.2393
29 1.0730 1.0730 1.0730 1.0732 1.0777 1.0929 1.1008 1.1108 1.1233 1.1382 1.1647 1.1851 1.2075 1.2313 1.2573 1.2931
30 1.0915 1.0915 1.0918 1.0959 1.1019 1.1191 1.1294 1.1422 1.1579 1.1764 1.2068 1.2313 1.2576 1.2856 1.3150 1.3549
31 1.1135 1.1136 1.1169 1.1227 1.1307 1.1505 1.1637 1.1798 1.1992 1.2217 1.2566 1.2854 1.3158 1.3480 1.3812 1.4246
32 1.1394 1.1413 1.1465 1.1542 1.1647 1.1877 1.2044 1.2245 1.2481 1.2748 1.3147 1.3477 1.3829 1.4187 1.4561 1.5039
33 1.1697 1.1737 1.1810 1.1913 1.2049 1.2318 1.2525 1.2771 1.3052 1.3368 1.3814 1.4195 1.4584 1.4990 1.5400 1.5914
34 1.2050 1.2114 1.2213 1.2348 1.2522 1.2834 1.3089 1.3383 1.3712 1.4079 1.4576 1.5001 1.5440 1.5881 1.6331 1.6894
35 1.2460 1.2551 1.2683 1.2857 1.3074 1.3439 1.3744 1.4085 1.4470 1.4882 1.5434 1.5908 1.6384 1.6874 1.7367 1.7971
36 1.2934 1.3058 1.3230 1.3449 1.3715 1.4138 1.4492 1.4892 1.5321 1.5791 1.6394 1.6909 1.7440 1.7970 1.8500 1.9149
37 1.3481 1.3646 1.3864 1.4133 1.4457 1.4935 1.5350 1.5797 1.6286 1.6799 1.7453 1.8026 1.8597 1.9168 1.9747 2.0453
38 1.4114 1.4326 1.4595 1.4924 1.5302 1.5845 1.6309 1.6817 1.7350 1.7917 1.8631 1.9247 1.9861 2.0487 2.1118 2.1879
39 1.4842 1.5107 1.5437 1.5823 1.6259 1.6862 1.7388 1.7941 1.8531 1.9150 1.9916 2.0578 2.1254 2.1932 2.2612 2.3433
40 1.5678 1.6004 1.6392 1.6838 1.7333 1.8002 1.8575 1.9187 1.9829 2.0493 2.1316 2.2045 2.2774 2.3505 2.4240 2.5126
41 1.6634 1.7019 1.7470 1.7974 1.8529 1.9255 1.9887 2.0552 2.1242 2.1959 2.2856 2.3641 2.4427 2.5216 2.6010 2.6970
42 1.7712 1.8162 1.8670 1.9237 1.9841 2.0635 2.1322 2.2036 2.2779 2.3565 2.4528 2.5375 2.6223 2.7076 2.7948 2.9051
43 1.8923 1.9428 2.0002 2.0618 2.1284 2.2141 2.2878 2.3644 2.4459 2.5304 2.6341 2.7254 2.8172 2.9106 3.0120 3.1377
44 2.0260 2.0829 2.1454 2.2128 2.2851 2.3770 2.4560 2.5397 2.6273 2.7183 2.8302 2.9290 3.0291 3.1381 3.2547 3.3976
45 2.1727 2.2352 2.3027 2.3764 2.4538 2.5523 2.6380 2.7286 2.8230 2.9212 3.0421 3.1494 3.2667 3.3920 3.5257 3.6878
46 2.3318 2.3992 2.4729 2.5519 2.6349 2.7406 2.8340 2.9317 3.0336 3.1399 3.2708 3.3966 3.5316 3.6754 3.8281 4.0115
47 2.5022 2.5748 2.6547 2.7393 2.8284 2.9432 3.0440 3.1495 3.2598 3.3752 3.5262 3.6719 3.8269 3.9912 4.1650 4.3721
48 2.6833 2.7621 2.8478 2.9387 3.0354 3.1595 3.2685 3.3828 3.5026 3.6377 3.8111 3.9784 4.1555 4.3427 4.5399 4.7734
49 2.8746 2.9601 3.0523 3.1502 3.2558 3.3900 3.5083 3.6325 3.7719 3.9300 4.1279 4.3193 4.5212 4.7336 4.9584 5.2224
50 3.0763 3.1689 3.2685 3.3750 3.4902 3.6357 3.7644 3.9095 4.0730 4.2551 4.4804 4.6987 4.9279 5.1695 5.4251 5.7211
51 3.2888 3.3892 3.4973 3.6142 3.7397 3.8979 4.0487 4.2178 4.4082 4.6172 4.8729 5.1209 5.3810 5.6566 5.9439 6.2747
52 3.5127 3.6221 3.7399 3.8688 4.0059 4.1895 4.3652 4.5634 4.7822 5.0209 5.3104 5.5912 5.8887 6.1986 6.5205 6.8892
53 3.7494 3.8693 3.9994 4.1409 4.3030 4.5151 4.7207 4.9499 5.2001 5.4718 5.7987 6.1197 6.4545 6.8018 7.1612 7.5710
54 4.0013 4.1330 4.2776 4.4459 4.6361 4.8806 5.1207 5.3832 5.6683 5.9766 6.3478 6.7102 7.0855 7.4733 7.8733 8.3274
55 4.2709 4.4171 4.5913 4.7896 5.0122 5.2954 5.5708 5.8701 6.1938 6.5471 6.9638 7.3701 7.7892 8.2209 8.6645 9.1662
56 4.5618 4.7406 4.9471 5.1788 5.4407 5.7641 6.0785 6.4184 6.7888 7.1875 7.6539 8.1078 8.5743 9.0531 9.5433
57 4.8953 5.1099 5.3520 5.6250 5.9271 6.2948 6.6519 7.0403 7.4594 7.9065 8.4271 8.9323 9.4498 9.9790
58 5.2799 5.5327 5.8172 6.1342 6.4797 6.8961 7.3035 7.7441 8.2142 8.7138 9.2930 9.8534 10.4254
59 5.7230 6.0193 6.3520 6.7149 7.1079 7.5802 8.0436 8.5379 9.0633 9.6196 10.2619 10.8814
60 6.2339 6.5829 6.9641 7.3770 7.8265 8.3603 8.8801 9.4327 10.0177 10.6349 11.3450
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.9984 1.0019 1.0059 1.0107 1.0161 1.0222 1.0292 1.0370 1.0455 1.0551 1.0651 1.0761 1.0874 1.0996 1.1119
19 1.0119 1.0164 1.0216 1.0275 1.0344 1.0420 1.0506 1.0601 1.0703 1.0815 1.0932 1.1059 1.1188 1.1325 1.1467
20 1.0261 1.0318 1.0384 1.0459 1.0544 1.0638 1.0742 1.0856 1.0977 1.1107 1.1243 1.1385 1.1534 1.1685 1.1846
21 1.0416 1.0490 1.0573 1.0665 1.0771 1.0884 1.1009 1.1142 1.1284 1.1432 1.1589 1.1748 1.1916 1.2088 1.2263
22 1.0595 1.0687 1.0791 1.0904 1.1032 1.1167 1.1314 1.1467 1.1632 1.1799 1.1976 1.2157 1.2341 1.2535 1.2732
23 1.0806 1.0920 1.1047 1.1184 1.1335 1.1493 1.1665 1.1840 1.2026 1.2217 1.2411 1.2615 1.2823 1.3033 1.3250
24 1.1058 1.1197 1.1350 1.1513 1.1689 1.1873 1.2067 1.2268 1.2473 1.2688 1.2907 1.3129 1.3358 1.3595 1.3836
25 1.1360 1.1528 1.1707 1.1899 1.2100 1.2312 1.2527 1.2754 1.2985 1.3219 1.3461 1.3711 1.3964 1.4221 1.4485
26 1.1720 1.1919 1.2125 1.2347 1.2574 1.2812 1.3056 1.3304 1.3559 1.3822 1.4089 1.4359 1.4637 1.4926 1.5219
27 1.2146 1.2375 1.2613 1.2861 1.3119 1.3381 1.3650 1.3928 1.4210 1.4494 1.4787 1.5090 1.5397 1.5711 1.6048
28 1.2643 1.2899 1.3173 1.3450 1.3732 1.4027 1.4325 1.4625 1.4933 1.5251 1.5575 1.5903 1.6237 1.6598 1.6994
29 1.3214 1.3507 1.3804 1.4115 1.4431 1.4749 1.5072 1.5409 1.5749 1.6094 1.6444 1.6801 1.7196 1.7618 1.8070
30 1.3864 1.4189 1.4524 1.4862 1.5202 1.5558 1.5917 1.6280 1.6648 1.7022 1.7413 1.7833 1.8284 1.8766 1.9279
31 1.4601 1.4960 1.5322 1.5694 1.6074 1.6458 1.6846 1.7239 1.7648 1.8064 1.8513 1.8994 1.9508 2.0055 2.0647
32 1.5424 1.5814 1.6217 1.6624 1.7034 1.7448 1.7875 1.8313 1.8757 1.9236 1.9749 2.0297 2.0888 2.1522 2.2194
33 1.6340 1.6771 1.7206 1.7644 1.8091 1.8551 1.9018 1.9492 2.0003 2.0550 2.1137 2.1775 2.2452 2.3169 2.3926
34 1.7356 1.7821 1.8289 1.8774 1.9266 1.9764 2.0271 2.0815 2.1400 2.2035 2.2716 2.3438 2.4204 2.5011 2.5861
35 1.8469 1.8975 1.9495 2.0020 2.0552 2.1093 2.1674 2.2302 2.2984 2.3711 2.4482 2.5299 2.6162 2.7069 2.8021
36 1.9697 2.0253 2.0814 2.1382 2.1959 2.2580 2.3258 2.3986 2.4762 2.5586 2.6459 2.7379 2.8348 2.9370 3.0449
37 2.1048 2.1648 2.2255 2.2871 2.3537 2.4264 2.5042 2.5871 2.6751 2.7683 2.8667 2.9701 3.0800 3.1952 3.3152
38 2.2521 2.3170 2.3828 2.4544 2.5322 2.6153 2.7039 2.7979 2.8975 3.0025 3.1134 3.2311 3.3541 3.4823 3.6155
39 2.4127 2.4830 2.5601 2.6431 2.7320 2.8266 2.9272 3.0336 3.1459 3.2649 3.3907 3.5221 3.6591 3.8012 3.9484
40 2.5878 2.6705 2.7593 2.8542 2.9555 3.0630 3.1767 3.2968 3.4246 3.5590 3.6994 3.8457 3.9976 4.1548 4.3168
41 2.7856 2.8806 2.9821 3.0904 3.2054 3.3270 3.4554 3.5925 3.7362 3.8863 4.0427 4.2050 4.3729 4.5460
42 3.0068 3.1155 3.2314 3.3543 3.4845 3.6222 3.7688 3.9225 4.0831 4.2503 4.4238 4.6033 4.7882
43 3.2542 3.3782 3.5098 3.6491 3.7967 3.9536 4.1181 4.2898 4.4686 4.6542 4.8461 5.0438
44 3.5305 3.6716 3.8207 3.9787 4.1467 4.3227 4.5065 4.6979 4.8964 5.1016 5.3131
45 3.8390 3.9988 4.1680 4.3479 4.5364 4.7332 4.9380 5.1505 5.3701 5.5963
46 4.1830 4.3643 4.5569 4.7588 4.9696 5.1889 5.4164 5.6515 5.8936
47 4.5664 4.7731 4.9894 5.2151 5.4502 5.6938 5.9456 6.2048
48 4.9953 5.2273 5.4693 5.7211 5.9822 6.2520 6.5297
49 5.4716 5.7313 6.0012 6.2811 6.5703 6.8679
50 6.0001 6.2898 6.5900 6.9000 7.2192
51 6.5861 6.9084 7.2410 7.5832
52 7.2356 7.5928 7.9600
53 7.9550 8.3495
54 8.7516
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.6563 0.6563 0.6563 0.6563 0.6563 0.6563 0.6563 0.6571 0.6587 0.6607 0.6681 0.6709 0.6740 0.6775 0.6815 0.6910
19 0.6631 0.6631 0.6631 0.6631 0.6631 0.6631 0.6634 0.6650 0.6669 0.6693 0.6772 0.6806 0.6844 0.6888 0.6937 0.7042
20 0.6688 0.6688 0.6688 0.6688 0.6688 0.6689 0.6704 0.6723 0.6746 0.6776 0.6862 0.6904 0.6952 0.7006 0.7066 0.7184
21 0.6736 0.6736 0.6736 0.6736 0.6736 0.6753 0.6771 0.6795 0.6824 0.6861 0.6956 0.7008 0.7067 0.7134 0.7208 0.7343
22 0.6781 0.6781 0.6781 0.6781 0.6781 0.6818 0.6841 0.6870 0.6908 0.6953 0.7060 0.7124 0.7197 0.7280 0.7371 0.7525
23 0.6827 0.6827 0.6827 0.6827 0.6827 0.6888 0.6917 0.6955 0.7002 0.7059 0.7179 0.7259 0.7350 0.7451 0.7563 0.7738
24 0.6878 0.6878 0.6878 0.6878 0.6887 0.6968 0.7006 0.7054 0.7113 0.7185 0.7321 0.7420 0.7532 0.7655 0.7792 0.7991
25 0.6938 0.6938 0.6938 0.6946 0.6974 0.7065 0.7113 0.7174 0.7248 0.7337 0.7494 0.7616 0.7752 0.7900 0.8064 0.8292
26 0.7012 0.7012 0.7017 0.7042 0.7079 0.7181 0.7243 0.7320 0.7413 0.7523 0.7703 0.7853 0.8015 0.8194 0.8386 0.8646
27 0.7102 0.7104 0.7125 0.7158 0.7207 0.7324 0.7402 0.7498 0.7614 0.7749 0.7958 0.8137 0.8331 0.8543 0.8767 0.9056
28 0.7213 0.7225 0.7254 0.7300 0.7363 0.7498 0.7597 0.7716 0.7858 0.8021 0.8265 0.8476 0.8707 0.8950 0.9210 0.9535
29 0.7347 0.7369 0.7411 0.7471 0.7552 0.7709 0.7832 0.7980 0.8152 0.8350 0.8628 0.8880 0.9144 0.9427 0.9719 1.0076
30 0.7508 0.7542 0.7599 0.7678 0.7781 0.7964 0.8117 0.8297 0.8503 0.8740 0.9058 0.9348 0.9654 0.9969 1.0300 1.0696
31 0.7699 0.7748 0.7824 0.7926 0.8055 0.8270 0.8457 0.8672 0.8921 0.9194 0.9559 0.9891 1.0234 1.0592 1.0956 1.1385
32 0.7925 0.7993 0.8092 0.8222 0.8382 0.8635 0.8859 0.9118 0.9406 0.9728 1.0134 1.0509 1.0896 1.1288 1.1683 1.2153
33 0.8190 0.8282 0.8410 0.8572 0.8771 0.9064 0.9333 0.9635 0.9971 1.0333 1.0791 1.1210 1.1634 1.2063 1.2501 1.3007
34 0.8501 0.8623 0.8784 0.8986 0.9227 0.9568 0.9883 1.0234 1.0614 1.1029 1.1531 1.1990 1.2457 1.2929 1.3401 1.3944
35 0.8865 0.9021 0.9224 0.9471 0.9757 1.0152 1.0517 1.0915 1.1349 1.1806 1.2354 1.2861 1.3370 1.3879 1.4386 1.4970
36 0.9290 0.9489 0.9739 1.0033 1.0375 1.0822 1.1238 1.1690 1.2168 1.2671 1.3273 1.3824 1.4372 1.4918 1.5463 1.6093
37 0.9786 1.0035 1.0334 1.0686 1.1078 1.1584 1.2056 1.2554 1.3080 1.3635 1.4285 1.4877 1.5466 1.6053 1.6649 1.7328
38 1.0365 1.0665 1.1025 1.1429 1.1881 1.2446 1.2965 1.3515 1.4094 1.4693 1.5392 1.6027 1.6661 1.7302 1.7942 1.8673
39 1.1031 1.1395 1.1809 1.2276 1.2783 1.3403 1.3977 1.4581 1.5205 1.5848 1.6598 1.7283 1.7973 1.8660 1.9349 2.0138
40 1.1802 1.2223 1.2702 1.3226 1.3784 1.4467 1.5095 1.5745 1.6415 1.7104 1.7913 1.8657 1.9397 2.0138 2.0880 2.1732
41 1.2677 1.3164 1.3702 1.4279 1.4900 1.5640 1.6316 1.7013 1.7731 1.8479 1.9350 2.0148 2.0945 2.1742 2.2544 2.3466
42 1.3666 1.4216 1.4808 1.5448 1.6122 1.6918 1.7643 1.8389 1.9167 1.9971 2.0906 2.1765 2.2623 2.3485 2.4352 2.5403
43 1.4771 1.5376 1.6031 1.6726 1.7449 1.8303 1.9077 1.9885 2.0722 2.1585 2.2590 2.3516 2.4443 2.5375 2.6372 2.7568
44 1.5986 1.6651 1.7364 1.8110 1.8883 1.9797 2.0632 2.1502 2.2399 2.3327 2.4411 2.5410 2.6413 2.7484 2.8626 2.9985
45 1.7311 1.8038 1.8803 1.9600 2.0425 2.1407 2.2308 2.3240 2.4205 2.5205 2.6376 2.7457 2.8610 2.9838 3.1143 3.2683
46 1.8749 1.9528 2.0344 2.1194 2.2084 2.3139 2.4105 2.5107 2.6147 2.7227 2.8494 2.9738 3.1061 3.2464 3.3950 3.5691
47 2.0284 2.1116 2.1987 2.2896 2.3857 2.4989 2.6028 2.7109 2.8232 2.9402 3.0851 3.2278 3.3789 3.5388 3.7075 3.9040
48 2.1912 2.2799 2.3729 2.4713 2.5743 2.6962 2.8083 2.9251 3.0469 3.1817 3.3472 3.5103 3.6825 3.8641 4.0551 4.2763
49 2.3629 2.4577 2.5578 2.6639 2.7748 2.9064 3.0277 3.1544 3.2950 3.4501 3.6384 3.8244 4.0201 4.2257 4.4414 4.6897
50 2.5435 2.6451 2.7538 2.8682 2.9880 3.1305 3.2622 3.4088 3.5707 3.7483 3.9623 4.1736 4.3953 4.6275 4.8702 5.1482
51 2.7334 2.8435 2.9612 3.0851 3.2151 3.3698 3.5226 3.6916 3.8773 4.0801 4.3225 4.5620 4.8124 5.0737 5.3461 5.6566
52 2.9335 3.0538 3.1815 3.3161 3.4577 3.6360 3.8125 4.0066 4.2188 4.4497 4.7235 4.9941 5.2760 5.5693 5.8740 6.2198
53 3.1461 3.2773 3.4164 3.5632 3.7283 3.9332 4.1361 4.3582 4.6000 4.8618 5.1704 5.4751 5.7915 6.1197 6.4594 6.8435
54 3.3730 3.5163 3.6683 3.8401 4.0316 4.2661 4.4985 4.7517 5.0260 5.3220 5.6689 6.0108 6.3649 6.7309 7.1085 7.5338
55 3.6165 3.7735 3.9520 4.1518 4.3726 4.6401 4.9052 5.1926 5.5028 5.8363 6.2251 6.6077 7.0026 7.4095 7.8280 8.2975
56 3.8796 4.0648 4.2729 4.5037 4.7571 5.0611 5.3623 5.6874 6.0370 6.4116 6.8461 7.2728 7.7118 8.1627 8.6247
57 4.1794 4.3960 4.6369 4.9020 5.1914 5.5357 5.8764 6.2429 6.6356 7.0548 7.5390 8.0134 8.4999 8.9978
58 4.5220 4.7732 5.0503 5.3531 5.6822 6.0708 6.4549 6.8665 7.3061 7.7737 8.3117 8.8374 9.3746
59 4.9139 5.2031 5.5199 5.8643 6.2366 6.6738 7.1052 7.5660 8.0563 8.5762 9.1723 9.7529
60 5.3618 5.6927 6.0529 6.4427 6.8624 7.3526 7.8355 8.3495 8.8947 9.4708 10.1292
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.6960 0.7017 0.7081 0.7154 0.7233 0.7323 0.7420 0.7527 0.7640 0.7764 0.7891 0.8025 0.8165 0.8308 0.8454
19 0.7105 0.7174 0.7252 0.7340 0.7436 0.7542 0.7657 0.7781 0.7913 0.8050 0.8196 0.8346 0.8498 0.8658 0.8820
20 0.7261 0.7345 0.7441 0.7545 0.7661 0.7785 0.7920 0.8062 0.8212 0.8368 0.8528 0.8695 0.8866 0.9039 0.9215
21 0.7436 0.7539 0.7654 0.7779 0.7915 0.8060 0.8213 0.8376 0.8544 0.8717 0.8898 0.9081 0.9266 0.9456 0.9651
22 0.7637 0.7763 0.7898 0.8047 0.8203 0.8371 0.8547 0.8726 0.8916 0.9110 0.9305 0.9505 0.9711 0.9920 1.0131
23 0.7874 0.8023 0.8183 0.8354 0.8536 0.8724 0.8922 0.9125 0.9332 0.9542 0.9760 0.9981 1.0203 1.0429 1.0657
24 0.8154 0.8326 0.8514 0.8710 0.8914 0.9128 0.9346 0.9568 0.9798 1.0031 1.0267 1.0505 1.0745 1.0995 1.1248
25 0.8482 0.8684 0.8894 0.9118 0.9348 0.9582 0.9824 1.0071 1.0320 1.0572 1.0826 1.1089 1.1355 1.1626 1.1900
26 0.8864 0.9095 0.9336 0.9582 0.9836 1.0097 1.0362 1.0629 1.0898 1.1175 1.1456 1.1740 1.2029 1.2321 1.2619
27 0.9308 0.9567 0.9832 1.0109 1.0390 1.0673 1.0958 1.1250 1.1548 1.1848 1.2152 1.2459 1.2772 1.3089 1.3433
28 0.9814 1.0103 1.0400 1.0701 1.1004 1.1312 1.1628 1.1946 1.2267 1.2591 1.2919 1.3252 1.3594 1.3964 1.4360
29 1.0391 1.0710 1.1033 1.1357 1.1693 1.2030 1.2370 1.2713 1.3059 1.3409 1.3767 1.4135 1.4530 1.4952 1.5403
30 1.1038 1.1384 1.1737 1.2096 1.2457 1.2821 1.3187 1.3557 1.3932 1.4319 1.4711 1.5132 1.5582 1.6063 1.6575
31 1.1757 1.2139 1.2524 1.2910 1.3298 1.3690 1.4085 1.4491 1.4904 1.5322 1.5771 1.6252 1.6765 1.7311 1.7890
32 1.2563 1.2975 1.3388 1.3803 1.4222 1.4648 1.5083 1.5523 1.5970 1.6449 1.6962 1.7509 1.8092 1.8709 1.9363
33 1.3449 1.3891 1.4336 1.4784 1.5243 1.5708 1.6178 1.6654 1.7166 1.7713 1.8297 1.8919 1.9578 2.0276 2.1011
34 1.4419 1.4895 1.5378 1.5869 1.6365 1.6867 1.7376 1.7922 1.8506 1.9130 1.9793 2.0497 2.1241 2.2026 2.2852
35 1.5480 1.6001 1.6526 1.7056 1.7592 1.8135 1.8718 1.9342 2.0008 2.0716 2.1468 2.2262 2.3100 2.3981 2.4905
36 1.6651 1.7213 1.7779 1.8352 1.8932 1.9555 2.0221 2.0932 2.1689 2.2491 2.3339 2.4234 2.5175 2.6161 2.7191
37 1.7929 1.8535 1.9147 1.9766 2.0432 2.1144 2.1903 2.2711 2.3568 2.4474 2.5430 2.6434 2.7487 2.8587 2.9733
38 1.9322 1.9976 2.0638 2.1349 2.2110 2.2921 2.3785 2.4700 2.5668 2.6689 2.7762 2.8886 3.0061 3.1284 3.2555
39 2.0838 2.1546 2.2306 2.3119 2.3987 2.4910 2.5888 2.6922 2.8013 2.9159 3.0360 3.1615 3.2921 3.4278 3.5681
40 2.2489 2.3302 2.4171 2.5099 2.6085 2.7132 2.8237 2.9403 3.0628 3.1911 3.3251 3.4647 3.6096 3.7595 3.9140
41 2.4335 2.5266 2.6257 2.7312 2.8431 2.9613 3.0860 3.2169 3.3540 3.4973 3.6464 3.8012 3.9613 4.1264
42 2.6399 2.7461 2.8589 2.9785 3.1050 3.2383 3.3783 3.5249 3.6781 3.8375 4.0029 4.1740 4.3503
43 2.8705 2.9913 3.1193 3.2546 3.3972 3.5469 3.7038 3.8675 4.0380 4.2148 4.3976 4.5861
44 3.1280 3.2650 3.4098 3.5623 3.7226 3.8904 4.0656 4.2479 4.4370 4.6325 4.8339
45 3.4152 3.5703 3.7336 3.9050 4.0847 4.2721 4.4672 4.6694 4.8785 5.0939
46 3.7354 3.9103 4.0939 4.2861 4.4868 4.6956 4.9120 5.1357 5.3661
47 4.0916 4.2883 4.4942 4.7090 4.9325 5.1643 5.4037 5.6503
48 4.4873 4.7080 4.9380 5.1773 5.4255 5.6820 5.9459
49 4.9264 5.1730 5.4294 5.6952 5.9699 6.2526
50 5.4129 5.6878 5.9726 6.2668 6.5698
51 5.9517 6.2571 6.5724 6.8970
52 6.5477 6.8859 7.2339
53 7.2067 7.5800
54 7.9348
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.5115 0.5115 0.5120 0.5131 0.5146 0.5203 0.5223 0.5247 0.5274 0.5306 0.5383 0.5426 0.5472 0.5523 0.5579 0.5678
19 0.5181 0.5181 0.5186 0.5198 0.5215 0.5275 0.5298 0.5325 0.5358 0.5396 0.5479 0.5529 0.5585 0.5645 0.5712 0.5822
20 0.5236 0.5236 0.5244 0.5258 0.5277 0.5340 0.5368 0.5400 0.5439 0.5484 0.5576 0.5636 0.5702 0.5774 0.5854 0.5979
21 0.5283 0.5285 0.5296 0.5313 0.5335 0.5403 0.5436 0.5476 0.5522 0.5576 0.5679 0.5752 0.5830 0.5917 0.6011 0.6154
22 0.5327 0.5332 0.5346 0.5367 0.5394 0.5468 0.5509 0.5557 0.5613 0.5678 0.5795 0.5881 0.5976 0.6079 0.6192 0.6353
23 0.5372 0.5381 0.5400 0.5426 0.5459 0.5541 0.5590 0.5649 0.5717 0.5796 0.5928 0.6031 0.6145 0.6268 0.6402 0.6587
24 0.5421 0.5436 0.5460 0.5492 0.5534 0.5625 0.5686 0.5757 0.5840 0.5936 0.6085 0.6210 0.6344 0.6492 0.6648 0.6859
25 0.5480 0.5501 0.5532 0.5572 0.5624 0.5728 0.5802 0.5888 0.5989 0.6104 0.6275 0.6423 0.6583 0.6755 0.6941 0.7178
26 0.5552 0.5580 0.5619 0.5670 0.5733 0.5853 0.5943 0.6047 0.6169 0.6305 0.6503 0.6677 0.6866 0.7068 0.7280 0.7549
27 0.5640 0.5676 0.5726 0.5790 0.5869 0.6005 0.6114 0.6241 0.6385 0.6550 0.6774 0.6981 0.7200 0.7432 0.7679 0.7979
28 0.5748 0.5795 0.5858 0.5937 0.6034 0.6190 0.6323 0.6474 0.6646 0.6839 0.7099 0.7337 0.7591 0.7859 0.8135 0.8466
29 0.5879 0.5939 0.6018 0.6116 0.6234 0.6414 0.6573 0.6753 0.6957 0.7184 0.7477 0.7756 0.8046 0.8345 0.8658 0.9026
30 0.6037 0.6113 0.6212 0.6332 0.6473 0.6684 0.6871 0.7085 0.7324 0.7588 0.7925 0.8239 0.8564 0.8905 0.9251 0.9652
31 0.6226 0.6323 0.6444 0.6589 0.6761 0.7001 0.7226 0.7476 0.7754 0.8060 0.8436 0.8791 0.9160 0.9534 0.9913 1.0348
32 0.6452 0.6573 0.6720 0.6897 0.7100 0.7381 0.7641 0.7934 0.8255 0.8599 0.9023 0.9423 0.9828 1.0237 1.0649 1.1123
33 0.6720 0.6867 0.7047 0.7258 0.7501 0.7821 0.8129 0.8464 0.8826 0.9221 0.9690 1.0129 1.0571 1.1018 1.1470 1.1980
34 0.7034 0.7215 0.7431 0.7683 0.7967 0.8338 0.8689 0.9069 0.9483 0.9920 1.0435 1.0913 1.1398 1.1886 1.2373 1.2920
35 0.7403 0.7623 0.7881 0.8176 0.8510 0.8930 0.9329 0.9762 1.0221 1.0701 1.1261 1.1787 1.2314 1.2838 1.3360 1.3948
36 0.7835 0.8098 0.8403 0.8750 0.9131 0.9606 1.0060 1.0540 1.1043 1.1569 1.2181 1.2750 1.3316 1.3878 1.4439 1.5071
37 0.8337 0.8650 0.9009 0.9405 0.9844 1.0376 1.0878 1.1404 1.1956 1.2533 1.3193 1.3804 1.4410 1.5013 1.5614 1.6294
38 0.8919 0.9289 0.9700 1.0157 1.0650 1.1237 1.1787 1.2365 1.2968 1.3588 1.4297 1.4952 1.5602 1.6249 1.6895 1.7626
39 0.9593 1.0017 1.0492 1.1005 1.1550 1.2193 1.2797 1.3427 1.4075 1.4740 1.5501 1.6202 1.6899 1.7593 1.8287 1.9076
40 1.0361 1.0851 1.1384 1.1951 1.2548 1.3253 1.3910 1.4587 1.5281 1.5993 1.6808 1.7560 1.8307 1.9054 1.9802 2.0653
41 1.1238 1.1789 1.2378 1.2999 1.3657 1.4418 1.5124 1.5848 1.6591 1.7353 1.8226 1.9033 1.9836 2.0641 2.1448 2.2369
42 1.2224 1.2833 1.3477 1.4160 1.4870 1.5687 1.6442 1.7216 1.8009 1.8825 1.9763 2.0630 2.1495 2.2363 2.3236 2.4285
43 1.3318 1.3983 1.4689 1.5426 1.6187 1.7061 1.7866 1.8693 1.9542 2.0416 2.1425 2.2358 2.3293 2.4231 2.5232 2.6426
44 1.4519 1.5245 1.6008 1.6796 1.7608 1.8542 1.9402 2.0285 2.1195 2.2134 2.3221 2.4229 2.5239 2.6315 2.7460 2.8816
45 1.5830 1.6615 1.7430 1.8270 1.9134 2.0133 2.1051 2.1998 2.2975 2.3986 2.5160 2.6249 2.7408 2.8640 2.9946 3.1481
46 1.7247 1.8085 1.8952 1.9846 2.0768 2.1836 2.2819 2.3836 2.4888 2.5979 2.7250 2.8500 2.9826 3.1231 3.2717 3.4452
47 1.8760 1.9651 2.0573 2.1526 2.2510 2.3655 2.4711 2.5806 2.6943 2.8123 2.9573 3.1004 3.2518 3.4116 3.5802 3.7758
48 2.0362 2.1309 2.2292 2.3309 2.4363 2.5594 2.6733 2.7916 2.9146 3.0503 3.2155 3.3788 3.5511 3.7324 3.9231 4.1431
49 2.2051 2.3060 2.4110 2.5200 2.6333 2.7661 2.8892 3.0173 3.1589 3.3145 3.5023 3.6882 3.8836 4.0888 4.3038 4.5508
50 2.3828 2.4906 2.6031 2.7204 2.8427 2.9865 3.1199 3.2676 3.4301 3.6079 3.8209 4.0319 4.2530 4.4844 4.7262 5.0027
51 2.5695 2.6854 2.8066 2.9334 3.0659 3.2218 3.3758 3.5455 3.7313 3.9339 4.1750 4.4137 4.6632 4.9235 5.1947 5.5032
52 2.7664 2.8915 3.0227 3.1603 3.3043 3.4832 3.6603 3.8546 4.0665 4.2966 4.5687 4.8381 5.1187 5.4106 5.7138 6.0574
53 2.9750 3.1106 3.2532 3.4030 3.5698 3.7745 3.9775 4.1991 4.4400 4.7006 5.0070 5.3100 5.6247 5.9511 6.2891 6.6705
54 3.1973 3.3449 3.5005 3.6743 3.8666 4.1002 4.3320 4.5840 4.8568 5.1510 5.4950 5.8349 6.1868 6.5506 6.9261 7.3484
55 3.4358 3.5971 3.7781 3.9787 4.1995 4.4652 4.7289 5.0144 5.3225 5.6536 6.0389 6.4189 6.8111 7.2154 7.6313 8.0973
56 3.6935 3.8817 4.0910 4.3215 4.5739 4.8751 5.1739 5.4964 5.8431 6.2145 6.6448 7.0684 7.5043 7.9520 8.4110
57 3.9858 4.2038 4.4445 4.7081 4.9953 5.3357 5.6732 6.0361 6.4251 6.8404 7.3197 7.7903 8.2731 8.7673
58 4.3181 4.5690 4.8443 5.1444 5.4699 5.8534 6.2332 6.6403 7.0753 7.5383 8.0705 8.5918 9.1247
59 4.6960 4.9831 5.2964 5.6365 6.0041 6.4347 6.8607 7.3160 7.8008 8.3153 8.9047 9.4801
60 5.1252 5.4519 5.8070 6.1909 6.6044 7.0866 7.5629 8.0703 8.6090 9.1788 9.8296
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.5745 0.5819 0.5899 0.5989 0.6085 0.6191 0.6305 0.6426 0.6556 0.6692 0.6833 0.6979 0.7131 0.7285 0.7441
19 0.5902 0.5989 0.6086 0.6189 0.6304 0.6426 0.6557 0.6697 0.6842 0.6993 0.7152 0.7314 0.7478 0.7645 0.7816
20 0.6074 0.6177 0.6290 0.6414 0.6545 0.6687 0.6837 0.6993 0.7156 0.7326 0.7500 0.7676 0.7854 0.8039 0.8226
21 0.6266 0.6389 0.6522 0.6664 0.6818 0.6979 0.7146 0.7324 0.7506 0.7692 0.7880 0.8074 0.8271 0.8471 0.8673
22 0.6487 0.6630 0.6786 0.6951 0.7124 0.7307 0.7497 0.7692 0.7891 0.8095 0.8304 0.8515 0.8728 0.8943 0.9161
23 0.6742 0.6911 0.7089 0.7276 0.7474 0.7679 0.7888 0.8101 0.8322 0.8546 0.8771 0.8999 0.9229 0.9461 0.9700
24 0.7042 0.7233 0.7437 0.7650 0.7870 0.8094 0.8326 0.8563 0.8802 0.9043 0.9286 0.9532 0.9783 1.0039 1.0299
25 0.7386 0.7608 0.7837 0.8072 0.8315 0.8566 0.8819 0.9075 0.9333 0.9593 0.9858 1.0128 1.0401 1.0677 1.0958
26 0.7788 0.8034 0.8287 0.8552 0.8820 0.9092 0.9366 0.9642 0.9922 1.0207 1.0495 1.0787 1.1082 1.1381 1.1685
27 0.8244 0.8520 0.8804 0.9092 0.9383 0.9676 0.9972 1.0274 1.0579 1.0887 1.1198 1.1513 1.1832 1.2157 1.2505
28 0.8766 0.9071 0.9380 0.9692 1.0006 1.0326 1.0650 1.0976 1.1305 1.1637 1.1973 1.2314 1.2660 1.3031 1.3427
29 0.9354 0.9686 1.0020 1.0358 1.0703 1.1050 1.1398 1.1750 1.2104 1.2463 1.2826 1.3195 1.3591 1.4014 1.4466
30 1.0009 1.0367 1.0733 1.1102 1.1473 1.1846 1.2221 1.2600 1.2983 1.3371 1.3765 1.4187 1.4638 1.5120 1.5632
31 1.0735 1.1129 1.1524 1.1921 1.2320 1.2721 1.3126 1.3535 1.3949 1.4369 1.4819 1.5301 1.5815 1.6361 1.6940
32 1.1545 1.1969 1.2393 1.2820 1.3249 1.3681 1.4118 1.4560 1.5009 1.5489 1.6003 1.6551 1.7134 1.7752 1.8406
33 1.2434 1.2889 1.3345 1.3804 1.4267 1.4733 1.5206 1.5684 1.6197 1.6746 1.7330 1.7953 1.8612 1.9310 2.0045
34 1.3408 1.3896 1.4387 1.4881 1.5380 1.5885 1.6395 1.6943 1.7529 1.8153 1.8817 1.9521 2.0266 2.1051 2.1876
35 1.4472 1.4997 1.5525 1.6058 1.6597 1.7143 1.7728 1.8354 1.9020 1.9729 2.0481 2.1275 2.2113 2.2994 2.3918
36 1.5633 1.6199 1.6768 1.7344 1.7927 1.8552 1.9220 1.9932 2.0689 2.1492 2.2340 2.3235 2.4175 2.5161 2.6191
37 1.6899 1.7509 1.8124 1.8747 1.9414 2.0128 2.0889 2.1698 2.2555 2.3461 2.4416 2.5420 2.6473 2.7572 2.8717
38 1.8278 1.8936 1.9602 2.0315 2.1078 2.1891 2.2756 2.3671 2.4639 2.5660 2.6732 2.7855 2.9029 3.0252 3.1521
39 1.9780 2.0492 2.1255 2.2070 2.2939 2.3863 2.4842 2.5876 2.6966 2.8111 2.9311 3.0565 3.1870 3.3226 3.4628
40 2.1415 2.2231 2.3103 2.4031 2.5019 2.6066 2.7171 2.8336 2.9560 3.0842 3.2181 3.3576 3.5023 3.6520 3.8064
41 2.3242 2.4175 2.5168 2.6224 2.7343 2.8525 2.9770 3.1079 3.2449 3.3880 3.5369 3.6915 3.8514 4.0163
42 2.5284 2.6347 2.7476 2.8673 2.9937 3.1269 3.2668 3.4132 3.5662 3.7254 3.8906 4.0614 4.2375
43 2.7565 2.8774 3.0053 3.1405 3.2830 3.4326 3.5892 3.7527 3.9229 4.0995 4.2820 4.4702
44 3.0111 3.1481 3.2927 3.4451 3.6052 3.7727 3.9476 4.1295 4.3183 4.5135 4.7146
45 3.2950 3.4499 3.6129 3.7841 3.9634 4.1505 4.3452 4.5470 4.7557 4.9707
46 3.6112 3.7859 3.9691 4.1609 4.3612 4.5695 4.7854 5.0087 5.2386
47 3.9630 4.1593 4.3646 4.5789 4.8019 5.0330 5.2719 5.5179
48 4.3536 4.5736 4.8030 5.0416 5.2891 5.5448 5.8081
49 4.7867 5.0325 5.2881 5.5530 5.8269 6.1088
50 5.2664 5.5403 5.8240 6.1172 6.4192
51 5.7971 6.1013 6.4154 6.7387
52 6.3838 6.7206 7.0671
53 7.0319 7.4035
54 7.7472
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.4009 0.4033 0.4059 0.4087 0.4116 0.4179 0.4214 0.4253 0.4297 0.4345 0.4429 0.4488 0.4551 0.4617 0.4688 0.4793
19 0.4073 0.4098 0.4124 0.4153 0.4185 0.4251 0.4291 0.4335 0.4384 0.4439 0.4530 0.4599 0.4670 0.4747 0.4829 0.4945
20 0.4127 0.4152 0.4180 0.4212 0.4247 0.4319 0.4364 0.4414 0.4471 0.4534 0.4636 0.4714 0.4798 0.4886 0.4981 0.5113
21 0.4173 0.4200 0.4232 0.4267 0.4308 0.4386 0.4438 0.4497 0.4562 0.4636 0.4748 0.4840 0.4936 0.5040 0.5151 0.5299
22 0.4216 0.4246 0.4282 0.4323 0.4371 0.4456 0.4518 0.4586 0.4663 0.4749 0.4876 0.4981 0.5094 0.5215 0.5342 0.5512
23 0.4259 0.4294 0.4336 0.4385 0.4440 0.4536 0.4608 0.4689 0.4779 0.4879 0.5021 0.5145 0.5276 0.5416 0.5567 0.5758
24 0.4308 0.4349 0.4399 0.4456 0.4522 0.4629 0.4714 0.4809 0.4914 0.5031 0.5193 0.5336 0.5490 0.5653 0.5826 0.6041
25 0.4366 0.4415 0.4474 0.4543 0.4621 0.4742 0.4841 0.4952 0.5076 0.5213 0.5395 0.5563 0.5741 0.5929 0.6129 0.6373
26 0.4437 0.4497 0.4567 0.4649 0.4741 0.4878 0.4994 0.5124 0.5268 0.5427 0.5637 0.5830 0.6034 0.6253 0.6482 0.6755
27 0.4526 0.4597 0.4682 0.4778 0.4887 0.5041 0.5179 0.5330 0.5498 0.5684 0.5920 0.6143 0.6381 0.6629 0.6888 0.7191
28 0.4636 0.4722 0.4821 0.4935 0.5063 0.5240 0.5398 0.5576 0.5771 0.5984 0.6255 0.6513 0.6783 0.7062 0.7352 0.7690
29 0.4771 0.4873 0.4991 0.5124 0.5274 0.5474 0.5661 0.5866 0.6091 0.6341 0.6647 0.6940 0.7243 0.7558 0.7883 0.8254
30 0.4935 0.5055 0.5194 0.5350 0.5525 0.5756 0.5971 0.6207 0.6470 0.6755 0.7099 0.7428 0.7772 0.8123 0.8481 0.8885
31 0.5130 0.5274 0.5435 0.5618 0.5823 0.6085 0.6334 0.6610 0.6909 0.7231 0.7617 0.7990 0.8371 0.8757 0.9147 0.9586
32 0.5364 0.5531 0.5722 0.5935 0.6170 0.6471 0.6761 0.7075 0.7413 0.7779 0.8212 0.8625 0.9043 0.9464 0.9887 1.0360
33 0.5638 0.5836 0.6058 0.6304 0.6580 0.6923 0.7253 0.7608 0.7994 0.8404 0.8881 0.9334 0.9790 1.0246 1.0702 1.1212
34 0.5961 0.6191 0.6448 0.6738 0.7055 0.7443 0.7816 0.8222 0.8653 0.9106 0.9628 1.0122 1.0615 1.1107 1.1598 1.2145
35 0.6337 0.6604 0.6906 0.7239 0.7600 0.8037 0.8464 0.8916 0.9392 0.9889 1.0457 1.0991 1.1523 1.2052 1.2578 1.3166
36 0.6773 0.7088 0.7435 0.7814 0.8227 0.8720 0.9195 0.9694 1.0216 1.0756 1.1371 1.1946 1.2517 1.3084 1.3648 1.4280
37 0.7283 0.7645 0.8041 0.8474 0.8942 0.9489 1.0013 1.0560 1.1126 1.1710 1.2373 1.2990 1.3602 1.4209 1.4815 1.5493
38 0.7869 0.8283 0.8736 0.9226 0.9746 1.0350 1.0922 1.1516 1.2128 1.2756 1.3467 1.4128 1.4783 1.5435 1.6084 1.6815
39 0.8542 0.9015 0.9528 1.0072 1.0645 1.1304 1.1925 1.2566 1.3223 1.3896 1.4659 1.5366 1.6068 1.6767 1.7465 1.8253
40 0.9312 0.9847 1.0416 1.1016 1.1641 1.2356 1.3025 1.3712 1.4416 1.5136 1.5953 1.6711 1.7464 1.8215 1.8967 1.9818
41 1.0186 1.0780 1.1406 1.2060 1.2736 1.3507 1.4225 1.4960 1.5711 1.6481 1.7357 1.8169 1.8978 1.9787 2.0598 2.1519
42 1.1165 1.1818 1.2499 1.3206 1.3933 1.4759 1.5526 1.6311 1.7114 1.7937 1.8877 1.9750 2.0621 2.1493 2.2370 2.3419
43 1.2251 1.2961 1.3696 1.4454 1.5232 1.6116 1.6933 1.7771 1.8629 1.9511 2.0522 2.1461 2.2401 2.3344 2.4348 2.5540
44 1.3443 1.4207 1.4995 1.5804 1.6633 1.7577 1.8449 1.9344 2.0263 2.1209 2.2299 2.3312 2.4328 2.5408 2.6555 2.7907
45 1.4738 1.5555 1.6395 1.7257 1.8139 1.9147 2.0078 2.1035 2.2021 2.3040 2.4216 2.5312 2.6475 2.7709 2.9016 3.0547
46 1.6132 1.7002 1.7894 1.8810 1.9749 2.0827 2.1823 2.2850 2.3912 2.5011 2.6283 2.7538 2.8867 3.0273 3.1759 3.3488
47 1.7619 1.8542 1.9490 2.0464 2.1466 2.2621 2.3690 2.4796 2.5941 2.7130 2.8580 3.0014 3.1529 3.3127 3.4811 3.6760
48 1.9194 2.0174 2.1182 2.2221 2.3293 2.4534 2.5685 2.6879 2.8118 2.9481 3.1131 3.2766 3.4487 3.6298 3.8202 4.0393
49 2.0855 2.1896 2.2972 2.4083 2.5234 2.6572 2.7815 2.9108 3.0531 3.2090 3.3964 3.5821 3.7772 3.9820 4.1965 4.4423
50 2.2600 2.3712 2.4863 2.6058 2.7299 2.8745 3.0093 3.1577 3.3206 3.4985 3.7108 3.9214 4.1419 4.3727 4.6138 4.8889
51 2.4436 2.5627 2.6866 2.8156 2.9499 3.1067 3.2616 3.4317 3.6176 3.8199 4.0599 4.2980 4.5466 4.8061 5.0763 5.3833
52 2.6372 2.7655 2.8994 3.0391 3.1849 3.3643 3.5419 3.7361 3.9476 4.1772 4.4478 4.7162 4.9958 5.2865 5.5885 5.9303
53 2.8422 2.9811 3.1264 3.2783 3.4463 3.6509 3.8538 4.0750 4.3150 4.5746 4.8792 5.1809 5.4942 5.8191 6.1556 6.5349
54 3.0608 3.2117 3.3699 3.5451 3.7380 3.9708 4.2019 4.4529 4.7245 5.0172 5.3590 5.6971 6.0473 6.4093 6.7830 7.2028
55 3.2953 3.4599 3.6426 3.8439 4.0645 4.3286 4.5910 4.8750 5.1812 5.5104 5.8929 6.2707 6.6608 7.0630 7.4767 7.9399
56 3.5488 3.7391 3.9491 4.1794 4.4307 4.7296 5.0264 5.3467 5.6910 6.0599 6.4868 6.9078 7.3411 7.7863 8.2429
57 3.8351 4.0540 4.2943 4.5566 4.8419 5.1790 5.5138 5.8738 6.2597 6.6720 7.1472 7.6148 8.0945 8.5858
58 4.1592 4.4096 4.6833 4.9810 5.3036 5.6828 6.0591 6.4625 6.8937 7.3530 7.8806 8.3982 8.9276
59 4.5258 4.8109 5.1214 5.4579 5.8215 6.2468 6.6684 7.1191 7.5995 8.1095 8.6935 9.2648
60 4.9400 5.2632 5.6140 5.9931 6.4014 6.8772 7.3480 7.8501 8.3835 8.9483 9.5929
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.4873 0.4961 0.5055 0.5155 0.5265 0.5382 0.5506 0.5637 0.5776 0.5921 0.6071 0.6224 0.6381 0.6540 0.6703
19 0.5040 0.5141 0.5249 0.5367 0.5493 0.5626 0.5766 0.5916 0.6072 0.6232 0.6396 0.6564 0.6734 0.6909 0.7087
20 0.5222 0.5338 0.5466 0.5601 0.5744 0.5896 0.6056 0.6223 0.6395 0.6571 0.6750 0.6934 0.7121 0.7311 0.7502
21 0.5426 0.5563 0.5709 0.5862 0.6026 0.6199 0.6378 0.6562 0.6750 0.6943 0.7141 0.7341 0.7543 0.7747 0.7954
22 0.5660 0.5817 0.5982 0.6160 0.6346 0.6538 0.6735 0.6937 0.7145 0.7357 0.7571 0.7787 0.8005 0.8225 0.8448
23 0.5927 0.6107 0.6299 0.6498 0.6704 0.6916 0.7134 0.7358 0.7584 0.7813 0.8044 0.8277 0.8512 0.8750 0.8990
24 0.6237 0.6443 0.6658 0.6879 0.7106 0.7343 0.7583 0.7825 0.8070 0.8317 0.8566 0.8817 0.9071 0.9327 0.9587
25 0.6595 0.6826 0.7064 0.7310 0.7564 0.7821 0.8081 0.8343 0.8607 0.8873 0.9141 0.9412 0.9686 0.9963 1.0244
26 0.7004 0.7260 0.7527 0.7799 0.8074 0.8353 0.8634 0.8916 0.9201 0.9487 0.9776 1.0069 1.0364 1.0664 1.0969
27 0.7469 0.7756 0.8048 0.8344 0.8642 0.8943 0.9245 0.9550 0.9856 1.0165 1.0477 1.0792 1.1113 1.1437 1.1786
28 0.7999 0.8312 0.8630 0.8950 0.9272 0.9596 0.9921 1.0249 1.0579 1.0912 1.1249 1.1590 1.1937 1.2308 1.2705
29 0.8592 0.8932 0.9275 0.9620 0.9967 1.0316 1.0666 1.1018 1.1374 1.1734 1.2098 1.2468 1.2864 1.3288 1.3740
30 0.9251 0.9620 0.9989 1.0360 1.0733 1.1108 1.1485 1.1865 1.2249 1.2638 1.3033 1.3455 1.3907 1.4389 1.4902
31 0.9981 1.0378 1.0776 1.1174 1.1575 1.1978 1.2385 1.2795 1.3210 1.3631 1.4082 1.4565 1.5079 1.5625 1.6205
32 1.0786 1.1212 1.1639 1.2068 1.2499 1.2933 1.3372 1.3815 1.4265 1.4746 1.5261 1.5809 1.6392 1.7011 1.7665
33 1.1669 1.2127 1.2586 1.3046 1.3511 1.3979 1.4453 1.4933 1.5447 1.5996 1.6582 1.7204 1.7864 1.8562 1.9297
34 1.2636 1.3128 1.3621 1.4117 1.4618 1.5124 1.5636 1.6185 1.6772 1.7397 1.8061 1.8765 1.9510 2.0295 2.1120
35 1.3693 1.4221 1.4751 1.5287 1.5828 1.6375 1.6961 1.7588 1.8255 1.8964 1.9716 2.0511 2.1349 2.2229 2.3152
36 1.4846 1.5414 1.5986 1.6564 1.7149 1.7775 1.8444 1.9157 1.9914 2.0717 2.1566 2.2460 2.3400 2.4385 2.5414
37 1.6102 1.6714 1.7332 1.7957 1.8626 1.9341 2.0103 2.0912 2.1769 2.2676 2.3630 2.4634 2.5686 2.6784 2.7929
38 1.7471 1.8132 1.8799 1.9515 2.0279 2.1093 2.1958 2.2874 2.3841 2.4861 2.5933 2.7056 2.8229 2.9450 3.0719
39 1.8961 1.9675 2.0440 2.1257 2.2127 2.3051 2.4030 2.5064 2.6153 2.7298 2.8497 2.9750 3.1054 3.2408 3.3809
40 2.0583 2.1401 2.2274 2.3204 2.4192 2.5238 2.6344 2.7508 2.8731 3.0012 3.1350 3.2743 3.4189 3.5685 3.7227
41 2.2395 2.3329 2.4323 2.5380 2.6499 2.7680 2.8925 3.0232 3.1601 3.3030 3.4518 3.6063 3.7660 3.9307
42 2.4419 2.5483 2.6613 2.7809 2.9073 3.0404 3.1801 3.3264 3.4792 3.6382 3.8032 3.9738 4.1497
43 2.6680 2.7889 2.9168 3.0519 3.1943 3.3437 3.5001 3.6634 3.8334 4.0097 4.1920 4.3799
44 2.9202 3.0572 3.2017 3.3539 3.5138 3.6811 3.8557 4.0374 4.2259 4.4208 4.6216
45 3.2015 3.3562 3.5190 3.6900 3.8690 4.0558 4.2501 4.4517 4.6600 4.8747
46 3.5146 3.6890 3.8719 4.0634 4.2633 4.4712 4.6868 4.9096 5.1391
47 3.8628 4.0587 4.2636 4.4774 4.7000 4.9306 5.1690 5.4145
48 4.2493 4.4688 4.6976 4.9357 5.1826 5.4378 5.7005
49 4.6777 4.9228 5.1777 5.4419 5.7151 5.9963
50 5.1518 5.4249 5.7078 6.0001 6.3013
51 5.6762 5.9793 6.2924 6.6148
52 6.2554 6.5910 6.9363
53 6.8948 7.2650
54 7.5999
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 1.1393 1.1393 1.1393 1.1393 1.1393 1.1393 1.1406 1.1430 1.1459 1.1493 1.1630 1.1677 1.1730 1.1790 1.1857 1.2027
19 1.1522 1.1522 1.1522 1.1522 1.1522 1.1529 1.1551 1.1579 1.1613 1.1654 1.1800 1.1858 1.1923 1.1995 1.2078 1.2266
20 1.1630 1.1630 1.1630 1.1630 1.1630 1.1656 1.1683 1.1717 1.1758 1.1808 1.1966 1.2037 1.2117 1.2207 1.2310 1.2519
21 1.1722 1.1722 1.1722 1.1722 1.1722 1.1776 1.1810 1.1852 1.1903 1.1965 1.2138 1.2226 1.2324 1.2437 1.2563 1.2799
22 1.1808 1.1808 1.1808 1.1808 1.1808 1.1898 1.1940 1.1993 1.2056 1.2133 1.2325 1.2434 1.2556 1.2696 1.2850 1.3119
23 1.1894 1.1894 1.1894 1.1894 1.1894 1.2030 1.2083 1.2149 1.2228 1.2325 1.2540 1.2675 1.2827 1.2998 1.3186 1.3494
24 1.1991 1.1991 1.1991 1.1991 1.2028 1.2181 1.2248 1.2330 1.2430 1.2551 1.2794 1.2961 1.3149 1.3357 1.3585 1.3936
25 1.2104 1.2104 1.2104 1.2139 1.2190 1.2359 1.2444 1.2548 1.2673 1.2824 1.3102 1.3306 1.3536 1.3787 1.4063 1.4458
26 1.2243 1.2243 1.2270 1.2319 1.2386 1.2575 1.2682 1.2812 1.2969 1.3156 1.3474 1.3725 1.4001 1.4301 1.4629 1.5078
27 1.2414 1.2429 1.2472 1.2538 1.2623 1.2837 1.2972 1.3135 1.3330 1.3559 1.3924 1.4228 1.4555 1.4914 1.5290 1.5797
28 1.2623 1.2656 1.2717 1.2802 1.2911 1.3156 1.3325 1.3527 1.3768 1.4045 1.4468 1.4828 1.5216 1.5629 1.6068 1.6629
29 1.2877 1.2929 1.3011 1.3120 1.3260 1.3542 1.3751 1.4002 1.4294 1.4626 1.5114 1.5536 1.5989 1.6464 1.6955 1.7580
30 1.3181 1.3256 1.3362 1.3502 1.3680 1.4006 1.4265 1.4571 1.4919 1.5321 1.5871 1.6366 1.6881 1.7418 1.7976 1.8657
31 1.3542 1.3643 1.3781 1.3960 1.4182 1.4561 1.4879 1.5244 1.5663 1.6130 1.6761 1.7319 1.7905 1.8508 1.9119 1.9857
32 1.3968 1.4100 1.4278 1.4503 1.4777 1.5222 1.5603 1.6040 1.6530 1.7073 1.7774 1.8414 1.9066 1.9725 2.0403 2.1209
33 1.4468 1.4639 1.4865 1.5144 1.5482 1.5998 1.6453 1.6967 1.7534 1.8151 1.8941 1.9647 2.0360 2.1095 2.1831 2.2699
34 1.5050 1.5271 1.5553 1.5899 1.6309 1.6905 1.7441 1.8034 1.8681 1.9381 2.0248 2.1023 2.1817 2.2611 2.3403 2.4334
35 1.5730 1.6009 1.6360 1.6782 1.7268 1.7957 1.8575 1.9253 1.9985 2.0756 2.1706 2.2565 2.3421 2.4275 2.5125 2.6128
36 1.6521 1.6871 1.7301 1.7802 1.8384 1.9161 1.9869 2.0634 2.1440 2.2297 2.3334 2.4260 2.5181 2.6096 2.7025 2.8106
37 1.7441 1.7874 1.8387 1.8988 1.9652 2.0533 2.1331 2.2173 2.3069 2.4004 2.5122 2.6117 2.7104 2.8105 2.9102 3.0263
38 1.8509 1.9030 1.9645 2.0333 2.1101 2.2080 2.2958 2.3893 2.4870 2.5878 2.7078 2.8144 2.9223 3.0296 3.1366 3.2614
39 1.9740 2.0365 2.1073 2.1867 2.2727 2.3800 2.4773 2.5792 2.6844 2.7925 2.9212 3.0374 3.1530 3.2680 3.3830 3.5173
40 2.1157 2.1880 2.2696 2.3586 2.4531 2.5713 2.6775 2.7870 2.8998 3.0160 3.1552 3.2799 3.4038 3.5273 3.6510 3.7959
41 2.2766 2.3596 2.4514 2.5493 2.6541 2.7821 2.8962 3.0135 3.1342 3.2604 3.4095 3.5431 3.6762 3.8091 3.9425 4.0989
42 2.4579 2.5519 2.6528 2.7606 2.8745 3.0120 3.1340 3.2594 3.3903 3.5253 3.6852 3.8287 3.9718 4.1152 4.2591 4.4356
43 2.6609 2.7642 2.8744 2.9921 3.1141 3.2615 3.3917 3.5269 3.6673 3.8118 3.9837 4.1381 4.2924 4.4471 4.6107 4.8094
44 2.8843 2.9965 3.1171 3.2431 3.3734 3.5308 3.6701 3.8159 3.9662 4.1214 4.3064 4.4728 4.6395 4.8153 5.0016 5.2260
45 3.1279 3.2498 3.3792 3.5135 3.6524 3.8207 3.9709 4.1270 4.2883 4.4552 4.6548 4.8346 5.0241 5.2235 5.4361 5.6881
46 3.3909 3.5226 3.6604 3.8034 3.9514 4.1317 4.2936 4.4611 4.6347 4.8147 5.0303 5.2349 5.4499 5.6775 5.9175 6.1999
47 3.6732 3.8137 3.9603 4.1127 4.2707 4.4652 4.6389 4.8193 5.0066 5.2011 5.4452 5.6775 5.9215 6.1800 6.4500 6.7659
48 3.9731 4.1225 4.2787 4.4414 4.6117 4.8207 5.0079 5.2026 5.4052 5.6273 5.9032 6.1664 6.4442 6.7353 7.0382 7.3907
49 4.2895 4.4488 4.6157 4.7900 4.9741 5.1995 5.4018 5.6127 5.8444 6.0974 6.4087 6.7073 7.0216 7.3483 7.6874 8.0796
50 4.6224 4.7928 4.9719 5.1597 5.3593 5.6031 5.8224 6.0642 6.3287 6.6160 6.9665 7.3059 7.6590 8.0249 8.4031 8.8385
51 4.9724 5.1556 5.3488 5.5524 5.7693 6.0337 6.2859 6.5625 6.8634 7.1888 7.5849 7.9673 8.3629 8.7712 9.1919 9.6738
52 5.3411 5.5392 5.7487 5.9708 6.2067 6.5091 6.7983 7.1135 7.4548 7.8254 8.2700 8.6987 9.1404 9.5947 10.0611 10.5928
53 5.7311 5.9466 6.1745 6.4180 6.6913 7.0361 7.3664 7.7245 8.1113 8.5317 9.0291 9.5080 9.9996 10.5035 11.0186 11.6035
54 6.1462 6.3814 6.6305 6.9154 7.2306 7.6227 7.9986 8.4040 8.8444 9.3162 9.8711 10.4043 10.9497 11.5065 12.0735 12.7147
55 6.5910 6.8485 7.1422 7.4719 7.8336 8.2779 8.7040 9.1648 9.6612 10.1890 10.8061 11.3978 12.0006 12.6137 13.2353 13.9356
56 7.0707 7.3736 7.7179 8.0973 8.5102 9.0122 9.4945 10.0169 10.5725 11.1607 11.8451 12.4993 13.1632 13.8355 14.5143
57 7.6137 7.9705 8.3683 8.8023 9.2715 9.8367 10.3856 10.9706 11.5901 12.2434 12.9999 13.7205 14.4488 15.1832
58 8.2319 8.6491 9.1051 9.5989 10.1302 10.7696 11.3858 12.0383 12.7266 13.4494 14.2830 15.0736 15.8694
59 8.9422 9.4214 9.9410 10.4999 11.1057 11.8209 12.5085 13.2337 13.9955 14.7922 15.7075 16.5715
60 9.7545 10.3012 10.8896 11.5255 12.2067 13.0040 13.7682 14.5711 15.4109 16.2857 17.2871
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 1.2112 1.2208 1.2315 1.2437 1.2572 1.2721 1.2886 1.3065 1.3257 1.3463 1.3676 1.3904 1.4137 1.4375 1.4625
19 1.2371 1.2488 1.2618 1.2766 1.2927 1.3107 1.3298 1.3509 1.3729 1.3963 1.4206 1.4455 1.4716 1.4982 1.5252
20 1.2648 1.2791 1.2951 1.3127 1.3321 1.3531 1.3757 1.3994 1.4249 1.4509 1.4780 1.5061 1.5346 1.5633 1.5931
21 1.2957 1.3129 1.3324 1.3532 1.3763 1.4005 1.4267 1.4539 1.4819 1.5115 1.5416 1.5720 1.6033 1.6354 1.6678
22 1.3310 1.3520 1.3750 1.3998 1.4263 1.4546 1.4838 1.5146 1.5463 1.5785 1.6114 1.6454 1.6796 1.7142 1.7492
23 1.3722 1.3975 1.4242 1.4533 1.4837 1.5156 1.5489 1.5829 1.6174 1.6534 1.6898 1.7264 1.7633 1.8012 1.8400
24 1.4209 1.4503 1.4818 1.5145 1.5494 1.5852 1.6216 1.6596 1.6981 1.7369 1.7760 1.8160 1.8570 1.8984 1.9403
25 1.4782 1.5120 1.5480 1.5855 1.6239 1.6637 1.7045 1.7457 1.7873 1.8295 1.8729 1.9166 1.9608 2.0055 2.0507
26 1.5445 1.5837 1.6241 1.6656 1.7089 1.7526 1.7967 1.8414 1.8874 1.9337 1.9804 2.0276 2.0753 2.1235 2.1736
27 1.6220 1.6654 1.7108 1.7572 1.8041 1.8514 1.9001 1.9493 1.9988 2.0487 2.0991 2.1500 2.2025 2.2559 2.3125
28 1.7101 1.7592 1.8090 1.8593 1.9107 1.9630 2.0156 2.0686 2.1219 2.1756 2.2309 2.2871 2.3440 2.4043 2.4681
29 1.8108 1.8643 1.9184 1.9742 2.0302 2.0865 2.1431 2.2000 2.2581 2.3174 2.3773 2.4381 2.5024 2.5705 2.6423
30 1.9232 1.9821 2.0418 2.1018 2.1620 2.2226 2.2837 2.3464 2.4096 2.4736 2.5385 2.6071 2.6797 2.7563 2.8369
31 2.0496 2.1136 2.1779 2.2424 2.3071 2.3733 2.4403 2.5078 2.5762 2.6453 2.7186 2.7961 2.8778 2.9640 3.0556
32 2.1897 2.2586 2.3276 2.3972 2.4683 2.5399 2.6121 2.6851 2.7589 2.8371 2.9198 3.0070 3.0998 3.1976 3.2999
33 2.3438 2.4177 2.4929 2.5689 2.6454 2.7226 2.8005 2.8793 2.9628 3.0511 3.1445 3.2440 3.3483 3.4575 3.5715
34 2.5127 2.5937 2.6750 2.7568 2.8393 2.9225 3.0067 3.0958 3.1901 3.2905 3.3967 3.5081 3.6247 3.7463 3.8728
35 2.6997 2.7867 2.8742 2.9622 3.0512 3.1411 3.2363 3.3370 3.4448 3.5582 3.6773 3.8018 3.9316 4.0666 4.2066
36 2.9039 2.9974 3.0916 3.1866 3.2827 3.3845 3.4924 3.6076 3.7288 3.8560 3.9890 4.1277 4.2719 4.4213 4.5757
37 3.1265 3.2273 3.3289 3.4315 3.5403 3.6560 3.7791 3.9086 4.0445 4.1866 4.3348 4.4889 4.6485 4.8134 4.9830
38 3.3693 3.4779 3.5876 3.7039 3.8278 3.9594 4.0979 4.2431 4.3950 4.5534 4.7181 4.8886 5.0648 5.2460 5.4317
39 3.6337 3.7510 3.8753 4.0078 4.1487 4.2967 4.4521 4.6145 4.7838 4.9598 5.1422 5.3304 5.5241 5.7225 5.9251
40 3.9215 4.0546 4.1963 4.3468 4.5053 4.6714 4.8452 5.0263 5.2145 5.4095 5.6108 5.8178 6.0299 6.2464 6.4663
41 4.2415 4.3929 4.5540 4.7235 4.9013 5.0873 5.2811 5.4824 5.6910 5.9063 6.1277 6.3545 6.5859 6.8210
42 4.5974 4.7700 4.9514 5.1417 5.3408 5.5482 5.7638 5.9870 6.2173 6.4542 6.6968 6.9443 7.1957
43 4.9942 5.1886 5.3924 5.6055 5.8277 6.0585 6.2975 6.5440 6.7975 7.0572 7.3220 7.5909
44 5.4345 5.6530 5.8813 6.1192 6.3665 6.6224 6.8865 7.1579 7.4359 7.7193 8.0072
45 5.9225 6.1673 6.4223 6.6872 6.9615 7.2445 7.5353 7.8330 8.1365 8.4447
46 6.4628 6.7363 7.0203 7.3142 7.6176 7.9293 8.2483 8.5736 8.9038
47 7.0597 7.3645 7.6798 8.0049 8.3393 8.6814 9.0301 9.3840
48 7.7182 8.0567 8.4057 8.7641 9.1312 9.5053 9.8848
49 8.4436 8.8184 9.2032 9.5970 9.9985 10.4058
50 9.2416 9.6551 10.0780 10.5089 10.9463
51 10.1188 10.5734 11.0363 11.5059
52 11.0822 11.5801 12.0848
53 12.1397 12.6827
54 13.2997
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.8074 0.8074 0.8074 0.8084 0.8105 0.8193 0.8227 0.8267 0.8316 0.8374 0.8502 0.8580 0.8666 0.8758 0.8860 0.9027
19 0.8186 0.8186 0.8186 0.8199 0.8223 0.8316 0.8355 0.8403 0.8460 0.8528 0.8669 0.8760 0.8860 0.8969 0.9087 0.9276
20 0.8278 0.8278 0.8281 0.8300 0.8328 0.8428 0.8475 0.8532 0.8601 0.8682 0.8838 0.8945 0.9064 0.9191 0.9333 0.9544
21 0.8359 0.8359 0.8369 0.8393 0.8428 0.8537 0.8594 0.8663 0.8746 0.8844 0.9017 0.9146 0.9285 0.9438 0.9602 0.9843
22 0.8433 0.8436 0.8455 0.8486 0.8529 0.8650 0.8720 0.8805 0.8905 0.9022 0.9218 0.9370 0.9537 0.9716 0.9913 1.0183
23 0.8508 0.8518 0.8545 0.8585 0.8641 0.8776 0.8862 0.8966 0.9087 0.9227 0.9449 0.9630 0.9827 1.0040 1.0269 1.0579
24 0.8592 0.8611 0.8647 0.8700 0.8771 0.8923 0.9030 0.9155 0.9300 0.9469 0.9721 0.9936 1.0168 1.0419 1.0689 1.1038
25 0.8692 0.8721 0.8770 0.8838 0.8927 0.9101 0.9231 0.9381 0.9558 0.9756 1.0046 1.0298 1.0573 1.0866 1.1177 1.1575
26 0.8813 0.8855 0.8920 0.9007 0.9117 0.9317 0.9473 0.9657 0.9865 1.0103 1.0431 1.0732 1.1049 1.1390 1.1752 1.2197
27 0.8962 0.9020 0.9104 0.9214 0.9351 0.9579 0.9769 0.9988 1.0236 1.0516 1.0895 1.1240 1.1612 1.2005 1.2413 1.2908
28 0.9145 0.9223 0.9330 0.9468 0.9635 0.9898 1.0126 1.0384 1.0679 1.1008 1.1437 1.1844 1.2269 1.2710 1.3178 1.3729
29 0.9368 0.9469 0.9605 0.9775 0.9976 1.0282 1.0550 1.0860 1.1204 1.1588 1.2081 1.2543 1.3024 1.3530 1.4049 1.4653
30 0.9637 0.9768 0.9938 1.0142 1.0387 1.0736 1.1060 1.1419 1.1823 1.2269 1.2824 1.3349 1.3897 1.4458 1.5029 1.5687
31 0.9961 1.0127 1.0333 1.0584 1.0874 1.1281 1.1656 1.2080 1.2547 1.3053 1.3682 1.4276 1.4883 1.5499 1.6124 1.6843
32 1.0348 1.0551 1.0805 1.1104 1.1451 1.1916 1.2361 1.2849 1.3380 1.3963 1.4664 1.5322 1.5989 1.6666 1.7353 1.8129
33 1.0802 1.1056 1.1360 1.1718 1.2125 1.2665 1.3177 1.3733 1.4345 1.4997 1.5770 1.6492 1.7226 1.7968 1.8709 1.9543
34 1.1339 1.1645 1.2012 1.2433 1.2915 1.3529 1.4113 1.4754 1.5438 1.6159 1.7005 1.7801 1.8602 1.9401 2.0198 2.1093
35 1.1964 1.2337 1.2769 1.3270 1.3824 1.4521 1.5192 1.5908 1.6664 1.7457 1.8386 1.9253 2.0116 2.0974 2.1828 2.2788
36 1.2697 1.3138 1.3655 1.4231 1.4870 1.5660 1.6410 1.7201 1.8033 1.8909 1.9914 2.0847 2.1773 2.2693 2.3608 2.4638
37 1.3543 1.4074 1.4671 1.5335 1.6066 1.6944 1.7773 1.8643 1.9560 2.0507 2.1590 2.2591 2.3582 2.4567 2.5547 2.6653
38 1.4532 1.5147 1.5835 1.6596 1.7412 1.8381 1.9290 2.0250 2.1241 2.2259 2.3420 2.4492 2.5553 2.6608 2.7658 2.8847
39 1.5666 1.6375 1.7165 1.8015 1.8916 1.9977 2.0979 2.2015 2.3079 2.4170 2.5414 2.6560 2.7696 2.8827 2.9955 3.1235
40 1.6960 1.7777 1.8659 1.9598 2.0590 2.1751 2.2832 2.3943 2.5082 2.6248 2.7581 2.8807 3.0024 3.1238 3.2451 3.3832
41 1.8437 1.9350 2.0325 2.1355 2.2442 2.3694 2.4853 2.6041 2.7258 2.8503 2.9931 3.1244 3.2551 3.3856 3.5164 3.6654
42 2.0093 2.1101 2.2166 2.3296 2.4466 2.5809 2.7047 2.8316 2.9614 3.0945 3.2476 3.3886 3.5291 3.6697 3.8108 3.9788
43 2.1931 2.3030 2.4198 2.5412 2.6663 2.8100 2.9420 3.0773 3.2160 3.3585 3.5230 3.6746 3.8260 3.9777 4.1375 4.3265
44 2.3949 2.5148 2.6405 2.7702 2.9036 3.0570 3.1977 3.3422 3.4906 3.6435 3.8204 3.9838 4.1472 4.3191 4.4997 4.7121
45 2.6149 2.7444 2.8785 3.0166 3.1585 3.3222 3.4724 3.6270 3.7862 3.9505 4.1414 4.3177 4.5029 4.6973 4.9011 5.1393
46 2.8528 2.9908 3.1334 3.2802 3.4313 3.6063 3.7669 3.9327 4.1039 4.2810 4.4872 4.6871 4.8967 5.1160 5.3454 5.6121
47 3.1067 3.2533 3.4048 3.5610 3.7221 3.9096 4.0819 4.2602 4.4448 4.6362 4.8690 5.0953 5.3319 5.5789 5.8365 6.1344
48 3.3757 3.5314 3.6925 3.8592 4.0315 4.2329 4.4184 4.6107 4.8103 5.0277 5.2903 5.5459 5.8124 6.0899 6.3785 6.7105
49 3.6593 3.8249 3.9969 4.1753 4.3603 4.5774 4.7776 4.9856 5.2127 5.4592 5.7550 6.0430 6.3425 6.6535 6.9759 7.3450
50 3.9574 4.1343 4.3186 4.5103 4.7098 4.9444 5.1612 5.3983 5.6561 5.9351 6.2675 6.5914 6.9271 7.2746 7.6338 8.0431
51 4.2709 4.4607 4.6590 4.8660 5.0819 5.3360 5.5836 5.8532 6.1452 6.4602 6.8331 7.1963 7.5716 7.9589 8.3578 8.8104
52 4.6013 4.8060 5.0204 5.2448 5.4791 5.7681 6.0500 6.3558 6.6858 7.0404 7.4578 7.8640 8.2823 8.7126 9.1542 9.6533
53 4.9511 5.1729 5.4057 5.6497 5.9185 6.2463 6.5664 6.9123 7.2842 7.6823 8.1484 8.6013 9.0662 9.5427 10.0300 10.5785
54 5.3237 5.5651 5.8187 6.0992 6.4064 6.7774 7.1400 7.5300 7.9478 8.3935 8.9126 9.4159 9.9310 10.4569 10.9927 11.5934
55 5.7235 5.9868 6.2794 6.6007 6.9506 7.3693 7.7785 8.2170 8.6849 9.1823 9.7588 10.3165 10.8850 11.4634 12.0503 12.7059
56 6.1551 6.4600 6.7958 7.1622 7.5591 8.0305 8.4907 8.9820 9.5044 10.0577 10.6960 11.3118 11.9372 12.5710 13.2112
57 6.6422 6.9929 7.3765 7.7925 8.2411 8.7701 9.2859 9.8346 10.4159 11.0292 11.7339 12.4115 13.0969 13.7885
58 7.1935 7.5948 8.0308 8.5012 9.0061 9.5980 10.1742 10.7849 11.4294 12.1070 12.8825 13.6251 14.3733
59 7.8186 8.2752 8.7684 9.2982 9.8644 10.5246 11.1660 11.8432 12.5555 13.3014 14.1519 14.9627
60 8.5274 9.0442 9.5997 10.1939 10.8265 11.5606 12.2721 13.0206 13.8048 14.6229 15.5525
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.9147 0.9278 0.9420 0.9577 0.9744 0.9926 1.0122 1.0329 1.0545 1.0777 1.1015 1.1259 1.1508 1.1764 1.2026
19 0.9417 0.9569 0.9737 0.9917 1.0113 1.0324 1.0545 1.0779 1.1027 1.1282 1.1543 1.1809 1.2086 1.2366 1.2648
20 0.9709 0.9890 1.0083 1.0296 1.0522 1.0759 1.1013 1.1278 1.1552 1.1831 1.2119 1.2415 1.2714 1.3016 1.3320
21 1.0038 1.0248 1.0477 1.0719 1.0976 1.1250 1.1534 1.1827 1.2127 1.2439 1.2755 1.3075 1.3397 1.3722 1.4050
22 1.0412 1.0659 1.0920 1.1199 1.1493 1.1799 1.2112 1.2438 1.2772 1.3110 1.3452 1.3796 1.4143 1.4497 1.4857
23 1.0845 1.1126 1.1430 1.1746 1.2074 1.2412 1.2765 1.3122 1.3484 1.3850 1.4218 1.4591 1.4972 1.5356 1.5744
24 1.1345 1.1672 1.2012 1.2364 1.2732 1.3110 1.3493 1.3880 1.4271 1.4665 1.5069 1.5476 1.5886 1.6300 1.6719
25 1.1927 1.2293 1.2673 1.3071 1.3476 1.3887 1.4302 1.4720 1.5147 1.5579 1.6014 1.6451 1.6893 1.7340 1.7792
26 1.2591 1.3005 1.3432 1.3866 1.4307 1.4752 1.5203 1.5662 1.6123 1.6587 1.7055 1.7527 1.8004 1.8486 1.8975
27 1.3357 1.3815 1.4282 1.4754 1.5231 1.5720 1.6211 1.6704 1.7200 1.7700 1.8204 1.8712 1.9227 1.9748 2.0300
28 1.4223 1.4724 1.5231 1.5746 1.6270 1.6796 1.7323 1.7854 1.8388 1.8926 1.9469 2.0018 2.0574 2.1163 2.1784
29 1.5192 1.5737 1.6294 1.6855 1.7418 1.7983 1.8550 1.9120 1.9695 2.0275 2.0861 2.1454 2.2082 2.2745 2.3444
30 1.6276 1.6874 1.7475 1.8078 1.8682 1.9289 1.9899 2.0513 2.1132 2.1758 2.2391 2.3061 2.3769 2.4514 2.5298
31 1.7486 1.8130 1.8776 1.9423 2.0072 2.0724 2.1380 2.2042 2.2710 2.3386 2.4101 2.4856 2.5651 2.6488 2.7365
32 1.8820 1.9512 2.0205 2.0899 2.1596 2.2298 2.3005 2.3718 2.4440 2.5203 2.6009 2.6858 2.7751 2.8687 2.9665
33 2.0285 2.1027 2.1770 2.2516 2.3266 2.4021 2.4784 2.5554 2.6369 2.7230 2.8136 2.9089 3.0088 3.1133 3.2222
