VINOTHKUMAR P

About Me

10 years 8 months experience

July 31, 1985
SALEM, Tamil Nadu
+91.9677706780
vino05111985@gmail.com

PROFESSIONAL SUMMARY
High performing, strategic thinking professional with more than Ten years and Six months experience in
Major Housing Finance company & others. Highly skilled at relationship building with customers and across
the organization. Adapt assessing needs, generating options and implementing solutions in collaboration
With Company. Sound knowledge in all phases of housing loans including credit & Sales, Disbursement,
Documentation.

Education

Bachelor of management studies, BANKING

Completed, May 2005 SOWDESWARI COLLEGE
64% PERIYAR UNIVERSITY
SALEM, Tamil Nadu

Master of Business Administration, MARKETING

Completed, May 2007 PERIYAR UNIVERSITY OF MANAGEMENT STUDIES
65% PERIYAR UNIVERSITY
SALEM, Tamil Nadu

Work Experience

October 2017 – Current

MANAGER SCALE II(AREA MANAGER)
THE KARUR VYSYA BANK LTD
COIMBATORE, Tamil Nadu
Roles & Responsibilities in Karur Vysya Bank Ltd
● To function as an overall administration in-charge of the Division of Retail banking (Home loan &
Mortgage Loan, Car loan etc).
● Customer Acquisition: To monitor the leads, to check for the quality of sourcing and to ensure
quick conversion of prospects as per the targets set.
● Customer Retention: Develop strong working relationship with potential clients for new business
opportunities within the assigned area.
● Customer Management: To act as a one stop shop for all the customer related queries, issues and
 grievances and to resolve them at the earliest.
● To ensure Zero Customer Complaints against the staff and the Branch as a whole.
● Ensure customer satisfaction by delivering timely and quality services.
● Develop marketing plans to achieve sales target and increase brand visibility within the assigned
area.
● Recruiting & managing a team of 20-50 customer acquisition DSA’S and On field and off filed
training of executives.
● Responsible for proper training of new employees inducted into the system.
● To provide timely feedback to senior management regarding sales performance of the team
● Conduct of minimum 2 marketing events per week
● Assist M.Es / DSAs in sales calls with high value customers
● To prepare action plans individually for effective search of sales leads, prospects, referrals & DSAs.
● To maintain accurate DSR.
● To manage all the branch staff (i.e.,) Sales team, Legal Officer, Technical Officer, Recovery staff,
Accountant, Credit staff and to coordinate with vendors and DSA for support services.
● To rigorously monitor NPA overdue accounts and to ensure that there are no adverse changes in
NPA overdue.
● To avoid falling of any additional accounts into NPA overdue category.
● To engage in Branch promotion activities through various marketing channels.

April 2012 - October 2017

BRANCH INCHARGE
CAN FIN HOMES LTD(SPONSOR CANARA BANK)
SALEM, Tamil Nadu
● Roles & Responsibilities in CAN FIN HOMES
● CREDIT ROLE
● Approve loans within specified limits, and refer loan applications outside those limits to
management for approval.
● Meet with applicants to obtain information for loan applications and to answer questions about
the process.
● Analyze applicants' financial status, credit, and property evaluations to determine feasibility of
granting loans.
● Explain to customers the different types of loans and credit options that are available, as well as
the terms of those services.
● Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and
other financial information.
● Review and update credit and loan files
● Recruitment & training of the Direct Marketing Agents
● Responsible for TAT of task delivery
● Relationship management with all DSA's and vendors
● Ensure compliance to policy and process
● SALES ROLE
● Work to achieve business growth.
● Market Housing loan, Mortgage loan, for Salaried &self-employed peoples in mentioned
territory
● New customer development in the mentioned territory.
● Existing customer’s brick walling of business.
● Identify new market segments in designated territory to achieve business growth with
● Devise schemes and strategies to get competitors share of business
 ● Conduct seminars, product campaigns, training programs for the customers& sales team.
● Ensure timely execution of sales& collection

March 2011 - February 2012

BRANCH MANAGER
VISTAAR FINANCIAL SERVICES LTD
BHAVANI, Tamil Nadu

September 2007 - February 2011

RELATIONSHIP OFFICER
ICICI BANK LTD
SALEM, Tamil Nadu

Languages

● Tamil
● English

Personal
P.VINOTHKUMAR Name
33Yrs Age
31/O7/1985 Date of Birth
Male Gender
Indian Nationality
Hindu Religion
Married Marital Status
97/C, V.O.C Nagar,Omalur TK, Permanent Address

Salem DT Pin: 636 455

9677706780 Contact Number

Playing Cricket & Reading Books Interests

Place: Salem Yours Sincerely

Date: (P.Vinoth Kumar)