About Mutual Funds Telugu

Mutual funds Telugu simplifies mutual funds management for you by aggregating all
financial instruments at one place.

Our goal is to educate people in Andhra Pradesh and Telangana about Mutual
funds and make them invest in it.
 OUR SERVICES

Me two services offer chestunam andi

1. Direct Mutual Fund advices – Meeku commission pokunda ela invest cheyalo
cheptam

2. Portfolio Review – Oka vela meeru already invest chesundi meeku antha returns
ravadm ledu anipiste maku cheppandi portfolio review chetsam.

Ma YouTube channel ki subscribe avvandi market fall ainappudu

video upload chestam so meeku help avutundi additional
investment ki.
 1. MUTUAL FUND ANTE EMITI?:
Manaki india lo chala investment options vunnayi andulo konni

1. Gold
2. Fixed deposits
3. Post office investments
4. Share market or Mutual funds
5. Insurance
6. Real estate,Ppf,Nps etc

Prati investments lo returns different ga vuntayi risk different ganey vuntundi kani invest
chese time period maytram daridaapu annitiki okate
.

Paina vunna graph lo last 20 years returns chuste meeku share market lo vachina
returns ekkada raledu(Insurance,post office,fixed deposits 8% returns istayi. Anthakante
ekkuva ivvavu). Last 30 years lo sensex(Red line) 16% CAGR ichindi kani inkoka
investments evi kuda aa returns ivvalekapoyayi.
Ante 1979 lo 100 rupayilu share market lo petti vunte dani viluva irojuki 34000.Kani
mana daggara 30 years wait chese time vundadu and 100rs ni short time lo 34000
chese antha knowledge vundadu.

But adi history ippudu manam sensex lo invest cheyali ante mana daggara 34000rs
vundali and money ni time to time manage cheyadaniki experince kavali.

For example:
Person A ki sensex lo long term(15 years) ki invest cheste 15% cagr returns sure ga
vastayi ani telisindi kani tana daggara just 5000 rs vunnayi kani sensex lo invest cheyali
ante 34000 vundali. Ilanti appudu perosn A daggara oka option vuntundi ade MUTUAL
FUNDS.

MUTUAL FUNDS :
Mutual funds ante emiti ante mi laga, na laga mana laga evari daggara aite knowledge
ledo and sensex or oka company share konadaniki saripada money ledo alanti vala
daggara money collect chesi group of companies lo invest chestaru.
oka example tho cheppali enti ante mi daggara 10000 vundi anukondi meeru
reliance,tcs lanti company lo 5-10 shares konagalaru leda 10 companies lo oka single
share konagalaru.

ikkada meeku risk ekkuva vuntundi endukante maximum 10 companies lo invest

chesaru edina bad news vachi konni companies effect aite meeku loss ekkuva vachey
chance vuntundi.profit vaste baganey labhalau vastayi but loss vaste ekkuva vastundi
so ikkada meeku RISK factor ekkuva vundi.

Mutual funds lo enti ante ade 10000 tho 40-60 lo invest cheyachu so edina bad news
vaste meeku loss aiye chances thakkuva avutayi.So ikkada meeku risk anedi
thaggutundi.

But ikkada money collection and investment varaku OK kani mmutual funds ni evaru
manage chestaru?

FUND MANAGER:

Manaki LIC lo ela aite chala schemes vunnayo jeevan aanand,jeevan surakhsa ani
alagey prati mutual fund company lo different schemes vunatyi avi ento mana detail ga
vere sessions lo discuss chedam.

so aa schemes ni share market lo baaga anubhavam vunna oka vyakthi manage

chestaru varine FUND MANAGER ani antaru.

Manam evi aite Dabbulu Mutual funds lo invest chestunamo vatini experince vunna fund
manager mana tarupununchi manage chestaru.

“A mutual fund is a group of stocks of which are invested in by the client, managed by a
mutual fund manager and collectively called a mutual fund by the mutual fund managers
company”. - Godric

so simple ga mutual fund ante group of companies of money invest cheyadam.

Mutual funds lo investment cheste vachey labhalu.