34 2.1889 2.2685 2.3482 2.4284 2.5092 2.5906 2.6730 2.7600 2.8519 2.9487 3.0504 3.1571 3.2686 3.3849 3.5057
35 2.3641 2.4495 2.5353 2.6216 2.7087 2.7966 2.8896 2.9878 3.0912 3.1998 3.3137 3.4328 3.5569 3.6859 3.8196
36 2.5553 2.6471 2.7394 2.8324 2.9264 3.0258 3.1307 3.2412 3.3573 3.4789 3.6061 3.7387 3.8765 4.0192 4.1666
37 2.7636 2.8624 2.9619 3.0623 3.1686 3.2807 3.3988 3.5228 3.6529 3.7887 3.9304 4.0775 4.2300 4.3874 4.5493
38 2.9905 3.0970 3.2043 3.3179 3.4378 3.5641 3.6967 3.8357 3.9809 4.1322 4.2895 4.4524 4.6205 4.7934 4.9706
39 3.2375 3.3524 3.4738 3.6020 3.7371 3.8789 4.0275 4.1828 4.3445 4.5126 4.6867 4.8663 5.0511 5.2404 5.4336
40 3.5062 3.6362 3.7733 3.9177 4.0694 4.2284 4.3945 4.5675 4.7472 4.9332 5.1253 5.3227 5.5250 5.7315 5.9411
41 3.8047 3.9515 4.1060 4.2682 4.4383 4.6160 4.8011 4.9933 5.1923 5.3976 5.6088 5.8250 6.0456 6.2697
42 4.1361 4.3015 4.4752 4.6572 4.8474 5.0454 5.2511 5.4640 5.6836 5.9094 6.1407 6.3766 6.6162
43 4.5039 4.6899 4.8847 5.0882 5.3003 5.5205 5.7483 5.9833 6.2249 6.4723 6.7246 6.9809
44 4.9116 5.1204 5.3383 5.5653 5.8011 6.0450 6.2966 6.5552 6.8200 7.0900 7.3641
45 5.3632 5.5968 5.8400 6.0924 6.3537 6.6232 6.9001 7.1836 7.4726 7.7660
46 5.8627 6.1234 6.3939 6.6738 6.9626 7.2593 7.5629 7.8724 8.1866
47 6.4142 6.7043 7.0043 7.3137 7.6317 7.9571 8.2888 8.6254
48 7.0220 7.3439 7.6756 8.0164 8.3653 8.7209 9.0817
49 7.6908 8.0468 8.4123 8.7863 9.1678 9.5547
50 8.4256 8.8181 9.2194 9.6285 10.0437
51 9.2323 9.6634 10.1024 10.5478
52 10.1168 10.5885 11.0668
53 11.0859 11.6000
54 12.1466
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.6664 0.6688 0.6717 0.6753 0.6795 0.6893 0.6949 0.7012 0.7085 0.7166 0.7305 0.7405 0.7512 0.7625 0.7745 0.7920
19 0.6773 0.6796 0.6827 0.6865 0.6911 0.7016 0.7078 0.7150 0.7232 0.7325 0.7477 0.7591 0.7714 0.7842 0.7982 0.8178
20 0.6863 0.6888 0.6922 0.6965 0.7017 0.7131 0.7202 0.7285 0.7380 0.7486 0.7654 0.7787 0.7926 0.8077 0.8238 0.8456
21 0.6941 0.6970 0.7009 0.7059 0.7120 0.7244 0.7328 0.7425 0.7535 0.7658 0.7846 0.7998 0.8162 0.8335 0.8519 0.8767
22 0.7013 0.7048 0.7095 0.7155 0.7227 0.7365 0.7464 0.7578 0.7706 0.7850 0.8059 0.8237 0.8426 0.8626 0.8843 0.9123
23 0.7087 0.7130 0.7187 0.7259 0.7346 0.7500 0.7618 0.7751 0.7901 0.8068 0.8305 0.8511 0.8730 0.8965 0.9215 0.9530
24 0.7169 0.7222 0.7293 0.7381 0.7486 0.7659 0.7798 0.7954 0.8129 0.8326 0.8592 0.8832 0.9087 0.9357 0.9645 1.0004
25 0.7267 0.7334 0.7422 0.7528 0.7653 0.7850 0.8013 0.8196 0.8401 0.8627 0.8932 0.9210 0.9503 0.9817 1.0150 1.0553
26 0.7387 0.7472 0.7579 0.7706 0.7856 0.8079 0.8271 0.8485 0.8722 0.8989 0.9334 0.9653 0.9995 1.0355 1.0733 1.1183
27 0.7538 0.7643 0.7772 0.7926 0.8101 0.8356 0.8580 0.8829 0.9109 0.9414 0.9804 1.0178 1.0569 1.0977 1.1402 1.1904
28 0.7724 0.7852 0.8009 0.8189 0.8399 0.8687 0.8949 0.9241 0.9562 0.9917 1.0364 1.0789 1.1232 1.1692 1.2174 1.2730
29 0.7951 0.8108 0.8293 0.8509 0.8751 0.9082 0.9388 0.9725 1.0098 1.0509 1.1014 1.1495 1.1995 1.2517 1.3051 1.3660
30 0.8228 0.8414 0.8636 0.8887 0.9174 0.9551 0.9903 1.0297 1.0728 1.1195 1.1762 1.2307 1.2872 1.3449 1.4036 1.4699
31 0.8556 0.8782 0.9040 0.9339 0.9671 1.0099 1.0512 1.0965 1.1456 1.1985 1.2624 1.3237 1.3862 1.4495 1.5135 1.5853
32 0.8950 0.9213 0.9522 0.9867 1.0253 1.0747 1.1222 1.1737 1.2294 1.2898 1.3608 1.4286 1.4971 1.5661 1.6353 1.7128
33 0.9409 0.9725 1.0083 1.0485 1.0937 1.1499 1.2040 1.2624 1.3259 1.3933 1.4716 1.5458 1.6204 1.6951 1.7697 1.8531
34 0.9952 1.0321 1.0737 1.1209 1.1728 1.2364 1.2978 1.3644 1.4351 1.5095 1.5952 1.6760 1.7567 1.8372 1.9173 2.0067
35 1.0582 1.1012 1.1503 1.2045 1.2636 1.3355 1.4054 1.4796 1.5577 1.6391 1.7323 1.8196 1.9065 1.9929 2.0788 2.1747
36 1.1312 1.1821 1.2385 1.3004 1.3680 1.4490 1.5268 1.6087 1.6941 1.7826 1.8834 1.9774 2.0706 2.1631 2.2550 2.3580
37 1.2165 1.2752 1.3397 1.4104 1.4870 1.5768 1.6627 1.7522 1.8450 1.9406 2.0490 2.1498 2.2496 2.3486 2.4471 2.5576
38 1.3147 1.3818 1.4556 1.5357 1.6209 1.7198 1.8136 1.9108 2.0109 2.1136 2.2300 2.3378 2.4446 2.5505 2.6561 2.7749
39 1.4272 1.5039 1.5875 1.6766 1.7704 1.8785 1.9802 2.0849 2.1924 2.3024 2.4270 2.5423 2.6565 2.7701 2.8834 3.0113
40 1.5555 1.6427 1.7357 1.8338 1.9361 2.0532 2.1628 2.2751 2.3901 2.5076 2.6410 2.7644 2.8867 3.0086 3.1304 3.2683
41 1.7017 1.7985 1.9008 2.0077 2.1184 2.2446 2.3620 2.4820 2.6047 2.7302 2.8731 3.0052 3.1364 3.2675 3.3987 3.5476
42 1.8653 1.9718 2.0831 2.1986 2.3175 2.4528 2.5781 2.7062 2.8371 2.9712 3.1244 3.2661 3.4072 3.5483 3.6899 3.8576
43 2.0469 2.1626 2.2827 2.4066 2.5337 2.6783 2.8118 2.9484 3.0882 3.2316 3.3962 3.5485 3.7005 3.8528 4.0129 4.2015
44 2.2462 2.3708 2.4995 2.6316 2.7670 2.9213 3.0636 3.2093 3.3588 3.5126 3.6897 3.8538 4.0178 4.1901 4.3709 4.5827
45 2.4627 2.5960 2.7331 2.8737 3.0176 3.1823 3.3340 3.4898 3.6501 3.8154 4.0064 4.1835 4.3691 4.5637 4.7675 5.0048
46 2.6958 2.8376 2.9832 3.1326 3.2857 3.4617 3.6238 3.7908 3.9632 4.1413 4.3475 4.5480 4.7577 4.9770 5.2063 5.4719
47 2.9445 3.0949 3.2495 3.4083 3.5715 3.7600 3.9338 4.1134 4.2991 4.4914 4.7241 4.9506 5.1871 5.4338 5.6910 5.9876
48 3.2080 3.3676 3.5319 3.7011 3.8756 4.0779 4.2649 4.4585 4.6592 4.8772 5.1393 5.3948 5.6609 5.9379 6.2258 6.5563
49 3.4858 3.6553 3.8304 4.0114 4.1986 4.4166 4.6184 4.8277 5.0555 5.3023 5.5970 5.8846 6.1834 6.4936 6.8150 7.1823
50 3.7778 3.9586 4.1460 4.3404 4.5421 4.7775 4.9959 5.2338 5.4918 5.7706 6.1016 6.4246 6.7592 7.1056 7.4634 7.8706
51 4.0848 4.2785 4.4801 4.6897 4.9078 5.1627 5.4112 5.6810 5.9728 6.2870 6.6579 7.0198 7.3937 7.7793 8.1766 8.6267
52 4.4084 4.6170 4.8347 5.0617 5.2982 5.5872 5.8693 6.1746 6.5037 6.8570 7.2719 7.6762 8.0926 8.5209 8.9605 9.4565
53 4.7510 4.9768 5.2128 5.4594 5.7294 6.0563 6.3759 6.7206 7.0908 7.4870 7.9498 8.4003 8.8628 9.3368 9.8217 10.3667
54 5.1161 5.3614 5.6182 5.9001 6.2075 6.5766 6.9376 7.3256 7.7410 8.1840 8.6991 9.1995 9.7115 10.2345 10.7674 11.3642
55 5.5078 5.7751 6.0694 6.3907 6.7396 7.1552 7.5618 7.9973 8.4620 8.9559 9.5276 10.0817 10.6467 11.2216 11.8050 12.4562
56 5.9309 6.2378 6.5737 6.9387 7.3332 7.8001 8.2567 8.7440 9.2622 9.8111 10.4438 11.0553 11.6765 12.3062 12.9425
57 6.4063 6.7571 7.1390 7.5520 7.9967 8.5198 9.0308 9.5743 10.1503 10.7585 11.4566 12.1290 12.8095 13.4965
58 6.9422 7.3414 7.7736 8.2393 8.7387 9.3231 9.8932 10.4975 11.1357 11.8071 12.5749 13.3117 14.0543
59 7.5469 7.9989 8.4863 9.0094 9.5684 10.2194 10.8532 11.5229 12.2276 12.9663 13.8081 14.6123
60 8.2290 8.7386 9.2860 9.8715 10.4951 11.2182 11.9205 12.6601 13.4356 14.2454 15.1651
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.8058 0.8205 0.8363 0.8534 0.8717 0.8911 0.9117 0.9338 0.9569 0.9808 1.0054 1.0306 1.0563 1.0828 1.1096
19 0.8335 0.8505 0.8689 0.8886 0.9094 0.9316 0.9553 0.9800 1.0056 1.0319 1.0588 1.0866 1.1149 1.1435 1.1724
20 0.8639 0.8838 0.9049 0.9272 0.9512 0.9766 1.0031 1.0305 1.0587 1.0876 1.1175 1.1478 1.1783 1.2092 1.2403
21 0.8981 0.9208 0.9449 0.9708 0.9981 1.0265 1.0559 1.0862 1.1174 1.1494 1.1817 1.2144 1.2473 1.2805 1.3140
22 0.9368 0.9628 0.9908 1.0201 1.0506 1.0822 1.1147 1.1484 1.1826 1.2172 1.2521 1.2873 1.3228 1.3585 1.3946
23 0.9813 1.0114 1.0429 1.0757 1.1096 1.1447 1.1808 1.2175 1.2545 1.2919 1.3295 1.3674 1.4056 1.4441 1.4830
24 1.0328 1.0668 1.1020 1.1384 1.1764 1.2152 1.2544 1.2941 1.3341 1.3743 1.4148 1.4556 1.4967 1.5382 1.5801
25 1.0918 1.1298 1.1692 1.2100 1.2516 1.2937 1.3361 1.3789 1.4220 1.4653 1.5088 1.5527 1.5970 1.6418 1.6870
26 1.1591 1.2019 1.2457 1.2902 1.3354 1.3809 1.4268 1.4728 1.5191 1.5657 1.6125 1.6598 1.7076 1.7559 1.8048
27 1.2365 1.2836 1.3314 1.3798 1.4286 1.4777 1.5270 1.5765 1.6263 1.6764 1.7268 1.7778 1.8294 1.8816 1.9368
28 1.3237 1.3751 1.4270 1.4793 1.5319 1.5847 1.6377 1.6909 1.7444 1.7983 1.8527 1.9078 1.9635 2.0224 2.0846
29 1.4213 1.4770 1.5331 1.5895 1.6460 1.7027 1.7596 1.8168 1.8744 1.9325 1.9912 2.0507 2.1135 2.1799 2.2498
30 1.5298 1.5900 1.6504 1.7109 1.7716 1.8325 1.8937 1.9552 2.0173 2.0800 2.1434 2.2105 2.2813 2.3559 2.4343
31 1.6500 1.7147 1.7796 1.8445 1.9097 1.9751 2.0409 2.1072 2.1741 2.2419 2.3135 2.3890 2.4686 2.5523 2.6399
32 1.7823 1.8519 1.9214 1.9911 2.0611 2.1314 2.2023 2.2738 2.3461 2.4225 2.5032 2.5881 2.6774 2.7710 2.8688
33 1.9277 2.0022 2.0768 2.1516 2.2268 2.3026 2.3790 2.4562 2.5378 2.6239 2.7146 2.8099 2.9098 3.0142 3.1231
34 2.0867 2.1666 2.2466 2.3271 2.4081 2.4897 2.5722 2.6594 2.7514 2.8482 2.9500 3.0566 3.1681 3.2843 3.4051
35 2.2604 2.3461 2.4321 2.5187 2.6060 2.6942 2.7873 2.8856 2.9890 3.0977 3.2116 3.3306 3.4547 3.5836 3.7172
36 2.4498 2.5419 2.6345 2.7278 2.8220 2.9216 3.0266 3.1371 3.2532 3.3749 3.5020 3.6345 3.7722 3.9148 4.0621
37 2.6563 2.7554 2.8551 2.9558 3.0623 3.1745 3.2926 3.4167 3.5467 3.6825 3.8241 3.9711 4.1234 4.2807 4.4425
38 2.8810 2.9878 3.0955 3.2092 3.3293 3.4556 3.5882 3.7271 3.8723 4.0235 4.1806 4.3434 4.5113 4.6841 4.8611
39 3.1257 3.2408 3.3625 3.4908 3.6259 3.7678 3.9163 4.0715 4.2331 4.4011 4.5749 4.7544 4.9390 5.1281 5.3211
40 3.3917 3.5219 3.6592 3.8036 3.9554 4.1142 4.2802 4.4530 4.6326 4.8184 5.0102 5.2075 5.4095 5.6157 5.8252
41 3.6871 3.8341 3.9886 4.1509 4.3209 4.4984 4.6833 4.8753 5.0740 5.2791 5.4900 5.7059 5.9263 6.1501
42 4.0151 4.1806 4.3542 4.5361 4.7261 4.9239 5.1293 5.3419 5.5612 5.7867 6.0176 6.2532 6.4924
43 4.3789 4.5649 4.7595 4.9628 5.1746 5.3944 5.6219 5.8565 6.0977 6.3447 6.5967 6.8525
44 4.7821 4.9906 5.2083 5.4349 5.6703 5.9138 6.1650 6.4231 6.6874 6.9569 7.2306
45 5.2285 5.4617 5.7045 5.9564 6.2172 6.4862 6.7625 7.0454 7.3339 7.6268
46 5.7221 5.9823 6.2522 6.5314 6.8196 7.1156 7.4185 7.7274 8.0410
47 6.2668 6.5562 6.8555 7.1640 7.4812 7.8059 8.1367 8.4726
48 6.8669 7.1879 7.5186 7.8584 8.2064 8.5610 8.9209
49 7.5269 7.8817 8.2461 8.6190 8.9993 9.3852
50 8.2517 8.6428 9.0427 9.4504 9.8643
51 9.0468 9.4762 9.9136 10.3575
52 9.9180 10.3878 10.8642
53 10.8718 11.3836
54 11.9147
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.5592 0.5647 0.5705 0.5768 0.5835 0.5947 0.6025 0.6111 0.6203 0.6303 0.6449 0.6567 0.6689 0.6816 0.6948 0.7126
19 0.5698 0.5752 0.5812 0.5877 0.5950 0.6069 0.6154 0.6249 0.6352 0.6463 0.6623 0.6756 0.6894 0.7037 0.7189 0.7387
20 0.5786 0.5842 0.5906 0.5977 0.6057 0.6185 0.6281 0.6388 0.6503 0.6629 0.6807 0.6956 0.7112 0.7276 0.7450 0.7673
21 0.5863 0.5925 0.5995 0.6075 0.6164 0.6303 0.6413 0.6533 0.6664 0.6809 0.7005 0.7174 0.7352 0.7541 0.7740 0.7991
22 0.5936 0.6005 0.6085 0.6176 0.6277 0.6432 0.6557 0.6693 0.6844 0.7008 0.7226 0.7420 0.7626 0.7842 0.8069 0.8351
23 0.6011 0.6090 0.6183 0.6287 0.6405 0.6577 0.6718 0.6877 0.7048 0.7234 0.7480 0.7704 0.7939 0.8185 0.8445 0.8766
24 0.6097 0.6190 0.6296 0.6418 0.6553 0.6744 0.6910 0.7089 0.7284 0.7501 0.7777 0.8033 0.8301 0.8584 0.8886 0.9248
25 0.6200 0.6309 0.6434 0.6575 0.6731 0.6946 0.7134 0.7339 0.7566 0.7813 0.8125 0.8417 0.8725 0.9053 0.9396 0.9802
26 0.6327 0.6456 0.6601 0.6764 0.6944 0.7185 0.7400 0.7639 0.7898 0.8180 0.8532 0.8869 0.9224 0.9596 0.9984 1.0438
27 0.6486 0.6635 0.6804 0.6993 0.7199 0.7470 0.7720 0.7993 0.8289 0.8612 0.9013 0.9399 0.9803 1.0223 1.0659 1.1163
28 0.6679 0.6854 0.7050 0.7265 0.7504 0.7811 0.8098 0.8409 0.8749 0.9123 0.9576 1.0015 1.0471 1.0943 1.1429 1.1984
29 0.6915 0.7118 0.7343 0.7593 0.7867 0.8214 0.8541 0.8899 0.9292 0.9718 1.0230 1.0725 1.1237 1.1762 1.2300 1.2909
30 0.7199 0.7432 0.7693 0.7980 0.8294 0.8686 0.9063 0.9476 0.9924 1.0408 1.0982 1.1538 1.2108 1.2689 1.3279 1.3941
31 0.7535 0.7806 0.8106 0.8434 0.8793 0.9241 0.9675 1.0147 1.0655 1.1201 1.1843 1.2461 1.3090 1.3728 1.4370 1.5088
32 0.7934 0.8246 0.8589 0.8965 0.9383 0.9891 1.0386 1.0921 1.1495 1.2107 1.2819 1.3501 1.4191 1.4885 1.5581 1.6355
33 0.8401 0.8758 0.9151 0.9589 1.0067 1.0643 1.1205 1.1809 1.2452 1.3132 1.3917 1.4665 1.5415 1.6166 1.6915 1.7748
34 0.8943 0.9353 0.9812 1.0312 1.0857 1.1508 1.2142 1.2818 1.3533 1.4284 1.5143 1.5956 1.6767 1.7575 1.8380 1.9274
35 0.9572 1.0050 1.0575 1.1147 1.1765 1.2497 1.3207 1.3959 1.4747 1.5568 1.6502 1.7380 1.8253 1.9121 1.9983 2.0941
36 1.0306 1.0855 1.1455 1.2104 1.2802 1.3619 1.4408 1.5236 1.6098 1.6990 1.7999 1.8944 1.9880 2.0809 2.1732 2.2760
37 1.1155 1.1782 1.2463 1.3196 1.3977 1.4883 1.5752 1.6657 1.7592 1.8555 1.9641 2.0653 2.1656 2.2649 2.3637 2.4741
38 1.2131 1.2845 1.3613 1.4433 1.5299 1.6296 1.7245 1.8226 1.9235 2.0268 2.1433 2.2516 2.3588 2.4652 2.5710 2.6897
39 1.3250 1.4055 1.4914 1.5823 1.6776 1.7864 1.8892 1.9948 2.1030 2.2137 2.3384 2.4542 2.5689 2.6828 2.7964 2.9242
40 1.4523 1.5423 1.6376 1.7374 1.8412 1.9591 2.0697 2.1829 2.2986 2.4168 2.5503 2.6742 2.7969 2.9192 3.0414 3.1791
41 1.5962 1.6958 1.8003 1.9090 2.0212 2.1481 2.2665 2.3874 2.5109 2.6370 2.7800 2.9126 3.0444 3.1758 3.3073 3.4561
42 1.7573 1.8665 1.9800 2.0973 2.2177 2.3537 2.4801 2.6090 2.7407 2.8754 3.0288 3.1710 3.3125 3.4541 3.5960 3.7634
43 1.9360 2.0544 2.1767 2.3024 2.4310 2.5763 2.7109 2.8483 2.9889 3.1330 3.2977 3.4505 3.6030 3.7556 3.9160 4.1042
44 2.1320 2.2594 2.3903 2.5243 2.6611 2.8162 2.9595 3.1061 3.2564 3.4109 3.5881 3.7527 3.9172 4.0897 4.2706 4.4819
45 2.3451 2.4811 2.6204 2.7628 2.9083 3.0737 3.2265 3.3832 3.5443 3.7103 3.9013 4.0789 4.2649 4.4595 4.6633 4.9000
46 2.5743 2.7189 2.8668 3.0180 3.1726 3.3493 3.5126 3.6805 3.8537 4.0325 4.2388 4.4396 4.6494 4.8687 5.0977 5.3625
47 2.8189 2.9722 3.1290 3.2897 3.4544 3.6436 3.8185 3.9991 4.1856 4.3786 4.6111 4.8377 5.0741 5.3206 5.5775 5.8730
48 3.0780 3.2404 3.4070 3.5781 3.7542 3.9572 4.1453 4.3399 4.5414 4.7599 5.0215 5.2769 5.5427 5.8192 6.1065 6.4357
49 3.3511 3.5235 3.7010 3.8839 4.0727 4.2913 4.4942 4.7045 4.9328 5.1797 5.4737 5.7609 6.0591 6.3685 6.6891 7.0548
50 3.6382 3.8219 4.0117 4.2080 4.4113 4.6474 4.8669 5.1053 5.3635 5.6420 5.9718 6.2941 6.6279 6.9732 7.3300 7.7353
51 3.9400 4.1367 4.3406 4.5522 4.7719 5.0274 5.2766 5.5465 5.8379 6.1514 6.5208 6.8816 7.2542 7.6386 8.0344 8.4824
52 4.2582 4.4698 4.6898 4.9187 5.1569 5.4458 5.7280 6.0329 6.3611 6.7133 7.1261 7.5289 7.9438 8.3704 8.8083 9.3019
53 4.5951 4.8238 5.0623 5.3107 5.5816 5.9077 6.2267 6.5703 6.9392 7.3337 7.7940 8.2425 8.7030 9.1750 9.6579 10.2001
54 4.9542 5.2024 5.4615 5.7445 6.0518 6.4193 6.7790 7.1652 7.5786 8.0194 8.5313 9.0293 9.5389 10.0594 10.5899 11.1836
55 5.3394 5.6096 5.9051 6.2264 6.5742 6.9873 7.3918 7.8248 8.2868 8.7778 9.3457 9.8968 10.4589 11.0310 11.6117 12.2592
56 5.7556 6.0639 6.3997 6.7635 7.1559 7.6192 8.0728 8.5568 9.0715 9.6169 10.2450 10.8530 11.4708 12.0972 12.7304
57 6.2218 6.5724 6.9527 7.3632 7.8046 8.3229 8.8299 9.3693 9.9410 10.5449 11.2377 11.9060 12.5826 13.2658
58 6.7454 7.1425 7.5716 8.0333 8.5283 9.1066 9.6716 10.2708 10.9039 11.5702 12.3319 13.0640 13.8021
59 7.3338 7.7819 8.2644 8.7820 9.3351 9.9787 10.6063 11.2698 11.9685 12.7013 13.5361 14.3349
60 7.9944 8.4981 9.0388 9.6171 10.2334 10.9476 11.6426 12.3749 13.1435 13.9466 14.8583
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.7275 0.7434 0.7602 0.7780 0.7970 0.8173 0.8389 0.8615 0.8851 0.9096 0.9348 0.9605 0.9867 1.0133 1.0401
19 0.7558 0.7739 0.7931 0.8134 0.8352 0.8584 0.8827 0.9080 0.9342 0.9612 0.9887 1.0167 1.0451 1.0737 1.1027
20 0.7868 0.8074 0.8293 0.8528 0.8777 0.9038 0.9309 0.9590 0.9879 1.0173 1.0473 1.0776 1.1082 1.1391 1.1703
21 0.8214 0.8450 0.8703 0.8971 0.9251 0.9542 0.9843 1.0152 1.0468 1.0788 1.1113 1.1440 1.1770 1.2103 1.2438
22 0.8607 0.8880 0.9168 0.9469 0.9781 1.0104 1.0436 1.0774 1.1117 1.1464 1.1815 1.2167 1.2523 1.2881 1.3242
23 0.9061 0.9371 0.9694 1.0030 1.0377 1.0733 1.1095 1.1463 1.1834 1.2209 1.2586 1.2966 1.3348 1.3733 1.4123
24 0.9581 0.9930 1.0291 1.0663 1.1045 1.1434 1.1828 1.2226 1.2627 1.3030 1.3436 1.3844 1.4256 1.4671 1.5091
25 1.0177 1.0566 1.0966 1.1376 1.1793 1.2216 1.2642 1.3071 1.3503 1.3937 1.4373 1.4813 1.5256 1.5704 1.6157
26 1.0856 1.1287 1.1727 1.2175 1.2628 1.3085 1.3545 1.4006 1.4470 1.4937 1.5406 1.5880 1.6358 1.6841 1.7331
27 1.1626 1.2100 1.2580 1.3066 1.3556 1.4049 1.4543 1.5039 1.5538 1.6039 1.6545 1.7055 1.7572 1.8094 1.8647
28 1.2494 1.3010 1.3532 1.4057 1.4584 1.5114 1.5645 1.6178 1.6714 1.7254 1.7799 1.8350 1.8907 1.9497 2.0119
29 1.3464 1.4024 1.4587 1.5152 1.5720 1.6288 1.6858 1.7431 1.8008 1.8590 1.9178 1.9773 2.0402 2.1066 2.1765
30 1.4543 1.5148 1.5754 1.6361 1.6969 1.7580 1.8192 1.8809 1.9431 2.0059 2.0694 2.1365 2.2073 2.2819 2.3603
31 1.5737 1.6387 1.7038 1.7689 1.8342 1.8998 1.9657 2.0321 2.0992 2.1670 2.2386 2.3142 2.3938 2.4775 2.5652
32 1.7053 1.7750 1.8448 1.9146 1.9848 2.0553 2.1263 2.1979 2.2703 2.3468 2.4275 2.5125 2.6017 2.6953 2.7931
33 1.8496 1.9244 1.9992 2.0742 2.1496 2.2255 2.3020 2.3793 2.4610 2.5472 2.6379 2.7332 2.8331 2.9375 3.0463
34 2.0076 2.0877 2.1680 2.2486 2.3297 2.4116 2.4942 2.5814 2.6735 2.7703 2.8721 2.9787 3.0901 3.2063 3.3270
35 2.1801 2.2660 2.3523 2.4390 2.5265 2.6148 2.7080 2.8063 2.9098 3.0185 3.1323 3.2513 3.3753 3.5042 3.6377
36 2.3682 2.4605 2.5533 2.6468 2.7412 2.8408 2.9459 3.0565 3.1725 3.2942 3.4212 3.5537 3.6913 3.8338 3.9810
37 2.5731 2.6724 2.7724 2.8732 2.9798 3.0921 3.2103 3.3343 3.4643 3.6000 3.7415 3.8885 4.0407 4.1978 4.3595
38 2.7961 2.9031 3.0110 3.1249 3.2450 3.3714 3.5040 3.6428 3.7879 3.9391 4.0961 4.2587 4.4265 4.5991 4.7760
39 3.0389 3.1543 3.2761 3.4045 3.5396 3.6814 3.8299 3.9850 4.1465 4.3143 4.4881 4.6674 4.8518 5.0407 5.2335
40 3.3028 3.4332 3.5705 3.7150 3.8667 4.0255 4.1913 4.3640 4.5434 4.7291 4.9207 5.1178 5.3196 5.5256 5.7349
41 3.5958 3.7428 3.8974 4.0596 4.2295 4.4069 4.5916 4.7834 4.9820 5.1868 5.3974 5.6132 5.8333 6.0569
42 3.9210 4.0865 4.2601 4.4418 4.6316 4.8293 5.0344 5.2468 5.4658 5.6910 5.9217 6.1569 6.3959
43 4.2816 4.4675 4.6620 4.8651 5.0766 5.2962 5.5233 5.7577 5.9985 6.2452 6.4968 6.7524
44 4.6812 4.8895 5.1069 5.3333 5.5683 5.8115 6.0623 6.3200 6.5839 6.8530 7.1263
45 5.1235 5.3564 5.5987 5.8503 6.1107 6.3792 6.6550 6.9375 7.2255 7.5179
46 5.6123 5.8720 6.1414 6.4202 6.7078 7.0032 7.3056 7.6139 7.9270
47 6.1517 6.4405 6.7391 7.0470 7.3635 7.6875 8.0177 8.3529
48 6.7456 7.0658 7.3957 7.7347 8.0819 8.4358 8.7949
49 7.3985 7.7524 8.1158 8.4878 8.8672 9.2521
50 8.1153 8.5052 8.9040 9.3106 9.7235
51 8.9012 9.3292 9.7653 10.2079
52 9.7618 10.2300 10.7049
53 10.7032 11.2133
54 11.7319
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 1.0002 1.0002 1.0002 1.0002 1.0002 1.0002 1.0002 1.0002 1.0002 1.0002 1.0002 1.0002 1.0002 1.0002 1.0002 1.0002
19 1.0103 1.0103 1.0103 1.0103 1.0103 1.0103 1.0103 1.0103 1.0103 1.0103 1.0103 1.0103 1.0103 1.0103 1.0103 1.0103
20 1.0187 1.0187 1.0187 1.0187 1.0187 1.0187 1.0187 1.0187 1.0187 1.0187 1.0187 1.0187 1.0187 1.0187 1.0187 1.0187
21 1.0257 1.0257 1.0257 1.0257 1.0257 1.0257 1.0257 1.0257 1.0257 1.0257 1.0257 1.0257 1.0257 1.0257 1.0257 1.0279
22 1.0320 1.0320 1.0320 1.0320 1.0320 1.0320 1.0320 1.0320 1.0320 1.0320 1.0320 1.0320 1.0320 1.0320 1.0320 1.0408
23 1.0382 1.0382 1.0382 1.0382 1.0382 1.0382 1.0382 1.0382 1.0382 1.0382 1.0382 1.0382 1.0382 1.0395 1.0428 1.0553
24 1.0450 1.0450 1.0450 1.0450 1.0450 1.0450 1.0450 1.0450 1.0450 1.0450 1.0450 1.0474 1.0504 1.0542 1.0586 1.0725
25 1.0530 1.0530 1.0530 1.0530 1.0530 1.0530 1.0530 1.0530 1.0530 1.0530 1.0593 1.0627 1.0669 1.0719 1.0778 1.0933
26 1.0627 1.0627 1.0627 1.0627 1.0627 1.0627 1.0627 1.0627 1.0627 1.0641 1.0767 1.0813 1.0869 1.0934 1.1011 1.1186
27 1.0746 1.0746 1.0746 1.0746 1.0746 1.0746 1.0746 1.0762 1.0797 1.0839 1.0979 1.1040 1.1114 1.1199 1.1295 1.1492
28 1.0893 1.0893 1.0893 1.0893 1.0893 1.0910 1.0939 1.0976 1.1022 1.1079 1.1237 1.1318 1.1411 1.1519 1.1640 1.1860
29 1.1072 1.1072 1.1072 1.1072 1.1072 1.1143 1.1183 1.1233 1.1295 1.1370 1.1551 1.1655 1.1772 1.1905 1.2051 1.2297
30 1.1287 1.1287 1.1287 1.1287 1.1287 1.1421 1.1475 1.1542 1.1624 1.1722 1.1929 1.2059 1.2203 1.2363 1.2535 1.2809
31 1.1543 1.1543 1.1543 1.1554 1.1597 1.1750 1.1822 1.1911 1.2018 1.2143 1.2379 1.2538 1.2710 1.2899 1.3097 1.3401
32 1.1847 1.1847 1.1862 1.1905 1.1965 1.2140 1.2236 1.2351 1.2487 1.2642 1.2910 1.3100 1.3302 1.3520 1.3746 1.4076
33 1.2203 1.2214 1.2254 1.2315 1.2396 1.2600 1.2724 1.2869 1.3038 1.3225 1.3529 1.3749 1.3984 1.4227 1.4485 1.4845
34 1.2618 1.2649 1.2710 1.2794 1.2902 1.3139 1.3296 1.3476 1.3680 1.3900 1.4242 1.4492 1.4758 1.5032 1.5312 1.5706
35 1.3100 1.3155 1.3239 1.3352 1.3492 1.3769 1.3962 1.4179 1.4419 1.4675 1.5052 1.5337 1.5629 1.5934 1.6247 1.6670
36 1.3657 1.3739 1.3854 1.4001 1.4178 1.4499 1.4730 1.4988 1.5261 1.5555 1.5969 1.6282 1.6610 1.6942 1.7279 1.7737
37 1.4301 1.4415 1.4566 1.4752 1.4972 1.5337 1.5610 1.5905 1.6217 1.6540 1.6994 1.7343 1.7696 1.8057 1.8432 1.8927
38 1.5042 1.5194 1.5387 1.5616 1.5881 1.6291 1.6607 1.6939 1.7286 1.7648 1.8137 1.8512 1.8901 1.9299 1.9702 2.0235
39 1.5897 1.6092 1.6329 1.6606 1.6913 1.7375 1.7725 1.8097 1.8480 1.8871 1.9397 1.9813 2.0234 2.0662 2.1097 2.1671
40 1.6877 1.7119 1.7405 1.7728 1.8079 1.8582 1.8978 1.9383 1.9796 2.0227 2.0797 2.1242 2.1695 2.2156 2.2638 2.3263
41 1.7997 1.8288 1.8622 1.8988 1.9380 1.9936 2.0362 2.0799 2.1255 2.1718 2.2329 2.2807 2.3298 2.3808 2.4329 2.5005
42 1.9266 1.9606 1.9984 2.0393 2.0827 2.1424 2.1884 2.2364 2.2852 2.3347 2.4003 2.4523 2.5062 2.5613 2.6178 2.6951
43 2.0692 2.1077 2.1497 2.1947 2.2413 2.3056 2.3559 2.4071 2.4592 2.5123 2.5834 2.6403 2.6986 2.7582 2.8238 2.9121
44 2.2276 2.2701 2.3163 2.3646 2.4150 2.4842 2.5379 2.5925 2.6483 2.7067 2.7833 2.8447 2.9078 2.9773 3.0533 3.1538
45 2.4014 2.4482 2.4977 2.5493 2.6037 2.6776 2.7348 2.7933 2.8542 2.9172 2.9999 3.0664 3.1400 3.2207 3.3094 3.4245
46 2.5909 2.6409 2.6935 2.7492 2.8071 2.8860 2.9472 3.0104 3.0766 3.1446 3.2341 3.3120 3.3976 3.4914 3.5943 3.7249
47 2.7947 2.8478 2.9038 2.9634 3.0250 3.1096 3.1752 3.2443 3.3158 3.3895 3.4927 3.5834 3.6827 3.7923 3.9100 4.0577
48 3.0120 3.0681 3.1282 3.1916 3.2575 3.3485 3.4197 3.4947 3.5723 3.6591 3.7779 3.8832 3.9994 4.1249 4.2592 4.4259
49 3.2418 3.3015 3.3660 3.4340 3.5049 3.6030 3.6809 3.7624 3.8542 3.9561 4.0923 4.2153 4.3492 4.4925 4.6450 4.8326
50 3.4839 3.5477 3.6174 3.6907 3.7675 3.8738 3.9593 4.0564 4.1644 4.2831 4.4396 4.5825 4.7355 4.8984 5.0711 5.2817
51 3.7383 3.8076 3.8830 3.9627 4.0463 4.1626 4.2651 4.3798 4.5061 4.6453 4.8247 4.9882 5.1625 5.3471 5.5419 5.7788
52 4.0058 4.0818 4.1641 4.2512 4.3435 4.4805 4.6022 4.7367 4.8843 5.0468 5.2509 5.4374 5.6350 5.8435 6.0657 6.3304
53 4.2879 4.3721 4.4624 4.5582 4.6717 4.8319 4.9752 5.1320 5.3058 5.4924 5.7238 5.9355 6.1589 6.3968 6.6462 6.9409
54 4.5876 4.6809 4.7807 4.8993 5.0362 5.2224 5.3900 5.5753 5.7751 5.9883 6.2500 6.4894 6.7444 7.0117 7.2900 7.6171
55 4.9081 5.0117 5.1353 5.2808 5.4435 5.6587 5.8566 6.0708 6.2995 6.5420 6.8368 7.1105 7.3971 7.6955 8.0049 8.3668
56 5.2528 5.3825 5.5361 5.7096 5.9010 6.1515 6.3814 6.6268 6.8871 7.1641 7.4973 7.8049 8.1251 8.4570 8.7996
57 5.6424 5.8040 5.9891 6.1939 6.4220 6.7089 6.9725 7.2521 7.5499 7.8649 8.2378 8.5815 8.9377 9.3054
58 6.0873 6.2845 6.5036 6.7481 7.0122 7.3392 7.6396 7.9601 8.2985 8.6520 9.0681 9.4505 9.8452
59 6.5987 6.8329 7.0950 7.3786 7.6818 8.0527 8.3980 8.7616 9.1414 9.5364 9.9991 10.4229
60 7.1850 7.4659 7.7705 8.0962 8.4447 8.8669 9.2578 9.6659 10.0904 10.5299 11.0425
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 1.0002 1.0002 1.0002 1.0002 1.0002 1.0021 1.0052 1.0089 1.0130 1.0176 1.0227 1.0284 1.0345 1.0409 1.0479
19 1.0103 1.0103 1.0103 1.0117 1.0147 1.0182 1.0222 1.0268 1.0319 1.0376 1.0438 1.0505 1.0578 1.0653 1.0735
20 1.0187 1.0202 1.0230 1.0263 1.0302 1.0347 1.0398 1.0456 1.0518 1.0587 1.0662 1.0740 1.0826 1.0913 1.1008
21 1.0305 1.0337 1.0374 1.0418 1.0468 1.0525 1.0588 1.0659 1.0735 1.0817 1.0906 1.0997 1.1097 1.1198 1.1306
22 1.0443 1.0485 1.0534 1.0590 1.0653 1.0725 1.0803 1.0887 1.0979 1.1075 1.1179 1.1285 1.1399 1.1516 1.1639
23 1.0600 1.0654 1.0718 1.0789 1.0868 1.0955 1.1049 1.1149 1.1258 1.1369 1.1489 1.1612 1.1741 1.1876 1.2012
24 1.0786 1.0856 1.0935 1.1024 1.1121 1.1224 1.1337 1.1453 1.1580 1.1708 1.1845 1.1986 1.2130 1.2284 1.2440
25 1.1010 1.1099 1.1197 1.1303 1.1420 1.1541 1.1674 1.1808 1.1953 1.2100 1.2253 1.2414 1.2577 1.2746 1.2924
26 1.1283 1.1391 1.1510 1.1636 1.1774 1.1915 1.2066 1.2221 1.2382 1.2551 1.2722 1.2901 1.3087 1.3276 1.3470
27 1.1612 1.1742 1.1883 1.2030 1.2188 1.2350 1.2520 1.2697 1.2876 1.3065 1.3259 1.3458 1.3661 1.3876 1.4108
28 1.2004 1.2157 1.2320 1.2490 1.2668 1.2854 1.3042 1.3241 1.3444 1.3651 1.3866 1.4090 1.4319 1.4566 1.4835
29 1.2465 1.2643 1.2828 1.3022 1.3220 1.3428 1.3642 1.3859 1.4084 1.4318 1.4557 1.4800 1.5067 1.5361 1.5676
30 1.3000 1.3204 1.3412 1.3629 1.3853 1.4081 1.4317 1.4562 1.4811 1.5065 1.5328 1.5619 1.5932 1.6267 1.6626
31 1.3618 1.3845 1.4080 1.4319 1.4565 1.4821 1.5082 1.5347 1.5622 1.5908 1.6217 1.6550 1.6908 1.7298 1.7717
32 1.4323 1.4573 1.4830 1.5098 1.5371 1.5648 1.5935 1.6233 1.6537 1.6866 1.7221 1.7608 1.8027 1.8474 1.8948
33 1.5112 1.5393 1.5679 1.5969 1.6266 1.6577 1.6894 1.7217 1.7568 1.7950 1.8367 1.8814 1.9290 1.9796 2.0331
34 1.6005 1.6309 1.6617 1.6942 1.7272 1.7609 1.7953 1.8327 1.8741 1.9186 1.9663 2.0170 2.0709 2.1287 2.1902
35 1.6993 1.7328 1.7673 1.8024 1.8382 1.8747 1.9154 1.9594 2.0068 2.0576 2.1117 2.1694 2.2316 2.2972 2.3661
36 1.8097 1.8463 1.8835 1.9215 1.9609 2.0043 2.0513 2.1018 2.1558 2.2135 2.2759 2.3422 2.4121 2.4856 2.5625
37 1.9315 1.9711 2.0115 2.0539 2.1001 2.1500 2.2037 2.2613 2.3233 2.3901 2.4608 2.5354 2.6137 2.6958 2.7815
38 2.0655 2.1090 2.1539 2.2029 2.2561 2.3133 2.3746 2.4413 2.5125 2.5879 2.6675 2.7510 2.8386 2.9300 3.0264
39 2.2138 2.2614 2.3134 2.3699 2.4308 2.4965 2.5678 2.6437 2.7241 2.8090 2.8981 2.9916 3.0896 3.1926 3.2994
40 2.3768 2.4320 2.4920 2.5568 2.6272 2.7033 2.7842 2.8699 2.9604 3.0555 3.1552 3.2604 3.3704 3.4844 3.6020
41 2.5591 2.6228 2.6917 2.7670 2.8481 2.9343 3.0257 3.1222 3.2238 3.3301 3.4430 3.5604 3.6820 3.8076
42 2.7627 2.8360 2.9164 3.0027 3.0946 3.1921 3.2951 3.4034 3.5174 3.6378 3.7631 3.8930 4.0270
43 2.9900 3.0757 3.1675 3.2655 3.3694 3.4793 3.5949 3.7169 3.8455 3.9792 4.1179 4.2610
44 3.2450 3.3428 3.4471 3.5579 3.6751 3.7985 3.9290 4.0663 4.2091 4.3572 4.5100
45 3.5286 3.6398 3.7579 3.8829 4.0146 4.1540 4.3006 4.4532 4.6113 4.7746
46 3.8434 3.9693 4.1026 4.2431 4.3921 4.5487 4.7116 4.8806 5.0550
47 4.1921 4.3343 4.4842 4.6431 4.8104 4.9846 5.1651 5.3516
48 4.5777 4.7378 4.9073 5.0860 5.2721 5.4651 5.6644
49 5.0036 5.1845 5.3754 5.5743 5.7807 5.9938
50 5.4749 5.6790 5.8915 6.1121 6.3402
51 5.9971 6.2244 6.4604 6.7042
52 6.5738 6.8263 7.0872
53 7.2112 7.4906
54 7.9163
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.7026 0.7026 0.7026 0.7026 0.7026 0.7026 0.7026 0.7026 0.7026 0.7026 0.7026 0.7026 0.7026 0.7026 0.7026 0.7060
19 0.7115 0.7115 0.7115 0.7115 0.7115 0.7115 0.7115 0.7115 0.7115 0.7115 0.7115 0.7115 0.7115 0.7115 0.7115 0.7177
20 0.7188 0.7188 0.7188 0.7188 0.7188 0.7188 0.7188 0.7188 0.7188 0.7188 0.7188 0.7188 0.7188 0.7192 0.7213 0.7292
21 0.7249 0.7249 0.7249 0.7249 0.7249 0.7249 0.7249 0.7249 0.7249 0.7249 0.7249 0.7255 0.7273 0.7296 0.7324 0.7412
22 0.7305 0.7305 0.7305 0.7305 0.7305 0.7305 0.7305 0.7305 0.7305 0.7305 0.7331 0.7351 0.7377 0.7408 0.7446 0.7545
23 0.7360 0.7360 0.7360 0.7360 0.7360 0.7360 0.7360 0.7360 0.7360 0.7360 0.7431 0.7459 0.7494 0.7536 0.7586 0.7700
24 0.7419 0.7419 0.7419 0.7419 0.7419 0.7419 0.7419 0.7419 0.7435 0.7460 0.7547 0.7586 0.7633 0.7689 0.7755 0.7885
25 0.7489 0.7489 0.7489 0.7489 0.7489 0.7491 0.7506 0.7527 0.7554 0.7589 0.7689 0.7741 0.7803 0.7876 0.7961 0.8110
26 0.7575 0.7575 0.7575 0.7575 0.7575 0.7609 0.7632 0.7662 0.7700 0.7748 0.7862 0.7931 0.8012 0.8105 0.8212 0.8383
27 0.7679 0.7679 0.7679 0.7679 0.7679 0.7753 0.7785 0.7826 0.7879 0.7943 0.8076 0.8165 0.8269 0.8385 0.8514 0.8709
28 0.7808 0.7808 0.7808 0.7810 0.7834 0.7927 0.7972 0.8029 0.8099 0.8184 0.8339 0.8452 0.8580 0.8720 0.8876 0.9095
29 0.7965 0.7965 0.7972 0.7995 0.8031 0.8139 0.8201 0.8277 0.8369 0.8477 0.8659 0.8798 0.8953 0.9119 0.9300 0.9547
30 0.8155 0.8160 0.8182 0.8218 0.8269 0.8396 0.8478 0.8579 0.8696 0.8831 0.9042 0.9210 0.9392 0.9587 0.9791 1.0066
31 0.8380 0.8397 0.8432 0.8484 0.8555 0.8706 0.8813 0.8941 0.9088 0.9253 0.9494 0.9693 0.9902 1.0126 1.0359 1.0656
32 0.8647 0.8678 0.8730 0.8803 0.8898 0.9077 0.9214 0.9374 0.9551 0.9750 1.0024 1.0252 1.0493 1.0741 1.0999 1.1325
33 0.8960 0.9009 0.9083 0.9181 0.9305 0.9517 0.9689 0.9882 1.0095 1.0325 1.0635 1.0893 1.1159 1.1439 1.1722 1.2074
34 0.9325 0.9397 0.9499 0.9628 0.9787 1.0036 1.0245 1.0472 1.0722 1.0987 1.1329 1.1618 1.1916 1.2219 1.2525 1.2905
35 0.9752 0.9853 0.9987 1.0154 1.0350 1.0642 1.0887 1.1156 1.1438 1.1737 1.2116 1.2434 1.2756 1.3085 1.3423 1.3834
36 1.0250 1.0386 1.0560 1.0768 1.1004 1.1341 1.1627 1.1929 1.2251 1.2583 1.2994 1.3338 1.3693 1.4053 1.4415 1.4856
37 1.0831 1.1007 1.1227 1.1477 1.1760 1.2140 1.2465 1.2809 1.3162 1.3522 1.3970 1.4349 1.4731 1.5116 1.5505 1.5980
38 1.1505 1.1731 1.1996 1.2295 1.2617 1.3047 1.3413 1.3789 1.4175 1.4573 1.5055 1.5461 1.5871 1.6284 1.6702 1.7215
39 1.2289 1.2565 1.2879 1.3223 1.3595 1.4067 1.4466 1.4881 1.5303 1.5730 1.6247 1.6682 1.7120 1.7568 1.8026 1.8579
40 1.3192 1.3518 1.3882 1.4275 1.4685 1.5199 1.5641 1.6090 1.6543 1.6999 1.7552 1.8018 1.8496 1.8981 1.9474 2.0071
41 1.4220 1.4601 1.5014 1.5446 1.5900 1.6462 1.6937 1.7416 1.7899 1.8386 1.8981 1.9489 2.0003 2.0526 2.1058 2.1703
42 1.5388 1.5818 1.6272 1.6752 1.7245 1.7847 1.8354 1.8864 1.9381 1.9911 2.0550 2.1094 2.1648 2.2211 2.2786 2.3524
43 1.6694 1.7166 1.7670 1.8188 1.8714 1.9357 1.9896 2.0444 2.1003 2.1570 2.2256 2.2841 2.3438 2.4047 2.4712 2.5554
44 1.8136 1.8659 1.9200 1.9752 2.0311 2.0997 2.1574 2.2164 2.2762 2.3369 2.4107 2.4739 2.5383 2.6088 2.6854 2.7812
45 1.9724 2.0285 2.0859 2.1444 2.2039 2.2773 2.3393 2.4023 2.4663 2.5315 2.6112 2.6794 2.7541 2.8354 2.9233 3.0321
46 2.1444 2.2037 2.2645 2.3265 2.3905 2.4688 2.5350 2.6024 2.6712 2.7415 2.8276 2.9068 2.9931 3.0865 3.1870 3.3104
47 2.3286 2.3913 2.4555 2.5222 2.5902 2.6738 2.7447 2.8172 2.8914 2.9674 3.0665 3.1581 3.2574 3.3644 3.4790 3.6184
48 2.5244 2.5906 2.6594 2.7303 2.8029 2.8926 2.9689 3.0471 3.1274 3.2161 3.3298 3.4354 3.5492 3.6713 3.8015 3.9587
49 2.7313 2.8018 2.8754 2.9511 3.0289 3.1256 3.2080 3.2928 3.3867 3.4897 3.6199 3.7411 3.8712 4.0101 4.1576 4.3344
50 2.9490 3.0250 3.1037 3.1850 3.2689 3.3735 3.4629 3.5624 3.6719 3.7910 3.9396 4.0783 4.2265 4.3839 4.5505 4.7487
51 3.1787 3.2601 3.3449 3.4328 3.5238 3.6374 3.7429 3.8591 3.9860 4.1232 4.2923 4.4504 4.6186 4.7965 4.9841 5.2058
52 3.4205 3.5085 3.6004 3.6960 3.7952 3.9277 4.0513 4.1864 4.3328 4.4902 4.6821 4.8617 5.0519 5.2523 5.4627 5.7100
53 3.6759 3.7717 3.8720 3.9765 4.0946 4.2485 4.3924 4.5486 4.7168 4.8967 5.1138 5.3171 5.5315 5.7565 5.9917 6.2668
54 3.9474 4.0524 4.1623 4.2874 4.4268 4.6046 4.7714 4.9511 5.1435 5.3482 5.5931 5.8224 6.0631 6.3148 6.5769 6.8819
55 4.2380 4.3535 4.4859 4.6342 4.7975 5.0020 5.1941 5.3999 5.6189 5.8509 6.1263 6.3839 6.6533 6.9339 7.2250 7.5621
56 4.5511 4.6912 4.8489 5.0230 5.2128 5.4470 5.6672 5.9017 6.1500 6.4119 6.7205 7.0090 7.3093 7.6209 7.9430
57 4.9048 5.0723 5.2580 5.4608 5.6800 5.9469 6.1979 6.4639 6.7443 7.0387 7.3836 7.7052 8.0389 8.3837
58 5.3062 5.5040 5.7207 5.9550 6.2065 6.5094 6.7943 7.0946 7.4099 7.7395 8.1237 8.4811 8.8504
59 5.7630 5.9941 6.2447 6.5137 6.8005 7.1430 7.4646 7.8023 8.1553 8.5230 8.9496 9.3452
60 6.2832 6.5508 6.8385 7.1454 7.4708 7.8563 8.2179 8.5960 8.9898 9.3984 9.8705
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.7076 0.7097 0.7121 0.7151 0.7185 0.7226 0.7274 0.7327 0.7386 0.7452 0.7524 0.7601 0.7683 0.7768 0.7859
19 0.7199 0.7226 0.7259 0.7297 0.7342 0.7393 0.7452 0.7518 0.7589 0.7668 0.7752 0.7841 0.7935 0.8033 0.8134
20 0.7322 0.7358 0.7400 0.7450 0.7508 0.7572 0.7644 0.7723 0.7808 0.7901 0.7998 0.8100 0.8205 0.8317 0.8430
21 0.7452 0.7499 0.7555 0.7617 0.7689 0.7769 0.7855 0.7950 0.8050 0.8157 0.8267 0.8384 0.8503 0.8626 0.8754
22 0.7597 0.7659 0.7730 0.7808 0.7896 0.7992 0.8095 0.8206 0.8320 0.8443 0.8568 0.8697 0.8832 0.8969 0.9109
23 0.7768 0.7845 0.7934 0.8030 0.8135 0.8249 0.8369 0.8496 0.8628 0.8763 0.8906 0.9050 0.9197 0.9351 0.9508
24 0.7972 0.8068 0.8175 0.8291 0.8415 0.8547 0.8685 0.8827 0.8977 0.9128 0.9284 0.9446 0.9610 0.9777 0.9950
25 0.8218 0.8335 0.8462 0.8597 0.8741 0.8890 0.9047 0.9207 0.9371 0.9542 0.9714 0.9890 1.0071 1.0258 1.0449
26 0.8512 0.8651 0.8799 0.8954 0.9118 0.9286 0.9459 0.9639 0.9821 1.0006 1.0197 1.0393 1.0593 1.0795 1.1002
27 0.8862 0.9021 0.9193 0.9369 0.9550 0.9740 0.9931 1.0126 1.0327 1.0533 1.0742 1.0955 1.1171 1.1396 1.1640
28 0.9271 0.9455 0.9645 0.9843 1.0046 1.0250 1.0463 1.0680 1.0899 1.1122 1.1349 1.1585 1.1826 1.2085 1.2364
29 0.9743 0.9952 1.0164 1.0380 1.0604 1.0832 1.1063 1.1297 1.1535 1.1782 1.2034 1.2291 1.2567 1.2864 1.3182
30 1.0288 1.0515 1.0750 1.0990 1.1234 1.1480 1.1730 1.1989 1.2253 1.2521 1.2794 1.3089 1.3405 1.3747 1.4116
31 1.0901 1.1155 1.1411 1.1670 1.1933 1.2205 1.2482 1.2763 1.3048 1.3339 1.3653 1.3992 1.4360 1.4753 1.5171
32 1.1596 1.1869 1.2145 1.2430 1.2721 1.3015 1.3314 1.3618 1.3928 1.4263 1.4629 1.5022 1.5440 1.5886 1.6358
33 1.2365 1.2664 1.2969 1.3278 1.3591 1.3910 1.4233 1.4563 1.4926 1.5316 1.5734 1.6180 1.6655 1.7158 1.7690
34 1.3226 1.3551 1.3880 1.4213 1.4551 1.4896 1.5252 1.5638 1.6054 1.6499 1.6974 1.7480 1.8017 1.8584 1.9181
35 1.4179 1.4529 1.4883 1.5243 1.5613 1.5993 1.6404 1.6847 1.7321 1.7827 1.8367 1.8939 1.9543 2.0180 2.0849
36 1.5228 1.5604 1.5988 1.6385 1.6789 1.7226 1.7697 1.8202 1.8742 1.9317 1.9927 2.0571 2.1250 2.1964 2.2710
37 1.6380 1.6792 1.7213 1.7642 1.8107 1.8609 1.9147 1.9722 2.0334 2.0984 2.1671 2.2396 2.3156 2.3953 2.4784
38 1.7654 1.8101 1.8557 1.9051 1.9585 2.0158 2.0770 2.1423 2.2116 2.2848 2.3621 2.4432 2.5281 2.6167 2.7089
39 1.9053 1.9537 2.0062 2.0629 2.1239 2.1891 2.2587 2.3325 2.4106 2.4930 2.5795 2.6701 2.7646 2.8629 2.9647
40 2.0584 2.1142 2.1745 2.2393 2.3088 2.3829 2.4616 2.5449 2.6328 2.7250 2.8217 2.9225 3.0274 3.1360 3.2481
41 2.2295 2.2936 2.3625 2.4365 2.5154 2.5993 2.6881 2.7818 2.8802 2.9833 3.0909 3.2028 3.3187 3.4383
42 2.4205 2.4938 2.5725 2.6565 2.7459 2.8406 2.9405 3.0455 3.1555 3.2703 3.3897 3.5133 3.6410
43 2.6334 2.7171 2.8065 2.9017 3.0027 3.1092 3.2212 3.3385 3.4610 3.5884 3.7204 3.8567
44 2.8703 2.9655 3.0669 3.1744 3.2880 3.4075 3.5327 3.6634 3.7994 3.9403 4.0858
45 3.1335 3.2415 3.3561 3.4771 3.6046 3.7382 3.8777 4.0229 4.1733 4.3287
46 3.4254 3.5475 3.6765 3.8124 3.9550 4.1040 4.2590 4.4196 4.5855
47 3.7485 3.8861 4.0310 4.1831 4.3421 4.5076 4.6792 4.8563
48 4.1055 4.2601 4.4223 4.5920 4.7687 4.9520 5.1412
49 4.4994 4.6725 4.8536 5.0422 5.2380 5.4403
50 4.9336 5.1270 5.3284 5.5375 5.7537
51 5.4123 5.6275 5.8509 6.0818
52 5.9400 6.1787 6.4255
53 6.5220 6.7858
54 7.1641
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.5890 0.5890 0.5890 0.5890 0.5890 0.5890 0.5890 0.5890 0.5890 0.5890 0.5907 0.5916 0.5926 0.5938 0.5953 0.6016
19 0.5977 0.5977 0.5977 0.5977 0.5977 0.5977 0.5977 0.5977 0.5977 0.5977 0.6006 0.6017 0.6030 0.6046 0.6066 0.6136
20 0.6049 0.6049 0.6049 0.6049 0.6049 0.6049 0.6049 0.6049 0.6049 0.6049 0.6097 0.6111 0.6130 0.6152 0.6179 0.6256
21 0.6109 0.6109 0.6109 0.6109 0.6109 0.6109 0.6109 0.6109 0.6110 0.6123 0.6185 0.6205 0.6230 0.6260 0.6296 0.6384
22 0.6163 0.6163 0.6163 0.6163 0.6163 0.6163 0.6167 0.6177 0.6191 0.6209 0.6278 0.6306 0.6339 0.6379 0.6426 0.6527
23 0.6217 0.6217 0.6217 0.6217 0.6217 0.6233 0.6244 0.6260 0.6280 0.6305 0.6382 0.6419 0.6464 0.6517 0.6579 0.6695
24 0.6275 0.6275 0.6275 0.6275 0.6275 0.6315 0.6332 0.6354 0.6382 0.6416 0.6505 0.6555 0.6613 0.6682 0.6762 0.6895
25 0.6344 0.6344 0.6344 0.6344 0.6347 0.6413 0.6436 0.6467 0.6505 0.6552 0.6654 0.6720 0.6796 0.6883 0.6983 0.7137
26 0.6427 0.6427 0.6427 0.6437 0.6456 0.6530 0.6564 0.6606 0.6657 0.6719 0.6839 0.6923 0.7020 0.7128 0.7250 0.7427
27 0.6530 0.6530 0.6541 0.6561 0.6589 0.6674 0.6721 0.6777 0.6845 0.6926 0.7066 0.7172 0.7292 0.7423 0.7569 0.7770
28 0.6656 0.6664 0.6684 0.6713 0.6752 0.6852 0.6914 0.6989 0.7077 0.7179 0.7343 0.7474 0.7619 0.7776 0.7945 0.8172
29 0.6809 0.6827 0.6857 0.6898 0.6952 0.7070 0.7151 0.7248 0.7359 0.7486 0.7677 0.7835 0.8005 0.8190 0.8384 0.8634
30 0.6994 0.7023 0.7065 0.7122 0.7195 0.7335 0.7438 0.7561 0.7698 0.7855 0.8073 0.8260 0.8459 0.8668 0.8890 0.9166
31 0.7214 0.7257 0.7316 0.7393 0.7488 0.7654 0.7785 0.7936 0.8103 0.8289 0.8541 0.8754 0.8982 0.9220 0.9463 0.9764
32 0.7476 0.7536 0.7617 0.7717 0.7839 0.8034 0.8197 0.8378 0.8580 0.8795 0.9080 0.9326 0.9580 0.9840 1.0113 1.0442
33 0.7785 0.7868 0.7974 0.8103 0.8256 0.8485 0.8682 0.8898 0.9131 0.9383 0.9700 0.9972 1.0255 1.0546 1.0841 1.1195
34 0.8149 0.8259 0.8395 0.8558 0.8746 0.9014 0.9245 0.9499 0.9768 1.0049 1.0399 1.0705 1.1015 1.1330 1.1647 1.2028
35 0.8577 0.8719 0.8890 0.9091 0.9317 0.9626 0.9899 1.0187 1.0488 1.0806 1.1191 1.1523 1.1858 1.2197 1.2542 1.2954
36 0.9077 0.9256 0.9470 0.9710 0.9980 1.0333 1.0641 1.0967 1.1307 1.1654 1.2071 1.2429 1.2791 1.3162 1.3535 1.3977
37 0.9660 0.9884 1.0139 1.0428 1.0738 1.1133 1.1484 1.1847 1.2218 1.2595 1.3044 1.3434 1.3828 1.4225 1.4624 1.5100
38 1.0339 1.0609 1.0915 1.1245 1.1601 1.2044 1.2431 1.2827 1.3228 1.3639 1.4125 1.4544 1.4966 1.5391 1.5820 1.6331
39 1.1124 1.1446 1.1796 1.2177 1.2576 1.3062 1.3483 1.3911 1.4350 1.4792 1.5313 1.5761 1.6213 1.6668 1.7129 1.7681
40 1.2026 1.2396 1.2801 1.3225 1.3662 1.4190 1.4648 1.5115 1.5585 1.6057 1.6614 1.7093 1.7576 1.8066 1.8562 1.9157
41 1.3052 1.3479 1.3927 1.4391 1.4868 1.5441 1.5937 1.6435 1.6935 1.7438 1.8035 1.8547 1.9066 1.9592 2.0128 2.0771
42 1.4215 1.4688 1.5178 1.5685 1.6204 1.6817 1.7345 1.7875 1.8407 1.8944 1.9583 2.0133 2.0691 2.1258 2.1836 2.2572
43 1.5511 1.6026 1.6562 1.7110 1.7663 1.8317 1.8877 1.9440 2.0008 2.0581 2.1268 2.1859 2.2460 2.3072 2.3739 2.4578
44 1.6941 1.7503 1.8079 1.8661 1.9247 1.9943 2.0538 2.1137 2.1743 2.2356 2.3095 2.3732 2.4381 2.5088 2.5855 2.6808
45 1.8509 1.9112 1.9722 2.0338 2.0958 2.1699 2.2330 2.2970 2.3618 2.4277 2.5074 2.5761 2.6511 2.7325 2.8204 2.9286
46 2.0209 2.0846 2.1490 2.2140 2.2796 2.3585 2.4259 2.4942 2.5638 2.6348 2.7210 2.8005 2.8870 2.9803 3.0806 3.2031
47 2.2030 2.2700 2.3378 2.4065 2.4761 2.5605 2.6326 2.7060 2.7810 2.8577 2.9566 3.0483 3.1476 3.2543 3.3685 3.5069
48 2.3964 2.4669 2.5386 2.6114 2.6856 2.7761 2.8535 2.9326 3.0137 3.1028 3.2161 3.3216 3.4351 3.5567 3.6864 3.8423
49 2.6006 2.6751 2.7511 2.8287 2.9081 3.0056 3.0891 3.1748 3.2693 3.3724 3.5018 3.6226 3.7522 3.8903 4.0371 4.2123
50 2.8155 2.8945 2.9756 3.0589 3.1444 3.2498 3.3403 3.4404 3.5500 3.6689 3.8163 3.9543 4.1016 4.2581 4.4236 4.6201
51 3.0413 3.1257 3.2129 3.3028 3.3955 3.5098 3.6158 3.7322 3.8588 3.9954 4.1629 4.3200 4.4870 4.6637 4.8498 5.0695
52 3.2789 3.3699 3.4643 3.5619 3.6627 3.7953 3.9190 4.0537 4.1993 4.3557 4.5456 4.7238 4.9124 5.1112 5.3199 5.5648
53 3.5300 3.6288 3.7316 3.8380 3.9570 4.1103 4.2537 4.4090 4.5758 4.7542 4.9688 5.1702 5.3826 5.6056 5.8388 6.1111
54 3.7969 3.9049 4.0173 4.1434 4.2829 4.4593 4.6249 4.8030 4.9934 5.1960 5.4378 5.6647 5.9031 6.1523 6.4121 6.7140
55 4.0826 4.2010 4.3348 4.4832 4.6456 4.8478 5.0379 5.2414 5.4578 5.6871 5.9587 6.2135 6.4800 6.7577 7.0460 7.3796
56 4.3905 4.5322 4.6899 4.8630 5.0509 5.2818 5.4991 5.7304 5.9755 6.2339 6.5382 6.8232 7.1201 7.4284 7.7473
57 4.7368 4.9044 5.0888 5.2893 5.5054 5.7679 6.0151 6.2771 6.5534 6.8436 7.1834 7.5010 7.8307 8.1717
58 5.1280 5.3242 5.5380 5.7688 6.0160 6.3133 6.5933 6.8886 7.1989 7.5236 7.9019 8.2545 8.6193
59 5.5709 5.7986 6.0448 6.3087 6.5900 6.9254 7.2411 7.5728 7.9200 8.2819 8.7016 9.0919
60 6.0727 6.3349 6.6164 6.9166 7.2350 7.6121 7.9666 8.3377 8.7247 9.1266 9.5909
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.6037 0.6063 0.6095 0.6132 0.6175 0.6225 0.6282 0.6346 0.6416 0.6493 0.6576 0.6662 0.6756 0.6851 0.6952
19 0.6165 0.6199 0.6239 0.6287 0.6342 0.6404 0.6473 0.6550 0.6633 0.6723 0.6818 0.6918 0.7021 0.7129 0.7239
20 0.6294 0.6339 0.6391 0.6451 0.6519 0.6596 0.6679 0.6770 0.6867 0.6971 0.7077 0.7191 0.7307 0.7426 0.7549
21 0.6433 0.6491 0.6558 0.6632 0.6716 0.6808 0.6906 0.7013 0.7124 0.7242 0.7364 0.7488 0.7618 0.7750 0.7884
22 0.6591 0.6664 0.6747 0.6839 0.6939 0.7048 0.7163 0.7285 0.7412 0.7542 0.7679 0.7818 0.7959 0.8105 0.8255
23 0.6777 0.6867 0.6968 0.7078 0.7196 0.7322 0.7455 0.7591 0.7734 0.7881 0.8029 0.8183 0.8341 0.8501 0.8663
24 0.6997 0.7107 0.7227 0.7356 0.7493 0.7635 0.7786 0.7940 0.8096 0.8259 0.8424 0.8592 0.8763 0.8937 0.9118
25 0.7259 0.7390 0.7531 0.7679 0.7835 0.7997 0.8161 0.8332 0.8507 0.8684 0.8864 0.9047 0.9237 0.9429 0.9625
26 0.7571 0.7723 0.7885 0.8053 0.8226 0.8406 0.8590 0.8777 0.8966 0.9160 0.9359 0.9561 0.9766 0.9975 1.0187
27 0.7936 0.8111 0.8292 0.8480 0.8674 0.8871 0.9071 0.9275 0.9485 0.9697 0.9912 1.0131 1.0353 1.0581 1.0830
28 0.8360 0.8556 0.8760 0.8967 0.9178 0.9393 0.9614 0.9838 1.0064 1.0293 1.0526 1.0765 1.1011 1.1276 1.1561
29 0.8847 0.9066 0.9287 0.9514 0.9747 0.9983 1.0221 1.0462 1.0707 1.0957 1.1215 1.1477 1.1759 1.2062 1.2387
30 0.9400 0.9637 0.9883 1.0132 1.0383 1.0638 1.0895 1.1157 1.1427 1.1701 1.1980 1.2281 1.2604 1.2950 1.3318
31 1.0023 1.0285 1.0550 1.0818 1.1089 1.1364 1.1648 1.1935 1.2227 1.2524 1.2845 1.3189 1.3557 1.3950 1.4367
32 1.0722 1.1004 1.1290 1.1578 1.1876 1.2178 1.2484 1.2795 1.3111 1.3453 1.3819 1.4211 1.4630 1.5075 1.5547
33 1.1496 1.1801 1.2112 1.2429 1.2750 1.3076 1.3407 1.3744 1.4107 1.4498 1.4915 1.5361 1.5836 1.6339 1.6870
34 1.2355 1.2688 1.3025 1.3367 1.3713 1.4066 1.4424 1.4811 1.5227 1.5672 1.6147 1.6653 1.7189 1.7755 1.8352
35 1.3309 1.3667 1.4030 1.4399 1.4773 1.5155 1.5567 1.6009 1.6484 1.6990 1.7529 1.8100 1.8704 1.9340 2.0008
36 1.4358 1.4744 1.5135 1.5533 1.5939 1.6377 1.6849 1.7354 1.7893 1.8468 1.9077 1.9720 2.0398 2.1111 2.1856
37 1.5510 1.5926 1.6349 1.6780 1.7246 1.7748 1.8286 1.8860 1.9472 2.0121 2.0808 2.1531 2.2290 2.3085 2.3914
38 1.6773 1.7222 1.7680 1.8175 1.8709 1.9282 1.9894 2.0546 2.1238 2.1970 2.2741 2.3551 2.4398 2.5283 2.6202
39 1.8158 1.8643 1.9169 1.9737 2.0347 2.0999 2.1694 2.2431 2.3211 2.4033 2.4897 2.5801 2.6744 2.7725 2.8741
40 1.9673 2.0232 2.0835 2.1484 2.2178 2.2918 2.3704 2.4535 2.5412 2.6333 2.7297 2.8303 2.9349 3.0433 3.1552
41 2.1365 2.2006 2.2696 2.3435 2.4223 2.5060 2.5947 2.6881 2.7863 2.8892 2.9965 3.1081 3.2237 3.3431
42 2.3253 2.3987 2.4772 2.5611 2.6504 2.7448 2.8445 2.9492 3.0589 3.1734 3.2924 3.4158 3.5432
43 2.5357 2.6193 2.7086 2.8036 2.9042 3.0105 3.1222 3.2392 3.3613 3.4884 3.6200 3.7559
44 2.7698 2.8648 2.9659 3.0731 3.1864 3.3055 3.4303 3.5606 3.6962 3.8366 3.9817
45 3.0297 3.1373 3.2515 3.3722 3.4992 3.6323 3.7714 3.9160 4.0660 4.2208
46 3.3178 3.4394 3.5679 3.7033 3.8453 3.9937 4.1481 4.3081 4.4734
47 3.6365 3.7734 3.9177 4.0691 4.2274 4.3922 4.5631 4.7396
48 3.9883 4.1422 4.3036 4.4724 4.6484 4.8308 5.0193
49 4.3764 4.5486 4.7287 4.9163 5.1112 5.3125
50 4.8039 4.9961 5.1963 5.4043 5.6193
51 5.2747 5.4885 5.7105 5.9400
52 5.7932 6.0303 6.2754
53 6.3644 6.6264
54 6.9939
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.4791 0.4791 0.4791 0.4791 0.4791 0.4825 0.4831 0.4838 0.4847 0.4856 0.4904 0.4917 0.4933 0.4952 0.4975 0.5038
19 0.4876 0.4876 0.4876 0.4876 0.4876 0.4913 0.4920 0.4929 0.4939 0.4951 0.5003 0.5020 0.5041 0.5066 0.5096 0.5166
20 0.4946 0.4946 0.4946 0.4946 0.4946 0.4990 0.4999 0.5010 0.5024 0.5040 0.5096 0.5119 0.5147 0.5179 0.5217 0.5298
21 0.5005 0.5005 0.5005 0.5005 0.5013 0.5061 0.5073 0.5087 0.5105 0.5127 0.5190 0.5220 0.5256 0.5298 0.5347 0.5440
22 0.5059 0.5059 0.5060 0.5067 0.5078 0.5130 0.5146 0.5166 0.5189 0.5218 0.5290 0.5330 0.5377 0.5431 0.5493 0.5600
23 0.5111 0.5113 0.5120 0.5132 0.5146 0.5203 0.5225 0.5252 0.5284 0.5322 0.5405 0.5457 0.5516 0.5586 0.5664 0.5787
24 0.5168 0.5175 0.5187 0.5203 0.5223 0.5287 0.5317 0.5352 0.5395 0.5445 0.5541 0.5608 0.5683 0.5769 0.5866 0.6008
25 0.5236 0.5248 0.5265 0.5287 0.5315 0.5388 0.5428 0.5475 0.5530 0.5595 0.5706 0.5790 0.5884 0.5990 0.6106 0.6270
26 0.5318 0.5336 0.5360 0.5390 0.5428 0.5511 0.5564 0.5626 0.5697 0.5779 0.5908 0.6013 0.6127 0.6255 0.6393 0.6577
27 0.5418 0.5444 0.5477 0.5518 0.5567 0.5665 0.5733 0.5812 0.5901 0.6003 0.6154 0.6280 0.6418 0.6568 0.6730 0.6938
28 0.5542 0.5577 0.5622 0.5676 0.5740 0.5855 0.5941 0.6040 0.6150 0.6274 0.6450 0.6598 0.6763 0.6937 0.7120 0.7353
29 0.5693 0.5741 0.5800 0.5869 0.5952 0.6086 0.6194 0.6314 0.6450 0.6597 0.6800 0.6977 0.7164 0.7364 0.7574 0.7830
30 0.5878 0.5940 0.6016 0.6104 0.6208 0.6365 0.6497 0.6643 0.6805 0.6982 0.7212 0.7415 0.7631 0.7857 0.8089 0.8369
31 0.6100 0.6181 0.6277 0.6388 0.6515 0.6700 0.6857 0.7034 0.7224 0.7429 0.7691 0.7924 0.8165 0.8414 0.8671 0.8977
32 0.6366 0.6469 0.6588 0.6726 0.6878 0.7095 0.7284 0.7489 0.7713 0.7950 0.8243 0.8501 0.8769 0.9046 0.9328 0.9659
33 0.6683 0.6810 0.6957 0.7123 0.7310 0.7558 0.7780 0.8021 0.8276 0.8543 0.8867 0.9156 0.9453 0.9755 1.0059 1.0416
34 0.7056 0.7211 0.7391 0.7591 0.7809 0.8097 0.8357 0.8630 0.8917 0.9218 0.9576 0.9894 1.0216 1.0541 1.0869 1.1252
35 0.7491 0.7683 0.7897 0.8133 0.8393 0.8720 0.9014 0.9323 0.9647 0.9979 1.0370 1.0714 1.1061 1.1411 1.1763 1.2174
36 0.8002 0.8230 0.8485 0.8764 0.9061 0.9429 0.9763 1.0110 1.0466 1.0829 1.1251 1.1622 1.1995 1.2370 1.2746 1.3188
37 0.8592 0.8867 0.9165 0.9484 0.9824 1.0238 1.0610 1.0991 1.1378 1.1770 1.2225 1.2623 1.3022 1.3423 1.3827 1.4302
38 0.9281 0.9599 0.9941 1.0308 1.0692 1.1149 1.1557 1.1970 1.2388 1.2809 1.3298 1.3723 1.4149 1.4579 1.5012 1.5523
39 1.0070 1.0436 1.0830 1.1241 1.1666 1.2165 1.2607 1.3053 1.3501 1.3951 1.4474 1.4928 1.5385 1.5845 1.6310 1.6861
40 1.0973 1.1394 1.1833 1.2287 1.2751 1.3292 1.3767 1.4244 1.4723 1.5202 1.5762 1.6247 1.6736 1.7229 1.7730 1.8325
41 1.2003 1.2472 1.2956 1.3450 1.3951 1.4533 1.5041 1.5549 1.6059 1.6569 1.7169 1.7687 1.8211 1.8742 1.9281 1.9924
42 1.3162 1.3676 1.4202 1.4734 1.5270 1.5893 1.6433 1.6974 1.7515 1.8060 1.8701 1.9257 1.9820 2.0392 2.0974 2.1708
43 1.4451 1.5008 1.5573 1.6142 1.6712 1.7375 1.7948 1.8522 1.9098 1.9679 2.0368 2.0965 2.1571 2.2189 2.2859 2.3695
44 1.5872 1.6469 1.7070 1.7673 1.8277 1.8982 1.9589 2.0199 2.0814 2.1436 2.2177 2.2819 2.3474 2.4185 2.4953 2.5903
45 1.7423 1.8057 1.8692 1.9329 1.9966 2.0717 2.1361 2.2011 2.2668 2.3335 2.4134 2.4828 2.5582 2.6398 2.7277 2.8355
46 1.9100 1.9768 2.0437 2.1108 2.1782 2.2581 2.3266 2.3961 2.4666 2.5384 2.6248 2.7048 2.7915 2.8849 2.9852 3.1071
47 2.0895 2.1597 2.2301 2.3009 2.3723 2.4576 2.5309 2.6054 2.6813 2.7588 2.8577 2.9498 3.0491 3.1558 3.2698 3.4075
48 2.2802 2.3539 2.4282 2.5032 2.5791 2.6705 2.7492 2.8294 2.9114 3.0011 3.1142 3.2198 3.3333 3.4546 3.5840 3.7390
49 2.4816 2.5592 2.6379 2.7177 2.7988 2.8972 2.9820 3.0688 3.1639 3.2674 3.3963 3.5171 3.6463 3.7841 3.9303 4.1044
50 2.6935 2.7757 2.8594 2.9449 3.0322 3.1384 3.2303 3.3311 3.4410 3.5600 3.7067 3.8444 3.9911 4.1470 4.3118 4.5070
51 2.9161 3.0038 3.0936 3.1856 3.2801 3.3953 3.5023 3.6190 3.7456 3.8820 4.0485 4.2049 4.3711 4.5469 4.7321 4.9502
52 3.1504 3.2447 3.3417 3.4414 3.5440 3.6770 3.8011 3.9359 4.0811 4.2369 4.4254 4.6026 4.7901 4.9878 5.1953 5.4384
53 3.3980 3.5001 3.6055 3.7141 3.8343 3.9873 4.1308 4.2855 4.4516 4.6289 4.8417 5.0418 5.2528 5.4743 5.7061 5.9763
54 3.6612 3.7724 3.8874 4.0151 4.1551 4.3307 4.4956 4.6727 4.8619 5.0630 5.3025 5.5278 5.7643 6.0118 6.2698 6.5693
55 3.9430 4.0647 4.2002 4.3492 4.5114 4.7120 4.9010 5.1028 5.3175 5.5448 5.8136 6.0663 6.3306 6.6062 6.8924 7.2232
56 4.2467 4.3905 4.5490 4.7218 4.9087 5.1372 5.3526 5.5817 5.8244 6.0803 6.3812 6.6636 6.9580 7.2638 7.5802
57 4.5871 4.7555 4.9395 5.1388 5.3530 5.6123 5.8568 6.1159 6.3891 6.6763 7.0121 7.3266 7.6533 7.9915
58 4.9701 5.1659 5.3781 5.6065 5.8508 6.1439 6.4204 6.7121 7.0187 7.3396 7.7133 8.0624 8.4237
59 5.4020 5.6278 5.8710 6.1314 6.4087 6.7389 7.0502 7.3775 7.7202 8.0777 8.4921 8.8782
60 5.8889 6.1476 6.4248 6.7203 7.0336 7.4043 7.7535 8.1193 8.5010 8.8978 9.3561
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.5069 0.5106 0.5150 0.5199 0.5255 0.5319 0.5390 0.5468 0.5553 0.5642 0.5738 0.5838 0.5940 0.6047 0.6157
19 0.5206 0.5253 0.5307 0.5368 0.5436 0.5513 0.5596 0.5688 0.5784 0.5887 0.5994 0.6104 0.6220 0.6337 0.6456
20 0.5348 0.5407 0.5474 0.5548 0.5632 0.5722 0.5820 0.5925 0.6035 0.6150 0.6269 0.6393 0.6518 0.6645 0.6777
21 0.5504 0.5576 0.5658 0.5748 0.5847 0.5952 0.6066 0.6185 0.6308 0.6438 0.6569 0.6703 0.6841 0.6982 0.7125
22 0.5680 0.5769 0.5867 0.5974 0.6089 0.6212 0.6339 0.6474 0.6612 0.6753 0.6898 0.7046 0.7197 0.7349 0.7504
23 0.5884 0.5992 0.6108 0.6233 0.6364 0.6504 0.6648 0.6796 0.6948 0.7105 0.7263 0.7424 0.7586 0.7752 0.7923
24 0.6124 0.6251 0.6386 0.6529 0.6679 0.6834 0.6993 0.7158 0.7326 0.7495 0.7667 0.7841 0.8020 0.8202 0.8387
25 0.6407 0.6553 0.6708 0.6869 0.7035 0.7209 0.7385 0.7564 0.7745 0.7929 0.8118 0.8309 0.8503 0.8700 0.8900
26 0.6737 0.6903 0.7075 0.7257 0.7443 0.7631 0.7823 0.8017 0.8216 0.8417 0.8621 0.8828 0.9038 0.9252 0.9469
27 0.7116 0.7305 0.7499 0.7698 0.7899 0.8104 0.8314 0.8527 0.8742 0.8960 0.9180 0.9404 0.9632 0.9863 1.0113
28 0.7556 0.7764 0.7976 0.8192 0.8414 0.8638 0.8865 0.9095 0.9327 0.9562 0.9801 1.0043 1.0290 1.0556 1.0840
29 0.8053 0.8280 0.8513 0.8751 0.8991 0.9233 0.9478 0.9725 0.9976 1.0230 1.0489 1.0751 1.1034 1.1338 1.1662
30 0.8613 0.8864 0.9117 0.9373 0.9632 0.9893 1.0157 1.0424 1.0695 1.0970 1.1250 1.1552 1.1875 1.2221 1.2590
31 0.9245 0.9516 0.9789 1.0064 1.0342 1.0624 1.0908 1.1197 1.1490 1.1789 1.2110 1.2454 1.2823 1.3216 1.3634
32 0.9948 1.0239 1.0532 1.0829 1.1129 1.1432 1.1739 1.2052 1.2369 1.2711 1.3079 1.3471 1.3890 1.4335 1.4807
33 1.0726 1.1039 1.1354 1.1673 1.1997 1.2324 1.2657 1.2995 1.3359 1.3750 1.4169 1.4615 1.5089 1.5592 1.6123
34 1.1585 1.1921 1.2261 1.2604 1.2953 1.3307 1.3667 1.4055 1.4472 1.4917 1.5393 1.5899 1.6435 1.7001 1.7597
35 1.2532 1.2893 1.3258 1.3629 1.4006 1.4389 1.4802 1.5246 1.5721 1.6227 1.6766 1.7337 1.7941 1.8577 1.9244
36 1.3572 1.3961 1.4355 1.4756 1.5163 1.5603 1.6075 1.6581 1.7121 1.7695 1.8304 1.8948 1.9625 2.0337 2.1082
37 1.4715 1.5134 1.5559 1.5992 1.6460 1.6963 1.7502 1.8077 1.8689 1.9338 2.0024 2.0746 2.1505 2.2300 2.3128
38 1.5968 1.6420 1.6880 1.7377 1.7912 1.8486 1.9099 1.9751 2.0443 2.1174 2.1944 2.2753 2.3600 2.4484 2.5402
39 1.7341 1.7829 1.8357 1.8927 1.9537 2.0190 2.0885 2.1622 2.2401 2.3223 2.4085 2.4988 2.5931 2.6910 2.7925
40 1.8843 1.9404 2.0009 2.0659 2.1354 2.2094 2.2879 2.3710 2.4586 2.5505 2.6468 2.7473 2.8518 2.9601 3.0718
41 2.0520 2.1163 2.1854 2.2593 2.3381 2.4218 2.5104 2.6037 2.7018 2.8045 2.9117 3.0231 3.1386 3.2578
42 2.2391 2.3126 2.3912 2.4751 2.5642 2.6586 2.7581 2.8627 2.9722 3.0865 3.2054 3.3285 3.4557
43 2.4475 2.5312 2.6204 2.7153 2.8158 2.9219 3.0334 3.1502 3.2721 3.3989 3.5303 3.6660
44 2.6793 2.7742 2.8752 2.9823 3.0953 3.2142 3.3388 3.4688 3.6041 3.7443 3.8891
45 2.9366 3.0441 3.1580 3.2784 3.4052 3.5380 3.6767 3.8210 3.9707 4.1252
46 3.2216 3.3429 3.4712 3.6062 3.7478 3.8958 4.0498 4.2095 4.3744
47 3.5367 3.6733 3.8172 3.9681 4.1260 4.2903 4.4607 4.6367
48 3.8845 4.0378 4.1987 4.3670 4.5423 4.7242 4.9121
49 4.2679 4.4394 4.6188 4.8058 4.9999 5.2006
50 4.6899 4.8813 5.0807 5.2878 5.5020
51 5.1544 5.3672 5.5881 5.8168
52 5.6655 5.9014 6.1454
53 6.2281 6.4886
54 6.8475
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 1.1998 1.1998 1.1998 1.1998 1.1998 1.1998 1.1998 1.1998 1.1998 1.1998 1.1998 1.1998 1.1998 1.2009 1.2031 1.2157
19 1.2164 1.2164 1.2164 1.2164 1.2164 1.2164 1.2164 1.2164 1.2164 1.2164 1.2164 1.2167 1.2187 1.2211 1.2239 1.2374
20 1.2301 1.2301 1.2301 1.2301 1.2301 1.2301 1.2301 1.2301 1.2301 1.2301 1.2322 1.2344 1.2370 1.2402 1.2439 1.2586
21 1.2416 1.2416 1.2416 1.2416 1.2416 1.2416 1.2416 1.2416 1.2416 1.2416 1.2487 1.2516 1.2551 1.2593 1.2643 1.2805
22 1.2521 1.2521 1.2521 1.2521 1.2521 1.2521 1.2521 1.2521 1.2521 1.2521 1.2656 1.2695 1.2742 1.2797 1.2864 1.3046
23 1.2623 1.2623 1.2623 1.2623 1.2623 1.2623 1.2623 1.2629 1.2658 1.2694 1.2841 1.2893 1.2956 1.3030 1.3118 1.3322
24 1.2735 1.2735 1.2735 1.2735 1.2735 1.2748 1.2772 1.2805 1.2844 1.2892 1.3055 1.3125 1.3207 1.3305 1.3419 1.3652
25 1.2866 1.2866 1.2866 1.2866 1.2866 1.2933 1.2968 1.3011 1.3064 1.3128 1.3312 1.3405 1.3513 1.3639 1.3784 1.4052
26 1.3026 1.3026 1.3026 1.3026 1.3026 1.3154 1.3201 1.3260 1.3331 1.3417 1.3626 1.3747 1.3887 1.4047 1.4227 1.4532
27 1.3222 1.3222 1.3222 1.3223 1.3262 1.3421 1.3485 1.3563 1.3657 1.3771 1.4013 1.4166 1.4344 1.4543 1.4762 1.5107
28 1.3464 1.3464 1.3473 1.3512 1.3565 1.3745 1.3830 1.3934 1.4059 1.4205 1.4486 1.4678 1.4897 1.5137 1.5399 1.5784
29 1.3758 1.3767 1.3802 1.3858 1.3931 1.4136 1.4249 1.4386 1.4547 1.4732 1.5058 1.5293 1.5558 1.5840 1.6147 1.6576
30 1.4112 1.4140 1.4196 1.4272 1.4371 1.4609 1.4756 1.4932 1.5136 1.5366 1.5741 1.6025 1.6336 1.6665 1.7013 1.7489
31 1.4534 1.4585 1.4663 1.4766 1.4897 1.5176 1.5364 1.5586 1.5838 1.6121 1.6546 1.6883 1.7237 1.7617 1.8007 1.8522
32 1.5034 1.5110 1.5217 1.5354 1.5525 1.5852 1.6090 1.6364 1.6667 1.7006 1.7487 1.7874 1.8280 1.8697 1.9135 1.9700
33 1.5620 1.5727 1.5869 1.6049 1.6268 1.6651 1.6946 1.7276 1.7639 1.8030 1.8572 1.9007 1.9459 1.9928 2.0405 2.1012
34 1.6302 1.6447 1.6634 1.6866 1.7142 1.7588 1.7945 1.8333 1.8758 1.9206 1.9801 2.0291 2.0793 2.1301 2.1815 2.2475
35 1.7096 1.7289 1.7530 1.7824 1.8162 1.8680 1.9097 1.9554 2.0033 2.0539 2.1198 2.1733 2.2275 2.2830 2.3396 2.4104
36 1.8019 1.8269 1.8576 1.8937 1.9343 1.9936 2.0424 2.0936 2.1481 2.2041 2.2755 2.3333 2.3930 2.4533 2.5139 2.5897
37 1.9090 1.9409 1.9789 2.0220 2.0705 2.1374 2.1923 2.2506 2.3103 2.3710 2.4484 2.5121 2.5761 2.6406 2.7055 2.7870
38 2.0331 2.0729 2.1184 2.1698 2.2250 2.2999 2.3620 2.4256 2.4903 2.5574 2.6408 2.7089 2.7774 2.8464 2.9161 3.0041
39 2.1768 2.2245 2.2787 2.3371 2.4005 2.4831 2.5507 2.6199 2.6912 2.7629 2.8522 2.9249 2.9982 3.0726 3.1488 3.2435
40 2.3415 2.3982 2.4598 2.5270 2.5968 2.6865 2.7603 2.8359 2.9120 2.9885 3.0840 3.1617 3.2408 3.3216 3.4036 3.5056
41 2.5298 2.5943 2.6650 2.7387 2.8145 2.9121 2.9922 3.0729 3.1539 3.2354 3.3375 3.4214 3.5071 3.5939 3.6821 3.7922
42 2.7419 2.8157 2.8932 2.9731 3.0563 3.1610 3.2462 3.3319 3.4181 3.5052 3.6150 3.7057 3.7977 3.8911 3.9862 4.1107
43 2.9805 3.0613 3.1451 3.2322 3.3210 3.4327 3.5231 3.6141 3.7057 3.8002 3.9180 4.0153 4.1142 4.2149 4.3235 4.4639
44 3.2442 3.3313 3.4219 3.5150 3.6090 3.7279 3.8236 3.9203 4.0193 4.1203 4.2469 4.3515 4.4581 4.5733 4.6970 4.8552
45 3.5329 3.6259 3.7229 3.8212 3.9206 4.0470 4.1486 4.2521 4.3585 4.4667 4.6031 4.7159 4.8380 4.9694 5.1099 5.2878
46 3.8459 3.9452 4.0473 4.1510 4.2559 4.3905 4.4987 4.6102 4.7242 4.8406 4.9878 5.1173 5.2568 5.4062 5.5653 5.7651
47 4.1821 4.2871 4.3946 4.5039 4.6150 4.7588 4.8745 4.9946 5.1173 5.2428 5.4104 5.5586 5.7175 5.8870 6.0668 6.2910
48 4.5402 4.6508 4.7640 4.8797 4.9979 5.1520 5.2767 5.4060 5.5386 5.6835 5.8738 6.0430 6.2235 6.4153 6.6195 6.8704
49 4.9190 5.0355 5.1554 5.2785 5.4050 5.5708 5.7058 5.8456 5.9991 6.1658 6.3817 6.5742 6.7787 6.9956 7.2265 7.5062
50 5.3178 5.4413 5.5690 5.7010 5.8372 6.0163 6.1629 6.3256 6.5028 6.6940 6.9382 7.1566 7.3877 7.6339 7.8924 8.2034
51 5.7368 5.8688 6.0061 6.1485 6.2960 6.4901 6.6622 6.8507 7.0545 7.2730 7.5487 7.7957 8.0578 8.3345 8.6230 8.9678
52 6.1777 6.3200 6.4687 6.6234 6.7838 7.0088 7.2093 7.4267 7.6602 7.9090 8.2194 8.4988 8.7952 9.1042 9.4250 9.8062
53 6.6431 6.7978 6.9599 7.1289 7.3197 7.5790 7.8111 8.0608 8.3273 8.6096 8.9581 9.2756 9.6069 9.9509 10.3062 10.7263
54 7.1371 7.3065 7.4842 7.6852 7.9114 8.2089 8.4762 8.7617 9.0645 9.3856 9.7776 10.1332 10.5023 10.8836 11.2757 11.7370
55 7.6651 7.8516 8.0645 8.3036 8.5682 8.9083 9.2145 9.5394 9.8832 10.2481 10.6858 11.0821 11.4916 11.9126 12.3436 12.8483
56 8.2335 8.4590 8.7119 8.9951 9.3013 9.6883 10.0373 10.4058 10.7980 11.2070 11.6940 12.1340 12.5864 13.0494 13.5210
57 8.8715 9.1406 9.4422 9.7708 10.1229 10.5615 10.9572 11.3788 11.8186 12.2750 12.8151 13.3014 13.7991 14.3060
58 9.5921 9.9132 10.2659 10.6443 11.0466 11.5415 11.9947 12.4679 12.9589 13.4660 14.0627 14.5980 15.1431
59 10.4122 10.7906 11.1974 11.6302 12.0905 12.6502 13.1596 13.6880 14.2337 14.7946 15.4516 16.0381
60 11.3497 11.7868 12.2523 12.7478 13.2721 13.8987 14.4676 15.0551 15.6588 16.2765 16.9971
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 1.2187 1.2224 1.2268 1.2320 1.2381 1.2451 1.2531 1.2623 1.2725 1.2836 1.2959 1.3088 1.3227 1.3372 1.3524
19 1.2415 1.2463 1.2519 1.2586 1.2664 1.2753 1.2852 1.2964 1.3087 1.3218 1.3361 1.3510 1.3669 1.3832 1.4004
20 1.2639 1.2702 1.2776 1.2861 1.2959 1.3070 1.3192 1.3327 1.3472 1.3626 1.3791 1.3961 1.4140 1.4325 1.4514
21 1.2874 1.2957 1.3052 1.3160 1.3281 1.3417 1.3564 1.3724 1.3893 1.4072 1.4258 1.4453 1.4651 1.4860 1.5072
22 1.3137 1.3242 1.3362 1.3497 1.3645 1.3808 1.3982 1.4168 1.4363 1.4567 1.4775 1.4996 1.5219 1.5445 1.5684
23 1.3440 1.3573 1.3721 1.3887 1.4064 1.4257 1.4458 1.4673 1.4891 1.5123 1.5359 1.5598 1.5849 1.6104 1.6362
24 1.3800 1.3965 1.4144 1.4342 1.4550 1.4774 1.5003 1.5247 1.5495 1.5748 1.6013 1.6281 1.6553 1.6833 1.7123
25 1.4232 1.4432 1.4645 1.4877 1.5116 1.5371 1.5633 1.5899 1.6179 1.6462 1.6748 1.7044 1.7348 1.7657 1.7971
26 1.4749 1.4986 1.5235 1.5499 1.5774 1.6054 1.6349 1.6648 1.6951 1.7263 1.7583 1.7908 1.8237 1.8571 1.8920
27 1.5363 1.5635 1.5923 1.6216 1.6527 1.6842 1.7161 1.7491 1.7829 1.8170 1.8516 1.8868 1.9235 1.9607 2.0003
28 1.6082 1.6390 1.6713 1.7046 1.7383 1.7730 1.8087 1.8447 1.8811 1.9182 1.9566 1.9957 2.0354 2.0776 2.1223
29 1.6911 1.7261 1.7616 1.7981 1.8357 1.8738 1.9122 1.9511 1.9916 2.0326 2.0742 2.1164 2.1614 2.2092 2.2608
30 1.7862 1.8244 1.8641 1.9043 1.9448 1.9858 2.0284 2.0715 2.1151 2.1594 2.2045 2.2524 2.3043 2.3593 2.4173
31 1.8939 1.9363 1.9792 2.0224 2.0670 2.1124 2.1583 2.2048 2.2520 2.3000 2.3519 2.4073 2.4659 2.5278 2.5928
32 2.0152 2.0609 2.1075 2.1554 2.2037 2.2526 2.3021 2.3524 2.4041 2.4597 2.5187 2.5812 2.6471 2.7164 2.7891
33 2.1500 2.2004 2.2513 2.3028 2.3548 2.4075 2.4613 2.5169 2.5761 2.6390 2.7055 2.7758 2.8497 2.9273 3.0086
34 2.3012 2.3554 2.4101 2.4654 2.5215 2.5795 2.6386 2.7017 2.7686 2.8396 2.9145 2.9933 3.0760 3.1635 3.2550
35 2.4680 2.5261 2.5850 2.6451 2.7070 2.7699 2.8370 2.9083 2.9839 3.0637 3.1478 3.2363 3.3299 3.4275 3.5288
36 2.6516 2.7142 2.7786 2.8444 2.9112 2.9826 3.0586 3.1391 3.2242 3.3138 3.4088 3.5087 3.6128 3.7208 3.8326
37 2.8536 2.9224 2.9923 3.0633 3.1392 3.2201 3.3059 3.3965 3.4921 3.5938 3.7004 3.8114 3.9267 4.0460 4.1689
38 3.0772 3.1513 3.2267 3.3074 3.3934 3.4848 3.5814 3.6836 3.7922 3.9059 4.0243 4.1473 4.2746 4.4058 4.5404
39 3.3222 3.4022 3.4879 3.5794 3.6767 3.7797 3.8889 4.0047 4.1259 4.2523 4.3836 4.5195 4.6595 4.8031 4.9500
40 3.5905 3.6815 3.7788 3.8823 3.9921 4.1086 4.2321 4.3614 4.4963 4.6364 4.7814 4.9308 5.0842 5.2410 5.4005
41 3.8889 3.9923 4.1024 4.2192 4.3435 4.4752 4.6131 4.7570 4.9066 5.0613 5.2209 5.3847 5.5521 5.7224
42 4.2206 4.3377 4.4620 4.5942 4.7346 4.8818 5.0354 5.1950 5.3602 5.5306 5.7055 5.8843 6.0662
43 4.5885 4.7208 4.8614 5.0110 5.1680 5.3319 5.5023 5.6787 5.8607 6.0476 6.2386 6.4329
44 4.9961 5.1453 5.3048 5.4721 5.6470 5.8290 6.0175 6.2118 6.4115 6.6156 6.8232
45 5.4466 5.6161 5.7946 5.9812 6.1755 6.3768 6.5845 6.7978 7.0159 7.2379
46 5.9450 6.1354 6.3344 6.5418 6.7569 6.9789 7.2069 7.4401 7.6775
47 6.4941 6.7066 6.9280 7.1577 7.3950 7.6389 7.8883 8.1422
48 7.0973 7.3339 7.5793 7.8328 8.0936 8.3605 8.6321
49 7.7590 8.0214 8.2924 8.5713 8.8569 9.1477
50 8.4841 8.7741 9.0724 9.3780 9.6894
51 9.2783 9.5977 9.9248 10.2581
52 10.1484 10.4988 10.8559
53 11.1019 11.4847
54 12.1476
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.8933 0.8933 0.8933 0.8933 0.8933 0.8933 0.8933 0.8933 0.8933 0.8933 0.8994 0.9012 0.9035 0.9063 0.9097 0.9203
19 0.9079 0.9079 0.9079 0.9079 0.9079 0.9079 0.9079 0.9079 0.9079 0.9079 0.9162 0.9186 0.9216 0.9253 0.9297 0.9416
20 0.9199 0.9199 0.9199 0.9199 0.9199 0.9199 0.9199 0.9199 0.9204 0.9224 0.9319 0.9352 0.9392 0.9439 0.9497 0.9632
21 0.9301 0.9301 0.9301 0.9301 0.9301 0.9301 0.9303 0.9319 0.9341 0.9370 0.9475 0.9519 0.9572 0.9635 0.9709 0.9863
22 0.9392 0.9392 0.9392 0.9392 0.9392 0.9411 0.9428 0.9451 0.9482 0.9522 0.9640 0.9698 0.9768 0.9850 0.9946 1.0122
23 0.9483 0.9483 0.9483 0.9483 0.9483 0.9536 0.9561 0.9595 0.9638 0.9692 0.9827 0.9904 0.9994 1.0100 1.0221 1.0424
24 0.9581 0.9581 0.9581 0.9581 0.9581 0.9676 0.9713 0.9761 0.9820 0.9892 1.0048 1.0148 1.0263 1.0397 1.0547 1.0781
25 0.9696 0.9696 0.9696 0.9704 0.9732 0.9844 0.9896 0.9961 1.0041 1.0136 1.0316 1.0444 1.0589 1.0755 1.0937 1.1206
26 0.9836 0.9836 0.9850 0.9878 0.9920 1.0050 1.0121 1.0207 1.0312 1.0435 1.0644 1.0805 1.0983 1.1185 1.1402 1.1707
27 1.0009 1.0020 1.0047 1.0091 1.0151 1.0302 1.0398 1.0511 1.0645 1.0800 1.1045 1.1241 1.1458 1.1696 1.1954 1.2294
28 1.0222 1.0246 1.0290 1.0353 1.0437 1.0614 1.0738 1.0884 1.1052 1.1243 1.1529 1.1763 1.2023 1.2299 1.2597 1.2979
29 1.0480 1.0522 1.0586 1.0674 1.0785 1.0994 1.1153 1.1335 1.1544 1.1774 1.2105 1.2384 1.2683 1.3005 1.3341 1.3760
30 1.0792 1.0856 1.0946 1.1064 1.1208 1.1455 1.1653 1.1877 1.2130 1.2408 1.2782 1.3109 1.3455 1.3814 1.4190 1.4653
31 1.1166 1.1257 1.1379 1.1533 1.1716 1.2008 1.2248 1.2523 1.2821 1.3149 1.3577 1.3947 1.4334 1.4741 1.5157 1.5659
32 1.1613 1.1737 1.1897 1.2093 1.2320 1.2663 1.2956 1.3278 1.3632 1.4009 1.4487 1.4906 1.5342 1.5787 1.6240 1.6782
33 1.2142 1.2306 1.2512 1.2753 1.3035 1.3432 1.3781 1.4162 1.4565 1.4996 1.5530 1.5997 1.6473 1.6956 1.7448 1.8035
34 1.2763 1.2977 1.3233 1.3532 1.3868 1.4332 1.4739 1.5172 1.5637 1.6121 1.6708 1.7217 1.7734 1.8264 1.8798 1.9429
35 1.3494 1.3763 1.4078 1.4439 1.4841 1.5368 1.5835 1.6334 1.6852 1.7385 1.8024 1.8578 1.9145 1.9716 2.0289 2.0965
36 1.4348 1.4678 1.5062 1.5491 1.5955 1.6556 1.7090 1.7645 1.8214 1.8797 1.9493 2.0097 2.0706 2.1316 2.1930 2.2655
37 1.5338 1.5744 1.6199 1.6696 1.7238 1.7910 1.8502 1.9111 1.9737 2.0375 2.1124 2.1772 2.2423 2.3076 2.3733 2.4510
38 1.6492 1.6972 1.7503 1.8080 1.8688 1.9430 2.0080 2.0751 2.1433 2.2118 2.2921 2.3613 2.4308 2.5006 2.5709 2.6545
39 1.7818 1.8381 1.8995 1.9642 2.0316 2.1128 2.1846 2.2572 2.3302 2.4034 2.4893 2.5631 2.6374 2.7121 2.7875 2.8774
40 1.9339 1.9989 2.0677 2.1393 2.2140 2.3026 2.3798 2.4575 2.5353 2.6134 2.7051 2.7840 2.8633 2.9434 3.0244 3.1213
41 2.1072 2.1800 2.2560 2.3354 2.4165 2.5118 2.5943 2.6770 2.7598 2.8428 2.9409 3.0251 3.1101 3.1961 3.2832 3.3878
42 2.3021 2.3823 2.4665 2.5524 2.6392 2.7411 2.8287 2.9165 3.0046 3.0930 3.1980 3.2881 3.3792 3.4717 3.5656 3.6837
43 2.5191 2.6078 2.6985 2.7902 2.8825 2.9910 3.0839 3.1771 3.2707 3.3649 3.4775 3.5741 3.6722 3.7718 3.8786 4.0117
44 2.7599 2.8552 2.9518 3.0491 3.1467 3.2621 3.3605 3.4594 3.5591 3.6599 3.7808 3.8847 3.9903 4.1037 4.2249 4.3747
45 3.0230 3.1242 3.2264 3.3291 3.4321 3.5547 3.6591 3.7644 3.8709 3.9788 4.1091 4.2210 4.3414 4.4701 4.6073 4.7756
46 3.3074 3.4142 3.5218 3.6300 3.7388 3.8693 3.9803 4.0927 4.2068 4.3228 4.4634 4.5911 4.7280 4.8740 5.0289 5.2176
47 3.6121 3.7242 3.8374 3.9515 4.0668 4.2060 4.3245 4.4450 4.5677 4.6928 4.8523 4.9977 5.1530 5.3180 5.4926 5.7037
48 3.9358 4.0536 4.1728 4.2936 4.4161 4.5652 4.6923 4.8220 4.9544 5.0977 5.2784 5.4436 5.6194 5.8055 6.0016 6.2373
49 4.2776 4.4017 4.5279 4.6564 4.7874 4.9477 5.0846 5.2247 5.3767 5.5406 5.7448 5.9322 6.1306 6.3399 6.5597 6.8222
50 4.6372 4.7686 4.9030 5.0406 5.1814 5.3545 5.5026 5.6640 5.8382 6.0250 6.2555 6.4673 6.6908 6.9255 7.1710 7.4626
51 5.0150 5.1552 5.2994 5.4476 5.5999 5.7874 5.9586 6.1440 6.3430 6.5554 6.8151 7.0539 7.3047 7.5672 7.8407 8.1635
52 5.4126 5.5634 5.7192 5.8798 6.0452 6.2603 6.4576 6.6698 6.8966 7.1374 7.4292 7.6975 7.9782 8.2708 8.5743 8.9309
53 5.8326 5.9961 6.1654 6.3403 6.5329 6.7791 7.0055 7.2478 7.5053 7.7773 8.1043 8.4049 8.7181 9.0430 9.3788 9.7713
54 6.2789 6.4572 6.6421 6.8468 7.0702 7.3509 7.6099 7.8853 8.1766 8.4830 8.8484 9.1839 9.5320 9.8917 10.2618 10.6923
55 6.7565 6.9517 7.1692 7.4074 7.6651 7.9843 8.2792 8.5911 8.9194 9.2631 9.6702 10.0433 10.4289 10.8255 11.2317 11.7023
56 7.2710 7.5020 7.7559 8.0313 8.3269 8.6886 9.0229 9.3747 9.7432 10.1274 10.5796 10.9930 11.4183 11.8539 12.2979
57 7.8472 8.1179 8.4122 8.7286 9.0659 9.4742 9.8515 10.2467 10.6587 11.0864 11.5870 12.0432 12.5105 12.9868
58 8.4957 8.8101 9.1488 9.5102 9.8932 10.3524 10.7763 11.2183 11.6771 12.1513 12.7036 13.2051 13.7163
59 9.2278 9.5901 9.9773 10.3878 10.8203 11.3348 11.8091 12.3015 12.8103 13.3340 13.9412 14.4900
60 10.0555 10.4700 10.9098 11.3735 11.8597 12.4341 12.9624 13.5085 14.0706 14.6464 15.3115
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.9251 0.9308 0.9374 0.9450 0.9537 0.9637 0.9748 0.9870 1.0003 1.0145 1.0296 1.0454 1.0618 1.0790 1.0964
19 0.9477 0.9549 0.9632 0.9726 0.9834 0.9954 1.0084 1.0229 1.0380 1.0544 1.0713 1.0891 1.1074 1.1260 1.1451
20 0.9709 0.9800 0.9904 1.0020 1.0150 1.0293 1.0447 1.0613 1.0788 1.0971 1.1162 1.1358 1.1557 1.1764 1.1974
21 0.9961 1.0074 1.0202 1.0342 1.0499 1.0665 1.0846 1.1034 1.1233 1.1438 1.1647 1.1864 1.2086 1.2310 1.2536
22 1.0246 1.0385 1.0540 1.0707 1.0891 1.1085 1.1290 1.1504 1.1723 1.1951 1.2185 1.2421 1.2660 1.2905 1.3156
23 1.0576 1.0745 1.0929 1.1127 1.1336 1.1559 1.1789 1.2027 1.2273 1.2522 1.2775 1.3033 1.3298 1.3565 1.3836
24 1.0964 1.1165 1.1378 1.1608 1.1847 1.2095 1.2354 1.2617 1.2884 1.3156 1.3436 1.3718 1.4004 1.4293 1.4586
25 1.1422 1.1656 1.1903 1.2160 1.2431 1.2708 1.2989 1.3277 1.3572 1.3870 1.4172 1.4476 1.4784 1.5100 1.5424
26 1.1960 1.2225 1.2506 1.2797 1.3093 1.3395 1.3708 1.4023 1.4342 1.4663 1.4988 1.5320 1.5660 1.6005 1.6355
27 1.2584 1.2886 1.3197 1.3514 1.3844 1.4177 1.4514 1.4854 1.5197 1.5547 1.5905 1.6267 1.6634 1.7007 1.7403
28 1.3303 1.3635 1.3981 1.4333 1.4690 1.5050 1.5412 1.5781 1.6158 1.6539 1.6925 1.7317 1.7714 1.8136 1.8583
29 1.4120 1.4492 1.4868 1.5249 1.5633 1.6022 1.6420 1.6822 1.7228 1.7639 1.8057 1.8480 1.8929 1.9405 1.9908
30 1.5050 1.5452 1.5858 1.6268 1.6689 1.7113 1.7542 1.7975 1.8413 1.8858 1.9309 1.9788 2.0295 2.0831 2.1396
31 1.6089 1.6522 1.6964 1.7413 1.7866 1.8323 1.8784 1.9251 1.9725 2.0205 2.0715 2.1256 2.1828 2.2430 2.3063
32 1.7246 1.7721 1.8200 1.8682 1.9168 1.9660 2.0158 2.0662 2.1174 2.1717 2.2293 2.2902 2.3544 2.4219 2.4926
33 1.8542 1.9051 1.9564 2.0082 2.0606 2.1136 2.1673 2.2218 2.2797 2.3411 2.4060 2.4744 2.5463 2.6217 2.7004
34 1.9971 2.0518 2.1069 2.1626 2.2191 2.2762 2.3342 2.3959 2.4613 2.5305 2.6034 2.6801 2.7604 2.8444 2.9318
35 2.1547 2.2133 2.2726 2.3326 2.3934 2.4551 2.5208 2.5905 2.6642 2.7419 2.8237 2.9094 2.9989 3.0921 3.1889
36 2.3279 2.3909 2.4547 2.5193 2.5850 2.6549 2.7291 2.8077 2.8906 2.9777 3.0691 3.1645 3.2640 3.3672 3.4739
37 2.5180 2.5858 2.6545 2.7243 2.7987 2.8778 2.9615 3.0498 3.1427 3.2401 3.3419 3.4480 3.5581 3.6719 3.7892
38 2.7266 2.7996 2.8737 2.9528 3.0370 3.1261 3.2202 3.3193 3.4232 3.5318 3.6449 3.7623 3.8838 4.0089 4.1373
39 2.9550 3.0337 3.1178 3.2073 3.3023 3.4026 3.5081 3.6189 3.7347 3.8554 3.9807 4.1103 4.2439 4.3809 4.5209
40 3.2049 3.2943 3.3895 3.4905 3.5973 3.7099 3.8280 3.9515 4.0803 4.2140 4.3523 4.4948 4.6410 4.7905 4.9425
41 3.4828 3.5840 3.6914 3.8052 3.9251 4.0510 4.1828 4.3202 4.4628 4.6104 4.7625 4.9186 5.0782 5.2405
42 3.7913 3.9056 4.0267 4.1544 4.2886 4.4292 4.5757 4.7280 4.8855 5.0479 5.2146 5.3849 5.5582
43 4.1333 4.2622 4.3982 4.5412 4.6911 4.8474 5.0099 5.1781 5.3514 5.5294 5.7113 5.8964
44 4.5118 4.6567 4.8090 4.9688 5.1356 5.3090 5.4885 5.6737 5.8637 6.0581 6.2558
45 4.9299 5.0923 5.2625 5.4404 5.6255 5.8172 6.0149 6.2179 6.4255 6.6368
46 5.3907 5.5722 5.7619 5.9593 6.1640 6.3752 6.5921 6.8140 7.0397
47 5.8973 6.0997 6.3103 6.5288 6.7544 6.9863 7.2234 7.4647
48 6.4533 6.6782 6.9114 7.1523 7.4001 7.6536 7.9117
49 7.0624 7.3115 7.5688 7.8335 8.1047 8.3808
50 7.7288 8.0039 8.2868 8.5766 8.8720
51 8.4577 8.7603 9.0702 9.3861
52 9.2547 9.5863 9.9244
53 10.1264 10.4883
54 11.0801
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.7835 0.7835 0.7835 0.7835 0.7835 0.7851 0.7857 0.7865 0.7877 0.7893 0.7972 0.7996 0.8026 0.8062 0.8105 0.8213
19 0.7978 0.7978 0.7978 0.7978 0.7978 0.7998 0.8006 0.8018 0.8034 0.8055 0.8140 0.8172 0.8211 0.8257 0.8312 0.8434
20 0.8096 0.8096 0.8096 0.8096 0.8096 0.8127 0.8139 0.8155 0.8177 0.8206 0.8300 0.8342 0.8393 0.8452 0.8522 0.8660
21 0.8195 0.8195 0.8195 0.8195 0.8195 0.8245 0.8263 0.8286 0.8317 0.8355 0.8462 0.8516 0.8582 0.8659 0.8746 0.8905
22 0.8284 0.8284 0.8284 0.8284 0.8284 0.8362 0.8388 0.8421 0.8462 0.8514 0.8636 0.8707 0.8791 0.8888 0.8998 0.9180
23 0.8373 0.8373 0.8373 0.8377 0.8397 0.8487 0.8523 0.8569 0.8626 0.8694 0.8834 0.8926 0.9032 0.9154 0.9289 0.9499
24 0.8469 0.8469 0.8478 0.8497 0.8527 0.8630 0.8681 0.8743 0.8818 0.8906 0.9068 0.9185 0.9317 0.9467 0.9632 0.9872
25 0.8582 0.8590 0.8609 0.8641 0.8684 0.8803 0.8872 0.8954 0.9051 0.9164 0.9352 0.9498 0.9660 0.9841 1.0040 1.0312
26 0.8719 0.8738 0.8770 0.8816 0.8877 0.9016 0.9107 0.9213 0.9337 0.9478 0.9697 0.9873 1.0071 1.0285 1.0521 1.0829
27 0.8888 0.8920 0.8968 0.9033 0.9116 0.9278 0.9395 0.9530 0.9684 0.9857 1.0112 1.0325 1.0559 1.0813 1.1082 1.1427
28 0.9096 0.9145 0.9214 0.9302 0.9410 0.9601 0.9749 0.9915 1.0105 1.0315 1.0607 1.0862 1.1135 1.1425 1.1737 1.2122
29 0.9352 0.9423 0.9516 0.9631 0.9769 0.9994 1.0175 1.0380 1.0607 1.0860 1.1197 1.1490 1.1807 1.2141 1.2487 1.2910
30 0.9663 0.9760 0.9881 1.0030 1.0201 1.0466 1.0686 1.0933 1.1206 1.1500 1.1883 1.2225 1.2583 1.2955 1.3339 1.3803
31 1.0039 1.0166 1.0323 1.0508 1.0719 1.1025 1.1293 1.1586 1.1904 1.2250 1.2684 1.3068 1.3467 1.3882 1.4309 1.4813
32 1.0488 1.0651 1.0848 1.1074 1.1333 1.1690 1.2004 1.2349 1.2721 1.3114 1.3598 1.4026 1.4474 1.4931 1.5394 1.5938
33 1.1020 1.1227 1.1467 1.1744 1.2051 1.2463 1.2836 1.3235 1.3657 1.4099 1.4638 1.5117 1.5606 1.6101 1.6601 1.7186
34 1.1646 1.1901 1.2196 1.2523 1.2891 1.3367 1.3795 1.4247 1.4725 1.5224 1.5815 1.6338 1.6867 1.7401 1.7938 1.8567
35 1.2379 1.2690 1.3040 1.3435 1.3863 1.4403 1.4888 1.5403 1.5938 1.6486 1.7129 1.7695 1.8265 1.8839 1.9414 2.0088
36 1.3233 1.3606 1.4027 1.4485 1.4975 1.5584 1.6138 1.6711 1.7297 1.7893 1.8589 1.9198 1.9809 2.0423 2.1039 2.1761
37 1.4223 1.4671 1.5160 1.5685 1.6250 1.6932 1.7545 1.8172 1.8810 1.9454 2.0202 2.0854 2.1508 2.2163 2.2822 2.3598
38 1.5372 1.5893 1.6454 1.7060 1.7693 1.8446 1.9117 1.9798 2.0485 2.1175 2.1978 2.2674 2.3372 2.4073 2.4778 2.5612
39 1.6691 1.7290 1.7937 1.8613 1.9312 2.0135 2.0862 2.1595 2.2331 2.3068 2.3926 2.4669 2.5414 2.6164 2.6920 2.7817
40 1.8198 1.8887 1.9608 2.0354 2.1116 2.2007 2.2788 2.3572 2.4356 2.5142 2.6059 2.6851 2.7648 2.8451 2.9263 3.0230
41 1.9917 2.0684 2.1478 2.2290 2.3113 2.4070 2.4904 2.5738 2.6572 2.7408 2.8388 2.9234 3.0087 3.0949 3.1823 3.2866
42 2.1848 2.2691 2.3553 2.4427 2.5308 2.6331 2.7216 2.8102 2.8988 2.9877 3.0927 3.1831 3.2746 3.3674 3.4615 3.5792
43 2.3999 2.4912 2.5838 2.6770 2.7705 2.8795 2.9733 3.0672 3.1614 3.2562 3.3687 3.4657 3.5640 3.6640 3.7709 3.9034
44 2.6370 2.7347 2.8332 2.9320 3.0309 3.1467 3.2460 3.3456 3.4460 3.5472 3.6681 3.7724 3.8783 3.9918 4.1130 4.2621
45 2.8957 2.9994 3.1034 3.2077 3.3120 3.4350 3.5403 3.6464 3.7535 3.8620 3.9922 4.1045 4.2250 4.3537 4.4907 4.6581
46 3.1755 3.2846 3.3941 3.5039 3.6141 3.7450 3.8569 3.9701 4.0849 4.2015 4.3419 4.4698 4.6066 4.7523 4.9068 5.0944
47 3.4750 3.5896 3.7048 3.8205 3.9371 4.0767 4.1962 4.3175 4.4408 4.5665 4.7255 4.8709 5.0259 5.1904 5.3643 5.5740
48 3.7933 3.9136 4.0348 4.1573 4.2812 4.4307 4.5587 4.6892 4.8223 4.9658 5.1456 5.3105 5.4857 5.6710 5.8662 6.1003
49 4.1293 4.2560 4.3842 4.5144 4.6468 4.8075 4.9454 5.0862 5.2385 5.4022 5.6053 5.7919 5.9894 6.1976 6.4162 6.6767
50 4.4828 4.6169 4.7534 4.8926 5.0348 5.2083 5.3574 5.5190 5.6930 5.8792 6.1081 6.3187 6.5409 6.7742 7.0182 7.3075
51 4.8543 4.9972 5.1435 5.2934 5.4470 5.6348 5.8064 5.9915 6.1898 6.4011 6.6586 6.8957 7.1449 7.4055 7.6771 7.9974
52 5.2452 5.3987 5.5566 5.7189 5.8856 6.1002 6.2972 6.5085 6.7339 6.9730 7.2620 7.5282 7.8068 8.0971 8.3984 8.7519
53 5.6582 5.8243 5.9957 6.1723 6.3654 6.6101 6.8354 7.0760 7.3314 7.6011 7.9247 8.2226 8.5331 8.8554 9.1885 9.5775
54 6.0971 6.2779 6.4649 6.6701 6.8929 7.1712 7.4281 7.7010 7.9895 8.2928 8.6541 8.9863 9.3312 9.6878 10.0547 10.4813
55 6.5667 6.7645 6.9827 7.2200 7.4759 7.7915 8.0833 8.3918 8.7163 9.0562 9.4584 9.8277 10.2094 10.6023 11.0050 11.4711
56 7.0727 7.3045 7.5574 7.8305 8.1230 8.4798 8.8099 9.1572 9.5211 9.9006 10.3470 10.7558 11.1767 11.6080 12.0480
57 7.6375 7.9069 8.1984 8.5110 8.8437 9.2457 9.6176 10.0072 10.4136 10.8357 11.3295 11.7805 12.2427 12.7142
58 8.2708 8.5818 8.9157 9.2715 9.6483 10.0996 10.5168 10.9521 11.4042 11.8719 12.4164 12.9118 13.4172
59 8.9828 9.3393 9.7196 10.1226 10.5472 11.0521 11.5183 12.0027 12.5037 13.0198 13.6182 14.1601
60 9.7841 10.1902 10.6209 11.0751 11.5516 12.1145 12.6333 13.1701 13.7232 14.2904 14.9455
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.8272 0.8340 0.8419 0.8509 0.8610 0.8723 0.8847 0.8982 0.9127 0.9282 0.9442 0.9611 0.9785 0.9963 1.0143
19 0.8507 0.8591 0.8688 0.8797 0.8918 0.9052 0.9196 0.9352 0.9517 0.9689 0.9871 1.0057 1.0246 1.0441 1.0641
20 0.8752 0.8856 0.8974 0.9104 0.9249 0.9403 0.9572 0.9749 0.9935 1.0130 1.0328 1.0531 1.0741 1.0955 1.1170
21 0.9018 0.9146 0.9288 0.9443 0.9612 0.9793 0.9982 1.0184 1.0392 1.0605 1.0825 1.1050 1.1277 1.1507 1.1740
22 0.9318 0.9473 0.9641 0.9824 1.0018 1.0225 1.0442 1.0664 1.0894 1.1131 1.1371 1.1614 1.1859 1.2109 1.2365
23 0.9665 0.9849 1.0046 1.0257 1.0481 1.0712 1.0951 1.1201 1.1454 1.1710 1.1970 1.2233 1.2503 1.2776 1.3053
24 1.0071 1.0283 1.0513 1.0753 1.1001 1.1262 1.1529 1.1799 1.2074 1.2351 1.2637 1.2925 1.3216 1.3511 1.3810
25 1.0544 1.0791 1.1048 1.1318 1.1598 1.1883 1.2173 1.2466 1.2767 1.3072 1.3380 1.3690 1.4005 1.4324 1.4647
26 1.1094 1.1372 1.1664 1.1963 1.2268 1.2578 1.2896 1.3218 1.3544 1.3872 1.4204 1.4539 1.4879 1.5224 1.5573
27 1.1729 1.2042 1.2362 1.2689 1.3023 1.3365 1.3709 1.4056 1.4406 1.4760 1.5118 1.5480 1.5848 1.6221 1.6616
28 1.2456 1.2799 1.3150 1.3511 1.3875 1.4243 1.4614 1.4987 1.5365 1.5746 1.6132 1.6524 1.6921 1.7343 1.7790
29 1.3277 1.3657 1.4042 1.4431 1.4824 1.5220 1.5618 1.6021 1.6428 1.6839 1.7257 1.7680 1.8130 1.8605 1.9108
30 1.4210 1.4622 1.5037 1.5456 1.5878 1.6303 1.6733 1.7166 1.7605 1.8050 1.8501 1.8980 1.9487 2.0023 2.0587
31 1.5252 1.5696 1.6142 1.6592 1.7046 1.7504 1.7966 1.8433 1.8907 1.9388 1.9898 2.0439 2.1010 2.1612 2.2244
32 1.6411 1.6888 1.7367 1.7850 1.8338 1.8831 1.9329 1.9834 2.0346 2.0889 2.1465 2.2074 2.2715 2.3389 2.4095
33 1.7695 1.8206 1.8720 1.9239 1.9764 2.0295 2.0832 2.1378 2.1957 2.2571 2.3219 2.3903 2.4621 2.5374 2.6161
34 1.9111 1.9659 2.0212 2.0770 2.1335 2.1908 2.2488 2.3105 2.3759 2.4450 2.5179 2.5945 2.6748 2.7586 2.8459
35 2.0671 2.1259 2.1853 2.2454 2.3064 2.3682 2.4339 2.5035 2.5772 2.6549 2.7365 2.8221 2.9115 3.0046 3.1012
36 2.2387 2.3018 2.3657 2.4305 2.4963 2.5662 2.6405 2.7190 2.8017 2.8888 2.9800 3.0753 3.1746 3.2777 3.3842
37 2.4270 2.4949 2.5637 2.6336 2.7081 2.7871 2.8708 2.9590 3.0518 3.1491 3.2507 3.3566 3.4665 3.5801 3.6972
38 2.6334 2.7065 2.7808 2.8600 2.9441 3.0332 3.1272 3.2261 3.3298 3.4383 3.5512 3.6684 3.7896 3.9146 4.0427
39 2.8595 2.9384 3.0225 3.1120 3.2069 3.3071 3.4125 3.5231 3.6387 3.7591 3.8842 4.0135 4.1468 4.2836 4.4233
40 3.1068 3.1963 3.2914 3.3923 3.4991 3.6114 3.7293 3.8526 3.9811 4.1145 4.2525 4.3947 4.5406 4.6898 4.8415
41 3.3817 3.4829 3.5902 3.7038 3.8235 3.9492 4.0806 4.2177 4.3600 4.5073 4.6590 4.8148 4.9740 5.1360
42 3.6868 3.8010 3.9218 4.0493 4.1832 4.3234 4.4696 4.6214 4.7786 4.9406 5.1068 5.2768 5.4497
43 4.0249 4.1535 4.2892 4.4318 4.5813 4.7372 4.8992 5.0669 5.2398 5.4173 5.5988 5.7834
44 4.3989 4.5434 4.6953 4.8546 5.0209 5.1938 5.3727 5.5573 5.7468 5.9406 6.1378
45 4.8119 4.9737 5.1434 5.3207 5.5051 5.6962 5.8932 6.0956 6.3026 6.5132
46 5.2668 5.4477 5.6366 5.8333 6.0372 6.2476 6.4638 6.6849 6.9099
47 5.7668 5.9683 6.1781 6.3956 6.6203 6.8512 7.0875 7.3280
48 6.3152 6.5390 6.7711 7.0110 7.2577 7.5102 7.7672
49 6.9156 7.1634 7.4195 7.6829 7.9528 8.2277
50 7.5722 7.8457 8.1271 8.4154 8.7094
51 8.2896 8.5904 8.8986 9.2128
52 9.0735 9.4031 9.7391
53 9.9300 10.2896
54 10.8661
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.6765 0.6766 0.6771 0.6778 0.6787 0.6849 0.6863 0.6880 0.6901 0.6927 0.7008 0.7046 0.7089 0.7140 0.7199 0.7312
19 0.6906 0.6906 0.6910 0.6918 0.6928 0.6994 0.7011 0.7033 0.7060 0.7093 0.7182 0.7229 0.7282 0.7345 0.7417 0.7543
20 0.7021 0.7022 0.7028 0.7038 0.7051 0.7122 0.7145 0.7173 0.7208 0.7251 0.7351 0.7409 0.7476 0.7553 0.7640 0.7785
21 0.7119 0.7122 0.7131 0.7145 0.7164 0.7241 0.7272 0.7310 0.7356 0.7411 0.7525 0.7597 0.7681 0.7775 0.7881 0.8046
22 0.7207 0.7214 0.7228 0.7248 0.7275 0.7362 0.7403 0.7454 0.7514 0.7584 0.7714 0.7804 0.7908 0.8022 0.8151 0.8339
23 0.7294 0.7307 0.7328 0.7357 0.7394 0.7494 0.7549 0.7615 0.7693 0.7780 0.7930 0.8041 0.8168 0.8306 0.8461 0.8676
24 0.7388 0.7410 0.7441 0.7482 0.7533 0.7648 0.7721 0.7805 0.7902 0.8011 0.8184 0.8320 0.8471 0.8639 0.8820 0.9065
25 0.7499 0.7532 0.7576 0.7633 0.7701 0.7835 0.7928 0.8034 0.8154 0.8288 0.8485 0.8651 0.8832 0.9029 0.9244 0.9522
26 0.7635 0.7683 0.7744 0.7820 0.7909 0.8064 0.8179 0.8311 0.8456 0.8620 0.8848 0.9043 0.9258 0.9490 0.9736 1.0048
27 0.7806 0.7872 0.7953 0.8051 0.8163 0.8343 0.8485 0.8645 0.8822 0.9015 0.9278 0.9511 0.9760 1.0025 1.0310 1.0659
28 0.8019 0.8107 0.8212 0.8335 0.8473 0.8682 0.8856 0.9046 0.9257 0.9488 0.9789 1.0057 1.0345 1.0651 1.0972 1.1359
29 0.8283 0.8396 0.8528 0.8678 0.8848 0.9089 0.9295 0.9525 0.9773 1.0042 1.0384 1.0697 1.1026 1.1371 1.1728 1.2153
30 0.8604 0.8745 0.8908 0.9090 0.9292 0.9573 0.9820 1.0088 1.0377 1.0692 1.1083 1.1437 1.1807 1.2190 1.2584 1.3048
31 0.8990 0.9164 0.9360 0.9579 0.9823 1.0146 1.0434 1.0748 1.1087 1.1448 1.1886 1.2284 1.2695 1.3116 1.3547 1.4050
32 0.9450 0.9659 0.9896 1.0158 1.0443 1.0814 1.1154 1.1519 1.1907 1.2314 1.2803 1.3244 1.3696 1.4157 1.4624 1.5167
33 0.9991 1.0245 1.0525 1.0831 1.1169 1.1597 1.1990 1.2407 1.2845 1.3301 1.3841 1.4326 1.4819 1.5318 1.5822 1.6406
34 1.0626 1.0926 1.1255 1.1619 1.2013 1.2501 1.2949 1.3420 1.3910 1.4415 1.5008 1.5536 1.6070 1.6608 1.7148 1.7775
35 1.1364 1.1717 1.2109 1.2532 1.2984 1.3537 1.4043 1.4569 1.5111 1.5666 1.6311 1.6882 1.7456 1.8033 1.8612 1.9285
36 1.2220 1.2640 1.3094 1.3580 1.4096 1.4717 1.5281 1.5863 1.6457 1.7060 1.7757 1.8371 1.8986 1.9604 2.0223 2.0944
37 1.3215 1.3702 1.4224 1.4778 1.5360 1.6050 1.6674 1.7310 1.7955 1.8605 1.9355 2.0012 2.0670 2.1329 2.1992 2.2766
38 1.4360 1.4920 1.5515 1.6139 1.6787 1.7547 1.8229 1.8919 1.9613 2.0310 2.1114 2.1815 2.2517 2.3222 2.3931 2.4763
39 1.5673 1.6310 1.6980 1.7674 1.8388 1.9218 1.9955 2.0697 2.1440 2.2184 2.3044 2.3791 2.4541 2.5294 2.6054 2.6950
40 1.7171 1.7887 1.8631 1.9394 2.0171 2.1069 2.1861 2.2653 2.3445 2.4237 2.5156 2.5952 2.6753 2.7561 2.8376 2.9342
41 1.8867 1.9662 2.0477 2.1307 2.2145 2.3109 2.3953 2.4796 2.5638 2.6480 2.7461 2.8312 2.9169 3.0036 3.0913 3.1955
42 2.0773 2.1643 2.2527 2.3419 2.4314 2.5344 2.6240 2.7134 2.8028 2.8924 2.9974 3.0884 3.1803 3.2735 3.3680 3.4854
43 2.2895 2.3835 2.4783 2.5733 2.6683 2.7780 2.8728 2.9676 3.0626 3.1580 3.2706 3.3681 3.4669 3.5672 3.6744 3.8066
44 2.5234 2.6239 2.7246 2.8252 2.9255 3.0420 3.1424 3.2430 3.3441 3.4460 3.5670 3.6717 3.7781 3.8919 4.0131 4.1617
45 2.7787 2.8851 2.9914 3.0974 3.2033 3.3270 3.4333 3.5403 3.6482 3.7574 3.8876 4.0004 4.1212 4.2501 4.3870 4.5538
46 3.0547 3.1666 3.2783 3.3899 3.5016 3.6332 3.7462 3.8603 3.9759 4.0932 4.2337 4.3619 4.4988 4.6444 4.7988 4.9855
47 3.3502 3.4675 3.5849 3.7025 3.8207 3.9609 4.0815 4.2038 4.3279 4.4543 4.6131 4.7586 4.9135 5.0777 5.2512 5.4600
48 3.6640 3.7871 3.9107 4.0350 4.1605 4.3106 4.4398 4.5712 4.7051 4.8491 5.0284 5.1932 5.3680 5.5529 5.7475 5.9803
49 3.9955 4.1250 4.2555 4.3876 4.5216 4.6829 4.8219 4.9637 5.1165 5.2803 5.4826 5.6688 5.8657 6.0732 6.2909 6.5500
50 4.3441 4.4810 4.6199 4.7610 4.9048 5.0789 5.2291 5.3913 5.5654 5.7514 5.9791 6.1890 6.4103 6.6426 6.8855 7.1730
51 4.7105 4.8562 5.0049 5.1567 5.3119 5.5003 5.6726 5.8577 6.0557 6.2663 6.5222 6.7583 7.0062 7.2656 7.5358 7.8540
52 5.0960 5.2524 5.4126 5.5769 5.7452 5.9598 6.1568 6.3676 6.5922 6.8302 7.1171 7.3819 7.6589 7.9476 8.2472 8.5983
53 5.5034 5.6724 5.8461 6.0246 6.2185 6.4625 6.6872 6.9267 7.1807 7.4489 7.7698 8.0658 8.3743 8.6946 9.0258 9.4120
54 5.9363 6.1200 6.3093 6.5155 6.7383 7.0150 7.2706 7.5418 7.8282 8.1293 8.4874 8.8173 9.1598 9.5139 9.8785 10.3019
55 6.3995 6.6002 6.8195 7.0568 7.3117 7.6248 7.9144 8.2205 8.5423 8.8794 9.2778 9.6441 10.0230 10.4131 10.8130 11.2755
56 6.8988 7.1319 7.3847 7.6566 7.9470 8.3002 8.6273 8.9714 9.3318 9.7078 10.1497 10.5551 10.9726 11.4006 11.8374
57 7.4544 7.7236 8.0136 8.3236 8.6531 9.0504 9.4182 9.8037 10.2059 10.6237 11.1123 11.5592 12.0175 12.4852
58 8.0755 8.3845 8.7153 9.0672 9.4395 9.8848 10.2970 10.7271 11.1742 11.6368 12.1753 12.6660 13.1669
59 8.7713 9.1240 9.4995 9.8971 10.3158 10.8134 11.2734 11.7517 12.2467 12.7570 13.3484 13.8850
60 9.5515 9.9517 10.3759 10.8230 11.2921 11.8463 12.3577 12.8874 13.4335 13.9941 14.6413
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.7387 0.7473 0.7567 0.7674 0.7790 0.7917 0.8055 0.8202 0.8358 0.8523 0.8694 0.8870 0.9050 0.9237 0.9426
19 0.7634 0.7735 0.7849 0.7972 0.8109 0.8256 0.8413 0.8581 0.8758 0.8940 0.9128 0.9322 0.9521 0.9723 0.9927
20 0.7893 0.8015 0.8147 0.8294 0.8452 0.8620 0.8801 0.8990 0.9185 0.9386 0.9595 0.9807 1.0023 1.0241 1.0461
21 0.8177 0.8320 0.8478 0.8647 0.8829 0.9023 0.9225 0.9434 0.9650 0.9874 1.0101 1.0331 1.0564 1.0799 1.1036
22 0.8495 0.8664 0.8846 0.9043 0.9251 0.9467 0.9691 0.9925 1.0164 1.0407 1.0653 1.0901 1.1152 1.1406 1.1662
23 0.8858 0.9056 0.9267 0.9490 0.9722 0.9965 1.0215 1.0471 1.0730 1.0993 1.1258 1.1526 1.1797 1.2070 1.2347
24 0.9279 0.9507 0.9745 0.9995 1.0257 1.0525 1.0798 1.1076 1.1357 1.1640 1.1926 1.2215 1.2507 1.2802 1.3102
25 0.9766 1.0021 1.0293 1.0573 1.0860 1.1152 1.1449 1.1749 1.2052 1.2358 1.2666 1.2977 1.3292 1.3612 1.3935
26 1.0326 1.0617 1.0917 1.1224 1.1537 1.1854 1.2175 1.2498 1.2825 1.3154 1.3486 1.3822 1.4163 1.4508 1.4858
27 1.0971 1.1292 1.1621 1.1956 1.2295 1.2638 1.2984 1.3332 1.3683 1.4038 1.4396 1.4759 1.5127 1.5500 1.5897
28 1.1703 1.2055 1.2413 1.2776 1.3142 1.3511 1.3883 1.4258 1.4637 1.5019 1.5406 1.5798 1.6196 1.6618 1.7065
29 1.2530 1.2913 1.3300 1.3691 1.4085 1.4483 1.4883 1.5286 1.5694 1.6106 1.6524 1.6948 1.7398 1.7875 1.8377
30 1.3457 1.3871 1.4289 1.4709 1.5133 1.5560 1.5990 1.6425 1.6865 1.7310 1.7762 1.8242 1.8749 1.9285 1.9849
31 1.4492 1.4938 1.5387 1.5838 1.6294 1.6753 1.7216 1.7685 1.8160 1.8641 1.9152 1.9693 2.0264 2.0866 2.1498
32 1.5643 1.6121 1.6603 1.7088 1.7577 1.8071 1.8571 1.9077 1.9589 2.0134 2.0710 2.1319 2.1960 2.2634 2.3340
33 1.6917 1.7430 1.7947 1.8468 1.8994 1.9526 2.0065 2.0611 2.1191 2.1805 2.2454 2.3138 2.3856 2.4609 2.5395
34 1.8323 1.8873 1.9428 1.9988 2.0554 2.1128 2.1710 2.2328 2.2982 2.3674 2.4402 2.5168 2.5970 2.6808 2.7681
35 1.9871 2.0461 2.1057 2.1660 2.2271 2.2890 2.3548 2.4245 2.4982 2.5759 2.6575 2.7431 2.8324 2.9254 3.0220
36 2.1573 2.2207 2.2848 2.3497 2.4156 2.4857 2.5600 2.6385 2.7213 2.8083 2.8995 2.9947 3.0939 3.1969 3.3033
37 2.3440 2.4122 2.4813 2.5513 2.6259 2.7050 2.7887 2.8769 2.9696 3.0668 3.1684 3.2742 3.3840 3.4975 3.6145
38 2.5488 2.6222 2.6966 2.7759 2.8602 2.9493 3.0433 3.1421 3.2458 3.3541 3.4669 3.5840 3.7051 3.8299 3.9579
39 2.7730 2.8521 2.9364 3.0260 3.1209 3.2210 3.3264 3.4369 3.5524 3.6727 3.7976 3.9268 4.0599 4.1965 4.3361
40 3.0183 3.1079 3.2031 3.3040 3.4107 3.5230 3.6408 3.7639 3.8922 4.0254 4.1633 4.3053 4.4510 4.6000 4.7515
41 3.2907 3.3920 3.4994 3.6129 3.7325 3.8580 3.9893 4.1262 4.2683 4.4153 4.5668 4.7224 4.8814 5.0431
42 3.5931 3.7073 3.8281 3.9554 4.0892 4.2292 4.3751 4.5267 4.6836 4.8453 5.0113 5.1809 5.3536
43 3.9280 4.0566 4.1921 4.3345 4.4838 4.6394 4.8011 4.9685 5.1411 5.3182 5.4994 5.6837
44 4.2985 4.4428 4.5944 4.7534 4.9193 5.0918 5.2705 5.4546 5.6438 5.8372 6.0340
45 4.7073 4.8689 5.0382 5.2150 5.3990 5.5896 5.7862 5.9882 6.1947 6.4048
46 5.1576 5.3380 5.5264 5.7225 5.9260 6.1358 6.3514 6.5720 6.7965
47 5.6522 5.8531 6.0622 6.2791 6.5032 6.7335 6.9690 7.2089
48 6.1945 6.4175 6.6489 6.8879 7.1339 7.3856 7.6419
49 6.7879 7.0348 7.2899 7.5524 7.8214 8.0954
50 7.4365 7.7089 7.9892 8.2764 8.5694
51 8.1449 8.4443 8.7512 9.0641
52 8.9183 9.2462 9.5807
53 9.7626 10.1203
54 10.6846
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 1.0822 1.0822 1.0822 1.0822 1.0822 1.0822 1.0822 1.0822 1.0822 1.0822 1.0822 1.0822 1.0822 1.0822 1.0822 1.0822
19 1.0937 1.0937 1.0937 1.0937 1.0937 1.0937 1.0937 1.0937 1.0937 1.0937 1.0937 1.0937 1.0937 1.0937 1.0937 1.0937
20 1.1032 1.1032 1.1032 1.1032 1.1032 1.1032 1.1032 1.1032 1.1032 1.1032 1.1032 1.1032 1.1032 1.1032 1.1032 1.1032
21 1.1111 1.1111 1.1111 1.1111 1.1111 1.1111 1.1111 1.1111 1.1111 1.1111 1.1111 1.1111 1.1111 1.1111 1.1111 1.1168
22 1.1184 1.1184 1.1184 1.1184 1.1184 1.1184 1.1184 1.1184 1.1184 1.1184 1.1184 1.1184 1.1184 1.1184 1.1188 1.1316
23 1.1255 1.1255 1.1255 1.1255 1.1255 1.1255 1.1255 1.1255 1.1255 1.1255 1.1255 1.1255 1.1270 1.1303 1.1343 1.1484
24 1.1332 1.1332 1.1332 1.1332 1.1332 1.1332 1.1332 1.1332 1.1332 1.1332 1.1360 1.1391 1.1427 1.1472 1.1525 1.1683
25 1.1423 1.1423 1.1423 1.1423 1.1423 1.1423 1.1423 1.1423 1.1423 1.1423 1.1526 1.1567 1.1617 1.1676 1.1746 1.1923
26 1.1533 1.1533 1.1533 1.1533 1.1533 1.1533 1.1533 1.1533 1.1546 1.1583 1.1725 1.1780 1.1847 1.1925 1.2016 1.2215
27 1.1669 1.1669 1.1669 1.1669 1.1669 1.1669 1.1684 1.1718 1.1759 1.1809 1.1969 1.2042 1.2129 1.2230 1.2345 1.2569
28 1.1836 1.1836 1.1836 1.1836 1.1836 1.1881 1.1917 1.1962 1.2017 1.2085 1.2266 1.2362 1.2474 1.2599 1.2743 1.2995
29 1.2039 1.2039 1.2039 1.2039 1.2039 1.2147 1.2195 1.2256 1.2330 1.2420 1.2626 1.2750 1.2890 1.3044 1.3216 1.3498
30 1.2284 1.2284 1.2284 1.2284 1.2309 1.2463 1.2528 1.2609 1.2707 1.2824 1.3062 1.3214 1.3386 1.3571 1.3774 1.4087
31 1.2577 1.2577 1.2577 1.2610 1.2664 1.2839 1.2926 1.3033 1.3159 1.3308 1.3580 1.3765 1.3970 1.4187 1.4422 1.4768
32 1.2922 1.2923 1.2955 1.3009 1.3082 1.3284 1.3400 1.3537 1.3697 1.3880 1.4190 1.4411 1.4649 1.4901 1.5163 1.5545
33 1.3327 1.3349 1.3401 1.3477 1.3576 1.3810 1.3959 1.4133 1.4329 1.4551 1.4898 1.5158 1.5428 1.5715 1.6010 1.6421
34 1.3800 1.3845 1.3921 1.4023 1.4154 1.4427 1.4615 1.4828 1.5065 1.5326 1.5716 1.6009 1.6317 1.6632 1.6961 1.7410
35 1.4348 1.4420 1.4524 1.4661 1.4830 1.5148 1.5378 1.5632 1.5913 1.6211 1.6646 1.6974 1.7314 1.7667 1.8026 1.8508
36 1.4983 1.5086 1.5226 1.5403 1.5615 1.5984 1.6258 1.6556 1.6879 1.7218 1.7690 1.8058 1.8434 1.8815 1.9207 1.9732
37 1.5716 1.5856 1.6038 1.6262 1.6521 1.6944 1.7260 1.7608 1.7968 1.8347 1.8866 1.9266 1.9671 2.0093 2.0522 2.1087
38 1.6561 1.6745 1.6977 1.7250 1.7560 1.8035 1.8403 1.8785 1.9192 1.9609 2.0167 2.0602 2.1051 2.1506 2.1968 2.2575
39 1.7534 1.7770 1.8054 1.8378 1.8741 1.9271 1.9679 2.0111 2.0552 2.1002 2.1610 2.2086 2.2568 2.3057 2.3557 2.4218
40 1.8653 1.8943 1.9279 1.9661 2.0068 2.0653 2.1109 2.1575 2.2056 2.2551 2.3202 2.3713 2.4231 2.4765 2.5316 2.6029
41 1.9931 2.0275 2.0670 2.1095 2.1557 2.2194 2.2685 2.3194 2.3718 2.4248 2.4946 2.5494 2.6062 2.6645 2.7240 2.8011
42 2.1376 2.1780 2.2220 2.2702 2.3203 2.3888 2.4425 2.4976 2.5534 2.6102 2.6851 2.7452 2.8069 2.8698 2.9343 3.0224
43 2.3004 2.3454 2.3950 2.4471 2.5009 2.5752 2.6330 2.6917 2.7515 2.8129 2.8941 2.9591 3.0257 3.0938 3.1686 3.2692
44 2.4807 2.5309 2.5846 2.6404 2.6992 2.7785 2.8400 2.9027 2.9671 3.0340 3.1214 3.1916 3.2636 3.3429 3.4295 3.5445
45 2.6790 2.7336 2.7909 2.8513 2.9139 2.9985 3.0641 3.1312 3.2014 3.2734 3.3678 3.4438 3.5277 3.6197 3.7210 3.8520
46 2.8948 2.9530 3.0140 3.0787 3.1452 3.2356 3.3057 3.3787 3.4543 3.5321 3.6341 3.7229 3.8205 3.9277 4.0448 4.1933
47 3.1268 3.1884 3.2537 3.3223 3.3931 3.4899 3.5653 3.6446 3.7263 3.8105 3.9281 4.0316 4.1448 4.2694 4.4033 4.5714
48 3.3741 3.4392 3.5090 3.5820 3.6576 3.7617 3.8437 3.9295 4.0180 4.1171 4.2523 4.3721 4.5045 4.6472 4.7998 4.9893
49 3.6357 3.7049 3.7796 3.8577 3.9390 4.0513 4.1408 4.2339 4.3386 4.4544 4.6095 4.7495 4.9016 5.0644 5.2377 5.4510
50 3.9112 3.9855 4.0656 4.1498 4.2378 4.3596 4.4574 4.5680 4.6909 4.8259 5.0040 5.1662 5.3400 5.5251 5.7212 5.9606
51 4.2008 4.2811 4.3678 4.4592 4.5551 4.6882 4.8050 4.9354 5.0790 5.2371 5.4409 5.6265 5.8243 6.0340 6.2552 6.5241
52 4.5052 4.5931 4.6876 4.7874 4.8933 5.0494 5.1878 5.3406 5.5082 5.6925 5.9243 6.1358 6.3601 6.5967 6.8487 7.1494
53 4.8263 4.9234 5.0271 5.1367 5.2663 5.4484 5.6111 5.7890 5.9860 6.1975 6.4602 6.7003 6.9536 7.2234 7.5063 7.8411
54 5.1677 5.2749 5.3893 5.5244 5.6800 5.8914 6.0814 6.2912 6.5177 6.7592 7.0560 7.3274 7.6164 7.9196 8.2353 8.6069
55 5.5323 5.6512 5.7922 5.9574 6.1417 6.3858 6.6097 6.8523 7.1111 7.3858 7.7201 8.0300 8.3550 8.6934 9.0445 9.4555
56 5.9247 6.0726 6.2468 6.4432 6.6597 6.9434 7.2034 7.4810 7.7756 8.0890 8.4667 8.8152 9.1781 9.5545 9.9433
57 6.3671 6.5504 6.7598 6.9911 7.2488 7.5735 7.8713 8.1874 8.5242 8.8807 9.3034 9.6926 10.0963 10.5133
58 6.8711 7.0940 7.3412 7.6171 7.9152 8.2849 8.6241 8.9865 9.3691 9.7690 10.2405 10.6736 11.1209
59 7.4491 7.7130 8.0084 8.3282 8.6700 9.0891 9.4792 9.8900 10.3193 10.7661 11.2902 11.7702
60 8.1101 8.4264 8.7691 9.1359 9.5291 10.0060 10.4472 10.9081 11.3878 11.8849 12.4656
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 1.0822 1.0822 1.0822 1.0822 1.0846 1.0878 1.0915 1.0958 1.1007 1.1062 1.1123 1.1189 1.1261 1.1338 1.1419
19 1.0937 1.0937 1.0956 1.0986 1.1022 1.1063 1.1111 1.1166 1.1226 1.1293 1.1367 1.1446 1.1531 1.1621 1.1715
20 1.1054 1.1081 1.1115 1.1155 1.1201 1.1254 1.1314 1.1382 1.1457 1.1538 1.1626 1.1720 1.1818 1.1923 1.2032
21 1.1200 1.1237 1.1282 1.1333 1.1392 1.1460 1.1536 1.1618 1.1709 1.1806 1.1909 1.2019 1.2133 1.2254 1.2379
22 1.1358 1.1408 1.1466 1.1533 1.1608 1.1691 1.1785 1.1885 1.1992 1.2106 1.2226 1.2353 1.2485 1.2621 1.2765
23 1.1540 1.1605 1.1679 1.1763 1.1857 1.1960 1.2070 1.2190 1.2315 1.2448 1.2586 1.2730 1.2882 1.3035 1.3198
24 1.1755 1.1838 1.1932 1.2036 1.2150 1.2273 1.2404 1.2543 1.2688 1.2840 1.2999 1.3160 1.3332 1.3508 1.3687
25 1.2016 1.2119 1.2235 1.2361 1.2497 1.2642 1.2794 1.2954 1.3120 1.3291 1.3471 1.3655 1.3844 1.4044 1.4247
26 1.2331 1.2459 1.2598 1.2748 1.2906 1.3073 1.3248 1.3428 1.3618 1.3811 1.4010 1.4219 1.4432 1.4648 1.4878
27 1.2711 1.2864 1.3028 1.3202 1.3385 1.3574 1.3773 1.3976 1.4186 1.4405 1.4627 1.4855 1.5095 1.5341 1.5606
28 1.3164 1.3343 1.3534 1.3731 1.3940 1.4153 1.4374 1.4604 1.4837 1.5076 1.5327 1.5583 1.5845 1.6128 1.6443
29 1.3696 1.3900 1.4119 1.4343 1.4575 1.4816 1.5060 1.5312 1.5575 1.5842 1.6115 1.6395 1.6706 1.7042 1.7401
30 1.4313 1.4547 1.4789 1.5042 1.5299 1.5563 1.5838 1.6118 1.6403 1.6696 1.7003 1.7334 1.7691 1.8075 1.8489
31 1.5020 1.5285 1.5555 1.5830 1.6119 1.6412 1.6710 1.7016 1.7336 1.7662 1.8015 1.8396 1.8808 1.9257 1.9735
32 1.5828 1.6115 1.6418 1.6725 1.7037 1.7356 1.7690 1.8030 1.8377 1.8753 1.9161 1.9608 2.0087 2.0596 2.1137
33 1.6735 1.7058 1.7384 1.7716 1.8065 1.8420 1.8782 1.9152 1.9552 1.9996 2.0472 2.0982 2.1525 2.2101 2.2716
34 1.7753 1.8101 1.8462 1.8833 1.9211 1.9596 1.9988 2.0424 2.0896 2.1404 2.1947 2.2526 2.3141 2.3806 2.4506
35 1.8882 1.9270 1.9664 2.0065 2.0474 2.0897 2.1363 2.1866 2.2407 2.2986 2.3602 2.4268 2.4976 2.5723 2.6509
36 2.0143 2.0562 2.0988 2.1424 2.1880 2.2375 2.2910 2.3486 2.4103 2.4764 2.5478 2.6233 2.7030 2.7867 2.8744
37 2.1531 2.1983 2.2453 2.2937 2.3463 2.4033 2.4646 2.5302 2.6015 2.6776 2.7581 2.8431 2.9324 3.0259 3.1236
38 2.3058 2.3560 2.4073 2.4632 2.5238 2.5891 2.6593 2.7357 2.8168 2.9027 2.9933 3.0885 3.1883 3.2925 3.4025
39 2.4750 2.5294 2.5888 2.6532 2.7226 2.7981 2.8794 2.9659 3.0574 3.1541 3.2557 3.3621 3.4740 3.5914 3.7130
40 2.6605 2.7235 2.7919 2.8658 2.9466 3.0332 3.1254 3.2230 3.3261 3.4345 3.5480 3.6681 3.7934 3.9232 4.0571
41 2.8679 2.9406 3.0192 3.1055 3.1977 3.2960 3.4001 3.5100 3.6256 3.7470 3.8755 4.0091 4.1476 4.2906
42 3.0995 3.1834 3.2751 3.3734 3.4780 3.5890 3.7063 3.8297 3.9596 4.0967 4.2394 4.3872 4.5399
43 3.3584 3.4560 3.5606 3.6720 3.7904 3.9154 4.0471 4.1861 4.3325 4.4847 4.6426 4.8056
44 3.6483 3.7596 3.8783 4.0044 4.1378 4.2783 4.4268 4.5831 4.7457 4.9142 5.0883
45 3.9705 4.0970 4.2314 4.3736 4.5235 4.6822 4.8490 5.0226 5.2026 5.3885
46 4.3281 4.4714 4.6230 4.7829 4.9523 5.1304 5.3159 5.5081 5.7067
47 4.7241 4.8859 5.0564 5.2370 5.4273 5.6254 5.8309 6.0430
48 5.1619 5.3440 5.5366 5.7397 5.9514 6.1710 6.3978
49 5.6454 5.8508 6.0678 6.2939 6.5286 6.7711
50 6.1799 6.4118 6.6534 6.9042 7.1636
51 6.7720 7.0304 7.2986 7.5758
52 7.4259 7.7127 8.0093
53 8.1482 8.4655
54 8.9468
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.7712 0.7712 0.7712 0.7712 0.7712 0.7712 0.7712 0.7712 0.7712 0.7712 0.7712 0.7712 0.7712 0.7712 0.7712 0.7783
19 0.7813 0.7813 0.7813 0.7813 0.7813 0.7813 0.7813 0.7813 0.7813 0.7813 0.7813 0.7813 0.7813 0.7818 0.7836 0.7918
20 0.7896 0.7896 0.7896 0.7896 0.7896 0.7896 0.7896 0.7896 0.7896 0.7896 0.7896 0.7900 0.7916 0.7936 0.7960 0.8050
21 0.7967 0.7967 0.7967 0.7967 0.7967 0.7967 0.7967 0.7967 0.7967 0.7967 0.7988 0.8006 0.8028 0.8055 0.8089 0.8189
22 0.8030 0.8030 0.8030 0.8030 0.8030 0.8030 0.8030 0.8030 0.8030 0.8030 0.8092 0.8117 0.8147 0.8184 0.8229 0.8343
23 0.8093 0.8093 0.8093 0.8093 0.8093 0.8093 0.8093 0.8093 0.8096 0.8118 0.8207 0.8241 0.8282 0.8332 0.8392 0.8521
24 0.8161 0.8161 0.8161 0.8161 0.8161 0.8161 0.8168 0.8186 0.8210 0.8241 0.8341 0.8387 0.8443 0.8509 0.8587 0.8736
25 0.8241 0.8241 0.8241 0.8241 0.8241 0.8268 0.8287 0.8313 0.8347 0.8389 0.8503 0.8565 0.8639 0.8725 0.8824 0.8996