Regulated - (Mutual funds ni SEBI regulate chestundi so mutual funds ni AGRI GOLD
laga or ithara edina organisation laga museyadam jaragadu. Banks ela aite RBI
aadhinam lo vuntayo Mutual funds SEBI aadhinam lo vuntayi. Bnaks eppudina bankrupt
aite ithara bank aa banks ni takeover chesukuntayi. ING VYAS BANK ni KOTAK
MAHINDRA BANK overtake chesukunattu. Mutual funds bankrupt avvaledu ippati
varaku oka vela ayina sare regulator vunaru kabbati valu safe ga oka maragam
chustaru.)

Professional management : Mi money ni experince vunna fund manager manage

chestaru so meeru self ga ekkuva kastapadaksina avasram ekkuva ga vundadu.

Diversification : Meeru oke sari 40-60 companies lo invest cheyagalaru. Transparent:

Mi dabbuluni a shares lo invest chestunaro meeru chudachu and daily track kuda
chesukovachu.

High returns : Mutual funds lo long term ki ante 15 years ki invest chesinattu aite
meeku easy ga 12% above returns vastayi e returnrs meeku a ithara investment lonu
raavu.
 2. TYPES OF MUTUAL FUNDS
Mutual funds lo chala schemes vunnayi, Risk anedi scheme scheme ki marutundi.
Basic thumb rule enti ante HIGH RISK,HIGH RETURNS.
Ante ekkuva returns iche funds ki ekkuva risk vuntundi.

Kinda vunna chart lo meeku Types of anni types of mutual fund Vunnayi.
BASED ON MATURITY PERIOD.
OPEN ENDED SCHEMES:
Open ended ante eppudina meeru invest chesukovachu and eppudina sare meeru invest
invest chesina money vennaki teesukovachu.

But ELSS,Retirement Funds,Children gift funds kuda open ended funds endukante veetilo
eppudina invest chesukovachu but vatiki lockin period vuntundi so lockin period vunna
varaku meeru money return teesukoleru. Kani avi open edned endukunate meeru eppudina
invest chesukone option vundi kabbati open ended schemes avutayi avi.

CLOSE ENDED SCHEMES:

Close ended ante open ended ki reverse meeru eppudu padite appudu invest cheydaniki
avvadu. Fund ki oka open period vuntundi aa time lone invest cheyagalaru and fund ki
lockin period vuntundi appati varaku meeru money teesukoleru.

BASED ON INVESTMENT OBJECTIVE.

EQUITY FUNDS:
Equity funds ante meeru invest chesina money ni only shares lo matrame invest chestaru.
Equity funds lo risk ekkuva vuntundi but long term ki invest chese sariki mi risk anedi
thaggipotundi. Equtiy funds lo meeku returns baguntayi and long term lo meeku capital
appreciation vuntundi.

Evarina equity funds lo invest chedam anukunte min 5 years invest cheste returns
baguntayi. Equity funds lo chala rakamayin funds vunnayi andulo konni

INDEX FUNDS:
Index funds mostly Sensex and Nifty lone investaru. "NO NOTHING INVESTOR"
Ante evarikina stock market kosam mutual funds kosam emi knowledge lekapote simple ga
long term ki(10-15 years) index funds lo invest cheste easy ga 12% returns vachey
avakasam vuntundi.
TAX SAVING FUNDS :
Manaki Mutual funds lo tax saving option vundi section 80c prakaram meeru 1.50 lakhs
varaku tax save chesukovachu. Veetine ELSS funds antaru veetiki 3 years lockin period
vuntundi. Investment kuda Large cap, Mid cap,Small cap funds lo invest chestaru so invest
chese mundu mi risk capacity batti chuskoni invest cheyadam manchidi.

SECTORIAL FUNDS :
Sector funds ante investment secctors lo invest chestaru like Pharma
sector(only pharmaceutical companies lone invest chestaru) ante Dr. reddys, Sun pharma,
Lupin , Cipla investement only ilanti companies lone chetsaru.

only pharma ane kaadu FMCG, IT, PETROLEUM ilanti sectors lo kuda investment
chestaru.
Indulo high risk vuntundi endukante Industry exposure vundi kabbati.

DIVERSIFIED FUNDS:
Oke sector funds and oke category funds lo invest cheyakunda ivi anni sectors and
category companies lo invest chestaru like Large cap, Midcap, Small cap funds lo.