26 0.8338 0.8338 0.8338 0.8338 0.8338 0.8403 0.8431 0.8468 0.8514 0.8572 0.8703 0.8784 0.8880 0.8989 0.9112 0.9310
27 0.8458 0.8458 0.8458 0.8458 0.8472 0.8566 0.8606 0.8657 0.8720 0.8796 0.8950 0.9055 0.9176 0.9311 0.9461 0.9686
28 0.8606 0.8606 0.8606 0.8626 0.8658 0.8766 0.8821 0.8890 0.8974 0.9073 0.9254 0.9385 0.9534 0.9698 0.9876 1.0128
29 0.8785 0.8787 0.8806 0.8838 0.8883 0.9010 0.9084 0.9176 0.9285 0.9411 0.9621 0.9782 0.9962 1.0155 1.0364 1.0645
30 0.9001 0.9015 0.9046 0.9093 0.9156 0.9305 0.9403 0.9522 0.9661 0.9817 1.0061 1.0254 1.0467 1.0691 1.0928 1.1241
31 0.9259 0.9286 0.9333 0.9398 0.9484 0.9661 0.9788 0.9939 1.0111 1.0302 1.0581 1.0810 1.1051 1.1309 1.1575 1.1915
32 0.9563 0.9607 0.9674 0.9764 0.9877 1.0087 1.0248 1.0435 1.0642 1.0872 1.1186 1.1450 1.1727 1.2011 1.2308 1.2681
33 0.9921 0.9986 1.0078 1.0198 1.0345 1.0593 1.0792 1.1018 1.1264 1.1531 1.1886 1.2182 1.2490 1.2809 1.3134 1.3535
34 1.0338 1.0431 1.0555 1.0710 1.0897 1.1186 1.1430 1.1693 1.1983 1.2287 1.2678 1.3012 1.3353 1.3699 1.4049 1.4485
35 1.0827 1.0953 1.1115 1.1312 1.1543 1.1880 1.2166 1.2475 1.2800 1.3145 1.3579 1.3943 1.4311 1.4690 1.5075 1.5544
36 1.1397 1.1564 1.1770 1.2016 1.2291 1.2681 1.3011 1.3360 1.3731 1.4110 1.4580 1.4975 1.5382 1.5792 1.6206 1.6709
37 1.2063 1.2276 1.2534 1.2828 1.3156 1.3593 1.3970 1.4365 1.4770 1.5183 1.5695 1.6128 1.6565 1.7005 1.7449 1.7990
38 1.2836 1.3103 1.3415 1.3762 1.4138 1.4631 1.5051 1.5482 1.5926 1.6382 1.6932 1.7396 1.7864 1.8336 1.8813 1.9398
39 1.3731 1.4058 1.4423 1.4824 1.5253 1.5794 1.6253 1.6729 1.7213 1.7701 1.8291 1.8788 1.9288 1.9799 2.0321 2.0951
40 1.4764 1.5145 1.5571 1.6024 1.6496 1.7087 1.7595 1.8108 1.8626 1.9147 1.9779 2.0310 2.0855 2.1409 2.1971 2.2652
41 1.5939 1.6385 1.6862 1.7361 1.7885 1.8528 1.9071 1.9620 2.0172 2.0729 2.1407 2.1986 2.2573 2.3169 2.3775 2.4511
42 1.7275 1.7773 1.8297 1.8852 1.9418 2.0107 2.0687 2.1271 2.1861 2.2466 2.3194 2.3815 2.4446 2.5089 2.5744 2.6585
43 1.8765 1.9312 1.9894 2.0489 2.1093 2.1829 2.2446 2.3070 2.3709 2.4355 2.5138 2.5806 2.6486 2.7180 2.7937 2.8897
44 2.0411 2.1017 2.1639 2.2273 2.2914 2.3698 2.4357 2.5031 2.5713 2.6405 2.7247 2.7967 2.8702 2.9505 3.0377 3.1469
45 2.2224 2.2871 2.3532 2.4203 2.4882 2.5721 2.6430 2.7148 2.7879 2.8623 2.9531 3.0308 3.1160 3.2086 3.3086 3.4326
46 2.4186 2.4870 2.5568 2.6278 2.7009 2.7903 2.8659 2.9428 3.0213 3.1015 3.1996 3.2899 3.3882 3.4945 3.6090 3.7494
47 2.6287 2.7009 2.7746 2.8507 2.9284 3.0240 3.1049 3.1876 3.2722 3.3588 3.4717 3.5761 3.6891 3.8109 3.9413 4.1001
48 2.8521 2.9282 3.0068 3.0879 3.1708 3.2734 3.3603 3.4495 3.5410 3.6420 3.7716 3.8918 4.0214 4.1603 4.3085 4.4875
49 3.0881 3.1688 3.2530 3.3396 3.4284 3.5389 3.6328 3.7294 3.8364 3.9537 4.1019 4.2399 4.3879 4.5459 4.7138 4.9150
50 3.3365 3.4231 3.5132 3.6061 3.7019 3.8214 3.9233 4.0366 4.1612 4.2967 4.4659 4.6237 4.7922 4.9714 5.1609 5.3866
51 3.5979 3.6912 3.7881 3.8886 3.9924 4.1221 4.2422 4.3745 4.5188 4.6749 4.8673 5.0472 5.2384 5.4408 5.6542 5.9066
52 3.8736 3.9743 4.0794 4.1885 4.3017 4.4528 4.5934 4.7470 4.9135 5.0925 5.3109 5.5151 5.7314 5.9593 6.1987 6.4802
53 4.1648 4.2744 4.3890 4.5083 4.6428 4.8180 4.9817 5.1593 5.3505 5.5550 5.8019 6.0331 6.2768 6.5327 6.8003 7.1134
54 4.4744 4.5944 4.7200 4.8625 5.0211 5.2234 5.4130 5.6172 5.8358 6.0684 6.3469 6.6076 6.8812 7.1674 7.4656 7.8128
55 4.8057 4.9377 5.0886 5.2573 5.4428 5.6755 5.8937 6.1274 6.3763 6.6398 6.9530 7.2458 7.5521 7.8711 8.2021 8.5859
56 5.1628 5.3225 5.5018 5.6997 5.9152 6.1815 6.4315 6.6977 6.9798 7.2772 7.6282 7.9560 8.2974 8.6517 9.0179
57 5.5657 5.7563 5.9672 6.1974 6.4462 6.7495 7.0344 7.3363 7.6547 7.9890 8.3812 8.7467 9.1260 9.5180
58 6.0225 6.2472 6.4930 6.7589 7.0441 7.3882 7.7114 8.0523 8.4102 8.7845 9.2213 9.6274 10.0471
59 6.5417 6.8039 7.0880 7.3930 7.7182 8.1071 8.4719 8.8551 9.2558 9.6733 10.1583 10.6078
60 7.1324 7.4356 7.7615 8.1093 8.4781 8.9158 9.3259 9.7549 10.2019 10.6657 11.2025
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.7803 0.7828 0.7857 0.7892 0.7933 0.7980 0.8035 0.8098 0.8167 0.8244 0.8328 0.8417 0.8512 0.8611 0.8717
19 0.7945 0.7977 0.8015 0.8060 0.8113 0.8173 0.8242 0.8319 0.8402 0.8493 0.8591 0.8693 0.8803 0.8915 0.9033
20 0.8086 0.8129 0.8179 0.8236 0.8304 0.8379 0.8463 0.8556 0.8655 0.8761 0.8874 0.8992 0.9114 0.9242 0.9372
21 0.8236 0.8292 0.8357 0.8430 0.8514 0.8607 0.8707 0.8817 0.8933 0.9056 0.9184 0.9318 0.9455 0.9598 0.9745
22 0.8405 0.8476 0.8558 0.8651 0.8752 0.8865 0.8984 0.9112 0.9244 0.9385 0.9529 0.9679 0.9834 0.9990 1.0153
23 0.8602 0.8693 0.8794 0.8907 0.9029 0.9161 0.9299 0.9446 0.9597 0.9755 0.9917 1.0082 1.0253 1.0429 1.0608
24 0.8837 0.8950 0.9072 0.9208 0.9350 0.9504 0.9661 0.9827 0.9998 1.0171 1.0352 1.0537 1.0725 1.0916 1.1115
25 0.9120 0.9257 0.9402 0.9561 0.9725 0.9898 1.0078 1.0261 1.0452 1.0646 1.0844 1.1044 1.1254 1.1468 1.1685
26 0.9459 0.9620 0.9791 0.9971 1.0159 1.0351 1.0552 1.0757 1.0965 1.1177 1.1397 1.1621 1.1849 1.2080 1.2317
27 0.9861 1.0047 1.0243 1.0444 1.0655 1.0872 1.1091 1.1314 1.1546 1.1781 1.2020 1.2262 1.2510 1.2768 1.3046
28 1.0332 1.0542 1.0762 1.0990 1.1221 1.1456 1.1700 1.1948 1.2198 1.2453 1.2713 1.2983 1.3258 1.3554 1.3872
29 1.0874 1.1112 1.1355 1.1603 1.1860 1.2121 1.2385 1.2652 1.2926 1.3208 1.3495 1.3788 1.4103 1.4442 1.4804
30 1.1496 1.1755 1.2026 1.2301 1.2579 1.2860 1.3147 1.3444 1.3744 1.4050 1.4362 1.4698 1.5059 1.5449 1.5870
31 1.2198 1.2488 1.2780 1.3077 1.3378 1.3689 1.4005 1.4325 1.4651 1.4983 1.5341 1.5729 1.6148 1.6596 1.7072
32 1.2990 1.3302 1.3618 1.3945 1.4277 1.4613 1.4954 1.5301 1.5654 1.6037 1.6455 1.6902 1.7379 1.7886 1.8424
33 1.3868 1.4211 1.4559 1.4912 1.5269 1.5632 1.6001 1.6378 1.6792 1.7236 1.7713 1.8221 1.8762 1.9336 1.9942
34 1.4852 1.5222 1.5597 1.5977 1.6364 1.6757 1.7163 1.7603 1.8077 1.8584 1.9126 1.9703 2.0314 2.0960 2.1641
35 1.5938 1.6337 1.6741 1.7151 1.7574 1.8007 1.8476 1.8980 1.9521 2.0098 2.0712 2.1364 2.2053 2.2779 2.3541
36 1.7133 1.7563 1.8001 1.8453 1.8914 1.9412 1.9949 2.0525 2.1140 2.1795 2.2489 2.3224 2.3998 2.4811 2.5661
37 1.8446 1.8916 1.9396 1.9886 2.0416 2.0987 2.1600 2.2256 2.2953 2.3694 2.4477 2.5302 2.6169 2.7076 2.8023
38 1.9899 2.0408 2.0928 2.1491 2.2099 2.2752 2.3450 2.4193 2.4982 2.5817 2.6697 2.7622 2.8590 2.9599 3.0649
39 2.1492 2.2043 2.2642 2.3288 2.3983 2.4726 2.5518 2.6360 2.7250 2.8188 2.9174 3.0206 3.1283 3.2403 3.3563
40 2.3237 2.3872 2.4559 2.5298 2.6089 2.6933 2.7830 2.8779 2.9780 3.0831 3.1932 3.3081 3.4276 3.5514 3.6791
41 2.5186 2.5915 2.6701 2.7543 2.8442 2.9398 3.0410 3.1477 3.2598 3.3773 3.4998 3.6273 3.7594 3.8957
42 2.7361 2.8196 2.9092 3.0049 3.1068 3.2146 3.3284 3.4480 3.5733 3.7041 3.8401 3.9810 4.1265
43 2.9785 3.0738 3.1757 3.2841 3.3991 3.5204 3.6480 3.7817 3.9212 4.0664 4.2168 4.3720
44 3.2483 3.3567 3.4722 3.5946 3.7240 3.8601 4.0027 4.1516 4.3065 4.4671 4.6328
45 3.5481 3.6710 3.8014 3.9393 4.0845 4.2366 4.3956 4.5609 4.7323 4.9092
46 3.8804 4.0194 4.1663 4.3211 4.4834 4.6531 4.8296 5.0125 5.2015
47 4.2482 4.4048 4.5698 4.7430 4.9241 5.1125 5.3079 5.5097
48 4.6545 4.8305 5.0152 5.2084 5.4096 5.6183 5.8339
49 5.1028 5.2999 5.5061 5.7208 5.9438 6.1741
50 5.5970 5.8171 6.0464 6.2844 6.5306
51 6.1417 6.3866 6.6408 6.9037
52 6.7419 7.0136 7.2945
53 7.4038 7.7040
54 8.1339
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.6510 0.6510 0.6510 0.6510 0.6510 0.6510 0.6510 0.6510 0.6510 0.6510 0.6556 0.6567 0.6579 0.6594 0.6612 0.6684
19 0.6609 0.6609 0.6609 0.6609 0.6609 0.6609 0.6609 0.6609 0.6609 0.6609 0.6669 0.6683 0.6699 0.6719 0.6743 0.6822
20 0.6691 0.6691 0.6691 0.6691 0.6691 0.6691 0.6691 0.6691 0.6696 0.6708 0.6774 0.6792 0.6813 0.6840 0.6872 0.6961
21 0.6760 0.6760 0.6760 0.6760 0.6760 0.6760 0.6765 0.6775 0.6788 0.6804 0.6876 0.6900 0.6929 0.6965 0.7007 0.7109
22 0.6822 0.6822 0.6822 0.6822 0.6822 0.6838 0.6849 0.6863 0.6881 0.6903 0.6982 0.7015 0.7055 0.7103 0.7159 0.7274
23 0.6884 0.6884 0.6884 0.6884 0.6884 0.6923 0.6938 0.6958 0.6982 0.7013 0.7102 0.7147 0.7199 0.7262 0.7335 0.7468
24 0.6950 0.6950 0.6950 0.6950 0.6950 0.7017 0.7039 0.7066 0.7100 0.7142 0.7244 0.7303 0.7372 0.7453 0.7546 0.7700
25 0.7029 0.7029 0.7029 0.7034 0.7052 0.7129 0.7159 0.7196 0.7242 0.7298 0.7417 0.7494 0.7583 0.7685 0.7800 0.7979
26 0.7124 0.7124 0.7133 0.7151 0.7177 0.7264 0.7306 0.7357 0.7418 0.7491 0.7630 0.7728 0.7841 0.7967 0.8108 0.8311
27 0.7242 0.7249 0.7267 0.7294 0.7330 0.7430 0.7486 0.7554 0.7635 0.7729 0.7892 0.8014 0.8154 0.8306 0.8475 0.8705
28 0.7386 0.7403 0.7430 0.7468 0.7517 0.7635 0.7709 0.7798 0.7902 0.8021 0.8211 0.8361 0.8530 0.8710 0.8906 0.9166
29 0.7562 0.7589 0.7629 0.7681 0.7747 0.7886 0.7982 0.8095 0.8227 0.8374 0.8594 0.8776 0.8973 0.9186 0.9407 0.9695
30 0.7774 0.7813 0.7868 0.7939 0.8026 0.8190 0.8313 0.8455 0.8617 0.8797 0.9048 0.9264 0.9492 0.9733 0.9987 1.0303
31 0.8026 0.8082 0.8157 0.8250 0.8363 0.8557 0.8709 0.8886 0.9079 0.9296 0.9584 0.9829 1.0092 1.0364 1.0642 1.0986
32 0.8326 0.8403 0.8502 0.8623 0.8767 0.8994 0.9183 0.9394 0.9627 0.9874 1.0202 1.0483 1.0774 1.1074 1.1385 1.1761
33 0.8681 0.8783 0.8912 0.9065 0.9246 0.9510 0.9740 0.9989 1.0259 1.0547 1.0910 1.1222 1.1547 1.1879 1.2216 1.2620
34 0.9098 0.9233 0.9396 0.9587 0.9807 1.0117 1.0384 1.0677 1.0986 1.1308 1.1710 1.2059 1.2414 1.2774 1.3136 1.3571
35 0.9589 0.9761 0.9963 1.0199 1.0461 1.0818 1.1132 1.1463 1.1810 1.2174 1.2614 1.2993 1.3377 1.3764 1.4158 1.4627
36 1.0164 1.0377 1.0628 1.0907 1.1220 1.1626 1.1980 1.2355 1.2744 1.3142 1.3619 1.4028 1.4441 1.4864 1.5289 1.5794
37 1.0832 1.1096 1.1395 1.1729 1.2087 1.2540 1.2945 1.3361 1.3785 1.4216 1.4730 1.5174 1.5624 1.6076 1.6533 1.7075
38 1.1610 1.1927 1.2282 1.2663 1.3073 1.3582 1.4026 1.4479 1.4938 1.5407 1.5962 1.6441 1.6922 1.7407 1.7896 1.8480
39 1.2509 1.2884 1.3289 1.3729 1.4187 1.4745 1.5227 1.5716 1.6219 1.6723 1.7318 1.7829 1.8344 1.8864 1.9390 2.0019
40 1.3541 1.3972 1.4439 1.4927 1.5429 1.6034 1.6557 1.7091 1.7627 1.8166 1.8802 1.9349 1.9900 2.0458 2.1024 2.1703
41 1.4715 1.5209 1.5726 1.6259 1.6805 1.7461 1.8027 1.8596 1.9168 1.9742 2.0423 2.1008 2.1600 2.2200 2.2810 2.3544
42 1.6045 1.6591 1.7155 1.7735 1.8330 1.9032 1.9635 2.0240 2.0848 2.1460 2.2190 2.2817 2.3453 2.4100 2.4759 2.5598
43 1.7527 1.8121 1.8734 1.9362 1.9995 2.0744 2.1384 2.2027 2.2674 2.3328 2.4112 2.4786 2.5471 2.6169 2.6929 2.7885
44 1.9161 1.9805 2.0466 2.1133 2.1804 2.2600 2.3279 2.3963 2.4654 2.5354 2.6197 2.6923 2.7663 2.8469 2.9342 3.0429
45 2.0951 2.1643 2.2343 2.3048 2.3757 2.4604 2.5325 2.6054 2.6794 2.7545 2.8454 2.9238 3.0093 3.1020 3.2021 3.3254
46 2.2893 2.3624 2.4362 2.5105 2.5855 2.6758 2.7526 2.8306 2.9099 2.9909 3.0892 3.1798 3.2783 3.3846 3.4989 3.6385
47 2.4973 2.5742 2.6519 2.7304 2.8099 2.9063 2.9885 3.0722 3.1577 3.2451 3.3579 3.4625 3.5755 3.6970 3.8271 3.9849
48 2.7183 2.7991 2.8811 2.9643 3.0490 3.1524 3.2406 3.3309 3.4233 3.5248 3.6540 3.7741 3.9034 4.0419 4.1896 4.3674
49 2.9516 3.0368 3.1237 3.2124 3.3031 3.4143 3.5096 3.6072 3.7148 3.8323 3.9798 4.1175 4.2650 4.4223 4.5894 4.7892
50 3.1970 3.2874 3.3801 3.4752 3.5728 3.6931 3.7963 3.9103 4.0351 4.1705 4.3385 4.4957 4.6634 4.8416 5.0301 5.2541
51 3.4549 3.5516 3.6511 3.7537 3.8594 3.9899 4.1107 4.2432 4.3873 4.5429 4.7339 4.9127 5.1028 5.3040 5.5160 5.7664
52 3.7264 3.8305 3.9382 4.0495 4.1645 4.3158 4.4566 4.6100 4.7757 4.9538 5.1701 5.3730 5.5878 5.8141 6.0518 6.3310
53 4.0133 4.1262 4.2434 4.3649 4.5004 4.6752 4.8385 5.0152 5.2051 5.4081 5.6526 5.8819 6.1237 6.3776 6.6432 6.9536
54 4.3182 4.4415 4.5697 4.7135 4.8723 5.0733 5.2618 5.4645 5.6812 5.9117 6.1872 6.4456 6.7169 7.0007 7.2965 7.6406
55 4.6445 4.7798 4.9323 5.1012 5.2860 5.5164 5.7328 5.9642 6.2105 6.4714 6.7809 7.0709 7.3743 7.6905 8.0188 8.3990
56 4.9963 5.1579 5.3375 5.5345 5.7483 6.0113 6.2585 6.5217 6.8005 7.0945 7.4412 7.7655 8.1036 8.4546 8.8176
57 5.3918 5.5826 5.7925 6.0205 6.2664 6.5653 6.8466 7.1445 7.4588 7.7890 8.1761 8.5376 8.9129 9.3012
58 5.8382 6.0615 6.3047 6.5671 6.8482 7.1868 7.5052 7.8411 8.1941 8.5635 8.9944 9.3958 9.8110
59 6.3434 6.6024 6.8822 7.1823 7.5020 7.8839 8.2429 8.6202 9.0151 9.4268 9.9050 10.3491
60 6.9154 7.2134 7.5333 7.8745 8.2365 8.6658 9.0688 9.4909 9.9310 10.3882 10.9172
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.6710 0.6741 0.6778 0.6821 0.6872 0.6931 0.6997 0.7071 0.7153 0.7242 0.7338 0.7439 0.7546 0.7656 0.7772
19 0.6856 0.6897 0.6945 0.7000 0.7064 0.7137 0.7217 0.7306 0.7403 0.7506 0.7617 0.7731 0.7851 0.7975 0.8101
20 0.7005 0.7058 0.7120 0.7190 0.7269 0.7358 0.7455 0.7560 0.7673 0.7791 0.7915 0.8045 0.8178 0.8316 0.8457
21 0.7167 0.7234 0.7312 0.7399 0.7495 0.7603 0.7717 0.7840 0.7968 0.8104 0.8243 0.8387 0.8535 0.8686 0.8840
22 0.7350 0.7435 0.7531 0.7638 0.7753 0.7879 0.8011 0.8152 0.8298 0.8448 0.8605 0.8764 0.8925 0.9094 0.9265
23 0.7563 0.7669 0.7785 0.7913 0.8048 0.8194 0.8346 0.8503 0.8668 0.8835 0.9005 0.9183 0.9363 0.9545 0.9730
24 0.7817 0.7945 0.8083 0.8232 0.8390 0.8554 0.8726 0.8903 0.9081 0.9269 0.9458 0.9650 0.9845 1.0045 1.0251
25 0.8119 0.8270 0.8433 0.8602 0.8783 0.8967 0.9156 0.9353 0.9553 0.9755 0.9960 1.0171 1.0387 1.0606 1.0830
26 0.8477 0.8651 0.8838 0.9032 0.9229 0.9437 0.9647 0.9861 1.0077 1.0299 1.0526 1.0757 1.0991 1.1229 1.1471
27 0.8896 0.9097 0.9304 0.9521 0.9743 0.9968 1.0196 1.0430 1.0670 1.0912 1.1157 1.1407 1.1661 1.1921 1.2205
28 0.9381 0.9607 0.9840 1.0077 1.0318 1.0565 1.0817 1.1072 1.1331 1.1593 1.1858 1.2131 1.2412 1.2714 1.3038
29 0.9940 1.0189 1.0442 1.0702 1.0969 1.1238 1.1510 1.1785 1.2064 1.2350 1.2644 1.2943 1.3265 1.3610 1.3980
30 1.0570 1.0843 1.1124 1.1408 1.1695 1.1985 1.2279 1.2578 1.2886 1.3199 1.3517 1.3860 1.4228 1.4622 1.5042
31 1.1282 1.1582 1.1885 1.2191 1.2500 1.2814 1.3137 1.3465 1.3798 1.4137 1.4502 1.4895 1.5314 1.5762 1.6238
32 1.2080 1.2403 1.2729 1.3059 1.3398 1.3742 1.4091 1.4446 1.4807 1.5196 1.5613 1.6061 1.6538 1.7045 1.7583
33 1.2965 1.3312 1.3667 1.4029 1.4395 1.4766 1.5144 1.5528 1.5942 1.6387 1.6864 1.7372 1.7913 1.8486 1.9092
34 1.3944 1.4324 1.4708 1.5098 1.5493 1.5895 1.6304 1.6745 1.7219 1.7726 1.8268 1.8844 1.9455 2.0101 2.0781
35 1.5032 1.5441 1.5855 1.6275 1.6702 1.7137 1.7607 1.8111 1.8652 1.9229 1.9843 2.0495 2.1183 2.1908 2.2670
36 1.6229 1.6669 1.7115 1.7569 1.8032 1.8531 1.9069 1.9644 2.0260 2.0914 2.1608 2.2342 2.3115 2.3927 2.4777
37 1.7542 1.8017 1.8499 1.8990 1.9522 2.0094 2.0707 2.1362 2.2060 2.2800 2.3582 2.4406 2.5272 2.6178 2.7123
38 1.8983 1.9496 2.0017 2.0582 2.1191 2.1844 2.2542 2.3285 2.4073 2.4907 2.5786 2.6709 2.7675 2.8683 2.9732
39 2.0562 2.1116 2.1716 2.2363 2.3058 2.3802 2.4593 2.5434 2.6323 2.7260 2.8244 2.9274 3.0350 3.1468 3.2626
40 2.2291 2.2928 2.3615 2.4355 2.5146 2.5990 2.6885 2.7833 2.8832 2.9881 3.0981 3.2127 3.3320 3.4556 3.5831
41 2.4221 2.4952 2.5738 2.6580 2.7478 2.8432 2.9442 3.0507 3.1627 3.2799 3.4022 3.5294 3.6612 3.7973
42 2.6374 2.7210 2.8105 2.9061 3.0078 3.1155 3.2290 3.3484 3.4734 3.6039 3.7396 3.8803 4.0254
43 2.8774 2.9726 3.0743 3.1826 3.2973 3.4184 3.5456 3.6790 3.8182 3.9630 4.1131 4.2680
44 3.1443 3.2525 3.3677 3.4899 3.6190 3.7547 3.8969 4.0454 4.1999 4.3601 4.5254
45 3.4407 3.5633 3.6934 3.8309 3.9756 4.1273 4.2858 4.4506 4.6215 4.7980
46 3.7692 3.9077 4.0542 4.2084 4.3702 4.5393 4.7152 4.8976 5.0860
47 4.1325 4.2886 4.4529 4.6254 4.8058 4.9936 5.1884 5.3895
48 4.5337 4.7089 4.8929 5.0852 5.2857 5.4936 5.7084
49 4.9761 5.1723 5.3774 5.5912 5.8133 6.0426
50 5.4634 5.6823 5.9105 6.1474 6.3924
51 6.0001 6.2436 6.4965 6.7581
52 6.5911 6.8611 7.1404
53 7.2421 7.5405
54 7.9594
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.5401 0.5401 0.5401 0.5401 0.5403 0.5450 0.5458 0.5467 0.5477 0.5489 0.5544 0.5560 0.5578 0.5600 0.5627 0.5698
19 0.5499 0.5499 0.5499 0.5499 0.5501 0.5551 0.5560 0.5571 0.5584 0.5598 0.5658 0.5678 0.5702 0.5731 0.5764 0.5845
20 0.5579 0.5579 0.5579 0.5580 0.5587 0.5639 0.5651 0.5665 0.5680 0.5699 0.5765 0.5791 0.5823 0.5860 0.5904 0.5996
21 0.5647 0.5647 0.5647 0.5654 0.5664 0.5720 0.5735 0.5753 0.5774 0.5799 0.5872 0.5907 0.5948 0.5996 0.6052 0.6158
22 0.5708 0.5709 0.5715 0.5726 0.5739 0.5800 0.5819 0.5843 0.5871 0.5904 0.5987 0.6032 0.6086 0.6148 0.6219 0.6342
23 0.5769 0.5774 0.5784 0.5799 0.5818 0.5884 0.5910 0.5941 0.5979 0.6023 0.6118 0.6177 0.6245 0.6325 0.6414 0.6555
24 0.5834 0.5845 0.5861 0.5881 0.5906 0.5980 0.6015 0.6057 0.6106 0.6164 0.6273 0.6350 0.6436 0.6535 0.6645 0.6808
25 0.5912 0.5928 0.5951 0.5978 0.6011 0.6095 0.6142 0.6197 0.6261 0.6335 0.6463 0.6559 0.6666 0.6787 0.6919 0.7106
26 0.6005 0.6030 0.6060 0.6096 0.6140 0.6237 0.6299 0.6370 0.6451 0.6546 0.6694 0.6813 0.6943 0.7089 0.7246 0.7456
27 0.6121 0.6154 0.6194 0.6242 0.6300 0.6413 0.6492 0.6583 0.6685 0.6802 0.6974 0.7118 0.7276 0.7445 0.7631 0.7869
28 0.6263 0.6307 0.6360 0.6423 0.6498 0.6631 0.6730 0.6843 0.6969 0.7111 0.7312 0.7482 0.7668 0.7868 0.8077 0.8341
29 0.6437 0.6494 0.6564 0.6645 0.6740 0.6895 0.7019 0.7156 0.7312 0.7481 0.7712 0.7914 0.8128 0.8354 0.8594 0.8886
30 0.6648 0.6723 0.6811 0.6914 0.7034 0.7214 0.7366 0.7533 0.7717 0.7920 0.8183 0.8413 0.8660 0.8917 0.9182 0.9502
31 0.6903 0.6998 0.7110 0.7238 0.7385 0.7597 0.7777 0.7979 0.8197 0.8429 0.8729 0.8994 0.9270 0.9554 0.9844 1.0194
32 0.7208 0.7329 0.7466 0.7625 0.7801 0.8048 0.8265 0.8500 0.8753 0.9024 0.9359 0.9654 0.9958 1.0273 1.0594 1.0972
33 0.7571 0.7719 0.7889 0.8079 0.8293 0.8579 0.8831 0.9106 0.9398 0.9702 1.0073 1.0400 1.0738 1.1082 1.1429 1.1836
34 0.7998 0.8179 0.8384 0.8614 0.8865 0.9193 0.9490 0.9803 1.0130 1.0470 1.0880 1.1242 1.1609 1.1980 1.2354 1.2791
35 0.8496 0.8718 0.8964 0.9234 0.9531 0.9906 1.0242 1.0593 1.0961 1.1340 1.1786 1.2179 1.2575 1.2973 1.3374 1.3844
36 0.9081 0.9344 0.9635 0.9955 1.0296 1.0717 1.1094 1.1491 1.1897 1.2311 1.2793 1.3216 1.3641 1.4068 1.4497 1.5002
37 0.9757 1.0071 1.0413 1.0779 1.1165 1.1638 1.2063 1.2497 1.2939 1.3386 1.3906 1.4359 1.4814 1.5271 1.5731 1.6273
38 1.0544 1.0910 1.1301 1.1717 1.2157 1.2679 1.3144 1.3617 1.4093 1.4573 1.5131 1.5615 1.6102 1.6591 1.7084 1.7668
39 1.1448 1.1867 1.2314 1.2785 1.3270 1.3841 1.4345 1.4854 1.5365 1.5878 1.6475 1.6992 1.7512 1.8036 1.8566 1.9195
40 1.2479 1.2959 1.3462 1.3980 1.4510 1.5129 1.5671 1.6215 1.6761 1.7307 1.7946 1.8498 1.9055 1.9618 2.0187 2.0866
41 1.3656 1.4193 1.4746 1.5311 1.5882 1.6548 1.7127 1.7706 1.8287 1.8869 1.9552 2.0143 2.0740 2.1345 2.1959 2.2693
42 1.4981 1.5570 1.6171 1.6779 1.7391 1.8102 1.8718 1.9334 1.9951 2.0571 2.1303 2.1936 2.2578 2.3229 2.3892 2.4730
43 1.6457 1.7094 1.7739 1.8388 1.9039 1.9796 2.0449 2.1103 2.1760 2.2422 2.3208 2.3887 2.4578 2.5281 2.6044 2.6998
44 1.8083 1.8765 1.9452 2.0140 2.0828 2.1633 2.2325 2.3020 2.3720 2.4428 2.5273 2.6005 2.6750 2.7560 2.8436 2.9520
45 1.9858 2.0582 2.1307 2.2033 2.2759 2.3616 2.4350 2.5090 2.5839 2.6598 2.7510 2.8299 2.9158 3.0088 3.1089 3.2319
46 2.1776 2.2539 2.3302 2.4067 2.4835 2.5747 2.6528 2.7318 2.8121 2.8939 2.9924 3.0835 3.1822 3.2887 3.4029 3.5420
47 2.3831 2.4631 2.5434 2.6241 2.7054 2.8027 2.8862 2.9710 3.0574 3.1457 3.2585 3.3633 3.4765 3.5980 3.7279 3.8849
48 2.6013 2.6853 2.7699 2.8554 2.9418 3.0461 3.1356 3.2270 3.3204 3.4225 3.5514 3.6717 3.8009 3.9392 4.0866 4.2634
49 2.8317 2.9202 3.0098 3.1006 3.1931 3.3053 3.4018 3.5006 3.6088 3.7267 3.8737 4.0112 4.1585 4.3154 4.4820 4.6807
50 3.0741 3.1678 3.2632 3.3604 3.4598 3.5810 3.6855 3.8003 3.9255 4.0610 4.2283 4.3851 4.5523 4.7298 4.9176 5.1403
51 3.3288 3.4287 3.5310 3.6358 3.7432 3.8746 3.9964 4.1293 4.2735 4.4288 4.6187 4.7969 4.9862 5.1865 5.3975 5.6463
52 3.5970 3.7043 3.8147 3.9282 4.0450 4.1967 4.3380 4.4913 4.6568 4.8342 5.0491 5.2510 5.4647 5.6899 5.9264 6.2037
53 3.8803 3.9965 4.1164 4.2400 4.3768 4.5514 4.7146 4.8909 5.0800 5.2820 5.5247 5.7527 5.9930 6.2455 6.5096 6.8179
54 4.1815 4.3081 4.4389 4.5842 4.7435 4.9438 5.1316 5.3333 5.5487 5.7778 6.0510 6.3076 6.5772 6.8592 7.1532 7.4949
55 4.5039 4.6424 4.7966 4.9661 5.1508 5.3797 5.5948 5.8247 6.0692 6.3281 6.6348 6.9226 7.2238 7.5379 7.8641 8.2415
56 4.8514 5.0151 5.1954 5.3921 5.6050 5.8656 6.1109 6.3718 6.6482 6.9397 7.2830 7.6048 7.9403 8.2887 8.6493
57 5.2408 5.4326 5.6421 5.8689 6.1128 6.4085 6.6870 6.9821 7.2933 7.6204 8.0035 8.3619 8.7342 9.1195
58 5.6791 5.9019 6.1435 6.4035 6.6817 7.0160 7.3309 7.6631 8.0124 8.3780 8.8043 9.2021 9.6138
59 6.1731 6.4301 6.7070 7.0035 7.3193 7.6959 8.0504 8.4232 8.8136 9.2209 9.6937 10.1337
60 6.7300 7.0245 7.3401 7.6765 8.0333 8.4561 8.8538 9.2705 9.7054 10.1575 10.6803
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.5735 0.5777 0.5826 0.5883 0.5947 0.6020 0.6101 0.6189 0.6286 0.6388 0.6496 0.6611 0.6728 0.6849 0.6975
19 0.5891 0.5945 0.6006 0.6075 0.6154 0.6242 0.6336 0.6441 0.6550 0.6667 0.6789 0.6914 0.7046 0.7180 0.7316
20 0.6054 0.6121 0.6197 0.6282 0.6377 0.6480 0.6592 0.6710 0.6837 0.6967 0.7103 0.7244 0.7386 0.7531 0.7681
21 0.6231 0.6314 0.6408 0.6510 0.6623 0.6743 0.6872 0.7008 0.7148 0.7295 0.7445 0.7598 0.7754 0.7915 0.8078
22 0.6432 0.6534 0.6646 0.6768 0.6899 0.7039 0.7184 0.7337 0.7495 0.7655 0.7819 0.7989 0.8160 0.8334 0.8510
23 0.6666 0.6788 0.6920 0.7063 0.7213 0.7371 0.7536 0.7705 0.7877 0.8055 0.8236 0.8420 0.8605 0.8793 0.8986
24 0.6939 0.7084 0.7238 0.7400 0.7572 0.7749 0.7929 0.8117 0.8308 0.8501 0.8697 0.8895 0.9098 0.9305 0.9516
25 0.7262 0.7428 0.7605 0.7789 0.7978 0.8175 0.8376 0.8580 0.8787 0.8996 0.9210 0.9428 0.9649 0.9873 1.0102
26 0.7638 0.7828 0.8025 0.8231 0.8443 0.8658 0.8876 0.9096 0.9322 0.9552 0.9784 1.0020 1.0259 1.0503 1.0750
27 0.8072 0.8286 0.8507 0.8734 0.8964 0.9197 0.9435 0.9677 0.9922 1.0170 1.0422 1.0677 1.0936 1.1200 1.1485
28 0.8573 0.8810 0.9052 0.9298 0.9548 0.9805 1.0064 1.0325 1.0590 1.0858 1.1130 1.1406 1.1688 1.1990 1.2315
29 0.9141 0.9400 0.9663 0.9933 1.0207 1.0483 1.0762 1.1044 1.1330 1.1620 1.1915 1.2214 1.2537 1.2883 1.3253
30 0.9778 1.0063 1.0352 1.0644 1.0939 1.1236 1.1537 1.1842 1.2151 1.2464 1.2784 1.3127 1.3496 1.3890 1.4310
31 1.0499 1.0807 1.1119 1.1433 1.1750 1.2071 1.2395 1.2724 1.3058 1.3398 1.3764 1.4157 1.4577 1.5025 1.5501
32 1.1301 1.1633 1.1968 1.2306 1.2647 1.2993 1.3344 1.3700 1.4062 1.4451 1.4870 1.5318 1.5795 1.6302 1.6840
33 1.2190 1.2546 1.2906 1.3270 1.3638 1.4011 1.4390 1.4776 1.5191 1.5637 1.6114 1.6622 1.7163 1.7736 1.8342
34 1.3171 1.3554 1.3941 1.4332 1.4730 1.5133 1.5543 1.5986 1.6460 1.6969 1.7511 1.8087 1.8698 1.9344 2.0023
35 1.4251 1.4663 1.5079 1.5502 1.5931 1.6368 1.6839 1.7344 1.7886 1.8463 1.9078 1.9729 2.0417 2.1142 2.1903
36 1.5440 1.5882 1.6331 1.6788 1.7252 1.7753 1.8292 1.8868 1.9484 2.0138 2.0832 2.1566 2.2339 2.3150 2.3999
37 1.6744 1.7221 1.7706 1.8199 1.8732 1.9306 1.9920 2.0575 2.1273 2.2013 2.2795 2.3618 2.4483 2.5389 2.6334
38 1.8175 1.8689 1.9213 1.9780 2.0390 2.1044 2.1742 2.2486 2.3274 2.4108 2.4986 2.5908 2.6874 2.7881 2.8928
39 1.9742 2.0298 2.0900 2.1549 2.2245 2.2989 2.3780 2.4621 2.5509 2.6445 2.7429 2.8458 2.9532 3.0649 3.1807
40 2.1457 2.2096 2.2786 2.3526 2.4318 2.5161 2.6057 2.7004 2.8002 2.9050 3.0148 3.1294 3.2485 3.3719 3.4993
41 2.3372 2.4104 2.4891 2.5734 2.6632 2.7586 2.8595 2.9659 3.0777 3.1948 3.3170 3.4440 3.5757 3.7116
42 2.5508 2.6345 2.7241 2.8197 2.9213 3.0288 3.1422 3.2614 3.3863 3.5166 3.6521 3.7926 3.9375
43 2.7887 2.8840 2.9857 3.0939 3.2085 3.3294 3.4564 3.5896 3.7286 3.8731 4.0229 4.1776
44 3.0533 3.1615 3.2766 3.3986 3.5275 3.6630 3.8049 3.9532 4.1074 4.2672 4.4323
45 3.3470 3.4695 3.5994 3.7366 3.8811 4.0325 4.1906 4.3551 4.5257 4.7018
46 3.6724 3.8107 3.9569 4.1107 4.2722 4.4409 4.6164 4.7984 4.9864
47 4.0322 4.1879 4.3518 4.5239 4.7038 4.8911 5.0854 5.2860
48 4.4293 4.6040 4.7874 4.9792 5.1790 5.3864 5.6006
49 4.8669 5.0624 5.2669 5.4800 5.7013 5.9300
50 5.3487 5.5668 5.7942 6.0302 6.2744
51 5.8790 6.1216 6.3734 6.6340
52 6.4626 6.7314 7.0095
53 7.1049 7.4018
54 7.8120
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 1.3138 1.3138 1.3138 1.3138 1.3138 1.3138 1.3138 1.3138 1.3138 1.3138 1.3138 1.3138 1.3156 1.3178 1.3203 1.3345
19 1.3328 1.3328 1.3328 1.3328 1.3328 1.3328 1.3328 1.3328 1.3328 1.3328 1.3336 1.3356 1.3380 1.3408 1.3441 1.3594
20 1.3484 1.3484 1.3484 1.3484 1.3484 1.3484 1.3484 1.3484 1.3484 1.3484 1.3533 1.3558 1.3589 1.3626 1.3671 1.3837
21 1.3615 1.3615 1.3615 1.3615 1.3615 1.3615 1.3615 1.3615 1.3615 1.3615 1.3721 1.3755 1.3796 1.3845 1.3904 1.4089
22 1.3734 1.3734 1.3734 1.3734 1.3734 1.3734 1.3734 1.3734 1.3734 1.3761 1.3914 1.3960 1.4015 1.4081 1.4159 1.4365
23 1.3851 1.3851 1.3851 1.3851 1.3851 1.3851 1.3854 1.3882 1.3917 1.3959 1.4126 1.4187 1.4260 1.4348 1.4451 1.4685
24 1.3978 1.3978 1.3978 1.3978 1.3978 1.4014 1.4044 1.4082 1.4129 1.4185 1.4371 1.4453 1.4551 1.4665 1.4798 1.5067
25 1.4127 1.4127 1.4127 1.4127 1.4127 1.4225 1.4267 1.4318 1.4381 1.4457 1.4667 1.4775 1.4903 1.5051 1.5219 1.5527
26 1.4309 1.4309 1.4309 1.4309 1.4313 1.4477 1.4533 1.4602 1.4686 1.4788 1.5029 1.5169 1.5333 1.5521 1.5730 1.6080
27 1.4533 1.4533 1.4533 1.4552 1.4599 1.4781 1.4857 1.4950 1.5062 1.5195 1.5473 1.5653 1.5858 1.6091 1.6344 1.6740
28 1.4808 1.4808 1.4832 1.4880 1.4945 1.5151 1.5252 1.5375 1.5522 1.5694 1.6015 1.6241 1.6493 1.6774 1.7074 1.7518
29 1.5143 1.5160 1.5207 1.5275 1.5362 1.5599 1.5732 1.5892 1.6082 1.6300 1.6671 1.6948 1.7251 1.7581 1.7933 1.8421
30 1.5546 1.5586 1.5655 1.5747 1.5864 1.6140 1.6313 1.6517 1.6757 1.7026 1.7455 1.7784 1.8144 1.8521 1.8926 1.9468
31 1.6026 1.6092 1.6188 1.6312 1.6466 1.6788 1.7010 1.7267 1.7563 1.7887 1.8379 1.8765 1.9177 1.9612 2.0058 2.0650
32 1.6596 1.6690 1.6819 1.6983 1.7183 1.7562 1.7839 1.8158 1.8512 1.8902 1.9451 1.9900 2.0366 2.0847 2.1350 2.1994
33 1.7263 1.7393 1.7564 1.7777 1.8033 1.8476 1.8817 1.9202 1.9619 2.0074 2.0693 2.1191 2.1715 2.2252 2.2796 2.3489
34 1.8040 1.8215 1.8438 1.8709 1.9033 1.9546 1.9961 2.0409 2.0900 2.1414 2.2097 2.2660 2.3234 2.3814 2.4408 2.5160
35 1.8945 1.9175 1.9461 1.9803 2.0199 2.0794 2.1279 2.1804 2.2353 2.2938 2.3690 2.4302 2.4922 2.5562 2.6207 2.7014
36 1.9998 2.0295 2.0653 2.1076 2.1545 2.2230 2.2790 2.3382 2.4008 2.4648 2.5463 2.6129 2.6812 2.7499 2.8191 2.9056
37 2.1221 2.1594 2.2039 2.2541 2.3100 2.3867 2.4503 2.5171 2.5854 2.6550 2.7437 2.8164 2.8895 2.9631 3.0372 3.1300
38 2.2636 2.3101 2.3632 2.4226 2.4861 2.5723 2.6435 2.7163 2.7909 2.8675 2.9626 3.0404 3.1185 3.1973 3.2772 3.3775
39 2.4274 2.4832 2.5458 2.6135 2.6863 2.7808 2.8583 2.9380 3.0194 3.1014 3.2032 3.2862 3.3698 3.4550 3.5419 3.6498
40 2.6154 2.6810 2.7526 2.8297 2.9097 3.0124 3.0973 3.1837 3.2707 3.3580 3.4669 3.5556 3.6461 3.7382 3.8316 3.9479
41 2.8297 2.9048 2.9861 3.0707 3.1579 3.2697 3.3612 3.4533 3.5458 3.6389 3.7554 3.8513 3.9489 4.0479 4.1484 4.2739
42 3.0717 3.1568 3.2458 3.3377 3.4332 3.5528 3.6502 3.7480 3.8464 3.9460 4.0712 4.1746 4.2794 4.3859 4.4943 4.6361
43 3.3433 3.4363 3.5325 3.6327 3.7344 3.8619 3.9651 4.0690 4.1738 4.2814 4.4158 4.5266 4.6394 4.7541 4.8778 5.0378
44 3.6435 3.7437 3.8479 3.9544 4.0620 4.1977 4.3070 4.4173 4.5304 4.6455 4.7898 4.9090 5.0305 5.1617 5.3024 5.4826
45 3.9721 4.0793 4.1904 4.3029 4.4164 4.5607 4.6767 4.7948 4.9161 5.0394 5.1949 5.3233 5.4624 5.6119 5.7717 5.9743
46 4.3284 4.4425 4.5595 4.6779 4.7978 4.9515 5.0749 5.2019 5.3319 5.4645 5.6323 5.7797 5.9384 6.1084 6.2893 6.5167
47 4.7109 4.8316 4.9545 5.0793 5.2062 5.3704 5.5021 5.6390 5.7788 5.9218 6.1127 6.2812 6.4620 6.6547 6.8590 7.1136
48 5.1187 5.2453 5.3747 5.5069 5.6418 5.8177 5.9595 6.1068 6.2578 6.4227 6.6393 6.8316 7.0369 7.2548 7.4859 7.7711
49 5.5497 5.6830 5.8200 5.9605 6.1048 6.2940 6.4474 6.6066 6.7813 6.9708 7.2163 7.4351 7.6674 7.9131 8.1750 8.4930
50 6.0034 6.1446 6.2905 6.4411 6.5964 6.8007 6.9672 7.1522 7.3536 7.5708 7.8484 8.0965 8.3588 8.6372 8.9308 9.2844
51 6.4802 6.6310 6.7878 6.9502 7.1183 7.3398 7.5347 7.7488 7.9801 8.2282 8.5415 8.8219 9.1180 9.4321 9.7597 10.1518
52 6.9818 7.1444 7.3140 7.4904 7.6732 7.9285 8.1562 8.4029 8.6677 8.9500 9.3026 9.6186 9.9544 10.3051 10.6693 11.1027
53 7.5114 7.6880 7.8729 8.0654 8.2814 8.5762 8.8394 9.1225 9.4245 9.7446 10.1404 10.4988 10.8747 11.2650 11.6685 12.1460
54 8.0735 8.2668 8.4694 8.6978 8.9532 9.2911 9.5939 9.9173 10.2603 10.6226 11.0675 11.4707 11.8893 12.3220 12.7672 13.2916
55 8.6744 8.8870 9.1290 9.3988 9.6984 10.0841 10.4307 10.7986 11.1864 11.5995 12.0961 12.5454 13.0098 13.4876 13.9769 14.5505
56 9.3211 9.5772 9.8634 10.1828 10.5292 10.9678 11.3625 11.7790 12.2218 12.6849 13.2373 13.7360 14.2491 14.7744 15.3098
57 10.0460 10.3506 10.6902 11.0615 11.4593 11.9559 12.4032 12.8785 13.3761 13.8928 14.5053 15.0566 15.6209 16.1960
58 10.8632 11.2244 11.6224 12.0495 12.5035 13.0636 13.5742 14.1092 14.6647 15.2386 15.9154 16.5220 17.1402
59 11.7900 12.2165 12.6750 13.1629 13.6809 14.3139 14.8893 15.4866 16.1038 16.7386 17.4837 18.1483
60 12.8490 13.3409 13.8650 14.4221 15.0135 15.7219 16.3644 17.0282 17.7110 18.4101 19.2272
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 1.3381 1.3424 1.3475 1.3536 1.3608 1.3691 1.3785 1.3891 1.4012 1.4142 1.4283 1.4436 1.4594 1.4766 1.4940
19 1.3641 1.3698 1.3765 1.3843 1.3933 1.4038 1.4155 1.4284 1.4428 1.4582 1.4747 1.4922 1.5105 1.5295 1.5493
20 1.3899 1.3973 1.4060 1.4161 1.4274 1.4404 1.4547 1.4702 1.4873 1.5052 1.5243 1.5440 1.5648 1.5859 1.6081
21 1.4171 1.4267 1.4378 1.4505 1.4647 1.4804 1.4977 1.5160 1.5359 1.5563 1.5782 1.6004 1.6236 1.6476 1.6718
22 1.4473 1.4596 1.4735 1.4894 1.5067 1.5255 1.5459 1.5672 1.5900 1.6134 1.6377 1.6630 1.6885 1.7150 1.7422
23 1.4822 1.4978 1.5151 1.5342 1.5551 1.5771 1.6008 1.6253 1.6508 1.6774 1.7044 1.7323 1.7610 1.7901 1.8196
24 1.5237 1.5430 1.5640 1.5867 1.6111 1.6367 1.6634 1.6914 1.7198 1.7493 1.7796 1.8103 1.8414 1.8739 1.9070
25 1.5736 1.5968 1.6217 1.6483 1.6761 1.7054 1.7354 1.7665 1.7984 1.8308 1.8637 1.8979 1.9327 1.9679 2.0037
26 1.6331 1.6605 1.6892 1.7199 1.7513 1.7840 1.8178 1.8519 1.8867 1.9228 1.9593 1.9964 2.0339 2.0727 2.1125
27 1.7034 1.7352 1.7681 1.8022 1.8378 1.8739 1.9105 1.9487 1.9872 2.0262 2.0657 2.1065 2.1483 2.1908 2.2359
28 1.7860 1.8215 1.8589 1.8969 1.9355 1.9758 2.0165 2.0576 2.0992 2.1420 2.1859 2.2305 2.2757 2.3239 2.3749
29 1.8812 1.9211 1.9617 2.0041 2.0471 2.0905 2.1344 2.1795 2.2256 2.2724 2.3198 2.3681 2.4193 2.4743 2.5331
30 1.9896 2.0338 2.0792 2.1251 2.1714 2.2188 2.2674 2.3165 2.3663 2.4169 2.4683 2.5233 2.5825 2.6452 2.7114
31 2.1129 2.1614 2.2103 2.2599 2.3112 2.3629 2.4153 2.4684 2.5222 2.5771 2.6366 2.6997 2.7665 2.8370 2.9112
32 2.2511 2.3033 2.3571 2.4117 2.4668 2.5226 2.5791 2.6365 2.6958 2.7592 2.8265 2.8977 2.9728 3.0518 3.1347
33 2.4052 2.4627 2.5208 2.5795 2.6389 2.6990 2.7608 2.8241 2.8916 2.9633 3.0392 3.1192 3.2035 3.2918 3.3846
34 2.5773 2.6391 2.7015 2.7646 2.8289 2.8952 2.9626 3.0344 3.1108 3.1916 3.2770 3.3668 3.4610 3.5607 3.6650
35 2.7671 2.8335 2.9007 2.9696 3.0402 3.1119 3.1883 3.2696 3.3558 3.4467 3.5424 3.6433 3.7500 3.8612 3.9766
36 2.9762 3.0476 3.1214 3.1964 3.2726 3.3539 3.4405 3.5323 3.6292 3.7313 3.8394 3.9532 4.0717 4.1948 4.3222
37 3.2065 3.2849 3.3645 3.4454 3.5319 3.6241 3.7218 3.8251 3.9340 4.0498 4.1711 4.2976 4.4289 4.5648 4.7048
38 3.4607 3.5452 3.6312 3.7231 3.8212 3.9253 4.0353 4.1516 4.2752 4.4046 4.5395 4.6796 4.8246 4.9740 5.1274
39 3.7395 3.8307 3.9283 4.0326 4.1434 4.2607 4.3849 4.5167 4.6547 4.7987 4.9481 5.1029 5.2623 5.4260 5.5933
40 4.0447 4.1484 4.2592 4.3771 4.5021 4.6345 4.7751 4.9223 5.0758 5.2354 5.4005 5.5707 5.7454 5.9240 6.1056
41 4.3841 4.5019 4.6273 4.7602 4.9013 5.0512 5.2083 5.3721 5.5423 5.7186 5.9002 6.0868 6.2775 6.4715
42 4.7612 4.8946 5.0361 5.1861 5.3460 5.5134 5.6882 5.8699 6.0581 6.2521 6.4512 6.6549 6.8621
43 5.1796 5.3302 5.4896 5.6598 5.8385 6.0250 6.2189 6.4198 6.6270 6.8397 7.0572 7.2785
44 5.6429 5.8125 5.9935 6.1839 6.3829 6.5899 6.8044 7.0257 7.2530 7.4853 7.7218
45 6.1550 6.3471 6.5500 6.7622 6.9833 7.2124 7.4487 7.6916 7.9399 8.1927
46 6.7204 6.9369 7.1633 7.3991 7.6438 7.8964 8.1559 8.4214 8.6916
47 7.3441 7.5857 7.8375 8.0987 8.3687 8.6461 8.9300 9.2190
48 8.0291 8.2980 8.5770 8.8654 9.1621 9.4657 9.7749
49 8.7803 9.0786 9.3868 9.7039 10.0288 10.3596
50 9.6033 9.9330 10.2721 10.6196 10.9738
51 10.5046 10.8676 11.2394 11.6185
52 11.4915 11.8897 12.2957
53 12.5728 13.0078
54 13.7580
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.9911 0.9911 0.9911 0.9911 0.9911 0.9911 0.9911 0.9911 0.9911 0.9917 1.0010 1.0032 1.0059 1.0091 1.0132 1.0253
19 1.0078 1.0078 1.0078 1.0078 1.0078 1.0078 1.0078 1.0078 1.0084 1.0103 1.0203 1.0231 1.0267 1.0309 1.0361 1.0497
20 1.0216 1.0216 1.0216 1.0216 1.0216 1.0216 1.0216 1.0230 1.0249 1.0273 1.0383 1.0421 1.0468 1.0524 1.0591 1.0745
21 1.0332 1.0332 1.0332 1.0332 1.0332 1.0345 1.0359 1.0379 1.0406 1.0440 1.0561 1.0612 1.0674 1.0748 1.0834 1.1010
22 1.0436 1.0436 1.0436 1.0436 1.0436 1.0480 1.0502 1.0530 1.0568 1.0615 1.0751 1.0819 1.0900 1.0996 1.1106 1.1308
23 1.0540 1.0540 1.0540 1.0540 1.0540 1.0623 1.0654 1.0695 1.0746 1.0810 1.0965 1.1055 1.1160 1.1282 1.1422 1.1655
24 1.0652 1.0652 1.0652 1.0652 1.0669 1.0784 1.0828 1.0885 1.0956 1.1040 1.1219 1.1336 1.1470 1.1623 1.1797 1.2064
25 1.0784 1.0784 1.0786 1.0810 1.0846 1.0976 1.1039 1.1115 1.1209 1.1320 1.1527 1.1676 1.1844 1.2034 1.2244 1.2551
26 1.0944 1.0949 1.0972 1.1009 1.1061 1.1211 1.1296 1.1399 1.1520 1.1663 1.1903 1.2090 1.2295 1.2527 1.2775 1.3125
27 1.1141 1.1161 1.1198 1.1253 1.1326 1.1501 1.1614 1.1748 1.1902 1.2082 1.2362 1.2590 1.2838 1.3113 1.3407 1.3796
28 1.1384 1.1419 1.1475 1.1553 1.1653 1.1859 1.2005 1.2174 1.2368 1.2590 1.2917 1.3187 1.3485 1.3801 1.4142 1.4578
29 1.1679 1.1735 1.1815 1.1921 1.2053 1.2295 1.2480 1.2691 1.2932 1.3198 1.3577 1.3896 1.4240 1.4608 1.4991 1.5470
30 1.2036 1.2117 1.2227 1.2367 1.2538 1.2823 1.3053 1.3311 1.3603 1.3921 1.4349 1.4725 1.5120 1.5530 1.5961 1.6489
31 1.2464 1.2577 1.2723 1.2904 1.3119 1.3455 1.3734 1.4049 1.4391 1.4769 1.5258 1.5681 1.6124 1.6588 1.7063 1.7636
32 1.2975 1.3126 1.3315 1.3545 1.3808 1.4205 1.4542 1.4913 1.5319 1.5750 1.6296 1.6776 1.7274 1.7782 1.8298 1.8916
33 1.3581 1.3777 1.4019 1.4302 1.4627 1.5083 1.5485 1.5921 1.6384 1.6876 1.7487 1.8019 1.8563 1.9115 1.9675 2.0344
34 1.4293 1.4544 1.4845 1.5191 1.5580 1.6111 1.6578 1.7074 1.7607 1.8160 1.8830 1.9411 2.0000 2.0604 2.1213 2.1932
35 1.5127 1.5444 1.5810 1.6227 1.6690 1.7294 1.7829 1.8400 1.8992 1.9601 2.0330 2.0961 2.1608 2.2258 2.2912 2.3682
36 1.6104 1.6489 1.6935 1.7428 1.7961 1.8650 1.9261 1.9895 2.0545 2.1209 2.2003 2.2693 2.3386 2.4082 2.4782 2.5608
37 1.7235 1.7707 1.8232 1.8804 1.9425 2.0193 2.0871 2.1567 2.2280 2.3008 2.3862 2.4601 2.5343 2.6087 2.6835 2.7722
38 1.8554 1.9108 1.9720 2.0383 2.1079 2.1927 2.2671 2.3435 2.4212 2.4994 2.5910 2.6699 2.7491 2.8287 2.9088 3.0041
39 2.0067 2.0717 2.1422 2.2165 2.2935 2.3863 2.4682 2.5510 2.6342 2.7178 2.8157 2.8999 2.9844 3.0696 3.1555 3.2580
40 2.1804 2.2552 2.3341 2.4162 2.5013 2.6025 2.6907 2.7792 2.8680 2.9570 3.0617 3.1515 3.2419 3.3331 3.4254 3.5359
41 2.3782 2.4618 2.5489 2.6395 2.7321 2.8410 2.9351 3.0294 3.1238 3.2185 3.3303 3.4263 3.5231 3.6210 3.7202 3.8395
42 2.6005 2.6926 2.7887 2.8869 2.9860 3.1023 3.2023 3.3024 3.4027 3.5035 3.6232 3.7258 3.8297 3.9350 4.0420 4.1766
43 2.8481 2.9494 3.0532 3.1580 3.2633 3.3872 3.4931 3.5993 3.7060 3.8134 3.9417 4.0518 4.1634 4.2769 4.3985 4.5502
44 3.1223 3.2315 3.3420 3.4531 3.5645 3.6961 3.8083 3.9211 4.0346 4.1494 4.2873 4.4056 4.5258 4.6550 4.7929 4.9636
45 3.4224 3.5382 3.6550 3.7722 3.8897 4.0296 4.1486 4.2685 4.3898 4.5128 4.6613 4.7887 4.9257 5.0723 5.2285 5.4203
46 3.7467 3.8688 3.9917 4.1151 4.2393 4.3881 4.5146 4.6426 4.7726 4.9047 5.0650 5.2104 5.3661 5.5323 5.7086 5.9236
47 4.0942 4.2223 4.3515 4.4817 4.6130 4.7718 4.9068 5.0441 5.1838 5.3262 5.5079 5.6735 5.8502 6.0380 6.2366 6.4771
48 4.4632 4.5978 4.7338 4.8716 5.0112 5.1812 5.3260 5.4736 5.6244 5.7875 5.9933 6.1813 6.3813 6.5930 6.8162 7.0847
49 4.8530 4.9946 5.1386 5.2851 5.4343 5.6171 5.7730 5.9325 6.1055 6.2919 6.5245 6.7376 6.9634 7.2015 7.4515 7.7505
50 5.2630 5.4130 5.5662 5.7230 5.8834 6.0807 6.2493 6.4329 6.6311 6.8435 7.1061 7.3469 7.6011 7.8681 8.1474 8.4795
51 5.6938 5.8538 6.0181 6.1869 6.3603 6.5741 6.7689 6.9797 7.2060 7.4475 7.7431 8.0146 8.2999 8.5985 8.9095 9.2773
52 6.1472 6.3192 6.4966 6.6795 6.8678 7.1129 7.3372 7.5785 7.8362 8.1100 8.4421 8.7471 9.0664 9.3991 9.7444 10.1505
53 6.6261 6.8124 7.0053 7.2044 7.4236 7.7038 7.9612 8.2365 8.5290 8.8382 9.2104 9.5520 9.9081 10.2777 10.6597 11.1066
54 7.1351 7.3382 7.5487 7.7816 8.0354 8.3549 8.6491 8.9620 9.2929 9.6410 10.0568 10.4382 10.8340 11.2430 11.6639 12.1543
55 7.6797 7.9021 8.1494 8.4201 8.7127 9.0758 9.4106 9.7649 10.1377 10.5282 10.9915 11.4156 11.8539 12.3049 12.7669 13.3029
56 8.2664 8.5291 8.8176 9.1302 9.4658 9.8770 10.2565 10.6560 11.0744 11.5108 12.0253 12.4951 12.9786 13.4739 13.9789
57 8.9230 9.2304 9.5644 9.9234 10.3062 10.7703 11.1984 11.6471 12.1149 12.6007 13.1701 13.6886 14.2198 14.7614
58 9.6613 10.0180 10.4021 10.8120 11.2464 11.7681 12.2491 12.7508 13.2718 13.8103 14.4386 15.0084 15.5895
59 10.4941 10.9048 11.3436 11.8090 12.2994 12.8838 13.4219 13.9807 14.5584 15.1530 15.8436 16.4673
60 11.4346 11.9041 12.4024 12.9279 13.4790 14.1313 14.7306 15.3503 15.9884 16.6422 17.3987
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 1.0309 1.0375 1.0452 1.0540 1.0641 1.0756 1.0884 1.1023 1.1177 1.1339 1.1515 1.1695 1.1884 1.2080 1.2278
19 1.0568 1.0651 1.0748 1.0857 1.0980 1.1119 1.1270 1.1435 1.1610 1.1798 1.1991 1.2195 1.2404 1.2616 1.2836
20 1.0835 1.0940 1.1060 1.1194 1.1343 1.1508 1.1685 1.1876 1.2076 1.2286 1.2505 1.2728 1.2957 1.3193 1.3433
21 1.1125 1.1254 1.1402 1.1564 1.1743 1.1935 1.2142 1.2357 1.2586 1.2820 1.3058 1.3308 1.3560 1.3816 1.4074
22 1.1452 1.1611 1.1790 1.1982 1.2193 1.2414 1.2650 1.2895 1.3145 1.3407 1.3673 1.3943 1.4215 1.4496 1.4782
23 1.1830 1.2023 1.2235 1.2462 1.2703 1.2958 1.3220 1.3493 1.3774 1.4059 1.4346 1.4642 1.4944 1.5249 1.5558
24 1.2275 1.2505 1.2750 1.3014 1.3287 1.3571 1.3866 1.4167 1.4471 1.4783 1.5101 1.5423 1.5749 1.6078 1.6412
25 1.2798 1.3068 1.3350 1.3644 1.3954 1.4270 1.4591 1.4920 1.5257 1.5597 1.5941 1.6288 1.6639 1.6999 1.7367
26 1.3415 1.3717 1.4040 1.4371 1.4709 1.5055 1.5412 1.5771 1.6134 1.6501 1.6872 1.7250 1.7637 1.8030 1.8428
27 1.4127 1.4473 1.4828 1.5190 1.5567 1.5947 1.6331 1.6719 1.7110 1.7509 1.7916 1.8329 1.8747 1.9172 1.9623
28 1.4948 1.5328 1.5723 1.6125 1.6532 1.6942 1.7356 1.7776 1.8205 1.8639 1.9079 1.9525 1.9978 2.0459 2.0968
29 1.5882 1.6305 1.6735 1.7169 1.7607 1.8050 1.8503 1.8961 1.9424 1.9893 2.0368 2.0851 2.1363 2.1905 2.2479
30 1.6942 1.7401 1.7864 1.8331 1.8810 1.9294 1.9782 2.0276 2.0775 2.1281 2.1795 2.2341 2.2919 2.3530 2.4174
31 1.8126 1.8621 1.9124 1.9635 2.0151 2.0672 2.1198 2.1730 2.2269 2.2817 2.3398 2.4014 2.4666 2.5352 2.6073
32 1.9445 1.9986 2.0531 2.1081 2.1635 2.2196 2.2763 2.3337 2.3920 2.4540 2.5196 2.5890 2.6622 2.7390 2.8196
33 2.0921 2.1502 2.2087 2.2677 2.3274 2.3878 2.4489 2.5110 2.5770 2.6469 2.7209 2.7989 2.8808 2.9667 3.0564
34 2.2550 2.3173 2.3801 2.4436 2.5079 2.5730 2.6391 2.7094 2.7839 2.8627 2.9458 3.0332 3.1248 3.2204 3.3201
35 2.4345 2.5013 2.5689 2.6372 2.7065 2.7769 2.8517 2.9311 3.0151 3.1037 3.1968 3.2944 3.3964 3.5027 3.6129
36 2.6319 2.7037 2.7763 2.8500 2.9248 3.0045 3.0891 3.1785 3.2730 3.3722 3.4763 3.5851 3.6984 3.8160 3.9376
37 2.8485 2.9258 3.0041 3.0836 3.1684 3.2584 3.3537 3.4543 3.5602 3.6712 3.7872 3.9080 4.0335 4.1632 4.2969
38 3.0861 3.1693 3.2538 3.3439 3.4398 3.5413 3.6485 3.7614 3.8797 4.0034 4.1323 4.2661 4.4045 4.5471 4.6935
39 3.3464 3.4361 3.5319 3.6338 3.7420 3.8562 3.9765 4.1027 4.2346 4.3721 4.5149 4.6625 4.8147 4.9708 5.1304
40 3.6311 3.7329 3.8413 3.9564 4.0781 4.2063 4.3408 4.4815 4.6282 4.7805 4.9381 5.1005 5.2671 5.4374 5.6107
41 3.9477 4.0629 4.1853 4.3148 4.4514 4.5949 4.7450 4.9014 5.0639 5.2321 5.4054 5.5833 5.7651 5.9500
42 4.2991 4.4293 4.5671 4.7126 4.8655 5.0255 5.1925 5.3659 5.5453 5.7303 5.9202 6.1143 6.3118
43 4.6887 4.8354 4.9902 5.1531 5.3238 5.5019 5.6869 5.8785 6.0760 6.2787 6.4860 6.6969
44 5.1198 5.2847 5.4582 5.6401 5.8300 6.0275 6.2320 6.4429 6.6594 6.8808 7.1060
45 5.5959 5.7808 5.9746 6.1771 6.3879 6.6062 6.8314 7.0627 7.2992 7.5398
46 6.1206 6.3272 6.5432 6.7680 7.0011 7.2416 7.4887 7.7414 7.9985
47 6.6975 6.9278 7.1677 7.4164 7.6733 7.9374 8.2074 8.4823
48 7.3305 7.5865 7.8520 8.1263 8.4084 8.6971 8.9911
49 8.0239 8.3074 8.6004 8.9018 9.2105 9.5249
50 8.7825 9.0955 9.4176 9.7476 10.0840
51 9.6120 9.9564 10.3092 10.6689
52 10.5190 10.8964 11.2812
53 11.5107 11.9226
54 12.5955
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.8748 0.8748 0.8748 0.8748 0.8748 0.8785 0.8794 0.8806 0.8821 0.8840 0.8931 0.8960 0.8995 0.9038 0.9088 0.9212
19 0.8911 0.8911 0.8911 0.8911 0.8911 0.8954 0.8965 0.8981 0.9001 0.9026 0.9125 0.9162 0.9208 0.9262 0.9326 0.9465
20 0.9046 0.9046 0.9046 0.9046 0.9046 0.9102 0.9118 0.9138 0.9165 0.9199 0.9308 0.9357 0.9416 0.9486 0.9567 0.9725
21 0.9160 0.9160 0.9160 0.9160 0.9160 0.9238 0.9260 0.9288 0.9325 0.9370 0.9494 0.9558 0.9634 0.9723 0.9824 1.0005
22 0.9262 0.9262 0.9262 0.9262 0.9277 0.9372 0.9403 0.9443 0.9493 0.9553 0.9693 0.9777 0.9873 0.9986 1.0113 1.0321
23 0.9364 0.9364 0.9367 0.9384 0.9409 0.9515 0.9558 0.9613 0.9680 0.9760 0.9921 1.0028 1.0150 1.0290 1.0447 1.0686
24 0.9474 0.9478 0.9495 0.9521 0.9559 0.9679 0.9740 0.9813 0.9901 1.0004 1.0190 1.0326 1.0477 1.0650 1.0839 1.1114
25 0.9603 0.9618 0.9646 0.9686 0.9739 0.9878 0.9959 1.0056 1.0169 1.0300 1.0516 1.0684 1.0870 1.1078 1.1306 1.1616
26 0.9760 0.9788 0.9830 0.9887 0.9961 1.0122 1.0229 1.0353 1.0496 1.0660 1.0911 1.1114 1.1341 1.1585 1.1855 1.2208
27 0.9954 0.9997 1.0058 1.0137 1.0235 1.0423 1.0560 1.0716 1.0895 1.1094 1.1386 1.1630 1.1898 1.2189 1.2497 1.2890
28 1.0193 1.0256 1.0340 1.0445 1.0573 1.0794 1.0965 1.1157 1.1377 1.1617 1.1952 1.2245 1.2557 1.2888 1.3244 1.3683
29 1.0485 1.0574 1.0686 1.0823 1.0985 1.1244 1.1454 1.1690 1.1951 1.2241 1.2626 1.2962 1.3323 1.3705 1.4101 1.4584
30 1.0843 1.0961 1.1106 1.1280 1.1480 1.1784 1.2038 1.2323 1.2635 1.2972 1.3410 1.3801 1.4210 1.4635 1.5072 1.5601
31 1.1274 1.1427 1.1611 1.1827 1.2072 1.2424 1.2733 1.3069 1.3433 1.3829 1.4324 1.4763 1.5219 1.5691 1.6178 1.6753
32 1.1789 1.1982 1.2213 1.2475 1.2774 1.3185 1.3545 1.3941 1.4366 1.4815 1.5368 1.5856 1.6366 1.6888 1.7416 1.8036
33 1.2398 1.2642 1.2921 1.3242 1.3596 1.4067 1.4496 1.4952 1.5435 1.5939 1.6553 1.7101 1.7658 1.8223 1.8794 1.9461
34 1.3116 1.3413 1.3755 1.4133 1.4555 1.5100 1.5590 1.6108 1.6652 1.7222 1.7896 1.8493 1.9097 1.9706 2.0319 2.1035
35 1.3954 1.4316 1.4720 1.5174 1.5665 1.6284 1.6839 1.7426 1.8037 1.8662 1.9397 2.0042 2.0692 2.1346 2.2002 2.2771
36 1.4932 1.5362 1.5848 1.6374 1.6936 1.7632 1.8264 1.8918 1.9588 2.0268 2.1062 2.1757 2.2454 2.3153 2.3855 2.4679
37 1.6063 1.6580 1.7142 1.7745 1.8389 1.9170 1.9870 2.0587 2.1314 2.2049 2.2903 2.3646 2.4391 2.5139 2.5890 2.6775
38 1.7377 1.7977 1.8621 1.9313 2.0037 2.0898 2.1664 2.2442 2.3226 2.4013 2.4929 2.5723 2.6518 2.7317 2.8121 2.9072
39 1.8884 1.9571 2.0313 2.1087 2.1886 2.2826 2.3656 2.4493 2.5332 2.6173 2.7153 2.7999 2.8848 2.9703 3.0565 3.1588
40 2.0604 2.1395 2.2221 2.3075 2.3946 2.4964 2.5855 2.6749 2.7644 2.8540 2.9586 3.0489 3.1396 3.2312 3.3238 3.4340
41 2.2568 2.3448 2.4357 2.5285 2.6225 2.7319 2.8270 2.9221 3.0173 3.1125 3.2244 3.3207 3.4179 3.5162 3.6157 3.7347
42 2.4775 2.5740 2.6727 2.7726 2.8731 2.9900 3.0910 3.1919 3.2930 3.3943 3.5140 3.6171 3.7213 3.8270 3.9342 4.0685
43 2.7232 2.8277 2.9336 3.0401 3.1469 3.2713 3.3782 3.4853 3.5926 3.7006 3.8290 3.9395 4.0515 4.1653 4.2871 4.4382
44 2.9941 3.1059 3.2185 3.3313 3.4441 3.5763 3.6895 3.8031 3.9174 4.0328 4.1706 4.2894 4.4100 4.5393 4.6773 4.8473
45 3.2897 3.4082 3.5271 3.6461 3.7651 3.9055 4.0255 4.1463 4.2683 4.3919 4.5404 4.6683 4.8055 4.9521 5.1081 5.2990
46 3.6093 3.7340 3.8591 3.9843 4.1099 4.2593 4.3868 4.5157 4.6465 4.7793 4.9394 5.0850 5.2408 5.4067 5.5827 5.7966
47 3.9515 4.0824 4.2138 4.3458 4.4787 4.6380 4.7741 4.9122 5.0527 5.1958 5.3771 5.5426 5.7190 5.9064 6.1044 6.3436
48 4.3151 4.4524 4.5908 4.7303 4.8715 5.0420 5.1879 5.3364 5.4879 5.6514 5.8564 6.0441 6.2435 6.4545 6.6768 6.9437
49 4.6990 4.8435 4.9898 5.1381 5.2889 5.4722 5.6292 5.7896 5.9629 6.1493 6.3807 6.5931 6.8180 7.0551 7.3040 7.6010
50 5.1029 5.2557 5.4113 5.5700 5.7319 5.9297 6.0994 6.2834 6.4815 6.6934 6.9543 7.1941 7.4470 7.7126 7.9905 8.3202
51 5.5273 5.6901 5.8568 6.0275 6.2025 6.4166 6.6119 6.8225 7.0482 7.2887 7.5822 7.8521 8.1357 8.4325 8.7417 9.1068
52 5.9739 6.1488 6.3286 6.5134 6.7032 6.9479 7.1720 7.4124 7.6689 7.9410 8.2703 8.5733 8.8905 9.2210 9.5641 9.9671
53 6.4457 6.6349 6.8301 7.0311 7.2509 7.5298 7.7861 8.0598 8.3504 8.6573 9.0260 9.3651 9.7186 10.0855 10.4648 10.9083
54 6.9471 7.1531 7.3660 7.5995 7.8529 8.1701 8.4623 8.7727 9.1008 9.4460 9.8576 10.2358 10.6284 11.0343 11.4521 11.9385
55 7.4837 7.7089 7.9571 8.2271 8.5181 8.8777 9.2095 9.5604 9.9296 10.3164 10.7746 11.1949 11.6294 12.0768 12.5352 13.0666
56 8.0618 8.3255 8.6132 8.9238 9.2563 9.6627 10.0380 10.4331 10.8471 11.2788 11.7874 12.2528 12.7319 13.2229 13.7238
57 8.7068 9.0132 9.3447 9.7000 10.0783 10.5360 10.9589 11.4020 11.8643 12.3445 12.9072 13.4204 13.9465 14.4833
58 9.4297 9.7833 10.1628 10.5672 10.9955 11.5093 11.9837 12.4787 12.9930 13.5250 14.1455 14.7093 15.2846
59 10.2421 10.6473 11.0794 11.5373 12.0199 12.5948 13.1248 13.6756 14.2455 14.8327 15.5144 16.1312
60 11.1559 11.6173 12.1066 12.6227 13.1641 13.8050 14.3948 15.0052 15.6343 16.2796 17.0260
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.9280 0.9359 0.9450 0.9554 0.9670 0.9800 0.9943 1.0097 1.0263 1.0440 1.0623 1.0817 1.1016 1.1219 1.1425
19 0.9550 0.9647 0.9758 0.9884 1.0022 1.0176 1.0341 1.0520 1.0709 1.0906 1.1113 1.1326 1.1542 1.1764 1.1992
20 0.9831 0.9950 1.0086 1.0235 1.0401 1.0579 1.0772 1.0974 1.1187 1.1409 1.1636 1.1867 1.2107 1.2350 1.2596
21 1.0136 1.0282 1.0445 1.0623 1.0817 1.1024 1.1241 1.1472 1.1709 1.1951 1.2203 1.2459 1.2719 1.2981 1.3246
22 1.0480 1.0657 1.0850 1.1060 1.1281 1.1518 1.1766 1.2019 1.2281 1.2552 1.2826 1.3103 1.3383 1.3667 1.3959
23 1.0877 1.1088 1.1313 1.1554 1.1810 1.2074 1.2347 1.2632 1.2921 1.3213 1.3509 1.3809 1.4116 1.4428 1.4743
24 1.1342 1.1584 1.1847 1.2121 1.2404 1.2702 1.3006 1.3315 1.3628 1.3944 1.4269 1.4598 1.4930 1.5266 1.5607
25 1.1882 1.2164 1.2458 1.2766 1.3085 1.3411 1.3741 1.4075 1.4418 1.4766 1.5116 1.5471 1.5829 1.6192 1.6561
26 1.2510 1.2827 1.3161 1.3502 1.3851 1.4204 1.4565 1.4933 1.5304 1.5678 1.6056 1.6438 1.6826 1.7219 1.7617
27 1.3235 1.3592 1.3958 1.4330 1.4711 1.5100 1.5493 1.5888 1.6288 1.6691 1.7099 1.7512 1.7931 1.8356 1.8807
28 1.4065 1.4457 1.4855 1.5267 1.5683 1.6102 1.6524 1.6951 1.7381 1.7816 1.8256 1.8702 1.9155 1.9636 2.0145
29 1.5002 1.5434 1.5873 1.6317 1.6765 1.7216 1.7670 1.8129 1.8593 1.9062 1.9538 2.0020 2.0533 2.1075 2.1648
30 1.6065 1.6534 1.7008 1.7486 1.7967 1.8452 1.8941 1.9435 1.9936 2.0442 2.0957 2.1503 2.2081 2.2691 2.3335
31 1.7254 1.7760 1.8269 1.8782 1.9299 1.9821 2.0348 2.0881 2.1421 2.1968 2.2550 2.3166 2.3817 2.4503 2.5224
32 1.8576 1.9119 1.9666 2.0217 2.0773 2.1334 2.1902 2.2477 2.3061 2.3681 2.4337 2.5031 2.5762 2.6530 2.7335
33 2.0040 2.0623 2.1209 2.1801 2.2399 2.3004 2.3617 2.4238 2.4898 2.5598 2.6337 2.7117 2.7935 2.8794 2.9690
34 2.1656 2.2281 2.2911 2.3547 2.4191 2.4843 2.5505 2.6208 2.6954 2.7741 2.8572 2.9445 3.0360 3.1315 3.2311
35 2.3436 2.4106 2.4783 2.5468 2.6162 2.6867 2.7615 2.8409 2.9249 3.0134 3.1065 3.2040 3.3059 3.4120 3.5222
36 2.5393 2.6112 2.6841 2.7579 2.8328 2.9126 2.9971 3.0866 3.1809 3.2801 3.3841 3.4928 3.6059 3.7234 3.8448
37 2.7540 2.8314 2.9099 2.9895 3.0744 3.1645 3.2598 3.3603 3.4661 3.5769 3.6928 3.8135 3.9387 4.0683 4.2017
38 2.9895 3.0729 3.1575 3.2477 3.3436 3.4451 3.5522 3.6649 3.7831 3.9067 4.0354 4.1690 4.3072 4.4496 4.5957
39 3.2474 3.3373 3.4332 3.5351 3.6432 3.7574 3.8775 4.0035 4.1353 4.2725 4.4151 4.5625 4.7144 4.8703 5.0296
40 3.5295 3.6314 3.7398 3.8548 3.9764 4.1044 4.2388 4.3793 4.5257 4.6777 4.8350 4.9971 5.1635 5.3335 5.5064
41 3.8430 3.9583 4.0806 4.2100 4.3464 4.4896 4.6394 4.7956 4.9578 5.1256 5.2986 5.4761 5.6576 5.8422
42 4.1910 4.3211 4.4588 4.6040 4.7566 4.9163 5.0829 5.2559 5.4350 5.6196 5.8091 6.0029 6.1999
43 4.5766 4.7231 4.8777 5.0402 5.2105 5.3882 5.5728 5.7639 5.9609 6.1633 6.3701 6.5805
44 5.0032 5.1678 5.3409 5.5223 5.7118 5.9087 6.1127 6.3230 6.5390 6.7599 6.9846
45 5.4742 5.6585 5.8518 6.0537 6.2639 6.4816 6.7061 6.9368 7.1726 7.4127
46 5.9930 6.1989 6.4142 6.6382 6.8706 7.1104 7.3567 7.6086 7.8651
47 6.5631 6.7926 7.0316 7.2794 7.5355 7.7986 8.0678 8.3418
48 7.1885 7.4434 7.7078 7.9810 8.2622 8.5498 8.8428
49 7.8731 8.1553 8.4470 8.7472 9.0547 9.3679
50 8.6217 8.9332 9.2538 9.5823 9.9173
51 9.4397 9.7823 10.1334 10.4914
52 10.3334 10.7088 11.0916
53 11.3098 11.7193
54 12.3768
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.7669 0.7673 0.7681 0.7690 0.7702 0.7775 0.7792 0.7812 0.7836 0.7866 0.7959 0.8001 0.8050 0.8108 0.8175 0.8303
19 0.7830 0.7833 0.7840 0.7851 0.7865 0.7941 0.7962 0.7987 0.8018 0.8055 0.8158 0.8210 0.8271 0.8342 0.8422 0.8567
20 0.7963 0.7967 0.7976 0.7989 0.8006 0.8088 0.8115 0.8147 0.8187 0.8236 0.8351 0.8416 0.8492 0.8579 0.8677 0.8842
21 0.8075 0.8082 0.8094 0.8112 0.8134 0.8225 0.8260 0.8304 0.8356 0.8418 0.8548 0.8630 0.8725 0.8831 0.8952 0.9138
22 0.8176 0.8188 0.8206 0.8230 0.8262 0.8362 0.8410 0.8468 0.8536 0.8615 0.8764 0.8866 0.8983 0.9112 0.9259 0.9473
23 0.8276 0.8294 0.8320 0.8354 0.8398 0.8513 0.8576 0.8652 0.8739 0.8839 0.9009 0.9136 0.9279 0.9437 0.9611 0.9857
24 0.8384 0.8412 0.8449 0.8497 0.8556 0.8689 0.8771 0.8868 0.8978 0.9102 0.9298 0.9454 0.9624 0.9815 1.0022 1.0300
25 0.8511 0.8551 0.8604 0.8670 0.8748 0.8902 0.9007 0.9128 0.9264 0.9417 0.9643 0.9830 1.0036 1.0258 1.0503 1.0820
26 0.8667 0.8724 0.8796 0.8883 0.8984 0.9162 0.9294 0.9444 0.9609 0.9794 1.0056 1.0277 1.0520 1.0784 1.1066 1.1422
27 0.8862 0.8940 0.9034 0.9146 0.9273 0.9481 0.9643 0.9824 1.0026 1.0245 1.0544 1.0809 1.1093 1.1396 1.1716 1.2115
28 0.9107 0.9209 0.9330 0.9470 0.9628 0.9866 1.0065 1.0282 1.0520 1.0783 1.1128 1.1434 1.1759 1.2107 1.2473 1.2914
29 0.9408 0.9538 0.9690 0.9861 1.0055 1.0332 1.0567 1.0826 1.1110 1.1417 1.1808 1.2160 1.2536 1.2929 1.3336 1.3821
30 0.9775 0.9938 1.0123 1.0333 1.0563 1.0883 1.1165 1.1471 1.1801 1.2156 1.2602 1.3006 1.3427 1.3864 1.4313 1.4842
31 1.0216 1.0416 1.0641 1.0890 1.1168 1.1538 1.1867 1.2222 1.2608 1.3019 1.3520 1.3973 1.4441 1.4922 1.5413 1.5986
32 1.0743 1.0983 1.1252 1.1551 1.1877 1.2302 1.2686 1.3102 1.3544 1.4009 1.4567 1.5070 1.5585 1.6110 1.6642 1.7262
33 1.1360 1.1650 1.1971 1.2322 1.2703 1.3193 1.3641 1.4116 1.4616 1.5136 1.5753 1.6305 1.6868 1.7437 1.8010 1.8677
34 1.2086 1.2430 1.2806 1.3219 1.3668 1.4226 1.4737 1.5274 1.5833 1.6409 1.7086 1.7687 1.8296 1.8909 1.9525 2.0240
35 1.2931 1.3334 1.3779 1.4262 1.4779 1.5410 1.5987 1.6587 1.7206 1.7838 1.8574 1.9224 1.9879 2.0537 2.1196 2.1964
36 1.3908 1.4386 1.4905 1.5461 1.6050 1.6759 1.7403 1.8066 1.8743 1.9431 2.0226 2.0925 2.1627 2.2330 2.3036 2.3859
37 1.5044 1.5601 1.6198 1.6831 1.7495 1.8283 1.8994 1.9720 2.0455 2.1196 2.2052 2.2800 2.3550 2.4301 2.5055 2.5939
38 1.6354 1.6995 1.7674 1.8387 1.9126 1.9995 2.0772 2.1558 2.2350 2.3144 2.4061 2.4859 2.5659 2.6462 2.7270 2.8219
39 1.7857 1.8586 1.9350 2.0142 2.0957 2.1904 2.2745 2.3590 2.4437 2.5285 2.6265 2.7117 2.7971 2.8829 2.9694 3.0716
40 1.9570 2.0389 2.1238 2.2109 2.2995 2.4021 2.4922 2.5825 2.6728 2.7630 2.8678 2.9585 3.0498 3.1417 3.2346 3.3447
41 2.1511 2.2419 2.3350 2.4297 2.5251 2.6353 2.7314 2.8274 2.9233 3.0192 3.1312 3.2281 3.3257 3.4243 3.5242 3.6431
42 2.3693 2.4686 2.5694 2.6712 2.7731 2.8907 2.9928 3.0946 3.1964 3.2984 3.4182 3.5218 3.6265 3.7326 3.8402 3.9741
43 2.6121 2.7193 2.8275 2.9358 3.0440 3.1691 3.2771 3.3851 3.4932 3.6019 3.7303 3.8414 3.9538 4.0680 4.1900 4.3408
44 2.8797 2.9943 3.1091 3.2238 3.3381 3.4710 3.5852 3.6998 3.8149 3.9309 4.0689 4.1881 4.3093 4.4388 4.5769 4.7464
45 3.1719 3.2931 3.4143 3.5351 3.6556 3.7967 3.9178 4.0395 4.1624 4.2867 4.4352 4.5636 4.7011 4.8478 5.0038 5.1940
46 3.4876 3.6152 3.7425 3.8696 3.9967 4.1467 4.2754 4.4053 4.5368 4.6703 4.8305 4.9765 5.1324 5.2982 5.4740 5.6870
47 3.8257 3.9595 4.0931 4.2270 4.3614 4.5214 4.6586 4.7977 4.9390 5.0828 5.2640 5.4296 5.6059 5.7930 5.9907 6.2288
48 4.1849 4.3251 4.4657 4.6072 4.7499 4.9212 5.0681 5.2177 5.3700 5.5339 5.7384 5.9260 6.1251 6.3356 6.5573 6.8229
49 4.5641 4.7115 4.8601 5.0104 5.1628 5.3467 5.5049 5.6662 5.8401 6.0265 6.2572 6.4692 6.6935 6.9298 7.1779 7.4734
50 4.9631 5.1189 5.2768 5.4374 5.6010 5.7994 5.9703 6.1548 6.3530 6.5647 6.8244 7.0634 7.3154 7.5801 7.8569 8.1848
51 5.3823 5.5481 5.7172 5.8899 6.0664 6.2812 6.4771 6.6878 6.9132 7.1530 7.4448 7.7137 7.9961 8.2916 8.5995 8.9625
52 5.8235 6.0013 6.1835 6.3703 6.5617 6.8064 7.0305 7.2705 7.5262 7.7971 8.1244 8.4259 8.7415 9.0704 9.4118 9.8124
53 6.2896 6.4818 6.6793 6.8823 7.1029 7.3810 7.6368 7.9094 8.1986 8.5039 8.8700 9.2072 9.5586 9.9235 10.3008 10.7415
54 6.7850 6.9939 7.2091 7.4437 7.6971 8.0126 8.3035 8.6122 8.9383 9.2813 9.6897 10.0655 10.4556 10.8591 11.2746 11.7577
55 7.3151 7.5433 7.7927 8.0626 8.3526 8.7096 9.0393 9.3878 9.7543 10.1382 10.5926 11.0099 11.4415 11.8860 12.3417 12.8695
56 7.8863 8.1515 8.4391 8.7484 9.0789 9.4816 9.8540 10.2458 10.6562 11.0845 11.5885 12.0504 12.5261 13.0138 13.5116
57 8.5221 8.8283 9.1582 9.5110 9.8860 10.3390 10.7578 11.1968 11.6548 12.1308 12.6881 13.1973 13.7195 14.2525
58 9.2327 9.5842 9.9607 10.3611 10.7848 11.2927 11.7620 12.2519 12.7610 13.2880 13.9023 14.4614 15.0322
59 10.0288 10.4300 10.8573 11.3098 11.7865 12.3539 12.8777 13.4224 13.9863 14.5675 15.2423 15.8537
60 10.9211 11.3766 11.8593 12.3682 12.9023 13.5343 14.1167 14.7199 15.3420 15.9806 16.7191
Age / Term 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.8389 0.8484 0.8592 0.8712 0.8844 0.8987 0.9145 0.9312 0.9488 0.9676 0.9871 1.0072 1.0276 1.0486 1.0702
19 0.8669 0.8784 0.8912 0.9053 0.9207 0.9375 0.9554 0.9743 0.9944 1.0152 1.0366 1.0585 1.0810 1.1040 1.1273
20 0.8965 0.9102 0.9254 0.9419 0.9599 0.9790 0.9994 1.0209 1.0432 1.0661 1.0895 1.1138 1.1383 1.1632 1.1883
21 0.9288 0.9450 0.9629 0.9822 1.0027 1.0247 1.0478 1.0716 1.0961 1.1214 1.1473 1.1735 1.2000 1.2268 1.2539
22 0.9649 0.9842 1.0049 1.0271 1.0508 1.0755 1.1010 1.1273 1.1546 1.1822 1.2102 1.2386 1.2672 1.2961 1.3253
23 1.0064 1.0286 1.0528 1.0782 1.1046 1.1319 1.1605 1.1896 1.2192 1.2491 1.2793 1.3099 1.3407 1.3719 1.4035
24 1.0543 1.0802 1.1074 1.1357 1.1653 1.1959 1.2270 1.2587 1.2906 1.3230 1.3556 1.3885 1.4218 1.4554 1.4895
25 1.1098 1.1390 1.1695 1.2014 1.2341 1.2675 1.3013 1.3355 1.3700 1.4048 1.4400 1.4755 1.5114 1.5478 1.5847
26 1.1734 1.2065 1.2407 1.2757 1.3114 1.3476 1.3841 1.4210 1.4582 1.4957 1.5336 1.5719 1.6107 1.6500 1.6899
27 1.2470 1.2837 1.3211 1.3593 1.3980 1.4370 1.4764 1.5161 1.5562 1.5966 1.6374 1.6788 1.7207 1.7633 1.8084
28 1.3307 1.3708 1.4116 1.4529 1.4946 1.5367 1.5791 1.6218 1.6650 1.7085 1.7526 1.7973 1.8427 1.8908 1.9417
29 1.4250 1.4686 1.5128 1.5574 1.6023 1.6476 1.6932 1.7391 1.7856 1.8326 1.8803 1.9286 1.9799 2.0341 2.0914
30 1.5309 1.5781 1.6256 1.6736 1.7219 1.7705 1.8196 1.8691 1.9192 1.9700 2.0215 2.0761 2.1340 2.1951 2.2594
31 1.6491 1.6999 1.7510 1.8025 1.8544 1.9067 1.9595 2.0129 2.0670 2.1219 2.1801 2.2417 2.3068 2.3754 2.4475
32 1.7804 1.8350 1.8899 1.9451 2.0009 2.0572 2.1141 2.1717 2.2302 2.2922 2.3579 2.4273 2.5004 2.5772 2.6577
33 1.9259 1.9844 2.0432 2.1026 2.1626 2.2232 2.2846 2.3468 2.4129 2.4829 2.5569 2.6348 2.7167 2.8025 2.8921
34 2.0864 2.1491 2.2123 2.2761 2.3407 2.4061 2.4723 2.5427 2.6173 2.6961 2.7792 2.8665 2.9579 3.0534 3.1529
35 2.2632 2.3304 2.3983 2.4670 2.5366 2.6072 2.6821 2.7616 2.8456 2.9341 3.0271 3.1246 3.2265 3.3325 3.4426
36 2.4575 2.5297 2.6027 2.6767 2.7518 2.8317 2.9163 3.0058 3.1001 3.1993 3.3032 3.4118 3.5249 3.6422 3.7636
37 2.6707 2.7484 2.8270 2.9068 2.9918 3.0820 3.1773 3.2778 3.3835 3.4943 3.6101 3.7307 3.8559 3.9853 4.1186
38 2.9045 2.9881 3.0729 3.1632 3.2592 3.3607 3.4679 3.5805 3.6987 3.8221 3.9507 4.0842 4.2222 4.3645 4.5105
39 3.1605 3.2506 3.3466 3.4487 3.5568 3.6709 3.7910 3.9169 4.0486 4.1857 4.3281 4.4753 4.6271 4.7828 4.9420
40 3.4405 3.5425 3.6510 3.7661 3.8876 4.0156 4.1498 4.2902 4.4364 4.5883 4.7454 4.9073 5.0734 5.2433 5.4160
41 3.7516 3.8669 3.9893 4.1186 4.2549 4.3980 4.5476 4.7036 4.8656 5.0332 5.2059 5.3832 5.5645 5.7489
42 4.0968 4.2269 4.3645 4.5096 4.6620 4.8216 4.9879 5.1607 5.3395 5.5238 5.7131 5.9065 6.1033
43 4.4792 4.6256 4.7801 4.9424 5.1124 5.2898 5.4741 5.6649 5.8616 6.0636 6.2701 6.4802
44 4.9022 5.0665 5.2394 5.4205 5.6097 5.8063 6.0098 6.2198 6.4354 6.6558 6.8802
45 5.3690 5.5530 5.7460 5.9475 6.1572 6.3744 6.5985 6.8287 7.0641 7.3037
46 5.8831 6.0886 6.3033 6.5269 6.7587 6.9979 7.2437 7.4951 7.7510
47 6.4478 6.6767 6.9150 7.1622 7.4176 7.6801 7.9486 8.2221
48 7.0670 7.3212 7.5848 7.8572 8.1376 8.4245 8.7167
49 7.7446 8.0259 8.3166 8.6158 8.9224 9.2347
50 8.4852 8.7955 9.1150 9.4423 9.7763
51 9.2940 9.6352 9.9849 10.3417
52 10.1770 10.5508 10.9321
53 11.1412 11.5489
54 12.1939
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 1.6463 1.6191 1.5983 1.5903 1.5968 1.6104 1.6284 1.6506 1.6241 1.6024 1.5837 1.5673 1.5529 1.5402 1.5291 1.5192
19 1.6597 1.6323 1.6115 1.6035 1.6103 1.6242 1.6426 1.6653 1.6389 1.6173 1.5986 1.5823 1.5681 1.5555 1.5445 1.5348
20 1.6706 1.6433 1.6226 1.6148 1.6220 1.6363 1.6553 1.6785 1.6522 1.6308 1.6123 1.5962 1.5821 1.5698 1.5590 1.5495
21 1.6799 1.6527 1.6323 1.6249 1.6325 1.6474 1.6669 1.6907 1.6647 1.6435 1.6253 1.6095 1.5957 1.5837 1.5731 1.5639
22 1.6882 1.6614 1.6414 1.6345 1.6428 1.6583 1.6785 1.7030 1.6773 1.6564 1.6386 1.6231 1.6096 1.5979 1.5877 1.5788
23 1.6965 1.6702 1.6508 1.6445 1.6534 1.6697 1.6906 1.7159 1.6906 1.6702 1.6528 1.6377 1.6246 1.6133 1.6035 1.5950
24 1.7054 1.6798 1.6612 1.6556 1.6653 1.6824 1.7043 1.7305 1.7057 1.6858 1.6688 1.6542 1.6416 1.6307 1.6213 1.6133
25 1.7159 1.6912 1.6733 1.6686 1.6793 1.6974 1.7202 1.7475 1.7233 1.7039 1.6875 1.6734 1.6613 1.6511 1.6422 1.6347
26 1.7286 1.7050 1.6880 1.6843 1.6960 1.7153 1.7393 1.7678 1.7441 1.7254 1.7096 1.6962 1.6848 1.6751 1.6669 1.6600
27 1.7443 1.7218 1.7059 1.7032 1.7162 1.7368 1.7622 1.7921 1.7692 1.7511 1.7360 1.7234 1.7126 1.7037 1.6962 1.6902
28 1.7636 1.7424 1.7276 1.7262 1.7406 1.7627 1.7897 1.8213 1.7991 1.7819 1.7677 1.7557 1.7458 1.7377 1.7312 1.7261
29 1.7872 1.7674 1.7539 1.7539 1.7699 1.7937 1.8225 1.8560 1.8347 1.8185 1.8051 1.7941 1.7852 1.7781 1.7726 1.7685
30 1.8157 1.7973 1.7852 1.7868 1.8047 1.8306 1.8615 1.8972 1.8770 1.8617 1.8494 1.8395 1.8317 1.8257 1.8214 1.8185
31 1.8496 1.8328 1.8224 1.8259 1.8460 1.8742 1.9076 1.9459 1.9267 1.9126 1.9015 1.8927 1.8862 1.8815 1.8784 1.8768
32 1.8898 1.8748 1.8665 1.8721 1.8947 1.9256 1.9617 2.0029 1.9849 1.9721 1.9623 1.9548 1.9496 1.9462 1.9445 1.9441
33 1.9368 1.9239 1.9182 1.9262 1.9517 1.9856 2.0250 2.0693 2.0527 2.0413 2.0328 2.0267 2.0228 2.0208 2.0204 2.0213
34 1.9916 1.9816 1.9784 1.9893 2.0181 2.0554 2.0982 2.1462 2.1309 2.1210 2.1139 2.1092 2.1064 2.1058 2.1068 2.1092
35 2.0552 2.0484 2.0487 2.0627 2.0950 2.1362 2.1829 2.2346 2.2207 2.2121 2.2064 2.2030 2.2017 2.2020 2.2045 2.2085
36 2.1289 2.1258 2.1299 2.1475 2.1840 2.2292 2.2800 2.3356 2.3230 2.3156 2.3111 2.3090 2.3090 2.3108 2.3142 2.3195
37 2.2145 2.2152 2.2234 2.2454 2.2858 2.3357 2.3904 2.4505 2.4389 2.4327 2.4292 2.4280 2.4289 2.4322 2.4373 2.4441
38 2.3131 2.3185 2.3314 2.3572 2.4025 2.4563 2.5159 2.5797 2.5690 2.5637 2.5613 2.5613 2.5634 2.5677 2.5738 2.5823
39 2.4262 2.4366 2.4543 2.4850 2.5342 2.5932 2.6564 2.7251 2.7150 2.7102 2.7085 2.7092 2.7122 2.7179 2.7259 2.7361
40 2.5561 2.5714 2.5937 2.6289 2.6833 2.7460 2.8143 2.8868 2.8768 2.8724 2.8714 2.8733 2.8777 2.8846 2.8939 2.9056
41 2.7043 2.7246 2.7516 2.7913 2.8494 2.9169 2.9893 3.0665 3.0565 3.0526 3.0522 3.0547 3.0600 3.0681 3.0788 3.0929
42 2.8714 2.8965 2.9278 2.9718 3.0338 3.1060 3.1824 3.2649 3.2546 3.2508 3.2508 3.2540 3.2604 3.2699 3.2831 3.3030
43 3.0583 3.0877 3.1229 3.1709 3.2376 3.3137 3.3954 3.4825 3.4718 3.4681 3.4685 3.4725 3.4803 3.4920 3.5111 3.5374
44 3.2665 3.2993 3.3375 3.3889 3.4604 3.5406 3.6278 3.7202 3.7089 3.7053 3.7063 3.7116 3.7211 3.7390 3.7648 3.7981
45 3.4950 3.5311 3.5722 3.6271 3.7024 3.7876 3.8804 3.9786 3.9668 3.9634 3.9655 3.9721 3.9882 4.0131 4.0464 4.0888
46 3.7432 3.7821 3.8259 3.8843 3.9637 4.0547 4.1534 4.2584 4.2463 4.2434 4.2464 4.2600 4.2835 4.3163 4.3587 4.4111
47 4.0101 4.0514 4.0979 4.1600 4.2441 4.3415 4.4469 4.5597 4.5473 4.5451 4.5554 4.5769 4.6088 4.6508 4.7042 4.7664
48 4.2944 4.3382 4.3877 4.4539 4.5434 4.6479 4.7608 4.8822 4.8699 4.8756 4.8944 4.9248 4.9660 5.0201 5.0841 5.1571
49 4.5950 4.6417 4.6946 4.7656 4.8613 4.9738 5.0951 5.2261 5.2220 5.2368 5.2652 5.3056 5.3598 5.4253 5.5008 5.5875
50 4.9113 4.9615 5.0185 5.0953 5.1980 5.3196 5.4500 5.6004 5.6059 5.6310 5.6702 5.7244 5.7912 5.8691 5.9588 6.0608
51 5.2432 5.2978 5.3599 5.4435 5.5548 5.6859 5.8360 6.0082 6.0246 6.0614 6.1158 6.1836 6.2637 6.3567 6.4630 6.5792
52 5.5914 5.6515 5.7201 5.8116 5.9329 6.0856 6.2593 6.4533 6.4831 6.5361 6.6047 6.6868 6.7835 6.8943 7.0158 7.1471
53 5.9577 6.0248 6.1009 6.2017 6.3477 6.5236 6.7237 6.9437 6.9894 7.0577 7.1416 7.2426 7.3578 7.4847 7.6223 7.7733
54 6.3453 6.4205 6.5057 6.6319 6.8054 7.0086 7.2356 7.4858 7.5476 7.6328 7.7381 7.8577 7.9902 8.1343 8.2937 8.4630
55 6.7593 6.8431 6.9549 7.1097 7.3139 7.5490 7.8063 8.0860 8.1685 8.2758 8.3996 8.5375 8.6892 8.8568 9.0346 9.2211
56 7.2033 7.3187 7.4616 7.6487 7.8841 8.1524 8.4454 8.7607 8.8632 8.9900 9.1331 9.2937 9.4691 9.6555 9.8513
57 7.7062 7.8565 8.0339 8.2567 8.5298 8.8320 9.1608 9.5154 9.6379 9.7860 9.9552 10.1381 10.3330 10.5382
58 8.2795 8.4681 8.6831 8.9446 9.2586 9.6024 9.9698 10.3602 10.5088 10.6828 10.8728 11.0760 11.2904
59 8.9362 9.1661 9.4215 9.7250 10.0830 10.4714 10.8835 11.3185 11.4885 11.6838 11.8947 12.1181
60 9.6963 9.9718 10.2718 10.6167 11.0163 11.4519 11.9114 12.3937 12.5846 12.8010 13.0323
Age / Term 26 27 28 29 30 31 32 33 34 35
18 1.5104 1.5027 1.4958 1.4896 1.4429 1.4383 1.4342 1.4305 1.4272 1.3867
19 1.5262 1.5186 1.5118 1.5059 1.4589 1.4545 1.4505 1.4470 1.4440 1.4034
20 1.5411 1.5337 1.5272 1.5214 1.4742 1.4700 1.4664 1.4632 1.4604 1.4200
21 1.5557 1.5486 1.5423 1.5368 1.4896 1.4857 1.4824 1.4796 1.4774 1.4371
22 1.5710 1.5641 1.5582 1.5530 1.5058 1.5024 1.4996 1.4973 1.4956 1.4558
23 1.5875 1.5811 1.5756 1.5709 1.5238 1.5210 1.5187 1.5171 1.5161 1.4769
24 1.6063 1.6004 1.5954 1.5913 1.5445 1.5423 1.5408 1.5400 1.5397 1.5012
25 1.6283 1.6230 1.6187 1.6152 1.5689 1.5675 1.5669 1.5669 1.5677 1.5301
26 1.6544 1.6498 1.6462 1.6437 1.5978 1.5974 1.5978 1.5989 1.6008 1.5641
27 1.6854 1.6817 1.6791 1.6774 1.6322 1.6330 1.6344 1.6368 1.6398 1.6043
28 1.7222 1.7196 1.7180 1.7175 1.6730 1.6749 1.6777 1.6814 1.6857 1.6514
29 1.7659 1.7644 1.7639 1.7647 1.7209 1.7241 1.7283 1.7334 1.7393 1.7063
30 1.8171 1.8168 1.8177 1.8197 1.7766 1.7813 1.7870 1.7939 1.8014 1.7696
31 1.8766 1.8777 1.8799 1.8834 1.8410 1.8473 1.8546 1.8632 1.8727 1.8422
32 1.9454 1.9478 1.9514 1.9565 1.9148 1.9229 1.9319 1.9423 1.9540 1.9260
33 2.0240 2.0280 2.0331 2.0397 1.9984 2.0086 2.0198 2.0320 2.0472 2.0223
34 2.1131 2.1187 2.1256 2.1337 2.0934 2.1050 2.1184 2.1349 2.1543 2.1330
35 2.2139 2.2206 2.2295 2.2398 2.1997 2.2138 2.2311 2.2518 2.2765 2.2583
36 2.3268 2.3356 2.3459 2.3579 2.3184 2.3367 2.3593 2.3853 2.4147 2.4013
37 2.4526 2.4632 2.4759 2.4903 2.4532 2.4768 2.5041 2.5357 2.5719 2.5617
38 2.5930 2.6056 2.6200 2.6389 2.6053 2.6340 2.6682 2.7063 2.7483 2.7437
39 2.7484 2.7627 2.7827 2.8077 2.7766 2.8125 2.8527 2.8970 2.9472 2.9466
40 2.9199 2.9403 2.9660 2.9967 2.9699 3.0122 3.0595 3.1127 3.1701 3.1743
41 3.1133 3.1394 3.1710 3.2094 3.1858 3.2363 3.2925 3.3531 3.4182 3.4288
42 3.3293 3.3617 3.4017 3.4478 3.4285 3.4876 3.5517 3.6205 3.6959 3.7109
43 3.5703 3.6116 3.6594 3.7133 3.6993 3.7669 3.8395 3.9196 4.0043 4.0229
44 3.8402 3.8897 3.9458 4.0092 3.9999 4.0766 4.1613 4.2509 4.3450 4.3691
45 4.1399 4.1982 4.2639 4.3387 4.3326 4.4219 4.5167 4.6163 4.7203 4.7508
46 4.4714 4.5393 4.6176 4.7027 4.7024 4.8025 4.9079 5.0181 5.1323
47 4.8370 4.9180 5.0072 5.1033 5.1095 5.2209 5.3375 5.4584
48 5.2410 5.3344 5.4353 5.5432 5.5561 5.6794 5.8074
49 5.6852 5.7910 5.9044 6.0281 6.0448 6.1802
50 6.1717 6.2909 6.4205 6.5584 6.5784
51 6.7043 6.8404 6.9857 7.1374
52 7.2902 7.4432 7.6031
53 7.9342 8.1027
54 8.6403
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 1.1543 1.1370 1.1237 1.1190 1.1243 1.1346 1.1480 1.1641 1.1460 1.1311 1.1183 1.1072 1.0974 1.0888 1.0813 1.0746
19 1.1668 1.1494 1.1360 1.1314 1.1370 1.1476 1.1613 1.1779 1.1598 1.1451 1.1324 1.1213 1.1117 1.1032 1.0958 1.0893
20 1.1772 1.1597 1.1465 1.1420 1.1480 1.1590 1.1732 1.1903 1.1723 1.1578 1.1453 1.1344 1.1249 1.1166 1.1094 1.1032
21 1.1859 1.1686 1.1556 1.1516 1.1580 1.1695 1.1842 1.2019 1.1842 1.1698 1.1576 1.1469 1.1377 1.1297 1.1227 1.1167
22 1.1937 1.1769 1.1643 1.1607 1.1677 1.1797 1.1951 1.2135 1.1960 1.1820 1.1700 1.1597 1.1508 1.1431 1.1365 1.1309
23 1.2015 1.1852 1.1731 1.1701 1.1777 1.1905 1.2066 1.2257 1.2086 1.1950 1.1834 1.1734 1.1650 1.1577 1.1516 1.1465
24 1.2099 1.1943 1.1829 1.1805 1.1889 1.2025 1.2194 1.2394 1.2228 1.2096 1.1985 1.1891 1.1811 1.1744 1.1689 1.1644
25 1.2199 1.2050 1.1943 1.1928 1.2021 1.2166 1.2345 1.2555 1.2394 1.2267 1.2162 1.2073 1.2000 1.1940 1.1893 1.1857
26 1.2319 1.2179 1.2081 1.2075 1.2179 1.2335 1.2524 1.2746 1.2591 1.2471 1.2373 1.2291 1.2226 1.2175 1.2138 1.2115
27 1.2468 1.2338 1.2250 1.2254 1.2369 1.2537 1.2740 1.2976 1.2828 1.2716 1.2626 1.2554 1.2499 1.2459 1.2435 1.2425
28 1.2651 1.2532 1.2457 1.2472 1.2600 1.2783 1.3001 1.3252 1.3113 1.3010 1.2930 1.2870 1.2828 1.2802 1.2793 1.2797
29 1.2873 1.2767 1.2706 1.2734 1.2878 1.3077 1.3312 1.3582 1.3454 1.3363 1.3296 1.3250 1.3222 1.3214 1.3220 1.3241
30 1.3141 1.3051 1.3003 1.3047 1.3209 1.3428 1.3684 1.3976 1.3860 1.3784 1.3733 1.3703 1.3692 1.3701 1.3726 1.3764
31 1.3460 1.3388 1.3360 1.3422 1.3604 1.3845 1.4127 1.4444 1.4343 1.4284 1.4250 1.4239 1.4246 1.4274 1.4315 1.4369
32 1.3839 1.3786 1.3780 1.3863 1.4071 1.4340 1.4649 1.4997 1.4914 1.4872 1.4858 1.4866 1.4891 1.4936 1.4996 1.5068
33 1.4285 1.4255 1.4273 1.4384 1.4619 1.4921 1.5262 1.5645 1.5581 1.5558 1.5563 1.5591 1.5635 1.5695 1.5772 1.5862
34 1.4805 1.4803 1.4854 1.4993 1.5264 1.5599 1.5979 1.6398 1.6353 1.6351 1.6373 1.6418 1.6482 1.6560 1.6650 1.6754
35 1.5409 1.5441 1.5526 1.5705 1.6012 1.6388 1.6807 1.7263 1.7239 1.7256 1.7298 1.7358 1.7434 1.7529 1.7639 1.7759
36 1.6113 1.6182 1.6308 1.6528 1.6878 1.7297 1.7755 1.8257 1.8248 1.8280 1.8337 1.8415 1.8509 1.8617 1.8737 1.8873
37 1.6928 1.7042 1.7212 1.7479 1.7872 1.8334 1.8840 1.9380 1.9387 1.9436 1.9507 1.9595 1.9699 1.9821 1.9962 2.0116
38 1.7866 1.8027 1.8246 1.8562 1.9006 1.9514 2.0058 2.0646 2.0663 2.0721 2.0801 2.0904 2.1026 2.1163 2.1316 2.1484
39 1.8952 1.9166 1.9436 1.9803 2.0285 2.0841 2.1433 2.2054 2.2081 2.2152 2.2245 2.2358 2.2489 2.2638 2.2805 2.2992
40 2.0196 2.0462 2.0781 2.1198 2.1730 2.2321 2.2959 2.3627 2.3658 2.3734 2.3834 2.3955 2.4097 2.4258 2.4449 2.4659
41 2.1607 2.1925 2.2290 2.2754 2.3335 2.3974 2.4644 2.5360 2.5392 2.5471 2.5577 2.5707 2.5865 2.6049 2.6256 2.6486
42 2.3206 2.3572 2.3981 2.4486 2.5107 2.5793 2.6507 2.7262 2.7293 2.7375 2.7488 2.7635 2.7808 2.8008 2.8233 2.8522
43 2.4998 2.5408 2.5855 2.6400 2.7058 2.7784 2.8546 2.9341 2.9369 2.9459 2.9585 2.9742 2.9930 3.0147 3.0433 3.0787
44 2.6979 2.7427 2.7908 2.8490 2.9191 2.9952 3.0765 3.1610 3.1639 3.1732 3.1866 3.2036 3.2239 3.2521 3.2876 3.3303
45 2.9148 2.9629 3.0140 3.0756 3.1500 3.2302 3.3169 3.4073 3.4099 3.4198 3.4342 3.4525 3.4796 3.5150 3.5582 3.6104
46 3.1501 3.2009 3.2547 3.3198 3.3988 3.4836 3.5763 3.6731 3.6757 3.6862 3.7018 3.7272 3.7619 3.8053 3.8578 3.9199
47 3.4027 3.4561 3.5126 3.5814 3.6653 3.7557 3.8548 3.9588 3.9616 3.9731 3.9960 4.0294 4.0726 4.1250 4.1885 4.2609
48 3.6717 3.7276 3.7870 3.8600 3.9495 4.0462 4.1526 4.2646 4.2678 4.2871 4.3184 4.3608 4.4135 4.4773 4.5519 4.6354
49 3.9559 4.0147 4.0776 4.1554 4.2513 4.3554 4.4698 4.5908 4.6019 4.6301 4.6710 4.7234 4.7872 4.8638 4.9502 5.0459
50 4.2549 4.3173 4.3844 4.4679 4.5712 4.6835 4.8070 4.9457 4.9661 5.0043 5.0559 5.1196 5.1978 5.2869 5.3863 5.4949
51 4.5691 4.6356 4.7079 4.7981 4.9100 5.0317 5.1736 5.3321 5.3629 5.4126 5.4762 5.5553 5.6470 5.7498 5.8630 5.9860
52 4.8991 4.9707 5.0494 5.1476 5.2692 5.4112 5.5727 5.7534 5.7961 5.8585 5.9384 6.0324 6.1386 6.2563 6.3842 6.5266
53 5.2467 5.3247 5.4110 5.5184 5.6615 5.8263 6.0093 6.2138 6.2697 6.3501 6.4458 6.5552 6.6772 6.8105 6.9595 7.1185
54 5.6162 5.7013 5.7954 5.9249 6.0922 6.2824 6.4917 6.7200 6.7947 6.8911 7.0032 7.1291 7.2683 7.4238 7.5910 7.7714
55 6.0107 6.1037 6.2213 6.3733 6.5676 6.7857 7.0240 7.2822 7.3734 7.4871 7.6168 7.7618 7.9241 8.0997 8.2889 8.4868
56 6.4345 6.5514 6.6956 6.8749 7.0946 7.3435 7.6134 7.9041 8.0130 8.1451 8.2965 8.4650 8.6497 8.8477 9.0552
57 6.9108 7.0528 7.2261 7.4361 7.6874 7.9654 8.2679 8.5936 8.7212 8.8784 9.0527 9.2469 9.4534 9.6705
58 7.4486 7.6227 7.8213 8.0646 8.3515 8.6659 9.0027 9.3613 9.5155 9.6966 9.8980 10.1128 10.3392
59 8.0578 8.2666 8.4987 8.7707 9.0948 9.4483 9.8247 10.2232 10.4040 10.6109 10.8331 11.0683
60 8.7528 9.0005 9.2712 9.5831 9.9417 10.3316 10.7488 11.1875 11.3950 11.6230 11.8687
Age / Term 26 27 28 29 30 31 32 33 34 35
18 1.0688 1.0636 1.0591 1.0551 1.0225 1.0198 1.0175 1.0156 1.0142 0.9869
19 1.0836 1.0786 1.0743 1.0705 1.0379 1.0355 1.0335 1.0322 1.0313 1.0044
20 1.0977 1.0929 1.0889 1.0854 1.0529 1.0509 1.0496 1.0488 1.0486 1.0222
21 1.1116 1.1072 1.1036 1.1006 1.0683 1.0670 1.0664 1.0664 1.0670 1.0413
22 1.1262 1.1223 1.1192 1.1169 1.0852 1.0847 1.0849 1.0859 1.0874 1.0627
23 1.1424 1.1391 1.1368 1.1353 1.1043 1.1049 1.1062 1.1081 1.1108 1.0872
24 1.1611 1.1587 1.1573 1.1570 1.1269 1.1286 1.1310 1.1342 1.1380 1.1156
25 1.1834 1.1821 1.1820 1.1827 1.1537 1.1568 1.1605 1.1650 1.1701 1.1490
26 1.2103 1.2104 1.2114 1.2136 1.1859 1.1902 1.1954 1.2013 1.2078 1.1880
27 1.2428 1.2442 1.2468 1.2504 1.2239 1.2296 1.2365 1.2438 1.2518 1.2334
28 1.2817 1.2846 1.2888 1.2940 1.2686 1.2759 1.2843 1.2932 1.3027 1.2858
29 1.3277 1.3323 1.3381 1.3448 1.3206 1.3295 1.3393 1.3501 1.3614 1.3457
30 1.3816 1.3878 1.3952 1.4036 1.3804 1.3911 1.4024 1.4148 1.4281 1.4133
31 1.4439 1.4519 1.4606 1.4709 1.4483 1.4610 1.4743 1.4884 1.5032 1.4902
32 1.5152 1.5249 1.5356 1.5470 1.5258 1.5398 1.5549 1.5713 1.5884 1.5776
33 1.5962 1.6072 1.6198 1.6334 1.6125 1.6287 1.6459 1.6639 1.6846 1.6775
34 1.6874 1.7004 1.7143 1.7293 1.7096 1.7275 1.7465 1.7692 1.7947 1.7899
35 1.7891 1.8036 1.8198 1.8372 1.8171 1.8377 1.8615 1.8884 1.9184 1.9180
36 1.9026 1.9192 1.9370 1.9561 1.9372 1.9621 1.9904 2.0220 2.0582 2.0614
37 2.0284 2.0466 2.0661 2.0880 2.0718 2.1014 2.1356 2.1738 2.2155 2.2217
38 2.1668 2.1874 2.2099 2.2366 2.2227 2.2590 2.2992 2.3433 2.3912 2.4027
39 2.3203 2.3431 2.3706 2.4027 2.3932 2.4355 2.4820 2.5326 2.5873 2.6046
40 2.4889 2.5171 2.5503 2.5884 2.5834 2.6324 2.6858 2.7441 2.8076 2.8311
41 2.6772 2.7113 2.7511 2.7975 2.7955 2.8518 2.9136 2.9808 3.0524 3.0823
42 2.8870 2.9282 2.9764 3.0302 3.0316 3.0970 3.1680 3.2438 3.3258 3.3604
43 3.1209 3.1708 3.2269 3.2889 3.2951 3.3700 3.4502 3.5369 3.6282 3.6686
44 3.3818 3.4400 3.5047 3.5757 3.5877 3.6723 3.7641 3.8606 3.9617 4.0089
45 3.6707 3.7381 3.8123 3.8928 3.9111 4.0080 4.1101 4.2171 4.3283 4.3826
46 3.9899 4.0672 4.1515 4.2433 4.2696 4.3775 4.4906 4.6084 4.7316
47 4.3414 4.4294 4.5247 4.6300 4.6634 4.7830 4.9076 5.0379
48 4.7273 4.8270 4.9365 5.0540 5.0949 5.2267 5.3643
49 5.1501 5.2639 5.3873 5.5189 5.5666 5.7118
50 5.6132 5.7428 5.8806 6.0281 6.0817
51 6.1219 6.2664 6.4216 6.5833
52 6.6781 6.8415 7.0117
53 7.2903 7.4695
54 7.9599
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.9420 0.9299 0.9207 0.9180 0.9235 0.9328 0.9445 0.9584 0.9441 0.9323 0.9222 0.9133 0.9056 0.8988 0.8928 0.8876
19 0.9541 0.9419 0.9326 0.9301 0.9358 0.9454 0.9574 0.9718 0.9575 0.9458 0.9358 0.9271 0.9194 0.9128 0.9069 0.9019
20 0.9641 0.9519 0.9427 0.9404 0.9464 0.9564 0.9689 0.9838 0.9696 0.9581 0.9483 0.9397 0.9322 0.9258 0.9202 0.9153
21 0.9726 0.9606 0.9516 0.9496 0.9561 0.9666 0.9796 0.9951 0.9811 0.9698 0.9602 0.9518 0.9446 0.9385 0.9332 0.9287
22 0.9802 0.9685 0.9599 0.9584 0.9654 0.9765 0.9902 1.0062 0.9925 0.9816 0.9722 0.9643 0.9574 0.9516 0.9467 0.9427
23 0.9877 0.9766 0.9685 0.9675 0.9752 0.9869 1.0013 1.0181 1.0047 0.9942 0.9853 0.9777 0.9713 0.9659 0.9616 0.9583
24 0.9959 0.9854 0.9779 0.9777 0.9861 0.9986 1.0137 1.0314 1.0185 1.0084 1.0000 0.9929 0.9871 0.9825 0.9790 0.9765
25 1.0055 0.9957 0.9891 0.9896 0.9988 1.0123 1.0284 1.0470 1.0347 1.0251 1.0173 1.0109 1.0059 1.0022 0.9997 0.9985
26 1.0172 1.0083 1.0027 1.0040 1.0142 1.0287 1.0459 1.0656 1.0539 1.0451 1.0381 1.0326 1.0287 1.0261 1.0250 1.0252
27 1.0316 1.0238 1.0192 1.0215 1.0328 1.0485 1.0669 1.0881 1.0771 1.0692 1.0632 1.0590 1.0563 1.0552 1.0557 1.0574
28 1.0494 1.0428 1.0393 1.0427 1.0554 1.0725 1.0924 1.1151 1.1052 1.0984 1.0938 1.0910 1.0899 1.0906 1.0928 1.0963
29 1.0709 1.0657 1.0637 1.0685 1.0826 1.1013 1.1231 1.1477 1.1390 1.1337 1.1307 1.1296 1.1303 1.1329 1.1369 1.1424
30 1.0971 1.0932 1.0929 1.0993 1.1153 1.1360 1.1598 1.1868 1.1797 1.1760 1.1749 1.1757 1.1784 1.1830 1.1890 1.1961
31 1.1283 1.1263 1.1278 1.1361 1.1541 1.1773 1.2036 1.2334 1.2281 1.2263 1.2273 1.2302 1.2349 1.2414 1.2494 1.2584
32 1.1652 1.1653 1.1692 1.1798 1.2004 1.2263 1.2557 1.2885 1.2853 1.2857 1.2886 1.2937 1.3006 1.3088 1.3186 1.3296
33 1.2086 1.2111 1.2176 1.2313 1.2549 1.2840 1.3169 1.3531 1.3521 1.3548 1.3598 1.3667 1.3757 1.3859 1.3972 1.4096
34 1.2596 1.2650 1.2747 1.2917 1.3186 1.3516 1.3881 1.4282 1.4291 1.4342 1.4414 1.4504 1.4607 1.4726 1.4859 1.5001
35 1.3187 1.3276 1.3410 1.3619 1.3931 1.4297 1.4706 1.5148 1.5180 1.5247 1.5335 1.5444 1.5568 1.5702 1.5847 1.6002
36 1.3874 1.4003 1.4179 1.4434 1.4787 1.5202 1.5650 1.6131 1.6183 1.6271 1.6379 1.6501 1.6636 1.6782 1.6946 1.7122
37 1.4675 1.4849 1.5071 1.5374 1.5774 1.6227 1.6724 1.7250 1.7317 1.7418 1.7537 1.7670 1.7823 1.7989 1.8166 1.8355
38 1.5596 1.5820 1.6090 1.6443 1.6894 1.7397 1.7931 1.8500 1.8576 1.8690 1.8825 1.8975 1.9139 1.9317 1.9507 1.9711
39 1.6658 1.6935 1.7256 1.7660 1.8155 1.8707 1.9288 1.9894 1.9983 2.0107 2.0251 2.0410 2.0585 2.0774 2.0979 2.1207
40 1.7880 1.8210 1.8581 1.9034 1.9579 2.0163 2.0790 2.1442 2.1534 2.1665 2.1815 2.1984 2.2169 2.2376 2.2606 2.2853
41 1.9265 1.9647 2.0065 2.0565 2.1158 2.1788 2.2446 2.3143 2.3237 2.3372 2.3530 2.3707 2.3912 2.4139 2.4386 2.4653
42 2.0825 2.1255 2.1717 2.2260 2.2898 2.3573 2.4271 2.5007 2.5101 2.5240 2.5406 2.5602 2.5821 2.6064 2.6331 2.6658
43 2.2575 2.3047 2.3544 2.4122 2.4803 2.5523 2.6267 2.7042 2.7134 2.7280 2.7459 2.7667 2.7902 2.8164 2.8492 2.8886
44 2.4513 2.5022 2.5553 2.6157 2.6879 2.7644 2.8435 2.9254 2.9349 2.9502 2.9691 2.9912 3.0164 3.0491 3.0890 3.1358
45 2.6636 2.7173 2.7732 2.8369 2.9126 2.9938 3.0781 3.1655 3.1750 3.1909 3.2109 3.2346 3.2667 3.3067 3.3543 3.4094
46 2.8949 2.9495 3.0081 3.0751 3.1546 3.2410 3.3308 3.4244 3.4340 3.4508 3.4722 3.5030 3.5427 3.5909 3.6472 3.7113
47 3.1426 3.1981 3.2594 3.3299 3.4139 3.5060 3.6021 3.7025 3.7124 3.7304 3.7592 3.7980 3.8463 3.9036 3.9695 4.0447
48 3.4059 3.4625 3.5265 3.6010 3.6903 3.7888 3.8919 4.0000 4.0107 4.0363 4.0735 4.1214 4.1792 4.2466 4.3230 4.4111
49 3.6838 3.7423 3.8094 3.8884 3.9839 4.0897 4.2008 4.3175 4.3359 4.3704 4.4172 4.4751 4.5437 4.6221 4.7122 4.8125
50 3.9760 4.0375 4.1079 4.1925 4.2951 4.4092 4.5292 4.6628 4.6903 4.7348 4.7923 4.8614 4.9418 5.0337 5.1380 5.2538
51 4.2827 4.3480 4.4228 4.5140 4.6247 4.7482 4.8861 5.0386 5.0764 5.1322 5.2016 5.2833 5.3769 5.4851 5.6052 5.7368
52 4.6048 4.6753 4.7554 4.8544 4.9742 5.1166 5.2745 5.4481 5.4976 5.5660 5.6485 5.7440 5.8556 5.9802 6.1178 6.2649
53 4.9443 5.0213 5.1079 5.2159 5.3548 5.5181 5.6983 5.8953 5.9578 6.0401 6.1372 6.2520 6.3812 6.5247 6.6787 6.8422
54 5.3042 5.3890 5.4832 5.6118 5.7730 5.9576 6.1623 6.3850 6.4618 6.5594 6.6775 6.8115 6.9609 7.1216 7.2935 7.4783
55 5.6882 5.7823 5.8960 6.0477 6.2340 6.4430 6.6721 6.9229 7.0163 7.1361 7.2751 7.4299 7.5974 7.7781 7.9719 8.1745
56 6.1007 6.2186 6.3567 6.5299 6.7439 6.9819 7.2399 7.5178 7.6334 7.7767 7.9366 8.1105 8.3004 8.5032 8.7156
57 6.5610 6.7052 6.8700 7.0695 7.3096 7.5790 7.8694 8.1807 8.3224 8.4863 8.6660 8.8656 9.0772 9.2994
58 7.0805 7.2545 7.4498 7.6813 7.9534 8.2515 8.5757 8.9217 9.0857 9.2727 9.4794 9.6995 9.9311
59 7.6669 7.8730 8.1006 8.3660 8.6742 9.0093 9.3661 9.7449 9.9360 10.1485 10.3762 10.6169
60 8.3277 8.5681 8.8302 9.1318 9.4784 9.8529 10.2494 10.6671 10.8807 11.1145 11.3633
Age / Term 26 27 28 29 30 31 32 33 34 35
18 0.8830 0.8790 0.8756 0.8726 0.8461 0.8444 0.8431 0.8423 0.8420 0.8208
19 0.8975 0.8937 0.8905 0.8878 0.8614 0.8602 0.8595 0.8593 0.8597 0.8391
20 0.9112 0.9077 0.9049 0.9027 0.8767 0.8761 0.8761 0.8768 0.8780 0.8581
21 0.9249 0.9219 0.9197 0.9182 0.8927 0.8930 0.8939 0.8956 0.8978 0.8790
22 0.9395 0.9372 0.9357 0.9351 0.9105 0.9117 0.9139 0.9166 0.9200 0.9023
23 0.9559 0.9545 0.9540 0.9545 0.9310 0.9336 0.9368 0.9409 0.9455 0.9290
24 0.9752 0.9749 0.9758 0.9775 0.9552 0.9591 0.9638 0.9692 0.9752 0.9601
25 0.9985 0.9996 1.0017 1.0050 0.9841 0.9894 0.9957 1.0024 1.0099 0.9960
26 1.0267 1.0293 1.0331 1.0379 1.0184 1.0252 1.0330 1.0412 1.0502 1.0375
27 1.0607 1.0650 1.0705 1.0769 1.0587 1.0671 1.0764 1.0862 1.0965 1.0854
28 1.1013 1.1073 1.1145 1.1226 1.1057 1.1156 1.1264 1.1379 1.1499 1.1400
29 1.1492 1.1569 1.1658 1.1755 1.1598 1.1714 1.1836 1.1967 1.2106 1.2014
30 1.2048 1.2143 1.2246 1.2362 1.2211 1.2347 1.2488 1.2634 1.2787 1.2713
31 1.2686 1.2800 1.2921 1.3049 1.2913 1.3061 1.3216 1.3384 1.3559 1.3488
32 1.3414 1.3540 1.3681 1.3829 1.3694 1.3864 1.4041 1.4225 1.4416 1.4379
33 1.4234 1.4380 1.4534 1.4696 1.4574 1.4760 1.4953 1.5156 1.5391 1.5382
34 1.5152 1.5311 1.5484 1.5668 1.5546 1.5751 1.5970 1.6218 1.6494 1.6509
35 1.6172 1.6353 1.6544 1.6744 1.6629 1.6858 1.7118 1.7409 1.7731 1.7790
36 1.7307 1.7504 1.7711 1.7930 1.7825 1.8098 1.8405 1.8745 1.9124 1.9229
37 1.8556 1.8769 1.9000 1.9247 1.9165 1.9487 1.9846 2.0251 2.0691 2.0848
38 1.9931 2.0171 2.0426 2.0722 2.0663 2.1045 2.1472 2.1938 2.2449 2.2652
39 2.1452 2.1712 2.2019 2.2370 2.2347 2.2797 2.3288 2.3833 2.4417 2.4666
40 2.3118 2.3433 2.3796 2.4209 2.4233 2.4753 2.5328 2.5946 2.6606 2.6915
41 2.4975 2.5351 2.5779 2.6259 2.6338 2.6944 2.7598 2.8296 2.9037 2.9410
42 2.7043 2.7487 2.7986 2.8557 2.8691 2.9380 3.0117 3.0901 3.1743 3.2169
43 2.9343 2.9860 3.0453 3.1108 3.1301 3.2079 3.2907 3.3799 3.4737 3.5214
44 3.1893 3.2505 3.3189 3.3938 3.4190 3.5065 3.6007 3.7000 3.8036 3.8564
45 3.4721 3.5433 3.6213 3.7078 3.7381 3.8375 3.9424 4.0521 4.1661 4.2240
46 3.7850 3.8664 3.9564 4.0538 4.0909 4.2018 4.3178 4.4385 4.5633
47 4.1295 4.2229 4.3251 4.4340 4.4786 4.6013 4.7290 4.8611
48 4.5079 4.6149 4.7293 4.8507 4.9032 5.0382 5.1780
49 4.9241 5.0442 5.1716 5.3063 5.3670 5.5148
50 5.3796 5.5134 5.6547 5.8058 5.8726
51 5.8772 6.0257 6.1846 6.3501
52 6.4207 6.5879 6.7623
53 7.0182 7.2017
54 7.6712
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.7163 0.7105 0.7062 0.7064 0.7124 0.7211 0.7315 0.7434 0.7332 0.7249 0.7178 0.7115 0.7061 0.7013 0.6972 0.6936
19 0.7281 0.7222 0.7179 0.7181 0.7244 0.7334 0.7441 0.7565 0.7463 0.7381 0.7311 0.7249 0.7196 0.7150 0.7110 0.7076
20 0.7378 0.7320 0.7277 0.7281 0.7347 0.7441 0.7553 0.7682 0.7581 0.7501 0.7432 0.7373 0.7322 0.7278 0.7241 0.7211
21 0.7461 0.7404 0.7364 0.7371 0.7441 0.7540 0.7657 0.7791 0.7693 0.7615 0.7549 0.7492 0.7444 0.7404 0.7371 0.7346
22 0.7535 0.7482 0.7447 0.7458 0.7533 0.7637 0.7760 0.7900 0.7806 0.7731 0.7668 0.7615 0.7571 0.7537 0.7510 0.7493
23 0.7608 0.7561 0.7531 0.7548 0.7629 0.7740 0.7869 0.8017 0.7925 0.7855 0.7797 0.7750 0.7712 0.7684 0.7667 0.7660
24 0.7688 0.7648 0.7625 0.7648 0.7736 0.7855 0.7992 0.8148 0.8062 0.7997 0.7945 0.7905 0.7876 0.7859 0.7853 0.7859
25 0.7783 0.7751 0.7737 0.7767 0.7863 0.7991 0.8137 0.8302 0.8223 0.8165 0.8122 0.8091 0.8074 0.8070 0.8078 0.8100
26 0.7899 0.7875 0.7871 0.7910 0.8016 0.8154 0.8311 0.8488 0.8417 0.8369 0.8336 0.8319 0.8316 0.8327 0.8353 0.8392
27 0.8041 0.8029 0.8036 0.8086 0.8203 0.8352 0.8523 0.8714 0.8653 0.8618 0.8599 0.8598 0.8612 0.8641 0.8686 0.8743
28 0.8215 0.8217 0.8237 0.8300 0.8430 0.8594 0.8780 0.8989 0.8942 0.8921 0.8919 0.8936 0.8970 0.9019 0.9084 0.9160
29 0.8429 0.8444 0.8480 0.8559 0.8705 0.8887 0.9092 0.9322 0.9291 0.9288 0.9305 0.9344 0.9398 0.9467 0.9553 0.9650
30 0.8688 0.8720 0.8773 0.8870 0.9037 0.9238 0.9468 0.9722 0.9710 0.9728 0.9767 0.9826 0.9903 0.9994 1.0098 1.0216
31 0.8996 0.9048 0.9122 0.9243 0.9430 0.9660 0.9915 1.0198 1.0207 1.0249 1.0312 1.0392 1.0490 1.0603 1.0727 1.0859
32 0.9362 0.9436 0.9534 0.9682 0.9900 1.0158 1.0444 1.0763 1.0794 1.0857 1.0945 1.1049 1.1167 1.1296 1.1439 1.1592
33 0.9795 0.9896 1.0023 1.0203 1.0450 1.0743 1.1068 1.1421 1.1478 1.1566 1.1673 1.1795 1.1935 1.2086 1.2244 1.2409
34 1.0299 1.0431 1.0591 1.0808 1.1096 1.1426 1.1787 1.2183 1.2261 1.2371 1.2502 1.2647 1.2802 1.2966 1.3137 1.3322
35 1.0887 1.1054 1.1252 1.1512 1.1840 1.2216 1.2622 1.3056 1.3158 1.3290 1.3437 1.3596 1.3765 1.3948 1.4139 1.4337
36 1.1574 1.1782 1.2024 1.2329 1.2705 1.3119 1.3570 1.4049 1.4169 1.4316 1.4478 1.4656 1.4843 1.5039 1.5243 1.5454
37 1.2366 1.2621 1.2909 1.3263 1.3690 1.4154 1.4644 1.5163 1.5297 1.5463 1.5643 1.5833 1.6033 1.6240 1.6457 1.6683
38 1.3278 1.3583 1.3921 1.4324 1.4802 1.5316 1.5853 1.6412 1.6562 1.6739 1.6929 1.7129 1.7339 1.7559 1.7790 1.8031
39 1.4337 1.4695 1.5084 1.5531 1.6052 1.6614 1.7198 1.7801 1.7958 1.8143 1.8341 1.8551 1.8773 1.9006 1.9253 1.9519
40 1.5554 1.5957 1.6395 1.6891 1.7454 1.8055 1.8684 1.9331 1.9493 1.9684 1.9890 2.0109 2.0343 2.0592 2.0862 2.1148
41 1.6941 1.7380 1.7862 1.8404 1.9013 1.9650 2.0320 2.1011 2.1174 2.1370 2.1584 2.1813 2.2061 2.2333 2.2622 2.2928
42 1.8499 1.8985 1.9493 2.0076 2.0728 2.1408 2.2112 2.2847 2.3011 2.3211 2.3433 2.3674 2.3943 2.4232 2.4542 2.4911
43 2.0236 2.0760 2.1298 2.1911 2.2604 2.3326 2.4066 2.4849 2.5012 2.5217 2.5447 2.5706 2.5992 2.6300 2.6673 2.7119
44 2.2161 2.2715 2.3277 2.3911 2.4644 2.5409 2.6192 2.7022 2.7184 2.7396 2.7636 2.7912 2.8217 2.8592 2.9042 2.9568
45 2.4260 2.4841 2.5427 2.6076 2.6850 2.7659 2.8491 2.9374 2.9537 2.9755 3.0008 3.0302 3.0676 3.1126 3.1663 3.2276
46 2.6529 2.7132 2.7739 2.8413 2.9222 3.0080 3.0964 3.1909 3.2074 3.2302 3.2570 3.2935 3.3387 3.3925 3.4556 3.5264
47 2.8957 2.9579 3.0207 3.0911 3.1761 3.2672 3.3616 3.4632 3.4801 3.5043 3.5381 3.5828 3.6367 3.7007 3.7739 3.8551
48 3.1535 3.2176 3.2828 3.3566 3.4466 3.5437 3.6450 3.7545 3.7723 3.8038 3.8459 3.8998 3.9638 4.0391 4.1233 4.2160
49 3.4255 3.4919 3.5600 3.6380 3.7338 3.8379 3.9472 4.0653 4.0905 4.1304 4.1824 4.2466 4.3228 4.4098 4.5061 4.6115
50 3.7113 3.7806 3.8524 3.9357 4.0382 4.1503 4.2687 4.4029 4.4366 4.4860 4.5497 4.6261 4.7156 4.8154 4.9249 5.0460
51 4.0113 4.0845 4.1609 4.2505 4.3609 4.4820 4.6173 4.7696 4.8131 4.8744 4.9508 5.0421 5.1452 5.2589 5.3848 5.5212
52 4.3265 4.4048 4.4871 4.5840 4.7033 4.8425 4.9963 5.1681 5.2230 5.2990 5.3912 5.4972 5.6150 5.7458 5.8884 6.0405
53 4.6590 4.7437 4.8332 4.9384 5.0760 5.2355 5.4107 5.6023 5.6730 5.7653 5.8738 5.9954 6.1312 6.2802 6.4394 6.6079
54 5.0116 5.1042 5.2022 5.3271 5.4832 5.6653 5.8642 6.0802 6.1679 6.2782 6.4031 6.5441 6.6992 6.8656 7.0421 7.2277
55 5.3881 5.4900 5.6090 5.7565 5.9362 6.1393 6.3634 6.6055 6.7145 6.8419 6.9879 7.1491 7.3225 7.5071 7.7016 7.9048
56 5.7930 5.9175 6.0597 6.2321 6.4388 6.6681 6.9177 7.1897 7.3165 7.4672 7.6339 7.8142 8.0067 8.2100 8.4229
57 6.2438 6.3932 6.5610 6.7607 6.9968 7.2567 7.5364 7.8356 7.9874 8.1585 8.3450 8.5451 8.7572 8.9797
58 6.7474 6.9241 7.1196 7.3489 7.6169 7.9098 8.2232 8.5569 8.7288 8.9204 9.1275 9.3478 9.5797
59 7.3110 7.5171 7.7426 8.0038 8.3059 8.6341 8.9836 9.3538 9.5465 9.7592 9.9870 10.2278
60 7.9414 8.1790 8.4366 8.7318 9.0704 9.4363 9.8240 10.2328 10.4466 10.6805 10.9292
Age / Term 26 27 28 29 30 31 32 33 34 35
18 0.6905 0.6880 0.6859 0.6843 0.6648 0.6646 0.6649 0.6659 0.6674 0.6533
19 0.7049 0.7026 0.7010 0.7000 0.6809 0.6814 0.6826 0.6845 0.6869 0.6737
20 0.7187 0.7170 0.7160 0.7157 0.6973 0.6989 0.7011 0.7040 0.7076 0.6954
21 0.7329 0.7319 0.7319 0.7326 0.7152 0.7179 0.7213 0.7254 0.7302 0.7192
22 0.7484 0.7485 0.7495 0.7514 0.7353 0.7393 0.7441 0.7496 0.7556 0.7459
23 0.7663 0.7676 0.7700 0.7734 0.7587 0.7641 0.7704 0.7772 0.7847 0.7762
24 0.7876 0.7905 0.7943 0.7993 0.7862 0.7930 0.8008 0.8091 0.8179 0.8106
25 0.8133 0.8179 0.8234 0.8301 0.8184 0.8268 0.8361 0.8458 0.8559 0.8501
26 0.8444 0.8507 0.8580 0.8663 0.8561 0.8661 0.8767 0.8880 0.8996 0.8948
27 0.8814 0.8895 0.8986 0.9086 0.8996 0.9113 0.9233 0.9358 0.9491 0.9451
28 0.9250 0.9350 0.9457 0.9574 0.9494 0.9626 0.9763 0.9904 1.0049 1.0022
29 0.9756 0.9875 1.0000 1.0131 1.0063 1.0209 1.0359 1.0515 1.0679 1.0659
30 1.0341 1.0473 1.0614 1.0763 1.0700 1.0863 1.1031 1.1204 1.1383 1.1369
31 1.1002 1.1154 1.1310 1.1472 1.1419 1.1597 1.1780 1.1968 1.2162 1.2164
32 1.1750 1.1914 1.2084 1.2266 1.2218 1.2411 1.2610 1.2818 1.3035 1.3070
33 1.2580 1.2764 1.2954 1.3150 1.3102 1.3314 1.3536 1.3765 1.4021 1.4091
34 1.3513 1.3711 1.3915 1.4127 1.4085 1.4318 1.4559 1.4834 1.5138 1.5236
35 1.4542 1.4754 1.4974 1.5203 1.5171 1.5427 1.5718 1.6039 1.6391 1.6530
36 1.5674 1.5902 1.6140 1.6395 1.6373 1.6678 1.7016 1.7388 1.7793 1.7978
37 1.6918 1.7168 1.7432 1.7707 1.7720 1.8077 1.8469 1.8896 1.9368 1.9593
38 1.8291 1.8563 1.8848 1.9175 1.9227 1.9639 2.0093 2.0592 2.1128 2.1394
39 1.9799 2.0092 2.0433 2.0824 2.0908 2.1388 2.1915 2.2482 2.3088 2.3398
40 2.1449 2.1802 2.2209 2.2664 2.2789 2.3344 2.3943 2.4585 2.5267 2.5623
41 2.3291 2.3713 2.4187 2.4712 2.4889 2.5521 2.6199 2.6921 2.7685 2.8089
42 2.5346 2.5839 2.6387 2.6990 2.7222 2.7938 2.8701 2.9510 3.0363 3.0816
43 2.7629 2.8200 2.8830 2.9518 2.9810 3.0616 3.1471 3.2374 3.3320 3.3824
44 3.0160 3.0817 3.1536 3.2327 3.2673 3.3577 3.4531 3.5532 3.6576 3.7133
45 3.2959 3.3710 3.4533 3.5431 3.5833 3.6841 3.7900 3.9005 4.0153 4.0760
46 3.6046 3.6901 3.7843 3.8850 3.9311 4.0429 4.1599 4.2813 4.4069
47 3.9442 4.0423 4.1481 4.2606 4.3127 4.4363 4.5648 4.6976
48 4.3178 4.4288 4.5470 4.6720 4.7302 4.8661 5.0066
49 4.7278 4.8519 4.9834 5.1216 5.1860 5.3346
50 5.1762 5.3143 5.4597 5.6118 5.6823
51 5.6662 5.8190 5.9790 6.1454
52 6.2010 6.3693 6.5444
53 6.7847 6.9689
54 7.4213
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 1.8889 1.8642 1.8452 1.8399 1.8508 1.8694 1.8929 1.9210 1.8922 1.8688 1.8486 1.8309 1.8154 1.8019 1.7899 1.7794
19 1.9108 1.8858 1.8668 1.8615 1.8729 1.8921 1.9162 1.9451 1.9165 1.8932 1.8732 1.8557 1.8404 1.8271 1.8154 1.8051
20 1.9289 1.9039 1.8850 1.8802 1.8921 1.9121 1.9370 1.9668 1.9383 1.9153 1.8956 1.8784 1.8635 1.8505 1.8391 1.8292
21 1.9441 1.9195 1.9011 1.8968 1.9096 1.9304 1.9563 1.9870 1.9590 1.9364 1.9170 1.9003 1.8858 1.8732 1.8624 1.8530
22 1.9579 1.9338 1.9161 1.9127 1.9264 1.9483 1.9753 2.0072 1.9797 1.9576 1.9388 1.9226 1.9086 1.8967 1.8864 1.8777
23 1.9715 1.9483 1.9315 1.9291 1.9440 1.9671 1.9953 2.0285 2.0016 1.9802 1.9621 1.9466 1.9334 1.9221 1.9126 1.9048
24 1.9862 1.9642 1.9486 1.9474 1.9636 1.9881 2.0178 2.0524 2.0263 2.0058 1.9885 1.9738 1.9614 1.9511 1.9427 1.9360
25 2.0036 1.9829 1.9685 1.9688 1.9865 2.0126 2.0440 2.0804 2.0552 2.0356 2.0193 2.0056 1.9943 1.9852 1.9781 1.9729
26 2.0246 2.0055 1.9926 1.9945 2.0140 2.0420 2.0753 2.1137 2.0897 2.0711 2.0560 2.0436 2.0337 2.0261 2.0206 2.0174
27 2.0506 2.0332 2.0223 2.0258 2.0473 2.0774 2.1130 2.1538 2.1309 2.1138 2.1000 2.0892 2.0810 2.0753 2.0720 2.0709
28 2.0825 2.0670 2.0583 2.0638 2.0876 2.1202 2.1584 2.2019 2.1805 2.1649 2.1530 2.1441 2.1380 2.1346 2.1337 2.1348
29 2.1213 2.1082 2.1017 2.1095 2.1360 2.1714 2.2127 2.2595 2.2398 2.2262 2.2165 2.2099 2.2062 2.2055 2.2072 2.2108
30 2.1680 2.1577 2.1537 2.1642 2.1938 2.2327 2.2775 2.3281 2.3105 2.2993 2.2921 2.2882 2.2872 2.2892 2.2936 2.2999
31 2.2237 2.2165 2.2158 2.2294 2.2625 2.3053 2.3544 2.4093 2.3943 2.3858 2.3814 2.3805 2.3823 2.3871 2.3943 2.4032
32 2.2900 2.2859 2.2891 2.3063 2.3438 2.3913 2.4451 2.5053 2.4930 2.4874 2.4861 2.4881 2.4929 2.5001 2.5101 2.5218
33 2.3678 2.3677 2.3750 2.3970 2.4391 2.4922 2.5515 2.6175 2.6082 2.6057 2.6070 2.6121 2.6199 2.6298 2.6417 2.6562
34 2.4584 2.4633 2.4758 2.5027 2.5510 2.6095 2.6754 2.7473 2.7412 2.7418 2.7463 2.7536 2.7638 2.7766 2.7912 2.8074
35 2.5636 2.5741 2.5926 2.6260 2.6803 2.7460 2.8182 2.8966 2.8932 2.8968 2.9041 2.9142 2.9266 2.9411 2.9579 2.9770
36 2.6862 2.7030 2.7282 2.7684 2.8302 2.9026 2.9818 3.0674 3.0668 3.0726 3.0818 3.0935 3.1085 3.1256 3.1446 3.1655
37 2.8279 2.8521 2.8849 2.9329 3.0013 3.0816 3.1680 3.2600 3.2612 3.2694 3.2809 3.2950 3.3115 3.3300 3.3507 3.3740
38 2.9909 3.0232 3.0639 3.1200 3.1970 3.2839 3.3778 3.4772 3.4802 3.4896 3.5023 3.5176 3.5353 3.5560 3.5795 3.6054
39 3.1792 3.2199 3.2689 3.3332 3.4172 3.5124 3.6125 3.7191 3.7228 3.7330 3.7466 3.7635 3.7836 3.8064 3.8317 3.8597
40 3.3948 3.4443 3.5013 3.5737 3.6647 3.7668 3.8747 3.9868 3.9910 4.0023 4.0173 4.0355 4.0569 4.0812 4.1086 4.1388
41 3.6395 3.6974 3.7620 3.8419 3.9408 4.0485 4.1641 4.2838 4.2877 4.2992 4.3147 4.3339 4.3565 4.3826 4.4120 4.4449
42 3.9151 3.9808 4.0524 4.1392 4.2456 4.3608 4.4822 4.6099 4.6130 4.6244 4.6404 4.6605 4.6845 4.7125 4.7442 4.7864
43 4.2247 4.2970 4.3741 4.4664 4.5799 4.7025 4.8303 4.9662 4.9683 4.9795 4.9960 5.0171 5.0428 5.0727 5.1137 5.1647
44 4.5673 4.6454 4.7276 4.8256 4.9444 5.0746 5.2094 5.3542 5.3551 5.3662 5.3832 5.4055 5.4329 5.4715 5.5222 5.5827
45 4.9423 5.0252 5.1118 5.2150 5.3396 5.4777 5.6207 5.7749 5.7746 5.7856 5.8034 5.8271 5.8631 5.9117 5.9725 6.0436
46 5.3488 5.4357 5.5262 5.6345 5.7656 5.9121 6.0643 6.2291 6.2277 6.2388 6.2576 6.2903 6.3359 6.3956 6.4675 6.5500
47 5.7851 5.8755 5.9698 6.0835 6.2221 6.3779 6.5405 6.7169 6.7146 6.7262 6.7545 6.7974 6.8538 6.9258 7.0097 7.1044
48 6.2494 6.3432 6.4415 6.5613 6.7086 6.8747 7.0492 7.2384 7.2357 7.2573 7.2963 7.3505 7.4199 7.5047 7.6016 7.7096
49 6.7398 6.8376 6.9407 7.0675 7.2248 7.4027 7.5904 7.7937 7.8013 7.8344 7.8855 7.9522 8.0366 8.1352 8.2461 8.3680
50 7.2552 7.3579 7.4670 7.6023 7.7710 7.9621 8.1644 8.3949 8.4143 8.4604 8.5251 8.6072 8.7071 8.8206 8.9464 9.0832
51 7.7956 7.9047 8.0214 8.1667 8.3483 8.5542 8.7850 9.0459 9.0789 9.1395 9.2194 9.3198 9.4356 9.5650 9.7066 9.8615
52 8.3623 8.4796 8.6056 8.7628 8.9587 9.1962 9.4587 9.7519 9.8000 9.8767 9.9771 10.0947 10.2274 10.3734 10.5329 10.7070
53 8.9581 9.0858 9.2231 9.3941 9.6232 9.8949 10.1933 10.5197 10.5854 10.6840 10.8027 10.9383 11.0887 11.2531 11.4341 11.6246
54 9.5877 9.7279 9.8787 10.0850 10.3519 10.6590 10.9970 11.3607 11.4482 11.5662 11.7041 11.8586 12.0284 12.2161 12.4144 12.6211
55 10.2575 10.4124 10.6007 10.8462 11.1549 11.4991 11.8803 12.2874 12.3949 12.5333 12.6911 12.8669 13.0611 13.2669 13.4820 13.7045
56 10.9749 11.1720 11.4018 11.6904 12.0445 12.4344 12.8552 13.3089 13.4371 13.5960 13.7784 13.9784 14.1914 14.4147 14.6461
57 11.7777 12.0210 12.2962 12.6315 13.0348 13.4742 13.9408 14.4383 14.5884 14.7749 14.9798 15.1992 15.4301 15.6699
58 12.6845 12.9772 13.3005 13.6850 14.1409 14.6329 15.1517 15.6958 15.8717 16.0788 16.3033 16.5407 16.7882
59 13.7192 14.0638 14.4397 14.8722 15.3786 15.9261 16.4995 17.0972 17.2926 17.5191 17.7615 18.0153
60 14.9026 15.2943 15.7252 16.2133 16.7687 17.3702 18.0001 18.6529 18.8660 19.1096 19.3677
Age / Term 26 27 28 29 30 31 32 33 34 35
18 1.7702 1.7620 1.7549 1.7486 1.6949 1.6906 1.6871 1.6843 1.6822 1.6372
19 1.7961 1.7883 1.7814 1.7756 1.7217 1.7180 1.7152 1.7131 1.7119 1.6674
20 1.8206 1.8132 1.8069 1.8016 1.7479 1.7450 1.7430 1.7419 1.7417 1.6982
21 1.8449 1.8381 1.8324 1.8279 1.7747 1.7729 1.7721 1.7722 1.7734 1.7309
22 1.8703 1.8644 1.8597 1.8562 1.8038 1.8034 1.8039 1.8057 1.8083 1.7674
23 1.8985 1.8936 1.8902 1.8881 1.8369 1.8380 1.8404 1.8436 1.8481 1.8088
24 1.9309 1.9276 1.9257 1.9253 1.8755 1.8786 1.8826 1.8880 1.8941 1.8568
25 1.9696 1.9679 1.9680 1.9695 1.9215 1.9265 1.9327 1.9400 1.9482 1.9128
26 2.0159 2.0165 2.0185 2.0223 1.9761 1.9831 1.9917 2.0012 2.0115 1.9780
27 2.0717 2.0745 2.0789 2.0850 2.0406 2.0499 2.0607 2.0725 2.0851 2.0538
28 2.1383 2.1435 2.1503 2.1588 2.1161 2.1278 2.1410 2.1553 2.1703 2.1409
29 2.2170 2.2245 2.2339 2.2448 2.2037 2.2180 2.2331 2.2502 2.2681 2.2402
30 2.3086 2.3188 2.3304 2.3439 2.3040 2.3211 2.3390 2.3579 2.3788 2.3524
31 2.4143 2.4272 2.4413 2.4569 2.4185 2.4377 2.4588 2.4808 2.5039 2.4797
32 2.5351 2.5504 2.5673 2.5855 2.5480 2.5701 2.5932 2.6180 2.6447 2.6233
33 2.6723 2.6897 2.7085 2.7299 2.6927 2.7177 2.7444 2.7724 2.8039 2.7869
34 2.8255 2.8460 2.8679 2.8913 2.8551 2.8830 2.9123 2.9453 2.9835 2.9704
35 2.9978 3.0202 3.0442 3.0708 3.0349 3.0654 3.1011 3.1415 3.1859 3.1760
36 3.1881 3.2134 3.2411 3.2705 3.2338 3.2716 3.3139 3.3607 3.4116 3.4073
37 3.4000 3.4281 3.4582 3.4903 3.4578 3.5021 3.5511 3.6048 3.6644 3.6645
38 3.6336 3.6641 3.6969 3.7362 3.7073 3.7587 3.8154 3.8787 3.9466 3.9497
39 3.8903 3.9234 3.9643 4.0118 3.9849 4.0450 4.1116 4.1831 4.2594 4.2664
40 4.1720 4.2140 4.2628 4.3182 4.2948 4.3647 4.4400 4.5204 4.6055 4.6184
41 4.4872 4.5372 4.5943 4.6584 4.6398 4.7189 4.8035 4.8933 4.9878 5.0064
42 4.8371 4.8957 4.9620 5.0354 5.0215 5.1105 5.2050 5.3046 5.4104 5.4345
43 5.2245 5.2927 5.3687 5.4529 5.4430 5.5425 5.6473 5.7583 5.8756 5.9047
44 5.6526 5.7310 5.8177 5.9146 5.9073 6.0176 6.1334 6.2571 6.3849 6.4185
45 6.1242 6.2138 6.3131 6.4221 6.4169 6.5385 6.6676 6.8023 6.9406 6.9780
46 6.6423 6.7437 6.8567 6.9780 6.9745 7.1086 7.2505 7.3963 7.5462
47 7.2091 7.3245 7.4509 7.5848 7.5825 7.7307 7.8843 8.0408
48 7.8276 7.9582 8.0980 8.2448 8.2439 8.4056 8.5707
49 8.5014 8.6471 8.8006 8.9609 8.9620 9.1359
50 9.2341 9.3944 9.5618 9.7354 9.7380
51 10.0286 10.2037 10.3853 10.5717
52 10.8897 11.0796 11.2748
53 11.8227 12.0271
54 12.8345
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 1.4130 1.3966 1.3840 1.3813 1.3906 1.4055 1.4240 1.4458 1.4249 1.4078 1.3932 1.3804 1.3692 1.3595 1.3510 1.3435
19 1.4336 1.4170 1.4043 1.4018 1.4114 1.4269 1.4460 1.4686 1.4477 1.4308 1.4163 1.4037 1.3927 1.3832 1.3750 1.3678
20 1.4506 1.4339 1.4214 1.4193 1.4295 1.4457 1.4656 1.4890 1.4683 1.4517 1.4374 1.4251 1.4145 1.4053 1.3975 1.3908
21 1.4650 1.4486 1.4365 1.4349 1.4459 1.4629 1.4836 1.5080 1.4877 1.4715 1.4577 1.4458 1.4357 1.4270 1.4197 1.4138
22 1.4779 1.4622 1.4509 1.4499 1.4618 1.4797 1.5015 1.5269 1.5072 1.4915 1.4783 1.4670 1.4574 1.4495 1.4431 1.4381
23 1.4907 1.4758 1.4655 1.4654 1.4783 1.4974 1.5204 1.5471 1.5280 1.5130 1.5005 1.4899 1.4812 1.4743 1.4691 1.4654
24 1.5046 1.4908 1.4817 1.4828 1.4970 1.5174 1.5417 1.5698 1.5515 1.5373 1.5257 1.5162 1.5087 1.5031 1.4994 1.4977
25 1.5210 1.5086 1.5008 1.5032 1.5188 1.5407 1.5667 1.5964 1.5790 1.5659 1.5554 1.5473 1.5414 1.5376 1.5360 1.5363
26 1.5408 1.5302 1.5240 1.5278 1.5450 1.5687 1.5965 1.6282 1.6120 1.6002 1.5914 1.5850 1.5810 1.5795 1.5803 1.5832
27 1.5653 1.5566 1.5524 1.5578 1.5770 1.6026 1.6325 1.6666 1.6519 1.6419 1.6350 1.6308 1.6293 1.6305 1.6340 1.6398
28 1.5957 1.5888 1.5868 1.5942 1.6156 1.6438 1.6763 1.7130 1.7002 1.6924 1.6880 1.6865 1.6878 1.6920 1.6984 1.7073
29 1.6327 1.6281 1.6284 1.6384 1.6623 1.6933 1.7290 1.7690 1.7585 1.7534 1.7519 1.7534 1.7579 1.7653 1.7748 1.7867
30 1.6771 1.6753 1.6786 1.6912 1.7185 1.7529 1.7922 1.8363 1.8285 1.8264 1.8281 1.8330 1.8406 1.8514 1.8641 1.8786
31 1.7300 1.7314 1.7381 1.7545 1.7851 1.8239 1.8674 1.9164 1.9118 1.9129 1.9181 1.9265 1.9376 1.9511 1.9671 1.9847
32 1.7933 1.7982 1.8087 1.8292 1.8646 1.9077 1.9567 2.0109 2.0099 2.0147 2.0230 2.0348 2.0494 2.0660 2.0843 2.1047
33 1.8675 1.8767 1.8919 1.9176 1.9576 2.0067 2.0613 2.1211 2.1238 2.1324 2.1445 2.1593 2.1763 2.1962 2.2175 2.2402
34 1.9538 1.9681 1.9885 2.0202 2.0668 2.1218 2.1827 2.2494 2.2555 2.2671 2.2823 2.3005 2.3207 2.3426 2.3659 2.3908
35 2.0550 2.0750 2.1018 2.1403 2.1927 2.2552 2.3230 2.3958 2.4055 2.4207 2.4388 2.4592 2.4814 2.5056 2.5319 2.5594
36 2.1724 2.1991 2.2328 2.2787 2.3392 2.4078 2.4830 2.5633 2.5756 2.5931 2.6133 2.6360 2.6611 2.6877 2.7157 2.7452
37 2.3077 2.3420 2.3832 2.4370 2.5057 2.5826 2.6642 2.7510 2.7653 2.7855 2.8084 2.8333 2.8599 2.8882 2.9180 2.9494
38 2.4646 2.5072 2.5567 2.6188 2.6947 2.7790 2.8685 2.9618 2.9784 3.0001 3.0243 3.0505 3.0786 3.1085 3.1406 3.1754
39 2.6453 2.6966 2.7542 2.8245 2.9088 2.9992 3.0958 3.1964 3.2139 3.2365 3.2618 3.2892 3.3187 3.3513 3.3863 3.4235
40 2.8514 2.9113 2.9770 3.0552 3.1475 3.2456 3.3473 3.4552 3.4730 3.4962 3.5224 3.5512 3.5833 3.6180 3.6552 3.6949
41 3.0850 3.1533 3.2266 3.3123 3.4122 3.5175 3.6261 3.7396 3.7572 3.7808 3.8083 3.8391 3.8729 3.9096 3.9492 3.9916
42 3.3496 3.4255 3.5052 3.5966 3.7037 3.8162 3.9317 4.0510 4.0682 4.0928 4.1213 4.1534 4.1889 4.2278 4.2700 4.3204
43 3.6450 3.7277 3.8133 3.9097 4.0229 4.1423 4.2649 4.3910 4.4080 4.4328 4.4621 4.4956 4.5330 4.5743 4.6248 4.6840
44 3.9719 4.0595 4.1502 4.2518 4.3704 4.4968 4.6268 4.7607 4.7769 4.8018 4.8321 4.8672 4.9068 4.9567 5.0163 5.0851
45 4.3306 4.4206 4.5156 4.6222 4.7464 4.8802 5.0180 5.1605 5.1759 5.2012 5.2327 5.2697 5.3181 5.3775 5.4471 5.5264
46 4.7186 4.8102 4.9091 5.0206 5.1512 5.2928 5.4393 5.5912 5.6060 5.6320 5.6650 5.7111 5.7695 5.8393 5.9199 6.0105
47 5.1341 5.2273 5.3298 5.4465 5.5844 5.7348 5.8908 6.0533 6.0677 6.0948 6.1373 6.1937 6.2630 6.3443 6.4369 6.5398
48 5.5754 5.6702 5.7769 5.8993 6.0459 6.2060 6.3728 6.5480 6.5618 6.5985 6.6518 6.7197 6.8011 6.8951 7.0004 7.1164
49 6.0409 6.1385 6.2497 6.3789 6.5355 6.7067 6.8855 7.0748 7.0980 7.1456 7.2110 7.2916 7.3862 7.4938 7.6130 7.7433
50 6.5298 6.6315 6.7482 6.8856 7.0538 7.2374 7.4298 7.6441 7.6783 7.7388 7.8177 7.9124 8.0213 8.1435 8.2775 8.4249
51 7.0425 7.1497 7.2734 7.4206 7.6018 7.7997 8.0183 8.2592 8.3068 8.3820 8.4757 8.5856 8.7102 8.8478 8.9981 9.1637
52 7.5805 7.6949 7.8274 7.9862 8.1819 8.4077 8.6554 8.9249 8.9889 9.0798 9.1896 9.3158 9.4567 9.6109 9.7815 9.9633
53 8.1467 8.2706 8.4134 8.5857 8.8103 9.0672 9.3472 9.6498 9.7299 9.8378 9.9649 10.1085 10.2668 10.4421 10.6308 10.8331
54 8.7460 8.8815 9.0362 9.2391 9.4943 9.7856 10.1008 10.4395 10.5370 10.6631 10.8084 10.9703 11.1503 11.3458 11.5557 11.7764
55 9.3845 9.5336 9.7185 9.9554 10.2439 10.5713 10.9248 11.3025 11.4184 11.5634 11.7280 11.9129 12.1146 12.3324 12.5620 12.7988
56 10.0693 10.2541 10.4705 10.7448 11.0730 11.4344 11.8288 12.2483 12.3831 12.5481 12.7377 12.9450 13.1708 13.4089 13.6551
57 10.8309 11.0547 11.3069 11.6183 11.9892 12.3936 12.8237 13.2868 13.4414 13.6343 13.8457 14.0798 14.3257 14.5807
58 11.6823 11.9482 12.2420 12.5878 13.0043 13.4549 13.9313 14.4321 14.6147 14.8303 15.0695 15.3221 15.5851
59 12.6403 12.9514 13.2897 13.6802 14.1325 14.6292 15.1539 15.7025 15.9103 16.1519 16.4094 16.6789
60 13.7228 14.0820 14.4671 14.9056 15.4059 15.9420 16.5124 17.1049 17.3409 17.6003 17.8744
Age / Term 26 27 28 29 30 31 32 33 34 35
18 1.3371 1.3316 1.3268 1.3230 1.2839 1.2821 1.2813 1.2813 1.2822 1.2518
19 1.3617 1.3566 1.3525 1.3493 1.3106 1.3098 1.3101 1.3113 1.3135 1.2844
20 1.3853 1.3809 1.3776 1.3754 1.3374 1.3380 1.3397 1.3424 1.3462 1.3185
21 1.4091 1.4056 1.4035 1.4026 1.3660 1.3681 1.3715 1.3760 1.3814 1.3556
22 1.4346 1.4325 1.4319 1.4327 1.3977 1.4018 1.4072 1.4135 1.4211 1.3971
23 1.4635 1.4632 1.4645 1.4673 1.4344 1.4405 1.4481 1.4565 1.4663 1.4443
24 1.4976 1.4995 1.5030 1.5081 1.4773 1.4859 1.4957 1.5064 1.5182 1.4983
25 1.5388 1.5429 1.5490 1.5566 1.5281 1.5392 1.5512 1.5642 1.5783 1.5603
26 1.5883 1.5952 1.6040 1.6139 1.5877 1.6013 1.6158 1.6308 1.6473 1.6309
27 1.6477 1.6574 1.6689 1.6815 1.6574 1.6732 1.6902 1.7078 1.7259 1.7120
28 1.7181 1.7305 1.7448 1.7601 1.7378 1.7559 1.7750 1.7953 1.8162 1.8034
29 1.8005 1.8155 1.8323 1.8504 1.8294 1.8503 1.8717 1.8939 1.9174 1.9065
30 1.8954 1.9134 1.9324 1.9528 1.9334 1.9561 1.9805 2.0057 2.0317 2.0217
31 2.0036 2.0241 2.0461 2.0690 2.0504 2.0762 2.1027 2.1302 2.1585 2.1508
32 2.1266 2.1495 2.1734 2.1987 2.1814 2.2093 2.2383 2.2692 2.3011 2.2957
33 2.2639 2.2892 2.3162 2.3443 2.3264 2.3578 2.3903 2.4238 2.4608 2.4585
34 2.4177 2.4457 2.4748 2.5051 2.4887 2.5227 2.5578 2.5967 2.6393 2.6420
35 2.5882 2.6183 2.6497 2.6830 2.6673 2.7041 2.7449 2.7898 2.8394 2.8473
36 2.7760 2.8085 2.8436 2.8802 2.8637 2.9065 2.9537 3.0065 3.0635 3.0770
37 2.9834 3.0195 3.0573 3.0968 3.0825 3.1326 3.1881 3.2482 3.3130 3.3319
38 3.2122 3.2509 3.2916 3.3378 3.3271 3.3854 3.4485 3.5173 3.5913 3.6142
39 3.4628 3.5045 3.5521 3.6056 3.5996 3.6660 3.7386 3.8167 3.8995 3.9276
40 3.7372 3.7861 3.8414 3.9030 3.9019 3.9783 4.0606 4.1479 4.2398 4.2741
41 4.0415 4.0984 4.1622 4.2334 4.2379 4.3244 4.4163 4.5133 4.6150 4.6553
42 4.3786 4.4444 4.5176 4.5998 4.6097 4.7064 4.8086 4.9158 5.0281 5.0739
43 4.7515 4.8268 4.9114 5.0040 5.0194 5.1269 5.2398 5.3579 5.4823 5.5319
44 5.1626 5.2488 5.3451 5.4488 5.4698 5.5886 5.7127 5.8436 5.9787 6.0317
45 5.6147 5.7135 5.8215 5.9370 5.9633 6.0940 6.2310 6.3735 6.5195 6.5752
46 6.1104 6.2225 6.3429 6.4724 6.5024 6.6457 6.7959 6.9499 7.1065
47 6.6534 6.7786 6.9118 7.0560 7.0894 7.2468 7.4091 7.5743
48 7.2449 7.3837 7.5323 7.6899 7.7273 7.8983 8.0724
49 7.8875 8.0406 8.2053 8.3767 8.4185 8.6020
50 8.5843 8.7543 8.9336 9.1188 9.1645
51 9.3390 9.5265 9.7204 9.9191
52 10.1584 10.3611 10.5692
53 11.0448 11.2624
54 12.0036
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 1.2086 1.1968 1.1879 1.1867 1.1958 1.2096 1.2263 1.2458 1.2283 1.2141 1.2019 1.1913 1.1821 1.1740 1.1670 1.1610
19 1.2286 1.2165 1.2076 1.2065 1.2160 1.2303 1.2476 1.2678 1.2504 1.2364 1.2243 1.2139 1.2049 1.1971 1.1904 1.1848
20 1.2450 1.2330 1.2242 1.2235 1.2335 1.2485 1.2665 1.2876 1.2704 1.2566 1.2449 1.2348 1.2261 1.2187 1.2125 1.2074
21 1.2589 1.2472 1.2389 1.2388 1.2494 1.2652 1.2841 1.3060 1.2892 1.2759 1.2646 1.2549 1.2468 1.2400 1.2345 1.2303
22 1.2715 1.2605 1.2528 1.2534 1.2649 1.2816 1.3015 1.3245 1.3082 1.2954 1.2847 1.2757 1.2683 1.2624 1.2580 1.2551
23 1.2839 1.2738 1.2670 1.2685 1.2811 1.2989 1.3200 1.3441 1.3285 1.3164 1.3065 1.2984 1.2920 1.2874 1.2845 1.2832
24 1.2974 1.2885 1.2830 1.2856 1.2993 1.3183 1.3407 1.3663 1.3515 1.3404 1.3315 1.3246 1.3197 1.3168 1.3156 1.3166
25 1.3134 1.3058 1.3018 1.3056 1.3207 1.3412 1.3651 1.3923 1.3786 1.3687 1.3613 1.3560 1.3531 1.3521 1.3535 1.3568
26 1.3329 1.3268 1.3245 1.3298 1.3466 1.3688 1.3946 1.4237 1.4114 1.4031 1.3974 1.3943 1.3936 1.3952 1.3994 1.4055
27 1.3569 1.3528 1.3523 1.3595 1.3780 1.4022 1.4303 1.4618 1.4512 1.4448 1.4415 1.4410 1.4431 1.4477 1.4549 1.4639
28 1.3864 1.3845 1.3863 1.3955 1.4164 1.4431 1.4736 1.5081 1.4996 1.4958 1.4951 1.4977 1.5029 1.5107 1.5211 1.5333
29 1.4225 1.4228 1.4271 1.4393 1.4625 1.4924 1.5261 1.5640 1.5582 1.5573 1.5597 1.5657 1.5743 1.5852 1.5990 1.6145
30 1.4661 1.4693 1.4766 1.4916 1.5184 1.5513 1.5892 1.6310 1.6284 1.6309 1.6369 1.6460 1.6583 1.6728 1.6891 1.7079
31 1.5180 1.5245 1.5353 1.5543 1.5846 1.6221 1.6642 1.7108 1.7115 1.7178 1.7276 1.7403 1.7556 1.7737 1.7934 1.8144
32 1.5797 1.5898 1.6045 1.6280 1.6634 1.7056 1.7528 1.8053 1.8097 1.8193 1.8328 1.8493 1.8681 1.8886 1.9110 1.9352
33 1.6526 1.6671 1.6866 1.7154 1.7555 1.8037 1.8570 1.9151 1.9235 1.9372 1.9541 1.9734 1.9951 2.0190 2.0441 2.0703
34 1.7375 1.7571 1.7821 1.8169 1.8637 1.9178 1.9773 2.0424 2.0542 2.0710 2.0914 2.1142 2.1388 2.1648 2.1919 2.2202
35 1.8361 1.8616 1.8928 1.9344 1.9883 2.0499 2.1164 2.1874 2.2031 2.2236 2.2468 2.2718 2.2984 2.3263 2.3564 2.3876
36 1.9515 1.9839 2.0221 2.0713 2.1325 2.2004 2.2747 2.3531 2.3715 2.3944 2.4197 2.4466 2.4760 2.5068 2.5387 2.5719
37 2.0847 2.1246 2.1706 2.2276 2.2971 2.3728 2.4528 2.5387 2.5591 2.5839 2.6119 2.6416 2.6727 2.7052 2.7390 2.7743
38 2.2379 2.2860 2.3400 2.4052 2.4830 2.5667 2.6543 2.7453 2.7682 2.7955 2.8250 2.8561 2.8887 2.9230 2.9588 2.9963
39 2.4147 2.4714 2.5336 2.6058 2.6917 2.7832 2.8783 2.9763 3.0001 3.0285 3.0590 3.0914 3.1256 3.1617 3.1996 3.2395
40 2.6172 2.6826 2.7528 2.8328 2.9244 3.0235 3.1257 3.2307 3.2549 3.2839 3.3154 3.3491 3.3849 3.4228 3.4631 3.5063
41 2.8491 2.9204 2.9981 3.0853 3.1838 3.2886 3.3979 3.5098 3.5339 3.5634 3.5958 3.6307 3.6682 3.7083 3.7515 3.7982
42 3.1098 3.1868 3.2705 3.3643 3.4696 3.5797 3.6959 3.8149 3.8387 3.8685 3.9017 3.9379 3.9773 4.0197 4.0665 4.1214
43 3.4001 3.4833 3.5705 3.6704 3.7821 3.8985 4.0208 4.1472 4.1703 4.2004 4.2346 4.2725 4.3139 4.3592 4.4146 4.4784
44 3.7201 3.8086 3.8987 4.0037 4.1216 4.2446 4.3734 4.5077 4.5302 4.5607 4.5960 4.6357 4.6794 4.7336 4.7982 4.8717
45 4.0698 4.1620 4.2560 4.3645 4.4886 4.6183 4.7547 4.8975 4.9195 4.9506 4.9872 5.0289 5.0813 5.1451 5.2199 5.3042
46 4.4483 4.5430 4.6402 4.7524 4.8830 5.0201 5.1651 5.3174 5.3390 5.3710 5.4093 5.4599 5.5218 5.5964 5.6823 5.7788
47 4.8533 4.9503 5.0507 5.1671 5.3047 5.4500 5.6050 5.7677 5.7894 5.8226 5.8701 5.9306 6.0031 6.0895 6.1876 6.2978
48 5.2829 5.3826 5.4864 5.6081 5.7536 5.9081 6.0746 6.2490 6.2711 6.3137 6.3714 6.4430 6.5271 6.6269 6.7381 6.8632
49 5.7359 5.8390 5.9470 6.0750 6.2298 6.3947 6.5742 6.7616 6.7930 6.8463 6.9156 6.9994 7.0974 7.2111 7.3377 7.4776
50 6.2115 6.3192 6.4326 6.5684 6.7338 6.9116 7.1046 7.3154 7.3576 7.4229 7.5051 7.6024 7.7162 7.8447 7.9887 8.1440
51 6.7102 6.8239 6.9442 7.0894 7.2670 7.4593 7.6769 7.9138 7.9682 8.0470 8.1435 8.2560 8.3872 8.5336 8.6944 8.8657
52 7.2336 7.3550 7.4840 7.6402 7.8319 8.0501 8.2952 8.5607 8.6288 8.7224 8.8344 8.9664 9.1150 9.2812 9.4590 9.6468
53 7.7849 7.9158 8.0555 8.2242 8.4436 8.6899 8.9645 9.2615 9.3446 9.4546 9.5864 9.7372 9.9081 10.0920 10.2870 10.4928
54 8.3688 8.5110 8.6632 8.8585 9.1089 9.3874 9.6915 10.0225 10.1221 10.2525 10.4053 10.5799 10.7697 10.9717 11.1855 11.4121
55 8.9914 9.1464 9.3281 9.5528 9.8355 10.1494 10.4870 10.8513 10.9721 11.1248 11.3030 11.4978 11.7063 11.9285 12.1643 12.4073
56 9.6596 9.8468 10.0596 10.3184 10.6324 10.9844 11.3609 11.7612 11.9046 12.0849 12.2836 12.4977 12.7284 12.9731 13.2258
57 10.4006 10.6241 10.8733 11.1694 11.5186 11.9050 12.3202 12.7618 12.9349 13.1356 13.3543 13.5932 13.8461 14.1080
58 11.2259 11.4886 11.7768 12.1136 12.5058 12.9301 13.3851 13.8677 14.0640 14.2852 14.5317 14.7917 15.0619
59 12.1472 12.4515 12.7811 13.1609 13.5984 14.0685 14.5626 15.0845 15.3048 15.5542 15.8195 16.0968
60 13.1763 13.5244 13.8972 14.3219 14.8066 15.3242 15.8653 16.4280 16.6726 16.9402 17.2226
Age / Term 26 27 28 29 30 31 32 33 34 35
18 1.1559 1.1516 1.1481 1.1456 1.1130 1.1127 1.1134 1.1151 1.1176 1.0941
19 1.1801 1.1764 1.1737 1.1720 1.1402 1.1411 1.1431 1.1462 1.1504 1.1283
20 1.2035 1.2007 1.1991 1.1986 1.1680 1.1704 1.1742 1.1790 1.1849 1.1644
21 1.2275 1.2259 1.2257 1.2269 1.1979 1.2023 1.2078 1.2147 1.2224 1.2039
22 1.2536 1.2538 1.2554 1.2585 1.2315 1.2381 1.2459 1.2548 1.2646 1.2481
23 1.2837 1.2859 1.2897 1.2952 1.2705 1.2792 1.2894 1.3004 1.3125 1.2979
24 1.3192 1.3240 1.3302 1.3383 1.3160 1.3271 1.3397 1.3530 1.3671 1.3543
25 1.3623 1.3696 1.3786 1.3893 1.3694 1.3829 1.3978 1.4134 1.4295 1.4190
26 1.4140 1.4240 1.4359 1.4493 1.4316 1.4476 1.4645 1.4826 1.5012 1.4920
27 1.4754 1.4884 1.5029 1.5191 1.5032 1.5219 1.5411 1.5609 1.5821 1.5743
28 1.5477 1.5637 1.5808 1.5993 1.5852 1.6061 1.6280 1.6504 1.6734 1.6674
29 1.6314 1.6503 1.6703 1.6912 1.6786 1.7019 1.7256 1.7501 1.7760 1.7714
30 1.7280 1.7491 1.7712 1.7950 1.7833 1.8087 1.8355 1.8629 1.8910 1.8867
31 1.8369 1.8610 1.8859 1.9116 1.9010 1.9292 1.9581 1.9878 2.0182 2.0161
32 1.9604 1.9865 2.0133 2.0415 2.0321 2.0626 2.0938 2.1259 2.1598 2.1621
33 2.0975 2.1258 2.1559 2.1868 2.1770 2.2099 2.2443 2.2801 2.3193 2.3263
34 2.2504 2.2816 2.3138 2.3471 2.3371 2.3737 2.4113 2.4526 2.4985 2.5094
35 2.4199 2.4532 2.4878 2.5235 2.5148 2.5542 2.5981 2.6466 2.6990 2.7140
36 2.6063 2.6420 2.6790 2.7175 2.7099 2.7565 2.8075 2.8627 2.9221 2.9425
37 2.8110 2.8492 2.8893 2.9320 2.9286 2.9822 3.0403 3.1029 3.1698 3.1959
38 3.0355 3.0770 3.1211 3.1705 3.1718 3.2329 3.2988 3.3693 3.4454 3.4765
39 3.2821 3.3274 3.3785 3.4355 3.4418 3.5110 3.5853 3.6657 3.7509 3.7865
40 3.5525 3.6052 3.6642 3.7307 3.7409 3.8190 3.9038 3.9937 4.0882 4.1282
41 3.8522 3.9131 3.9818 4.0577 4.0719 4.1609 4.2556 4.3554 4.4597 4.5042
42 4.1839 4.2544 4.3333 4.4191 4.4385 4.5382 4.6433 4.7534 4.8680 4.9167
43 4.5501 4.6319 4.7211 4.8174 4.8426 4.9533 5.0693 5.1902 5.3153 5.3679
44 4.9549 5.0475 5.1478 5.2554 5.2866 5.4087 5.5361 5.6680 5.8038 5.8599
45 5.3996 5.5038 5.6160 5.7355 5.7727 5.9068 6.0459 6.1891 6.3357 6.3946
46 5.8868 6.0034 6.1281 6.2602 6.3034 6.4498 6.6008 6.7554 6.9127
47 6.4188 6.5487 6.6865 6.8320 6.8808 7.0398 7.2027 7.3686
48 6.9981 7.1418 7.2934 7.4541 7.5069 7.6785 7.8533
49 7.6271 7.7852 7.9518 8.1277 8.1837 8.3678
50 8.3087 8.4818 8.6653 8.8551 8.9136
51 9.0461 9.2367 9.4355 9.6392
52 9.8447 10.0527 10.2660
53 10.7101 10.9332
54 11.6452
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 0.9896 0.9838 0.9796 0.9806 0.9898 1.0027 1.0178 1.0352 1.0218 1.0109 1.0016 0.9935 0.9865 0.9805 0.9753 0.9711
19 1.0090 1.0030 0.9988 0.9999 1.0095 1.0229 1.0387 1.0568 1.0434 1.0327 1.0235 1.0156 1.0089 1.0032 0.9986 0.9949
20 1.0251 1.0191 1.0151 1.0166 1.0266 1.0407 1.0572 1.0761 1.0629 1.0525 1.0437 1.0362 1.0299 1.0248 1.0209 1.0181
21 1.0387 1.0330 1.0295 1.0316 1.0423 1.0571 1.0744 1.0942 1.0815 1.0715 1.0632 1.0563 1.0507 1.0465 1.0436 1.0420
22 1.0510 1.0461 1.0432 1.0460 1.0576 1.0733 1.0916 1.1124 1.1002 1.0909 1.0833 1.0773 1.0728 1.0698 1.0682 1.0683
23 1.0632 1.0593 1.0575 1.0612 1.0738 1.0905 1.1099 1.1319 1.1205 1.1120 1.1055 1.1007 1.0976 1.0962 1.0966 1.0986
24 1.0765 1.0739 1.0734 1.0783 1.0920 1.1100 1.1307 1.1540 1.1437 1.1365 1.1313 1.1282 1.1268 1.1275 1.1301 1.1346
25 1.0924 1.0910 1.0922 1.0986 1.1137 1.1332 1.1554 1.1804 1.1714 1.1657 1.1624 1.1612 1.1621 1.1653 1.1706 1.1780
26 1.1118 1.1122 1.1149 1.1231 1.1398 1.1611 1.1853 1.2123 1.2050 1.2013 1.2002 1.2015 1.2050 1.2112 1.2195 1.2298
27 1.1356 1.1380 1.1429 1.1532 1.1719 1.1951 1.2217 1.2512 1.2460 1.2446 1.2463 1.2504 1.2570 1.2664 1.2779 1.2912
28 1.1649 1.1695 1.1768 1.1897 1.2107 1.2367 1.2658 1.2987 1.2959 1.2973 1.3019 1.3094 1.3194 1.3318 1.3469 1.3636
29 1.2009 1.2081 1.2179 1.2337 1.2578 1.2867 1.3194 1.3557 1.3561 1.3607 1.3686 1.3795 1.3933 1.4091 1.4269 1.4470
30 1.2442 1.2543 1.2674 1.2867 1.3139 1.3467 1.3834 1.4239 1.4275 1.4360 1.4477 1.4621 1.4790 1.4986 1.5198 1.5424
31 1.2957 1.3092 1.3258 1.3492 1.3809 1.4179 1.4593 1.5051 1.5124 1.5243 1.5397 1.5581 1.5786 1.6010 1.6247 1.6504
32 1.3574 1.3746 1.3953 1.4232 1.4595 1.5022 1.5489 1.5999 1.6113 1.6274 1.6465 1.6680 1.6914 1.7171 1.7441 1.7721
33 1.4296 1.4514 1.4769 1.5102 1.5525 1.6001 1.6533 1.7109 1.7260 1.7455 1.7678 1.7930 1.8199 1.8481 1.8773 1.9073
34 1.5136 1.5407 1.5718 1.6112 1.6602 1.7148 1.7738 1.8379 1.8564 1.8800 1.9062 1.9340 1.9633 1.9936 2.0248 2.0568
35 1.6116 1.6445 1.6818 1.7278 1.7842 1.8463 1.9127 1.9832 2.0057 2.0322 2.0609 2.0911 2.1224 2.1547 2.1881 2.2231
36 1.7265 1.7656 1.8101 1.8630 1.9260 1.9959 2.0700 2.1478 2.1730 2.2020 2.2329 2.2650 2.2982 2.3331 2.3692 2.4063
37 1.8601 1.9051 1.9572 2.0180 2.0887 2.1652 2.2469 2.3319 2.3593 2.3903 2.4230 2.4569 2.4929 2.5299 2.5680 2.6077
38 2.0137 2.0666 2.1251 2.1940 2.2729 2.3568 2.4445 2.5367 2.5656 2.5982 2.6328 2.6692 2.7069 2.7458 2.7866 2.8291
39 2.1898 2.2510 2.3166 2.3925 2.4794 2.5709 2.6652 2.7632 2.7933 2.8277 2.8641 2.9019 2.9413 2.9827 3.0262 3.0714
40 2.3916 2.4610 2.5338 2.6149 2.7095 2.8083 2.9094 3.0127 3.0443 3.0798 3.1173 3.1565 3.1981 3.2421 3.2880 3.3359
41 2.6205 2.6978 2.7777 2.8655 2.9644 3.0698 3.1777 3.2875 3.3192 3.3552 3.3937 3.4348 3.4787 3.5249 3.5735 3.6245
42 2.8775 2.9620 3.0482 3.1420 3.2458 3.3566 3.4710 3.5875 3.6189 3.6555 3.6949 3.7382 3.7841 3.8329 3.8844 3.9436
43 3.1634 3.2540 3.3455 3.4446 3.5535 3.6699 3.7902 3.9137 3.9447 3.9817 4.0228 4.0677 4.1160 4.1676 4.2277 4.2959
44 3.4782 3.5739 3.6698 3.7735 3.8879 4.0095 4.1363 4.2671 4.2977 4.3353 4.3779 4.4249 4.4758 4.5362 4.6057 4.6839
45 3.8214 3.9212 4.0207 4.1287 4.2484 4.3759 4.5099 4.6488 4.6790 4.7174 4.7615 4.8109 4.8709 4.9411 5.0210 5.1101
46 4.1921 4.2950 4.3977 4.5098 4.6351 4.7692 4.9114 5.0593 5.0895 5.1291 5.1747 5.2335 5.3038 5.3848 5.4760 5.5769
47 4.5886 4.6942 4.7999 4.9165 5.0479 5.1897 5.3416 5.4994 5.5299 5.5710 5.6257 5.6950 5.7766 5.8695 5.9731 6.0868
48 5.0092 5.1175 5.2266 5.3482 5.4867 5.6377 5.8004 5.9697 6.0007 6.0513 6.1166 6.1976 6.2916 6.3975 6.5144 6.6430
49 5.4527 5.5642 5.6773 5.8050 5.9519 6.1143 6.2886 6.4718 6.5108 6.5723 6.6494 6.7437 6.8513 6.9712 7.1025 7.2473
50 5.9183 6.0340 6.1525 6.2876 6.4441 6.6197 6.8070 7.0136 7.0627 7.1365 7.2276 7.3363 7.4586 7.5936 7.7418 7.9026
51 6.4065 6.5279 6.6532 6.7973 6.9653 7.1554 7.3664 7.5979 7.6596 7.7471 7.8546 7.9788 8.1170 8.2682 8.4351 8.6122
52 6.9189 7.0478 7.1818 7.3367 7.5178 7.7335 7.9710 8.2286 8.3056 8.4094 8.5345 8.6754 8.8305 9.0020 9.1860 9.3798
53 7.4588 7.5971 7.7417 7.9094 8.1174 8.3589 8.6255 8.9125 9.0057 9.1298 9.2724 9.4310 9.6068 9.7975 9.9991 10.2098
54 8.0305 8.1806 8.3377 8.5327 8.7707 9.0391 9.3362 9.6559 9.7704 9.9132 10.0741 10.2543 10.4512 10.6603 10.8795 11.1071
55 8.6402 8.8040 8.9894 9.2147 9.4855 9.7844 10.1138 10.4660 10.6042 10.7660 10.9499 11.1526 11.3686 11.5960 11.8327 12.0765
56 9.2946 9.4889 9.7053 9.9638 10.2704 10.6062 10.9664 11.3568 11.5142 11.7009 11.9081 12.1303 12.3654 12.6108 12.8643
57 10.0172 10.2447 10.4950 10.7893 11.1343 11.5095 11.9084 12.3312 12.5157 12.7254 12.9527 13.1944 13.4479 13.7105
58 10.8179 11.0813 11.3679 11.7005 12.0863 12.5034 12.9442 13.4077 13.6140 13.8440 14.0910 14.3515 14.6224
59 11.7067 12.0085 12.3335 12.7066 13.1354 13.5962 14.0809 14.5880 14.8141 15.0638 15.3296 15.6074
60 12.6932 13.0353 13.4008 13.8162 14.2901 14.7964 15.3262 15.8779 16.1230 16.3911 16.6741
Age / Term 26 27 28 29 30 31 32 33 34 35
18 0.9678 0.9652 0.9637 0.9631 0.9384 0.9403 0.9433 0.9475 0.9526 0.9372
19 0.9922 0.9906 0.9901 0.9907 0.9671 0.9706 0.9753 0.9811 0.9881 0.9742
20 1.0164 1.0160 1.0169 1.0191 0.9972 1.0025 1.0091 1.0168 1.0257 1.0136
21 1.0418 1.0430 1.0457 1.0499 1.0300 1.0374 1.0461 1.0559 1.0668 1.0566
22 1.0699 1.0732 1.0781 1.0846 1.0669 1.0767 1.0876 1.0996 1.1125 1.1041
23 1.1026 1.1082 1.1156 1.1245 1.1093 1.1215 1.1348 1.1487 1.1639 1.1571
24 1.1413 1.1494 1.1597 1.1712 1.1584 1.1729 1.1886 1.2048 1.2217 1.2167
25 1.1875 1.1984 1.2115 1.2257 1.2152 1.2320 1.2498 1.2684 1.2874 1.2839
26 1.2424 1.2563 1.2720 1.2891 1.2804 1.2997 1.3195 1.3399 1.3613 1.3591
27 1.3069 1.3239 1.3421 1.3616 1.3547 1.3761 1.3985 1.4212 1.4444 1.4433
28 1.3817 1.4017 1.4228 1.4446 1.4392 1.4630 1.4872 1.5118 1.5369 1.5382
29 1.4683 1.4906 1.5137 1.5383 1.5340 1.5597 1.5859 1.6133 1.6412 1.6445
30 1.5659 1.5912 1.6171 1.6438 1.6396 1.6680 1.6970 1.7268 1.7577 1.7621
31 1.6770 1.7044 1.7324 1.7609 1.7583 1.7890 1.8210 1.8537 1.8871 1.8930
32 1.8008 1.8301 1.8602 1.8913 1.8903 1.9241 1.9586 1.9938 2.0298 2.0398
33 1.9380 1.9695 2.0026 2.0364 2.0368 2.0731 2.1102 2.1481 2.1901 2.2039
34 2.0903 2.1248 2.1601 2.1968 2.1979 2.2369 2.2771 2.3215 2.3695 2.3869
35 2.2590 2.2957 2.3343 2.3740 2.3751 2.4175 2.4643 2.5149 2.5694 2.5906
36 2.4445 2.4847 2.5260 2.5686 2.5702 2.6193 2.6727 2.7302 2.7917 2.8169
37 2.6492 2.6920 2.7362 2.7818 2.7877 2.8437 2.9043 2.9692 3.0384 3.0679
38 2.8732 2.9189 2.9662 3.0188 3.0292 3.0929 3.1613 3.2343 3.3117 3.3456
39 3.1183 3.1671 3.2216 3.2818 3.2972 3.3692 3.4461 3.5278 3.6140 3.6523
40 3.3859 3.4423 3.5048 3.5741 3.5940 3.6750 3.7611 3.8520 3.9475 3.9904
41 3.6824 3.7471 3.8187 3.8979 3.9223 4.0129 4.1088 4.2095 4.3148 4.3621
42 4.0103 4.0841 4.1663 4.2554 4.2845 4.3854 4.4916 4.6027 4.7182 4.7698
43 4.3721 4.4566 4.5495 4.6494 4.6833 4.7951 4.9122 5.0340 5.1599 5.2155
44 4.7705 4.8668 4.9710 5.0823 5.1211 5.2443 5.3727 5.5056 5.6422 5.7014
45 5.2086 5.3170 5.4332 5.5566 5.6003 5.7354 5.8754 6.0196 6.1670 6.2291
46 5.6886 5.8096 5.9385 6.0747 6.1231 6.2705 6.4224 6.5779 6.7360
47 6.2126 6.3470 6.4893 6.6387 6.6915 6.8515 7.0153 7.1820
48 6.7829 6.9314 7.0876 7.2506 7.3075 7.4800 7.6557
49 7.4020 7.5652 7.7357 7.9127 7.9730 8.1579
50 8.0727 8.2510 8.4362 8.6270 8.6899
51 8.7982 8.9918 9.1916 9.3963
52 9.5820 9.7910 10.0052
53 10.4281 10.6522
54 11.3410
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 4.2993 3.8324 3.4724 3.2440 3.1061 3.0187 2.9669 2.9438 2.7857 2.6645 2.5643 2.4796 2.4073 2.3450 2.2910 2.2438
19 4.3343 3.8638 3.5014 3.2714 3.1329 3.0452 2.9932 2.9705 2.8113 2.6892 2.5885 2.5033 2.4307 2.3682 2.3139 2.2667
20 4.3634 3.8905 3.5265 3.2955 3.1569 3.0690 3.0171 2.9945 2.8344 2.7118 2.6107 2.5253 2.4524 2.3898 2.3355 2.2883
21 4.3888 3.9142 3.5494 3.3179 3.1794 3.0914 3.0399 3.0171 2.8563 2.7333 2.6319 2.5464 2.4734 2.4107 2.3565 2.3093
22 4.4124 3.9368 3.5718 3.3401 3.2019 3.1140 3.0629 3.0401 2.8786 2.7551 2.6534 2.5678 2.4949 2.4324 2.3782 2.3312
23 4.4365 3.9602 3.5955 3.3636 3.2259 3.1386 3.0875 3.0648 2.9024 2.7784 2.6767 2.5909 2.5182 2.4557 2.4018 2.3549
24 4.4634 3.9865 3.6222 3.3902 3.2529 3.1664 3.1151 3.0926 2.9292 2.8049 2.7029 2.6173 2.5445 2.4822 2.4285 2.3819
25 4.4953 4.0176 3.6537 3.4214 3.2846 3.1988 3.1473 3.1250 2.9609 2.8360 2.7337 2.6480 2.5753 2.5132 2.4596 2.4132
26 4.5340 4.0552 3.6917 3.4588 3.3224 3.2373 3.1854 3.1640 2.9987 2.8731 2.7705 2.6848 2.6122 2.5501 2.4968 2.4505
27 4.5815 4.1014 3.7375 3.5038 3.3676 3.2834 3.2327 3.2113 3.0443 2.9180 2.8149 2.7288 2.6561 2.5942 2.5409 2.4948
28 4.6395 4.1586 3.7931 3.5580 3.4221 3.3385 3.2889 3.2675 3.0995 2.9720 2.8681 2.7817 2.7088 2.6469 2.5936 2.5476
29 4.7099 4.2277 3.8594 3.6225 3.4887 3.4041 3.3557 3.3354 3.1651 3.0366 2.9320 2.8449 2.7717 2.7096 2.6561 2.6101
30 4.7940 4.3098 3.9382 3.6990 3.5677 3.4839 3.4346 3.4162 3.2440 3.1138 3.0081 2.9201 2.8463 2.7836 2.7299 2.6836
31 4.8937 4.4068 4.0312 3.7892 3.6606 3.5776 3.5296 3.5109 3.3364 3.2047 3.0977 3.0087 2.9338 2.8705 2.8163 2.7695
32 5.0110 4.5208 4.1425 3.8949 3.7694 3.6872 3.6407 3.6236 3.4458 3.3114 3.2022 3.1120 3.0356 2.9714 2.9164 2.8689
33 5.1481 4.6538 4.2730 4.0218 3.8958 3.8144 3.7692 3.7539 3.5716 3.4352 3.3236 3.2310 3.1533 3.0874 3.0311 2.9829
34 5.3074 4.8082 4.4244 4.1695 4.0421 3.9609 3.9178 3.9036 3.7182 3.5771 3.4626 3.3672 3.2874 3.2193 3.1616 3.1125
35 5.4919 4.9869 4.5993 4.3401 4.2103 4.1329 4.0903 4.0768 3.8842 3.7391 3.6202 3.5219 3.4385 3.3686 3.3092 3.2584
36 5.7049 5.1931 4.8007 4.5387 4.4028 4.3291 4.2860 4.2724 4.0727 3.9216 3.7982 3.6949 3.6091 3.5361 3.4740 3.4213
37 5.9502 5.4299 5.0316 4.7669 4.6232 4.5504 4.5058 4.4913 4.2848 4.1257 3.9970 3.8894 3.7984 3.7223 3.6581 3.6038
38 6.2322 5.7013 5.2944 5.0253 4.8765 4.7989 4.7521 4.7392 4.5202 4.3545 4.2174 4.1046 4.0098 3.9296 3.8619 3.8050
39 6.5591 6.0101 5.5921 5.3164 5.1603 5.0761 5.0300 5.0140 4.7817 4.6067 4.4630 4.3424 4.2423 4.1586 4.0881 4.0290
40 6.9326 6.3592 5.9269 5.6418 5.4778 5.3833 5.3369 5.3168 5.0720 4.8839 4.7326 4.6057 4.4991 4.4100 4.3364 4.2748
41 7.3544 6.7562 6.3007 6.0032 5.8321 5.7274 5.6740 5.6492 5.3902 5.1905 5.0280 4.8940 4.7817 4.6877 4.6092 4.5442
42 7.8269 7.2000 6.7152 6.4015 6.2211 6.1059 6.0428 6.0125 5.7377 5.5258 5.3515 5.2092 5.0906 4.9916 4.9091 4.8464
43 8.3512 7.6895 7.1759 6.8373 6.6452 6.5180 6.4442 6.4112 6.1160 5.8908 5.7057 5.5526 5.4273 5.3228 5.2420 5.1818
44 8.9272 8.2245 7.6773 7.3121 7.1049 6.9646 6.8791 6.8435 6.5262 6.2866 6.0900 5.9268 5.7931 5.6894 5.6105 5.5530
45 9.5535 8.8039 8.2188 7.8271 7.6000 7.4459 7.3509 7.3097 6.9695 6.7145 6.5056 6.3323 6.1967 6.0940 6.0171 5.9626
46 10.2278 9.4260 8.7989 8.3784 8.1304 7.9627 7.8596 7.8105 7.4469 7.1751 6.9530 6.7780 6.6421 6.5391 6.4641 6.4132
47 10.9467 10.0882 9.4161 8.9648 8.6965 8.5150 8.4026 8.3458 7.9588 7.6686 7.4428 7.2662 7.1303 7.0287 6.9562 6.9087
48 11.7064 10.7878 10.0684 9.5851 9.2976 9.1010 8.9796 8.9155 8.5041 8.2064 7.9771 7.7990 7.6633 7.5632 7.4933 7.4493
49 12.5038 11.5227 10.7547 10.2387 9.9320 9.7206 9.5905 9.5195 9.0968 8.7910 8.5582 8.3787 8.2433 8.1448 8.0776 8.0371
50 13.3367 12.2919 11.4744 10.9256 10.5999 10.3740 10.2357 10.1742 9.7400 9.4250 9.1891 9.0083 8.8732 8.7763 8.7117 8.6745
51 14.2051 13.0959 12.2287 11.6472 11.3029 11.0628 10.9354 10.8840 10.4382 10.1167 9.8734 9.6914 9.5565 9.4610 9.3985 9.3646
52 15.1142 13.9370 13.0199 12.4059 12.0434 11.8116 11.6956 11.6543 11.1967 10.8685 10.6203 10.4340 10.2983 10.2045 10.1457 10.1162
53 16.0679 14.8194 13.8523 13.2057 12.8523 12.6328 12.5242 12.4989 12.0223 11.6866 11.4340 11.2453 11.1088 11.0149 10.9602 10.9356
54 17.0705 15.7495 14.7317 14.0837 13.7403 13.5345 13.4303 13.4231 12.9316 12.5836 12.3239 12.1319 11.9949 11.9027 11.8481 11.8262
55 18.1309 16.7353 15.7032 15.0534 14.7203 14.5282 14.4277 14.4358 13.9291 13.5687 13.3006 13.1032 12.9638 12.8712 12.8171 12.7944
56 19.2596 17.8321 16.7831 16.1298 15.8061 15.6269 15.5338 15.5482 15.0309 14.6565 14.3772 14.1719 14.0259 13.9280 13.8693
57 20.5268 19.0597 17.9893 17.3293 17.0127 16.8444 16.7633 16.7788 16.2416 15.8493 15.5557 15.3386 15.1828 15.0764
58 21.9564 20.4390 19.3405 18.6687 18.3554 18.1949 18.1224 18.1384 17.5719 17.1568 16.8444 16.6115 16.4418
59 23.5733 21.9914 20.8558 20.1650 19.8499 19.6922 19.6239 19.6346 19.0322 18.5884 18.2519 17.9981
60 25.4026 23.7387 22.5542 21.8355 21.5114 21.3501 21.2800 21.2840 20.6335 20.1527 19.7859
Age / Term 26 27 28 29 30 31 32 33 34 35
18 2.2025 2.1660 2.1338 2.1050 1.9995 1.9782 1.9591 1.9417 1.9258 1.8441
19 2.2253 2.1888 2.1565 2.1278 2.0214 2.0002 1.9810 1.9636 1.9478 1.8653
20 2.2468 2.2104 2.1781 2.1495 2.0424 2.0212 2.0021 1.9848 1.9690 1.8860
21 2.2680 2.2317 2.1996 2.1710 2.0633 2.0422 2.0232 2.0060 1.9903 1.9068
22 2.2901 2.2539 2.2219 2.1935 2.0851 2.0642 2.0453 2.0283 2.0128 1.9289
23 2.3140 2.2780 2.2462 2.2180 2.1090 2.0882 2.0696 2.0527 2.0375 1.9536
24 2.3411 2.3053 2.2738 2.2457 2.1361 2.1157 2.0973 2.0808 2.0659 1.9821
25 2.3728 2.3372 2.3059 2.2781 2.1679 2.1477 2.1298 2.1136 2.0992 2.0157
26 2.4102 2.3749 2.3437 2.3161 2.2054 2.1857 2.1682 2.1527 2.1389 2.0559
27 2.4547 2.4195 2.3886 2.3613 2.2502 2.2310 2.2140 2.1991 2.1862 2.1039
28 2.5075 2.4725 2.4418 2.4148 2.3033 2.2847 2.2685 2.2544 2.2422 2.1607
29 2.5701 2.5353 2.5048 2.4781 2.3662 2.3483 2.3327 2.3193 2.3084 2.2278
30 2.6436 2.6089 2.5785 2.5522 2.4398 2.4224 2.4076 2.3955 2.3856 2.3059
31 2.7293 2.6944 2.6642 2.6381 2.5251 2.5084 2.4947 2.4837 2.4749 2.3959
32 2.8282 2.7933 2.7631 2.7372 2.6233 2.6074 2.5946 2.5847 2.5772 2.5005
33 2.9417 2.9063 2.8761 2.8504 2.7353 2.7201 2.7081 2.6994 2.6953 2.6211
34 3.0704 3.0345 3.0041 2.9785 2.8618 2.8476 2.8366 2.8309 2.8306 2.7589
35 3.2152 3.1786 3.1480 3.1226 3.0037 2.9904 2.9831 2.9815 2.9850 2.9163
36 3.3769 3.3398 3.3088 3.2833 3.1624 3.1523 3.1489 3.1520 3.1607 3.0946
37 3.5581 3.5199 3.4885 3.4632 3.3420 3.3362 3.3372 3.3445 3.3582 3.2948
38 3.7578 3.7188 3.6869 3.6647 3.5439 3.5421 3.5486 3.5618 3.5813 3.5206
39 3.9799 3.9396 3.9109 3.8927 3.7713 3.7751 3.7865 3.8048 3.8298 3.7721
40 4.2239 4.1866 4.1614 4.1471 4.0259 4.0346 4.0513 4.0768 4.1089 4.0524
41 4.4960 4.4619 4.4412 4.4322 4.3093 4.3248 4.3485 4.3797 4.4178 4.3647
42 4.8010 4.7708 4.7543 4.7500 4.6268 4.6479 4.6775 4.7147 4.7598 4.7150
43 5.1397 5.1134 5.1013 5.1019 4.9779 5.0050 5.0405 5.0859 5.1386 5.1004
44 5.5144 5.4922 5.4848 5.4916 5.3652 5.3988 5.4430 5.4953 5.5576 5.5219
45 5.9274 5.9101 5.9093 5.9222 5.7921 5.8337 5.8861 5.9485 6.0189 5.9834
46 6.3831 6.3713 6.3756 6.3940 6.2619 6.3126 6.3742 6.4441 6.5205
47 6.8828 6.8757 6.8851 6.9089 6.7780 6.8376 6.9060 6.9817
48 7.4276 7.4252 7.4395 7.4687 7.3420 7.4076 7.4817
49 8.0194 8.0216 8.0408 8.0775 7.9525 8.0237
50 8.6608 8.6677 8.6945 8.7387 8.6117
51 9.3568 9.3702 9.4047 9.4546
52 10.1143 10.1344 10.1734
53 10.9368 10.9618
54 11.8309
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 3.0509 2.7244 2.4720 2.3033 2.2039 2.1397 2.0990 2.0798 1.9671 1.8813 1.8108 1.7514 1.7008 1.6572 1.6195 1.5867
19 3.0839 2.7541 2.4992 2.3290 2.2291 2.1649 2.1242 2.1051 1.9913 1.9047 1.8337 1.7738 1.7229 1.6791 1.6413 1.6084
20 3.1115 2.7796 2.5231 2.3519 2.2519 2.1878 2.1471 2.1281 2.0135 1.9263 1.8548 1.7946 1.7434 1.6996 1.6616 1.6287
21 3.1356 2.8023 2.5448 2.3732 2.2737 2.2095 2.1693 2.1503 2.0349 1.9470 1.8750 1.8147 1.7635 1.7196 1.6817 1.6488
22 3.1581 2.8243 2.5662 2.3943 2.2957 2.2315 2.1919 2.1729 2.0565 1.9681 1.8959 1.8353 1.7840 1.7402 1.7024 1.6698
23 3.1811 2.8473 2.5889 2.4168 2.3194 2.2549 2.2160 2.1971 2.0799 1.9911 1.9184 1.8578 1.8066 1.7628 1.7253 1.6929
24 3.2069 2.8732 2.6144 2.4422 2.3463 2.2821 2.2433 2.2243 2.1067 2.0171 1.9443 1.8837 1.8324 1.7889 1.7516 1.7195
25 3.2373 2.9040 2.6449 2.4722 2.3778 2.3144 2.2752 2.2572 2.1382 2.0483 1.9751 1.9142 1.8631 1.8198 1.7829 1.7512
26 3.2744 2.9412 2.6825 2.5096 2.4155 2.3526 2.3138 2.2961 2.1763 2.0857 2.0121 1.9511 1.9001 1.8570 1.8207 1.7896
27 3.3198 2.9867 2.7281 2.5546 2.4605 2.3982 2.3603 2.3425 2.2218 2.1306 2.0568 1.9959 1.9451 1.9025 1.8664 1.8361
28 3.3756 3.0416 2.7829 2.6085 2.5142 2.4527 2.4158 2.3994 2.2774 2.1854 2.1111 2.0502 1.9996 1.9574 1.9219 1.8921
29 3.4428 3.1077 2.8483 2.6727 2.5782 2.5172 2.4815 2.4667 2.3432 2.2510 2.1765 2.1154 2.0649 2.0231 1.9881 1.9589
30 3.5231 3.1862 2.9260 2.7488 2.6537 2.5950 2.5607 2.5467 2.4226 2.3289 2.2542 2.1927 2.1426 2.1008 2.0661 2.0373
31 3.6183 3.2790 3.0174 2.8400 2.7425 2.6872 2.6542 2.6420 2.5152 2.4213 2.3453 2.2841 2.2335 2.1916 2.1568 2.1281
32 3.7304 3.3881 3.1247 2.9476 2.8488 2.7949 2.7632 2.7529 2.6247 2.5285 2.4524 2.3898 2.3383 2.2960 2.2612 2.2324
33 3.8612 3.5153 3.2497 3.0727 2.9737 2.9199 2.8895 2.8820 2.7510 2.6534 2.5746 2.5110 2.4588 2.4157 2.3801 2.3508
34 4.0167 3.6629 3.3947 3.2178 3.1182 3.0640 3.0371 3.0314 2.8956 2.7952 2.7149 2.6490 2.5947 2.5500 2.5131 2.4830
35 4.1967 3.8340 3.5624 3.3850 3.2849 3.2297 3.2061 3.2009 3.0612 2.9562 2.8720 2.8040 2.7478 2.7014 2.6632 2.6319
36 4.4045 4.0342 3.7554 3.5767 3.4783 3.4222 3.3973 3.3918 3.2469 3.1378 3.0495 2.9770 2.9172 2.8686 2.8287 2.7961
37 4.6442 4.2654 3.9776 3.7954 3.6977 3.6396 3.6120 3.6091 3.4537 3.3393 3.2464 3.1700 3.1069 3.0551 3.0126 2.9784
38 4.9191 4.5298 4.2339 4.0441 3.9449 3.8833 3.8534 3.8507 3.6863 3.5620 3.4634 3.3823 3.3153 3.2603 3.2154 3.1793
39 5.2334 4.8307 4.5239 4.3276 4.2222 4.1585 4.1247 4.1177 3.9427 3.8101 3.7027 3.6151 3.5438 3.4852 3.4375 3.3994
40 5.5907 5.1708 4.8498 4.6444 4.5342 4.4632 4.4239 4.4113 4.2240 4.0819 3.9667 3.8721 3.7945 3.7313 3.6806 3.6402
41 5.9941 5.5525 5.2133 4.9956 4.8784 4.8019 4.7520 4.7339 4.5316 4.3788 4.2549 4.1532 4.0701 4.0024 3.9479 3.9048
42 6.4459 5.9772 5.6155 5.3822 5.2556 5.1720 5.1120 5.0894 4.8691 4.7021 4.5688 4.4595 4.3701 4.2976 4.2394 4.1989
43 6.9493 6.4455 6.0566 5.8044 5.6663 5.5740 5.5071 5.4753 5.2393 5.0568 4.9112 4.7925 4.6962 4.6185 4.5623 4.5255
44 7.5067 6.9570 6.5365 6.2623 6.1107 6.0083 5.9336 5.8925 5.6401 5.4429 5.2838 5.1557 5.0520 4.9753 4.9218 4.8883
45 8.1123 7.5107 7.0544 6.7554 6.5885 6.4751 6.3919 6.3441 6.0716 5.8587 5.6872 5.5484 5.4442 5.3690 5.3187 5.2897
46 8.7635 8.1050 7.6091 7.2830 7.0996 6.9744 6.8823 6.8281 6.5343 6.3050 6.1205 5.9801 5.8761 5.8027 5.7552 5.7301
47 9.4570 8.7372 8.1990 7.8441 7.6432 7.5058 7.4048 7.3446 7.0286 6.7822 6.5941 6.4522 6.3486 6.2771 6.2327 6.2117
48 10.1893 9.4050 8.8223 8.4374 8.2189 8.0693 7.9594 7.8937 7.5547 7.3018 7.1100 6.9669 6.8639 6.7944 6.7532 6.7363
49 10.9574 10.1065 9.4780 9.0626 8.8264 8.6648 8.5464 8.4756 8.1255 7.8662 7.6709 7.5267 7.4243 7.3569 7.3190 7.3063
50 11.7595 10.8408 10.1657 9.7198 9.4662 9.2930 9.1665 9.1054 8.7443 8.4784 8.2797 8.1343 8.0327 7.9674 7.9327 7.9239
51 12.5955 11.6120 10.8865 10.4101 10.1396 9.9555 9.8381 9.7872 9.4147 9.1422 8.9400 8.7933 8.6922 8.6289 8.5971 8.5924
52 13.4675 12.4190 11.6429 11.1363 10.8494 10.6735 10.5667 10.5259 10.1416 9.8621 9.6560 9.5078 9.4068 9.3449 9.3170 9.3182
53 14.3799 13.2661 12.4389 11.9022 11.6205 11.4541 11.3589 11.3276 10.9308 10.6436 10.4329 10.2824 10.1810 10.1229 10.0986 10.1023
54 15.3393 14.1595 13.2802 12.7373 12.4616 12.3056 12.2226 12.2010 11.7887 11.4927 11.2776 11.1260 11.0258 10.9674 10.9437 10.9485
55 16.3543 15.1070 14.2019 13.6525 13.3829 13.2373 13.1667 13.1587 12.7304 12.4239 12.2016 12.0452 11.9419 11.8817 11.8569 11.8611
56 17.4351 16.1527 15.2168 14.6593 14.3952 14.2595 14.2005 14.2055 13.7585 13.4388 13.2070 13.0436 12.9350 12.8708 12.8428
57 18.6342 17.3119 16.3384 15.7701 15.5097 15.3824 15.3335 15.3498 14.8805 14.5446 14.3003 14.1269 14.0103 13.9395
58 19.9696 18.6002 17.5797 16.9971 16.7376 16.6160 16.5747 16.5999 16.1040 15.7479 15.4874 15.3007 15.1728
59 21.4585 20.0329 18.9694 18.3518 18.0891 17.9698 17.9327 17.9634 17.4355 17.0546 16.7737 16.5696
60 23.1174 21.6245 20.5091 19.8451 19.5740 19.4520 19.4146 19.4465 18.8809 18.4698 18.1635
Age / Term 26 27 28 29 30 31 32 33 34 35
18 1.5579 1.5326 1.5102 1.4904 1.4162 1.4017 1.3885 1.3768 1.3661 1.3090
19 1.5795 1.5542 1.5318 1.5120 1.4371 1.4226 1.4096 1.3980 1.3876 1.3302
20 1.5999 1.5746 1.5524 1.5327 1.4573 1.4430 1.4302 1.4189 1.4088 1.3515
21 1.6201 1.5950 1.5730 1.5535 1.4777 1.4637 1.4514 1.4405 1.4308 1.3739
22 1.6413 1.6165 1.5947 1.5755 1.4996 1.4862 1.4744 1.4641 1.4551 1.3989
23 1.6647 1.6403 1.6189 1.6002 1.5245 1.5117 1.5007 1.4911 1.4830 1.4278
24 1.6918 1.6678 1.6470 1.6289 1.5537 1.5418 1.5316 1.5231 1.5158 1.4619
25 1.7241 1.7007 1.6806 1.6633 1.5888 1.5779 1.5687 1.5612 1.5552 1.5025
26 1.7631 1.7405 1.7213 1.7049 1.6311 1.6212 1.6132 1.6068 1.6018 1.5506
27 1.8103 1.7885 1.7701 1.7547 1.6818 1.6730 1.6661 1.6607 1.6572 1.6073
28 1.8671 1.8461 1.8286 1.8141 1.7419 1.7341 1.7282 1.7240 1.7219 1.6731
29 1.9345 1.9142 1.8975 1.8838 1.8119 1.8052 1.8004 1.7974 1.7966 1.7487
30 2.0134 1.9937 1.9776 1.9646 1.8928 1.8871 1.8834 1.8816 1.8819 1.8348
31 2.1045 2.0851 2.0695 2.0573 1.9849 1.9803 1.9778 1.9774 1.9789 1.9325
32 2.2087 2.1894 2.1740 2.1622 2.0894 2.0853 2.0840 2.0851 2.0883 2.0437
33 2.3269 2.3076 2.2925 2.2810 2.2069 2.2041 2.2037 2.2057 2.2121 2.1706
34 2.4586 2.4392 2.4243 2.4135 2.3375 2.3353 2.3364 2.3425 2.3534 2.3135
35 2.6068 2.5869 2.5719 2.5611 2.4833 2.4824 2.4870 2.4970 2.5119 2.4762
36 2.7700 2.7496 2.7343 2.7240 2.6443 2.6469 2.6555 2.6702 2.6908 2.6621
37 2.9512 2.9304 2.9151 2.9050 2.8242 2.8318 2.8457 2.8656 2.8925 2.8692
38 3.1508 3.1291 3.1135 3.1069 3.0274 3.0397 3.0600 3.0876 3.1212 3.1012
39 3.3694 3.3469 3.3347 3.3320 3.2559 3.2754 3.3021 3.3354 3.3748 3.3583
40 3.6086 3.5895 3.5819 3.5846 3.5132 3.5383 3.5707 3.6101 3.6571 3.6425
41 3.8764 3.8613 3.8580 3.8658 3.7986 3.8295 3.8687 3.9158 3.9692 3.9557
42 4.1739 4.1632 4.1661 4.1813 4.1143 4.1526 4.1990 4.2527 4.3129 4.3001
43 4.5053 4.5004 4.5098 4.5311 4.4643 4.5094 4.5626 4.6231 4.6900 4.6774
44 4.8734 4.8743 4.8891 4.9164 4.8496 4.9015 4.9615 5.0288 5.1025 5.0895
45 5.2793 5.2853 5.3058 5.3391 5.2721 5.3307 5.3976 5.4716 5.5519 5.5378
46 5.7244 5.7357 5.7620 5.8013 5.7336 5.7990 5.8726 5.9532 6.0399
47 6.2108 6.2274 6.2594 6.3060 6.2359 6.3080 6.3881 6.4749
48 6.7403 6.7623 6.8007 6.8548 6.7806 6.8591 6.9453
49 7.3150 7.3425 7.3887 7.4487 7.3694 7.4538
50 7.9374 7.9726 8.0241 8.0895 8.0039
51 8.6131 8.6530 8.7093 8.7793
52 9.3426 9.3864 9.4466
53 10.1294 10.1760
54 10.9770
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 2.5106 2.2490 2.0436 1.9033 1.8222 1.7671 1.7329 1.7157 1.6225 1.5517 1.4938 1.4452 1.4038 1.3683 1.3375 1.3107
19 2.5425 2.2779 2.0701 1.9285 1.8469 1.7917 1.7576 1.7406 1.6462 1.5747 1.5161 1.4671 1.4254 1.3896 1.3587 1.3318
20 2.5695 2.3026 2.0934 1.9511 1.8693 1.8143 1.7802 1.7632 1.6679 1.5957 1.5368 1.4874 1.4455 1.4096 1.3786 1.3517
21 2.5929 2.3248 2.1149 1.9723 1.8905 1.8359 1.8018 1.7849 1.6891 1.6162 1.5567 1.5071 1.4651 1.4292 1.3983 1.3715
22 2.6148 2.3462 2.1363 1.9935 1.9120 1.8579 1.8238 1.8074 1.7107 1.6372 1.5774 1.5276 1.4855 1.4497 1.4189 1.3924
23 2.6373 2.3687 2.1590 2.0163 1.9352 1.8817 1.8478 1.8317 1.7341 1.6603 1.6002 1.5502 1.5081 1.4724 1.4419 1.4157
24 2.6624 2.3941 2.1848 2.0422 1.9615 1.9087 1.8756 1.8593 1.7612 1.6868 1.6263 1.5762 1.5342 1.4988 1.4687 1.4431
25 2.6922 2.4242 2.2154 2.0729 1.9924 1.9402 1.9078 1.8919 1.7930 1.7181 1.6575 1.6074 1.5657 1.5305 1.5011 1.4763
26 2.7284 2.4608 2.2524 2.1095 2.0292 1.9776 1.9461 1.9312 1.8315 1.7562 1.6953 1.6453 1.6039 1.5694 1.5406 1.5167
27 2.7731 2.5051 2.2969 2.1535 2.0732 2.0228 1.9919 1.9779 1.8775 1.8021 1.7413 1.6914 1.6505 1.6167 1.5888 1.5659
28 2.8274 2.5589 2.3506 2.2077 2.1259 2.0779 2.0479 2.0346 1.9335 1.8573 1.7968 1.7471 1.7069 1.6739 1.6469 1.6249
29 2.8930 2.6234 2.4146 2.2723 2.1908 2.1431 2.1142 2.1024 1.9998 1.9241 1.8631 1.8142 1.7744 1.7420 1.7158 1.6946
30 2.9724 2.7003 2.4906 2.3488 2.2673 2.2200 2.1923 2.1821 2.0797 2.0026 1.9423 1.8935 1.8539 1.8219 1.7962 1.7757
31 3.0678 2.7910 2.5801 2.4388 2.3573 2.3103 2.2846 2.2773 2.1728 2.0961 2.0349 1.9856 1.9464 1.9149 1.8895 1.8692
32 3.1799 2.8974 2.6850 2.5440 2.4626 2.4160 2.3941 2.3886 2.2823 2.2036 2.1424 2.0932 2.0535 2.0215 1.9960 1.9757
33 3.3108 3.0241 2.8074 2.6667 2.5872 2.5418 2.5206 2.5165 2.4087 2.3289 2.2656 2.2147 2.1743 2.1418 2.1158 2.0951
34 3.4628 3.1715 2.9497 2.8086 2.7315 2.6867 2.6657 2.6645 2.5524 2.4708 2.4060 2.3538 2.3116 2.2777 2.2507 2.2293
35 3.6391 3.3423 3.1169 2.9723 2.8974 2.8526 2.8323 2.8338 2.7168 2.6303 2.5629 2.5085 2.4645 2.4289 2.4004 2.3781
36 3.8424 3.5392 3.3094 3.1635 3.0869 3.0434 3.0238 3.0243 2.9020 2.8113 2.7391 2.6807 2.6335 2.5956 2.5654 2.5418
37 4.0764 3.7653 3.5297 3.3814 3.3054 3.2600 3.2387 3.2371 3.1079 3.0118 2.9349 2.8726 2.8221 2.7814 2.7490 2.7239
38 4.3451 4.0240 3.7805 3.6282 3.5515 3.5060 3.4784 3.4767 3.3372 3.2331 3.1503 3.0833 3.0288 2.9851 2.9503 2.9236
39 4.6523 4.3183 4.0645 3.9060 3.8267 3.7797 3.7503 3.7425 3.5949 3.4814 3.3903 3.3168 3.2576 3.2104 3.1734 3.1452
40 5.0056 4.6510 4.3834 4.2161 4.1324 4.0822 4.0499 4.0368 3.8776 3.7542 3.6550 3.5748 3.5104 3.4590 3.4189 3.3883
41 5.4062 5.0242 4.7391 4.5600 4.4696 4.4143 4.3779 4.3594 4.1861 4.0515 3.9433 3.8559 3.7857 3.7299 3.6863 3.6532
42 5.8545 5.4394 5.1325 4.9383 4.8390 4.7770 4.7351 4.7105 4.5216 4.3747 4.2566 4.1614 4.0850 4.0243 3.9770 3.9467
43 6.3515 5.8971 5.5639 5.3515 5.2411 5.1708 5.1223 5.0920 4.8851 4.7249 4.5963 4.4926 4.4096 4.3437 4.2985 4.2713
44 6.8967 6.3974 6.0330 5.7994 5.6759 5.5960 5.5401 5.5044 5.2777 5.1033 4.9634 4.8508 4.7606 4.6959 4.6532 4.6294
45 7.4888 6.9432 6.5392 6.2815 6.1434 6.0529 5.9889 5.9474 5.7005 5.5108 5.3589 5.2368 5.1466 5.0834 5.0433 5.0232
46 8.1255 7.5283 7.0812 6.7973 6.6433 6.5415 6.4691 6.4217 6.1540 5.9481 5.7837 5.6599 5.5699 5.5083 5.4709 5.4561
47 8.8033 8.1503 7.6574 7.3457 7.1750 7.0616 6.9807 6.9275 6.6380 6.4156 6.2474 6.1221 6.0324 5.9726 5.9395 5.9290
48 9.5190 8.8070 8.2663 7.9256 7.7379 7.6129 7.5238 7.4650 7.1530 6.9241 6.7521 6.6254 6.5361 6.4793 6.4501 6.4440
49 10.2695 9.4963 8.9067 8.5366 8.3320 8.1957 8.0985 8.0345 7.7116 7.4755 7.2999 7.1719 7.0844 7.0305 7.0048 7.0031
50 11.0532 10.2177 9.5784 9.1788 8.9577 8.8104 8.7057 8.6506 8.3167 8.0734 7.8943 7.7661 7.6798 7.6283 7.6061 7.6087
51 11.8701 10.9717 10.2826 9.8536 9.6164 9.4588 9.3621 9.3172 8.9720 8.7221 8.5397 8.4105 8.3250 8.2757 8.2567 8.2634
52 12.7223 11.7608 11.0215 10.5636 10.3108 10.1599 10.0726 10.0390 9.6820 9.4253 9.2391 9.1085 9.0235 8.9760 8.9598 8.9700
53 13.6140 12.5892 11.7992 11.3124 11.0629 10.9200 10.8429 10.8216 10.4520 10.1877 9.9971 9.8646 9.7794 9.7330 9.7189 9.7317
54 14.5519 13.4630 12.6235 12.1261 11.8806 11.7463 11.6801 11.6715 11.2880 11.0151 10.8191 10.6837 10.5971 10.5508 10.5377 10.5520
55 15.5443 14.3900 13.5254 13.0139 12.7725 12.6470 12.5918 12.5958 12.1967 11.9135 11.7106 11.5707 11.4815 11.4338 11.4202 11.4345
56 16.6010 15.4078 14.5155 13.9859 13.7479 13.6307 13.5859 13.6019 13.1847 12.8890 12.6772 12.5309 12.4372 12.3862 12.3700
57 17.7662 16.5294 15.6058 15.0523 14.8162 14.7059 14.6702 14.6969 14.2584 13.9475 13.7242 13.5690 13.4683 13.4117
58 19.0543 17.7676 16.8075 16.2231 15.9861 15.8807 15.8520 15.8872 15.4238 15.0942 14.8562 14.6892 14.5787
59 20.4790 19.1346 18.1315 17.5237 17.2658 17.1620 17.1373 17.1783 16.6854 16.3334 16.0771 15.8948
60 22.0523 20.6409 19.5869 18.9497 18.6611 18.5556 18.5312 18.5741 18.0471 17.6681 17.3894
Age / Term 26 27 28 29 30 31 32 33 34 35
18 1.2873 1.2667 1.2486 1.2325 1.1716 1.1599 1.1495 1.1403 1.1321 1.0859
19 1.3084 1.2878 1.2696 1.2536 1.1922 1.1807 1.1706 1.1617 1.1539 1.1079
20 1.3283 1.3078 1.2899 1.2741 1.2123 1.2013 1.1916 1.1832 1.1760 1.1306
21 1.3483 1.3280 1.3103 1.2949 1.2332 1.2228 1.2138 1.2062 1.1998 1.1553
22 1.3695 1.3496 1.3324 1.3176 1.2563 1.2467 1.2386 1.2320 1.2266 1.1833
23 1.3933 1.3741 1.3576 1.3436 1.2831 1.2746 1.2676 1.2619 1.2577 1.2158
24 1.4214 1.4029 1.3874 1.3744 1.3151 1.3076 1.3019 1.2975 1.2944 1.2541
25 1.4555 1.4380 1.4235 1.4115 1.3536 1.3474 1.3428 1.3397 1.3381 1.2992
26 1.4968 1.4805 1.4673 1.4566 1.3998 1.3948 1.3914 1.3897 1.3892 1.3517
27 1.5471 1.5319 1.5198 1.5102 1.4543 1.4505 1.4485 1.4480 1.4488 1.4125
28 1.6072 1.5930 1.5818 1.5733 1.5182 1.5154 1.5146 1.5153 1.5175 1.4820
29 1.6778 1.6645 1.6542 1.6467 1.5918 1.5903 1.5903 1.5922 1.5957 1.5607
30 1.7595 1.7470 1.7375 1.7308 1.6758 1.6753 1.6766 1.6796 1.6841 1.6501
31 1.8533 1.8410 1.8320 1.8261 1.7705 1.7708 1.7734 1.7779 1.7840 1.7497
32 1.9600 1.9480 1.9394 1.9339 1.8775 1.8789 1.8823 1.8877 1.8949 1.8647
33 2.0791 2.0670 2.0589 2.0540 1.9962 1.9982 2.0029 2.0098 2.0212 1.9968
34 2.2130 2.2009 2.1927 2.1880 2.1283 2.1317 2.1377 2.1492 2.1659 2.1448
35 2.3609 2.3484 2.3401 2.3356 2.2757 2.2810 2.2920 2.3083 2.3296 2.3116
36 2.5240 2.5114 2.5034 2.4995 2.4405 2.4500 2.4653 2.4861 2.5125 2.4975
37 2.7050 2.6917 2.6834 2.6803 2.6247 2.6385 2.6586 2.6853 2.7175 2.7043
38 2.9040 2.8907 2.8832 2.8849 2.8300 2.8494 2.8754 2.9075 2.9453 2.9337
39 3.1247 3.1110 3.1075 3.1135 3.0599 3.0846 3.1161 3.1540 3.1978 3.1878
40 3.3662 3.3561 3.3569 3.3675 3.3153 3.3456 3.3830 3.4270 3.4771 3.4685
41 3.6343 3.6282 3.6335 3.6491 3.5982 3.6345 3.6782 3.7286 3.7852 3.7778
42 3.9315 3.9297 3.9400 3.9624 3.9110 3.9537 4.0038 4.0609 4.1242 4.1176
43 4.2600 4.2631 4.2798 4.3081 4.2559 4.3051 4.3620 4.4259 4.4960 4.4898
44 4.6225 4.6316 4.6541 4.6884 4.6351 4.6910 4.7547 4.8254 4.9023 4.8970
45 5.0221 5.0365 5.0648 5.1053 5.0504 5.1132 5.1838 5.2613 5.3449 5.3409
46 5.4598 5.4798 5.5140 5.5610 5.5038 5.5734 5.6508 5.7350 5.8250
47 5.9378 5.9634 6.0037 6.0570 5.9968 6.0732 6.1572 6.2477
48 6.4579 6.4891 6.5355 6.5951 6.5310 6.6138 6.7040
49 7.0221 7.0589 7.1111 7.1767 7.1079 7.1967
50 7.6326 7.6747 7.7324 7.8035 7.7287
51 8.2918 8.3387 8.4014 8.4773
52 9.0023 9.0534 9.1201
53 9.7671 9.8212
54 10.5892
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 1.9424 1.7506 1.5996 1.4925 1.4265 1.3820 1.3539 1.3383 1.2650 1.2096 1.1646 1.1271 1.0955 1.0683 1.0449 1.0246
19 1.9736 1.7788 1.6257 1.5172 1.4508 1.4061 1.3782 1.3628 1.2887 1.2324 1.1868 1.1489 1.1168 1.0894 1.0659 1.0455
20 1.9998 1.8029 1.6484 1.5393 1.4729 1.4283 1.4006 1.3857 1.3106 1.2537 1.2076 1.1692 1.1369 1.1094 1.0858 1.0655
21 2.0229 1.8246 1.6695 1.5603 1.4941 1.4499 1.4223 1.4079 1.3320 1.2747 1.2281 1.1894 1.1569 1.1294 1.1060 1.0859
22 2.0447 1.8456 1.6904 1.5815 1.5158 1.4721 1.4446 1.4308 1.3545 1.2966 1.2496 1.2107 1.1783 1.1509 1.1277 1.1081
23 2.0672 1.8677 1.7127 1.6047 1.5394 1.4963 1.4694 1.4556 1.3788 1.3206 1.2735 1.2346 1.2023 1.1752 1.1526 1.1337
24 2.0925 1.8926 1.7383 1.6310 1.5663 1.5237 1.4976 1.4842 1.4071 1.3486 1.3014 1.2625 1.2306 1.2041 1.1822 1.1643
25 2.1226 1.9224 1.7684 1.6621 1.5979 1.5559 1.5306 1.5180 1.4403 1.3816 1.3347 1.2961 1.2648 1.2391 1.2182 1.2014
26 2.1595 1.9582 1.8047 1.6993 1.6355 1.5940 1.5695 1.5580 1.4802 1.4217 1.3748 1.3369 1.3063 1.2816 1.2619 1.2464
27 2.2046 2.0028 1.8485 1.7440 1.6806 1.6402 1.6163 1.6062 1.5282 1.4696 1.4233 1.3862 1.3564 1.3328 1.3143 1.3003
28 2.2595 2.0571 1.9012 1.7975 1.7348 1.6962 1.6732 1.6644 1.5853 1.5275 1.4816 1.4451 1.4163 1.3940 1.3767 1.3637
29 2.3258 2.1222 1.9645 1.8611 1.8002 1.7625 1.7404 1.7331 1.6543 1.5960 1.5507 1.5154 1.4877 1.4662 1.4500 1.4381
30 2.4049 2.1996 2.0410 1.9364 1.8774 1.8407 1.8194 1.8141 1.7351 1.6775 1.6326 1.5975 1.5704 1.5497 1.5343 1.5231
31 2.4987 2.2909 2.1309 2.0261 1.9681 1.9323 1.9141 1.9107 1.8299 1.7719 1.7275 1.6929 1.6663 1.6460 1.6308 1.6200
32 2.6087 2.3980 2.2365 2.1318 2.0746 2.0405 2.0246 2.0226 1.9410 1.8821 1.8368 1.8018 1.7749 1.7546 1.7395 1.7288
33 2.7376 2.5231 2.3593 2.2548 2.2000 2.1673 2.1524 2.1521 2.0682 2.0083 1.9623 1.9265 1.8989 1.8779 1.8624 1.8517
34 2.8873 2.6681 2.5016 2.3971 2.3447 2.3151 2.2994 2.3023 2.2159 2.1531 2.1049 2.0676 2.0389 2.0172 2.0013 1.9902
35 3.0634 2.8359 2.6661 2.5612 2.5109 2.4841 2.4711 2.4730 2.3846 2.3186 2.2674 2.2276 2.1968 2.1732 2.1557 2.1434
36 3.2666 3.0293 2.8554 2.7494 2.7006 2.6761 2.6652 2.6672 2.5733 2.5027 2.4477 2.4045 2.3708 2.3448 2.3254 2.3116
37 3.5007 3.2516 3.0720 2.9638 2.9158 2.8925 2.8829 2.8843 2.7828 2.7065 2.6464 2.5990 2.5618 2.5330 2.5113 2.4961
38 3.7693 3.5058 3.3188 3.2067 3.1581 3.1349 3.1254 3.1268 3.0159 2.9317 2.8653 2.8128 2.7716 2.7398 2.7159 2.6989
39 4.0765 3.7971 3.5979 3.4799 3.4290 3.4045 3.3937 3.3940 3.2723 3.1794 3.1059 3.0476 3.0016 2.9660 2.9393 2.9203
40 4.4255 4.1280 3.9115 3.7850 3.7299 3.7022 3.6888 3.6870 3.5528 3.4500 3.3684 3.3035 3.2523 3.2126 3.1828 3.1615
41 4.8194 4.4991 4.2611 4.1231 4.0616 4.0292 4.0117 4.0068 3.8585 3.7445 3.6539 3.5818 3.5250 3.4809 3.4478 3.4241
42 5.2601 4.9117 4.6477 4.4951 4.4249 4.3860 4.3634 4.3544 4.1904 4.0642 3.9639 3.8840 3.8211 3.7723 3.7356 3.7148
43 5.7485 5.3662 5.0727 4.9012 4.8202 4.7733 4.7444 4.7307 4.5497 4.4102 4.2994 4.2113 4.1418 4.0880 4.0536 4.0361
44 6.2843 5.8622 5.5366 5.3412 5.2476 5.1915 5.1554 5.1365 4.9372 4.7836 4.6617 4.5648 4.4884 4.4360 4.4041 4.3902
45 6.8661 6.3986 6.0367 5.8149 5.7071 5.6407 5.5969 5.5724 5.3537 5.1853 5.0516 4.9455 4.8693 4.8185 4.7895 4.7794
46 7.4914 6.9735 6.5717 6.3214 6.1982 6.1210 6.0691 6.0391 5.8000 5.6160 5.4701 5.3624 5.2866 5.2377 5.2117 5.2057
47 8.1571 7.5846 7.1401 6.8599 6.7205 6.6321 6.5722 6.5367 6.2764 6.0762 5.9266 5.8177 5.7424 5.6955 5.6729 5.6711
48 8.8598 8.2295 7.7404 7.4293 7.2735 7.1740 7.1061 7.0654 6.7833 6.5764 6.4234 6.3132 6.2387 6.1940 6.1748 6.1775
49 9.5967 8.9066 8.3715 8.0292 7.8571 7.7467 7.6713 7.6257 7.3324 7.1190 6.9625 6.8514 6.7777 6.7354 6.7197 6.7268
50 10.3661 9.6151 9.0334 8.6598 8.4717 8.3510 8.2684 8.2311 7.9265 7.7066 7.5467 7.4345 7.3617 7.3218 7.3096 7.3211
51 11.1682 10.3557 9.7272 9.3225 9.1190 8.9883 8.9130 8.8851 8.5690 8.3424 8.1789 8.0657 7.9937 7.9560 7.9471 7.9627
52 12.0049 11.1308 10.4555 10.0197 9.8013 9.6763 9.6093 9.5919 9.2639 9.0302 8.8630 8.7483 8.6768 8.6410 8.6350 8.6542
53 12.8806 11.9447 11.2224 10.7553 10.5387 10.4203 10.3625 10.3565 10.0158 9.7745 9.6029 9.4863 9.4147 9.3802 9.3764 9.3985
54 13.8017 12.8034 12.0334 11.5521 11.3379 11.2269 11.1790 11.1848 10.8302 10.5802 10.4034 10.2840 10.2114 10.1771 10.1746 10.1985
55 14.7766 13.7144 12.9171 12.4229 12.2068 12.1032 12.0652 12.0829 11.7128 11.4527 11.2693 11.1458 11.0708 11.0356 11.0329 11.0572
56 15.8148 14.7104 13.8833 13.3757 13.1534 13.0567 13.0282 13.0571 12.6693 12.3973 12.2054 12.0760 11.9971 11.9591 11.9546
57 16.9535 15.8026 14.9423 14.4188 14.1853 14.0946 14.0742 14.1133 13.7051 13.4186 13.2160 13.0786 12.9935 12.9516
58 18.2047 17.0017 16.1035 15.5607 15.3151 15.2231 15.2092 15.2566 14.8247 14.5209 14.3048 14.1566 14.0666
59 19.5791 18.3171 17.3753 16.8089 16.5566 16.4474 16.4376 16.4907 16.0314 15.7069 15.4739 15.3202
60 21.0852 19.7562 18.7643 18.1691 17.9061 17.7852 17.7621 17.8180 17.3272 16.9777 16.7389
Age / Term 26 27 28 29 30 31 32 33 34 35
18 1.0069 0.9914 0.9778 0.9659 0.9193 0.9111 0.9040 0.8981 0.8932 0.8598
19 1.0278 1.0124 0.9989 0.9873 0.9406 0.9329 0.9265 0.9213 0.9172 0.8846
20 1.0480 1.0328 1.0198 1.0086 0.9623 0.9555 0.9499 0.9457 0.9426 0.9113
21 1.0687 1.0541 1.0416 1.0313 0.9858 0.9800 0.9757 0.9726 0.9707 0.9407
22 1.0916 1.0777 1.0662 1.0568 1.0127 1.0081 1.0051 1.0032 1.0027 0.9743
23 1.1180 1.1052 1.0949 1.0867 1.0441 1.0410 1.0392 1.0389 1.0396 1.0126
24 1.1497 1.1381 1.1292 1.1225 1.0815 1.0797 1.0794 1.0803 1.0823 1.0567
25 1.1882 1.1780 1.1705 1.1652 1.1256 1.1251 1.1262 1.1285 1.1317 1.1073
26 1.2346 1.2258 1.2197 1.2157 1.1772 1.1780 1.1804 1.1839 1.1884 1.1649
27 1.2898 1.2824 1.2775 1.2749 1.2371 1.2391 1.2423 1.2470 1.2529 1.2301
28 1.3544 1.3483 1.3446 1.3431 1.3056 1.3088 1.3133 1.3189 1.3256 1.3061
29 1.4297 1.4242 1.4212 1.4207 1.3832 1.3871 1.3928 1.4002 1.4089 1.3911
30 1.5155 1.5109 1.5088 1.5088 1.4713 1.4770 1.4844 1.4933 1.5035 1.4858
31 1.6126 1.6082 1.6064 1.6073 1.5720 1.5788 1.5872 1.5970 1.6083 1.5910
32 1.7217 1.7178 1.7168 1.7186 1.6839 1.6915 1.7006 1.7119 1.7248 1.7092
33 1.8448 1.8415 1.8414 1.8440 1.8075 1.8162 1.8268 1.8392 1.8558 1.8417
34 1.9831 1.9797 1.9795 1.9823 1.9445 1.9540 1.9655 1.9817 2.0024 1.9899
35 2.1355 2.1316 2.1313 2.1342 2.0949 2.1051 2.1206 2.1411 2.1662 2.1554
36 2.3027 2.2982 2.2982 2.3019 2.2597 2.2739 2.2938 2.3188 2.3489 2.3398
37 2.4866 2.4819 2.4817 2.4855 2.4434 2.4621 2.4867 2.5168 2.5521 2.5448
38 2.6881 2.6827 2.6821 2.6900 2.6481 2.6716 2.7014 2.7369 2.7778 2.7722
39 2.9080 2.9018 2.9052 2.9174 2.8756 2.9044 2.9397 2.9810 3.0280 3.0254
40 3.1477 3.1452 3.1529 3.1700 3.1282 3.1626 3.2038 3.2513 3.3045 3.3050
41 3.4137 3.4153 3.4276 3.4499 3.4079 3.4484 3.4958 3.5497 3.6094 3.6130
42 3.7082 3.7142 3.7316 3.7594 3.7171 3.7638 3.8178 3.8783 3.9449 3.9513
43 4.0336 4.0444 4.0672 4.1008 4.0577 4.1111 4.1718 4.2392 4.3140 4.3216
44 4.3921 4.4080 4.4364 4.4761 4.4320 4.4921 4.5598 4.6354 4.7175 4.7255
45 4.7859 4.8071 4.8414 4.8874 4.8418 4.9088 4.9846 5.0678 5.1567 5.1645
46 5.2171 5.2439 5.2842 5.3366 5.2888 5.3637 5.4473 5.5374 5.6329
47 5.6876 5.7200 5.7664 5.8252 5.7751 5.8584 5.9489 6.0455
48 6.1991 6.2372 6.2897 6.3549 6.3035 6.3934 6.4904
49 6.7535 6.7972 6.8557 6.9269 6.8737 6.9700
50 7.3528 7.4019 7.4659 7.5427 7.4873
51 7.9990 8.0531 8.1222 8.2039
52 8.6946 8.7530 8.8262
53 9.4421 9.5037
54 10.2440
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 4.9968 4.4726 4.0636 3.7889 3.6299 3.5256 3.4599 3.4293 3.2451 3.1051 2.9901 2.8933 2.8109 2.7398 2.6784 2.6248
19 5.0539 4.5239 4.1109 3.8335 3.6738 3.5690 3.5036 3.4729 3.2871 3.1458 3.0299 2.9323 2.8493 2.7780 2.7162 2.6625
20 5.1017 4.5677 4.1520 3.8731 3.7134 3.6085 3.5437 3.5133 3.3258 3.1833 3.0665 2.9684 2.8849 2.8133 2.7515 2.6977
21 5.1431 4.6068 4.1894 3.9096 3.7508 3.6459 3.5818 3.5517 3.3627 3.2191 3.1016 3.0032 2.9196 2.8480 2.7862 2.7325
22 5.1817 4.6444 4.2260 3.9458 3.7883 3.6834 3.6204 3.5904 3.3999 3.2556 3.1376 3.0389 2.9551 2.8836 2.8220 2.7687
23 5.2211 4.6837 4.2646 3.9842 3.8287 3.7243 3.6617 3.6318 3.4404 3.2951 3.1766 3.0776 2.9940 2.9228 2.8615 2.8085
24 5.2649 4.7278 4.3089 4.0286 3.8744 3.7711 3.7082 3.6790 3.4863 3.3401 3.2211 3.1221 3.0385 2.9674 2.9065 2.8542
25 5.3168 4.7801 4.3619 4.0815 3.9279 3.8260 3.7627 3.7351 3.5405 3.3934 3.2739 3.1746 3.0911 3.0203 2.9600 2.9083
26 5.3799 4.8433 4.4258 4.1452 3.9920 3.8910 3.8291 3.8014 3.6056 3.4575 3.3373 3.2377 3.1544 3.0840 3.0245 2.9736
27 5.4572 4.9206 4.5030 4.2215 4.0685 3.9685 3.9083 3.8810 3.6835 3.5343 3.4137 3.3142 3.2311 3.1612 3.1022 3.0523
28 5.5522 5.0140 4.5959 4.3130 4.1599 4.0610 4.0026 3.9777 3.7781 3.6277 3.5061 3.4064 3.3236 3.2542 3.1957 3.1466
29 5.6665 5.1262 4.7070 4.4220 4.2685 4.1708 4.1143 4.0920 3.8899 3.7391 3.6172 3.5167 3.4341 3.3651 3.3071 3.2584
30 5.8033 5.2597 4.8386 4.5510 4.3969 4.3034 4.2490 4.2280 4.0246 3.8712 3.7485 3.6478 3.5648 3.4956 3.4378 3.3897
31 5.9653 5.4174 4.9937 4.7064 4.5476 4.4596 4.4074 4.3894 4.1816 4.0271 3.9026 3.8014 3.7172 3.6474 3.5898 3.5416
32 6.1560 5.6025 5.1756 4.8883 4.7285 4.6419 4.5919 4.5769 4.3659 4.2083 4.0823 3.9783 3.8933 3.8230 3.7642 3.7152
33 6.3794 5.8184 5.3873 5.0997 4.9395 4.8531 4.8053 4.7938 4.5790 4.4173 4.2874 4.1821 4.0947 4.0219 3.9613 3.9109
34 6.6428 6.0688 5.6325 5.3446 5.1834 5.0965 5.0529 5.0453 4.8209 4.6559 4.5220 4.4115 4.3208 4.2459 4.1834 4.1314
35 6.9474 6.3585 5.9160 5.6264 5.4631 5.3746 5.3370 5.3303 5.0985 4.9238 4.7854 4.6709 4.5756 4.4963 4.4304 4.3758
36 7.2992 6.6957 6.2415 5.9491 5.7874 5.6969 5.6580 5.6508 5.4097 5.2272 5.0787 4.9583 4.8584 4.7750 4.7057 4.6484
37 7.7032 7.0848 6.6137 6.3165 6.1550 6.0610 6.0180 6.0105 5.7559 5.5639 5.4073 5.2775 5.1697 5.0816 5.0083 4.9478
38 8.1661 7.5292 7.0431 6.7322 6.5685 6.4686 6.4193 6.4138 6.1388 5.9353 5.7688 5.6306 5.5156 5.4202 5.3413 5.2766
39 8.6945 8.0339 7.5286 7.2032 7.0307 6.9223 6.8676 6.8588 6.5655 6.3434 6.1654 6.0175 5.8945 5.7924 5.7081 5.6393
40 9.2939 8.6033 8.0730 7.7310 7.5446 7.4288 7.3648 7.3473 7.0330 6.7930 6.5991 6.4403 6.3083 6.1989 6.1087 6.0352
41 9.9691 9.2409 8.6791 8.3152 8.1156 7.9846 7.9094 7.8815 7.5433 7.2847 7.0736 6.9014 6.7596 6.6421 6.5454 6.4667
42 10.7234 9.9488 9.3482 8.9570 8.7402 8.5932 8.5028 8.4632 8.0984 7.8194 7.5915 7.4033 7.2507 7.1244 7.0206 6.9427
43 11.5580 10.7276 10.0805 9.6565 9.4188 9.2556 9.1464 9.0942 8.7002 8.3988 8.1528 7.9498 7.7836 7.6478 7.5435 7.4664
44 12.4721 11.5763 10.8755 10.4134 10.1513 9.9696 9.8409 9.7802 9.3499 9.0246 8.7592 8.5403 8.3605 8.2221 8.1172 8.0408
45 13.4720 12.4927 11.7312 11.2265 10.9371 10.7350 10.5868 10.5170 10.0505 9.6980 9.4118 9.1759 8.9910 8.8505 8.7443 8.6684
46 14.5445 13.4734 12.6454 12.0941 11.7752 11.5513 11.3860 11.3048 10.8020 10.4192 10.1114 9.8681 9.6784 9.5346 9.4274 9.3512
47 15.6830 14.5137 13.6145 13.0138 12.6639 12.4172 12.2350 12.1429 11.6022 11.1885 10.8697 10.6187 10.4238 10.2764 10.1674 10.0907
48 16.8810 15.6087 14.6351 13.9831 13.6013 13.3316 13.1328 13.0304 12.4503 12.0207 11.6882 11.4293 11.2287 11.0768 10.9658 10.8889
49 18.1327 16.7546 15.7044 15.0002 14.5862 14.2935 14.0786 13.9663 13.3619 12.9159 12.5692 12.3011 12.0945 11.9388 11.8248 11.7486
50 19.4341 17.9486 16.8209 16.0642 15.6183 15.3028 15.0722 14.9690 14.3397 13.8767 13.5175 13.2385 13.0247 12.8646 12.7489 12.6703
51 20.7840 19.1907 17.9853 17.1761 16.6986 16.3608 16.1363 16.0425 15.3874 14.9067 14.5343 14.2452 14.0237 13.8577 13.7374 13.6551
52 22.1844 20.4832 19.2001 18.3386 17.8300 17.4957 17.2771 17.1924 16.5101 16.0108 15.6239 15.3235 15.0931 14.9198 14.7933 14.7059
53 23.6407 21.8312 20.4704 19.5567 19.0466 18.7167 18.5029 18.4257 17.7185 17.1948 16.7920 16.4786 16.2373 16.0548 15.9208 15.8273
54 25.1620 23.2431 21.8039 20.8718 20.3604 20.0346 19.8236 19.7516 19.0189 18.4719 18.0470 17.7170 17.4630 17.2704 17.1277 17.0256
55 26.7604 24.7297 23.2513 22.2994 21.7853 21.4623 21.2519 21.1802 20.4206 19.8473 19.4006 19.0519 18.7816 18.5743 18.4181 18.3034
56 28.4495 26.3526 24.8311 23.8559 23.3365 23.0135 22.8047 22.7299 21.9338 21.3298 20.8572 20.4859 20.1954 19.9699 19.7966
57 30.3070 28.1341 26.5628 25.5590 25.0297 24.7023 24.4907 24.4085 23.5684 22.9286 22.4251 22.0265 21.7114 21.4632
58 32.3592 30.0962 28.4666 27.4262 26.8805 26.5424 26.3220 26.2254 25.3346 24.6525 24.1122 23.6808 23.3360
59 34.6318 32.2722 30.5614 29.4745 28.9035 28.5468 28.3100 28.1908 27.2411 26.5097 25.9259 25.4556
60 37.1502 34.6775 32.8658 31.7194 31.1125 30.7273 30.4650 30.3137 29.2963 28.5073 27.8728
Age / Term 26 27 28 29 30 31 32 33 34 35
18 2.5779 2.5366 2.5001 2.4677 2.3454 2.3216 2.3002 2.2810 2.2636 2.1692
19 2.6155 2.5741 2.5376 2.5052 2.3817 2.3580 2.3368 2.3177 2.3006 2.2057
20 2.6508 2.6096 2.5732 2.5410 2.4165 2.3931 2.3723 2.3536 2.3369 2.2420
21 2.6857 2.6448 2.6087 2.5768 2.4516 2.4288 2.4085 2.3905 2.3745 2.2801
22 2.7224 2.6817 2.6461 2.6147 2.4892 2.4671 2.4476 2.4306 2.4155 2.3221
23 2.7626 2.7225 2.6875 2.6568 2.5315 2.5104 2.4920 2.4761 2.4623 2.3702
24 2.8088 2.7695 2.7353 2.7056 2.5809 2.5611 2.5439 2.5294 2.5171 2.4266
25 2.8639 2.8255 2.7924 2.7638 2.6398 2.6215 2.6059 2.5927 2.5820 2.4937
26 2.9300 2.8927 2.8608 2.8335 2.7107 2.6936 2.6795 2.6682 2.6592 2.5728
27 3.0098 2.9736 2.9429 2.9168 2.7948 2.7794 2.7670 2.7573 2.7499 2.6652
28 3.1051 3.0699 3.0402 3.0154 2.8942 2.8805 2.8696 2.8614 2.8556 2.7726
29 3.2178 3.1835 3.1548 3.1312 3.0101 2.9977 2.9883 2.9817 2.9778 2.8960
30 3.3494 3.3156 3.2876 3.2649 3.1432 3.1321 3.1243 3.1195 3.1174 3.0364
31 3.5013 3.4678 3.4401 3.4177 3.2953 3.2849 3.2783 3.2753 3.2753 3.1942
32 3.6745 3.6408 3.6134 3.5915 3.4672 3.4581 3.4527 3.4507 3.4519 3.3739
33 3.8693 3.8352 3.8077 3.7863 3.6587 3.6509 3.6472 3.6472 3.6533 3.5766
34 4.0884 4.0534 4.0255 4.0038 3.8738 3.8666 3.8637 3.8677 3.8780 3.8043
35 4.3311 4.2950 4.2666 4.2451 4.1106 4.1039 4.1059 4.1154 4.1317 4.0582
36 4.6016 4.5640 4.5346 4.5127 4.3731 4.3714 4.3780 4.3923 4.4136 4.3428
37 4.8985 4.8592 4.8286 4.8060 4.6657 4.6685 4.6799 4.6992 4.7261 4.6630
38 5.2244 5.1832 5.1516 5.1333 4.9902 4.9977 5.0145 5.0407 5.0745 5.0175
39 5.5838 5.5401 5.5118 5.4973 5.3500 5.3639 5.3871 5.4193 5.4609 5.4070
40 5.9761 5.9351 5.9102 5.8997 5.7499 5.7691 5.7999 5.8405 5.8897 5.8354
41 6.4095 6.3713 6.3499 6.3434 6.1924 6.2190 6.2572 6.3042 6.3590 6.3043
42 6.8875 6.8520 6.8340 6.8316 6.6814 6.7149 6.7585 6.8109 6.8709 6.8149
43 7.4130 7.3803 7.3656 7.3678 7.2179 7.2566 7.3053 7.3627 7.4274 7.3687
44 7.9891 7.9587 7.9479 7.9550 7.8027 7.8461 7.8994 7.9613 8.0306 7.9673
45 8.6179 8.5903 8.5834 8.5947 8.4377 8.4852 8.5426 8.6080 8.6821 8.6116
46 9.3018 9.2771 9.2738 9.2896 9.1243 9.1753 9.2358 9.3044 9.3815
47 10.0429 10.0208 10.0209 10.0391 9.8635 9.9170 9.9795 10.0509
48 10.8428 10.8228 10.8241 10.8434 10.6559 10.7108 10.7744
49 11.7027 11.6823 11.6837 11.7050 11.5020 11.5569
50 12.6226 12.6010 12.6019 12.6230 12.4025
51 13.6044 13.5802 13.5805 13.5986
52 14.6507 14.6246 14.6202
53 15.7677 15.7349
54 16.9567
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 3.7898 3.4043 3.1007 2.8879 2.7603 2.6758 2.6202 2.5912 2.4494 2.3421 2.2548 2.1818 2.1200 2.0671 2.0213 1.9815
19 3.8436 3.4526 3.1455 2.9306 2.8019 2.7174 2.6621 2.6335 2.4899 2.3812 2.2928 2.2192 2.1567 2.1032 2.0572 2.0173
20 3.8889 3.4943 3.1845 2.9683 2.8394 2.7551 2.7006 2.6723 2.5270 2.4174 2.3282 2.2538 2.1909 2.1373 2.0911 2.0512
21 3.9283 3.5315 3.2206 3.0038 2.8750 2.7914 2.7376 2.7094 2.5634 2.4526 2.3626 2.2876 2.2246 2.1709 2.1248 2.0850
22 3.9651 3.5674 3.2562 3.0393 2.9110 2.8282 2.7754 2.7475 2.6006 2.4889 2.3981 2.3230 2.2598 2.2061 2.1603 2.1211
23 4.0027 3.6050 3.2942 3.0773 2.9498 2.8680 2.8163 2.7894 2.6410 2.5286 2.4375 2.3620 2.2988 2.2454 2.2003 2.1618
24 4.0446 3.6472 3.3371 3.1212 2.9940 2.9133 2.8624 2.8369 2.6876 2.5745 2.4830 2.4074 2.3443 2.2916 2.2472 2.2099
25 4.0943 3.6973 3.3883 3.1737 3.0473 2.9676 2.9172 2.8922 2.7419 2.6285 2.5370 2.4616 2.3990 2.3472 2.3039 2.2679
26 4.1547 3.7583 3.4496 3.2365 3.1109 3.0321 2.9831 2.9588 2.8081 2.6940 2.6020 2.5273 2.4654 2.4148 2.3729 2.3386
27 4.2312 3.8322 3.5237 3.3119 3.1869 3.1089 3.0614 3.0391 2.8866 2.7725 2.6811 2.6066 2.5459 2.4965 2.4562 2.4237
28 4.3242 3.9218 3.6130 3.4023 3.2777 3.2004 3.1545 3.1343 2.9815 2.8671 2.7759 2.7021 2.6428 2.5946 2.5558 2.5247
29 4.4364 4.0292 3.7195 3.5097 3.3854 3.3088 3.2648 3.2482 3.0946 2.9797 2.8888 2.8162 2.7576 2.7104 2.6727 2.6429
30 4.5704 4.1579 3.8457 3.6367 3.5126 3.4379 3.3979 3.3840 3.2272 3.1132 3.0225 2.9496 2.8913 2.8452 2.8085 2.7794
31 4.7290 4.3121 3.9946 3.7860 3.6641 3.5920 3.5537 3.5427 3.3853 3.2684 3.1777 3.1054 3.0476 3.0015 2.9649 2.9361
32 4.9154 4.4930 4.1693 3.9607 3.8424 3.7718 3.7349 3.7265 3.5676 3.4502 3.3575 3.2836 3.2246 3.1780 3.1410 3.1118
33 5.1328 4.7039 4.3763 4.1638 4.0491 3.9798 3.9440 3.9419 3.7763 3.6571 3.5629 3.4876 3.4272 3.3790 3.3406 3.3106
34 5.3850 4.9486 4.6158 4.4016 4.2875 4.2192 4.1889 4.1879 4.0173 3.8917 3.7937 3.7156 3.6528 3.6023 3.5621 3.5304
35 5.6771 5.2310 4.8922 4.6767 4.5632 4.4970 4.4674 4.4664 4.2889 4.1580 4.0543 3.9709 3.9037 3.8497 3.8068 3.7732
36 6.0136 5.5564 5.2098 4.9916 4.8800 4.8139 4.7818 4.7799 4.5926 4.4544 4.3444 4.2553 4.1833 4.1253 4.0790 4.0427
37 6.4003 5.9295 5.5728 5.3500 5.2385 5.1736 5.1351 5.1346 4.9334 4.7840 4.6648 4.5683 4.4904 4.4277 4.3779 4.3391
38 6.8456 6.3555 5.9853 5.7552 5.6416 5.5757 5.5359 5.5274 5.3157 5.1527 5.0220 4.9163 4.8309 4.7625 4.7083 4.6664
39 7.3587 6.8393 6.4513 6.2101 6.0915 6.0221 5.9791 5.9641 5.7352 5.5577 5.4149 5.2991 5.2055 5.1303 5.0708 5.0248
40 7.9406 7.3850 6.9737 6.7171 6.5902 6.5144 6.4657 6.4432 6.1936 5.9995 5.8430 5.7160 5.6132 5.5307 5.4653 5.4148
41 8.5958 7.9957 7.5549 7.2780 7.1390 7.0539 6.9972 6.9656 6.6928 6.4800 6.3083 6.1690 6.0562 5.9656 5.8940 5.8384
42 9.3271 8.6736 8.1962 7.8938 7.7390 7.6416 7.5748 7.5333 7.2343 7.0011 6.8129 6.6601 6.5365 6.4373 6.3586 6.3045
43 10.1357 9.4192 8.8979 8.5647 8.3904 8.2781 8.1993 8.1484 7.8196 7.5643 7.3583 7.1911 7.0558 6.9472 6.8686 6.8157
44 11.0203 10.2371 9.6590 9.2900 9.0931 8.9638 8.8713 8.8100 8.4500 8.1711 7.9460 7.7634 7.6157 7.5053 7.4265 7.3748
45 11.9783 11.1194 10.4779 10.0689 9.8466 9.6984 9.5912 9.5187 9.1263 8.8224 8.5771 8.3782 8.2263 8.1139 8.0347 7.9841
46 13.0051 12.0624 11.3523 10.8996 10.6498 10.4815 10.3588 10.2747 9.8491 9.5187 9.2522 9.0462 8.8899 8.7751 8.6954 8.6454
47 14.0947 13.0618 12.2789 11.7799 11.5013 11.3121 11.1735 11.0777 10.6180 10.2601 9.9827 9.7692 9.6081 9.4907 9.4099 9.3603
48 15.2409 14.1129 13.2546 12.7074 12.3993 12.1890 12.0344 11.9270 11.4325 11.0587 10.7699 10.5485 10.3823 10.2618 10.1796 10.1297
49 16.4383 15.2121 14.2767 13.6806 13.3428 13.1116 12.9413 12.8240 12.3064 11.9162 11.6157 11.3859 11.2140 11.0899 11.0056 10.9546
50 17.6831 16.3572 15.3440 14.6988 14.3317 14.0798 13.8942 13.7835 13.2419 12.8348 12.5219 12.2832 12.1050 11.9765 11.8894 11.8365
51 18.9744 17.5484 16.4572 15.7632 15.3671 15.0952 14.9128 14.8084 14.2421 13.8174 13.4913 13.2429 13.0575 12.9237 12.8325 12.7788
52 20.3143 18.7881 17.6190 16.8764 16.4520 16.1806 16.0023 15.9032 15.3112 14.8678 14.5276 14.2683 14.0745 13.9340 13.8394 13.7825
53 21.7081 20.0820 18.8345 18.0434 17.6136 17.3433 17.1692 17.0749 16.4545 15.9909 15.6350 15.3632 15.1593 15.0134 14.9132 14.8501
54 23.1648 21.4381 20.1111 19.2967 18.8614 18.5920 18.4215 18.3330 17.6803 17.1928 16.8196 16.5351 16.3216 16.1656 16.0561 15.9845
55 24.6960 22.8669 21.4874 20.6482 20.2062 19.9364 19.7682 19.6837 18.9986 18.4861 18.0924 17.7907 17.5625 17.3934 17.2720 17.1893
56 26.3149 24.4162 22.9773 22.1107 21.6596 21.3870 21.2184 21.1354 20.4140 19.8727 19.4550 19.1327 18.8865 18.7011 18.5646
57 28.0778 26.1030 24.6053 23.6969 23.2329 22.9537 22.7812 22.6959 21.9333 21.3588 20.9129 20.5661 20.2979 20.0924
58 30.0037 27.9437 26.3798 25.4191 24.9366 24.6459 24.4645 24.3721 23.5627 22.9498 22.4709 22.0950 21.8004
59 32.1099 29.9531 28.3130 27.2878 26.7801 26.4713 26.2748 26.1695 25.3071 24.6501 24.1327 23.7225
60 34.4114 32.1438 30.4157 29.3116 28.7703 28.4359 28.2172 28.0921 27.1698 26.4623 25.9008
Age / Term 26 27 28 29 30 31 32 33 34 35
18 1.9468 1.9162 1.8893 1.8656 1.7744 1.7574 1.7424 1.7293 1.7178 1.6498
19 1.9824 1.9519 1.9252 1.9017 1.8097 1.7933 1.7789 1.7666 1.7559 1.6886
20 2.0165 1.9862 1.9598 1.9368 1.8447 1.8291 1.8158 1.8045 1.7951 1.7291
21 2.0507 2.0210 1.9952 1.9730 1.8815 1.8672 1.8551 1.8454 1.8374 1.7732
22 2.0874 2.0585 2.0338 2.0128 1.9225 1.9098 1.8994 1.8913 1.8852 1.8230
23 2.1291 2.1014 2.0781 2.0586 1.9702 1.9592 1.9509 1.9446 1.9404 1.8808
24 2.1786 2.1524 2.1307 2.1130 2.0269 2.0179 2.0112 2.0071 2.0049 1.9475
25 2.2382 2.2139 2.1942 2.1785 2.0944 2.0872 2.0829 2.0806 2.0801 2.0248
26 2.3107 2.2882 2.2704 2.2565 2.1741 2.1691 2.1666 2.1661 2.1675 2.1139
27 2.3975 2.3768 2.3607 2.3485 2.2675 2.2641 2.2634 2.2648 2.2681 2.2159
28 2.5001 2.4810 2.4665 2.4558 2.3756 2.3736 2.3743 2.3775 2.3827 2.3313
29 2.6197 2.6019 2.5887 2.5794 2.4990 2.4987 2.5008 2.5052 2.5118 2.4615
30 2.7568 2.7398 2.7277 2.7196 2.6380 2.6393 2.6431 2.6494 2.6579 2.6077
31 2.9139 2.8973 2.8854 2.8777 2.7954 2.7975 2.8024 2.8098 2.8197 2.7742
32 3.0895 3.0731 3.0618 3.0550 2.9697 2.9729 2.9795 2.9891 3.0020 2.9618
33 3.2876 3.2706 3.2590 3.2523 3.1647 3.1699 3.1786 3.1908 3.2093 3.1711
34 3.5062 3.4884 3.4763 3.4695 3.3831 3.3900 3.4006 3.4177 3.4409 3.4056
35 3.7477 3.7293 3.7173 3.7110 3.6250 3.6326 3.6477 3.6696 3.6980 3.6654
36 4.0152 3.9954 3.9832 3.9775 3.8897 3.9018 3.9217 3.9497 3.9847 3.9528
37 4.3100 4.2895 4.2773 4.2722 4.1830 4.2006 4.2269 4.2607 4.3014 4.2699
38 4.6352 4.6134 4.6001 4.5990 4.5089 4.5322 4.5640 4.6036 4.6502 4.6187
39 4.9905 4.9665 4.9569 4.9601 4.8692 4.8979 4.9355 4.9809 5.0336 5.0015
40 5.3771 5.3563 5.3505 5.3582 5.2660 5.3003 5.3437 5.3951 5.4537 5.4205
41 5.8031 5.7855 5.7838 5.7960 5.7019 5.7419 5.7911 5.8484 5.9129 5.8778
42 6.2716 6.2573 6.2595 6.2773 6.1795 6.2252 6.2801 6.3431 6.4131 6.3751
43 6.7852 6.7742 6.7808 6.8040 6.7012 6.7523 6.8126 6.8809 6.9560 6.9140
44 7.3466 7.3386 7.3501 7.3778 7.2689 7.3250 7.3903 7.4634 7.5430 7.4958
45 7.9578 7.9532 7.9688 8.0005 7.8843 7.9450 8.0147 8.0918 8.1751 8.1212
46 8.6208 8.6194 8.6382 8.6734 8.5487 8.6132 8.6865 8.7669 8.8528
47 9.3369 9.3382 9.3596 9.3976 9.2628 9.3303 9.4062 9.4887
48 10.1071 10.1105 10.1336 10.1735 10.0270 10.0965 10.1738
49 10.9332 10.9371 10.9610 11.0016 10.8417 10.9118
50 11.8155 11.8188 11.8423 11.8824 11.7071
51 12.7557 12.7571 12.7786 12.8165
52 13.7556 13.7533 13.7711
53 14.8173 14.8094
54 15.9437
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 3.2732 2.9458 2.6897 2.5080 2.3952 2.3179 2.2684 2.2406 2.1170 2.0233 1.9474 1.8845 1.8313 1.7858 1.7467 1.7127
19 3.3257 2.9931 2.7333 2.5494 2.4359 2.3583 2.3092 2.2819 2.1567 2.0617 1.9849 1.9210 1.8672 1.8213 1.7819 1.7478
20 3.3694 3.0334 2.7713 2.5865 2.4729 2.3956 2.3467 2.3202 2.1934 2.0977 2.0198 1.9553 1.9010 1.8549 1.8154 1.7814
21 3.4080 3.0697 2.8064 2.6214 2.5082 2.4315 2.3828 2.3574 2.2296 2.1326 2.0543 1.9892 1.9347 1.8885 1.8491 1.8155
22 3.4443 3.1047 2.8413 2.6567 2.5442 2.4684 2.4206 2.3954 2.2669 2.1694 2.0903 2.0249 1.9704 1.9244 1.8854 1.8525
23 3.4817 3.1414 2.8784 2.6951 2.5833 2.5085 2.4618 2.4365 2.3074 2.2095 2.1302 2.0648 2.0105 1.9649 1.9269 1.8951
24 3.5237 3.1828 2.9207 2.7386 2.6278 2.5539 2.5085 2.4845 2.3546 2.2562 2.1766 2.1113 2.0576 2.0129 1.9760 1.9457
25 3.5736 3.2321 2.9706 2.7901 2.6801 2.6072 2.5630 2.5405 2.4096 2.3111 2.2321 2.1670 2.1143 2.0708 2.0354 2.0068
26 3.6348 3.2917 3.0308 2.8517 2.7425 2.6703 2.6275 2.6067 2.4760 2.3774 2.2984 2.2346 2.1829 2.1410 2.1073 2.0808
27 3.7094 3.3660 3.1033 2.9257 2.8169 2.7478 2.7054 2.6868 2.5554 2.4568 2.3786 2.3160 2.2655 2.2252 2.1934 2.1690
28 3.8004 3.4558 3.1906 3.0142 2.9070 2.8403 2.7993 2.7828 2.6497 2.5523 2.4748 2.4129 2.3640 2.3257 2.2958 2.2730
29 3.9102 3.5636 3.2957 3.1194 3.0151 2.9498 2.9103 2.8962 2.7635 2.6651 2.5887 2.5285 2.4810 2.4440 2.4156 2.3943
30 4.0413 3.6916 3.4221 3.2439 3.1425 3.0786 3.0407 3.0297 2.8968 2.7993 2.7230 2.6630 2.6163 2.5802 2.5528 2.5326
31 4.1964 3.8426 3.5707 3.3918 3.2922 3.2298 3.1968 3.1887 3.0523 2.9544 2.8788 2.8195 2.7733 2.7376 2.7105 2.6905
32 4.3786 4.0197 3.7450 3.5663 3.4674 3.4076 3.3787 3.3728 3.2348 3.1347 3.0572 2.9971 2.9506 2.9146 2.8870 2.8666
33 4.5915 4.2263 3.9476 3.7689 3.6735 3.6153 3.5885 3.5844 3.4434 3.3415 3.2625 3.2006 3.1523 3.1150 3.0865 3.0653
34 4.8382 4.4655 4.1822 4.0032 3.9112 3.8576 3.8286 3.8303 3.6831 3.5765 3.4940 3.4293 3.3788 3.3396 3.3097 3.2878
35 5.1275 4.7420 4.4529 4.2728 4.1838 4.1343 4.1078 4.1083 3.9578 3.8450 3.7570 3.6878 3.6335 3.5913 3.5591 3.5354
36 5.4619 5.0603 4.7639 4.5815 4.4946 4.4480 4.4245 4.4240 4.2649 4.1444 4.0497 3.9747 3.9153 3.8689 3.8332 3.8067
37 5.8462 5.4254 5.1194 4.9327 4.8462 4.8011 4.7788 4.7763 4.6053 4.4750 4.3719 4.2896 4.2242 4.1727 4.1329 4.1033
38 6.2866 5.8423 5.5234 5.3297 5.2414 5.1956 5.1726 5.1678 4.9805 4.8383 4.7251 4.6343 4.5618 4.5045 4.4602 4.4269
39 6.7890 6.3156 5.9796 5.7754 5.6826 5.6336 5.6076 5.6002 5.3950 5.2371 5.1114 5.0106 4.9301 4.8667 4.8177 4.7811
40 7.3587 6.8545 6.4909 6.2721 6.1713 6.1163 6.0851 6.0732 5.8474 5.6731 5.5338 5.4219 5.3325 5.2618 5.2072 5.1663
41 8.0000 7.4581 7.0597 6.8213 6.7091 6.6452 6.6064 6.5883 6.3393 6.1466 5.9923 5.8683 5.7691 5.6907 5.6299 5.5842
42 8.7158 8.1276 7.6872 7.4241 7.2967 7.2211 7.1726 7.1469 6.8723 6.6594 6.4888 6.3516 6.2419 6.1551 6.0877 6.0436
43 9.5070 8.8632 8.3735 8.0806 7.9345 7.8447 7.7847 7.7500 7.4476 7.2129 7.0248 6.8736 6.7525 6.6567 6.5895 6.5469
44 10.3725 9.6638 9.1175 8.7902 8.6223 8.5161 8.4432 8.3985 8.0663 7.8084 7.6017 7.4355 7.3024 7.2050 7.1379 7.0968
45 11.3094 10.5271 9.9204 9.5520 9.3596 9.2354 9.1483 9.0931 8.7293 8.4468 8.2205 8.0385 7.9016 7.8024 7.7353 7.6955
46 12.3134 11.4496 10.7783 10.3642 10.1454 10.0019 9.9001 9.8339 9.4371 9.1288 8.8819 8.6931 8.5520 8.4509 8.3835 8.3448
47 13.3786 12.4270 11.6868 11.2248 10.9783 10.8148 10.6978 10.6206 10.1894 9.8544 9.5969 9.4009 9.2555 9.1521 9.0841 9.0460
48 14.4989 13.4549 12.6428 12.1315 11.8566 11.6729 11.5409 11.4527 10.9861 10.6354 10.3669 10.1635 10.0133 9.9072 9.8381 9.8002
49 15.6691 14.5298 13.6439 13.0827 12.7794 12.5758 12.4289 12.3300 11.8403 11.4736 11.1937 10.9823 10.8269 10.7176 10.6469 10.6084
50 16.8857 15.6495 14.6890 14.0781 13.7466 13.5235 13.3621 13.2676 12.7543 12.3711 12.0792 11.8592 11.6979 11.5848 11.5116 11.4718
51 18.1478 16.8143 15.7791 15.1186 14.7596 14.5173 14.3581 14.2688 13.7311 13.3305 13.0259 12.7967 12.6286 12.5107 12.4340 12.3917
52 19.4574 18.0267 16.9170 16.2071 15.8210 15.5778 15.4213 15.3376 14.7744 14.3554 14.0371 13.7975 13.6215 13.4975 13.4161 13.3699
53 20.8199 19.2922 18.1079 17.3484 16.9547 16.7110 16.5573 16.4791 15.8890 15.4503 15.1167 14.8652 14.6798 14.5481 14.4602 14.4083
54 22.2441 20.6188 19.3592 18.5703 18.1690 17.9244 17.7731 17.6997 17.0806 16.6200 16.2693 16.0040 15.8071 15.6657 15.5693 15.5095
55 23.7412 22.0167 20.7057 19.8832 19.4731 19.2264 19.0762 19.0059 18.3551 17.8702 17.4998 17.2180 17.0072 16.8536 16.7461 16.6760
56 25.3242 23.5260 22.1600 21.2978 20.8766 20.6257 20.4741 20.4047 19.7186 19.2061 18.8128 18.5116 18.2839 18.1150 17.9936
57 27.0389 25.1608 23.7344 22.8243 22.3889 22.1303 21.9741 21.9021 21.1766 20.6325 20.2126 19.8884 19.6402 19.4529
58 28.9002 26.9343 25.4405 24.4860 24.0178 23.7471 23.5819 23.5031 22.7334 22.1532 21.7024 21.3511 21.0787
59 30.9213 28.8577 27.2879 26.2834 25.7699 25.4814 25.3018 25.2111 24.3917 23.7705 23.2842 22.9015
60 33.1121 30.9391 29.2834 28.2205 27.6485 27.3362 27.1360 27.0274 26.1528 25.4853 24.9587
Age / Term 26 27 28 29 30 31 32 33 34 35
18 1.6830 1.6571 1.6344 1.6145 1.5367 1.5230 1.5112 1.5012 1.4929 1.4370
19 1.7181 1.6923 1.6699 1.6503 1.5724 1.5595 1.5487 1.5399 1.5327 1.4782
20 1.7520 1.7266 1.7047 1.6860 1.6086 1.5970 1.5876 1.5803 1.5747 1.5221
21 1.7866 1.7620 1.7412 1.7237 1.6477 1.6377 1.6301 1.6245 1.6208 1.5703
22 1.8247 1.8013 1.7818 1.7659 1.6920 1.6838 1.6783 1.6747 1.6730 1.6250
23 1.8686 1.8468 1.8292 1.8151 1.7436 1.7378 1.7341 1.7327 1.7331 1.6873
24 1.9209 1.9010 1.8855 1.8738 1.8047 1.8009 1.7994 1.8001 1.8023 1.7586
25 1.9841 1.9665 1.9532 1.9436 1.8766 1.8748 1.8754 1.8780 1.8822 1.8403
26 2.0602 2.0448 2.0335 2.0259 1.9607 1.9607 1.9631 1.9676 1.9737 1.9331
27 2.1505 2.1370 2.1277 2.1220 2.0579 2.0598 2.0637 2.0694 2.0775 2.0376
28 2.2560 2.2442 2.2367 2.2327 2.1687 2.1724 2.1781 2.1856 2.1949 2.1592
29 2.3787 2.3680 2.3614 2.3582 2.2946 2.2992 2.3059 2.3155 2.3277 2.2958
30 2.5181 2.5086 2.5031 2.5012 2.4360 2.4432 2.4525 2.4646 2.4790 2.4467
31 2.6762 2.6668 2.6616 2.6601 2.5977 2.6065 2.6177 2.6312 2.6469 2.6148
32 2.8525 2.8435 2.8390 2.8387 2.7781 2.7877 2.7999 2.8146 2.8320 2.8025
33 3.0509 3.0422 3.0384 3.0394 2.9767 2.9869 3.0008 3.0176 3.0400 3.0115
34 3.2731 3.2642 3.2607 3.2619 3.1956 3.2074 3.2224 3.2438 3.2711 3.2436
35 3.5189 3.5089 3.5047 3.5057 3.4363 3.4489 3.4686 3.4949 3.5274 3.5008
36 3.7882 3.7768 3.7718 3.7725 3.6995 3.7167 3.7414 3.7730 3.8111 3.7852
37 4.0825 4.0694 4.0639 4.0651 3.9909 4.0131 4.0431 4.0803 4.1241 4.0987
38 4.4040 4.3899 4.3837 4.3891 4.3131 4.3405 4.3761 4.4191 4.4689 4.4435
39 4.7554 4.7393 4.7368 4.7467 4.6685 4.7015 4.7428 4.7917 4.8476 4.8217
40 5.1373 5.1245 5.1261 5.1407 5.0598 5.0984 5.1456 5.2005 5.2624 5.2356
41 5.5579 5.5485 5.5543 5.5736 5.4895 5.5338 5.5869 5.6478 5.7156 5.6886
42 6.0198 6.0140 6.0240 6.0481 5.9600 6.0100 6.0688 6.1355 6.2089 6.1812
43 6.5258 6.5235 6.5377 6.5666 6.4736 6.5291 6.5934 6.6655 6.7441 6.7146
44 7.0783 7.0794 7.0977 7.1310 7.0322 7.0928 7.1622 7.2392 7.3224 7.2900
45 7.6793 7.6836 7.7056 7.7431 7.6374 7.7026 7.7765 7.8576 7.9446 7.9081
46 8.3306 8.3377 8.3631 8.4042 8.2902 8.3594 8.4370 8.5215 8.6113
47 9.0335 9.0428 9.0709 9.1150 8.9912 9.0636 9.1440 9.2308
48 9.7887 9.7997 9.8297 9.8758 9.7409 9.8154 9.8974
49 10.5973 10.6090 10.6400 10.6871 10.5392 10.6146
50 11.4599 11.4713 11.5022 11.5490 11.3863
51 12.3779 12.3877 12.4169 12.4619
52 13.3526 13.3591 13.3850
53 14.3858 14.3871
54 15.4795
55
56
57
58
59
60
Age / Term 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
18 2.7308 2.4670 2.2579 2.1133 2.0183 1.9519 1.9043 1.8779 1.7727 1.6929 1.6284 1.5754 1.5309 1.4933 1.4611 1.4334
19 2.7820 2.5130 2.3002 2.1538 2.0581 1.9915 1.9442 1.9185 1.8122 1.7312 1.6660 1.6121 1.5670 1.5290 1.4966 1.4689
20 2.8250 2.5525 2.3375 2.1901 2.0943 2.0282 1.9814 1.9566 1.8493 1.7677 1.7016 1.6471 1.6017 1.5635 1.5312 1.5036
21 2.8625 2.5880 2.3721 2.2245 2.1290 2.0641 2.0175 1.9938 1.8857 1.8036 1.7372 1.6824 1.6368 1.5988 1.5668 1.5400
22 2.8981 2.6228 2.4067 2.2592 2.1645 2.1012 2.0549 2.0322 1.9237 1.8415 1.7750 1.7202 1.6747 1.6373 1.6060 1.5802
23 2.9349 2.6596 2.4439 2.2968 2.2038 2.1417 2.0966 2.0744 1.9661 1.8835 1.8167 1.7626 1.7177 1.6812 1.6513 1.6271
24 2.9762 2.7015 2.4864 2.3398 2.2488 2.1879 2.1441 2.1233 2.0142 1.9317 1.8658 1.8119 1.7682 1.7330 1.7048 1.6826
25 3.0256 2.7512 2.5369 2.3904 2.3018 2.2422 2.1995 2.1803 2.0708 1.9891 1.9235 1.8707 1.8286 1.7951 1.7689 1.7489
26 3.0855 2.8113 2.5976 2.4521 2.3649 2.3066 2.2671 2.2476 2.1389 2.0569 1.9928 1.9416 1.9010 1.8693 1.8453 1.8277
27 3.1589 2.8844 2.6709 2.5267 2.4402 2.3831 2.3474 2.3285 2.2196 2.1390 2.0755 2.0255 1.9869 1.9575 1.9357 1.9201
28 3.2501 2.9729 2.7590 2.6159 2.5312 2.4748 2.4425 2.4258 2.3157 2.2359 2.1742 2.1262 2.0895 2.0620 2.0421 2.0286
29 3.3602 3.0789 2.8640 2.7218 2.6399 2.5850 2.5550 2.5409 2.4307 2.3509 2.2898 2.2431 2.2082 2.1824 2.1641 2.1522
30 3.4916 3.2048 2.9884 2.8469 2.7681 2.7172 2.6869 2.6784 2.5672 2.4874 2.4270 2.3815 2.3478 2.3236 2.3070 2.2966
31 3.6469 3.3535 3.1348 2.9940 2.9183 2.8717 2.8432 2.8385 2.7282 2.6481 2.5878 2.5428 2.5098 2.4863 2.4705 2.4608
32 3.8296 3.5277 3.3062 3.1657 3.0934 3.0515 3.0282 3.0255 2.9151 2.8342 2.7733 2.7278 2.6942 2.6702 2.6538 2.6436
33 4.0424 3.7306 3.5055 3.3651 3.2965 3.2594 3.2415 3.2417 3.1284 3.0454 2.9828 2.9356 2.9005 2.8750 2.8572 2.8459
34 4.2892 3.9660 3.7363 3.5957 3.5306 3.4983 3.4853 3.4884 3.3698 3.2832 3.2174 3.1672 3.1295 3.1018 3.0826 3.0701
35 4.5745 4.2412 4.0026 3.8611 3.7991 3.7710 3.7623 3.7694 3.6437 3.5509 3.4801 3.4257 3.3844 3.3536 3.3315 3.3168
36 4.9034 4.5580 4.3085 4.1650 4.1052 4.0802 4.0745 4.0844 3.9494 3.8490 3.7714 3.7112 3.6648 3.6298 3.6043 3.5869
37 5.2814 4.9214 4.6582 4.5107 4.4515 4.4281 4.4239 4.4350 4.2881 4.1778 4.0917 4.0243 3.9719 3.9319 3.9023 3.8818
38 5.7146 5.3363 5.0555 4.9014 4.8407 4.8168 4.8121 4.8227 4.6611 4.5387 4.4425 4.3666 4.3072 4.2615 4.2274 4.2034
39 6.2088 5.8072 5.5066 5.3400 5.2750 5.2481 5.2407 5.2489 5.0699 4.9334 4.8255 4.7399 4.6725 4.6204 4.5814 4.5536
40 6.7691 6.3381 6.0135 5.8286 5.7560 5.7235 5.7110 5.7151 5.5158 5.3632 5.2421 5.1457 5.0696 5.0106 4.9660 4.9341
41 7.3998 6.9320 6.5770 6.3688 6.2851 6.2441 6.2244 6.2225 6.0006 5.8300 5.6942 5.5860 5.5004 5.4338 5.3834 5.3469
42 8.1036 7.5905 7.1983 6.9615 6.8632 6.8109 6.7819 6.7726 6.5257 6.3353 6.1837 6.0626 5.9668 5.8921 5.8353 5.8004
43 8.8813 8.3139 7.8773 7.6068 7.4904 7.4243 7.3843 7.3664 7.0922 6.8806 6.7119 6.5772 6.4704 6.3870 6.3304 6.2971
44 9.7319 9.1010 8.6130 8.3040 8.1666 8.0847 8.0321 8.0048 7.7015 7.4671 7.2803 7.1311 7.0127 6.9277 6.8712 6.8394
45 10.6525 9.9496 9.4038 9.0533 8.8913 8.7919 8.7258 8.6883 8.3542 8.0959 7.8900 7.7254 7.6031 7.5164 7.4600 7.4296
46 11.6388 10.8561 10.2472 9.8527 9.6635 9.5454 9.4651 9.4172 9.0508 8.7674 8.5415 8.3701 8.2437 8.1551 8.0985 8.0692
47 12.6851 11.8165 11.1401 10.6991 10.4817 10.3444 10.2496 10.1912 9.7913 9.4819 9.2453 9.0668 8.9361 8.8453 8.7881 8.7595
48 13.7853 12.8263 12.0795 11.5904 11.3446 11.1880 11.0787 11.0098 10.5754 10.2503 10.0028 9.8168 9.6814 9.5879 9.5298 9.5015
49 14.9345 13.8821 13.0633 12.5253 12.2513 12.0754 11.9520 11.8730 11.4155 11.0743 10.8154 10.6215 10.4808 10.3843 10.3246 10.2960
50 16.1291 14.9820 14.0903 13.5033 13.2016 13.0070 12.8698 12.7946 12.3133 11.9556 11.6847 11.4823 11.3359 11.2356 11.1737 11.1438
51 17.3684 16.1262 15.1617 14.5259 14.1969 13.9841 13.8481 13.7774 13.2716 12.8965 12.6129 12.4014 12.2484 12.1435 12.0783 12.0461
52 18.6545 17.3174 16.2802 15.5959 15.2401 15.0251 14.8908 14.8249 14.2937 13.9002 13.6030 13.3812 13.2205 13.1098 13.0401 13.0042
53 19.9927 18.5609 17.4509 16.7182 16.3521 16.1352 16.0028 15.9416 15.3835 14.9704 14.6582 14.4248 14.2550 14.1368 14.0610 14.0199
54 21.3917 19.8646 18.6812 17.9192 17.5403 17.3212 17.1901 17.1328 16.5460 16.1115 15.7824 15.5355 15.3547 15.2273 15.1434 15.0950
55 22.8625 21.2386 20.0013 19.2084 18.8127 18.5902 18.4592 18.4044 17.7863 17.3279 16.9797 16.7171 16.5229 16.3840 16.2896 16.2315
56 24.4179 22.7168 21.4223 20.5956 20.1774 19.9494 19.8163 19.7619 19.1093 18.6241 18.2539 17.9727 17.7624 17.6092 17.5017
57 26.0952 24.3113 22.9546 22.0900 21.6420 21.4055 21.2671 21.2099 20.5192 20.0037 19.6081 19.3051 19.0756 18.9049
58 27.9066 26.0326 24.6074 23.6995 23.2209 22.9633 22.8159 22.7520 22.0190 21.4691 21.0443 20.7158 20.4636
59 29.8616 27.8888 26.3875 25.4299 24.9233 24.6262 24.4649 24.3897 23.6097 23.0213 22.5632 22.2051
60 31.9661 29.8848 28.2991 27.2844 26.7432 26.4040 26.2141 26.1225 25.2909 24.6593 24.1640
Age / Term 26 27 28 29 30 31 32 33 34 35
18 1.4094 1.3886 1.3707 1.3553 1.2929 1.2834 1.2759 1.2702 1.2663 1.2251
19 1.4450 1.4246 1.4072 1.3927 1.3310 1.3229 1.3168 1.3128 1.3104 1.2712
20 1.4803 1.4607 1.4443 1.4311 1.3710 1.3646 1.3604 1.3582 1.3578 1.3206
21 1.5177 1.4993 1.4844 1.4727 1.4149 1.4105 1.4084 1.4083 1.4097 1.3749
22 1.5593 1.5426 1.5298 1.5202 1.4648 1.4627 1.4628 1.4646 1.4683 1.4354
23 1.6080 1.5934 1.5827 1.5753 1.5225 1.5227 1.5249 1.5286 1.5343 1.5032
24 1.6657 1.6533 1.6449 1.6399 1.5894 1.5918 1.5960 1.6018 1.6090 1.5812
25 1.7343 1.7243 1.7182 1.7154 1.6667 1.6711 1.6773 1.6850 1.6944 1.6707
26 1.8155 1.8078 1.8039 1.8032 1.7558 1.7622 1.7705 1.7808 1.7927 1.7707
27 1.9101 1.9046 1.9028 1.9041 1.8591 1.8679 1.8786 1.8907 1.9042 1.8821
28 2.0202 2.0162 2.0156 2.0183 1.9778 1.9880 1.9998 2.0131 2.0279 2.0064
29 2.1459 2.1442 2.1459 2.1508 2.1101 2.1212 2.1342 2.1493 2.1660 2.1439
30 2.2916 2.2911 2.2940 2.3000 2.2573 2.2700 2.2845 2.3008 2.3189 2.2955
31 2.4561 2.4557 2.4588 2.4652 2.4212 2.4347 2.4503 2.4678 2.4873 2.4625
32 2.6385 2.6378 2.6409 2.6479 2.6018 2.6162 2.6328 2.6516 2.6726 2.6489
33 2.8401 2.8394 2.8430 2.8503 2.8004 2.8156 2.8333 2.8534 2.8790 2.8563
34 3.0635 3.0619 3.0650 3.0723 3.0183 3.0342 3.0530 3.0778 3.1083 3.0866
35 3.3085 3.3058 3.3083 3.3154 3.2568 3.2735 3.2970 3.3268 3.3625 3.3427
36 3.5765 3.5725 3.5743 3.5812 3.5174 3.5388 3.5673 3.6024 3.6437 3.6261
37 3.8692 3.8637 3.8646 3.8713 3.8060 3.8324 3.8662 3.9069 3.9540 3.9384
38 4.1883 4.1811 4.1810 4.1919 4.1249 4.1565 4.1960 4.2425 4.2955 4.2819
39 4.5357 4.5266 4.5303 4.5457 4.4765 4.5138 4.5590 4.6115 4.6707 4.6585
40 4.9131 4.9073 4.9151 4.9352 4.8635 4.9064 4.9576 5.0161 5.0824 5.0703
41 5.3285 5.3262 5.3383 5.3632 5.2883 5.3370 5.3941 5.4594 5.5324 5.5193
42 5.7847 5.7859 5.8023 5.8320 5.7533 5.8077 5.8708 5.9432 6.0221 6.0071
43 6.2841 6.2889 6.3095 6.3440 6.2607 6.3206 6.3907 6.4687 6.5530 6.5351
44 6.8290 6.8373 6.8620 6.9011 6.8122 6.8781 6.9541 7.0373 7.1263 7.1044
45 7.4216 7.4331 7.4617 7.5050 7.4093 7.4815 7.5623 7.6499 7.7430 7.7156
46 8.0633 8.0778 8.1097 8.1568 8.0543 8.1312 8.2160 8.3072 8.4033
47 8.7554 8.7722 8.8070 8.8571 8.7470 8.8274 8.9153 9.0090
48 9.4985 9.5171 9.5539 9.6063 9.4875 9.5703 9.6602
49 10.2934 10.3129 10.3509 10.4044 10.2758 10.3598
50 11.1407 11.1600 11.1981 11.2515 11.1118
51 12.0413 12.0593 12.0959 12.1479
52 12.9963 13.0113 13.0450
53 14.0071 14.0173
54 15.0752
55
56
57
58
59
60
Age / Term Rates
25 4.2405
26 4.4453
27 4.6692
28 4.9111
29 5.1723
30 5.4547
31 5.7643
32 6.1017
33 6.4670
34 6.8630
35 7.2929
36 7.7601
37 8.2689
38 8.8237
39 9.4307
40 10.0958
41 10.8257
42 11.6368
43 12.5301
44 13.5170
45 14.6107
46 15.8268
47 17.1846
48 18.7075
49 20.4247
50 22.3730
51 24.6001
52 27.1674
53 30.1567
54 33.6778
55 37.8818
56 44.3134
57 50.8825
58 59.3397
59 70.5185
60 86.1138
Age / Term Rates
25 3.9145
26 4.1269
27 4.3555
28 4.6018
29 4.8690
30 5.1572
31 5.4684
32 5.8050
33 6.1692
34 6.5639
35 6.9922
36 7.4574
37 7.9636
38 8.5155
39 9.1183
40 9.7782
41 10.5023
42 11.3067
43 12.1929
44 13.1718
45 14.2566
46 15.4630
47 16.8099
48 18.3206
49 20.0243
50 21.9576
51 24.1676
52 26.7156
53 29.6827
54 33.1780
55 37.3723
56 43.6933
57 50.2459
58 58.6435
59 69.7442
60 85.3117
Age / Term Rates
25 3.7928
26 4.0064
27 4.2361
28 4.4834
29 4.7500
30 5.0376
31 5.3483
32 5.6841
33 6.0475
34 6.4413
35 6.8686
36 7.3328
37 7.8381
38 8.3888
39 8.9906
40 9.6495
41 10.3725
42 11.1758
43 12.0610
44 13.0391
45 14.1233
46 15.3295
47 16.6768
48 18.1887
49 19.8947
50 21.8318
51 24.0476
52 26.6044
53 29.5838
54 33.0964
55 37.3135
56 43.6742
57 50.2711
58 58.7375
59 69.9374
60 85.5870
Age / Term Rates
25 3.6779
26 3.8915
27 4.1218
28 4.3698
29 4.6370
30 4.9251
31 5.2363
32 5.5726
33 5.9364
34 6.3306
35 6.7583
36 7.2229
37 7.7284
38 8.2796
39 8.8817
40 9.5410
41 10.2645
42 11.0687
43 11.9550
44 12.9366
45 14.0260
46 15.2388
47 16.5946
48 18.1176
49 19.8376
50 21.7928
51 24.0318
52 26.6184
53 29.6364
54 33.1988
55 37.4658
56 43.9648
57 50.6557
58 59.2840
59 70.7097
60 86.5442
Age / Term Rates
25 4.8836
26 5.1196
27 5.3782
28 5.6574
29 5.9593
30 6.2865
31 6.6462
32 7.0360
33 7.4583
34 7.9162
35 8.4134
36 8.9537
37 9.5419
38 10.1830
39 10.8833
40 11.6498
41 12.4902
42 13.4207
43 14.4449
44 15.5749
45 16.8251
46 18.2125
47 19.7575
48 21.4849
49 23.4257
50 25.6192
51 28.1154
52 30.9928
53 34.3333
54 38.2573
55 42.9314
56 50.1532
57 57.4163
58 66.7019
59 79.0417
60 96.1046
Age / Term Rates
25 4.5681
26 4.8123
27 5.0753
28 5.3589
29 5.6650
30 5.9963
31 6.3554
32 6.7437
33 7.1642
34 7.6199
35 8.1144
36 8.6514
37 9.2356
38 9.8722
39 10.5672
40 11.3273
41 12.1605
42 13.0829
43 14.0977
44 15.2172
45 16.4558
46 17.8304
47 19.3618
48 21.0751
49 23.0017
50 25.1816
51 27.6660
52 30.5217
53 33.8377
54 37.7337
55 42.3750
56 49.4993
57 56.7113
58 65.9693
59 78.2283
60 95.2555
Age / Term Rates
25 4.4495
26 4.6932
27 4.9572
28 5.2416
29 5.5485
30 5.8798
31 6.2379
32 6.6251
33 7.0443
34 7.4986
35 7.9915
36 8.5268
37 9.1094
38 9.7439
39 10.4367
40 11.1944
41 12.0251
42 12.9445
43 13.9563
44 15.0726
45 16.3077
46 17.6788
47 19.2066
48 20.9163
49 22.8396
50 25.0164
51 27.4982
52 30.3524
53 33.6681
54 37.5655
55 42.2108
56 49.3313
57 56.5585
58 65.8416
59 78.1342
60 95.2005
Age / Term Rates
25 4.3362
26 4.5810
27 4.8445
28 5.1286
29 5.4350
30 5.7658
31 6.1233
32 6.5102
33 6.9291
34 7.3828
35 7.8749
36 8.4092
37 8.9911
38 9.6251
39 10.3174
40 11.0748
41 11.9054
42 12.8250
43 13.8374
44 14.9547
45 16.1915
46 17.5652
47 19.0966
48 20.8115
49 22.7418
50 24.9282
51 27.4230
52 30.2945
53 33.6330
54 37.5608
55 42.2464
56 49.4387
57 56.7479
58 66.1184
59 78.5592
60 95.7632
Reliance Nippon Life Digi Term Insurance Plan
Annexure A1: Incremental Rates per Rs. 1,000 of Base Sum Assured for Product Option 1, SA Band 1, Males and Non-Smoker lives
Age / Term 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22
18 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259
19 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346
20 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414
21 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466
22 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506
23 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540
24 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572
25 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606 0.7606
26 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647 0.7647
27 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700 0.7700
28 0.7766 0.7766 0.7766 0.7766 0.7766 0.7766 0.7766 0.7766 0.7766 0.7766 0.7766 0.7766 0.7766 0.7766 0.7766 0.7766 0.7767 0.7843
29 0.7851 0.7851 0.7851 0.7851 0.7851 0.7851 0.7851 0.7851 0.7851 0.7851 0.7851 0.7851 0.7851 0.7851 0.7851 0.7921 0.8004 0.8096
30 0.7956 0.7956 0.7956 0.7956 0.7956 0.7956 0.7956 0.7956 0.7956 0.7956 0.7956 0.7956 0.7956 0.7956 0.8033 0.8186 0.8288 0.8398
31 0.8086 0.8086 0.8086 0.8086 0.8086 0.8086 0.8086 0.8086 0.8086 0.8086 0.8086 0.8086 0.8138 0.8228 0.8327 0.8502 0.8622 0.8753
32 0.8243 0.8243 0.8243 0.8243 0.8243 0.8243 0.8243 0.8243 0.8243 0.8243 0.8263 0.8348 0.8446 0.8555 0.8675 0.8873 0.9012 0.9164
33 0.8430 0.8430 0.8430 0.8430 0.8430 0.8430 0.8430 0.8430 0.8430 0.8430 0.8584 0.8689 0.8808 0.8940 0.9082 0.9302 0.9465 0.9635
34 0.8649 0.8649 0.8649 0.8649 0.8649 0.8649 0.8649 0.8649 0.8676 0.8776 0.8960 0.9088 0.9231 0.9385 0.9552 0.9795 0.9980 1.0170
35 0.8904 0.8904 0.8904 0.8904 0.8904 0.8904 0.8904 0.8957 0.9064 0.9188 0.9398 0.9552 0.9720 0.9898 1.0089 1.0357 1.0560 1.0772
36 0.9201 0.9201 0.9201 0.9201 0.9201 0.9201 0.9271 0.9384 0.9516 0.9666 0.9904 1.0086 1.0277 1.0483 1.0695 1.0987 1.1215 1.1445
37 0.9542 0.9542 0.9542 0.9542 0.9542 0.9620 0.9739 0.9879 1.0039 1.0217 1.0487 1.0694 1.0914 1.1140 1.1378 1.1696 1.1941 1.2190
38 0.9937 0.9937 0.9937 0.9937 1.0010 1.0133 1.0280 1.0449 1.0640 1.0845 1.1150 1.1384 1.1627 1.1880 1.2137 1.2479 1.2747 1.3020
39 1.0392 1.0392 1.0392 1.0448 1.0573 1.0725 1.0903 1.1104 1.1324 1.1563 1.1896 1.2157 1.2427 1.2700 1.2979 1.3349 1.3639 1.3931
40 1.0919 1.0919 1.0948 1.1066 1.1221 1.1405 1.1616 1.1849 1.2101 1.2366 1.2734 1.3020 1.3310 1.3608 1.3912 1.4307 1.4617 1.4931
41 1.1528 1.1530 1.1625 1.1775 1.1963 1.2181 1.2426 1.2691 1.2972 1.3267 1.3664 1.3971 1.4288 1.4610 1.4934 1.5357 1.5689 1.6033
42 1.2231 1.2271 1.2402 1.2586 1.2808 1.3061 1.3338 1.3633 1.3944 1.4263 1.4688 1.5023 1.5363 1.5705 1.6051 1.6505 1.6869 1.7240
43 1.3040 1.3119 1.3286 1.3505 1.3761 1.4048 1.4354 1.4680 1.5014 1.5357 1.5816 1.6173 1.6534 1.6900 1.7273 1.7763 1.8156 1.8556
44 1.3964 1.4082 1.4285 1.4537 1.4827 1.5141 1.5479 1.5828 1.6184 1.6555 1.7044 1.7424 1.7808 1.8200 1.8606 1.9133 1.9556 1.9988
Age / Term 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7259 0.7265
19 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7346 0.7386 0.7447
20 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7414 0.7441 0.7505 0.7570 0.7640
21 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7466 0.7488 0.7555 0.7624 0.7697 0.7772 0.7850
22 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7506 0.7531 0.7600 0.7672 0.7749 0.7827 0.7910 0.7995 0.8082
23 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7540 0.7571 0.7643 0.7717 0.7798 0.7880 0.7967 0.8057 0.8149 0.8246 0.8345
24 0.7572 0.7572 0.7572 0.7572 0.7572 0.7572 0.7611 0.7685 0.7762 0.7846 0.7933 0.8024 0.8119 0.8215 0.8318 0.8421 0.8528 0.8640
25 0.7606 0.7606 0.7606 0.7606 0.7654 0.7729 0.7810 0.7896 0.7987 0.8083 0.8182 0.8284 0.8392 0.8501 0.8613 0.8731 0.8850 0.8972
26 0.7647 0.7647 0.7703 0.7778 0.7861 0.7950 0.8045 0.8144 0.8249 0.8356 0.8469 0.8584 0.8703 0.8826 0.8951 0.9079 0.9214 0.9352
27 0.7701 0.7777 0.7920 0.8010 0.8108 0.8211 0.8321 0.8433 0.8552 0.8673 0.8798 0.8927 0.9059 0.9193 0.9335 0.9479 0.9625 0.9784
28 0.7927 0.8019 0.8179 0.8285 0.8399 0.8516 0.8641 0.8768 0.8899 0.9036 0.9174 0.9315 0.9463 0.9614 0.9767 0.9924 1.0098 1.0286
29 0.8198 0.8307 0.8484 0.8607 0.8736 0.8870 0.9007 0.9151 0.9297 0.9445 0.9601 0.9758 0.9919 1.0083 1.0255 1.0441 1.0641 1.0855
30 0.8518 0.8645 0.8840 0.8980 0.9124 0.9275 0.9428 0.9584 0.9747 0.9913 1.0081 1.0252 1.0432 1.0615 1.0813 1.1026 1.1256 1.1507
31 0.8891 0.9037 0.9249 0.9407 0.9569 0.9732 0.9903 1.0077 1.0253 1.0433 1.0621 1.0812 1.1007 1.1218 1.1446 1.1696 1.1963 1.2247
32 0.9321 0.9486 0.9719 0.9891 1.0069 1.0252 1.0437 1.0625 1.0821 1.1021 1.1225 1.1433 1.1657 1.1905 1.2172 1.2456 1.2759 1.3080
33 0.9813 0.9993 1.0245 1.0438 1.0633 1.0830 1.1034 1.1244 1.1457 1.1673 1.1894 1.2138 1.2402 1.2686 1.2990 1.3312 1.3656 1.4026
34 1.0364 1.0567 1.0840 1.1047 1.1259 1.1479 1.1701 1.1928 1.2158 1.2396 1.2657 1.2939 1.3242 1.3565 1.3909 1.4280 1.4675 1.5091
35 1.0988 1.1206 1.1498 1.1727 1.1961 1.2197 1.2438 1.2683 1.2940 1.3218 1.3518 1.3841 1.4185 1.4555 1.4953 1.5374 1.5817 1.6283
36 1.1677 1.1917 1.2234 1.2483 1.2734 1.2989 1.3254 1.3527 1.3823 1.4143 1.4486 1.4853 1.5251 1.5676 1.6125 1.6598 1.7095 1.7614
37 1.2447 1.2706 1.3047 1.3314 1.3586 1.3870 1.4159 1.4474 1.4814 1.5180 1.5573 1.6000 1.6453 1.6932 1.7436 1.7966 1.8521 1.9102
38 1.3295 1.3574 1.3940 1.4232 1.4533 1.4840 1.5174 1.5536 1.5926 1.6349 1.6803 1.7286 1.7797 1.8336 1.8901 1.9493 2.0117 2.0769
39 1.4227 1.4530 1.4927 1.5247 1.5572 1.5927 1.6312 1.6727 1.7181 1.7665 1.8180 1.8726 1.9300 1.9904 2.0535 2.1205 2.1900 2.2621
40 1.5254 1.5586 1.6014 1.6359 1.6736 1.7145 1.7588 1.8072 1.8589 1.9139 1.9720 2.0333 2.0977 2.1654 2.2369 2.3112 2.3881 2.4675
41 1.6384 1.6742 1.7203 1.7604 1.8039 1.8511 1.9027 1.9578 2.0164 2.0785 2.1439 2.2127 2.2851 2.3615 2.4408 2.5229 2.6077
42 1.7618 1.8005 1.8533 1.8996 1.9499 2.0048 2.0635 2.1260 2.1922 2.2621 2.3356 2.4131 2.4946 2.5793 2.6670 2.7575
43 1.8965 1.9414 2.0018 2.0553 2.1137 2.1763 2.2430 2.3136 2.3882 2.4667 2.5495 2.6366 2.7271 2.8208 2.9175
44 2.0464 2.0985 2.1674 2.2297 2.2964 2.3675 2.4429 2.5225 2.6063 2.6948 2.7878 2.8845 2.9847 3.0880
Age / Term 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22
18 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781
19 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856
20 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914
21 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959
22 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995 0.4995
23 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024 0.5024
24 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051 0.5051
25 0.5081 0.5081 0.5081 0.5081 0.5081 0.5081 0.5081 0.5081 0.5081 0.5081 0.5081 0.5081 0.5081 0.5081 0.5081 0.5081 0.5081 0.5093
26 0.5116 0.5116 0.5116 0.5116 0.5116 0.5116 0.5116 0.5116 0.5116 0.5116 0.5116 0.5116 0.5116 0.5116 0.5116 0.5119 0.5178 0.5245
27 0.5162 0.5162 0.5162 0.5162 0.5162 0.5162 0.5162 0.5162 0.5162 0.5162 0.5162 0.5162 0.5162 0.5162 0.5175 0.5274 0.5347 0.5429
28 0.5219 0.5219 0.5219 0.5219 0.5219 0.5219 0.5219 0.5219 0.5219 0.5219 0.5219 0.5219 0.5219 0.5276 0.5347 0.5462 0.5552 0.5650
29 0.5292 0.5292 0.5292 0.5292 0.5292 0.5292 0.5292 0.5292 0.5292 0.5292 0.5292 0.5325 0.5392 0.5469 0.5556 0.5689 0.5797 0.5913
30 0.5383 0.5383 0.5383 0.5383 0.5383 0.5383 0.5383 0.5383 0.5383 0.5383 0.5449 0.5522 0.5605 0.5700 0.5806 0.5959 0.6084 0.6221
31 0.5495 0.5495 0.5495 0.5495 0.5495 0.5495 0.5495 0.5495 0.5495 0.5551 0.5668 0.5758 0.5860 0.5976 0.6101 0.6276 0.6422 0.6575
32 0.5631 0.5631 0.5631 0.5631 0.5631 0.5631 0.5631 0.5638 0.5708 0.5792 0.5929 0.6039 0.6163 0.6299 0.6448 0.6643 0.6808 0.6982
33 0.5792 0.5792 0.5792 0.5792 0.5792 0.5792 0.5810 0.5883 0.5973 0.6076 0.6237 0.6370 0.6517 0.6676 0.6845 0.7064 0.7251 0.7441
34 0.5982 0.5982 0.5982 0.5982 0.5982 0.6004 0.6079 0.6173 0.6284 0.6412 0.6597 0.6756 0.6926 0.7109 0.7302 0.7542 0.7746 0.7957
35 0.6203 0.6203 0.6203 0.6203 0.6223 0.6299 0.6396 0.6513 0.6649 0.6804 0.7017 0.7199 0.7397 0.7603 0.7815 0.8079 0.8305 0.8534
36 0.6459 0.6459 0.6459 0.6472 0.6545 0.6643 0.6766 0.6909 0.7075 0.7255 0.7498 0.7709 0.7930 0.8157 0.8395 0.8682 0.8926 0.9172
37 0.6754 0.6754 0.6757 0.6822 0.6919 0.7045 0.7196 0.7371 0.7563 0.7776 0.8049 0.8284 0.8529 0.8783 0.9040 0.9348 0.9610 0.9874
38 0.7095 0.7095 0.7138 0.7228 0.7355 0.7512 0.7695 0.7900 0.8127 0.8366 0.8668 0.8932 0.9202 0.9476 0.9752 1.0083 1.0364 1.0651
39 0.7488 0.7505 0.7580 0.7701 0.7861 0.8051 0.8268 0.8508 0.8763 0.9033 0.9367 0.9655 0.9946 1.0240 1.0537 1.0893 1.1198 1.1505
40 0.7943 0.7986 0.8093 0.8249 0.8444 0.8672 0.8924 0.9194 0.9482 0.9781 1.0143 1.0453 1.0766 1.1082 1.1403 1.1785 1.2110 1.2439
41 0.8470 0.8544 0.8687 0.8881 0.9115 0.9379 0.9663 0.9969 1.0286 1.0610 1.1000 1.1331 1.1668 1.2009 1.2351 1.2759 1.3107 1.3459
42 0.9077 0.9188 0.9370 0.9605 0.9877 1.0175 1.0497 1.0832 1.1174 1.1521 1.1939 1.2297 1.2658 1.3020 1.3385 1.3821 1.4194 1.4573
43 0.9777 0.9928 1.0152 1.0426 1.0733 1.1070 1.1421 1.1782 1.2148 1.2522 1.2969 1.3351 1.3734 1.4119 1.4509 1.4977 1.5378 1.5785
44 1.0578 1.0769 1.1035 1.1345 1.1691 1.2058 1.2435 1.2821 1.3214 1.3613 1.4088 1.4493 1.4900 1.5311 1.5728 1.6231 1.6663 1.7103
Age / Term 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4781 0.4802 0.4851 0.4904 0.4961 0.5021 0.5085 0.5151 0.5218
19 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4856 0.4888 0.4942 0.4999 0.5061 0.5125 0.5194 0.5264 0.5338 0.5413
20 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4914 0.4918 0.4971 0.5028 0.5091 0.5157 0.5228 0.5301 0.5378 0.5457 0.5538 0.5621
21 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4993 0.5051 0.5114 0.5182 0.5255 0.5331 0.5410 0.5494 0.5579 0.5666 0.5756 0.5848
22 0.4995 0.4995 0.4995 0.4995 0.5013 0.5071 0.5133 0.5203 0.5276 0.5355 0.5437 0.5525 0.5614 0.5705 0.5801 0.5897 0.5995 0.6096
23 0.5024 0.5024 0.5032 0.5088 0.5150 0.5220 0.5294 0.5376 0.5461 0.5551 0.5645 0.5741 0.5841 0.5943 0.6046 0.6152 0.6261 0.6372
24 0.5051 0.5072 0.5168 0.5237 0.5312 0.5395 0.5482 0.5576 0.5673 0.5773 0.5879 0.5986 0.6094 0.6207 0.6322 0.6438 0.6556 0.6676
25 0.5154 0.5222 0.5331 0.5414 0.5504 0.5599 0.5701 0.5805 0.5916 0.6028 0.6143 0.6261 0.6382 0.6505 0.6629 0.6755 0.6886 0.7019
26 0.5320 0.5403 0.5527 0.5624 0.5729 0.5837 0.5952 0.6071 0.6191 0.6316 0.6443 0.6572 0.6703 0.6836 0.6974 0.7113 0.7255 0.7400
27 0.5520 0.5618 0.5759 0.5871 0.5990 0.6113 0.6240 0.6371 0.6506 0.6642 0.6780 0.6920 0.7064 0.7211 0.7360 0.7511 0.7665 0.7831
28 0.5758 0.5873 0.6029 0.6158 0.6291 0.6427 0.6569 0.6713 0.6859 0.7006 0.7159 0.7313 0.7469 0.7628 0.7789 0.7953 0.8132 0.8325
29 0.6038 0.6171 0.6344 0.6486 0.6635 0.6787 0.6940 0.7095 0.7256 0.7419 0.7583 0.7749 0.7918 0.8090 0.8267 0.8459 0.8665 0.8885
30 0.6363 0.6511 0.6703 0.6862 0.7024 0.7188 0.7357 0.7528 0.7701 0.7877 0.8054 0.8234 0.8419 0.8609 0.8813 0.9032 0.9267 0.9516
31 0.6736 0.6903 0.7111 0.7283 0.7460 0.7641 0.7824 0.8009 0.8195 0.8384 0.8578 0.8776 0.8978 0.9196 0.9429 0.9679 0.9945 1.0228
32 0.7161 0.7342 0.7567 0.7758 0.7951 0.8145 0.8342 0.8541 0.8743 0.8951 0.9162 0.9377 0.9609 0.9858 1.0124 1.0407 1.0709 1.1028
33 0.7636 0.7838 0.8081 0.8287 0.8494 0.8703 0.8914 0.9133 0.9354 0.9579 0.9808 1.0054 1.0319 1.0603 1.0905 1.1226 1.1567 1.1926
34 0.8172 0.8389 0.8650 0.8871 0.9093 0.9321 0.9553 0.9789 1.0028 1.0271 1.0534 1.0816 1.1118 1.1440 1.1783 1.2145 1.2529 1.2933
35 0.8765 0.8997 0.9278 0.9516 0.9759 1.0006 1.0257 1.0511 1.0770 1.1049 1.1350 1.1671 1.2015 1.2380 1.2767 1.3175 1.3606 1.4058
36 0.9419 0.9670 0.9973 1.0232 1.0494 1.0760 1.1030 1.1306 1.1603 1.1923 1.2265 1.2631 1.3020 1.3433 1.3869 1.4328 1.4809 1.5314
37 1.0143 1.0415 1.0740 1.1018 1.1301 1.1588 1.1880 1.2197 1.2537 1.2902 1.3292 1.3707 1.4146 1.4611 1.5101 1.5615 1.6152 1.6713
38 1.0940 1.1232 1.1582 1.1882 1.2186 1.2497 1.2833 1.3195 1.3584 1.3999 1.4441 1.4910 1.5406 1.5928 1.6476 1.7049 1.7647 1.8269
39 1.1815 1.2128 1.2504 1.2828 1.3157 1.3514 1.3899 1.4313 1.4756 1.5227 1.5727 1.6255 1.6812 1.7397 1.8009 1.8647 1.9310 1.9996
40 1.2771 1.3108 1.3514 1.3863 1.4243 1.4652 1.5093 1.5564 1.6066 1.6599 1.7163 1.7757 1.8381 1.9033 1.9714 2.0422 2.1154 2.1910
41 1.3817 1.4180 1.4618 1.5021 1.5456 1.5925 1.6426 1.6962 1.7530 1.8131 1.8765 1.9430 2.0127 2.0853 2.1608 2.2390 2.3197
42 1.4958 1.5350 1.5851 1.6313 1.6812 1.7346 1.7916 1.8522 1.9163 1.9839 2.0549 2.1292 2.2067 2.2873 2.3708 2.4569
43 1.6201 1.6653 1.7225 1.7755 1.8323 1.8930 1.9576 2.0259 2.0980 2.1738 2.2531 2.3359 2.4219 2.5110 2.6030
44 1.7583 1.8104 1.8755 1.9360 2.0006 2.0694 2.1422 2.2192 2.3000 2.3847 2.4731 2.5649 2.6601 2.7582
Age / Term 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22
18 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003
19 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076 0.4076
20 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133 0.4133
21 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176 0.4176
22 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211 0.4211
23 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239 0.4239
24 0.4265 0.4265 0.4265 0.4265 0.4265 0.4265 0.4265 0.4265 0.4265 0.4265 0.4265 0.4265 0.4265 0.4265 0.4265 0.4265 0.4298 0.4345
25 0.4294 0.4294 0.4294 0.4294 0.4294 0.4294 0.4294 0.4294 0.4294 0.4294 0.4294 0.4294 0.4294 0.4294 0.4294 0.4365 0.4416 0.4475
26 0.4329 0.4329 0.4329 0.4329 0.4329 0.4329 0.4329 0.4329 0.4329 0.4329 0.4329 0.4329 0.4329 0.4360 0.4409 0.4496 0.4560 0.4632
27 0.4372 0.4372 0.4372 0.4372 0.4372 0.4372 0.4372 0.4372 0.4372 0.4372 0.4372 0.4391 0.4438 0.4492 0.4554 0.4655 0.4734 0.4822
28 0.4428 0.4428 0.4428 0.4428 0.4428 0.4428 0.4428 0.4428 0.4428 0.4428 0.4476 0.4527 0.4586 0.4655 0.4731 0.4849 0.4944 0.5049
29 0.4499 0.4499 0.4499 0.4499 0.4499 0.4499 0.4499 0.4499 0.4499 0.4540 0.4628 0.4692 0.4766 0.4851 0.4945 0.5079 0.5194 0.5315
30 0.4587 0.4587 0.4587 0.4587 0.4587 0.4587 0.4587 0.4599 0.4649 0.4709 0.4812 0.4892 0.4984 0.5086 0.5200 0.5353 0.5485 0.5627
31 0.4696 0.4696 0.4696 0.4696 0.4696 0.4696 0.4719 0.4772 0.4836 0.4911 0.5032 0.5131 0.5242 0.5365 0.5497 0.5673 0.5825 0.5983
32 0.4827 0.4827 0.4827 0.4827 0.4827 0.4855 0.4910 0.4979 0.5060 0.5154 0.5294 0.5415 0.5546 0.5691 0.5845 0.6041 0.6212 0.6391
33 0.4983 0.4983 0.4983 0.4983 0.5011 0.5067 0.5138 0.5225 0.5325 0.5441 0.5605 0.5747 0.5903 0.6068 0.6243 0.6463 0.6654 0.6850
34 0.5167 0.5167 0.5167 0.5188 0.5243 0.5316 0.5407 0.5513 0.5638 0.5775 0.5966 0.6133 0.6311 0.6501 0.6699 0.6940 0.7149 0.7362
35 0.5381 0.5381 0.5392 0.5442 0.5515 0.5608 0.5722 0.5853 0.6002 0.6168 0.6384 0.6575 0.6780 0.6993 0.7211 0.7474 0.7702 0.7935
36 0.5629 0.5630 0.5669 0.5738 0.5833 0.5951 0.6089 0.6249 0.6425 0.6616 0.6863 0.7082 0.7310 0.7544 0.7784 0.8070 0.8319 0.8570
37 0.5915 0.5932 0.5991 0.6083 0.6204 0.6348 0.6518 0.6706 0.6911 0.7134 0.7410 0.7653 0.7903 0.8161 0.8424 0.8732 0.8999 0.9268
38 0.6245 0.6282 0.6364 0.6484 0.6633 0.6812 0.7011 0.7232 0.7469 0.7719 0.8024 0.8291 0.8568 0.8849 0.9131 0.9461 0.9747 1.0034
39 0.6626 0.6687 0.6799 0.6949 0.7135 0.7345 0.7580 0.7833 0.8100 0.8376 0.8712 0.9007 0.9306 0.9606 0.9908 1.0262 1.0567 1.0874
40 0.7067 0.7158 0.7302 0.7491 0.7710 0.7958 0.8227 0.8511 0.8807 0.9115 0.9479 0.9797 1.0117 1.0438 1.0760 1.1138 1.1464 1.1793
41 0.7578 0.7703 0.7887 0.8112 0.8372 0.8656 0.8957 0.9272 0.9600 0.9934 1.0326 1.0665 1.1006 1.1348 1.1691 1.2096 1.2444 1.2797
42 0.8169 0.8336 0.8558 0.8826 0.9123 0.9440 0.9775 1.0123 1.0477 1.0834 1.1253 1.1614 1.1977 1.2340 1.2706 1.3139 1.3513 1.3892
43 0.8853 0.9059 0.9327 0.9633 0.9964 1.0317 1.0685 1.1059 1.1437 1.1817 1.2264 1.2647 1.3032 1.3419 1.3809 1.4274 1.4676 1.5083
44 0.9634 0.9885 1.0193 1.0535 1.0903 1.1288 1.1682 1.2081 1.2482 1.2885 1.3360 1.3766 1.4175 1.4588 1.5006 1.5506 1.5938 1.6378
Age / Term 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.4003 0.4003 0.4003 0.4003 0.4003 0.4003 0.4025 0.4060 0.4098 0.4143 0.4191 0.4244 0.4302 0.4362 0.4427 0.4493 0.4562 0.4634
19 0.4076 0.4076 0.4076 0.4076 0.4076 0.4097 0.4135 0.4177 0.4225 0.4278 0.4335 0.4397 0.4462 0.4531 0.4602 0.4677 0.4754 0.4832
20 0.4133 0.4133 0.4133 0.4133 0.4164 0.4205 0.4252 0.4303 0.4360 0.4423 0.4489 0.4560 0.4635 0.4712 0.4792 0.4874 0.4958 0.5045
21 0.4176 0.4176 0.4188 0.4228 0.4273 0.4323 0.4381 0.4443 0.4510 0.4583 0.4660 0.4739 0.4823 0.4910 0.4997 0.5089 0.5181 0.5275
22 0.4211 0.4220 0.4291 0.4341 0.4397 0.4458 0.4527 0.4600 0.4679 0.4761 0.4849 0.4939 0.5031 0.5127 0.5225 0.5324 0.5424 0.5528
23 0.4280 0.4329 0.4411 0.4472 0.4540 0.4614 0.4695 0.4780 0.4870 0.4964 0.5061 0.5161 0.5264 0.5368 0.5474 0.5583 0.5694 0.5807
24 0.4398 0.4458 0.4554 0.4628 0.4709 0.4796 0.4888 0.4986 0.5087 0.5192 0.5301 0.5411 0.5522 0.5637 0.5754 0.5873 0.5993 0.6116
25 0.4541 0.4615 0.4724 0.4812 0.4906 0.5007 0.5112 0.5221 0.5335 0.5451 0.5569 0.5690 0.5814 0.5939 0.6065 0.6194 0.6324 0.6459
26 0.4713 0.4802 0.4925 0.5028 0.5137 0.5250 0.5369 0.5491 0.5615 0.5743 0.5873 0.6005 0.6139 0.6274 0.6410 0.6552 0.6696 0.6843
27 0.4918 0.5023 0.5163 0.5279 0.5403 0.5531 0.5661 0.5795 0.5933 0.6072 0.6213 0.6356 0.6500 0.6648 0.6800 0.6953 0.7110 0.7278
28 0.5162 0.5282 0.5439 0.5572 0.5708 0.5848 0.5994 0.6141 0.6290 0.6440 0.6592 0.6748 0.6907 0.7068 0.7231 0.7398 0.7577 0.7770
29 0.5446 0.5584 0.5756 0.5902 0.6055 0.6210 0.6367 0.6526 0.6686 0.6851 0.7018 0.7187 0.7358 0.7533 0.7710 0.7901 0.8106 0.8325
30 0.5774 0.5927 0.6117 0.6281 0.6446 0.6614 0.6783 0.6956 0.7132 0.7310 0.7490 0.7673 0.7859 0.8048 0.8251 0.8470 0.8703 0.8952
31 0.6149 0.6320 0.6527 0.6703 0.6882 0.7064 0.7250 0.7437 0.7627 0.7819 0.8014 0.8212 0.8413 0.8630 0.8862 0.9111 0.9376 0.9658
32 0.6574 0.6760 0.6983 0.7174 0.7370 0.7568 0.7768 0.7970 0.8175 0.8382 0.8593 0.8807 0.9038 0.9285 0.9550 0.9833 1.0133 1.0451
33 0.7049 0.7251 0.7493 0.7702 0.7913 0.8125 0.8340 0.8558 0.8779 0.9003 0.9231 0.9477 0.9741 1.0023 1.0324 1.0644 1.0983 1.1342
34 0.7580 0.7800 0.8060 0.8285 0.8511 0.8740 0.8972 0.9207 0.9445 0.9688 0.9950 1.0231 1.0531 1.0852 1.1193 1.1555 1.1937 1.2339
35 0.8170 0.8407 0.8686 0.8927 0.9170 0.9417 0.9667 0.9920 1.0179 1.0457 1.0756 1.1077 1.1419 1.1782 1.2168 1.2575 1.3003 1.3454
36 0.8822 0.9075 0.9375 0.9634 0.9895 1.0161 1.0431 1.0705 1.1002 1.1320 1.1662 1.2026 1.2413 1.2824 1.3258 1.3715 1.4195 1.4698
37 0.9538 0.9809 1.0131 1.0409 1.0691 1.0978 1.1270 1.1585 1.1924 1.2288 1.2676 1.3089 1.3527 1.3990 1.4477 1.4989 1.5524 1.6083
38 1.0323 1.0615 1.0961 1.1260 1.1565 1.1874 1.2210 1.2571 1.2958 1.3371 1.3812 1.4278 1.4772 1.5291 1.5837 1.6408 1.7004 1.7623
39 1.1184 1.1497 1.1870 1.2193 1.2522 1.2878 1.3262 1.3674 1.4114 1.4583 1.5081 1.5607 1.6161 1.6743 1.7353 1.7988 1.8649 1.9333
40 1.2125 1.2462 1.2864 1.3213 1.3592 1.4000 1.4438 1.4907 1.5407 1.5938 1.6498 1.7089 1.7710 1.8360 1.9038 1.9743 2.0472 2.1226
41 1.3154 1.3517 1.3952 1.4354 1.4787 1.5254 1.5753 1.6285 1.6851 1.7448 1.8079 1.8741 1.9434 2.0157 2.0909 2.1688 2.2491
42 1.4276 1.4668 1.5165 1.5626 1.6122 1.6653 1.7220 1.7822 1.8460 1.9132 1.9838 2.0577 2.1349 2.2151 2.2982 2.3840
43 1.5499 1.5950 1.6516 1.7044 1.7609 1.8212 1.8854 1.9533 2.0250 2.1003 2.1792 2.2615 2.3471 2.4358 2.5273
44 1.6857 1.7376 1.8020 1.8622 1.9264 1.9947 2.0671 2.1435 2.2239 2.3080 2.3959 2.4872 2.5819 2.6796
Age / Term 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22
18 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381 0.3381
19 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452 0.3452
20 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508 0.3508
21 0.3550 0.3550 0.3550 0.3550 0.3550 0.3550 0.3550 0.3550 0.3550 0.3550 0.3550 0.3550 0.3550 0.3550 0.3550 0.3550 0.3550 0.3569
22 0.3583 0.3583 0.3583 0.3583 0.3583 0.3583 0.3583 0.3583 0.3583 0.3583 0.3583 0.3583 0.3583 0.3583 0.3583 0.3591 0.3618 0.3650
23 0.3611 0.3611 0.3611 0.3611 0.3611 0.3611 0.3611 0.3611 0.3611 0.3611 0.3611 0.3611 0.3611 0.3611 0.3613 0.3668 0.3703 0.3744
24 0.3637 0.3637 0.3637 0.3637 0.3637 0.3637 0.3637 0.3637 0.3637 0.3637 0.3637 0.3637 0.3637 0.3662 0.3696 0.3759 0.3805 0.3856
25 0.3665 0.3665 0.3665 0.3665 0.3665 0.3665 0.3665 0.3665 0.3665 0.3665 0.3665 0.3684 0.3716 0.3753 0.3796 0.3871 0.3928 0.3991
26 0.3698 0.3698 0.3698 0.3698 0.3698 0.3698 0.3698 0.3698 0.3698 0.3698 0.3740 0.3776 0.3817 0.3865 0.3920 0.4007 0.4077 0.4154
27 0.3741 0.3741 0.3741 0.3741 0.3741 0.3741 0.3741 0.3741 0.3745 0.3778 0.3844 0.3889 0.3942 0.4002 0.4070 0.4171 0.4257 0.4349
28 0.3795 0.3795 0.3795 0.3795 0.3795 0.3795 0.3795 0.3816 0.3851 0.3894 0.3971 0.4028 0.4095 0.4168 0.4252 0.4370 0.4470 0.4581
29 0.3864 0.3864 0.3864 0.3864 0.3864 0.3866 0.3896 0.3935 0.3981 0.4036 0.4126 0.4198 0.4279 0.4370 0.4469 0.4606 0.4724 0.4850
30 0.3950 0.3950 0.3950 0.3950 0.3957 0.3989 0.4030 0.4080 0.4139 0.4208 0.4313 0.4402 0.4499 0.4609 0.4728 0.4882 0.5019 0.5164
31 0.4056 0.4056 0.4056 0.4064 0.4096 0.4138 0.4191 0.4254 0.4328 0.4414 0.4537 0.4643 0.4762 0.4889 0.5028 0.5204 0.5360 0.5522
32 0.4184 0.4184 0.4189 0.4218 0.4261 0.4316 0.4384 0.4463 0.4555 0.4658 0.4802 0.4930 0.5067 0.5218 0.5377 0.5574 0.5748 0.5929
33 0.4336 0.4336 0.4360 0.4401 0.4457 0.4528 0.4613 0.4710 0.4822 0.4946 0.5113 0.5263 0.5425 0.5596 0.5775 0.5993 0.6189 0.6388
34 0.4515 0.4526 0.4561 0.4616 0.4688 0.4778 0.4881 0.5001 0.5135 0.5282 0.5475 0.5649 0.5833 0.6026 0.6229 0.6470 0.6684 0.6900
35 0.4723 0.4746 0.4796 0.4867 0.4960 0.5069 0.5197 0.5340 0.5500 0.5674 0.5893 0.6090 0.6299 0.6517 0.6740 0.7003 0.7234 0.7468
36 0.4965 0.5002 0.5069 0.5162 0.5277 0.5412 0.5563 0.5735 0.5922 0.6121 0.6368 0.6594 0.6827 0.7067 0.7310 0.7594 0.7843 0.8094
37 0.5244 0.5298 0.5388 0.5505 0.5646 0.5808 0.5991 0.6191 0.6404 0.6635 0.6912 0.7162 0.7418 0.7679 0.7942 0.8248 0.8515 0.8784
38 0.5565 0.5643 0.5758 0.5903 0.6074 0.6269 0.6482 0.6712 0.6959 0.7217 0.7523 0.7797 0.8075 0.8356 0.8639 0.8967 0.9253 0.9540
39 0.5939 0.6043 0.6188 0.6366 0.6571 0.6798 0.7044 0.7308 0.7584 0.7870 0.8205 0.8502 0.8802 0.9103 0.9405 0.9757 1.0062 1.0369
40 0.6371 0.6508 0.6688 0.6902 0.7141 0.7404 0.7686 0.7981 0.8286 0.8597 0.8960 0.9280 0.9601 0.9923 1.0245 1.0621 1.0947 1.1276
41 0.6874 0.7047 0.7266 0.7516 0.7796 0.8095 0.8409 0.8734 0.9066 0.9402 0.9793 1.0134 1.0476 1.0819 1.1162 1.1565 1.1914 1.2266
42 0.7457 0.7671 0.7928 0.8221 0.8538 0.8871 0.9216 0.9569 0.9927 1.0287 1.0705 1.1068 1.1432 1.1796 1.2162 1.2594 1.2968 1.3346
43 0.8131 0.8385 0.8687 0.9018 0.9370 0.9735 1.0109 1.0488 1.0870 1.1254 1.1699 1.2084 1.2470 1.2858 1.3249 1.3712 1.4114 1.4522
44 0.8899 0.9199 0.9541 0.9909 1.0293 1.0687 1.1088 1.1492 1.1897 1.2303 1.2777 1.3185 1.3596 1.4009 1.4428 1.4926 1.5358 1.5799
Age / Term 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.3381 0.3381 0.3423 0.3444 0.3469 0.3498 0.3532 0.3570 0.3613 0.3661 0.3713 0.3770 0.3831 0.3895 0.3963 0.4031 0.4104 0.4178
19 0.3452 0.3461 0.3509 0.3536 0.3567 0.3604 0.3645 0.3691 0.3743 0.3800 0.3861 0.3926 0.3996 0.4067 0.4142 0.4220 0.4298 0.4378
20 0.3517 0.3543 0.3597 0.3631 0.3671 0.3716 0.3766 0.3822 0.3884 0.3950 0.4020 0.4095 0.4171 0.4253 0.4335 0.4420 0.4506 0.4595
21 0.3597 0.3630 0.3692 0.3736 0.3784 0.3840 0.3900 0.3967 0.4038 0.4115 0.4195 0.4279 0.4365 0.4454 0.4544 0.4638 0.4732 0.4828
22 0.3686 0.3729 0.3800 0.3854 0.3914 0.3981 0.4052 0.4130 0.4212 0.4299 0.4389 0.4482 0.4577 0.4675 0.4775 0.4876 0.4979 0.5083
23 0.3790 0.3843 0.3926 0.3992 0.4064 0.4142 0.4226 0.4315 0.4409 0.4506 0.4605 0.4709 0.4814 0.4921 0.5028 0.5138 0.5250 0.5365
24 0.3914 0.3979 0.4074 0.4153 0.4238 0.4328 0.4426 0.4527 0.4630 0.4739 0.4850 0.4962 0.5076 0.5191 0.5310 0.5430 0.5553 0.5677
25 0.4062 0.4141 0.4250 0.4342 0.4441 0.4545 0.4654 0.4766 0.4883 0.5002 0.5122 0.5243 0.5369 0.5496 0.5624 0.5755 0.5887 0.6022
26 0.4240 0.4332 0.4457 0.4564 0.4676 0.4793 0.4915 0.5040 0.5167 0.5295 0.5427 0.5561 0.5696 0.5834 0.5973 0.6114 0.6258 0.6404
27 0.4450 0.4559 0.4699 0.4819 0.4946 0.5077 0.5211 0.5346 0.5485 0.5627 0.5770 0.5914 0.6061 0.6209 0.6360 0.6513 0.6669 0.6836
28 0.4698 0.4822 0.4978 0.5115 0.5255 0.5397 0.5543 0.5693 0.5844 0.5997 0.6151 0.6307 0.6465 0.6626 0.6789 0.6955 0.7133 0.7325
29 0.4985 0.5126 0.5299 0.5448 0.5601 0.5759 0.5919 0.6080 0.6243 0.6408 0.6574 0.6743 0.6914 0.7088 0.7265 0.7455 0.7659 0.7877
30 0.5316 0.5472 0.5660 0.5826 0.5994 0.6165 0.6337 0.6511 0.6686 0.6864 0.7044 0.7226 0.7411 0.7599 0.7802 0.8020 0.8252 0.8500
31 0.5690 0.5864 0.6070 0.6250 0.6432 0.6615 0.6801 0.6988 0.7177 0.7369 0.7563 0.7760 0.7961 0.8177 0.8408 0.8656 0.8920 0.9201
32 0.6116 0.6305 0.6527 0.6722 0.6917 0.7115 0.7314 0.7516 0.7720 0.7927 0.8137 0.8350 0.8581 0.8827 0.9091 0.9373 0.9672 0.9989
33 0.6591 0.6796 0.7035 0.7244 0.7455 0.7667 0.7881 0.8099 0.8319 0.8543 0.8770 0.9015 0.9278 0.9560 0.9860 1.0179 1.0517 1.0874
34 0.7119 0.7339 0.7597 0.7821 0.8047 0.8275 0.8506 0.8741 0.8979 0.9221 0.9482 0.9762 1.0062 1.0382 1.0722 1.1082 1.1463 1.1864
35 0.7703 0.7939 0.8216 0.8456 0.8699 0.8945 0.9195 0.9448 0.9706 0.9983 1.0282 1.0601 1.0942 1.1304 1.1688 1.2094 1.2522 1.2970
36 0.8346 0.8600 0.8897 0.9155 0.9417 0.9682 0.9951 1.0225 1.0521 1.0838 1.1179 1.1542 1.1928 1.2337 1.2770 1.3226 1.3704 1.4205
37 0.9053 0.9325 0.9644 0.9922 1.0204 1.0490 1.0781 1.1096 1.1434 1.1797 1.2183 1.2595 1.3031 1.3492 1.3978 1.4488 1.5022 1.5579
38 0.9829 1.0120 1.0464 1.0763 1.1067 1.1377 1.1711 1.2071 1.2457 1.2869 1.3308 1.3773 1.4264 1.4782 1.5326 1.5896 1.6490 1.7107
39 1.0679 1.0992 1.1362 1.1685 1.2014 1.2369 1.2752 1.3163 1.3601 1.4069 1.4564 1.5088 1.5641 1.6221 1.6828 1.7461 1.8120 1.8802
40 1.1608 1.1945 1.2345 1.2694 1.3071 1.3478 1.3915 1.4382 1.4880 1.5408 1.5967 1.6556 1.7174 1.7821 1.8497 1.9199 1.9927 2.0678
41 1.2624 1.2986 1.3419 1.3820 1.4252 1.4717 1.5214 1.5744 1.6307 1.6902 1.7530 1.8189 1.8880 1.9600 2.0350 2.1126 2.1927
42 1.3731 1.4123 1.4616 1.5076 1.5570 1.6099 1.6663 1.7262 1.7897 1.8566 1.9269 2.0006 2.0774 2.1573 2.2401 2.3256
43 1.4937 1.5388 1.5950 1.6475 1.7038 1.7638 1.8276 1.8952 1.9666 2.0415 2.1201 2.2020 2.2873 2.3756 2.4669
44 1.6277 1.6794 1.7433 1.8031 1.8670 1.9349 2.0069 2.0830 2.1629 2.2467 2.3341 2.4250 2.5193 2.6166
Annexure A1: Incremental Rates per Rs. 1,000 of Base Sum Assured for Product Option 1, SA Band 1, Males and Smoker lives
Age / Term 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22
18 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844
19 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987
20 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099
21 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185 0.9185
22 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252 0.9252
23 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307
24 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359 0.9359
25 0.9416 0.9416 0.9416 0.9416 0.9416 0.9416 0.9416 0.9416 0.9416 0.9416 0.9416 0.9416 0.9416 0.9416 0.9416 0.9416 0.9416 0.9486
26 0.9484 0.9484 0.9484 0.9484 0.9484 0.9484 0.9484 0.9484 0.9484 0.9484 0.9484 0.9484 0.9484 0.9484 0.9484 0.9553 0.9642 0.9744
27 0.9570 0.9570 0.9570 0.9570 0.9570 0.9570 0.9570 0.9570 0.9570 0.9570 0.9570 0.9570 0.9570 0.9570 0.9645 0.9820 0.9932 1.0059
28 0.9679 0.9679 0.9679 0.9679 0.9679 0.9679 0.9679 0.9679 0.9679 0.9679 0.9679 0.9679 0.9740 0.9836 0.9946 1.0146 1.0285 1.0439
29 0.9819 0.9819 0.9819 0.9819 0.9819 0.9819 0.9819 0.9819 0.9819 0.9819 0.9856 0.9947 1.0052 1.0173 1.0309 1.0539 1.0707 1.0892
30 0.9992 0.9992 0.9992 0.9992 0.9992 0.9992 0.9992 0.9992 0.9992 1.0004 1.0183 1.0298 1.0429 1.0579 1.0745 1.1008 1.1207 1.1424
31 1.0205 1.0205 1.0205 1.0205 1.0205 1.0205 1.0205 1.0205 1.0260 1.0368 1.0575 1.0718 1.0881 1.1063 1.1263 1.1560 1.1795 1.2040
32 1.0463 1.0463 1.0463 1.0463 1.0463 1.0463 1.0463 1.0550 1.0667 1.0802 1.1042 1.1217 1.1416 1.1632 1.1870 1.2204 1.2472 1.2752
33 1.0770 1.0770 1.0770 1.0770 1.0770 1.0773 1.0877 1.1002 1.1147 1.1315 1.1593 1.1806 1.2042 1.2298 1.2571 1.2946 1.3246 1.3556
34 1.1131 1.1131 1.1131 1.1131 1.1136 1.1244 1.1376 1.1531 1.1711 1.1918 1.2237 1.2493 1.2768 1.3064 1.3376 1.3787 1.4123 1.4467
35 1.1551 1.1551 1.1551 1.1551 1.1657 1.1793 1.1958 1.2150 1.2371 1.2620 1.2988 1.3284 1.3604 1.3938 1.4286 1.4740 1.5108 1.5479
36 1.2039 1.2039 1.2039 1.2122 1.2260 1.2432 1.2635 1.2871 1.3139 1.3433 1.3851 1.4194 1.4551 1.4928 1.5314 1.5805 1.6201 1.6606
37 1.2601 1.2601 1.2651 1.2784 1.2959 1.3172 1.3421 1.3707 1.4021 1.4368 1.4838 1.5221 1.5626 1.6038 1.6456 1.6984 1.7419 1.7856
38 1.3250 1.3264 1.3376 1.3548 1.3768 1.4029 1.4332 1.4668 1.5038 1.5430 1.5951 1.6384 1.6825 1.7270 1.7728 1.8299 1.8764 1.9231
39 1.3999 1.4057 1.4213 1.4432 1.4702 1.5021 1.5377 1.5771 1.6188 1.6633 1.7208 1.7678 1.8154 1.8642 1.9134 1.9744 2.0241 2.0739
40 1.4865 1.4973 1.5179 1.5451 1.5781 1.6156 1.6573 1.7017 1.7491 1.7981 1.8605 1.9110 1.9631 2.0154 2.0678 2.1330 2.1859 2.2392
41 1.5867 1.6030 1.6293 1.6626 1.7016 1.7454 1.7923 1.8426 1.8947 1.9477 2.0148 2.0700 2.1255 2.1811 2.2368 2.3065 2.3630 2.4209
42 1.7024 1.7249 1.7573 1.7968 1.8423 1.8916 1.9446 1.9996 2.0558 2.1132 2.1855 2.2442 2.3031 2.3621 2.4214 2.4959 2.5571 2.6195
43 1.8355 1.8644 1.9031 1.9493 2.0004 2.0557 2.1136 2.1729 2.2333 2.2950 2.3720 2.4342 2.4965 2.5592 2.6225 2.7027 2.7688 2.8358
44 1.9875 2.0228 2.0680 2.1201 2.1770 2.2374 2.2995 2.3627 2.4276 2.4928 2.5746 2.6404 2.7066 2.7733 2.8417 2.9278 2.9987 3.0710
Age / Term 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8844 0.8907 0.8980 0.9060 0.9145 0.9237 0.9332 0.9435 0.9538
19 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8987 0.8992 0.9064 0.9143 0.9230 0.9323 0.9422 0.9527 0.9636 0.9749 0.9867
20 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9099 0.9133 0.9211 0.9299 0.9393 0.9495 0.9602 0.9716 0.9834 0.9958 1.0084 1.0216
21 0.9185 0.9185 0.9185 0.9185 0.9185 0.9190 0.9269 0.9356 0.9450 0.9555 0.9665 0.9784 0.9906 1.0036 1.0169 1.0307 1.0449 1.0593
22 0.9252 0.9252 0.9252 0.9252 0.9320 0.9405 0.9501 0.9606 0.9719 0.9841 0.9969 1.0105 1.0244 1.0389 1.0539 1.0691 1.0847 1.1009
23 0.9307 0.9307 0.9368 0.9452 0.9548 0.9653 0.9769 0.9893 1.0026 1.0167 1.0313 1.0465 1.0623 1.0783 1.0948 1.1119 1.1292 1.1467
24 0.9359 0.9431 0.9596 0.9701 0.9818 0.9944 1.0081 1.0226 1.0379 1.0538 1.0705 1.0874 1.1048 1.1228 1.1410 1.1595 1.1787 1.1983
25 0.9579 0.9682 0.9871 0.9998 1.0138 1.0286 1.0446 1.0611 1.0786 1.0965 1.1148 1.1339 1.1531 1.1725 1.1928 1.2134 1.2343 1.2555
26 0.9860 0.9987 1.0201 1.0352 1.0517 1.0688 1.0871 1.1058 1.1251 1.1452 1.1656 1.1861 1.2075 1.2292 1.2512 1.2735 1.2963 1.3199
27 1.0201 1.0353 1.0594 1.0771 1.0960 1.1157 1.1359 1.1571 1.1786 1.2003 1.2228 1.2458 1.2689 1.2923 1.3163 1.3411 1.3663 1.3930
28 1.0608 1.0789 1.1057 1.1262 1.1473 1.1695 1.1922 1.2152 1.2389 1.2631 1.2876 1.3123 1.3375 1.3635 1.3899 1.4168 1.4453 1.4755
29 1.1089 1.1301 1.1596 1.1827 1.2066 1.2309 1.2558 1.2814 1.3073 1.3333 1.3598 1.3872 1.4150 1.4431 1.4717 1.5020 1.5344 1.5692
30 1.1652 1.1892 1.2219 1.2474 1.2735 1.3006 1.3279 1.3555 1.3833 1.4122 1.4414 1.4709 1.5009 1.5313 1.5637 1.5988 1.6360 1.6751
31 1.2302 1.2570 1.2923 1.3208 1.3497 1.3788 1.4082 1.4385 1.4692 1.5003 1.5318 1.5637 1.5961 1.6313 1.6687 1.7082 1.7500 1.7939
32 1.3039 1.3338 1.3725 1.4033 1.4344 1.4661 1.4985 1.5313 1.5644 1.5980 1.6319 1.6668 1.7044 1.7443 1.7865 1.8309 1.8777 1.9267
33 1.3878 1.4204 1.4619 1.4950 1.5293 1.5638 1.5987 1.6340 1.6697 1.7060 1.7435 1.7835 1.8260 1.8709 1.9184 1.9682 2.0205 2.0753
34 1.4814 1.5164 1.5614 1.5979 1.6347 1.6718 1.7093 1.7473 1.7864 1.8263 1.8689 1.9142 1.9621 2.0126 2.0658 2.1216 2.1805 2.2422
35 1.5856 1.6241 1.6724 1.7115 1.7510 1.7909 1.8313 1.8732 1.9157 1.9611 2.0093 2.0603 2.1142 2.1709 2.2305 2.2936 2.3594 2.4277
36 1.7017 1.7430 1.7946 1.8366 1.8790 1.9224 1.9669 2.0120 2.0603 2.1116 2.1660 2.2235 2.2840 2.3478 2.4152 2.4854 2.5583 2.6336
37 1.8295 1.8737 1.9291 1.9742 2.0205 2.0678 2.1157 2.1671 2.2218 2.2797 2.3410 2.4055 2.4739 2.5458 2.6206 2.6984 2.7788 2.8616
38 1.9700 2.0173 2.0768 2.1262 2.1764 2.2273 2.2819 2.3401 2.4019 2.4672 2.5360 2.6091 2.6858 2.7657 2.8487 2.9345 3.0229 3.1136
39 2.1241 2.1756 2.2399 2.2932 2.3473 2.4053 2.4672 2.5330 2.6026 2.6760 2.7541 2.8359 2.9212 3.0098 3.1014 3.1958 3.2926 3.3915
40 2.2939 2.3495 2.4187 2.4761 2.5377 2.6036 2.6736 2.7478 2.8260 2.9094 2.9967 3.0878 3.1823 3.2801 3.3809 3.4843 3.5899 3.6973
41 2.4798 2.5396 2.6142 2.6797 2.7497 2.8242 2.9033 2.9867 3.0755 3.1687 3.2660 3.3669 3.4714 3.5790 3.6894 3.8022 3.9170
42 2.6828 2.7472 2.8316 2.9060 2.9854 3.0696 3.1585 3.2530 3.3526 3.4563 3.5642 3.6758 3.7907 3.9087 4.0293 4.1518
43 2.9040 2.9776 3.0729 3.1574 3.2471 3.3418 3.4423 3.5486 3.6594 3.7746 3.8938 4.0166 4.1427 4.2716 4.4026
44 3.1491 3.2330 3.3404 3.4360 3.5370 3.6438 3.7571 3.8755 3.9985 4.1259 4.2572 4.3920 4.5297 4.6698
Age / Term 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22
18 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154 0.6154
19 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278 0.6278
20 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375 0.6375
21 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449 0.6449
22 0.6507 0.6507 0.6507 0.6507 0.6507 0.6507 0.6507 0.6507 0.6507 0.6507 0.6507 0.6507 0.6507 0.6507 0.6507 0.6507 0.6507 0.6516
23 0.6555 0.6555 0.6555 0.6555 0.6555 0.6555 0.6555 0.6555 0.6555 0.6555 0.6555 0.6555 0.6555 0.6555 0.6555 0.6555 0.6606 0.6677
24 0.6600 0.6600 0.6600 0.6600 0.6600 0.6600 0.6600 0.6600 0.6600 0.6600 0.6600 0.6600 0.6600 0.6600 0.6600 0.6701 0.6780 0.6868
25 0.6649 0.6649 0.6649 0.6649 0.6649 0.6649 0.6649 0.6649 0.6649 0.6649 0.6649 0.6649 0.6649 0.6686 0.6762 0.6891 0.6989 0.7097
26 0.6708 0.6708 0.6708 0.6708 0.6708 0.6708 0.6708 0.6708 0.6708 0.6708 0.6708 0.6724 0.6796 0.6877 0.6972 0.7122 0.7241 0.7372
27 0.6781 0.6781 0.6781 0.6781 0.6781 0.6781 0.6781 0.6781 0.6781 0.6781 0.6841 0.6919 0.7009 0.7111 0.7228 0.7402 0.7544 0.7701
28 0.6877 0.6877 0.6877 0.6877 0.6877 0.6877 0.6877 0.6877 0.6877 0.6928 0.7060 0.7158 0.7269 0.7395 0.7536 0.7737 0.7906 0.8089
29 0.6997 0.6997 0.6997 0.6997 0.6997 0.6997 0.6997 0.7004 0.7079 0.7171 0.7325 0.7447 0.7582 0.7736 0.7903 0.8133 0.8332 0.8544
30 0.7147 0.7147 0.7147 0.7147 0.7147 0.7147 0.7173 0.7253 0.7351 0.7465 0.7645 0.7792 0.7958 0.8138 0.8339 0.8600 0.8827 0.9068
31 0.7331 0.7331 0.7331 0.7331 0.7331 0.7367 0.7451 0.7553 0.7676 0.7816 0.8026 0.8204 0.8400 0.8615 0.8845 0.9139 0.9401 0.9672
32 0.7554 0.7554 0.7554 0.7554 0.7590 0.7675 0.7782 0.7912 0.8062 0.8234 0.8476 0.8689 0.8920 0.9167 0.9433 0.9764 1.0055 1.0353
33 0.7820 0.7820 0.7820 0.7848 0.7930 0.8040 0.8174 0.8335 0.8518 0.8724 0.9006 0.9254 0.9521 0.9807 1.0107 1.0473 1.0792 1.1121
34 0.8132 0.8132 0.8145 0.8220 0.8329 0.8467 0.8637 0.8830 0.9052 0.9296 0.9618 0.9907 1.0214 1.0536 1.0868 1.1269 1.1623 1.1982
35 0.8496 0.8496 0.8553 0.8655 0.8795 0.8970 0.9174 0.9411 0.9672 0.9958 1.0327 1.0657 1.1002 1.1358 1.1728 1.2167 1.2551 1.2937
36 0.8918 0.8941 0.9027 0.9161 0.9340 0.9554 0.9804 1.0083 1.0390 1.0723 1.1138 1.1507 1.1889 1.2287 1.2692 1.3166 1.3579 1.3993
37 0.9404 0.9456 0.9576 0.9752 0.9973 1.0235 1.0530 1.0859 1.1216 1.1593 1.2055 1.2465 1.2891 1.3324 1.3760 1.4270 1.4712 1.5154
38 0.9965 1.0052 1.0215 1.0436 1.0709 1.1020 1.1370 1.1751 1.2154 1.2576 1.3089 1.3544 1.4006 1.4472 1.4940 1.5486 1.5957 1.6430
39 1.0613 1.0744 1.0955 1.1233 1.1557 1.1928 1.2332 1.2762 1.3214 1.3688 1.4249 1.4742 1.5238 1.5737 1.6237 1.6821 1.7323 1.7827
40 1.1364 1.1545 1.1816 1.2149 1.2538 1.2966 1.3423 1.3905 1.4411 1.4928 1.5535 1.6064 1.6595 1.7127 1.7659 1.8282 1.8818 1.9357
41 1.2234 1.2477 1.2808 1.3208 1.3657 1.4142 1.4654 1.5192 1.5743 1.6301 1.6952 1.7517 1.8082 1.8647 1.9213 1.9879 2.0451 2.1027
42 1.3242 1.3550 1.3951 1.4416 1.4925 1.5466 1.6037 1.6621 1.7214 1.7810 1.8507 1.9106 1.9705 2.0305 2.0907 2.1619 2.2231 2.2849
43 1.4404 1.4782 1.5253 1.5780 1.6347 1.6949 1.7567 1.8195 1.8827 1.9460 2.0201 2.0836 2.1471 2.2108 2.2749 2.3513 2.4168 2.4833
44 1.5731 1.6184 1.6718 1.7304 1.7934 1.8585 1.9246 1.9913 2.0583 2.1252 2.2038 2.2710 2.3385 2.4063 2.4748 2.5567 2.6271 2.6987
Age / Term 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.6154 0.6154 0.6154 0.6169 0.6215 0.6267 0.6327 0.6395 0.6470 0.6553 0.6643 0.6740 0.6842 0.6951 0.7063 0.7179 0.7300 0.7422
19 0.6278 0.6278 0.6278 0.6328 0.6385 0.6449 0.6522 0.6602 0.6691 0.6788 0.6892 0.7001 0.7118 0.7238 0.7363 0.7492 0.7622 0.7754
20 0.6375 0.6375 0.6431 0.6493 0.6563 0.6641 0.6728 0.6823 0.6928 0.7039 0.7158 0.7283 0.7411 0.7546 0.7684 0.7823 0.7965 0.8111
21 0.6449 0.6486 0.6595 0.6672 0.6756 0.6851 0.6954 0.7067 0.7187 0.7316 0.7449 0.7589 0.7733 0.7880 0.8029 0.8183 0.8339 0.8497
22 0.6580 0.6654 0.6779 0.6873 0.6974 0.7088 0.7209 0.7340 0.7478 0.7621 0.7773 0.7927 0.8084 0.8245 0.8410 0.8577 0.8745 0.8915
23 0.6758 0.6849 0.6992 0.7104 0.7226 0.7358 0.7500 0.7647 0.7804 0.7966 0.8131 0.8300 0.8475 0.8651 0.8829 0.9008 0.9190 0.9377
24 0.6967 0.7079 0.7243 0.7374 0.7519 0.7670 0.7831 0.8000 0.8173 0.8350 0.8534 0.8720 0.8908 0.9098 0.9290 0.9487 0.9687 0.9889
25 0.7218 0.7350 0.7538 0.7693 0.7857 0.8031 0.8212 0.8397 0.8590 0.8787 0.8986 0.9187 0.9389 0.9597 0.9807 1.0021 1.0236 1.0455
26 0.7517 0.7673 0.7883 0.8063 0.8250 0.8443 0.8645 0.8852 0.9062 0.9275 0.9489 0.9708 0.9930 1.0155 1.0382 1.0612 1.0846 1.1082
27 0.7869 0.8053 0.8289 0.8490 0.8698 0.8916 0.9138 0.9362 0.9589 0.9820 1.0055 1.0293 1.0533 1.0775 1.1020 1.1269 1.1521 1.1789
28 0.8286 0.8493 0.8753 0.8981 0.9214 0.9450 0.9690 0.9933 1.0183 1.0434 1.0687 1.0943 1.1201 1.1463 1.1728 1.1996 1.2282 1.2583
29 0.8765 0.9001 0.9290 0.9540 0.9793 1.0049 1.0312 1.0578 1.0846 1.1117 1.1389 1.1664 1.1943 1.2225 1.2512 1.2816 1.3137 1.3477
30 0.9321 0.9581 0.9896 1.0167 1.0443 1.0725 1.1009 1.1295 1.1583 1.1874 1.2167 1.2464 1.2765 1.3070 1.3394 1.3736 1.4099 1.4480
31 0.9950 1.0234 1.0576 1.0874 1.1175 1.1477 1.1782 1.2089 1.2399 1.2712 1.3028 1.3349 1.3674 1.4019 1.4384 1.4770 1.5176 1.5603
32 1.0658 1.0972 1.1343 1.1664 1.1986 1.2311 1.2638 1.2969 1.3302 1.3639 1.3980 1.4326 1.4694 1.5083 1.5494 1.5928 1.6383 1.6860
33 1.1457 1.1796 1.2194 1.2539 1.2885 1.3233 1.3584 1.3939 1.4298 1.4662 1.5030 1.5422 1.5837 1.6275 1.6737 1.7222 1.7731 1.8262
34 1.2344 1.2708 1.3136 1.3505 1.3876 1.4250 1.4627 1.5009 1.5396 1.5788 1.6205 1.6648 1.7115 1.7607 1.8125 1.8667 1.9233 1.9822
35 1.3326 1.3716 1.4174 1.4569 1.4967 1.5369 1.5775 1.6187 1.6604 1.7048 1.7519 1.8017 1.8542 1.9094 1.9672 2.0276 2.0904 2.1556
36 1.4408 1.4825 1.5317 1.5740 1.6167 1.6599 1.7037 1.7481 1.7954 1.8456 1.8986 1.9546 2.0134 2.0751 2.1395 2.2065 2.2761 2.3480
37 1.5598 1.6044 1.6571 1.7025 1.7485 1.7950 1.8422 1.8925 1.9460 2.0025 2.0622 2.1249 2.1906 2.2593 2.3308 2.4050 2.4818 2.5608
38 1.6904 1.7381 1.7947 1.8435 1.8930 1.9431 1.9966 2.0535 2.1138 2.1774 2.2442 2.3144 2.3876 2.4639 2.5431 2.6250 2.7093 2.7958
39 1.8335 1.8846 1.9455 1.9980 2.0513 2.1082 2.1687 2.2329 2.3006 2.3720 2.4467 2.5249 2.6063 2.6908 2.7782 2.8681 2.9605 3.0548
40 1.9900 2.0449 2.1105 2.1671 2.2275 2.2919 2.3602 2.4324 2.5084 2.5882 2.6716 2.7584 2.8486 2.9418 3.0379 3.1364 3.2371 3.3395
41 2.1610 2.2200 2.2908 2.3550 2.4235 2.4962 2.5730 2.6541 2.7392 2.8281 2.9208 3.0170 3.1166 3.2191 3.3243 3.4318 3.5411
42 2.3476 2.4112 2.4910 2.5638 2.6411 2.7230 2.8093 2.9000 2.9950 3.0939 3.1966 3.3029 3.4124 3.5247 3.6395 3.7563
43 2.5507 2.6230 2.7130 2.7953 2.8825 2.9745 3.0711 3.1724 3.2780 3.3876 3.5011 3.6180 3.7380 3.8607 3.9854
44 2.7755 2.8576 2.9589 3.0517 3.1497 3.2527 3.3606 3.4733 3.5904 3.7116 3.8365 3.9647 4.0957 4.2289
Age / Term 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22
18 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336 0.5336
19 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456 0.5456
20 0.5549 0.5549 0.5549 0.5549 0.5549 0.5549 0.5549 0.5549 0.5549 0.5549 0.5549 0.5549 0.5549 0.5549 0.5549 0.5549 0.5549 0.5583
21 0.5621 0.5621 0.5621 0.5621 0.5621 0.5621 0.5621 0.5621 0.5621 0.5621 0.5621 0.5621 0.5621 0.5621 0.5621 0.5622 0.5665 0.5715
22 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677 0.5744 0.5799 0.5861
23 0.5724 0.5724 0.5724 0.5724 0.5724 0.5724 0.5724 0.5724 0.5724 0.5724 0.5724 0.5724 0.5724 0.5731 0.5784 0.5883 0.5952 0.6029
24 0.5767 0.5767 0.5767 0.5767 0.5767 0.5767 0.5767 0.5767 0.5767 0.5767 0.5767 0.5767 0.5808 0.5866 0.5933 0.6047 0.6133 0.6228
25 0.5815 0.5815 0.5815 0.5815 0.5815 0.5815 0.5815 0.5815 0.5815 0.5815 0.5838 0.5892 0.5956 0.6029 0.6112 0.6244 0.6348 0.6465
26 0.5872 0.5872 0.5872 0.5872 0.5872 0.5872 0.5872 0.5872 0.5872 0.5886 0.5986 0.6056 0.6135 0.6227 0.6329 0.6482 0.6607 0.6746
27 0.5944 0.5944 0.5944 0.5944 0.5944 0.5944 0.5944 0.5944 0.5986 0.6052 0.6168 0.6256 0.6354 0.6467 0.6590 0.6766 0.6917 0.7080
28 0.6036 0.6036 0.6036 0.6036 0.6036 0.6036 0.6044 0.6102 0.6172 0.6255 0.6391 0.6499 0.6620 0.6754 0.6904 0.7106 0.7281 0.7472
29 0.6153 0.6153 0.6153 0.6153 0.6153 0.6174 0.6235 0.6310 0.6399 0.6502 0.6661 0.6791 0.6938 0.7099 0.7274 0.7506 0.7711 0.7928
30 0.6298 0.6298 0.6298 0.6298 0.6325 0.6387 0.6467 0.6561 0.6673 0.6798 0.6983 0.7141 0.7315 0.7505 0.7712 0.7974 0.8207 0.8451
31 0.6477 0.6477 0.6477 0.6502 0.6563 0.6645 0.6744 0.6863 0.6998 0.7153 0.7366 0.7552 0.7759 0.7981 0.8218 0.8513 0.8777 0.9054
32 0.6693 0.6693 0.6709 0.6765 0.6847 0.6952 0.7077 0.7221 0.7386 0.7568 0.7816 0.8038 0.8277 0.8532 0.8803 0.9133 0.9429 0.9733
33 0.6951 0.6955 0.7000 0.7078 0.7184 0.7314 0.7468 0.7644 0.7839 0.8059 0.8344 0.8601 0.8874 0.9167 0.9473 0.9838 1.0164 1.0496
34 0.7253 0.7275 0.7342 0.7446 0.7579 0.7741 0.7927 0.8137 0.8372 0.8627 0.8953 0.9248 0.9563 0.9891 1.0231 1.0631 1.0986 1.1345
35 0.7605 0.7649 0.7743 0.7875 0.8043 0.8238 0.8462 0.8713 0.8987 0.9282 0.9654 0.9992 1.0344 1.0708 1.1081 1.1516 1.1900 1.2286
36 0.8014 0.8084 0.8208 0.8377 0.8581 0.8818 0.9085 0.9378 0.9696 1.0040 1.0457 1.0835 1.1225 1.1624 1.2028 1.2499 1.2912 1.3326
37 0.8486 0.8588 0.8751 0.8959 0.9208 0.9491 0.9803 1.0145 1.0513 1.0901 1.1365 1.1782 1.2209 1.2642 1.3079 1.3586 1.4027 1.4470
38 0.9032 0.9174 0.9379 0.9636 0.9933 1.0265 1.0631 1.1025 1.1440 1.1873 1.2385 1.2841 1.3304 1.3771 1.4239 1.4782 1.5253 1.5726
39 0.9665 0.9853 1.0110 1.0419 1.0769 1.1159 1.1579 1.2024 1.2487 1.2964 1.3522 1.4017 1.4515 1.5014 1.5514 1.6094 1.6597 1.7101
40 1.0400 1.0641 1.0955 1.1321 1.1733 1.2181 1.2655 1.3150 1.3660 1.4179 1.4784 1.5315 1.5847 1.6379 1.6911 1.7531 1.8067 1.8606
41 1.1250 1.1555 1.1929 1.2360 1.2835 1.3339 1.3866 1.4410 1.4964 1.5525 1.6174 1.6740 1.7306 1.7872 1.8438 1.9100 1.9673 2.0249
42 1.2239 1.2607 1.3050 1.3547 1.4081 1.4640 1.5218 1.5808 1.6404 1.7004 1.7698 1.8299 1.8899 1.9500 2.0102 2.0811 2.1423 2.2041
43 1.3376 1.3813 1.4327 1.4886 1.5477 1.6090 1.6715 1.7348 1.7983 1.8620 1.9358 1.9994 2.0631 2.1270 2.1911 2.2671 2.3327 2.3991
44 1.4673 1.5186 1.5764 1.6382 1.7027 1.7687 1.8356 1.9029 1.9702 2.0374 2.1158 2.1832 2.2508 2.3188 2.3873 2.4689 2.5393 2.6109
Age / Term 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.5358 0.5393 0.5469 0.5514 0.5566 0.5625 0.5691 0.5765 0.5846 0.5934 0.6030 0.6131 0.6240 0.6352 0.6468 0.6588 0.6711 0.6837
19 0.5493 0.5536 0.5621 0.5677 0.5740 0.5810 0.5889 0.5976 0.6071 0.6173 0.6282 0.6398 0.6518 0.6641 0.6771 0.6902 0.7036 0.7171
20 0.5629 0.5682 0.5778 0.5847 0.5922 0.6008 0.6100 0.6203 0.6312 0.6430 0.6554 0.6682 0.6816 0.6954 0.7095 0.7237 0.7381 0.7529
21 0.5773 0.5839 0.5949 0.6031 0.6123 0.6224 0.6334 0.6451 0.6579 0.6711 0.6849 0.6993 0.7141 0.7291 0.7443 0.7598 0.7757 0.7918
22 0.5933 0.6014 0.6140 0.6239 0.6349 0.6467 0.6595 0.6731 0.6873 0.7023 0.7177 0.7335 0.7496 0.7659 0.7826 0.7996 0.8167 0.8340
23 0.6118 0.6215 0.6360 0.6479 0.6607 0.6745 0.6891 0.7044 0.7206 0.7371 0.7540 0.7712 0.7889 0.8068 0.8248 0.8431 0.8616 0.8802
24 0.6335 0.6453 0.6617 0.6757 0.6905 0.7062 0.7229 0.7402 0.7579 0.7760 0.7945 0.8135 0.8326 0.8519 0.8714 0.8910 0.9110 0.9312
25 0.6592 0.6732 0.6919 0.7079 0.7249 0.7428 0.7613 0.7803 0.7998 0.8198 0.8400 0.8604 0.8810 0.9018 0.9228 0.9441 0.9656 0.9874
26 0.6898 0.7059 0.7270 0.7454 0.7646 0.7844 0.8048 0.8259 0.8472 0.8689 0.8907 0.9127 0.9349 0.9573 0.9799 1.0029 1.0261 1.0497
27 0.7255 0.7443 0.7679 0.7885 0.8097 0.8317 0.8543 0.8772 0.9003 0.9235 0.9470 0.9707 0.9946 1.0188 1.0432 1.0680 1.0932 1.1199
28 0.7674 0.7886 0.8147 0.8376 0.8613 0.8854 0.9098 0.9345 0.9593 0.9844 1.0097 1.0352 1.0609 1.0870 1.1134 1.1402 1.1687 1.1988
29 0.8155 0.8394 0.8682 0.8935 0.9193 0.9454 0.9717 0.9983 1.0251 1.0520 1.0792 1.1067 1.1345 1.1626 1.1912 1.2215 1.2536 1.2875
30 0.8709 0.8974 0.9288 0.9564 0.9842 1.0124 1.0407 1.0692 1.0980 1.1270 1.1563 1.1859 1.2159 1.2463 1.2786 1.3128 1.3490 1.3870
31 0.9337 0.9627 0.9967 1.0265 1.0565 1.0868 1.1172 1.1479 1.1788 1.2100 1.2415 1.2735 1.3060 1.3404 1.3768 1.4153 1.4558 1.4984
32 1.0043 1.0357 1.0725 1.1045 1.1368 1.1692 1.2019 1.2348 1.2681 1.3017 1.3358 1.3703 1.4070 1.4458 1.4868 1.5301 1.5755 1.6230
33 1.0832 1.1170 1.1566 1.1909 1.2255 1.2603 1.2954 1.3308 1.3666 1.4029 1.4397 1.4788 1.5201 1.5639 1.6099 1.6583 1.7090 1.7620
34 1.1707 1.2071 1.2495 1.2863 1.3234 1.3607 1.3984 1.4366 1.4752 1.5144 1.5560 1.6001 1.6467 1.6958 1.7474 1.8014 1.8579 1.9167
35 1.2675 1.3064 1.3519 1.3914 1.4311 1.4712 1.5118 1.5529 1.5946 1.6389 1.6859 1.7356 1.7879 1.8429 1.9006 1.9608 2.0234 2.0885
36 1.3741 1.4158 1.4646 1.5069 1.5495 1.5927 1.6364 1.6808 1.7280 1.7780 1.8309 1.8867 1.9454 2.0068 2.0710 2.1379 2.2072 2.2790
37 1.4914 1.5359 1.5883 1.6337 1.6795 1.7260 1.7732 1.8234 1.8767 1.9331 1.9926 2.0551 2.1206 2.1891 2.2604 2.3344 2.4109 2.4897
38 1.6200 1.6677 1.7239 1.7727 1.8221 1.8722 1.9256 1.9824 2.0424 2.1058 2.1725 2.2423 2.3154 2.3914 2.4703 2.5519 2.6360 2.7223
39 1.7608 1.8120 1.8725 1.9250 1.9782 2.0350 2.0954 2.1593 2.2269 2.2979 2.3724 2.4503 2.5314 2.6156 2.7027 2.7924 2.8844 2.9785
40 1.9149 1.9698 2.0350 2.0916 2.1519 2.2161 2.2842 2.3561 2.4319 2.5113 2.5944 2.6809 2.7707 2.8637 2.9594 3.0576 3.1580 3.2601
41 2.0832 2.1422 2.2126 2.2767 2.3450 2.4174 2.4940 2.5747 2.6594 2.7480 2.8403 2.9362 3.0353 3.1375 3.2423 3.3495 3.4585
42 2.2668 2.3304 2.4097 2.4823 2.5593 2.6408 2.7268 2.8171 2.9116 3.0100 3.1123 3.2182 3.3272 3.4391 3.5535 3.6699
43 2.4666 2.5388 2.6281 2.7101 2.7969 2.8884 2.9846 3.0853 3.1904 3.2996 3.4125 3.5289 3.6484 3.7706 3.8948
44 2.6876 2.7694 2.8699 2.9622 3.0597 3.1621 3.2695 3.3816 3.4981 3.6187 3.7430 3.8706 4.0010 4.1338
Age / Term 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22
18 0.4681 0.4681 0.4681 0.4681 0.4681 0.4681 0.4681 0.4681 0.4681 0.4681 0.4681 0.4681 0.4681 0.4681 0.4695 0.4749 0.4774 0.4804
19 0.4798 0.4798 0.4798 0.4798 0.4798 0.4798 0.4798 0.4798 0.4798 0.4798 0.4798 0.4798 0.4798 0.4798 0.4806 0.4866 0.4897 0.4934
20 0.4889 0.4889 0.4889 0.4889 0.4889 0.4889 0.4889 0.4889 0.4889 0.4889 0.4889 0.4889 0.4889 0.4889 0.4912 0.4979 0.5019 0.5064
21 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4959 0.4983 0.5020 0.5096 0.5145 0.5201
22 0.5014 0.5014 0.5014 0.5014 0.5014 0.5014 0.5014 0.5014 0.5014 0.5014 0.5014 0.5014 0.5048 0.5089 0.5136 0.5223 0.5284 0.5354
23 0.5059 0.5059 0.5059 0.5059 0.5059 0.5059 0.5059 0.5059 0.5059 0.5059 0.5075 0.5113 0.5157 0.5209 0.5268 0.5369 0.5444 0.5529
24 0.5102 0.5102 0.5102 0.5102 0.5102 0.5102 0.5102 0.5102 0.5102 0.5102 0.5179 0.5228 0.5284 0.5350 0.5423 0.5539 0.5631 0.5733
25 0.5148 0.5148 0.5148 0.5148 0.5148 0.5148 0.5148 0.5148 0.5170 0.5215 0.5304 0.5367 0.5438 0.5519 0.5609 0.5742 0.5854 0.5975
26 0.5204 0.5204 0.5204 0.5204 0.5204 0.5204 0.5205 0.5245 0.5295 0.5354 0.5458 0.5536 0.5624 0.5723 0.5833 0.5986 0.6117 0.6262
27 0.5274 0.5274 0.5274 0.5274 0.5274 0.5289 0.5332 0.5385 0.5450 0.5525 0.5646 0.5741 0.5849 0.5968 0.6098 0.6275 0.6431 0.6599
28 0.5363 0.5363 0.5363 0.5363 0.5386 0.5432 0.5489 0.5559 0.5641 0.5733 0.5873 0.5990 0.6117 0.6260 0.6415 0.6618 0.6798 0.6993
29 0.5477 0.5477 0.5477 0.5502 0.5547 0.5608 0.5683 0.5770 0.5871 0.5985 0.6146 0.6286 0.6440 0.6607 0.6787 0.7019 0.7229 0.7450
30 0.5619 0.5619 0.5638 0.5683 0.5745 0.5824 0.5917 0.6026 0.6147 0.6284 0.6472 0.6638 0.6817 0.7013 0.7225 0.7488 0.7726 0.7974
31 0.5793 0.5802 0.5841 0.5902 0.5983 0.6082 0.6198 0.6328 0.6476 0.6639 0.6856 0.7049 0.7262 0.7490 0.7732 0.8027 0.8294 0.8570
32 0.6004 0.6028 0.6084 0.6165 0.6269 0.6391 0.6530 0.6689 0.6864 0.7055 0.7305 0.7534 0.7779 0.8040 0.8313 0.8642 0.8938 0.9242
33 0.6255 0.6297 0.6373 0.6478 0.6605 0.6754 0.6923 0.7110 0.7316 0.7544 0.7831 0.8095 0.8374 0.8669 0.8975 0.9339 0.9664 0.9996
34 0.6550 0.6613 0.6714 0.6844 0.7000 0.7179 0.7379 0.7601 0.7846 0.8110 0.8437 0.8738 0.9054 0.9383 0.9723 1.0121 1.0476 1.0835
35 0.6895 0.6983 0.7111 0.7272 0.7461 0.7673 0.7912 0.8174 0.8457 0.8761 0.9132 0.9472 0.9825 1.0189 1.0562 1.0995 1.1379 1.1766
36 0.7296 0.7413 0.7574 0.7770 0.7994 0.8249 0.8530 0.8834 0.9160 0.9507 0.9923 1.0302 1.0693 1.1092 1.1498 1.1966 1.2379 1.2793
37 0.7761 0.7912 0.8111 0.8345 0.8616 0.8915 0.9241 0.9592 0.9963 1.0354 1.0817 1.1236 1.1664 1.2097 1.2535 1.3038 1.3480 1.3922
38 0.8299 0.8492 0.8732 0.9016 0.9334 0.9683 1.0058 1.0457 1.0876 1.1311 1.1821 1.2279 1.2743 1.3210 1.3679 1.4219 1.4690 1.5162
39 0.8925 0.9161 0.9455 0.9791 1.0161 1.0563 1.0990 1.1439 1.1905 1.2385 1.2942 1.3437 1.3936 1.4436 1.4936 1.5513 1.6016 1.6520
40 0.9648 0.9941 1.0290 1.0682 1.1109 1.1566 1.2046 1.2546 1.3058 1.3580 1.4183 1.4715 1.5248 1.5781 1.6314 1.6931 1.7467 1.8005
41 1.0488 1.0842 1.1251 1.1704 1.2190 1.2703 1.3236 1.3784 1.4341 1.4904 1.5551 1.6119 1.6686 1.7252 1.7818 1.8478 1.9050 1.9627
42 1.1462 1.1879 1.2353 1.2867 1.3412 1.3980 1.4564 1.5158 1.5757 1.6358 1.7050 1.7653 1.8254 1.8856 1.9458 2.0164 2.0776 2.1395
43 1.2581 1.3065 1.3604 1.4179 1.4782 1.5402 1.6033 1.6670 1.7309 1.7947 1.8684 1.9322 1.9959 2.0598 2.1241 2.1997 2.2654 2.3318
44 1.3858 1.4409 1.5011 1.5645 1.6301 1.6969 1.7644 1.8321 1.8997 1.9672 2.0454 2.1130 2.1807 2.2487 2.3173 2.3986 2.4691 2.5407
Age / Term 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
18 0.4839 0.4879 0.4955 0.5005 0.5063 0.5127 0.5199 0.5277 0.5364 0.5456 0.5555 0.5661 0.5772 0.5887 0.6005 0.6128 0.6253 0.6380
19 0.4976 0.5025 0.5110 0.5171 0.5240 0.5316 0.5399 0.5492 0.5591 0.5697 0.5811 0.5929 0.6052 0.6178 0.6310 0.6444 0.6580 0.6717
20 0.5116 0.5175 0.5272 0.5345 0.5427 0.5517 0.5616 0.5722 0.5836 0.5958 0.6085 0.6216 0.6353 0.6493 0.6636 0.6781 0.6928 0.7076
21 0.5265 0.5337 0.5448 0.5536 0.5633 0.5739 0.5853 0.5976 0.6106 0.6242 0.6383 0.6530 0.6680 0.6833 0.6988 0.7144 0.7302 0.7462
22 0.5432 0.5518 0.5644 0.5750 0.5864 0.5987 0.6120 0.6259 0.6405 0.6557 0.6714 0.6875 0.7038 0.7204 0.7371 0.7539 0.7710 0.7883
23 0.5622 0.5727 0.5871 0.5994 0.6128 0.6270 0.6419 0.6576 0.6740 0.6909 0.7081 0.7255 0.7432 0.7610 0.7790 0.7972 0.8156 0.8343
24 0.5846 0.5968 0.6133 0.6278 0.6430 0.6590 0.6760 0.6936 0.7117 0.7301 0.7487 0.7676 0.7866 0.8059 0.8253 0.8450 0.8648 0.8849
25 0.6109 0.6253 0.6440 0.6604 0.6777 0.6960 0.7148 0.7341 0.7538 0.7737 0.7939 0.8143 0.8348 0.8556 0.8765 0.8977 0.9192 0.9409
26 0.6418 0.6584 0.6793 0.6981 0.7177 0.7379 0.7585 0.7796 0.8009 0.8225 0.8442 0.8662 0.8883 0.9107 0.9333 0.9561 0.9794 1.0029
27 0.6778 0.6970 0.7205 0.7415 0.7631 0.7852 0.8077 0.8305 0.8535 0.8768 0.9002 0.9238 0.9477 0.9718 0.9962 1.0209 1.0460 1.0727
28 0.7199 0.7415 0.7675 0.7906 0.8143 0.8384 0.8627 0.8874 0.9122 0.9372 0.9624 0.9879 1.0136 1.0396 1.0660 1.0927 1.1211 1.1511
29 0.7682 0.7922 0.8208 0.8461 0.8718 0.8979 0.9242 0.9507 0.9774 1.0043 1.0314 1.0589 1.0866 1.1147 1.1432 1.1735 1.2055 1.2393
30 0.8232 0.8497 0.8808 0.9083 0.9362 0.9642 0.9925 1.0210 1.0497 1.0787 1.1079 1.1375 1.1675 1.1978 1.2301 1.2642 1.3002 1.3382
31 0.8854 0.9143 0.9481 0.9778 1.0078 1.0380 1.0684 1.0990 1.1298 1.1610 1.1925 1.2245 1.2568 1.2912 1.3276 1.3660 1.4064 1.4489
32 0.9552 0.9866 1.0231 1.0551 1.0873 1.1196 1.1523 1.1852 1.2184 1.2520 1.2860 1.3205 1.3571 1.3958 1.4368 1.4799 1.5252 1.5727
33 1.0331 1.0670 1.1062 1.1406 1.1751 1.2099 1.2449 1.2803 1.3161 1.3523 1.3890 1.4280 1.4693 1.5130 1.5589 1.6072 1.6578 1.7107
34 1.1197 1.1560 1.1982 1.2350 1.2720 1.3093 1.3469 1.3851 1.4237 1.4628 1.5043 1.5483 1.5948 1.6438 1.6953 1.7492 1.8056 1.8642
35 1.2154 1.2543 1.2995 1.3389 1.3786 1.4187 1.4592 1.5003 1.5420 1.5862 1.6331 1.6827 1.7349 1.7898 1.8473 1.9073 1.9699 2.0347
36 1.3208 1.3624 1.4109 1.4532 1.4958 1.5389 1.5826 1.6269 1.6741 1.7240 1.7768 1.8325 1.8910 1.9523 2.0163 2.0830 2.1522 2.2238
37 1.4366 1.4812 1.5332 1.5785 1.6244 1.6708 1.7180 1.7681 1.8213 1.8776 1.9369 1.9992 2.0646 2.1329 2.2040 2.2778 2.3541 2.4328
38 1.5636 1.6113 1.6672 1.7160 1.7654 1.8154 1.8688 1.9254 1.9853 2.0486 2.1150 2.1847 2.2575 2.3334 2.4121 2.4935 2.5774 2.6634
39 1.7027 1.7539 1.8140 1.8665 1.9197 1.9764 2.0367 2.1005 2.1678 2.2387 2.3130 2.3906 2.4715 2.5555 2.6423 2.7318 2.8236 2.9175
40 1.8549 1.9097 1.9746 2.0312 2.0914 2.1555 2.2234 2.2951 2.3706 2.4498 2.5326 2.6189 2.7085 2.8011 2.8966 2.9945 3.0947 3.1965
41 2.0210 2.0800 2.1500 2.2141 2.2822 2.3544 2.4307 2.5112 2.5956 2.6839 2.7759 2.8715 2.9703 3.0722 3.1767 3.2836 3.3923
42 2.2021 2.2657 2.3446 2.4171 2.4939 2.5751 2.6607 2.7507 2.8449 2.9430 3.0449 3.1504 3.2591 3.3707 3.4847 3.6008
43 2.3993 2.4714 2.5602 2.6419 2.7284 2.8195 2.9153 3.0157 3.1204 3.2291 3.3416 3.4577 3.5768 3.6985 3.8224
44 2.6173 2.6988 2.7987 2.8907 2.9877 3.0897 3.1966 3.3082 3.4242 3.5443 3.6682 3.7953 3.9253 4.0576

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