DEBT FUND
Debt funds ante Bonds lo invest chestaru ela aite manaki shares vunnayo alagey bonds kuda kuda
vuntayi.
Eppudina sare market lo already listed company leda government ki dabbulu kavalsi vastundo
appudu valu bonds issue chestaru avi manam buy chesukovachu.

Bonds working ela vuntundo and eeni types of bonds vuntayo teluskovdaniki Kind vunna link click
chesi video chudandi.

https://www.youtube.com/watch?v=IntduouUhW8
LIQUID FUNDS :
Meeru banks lo dabbulu ala vunchadam valla meeku elanti intrest raadu and vachina kuda adi 3.5%
vastundi.
Ade meeru liquid funds lo invest chesinattu aite meeku rojuki 4-6% returns vastayi. Liquid fund lo
meeru oka rojuki kuda invest chesukovachu and liquid funds 99.99% safe ga vuntayi.

BALANCED FUNDS
Balanced funds ante both equity and debt lo invest chestaru.
Balanced funds two types vuntayi
1. Equity oriented balanced fund- Oke vela meeru 100 rs invest cheste andulo min 65rs
equity lo invest cheste adi equity oriented balanced fund.

2. Debt oriented balanced fund : Oke vela meeru 100 rs invest cheste andulo min
65rs Debt lo invest cheste adi Debt oriented balanced fund.

Evarite risk ekkuva vaddu anukuntaro Balanced funds valaki baaga suit avutayi.

FIXED MATURITY PLANS :

Fixed maturity plans anevi closed ended funds. Indulo meeru invest chesina capital ni
protect cheydaniki 80-90% amount antha debt lone invest chestaru and remaining 10%
meeku returns ravdam kosam equity lo invest chestaru. FMP lo meeru 10% varaku returns
expect cheyachu ivi safe and manchi returns istayi meeku.

MONTHLY INCOME PLANS :

Monthly income plans lo kuda debt portion ekkuva vuntundi and equity portion thakkuva
vuntundi. Monthly income plans lo meeku monthly dividends kavali and risk lekunda kavali
ante invest chesukovachu. Fixed deposit kante monthly income plan lo long term ki invest
cheydam better.
( Note 1 : Mutual funds lo a fund aina sare EQUITY and DEBT category loke vastayi.
Manaki paina chala categories vunnayi kani vivaranga chuste meeku a fund aina
sare chivaraki EQUITY or DEBT loke vastundi. Fund lo equoty portion ekkuva vunte
adi equity oriented fund avutundi, Debt portion ekkuva vunte Debt oriented fund
avutundi.)

(Note 2: Debts funds lo a scheme aina sare 90% e bonds lone invest chestaru

1. Commercial papers
2. certificate of deposits
3. zero coupon bonds
4. Treasury bills
5. Gsec bonds
6. CBLOS

veeti kosam nenu paina video lo cheppanu.)

 3. NET ASSET VALUE

WHAT IS NAV?
Prati vastuvu ki oka viluva vuntundi adi vegetable aina gold aina sare daniki oka
value vuntundi and vegetables aite kilo lekkana kontamu Gold aite Thulam
lekkana kontamu.

Alagey mutual funds lo prati scheme ki oka value/price vuntundi aa price ne NET
ASST VALUE ANTARU. E Net asset value ni units lekkna investor kontru.

Edina mutual fund scheme lo meeru 1000 invest chestunaru and aa scheme oka
NAV 10rs vundi anremeeku 100 units vastayi.
NET ASSET VALUE formula enti ante
ASSETS ante aasthulu adi meeru invest chesina money, Liabilities ante appulu antaru, financial term lo
assets ante mana daggara vunna money adi land avvachu, material avvachu liability ante appulu manam
vere valaki ivvalsinavi avi commission,bonds lantivi vvachu.

so NAV ante mi invested money minus commission and fund manger charge divided by total units chesi
scheme oka NAV declare chestaru.

TYPES OF NAV.
Mutual funds chala schemes vuntayi and prati scheme lo 4 options vuntayi
1. Regular Growth
2. Direct growth
3. Regular Dividend
4. Direct Dividend

Kind vunna photo lo oka scheme NAV vundi meeru, akkada REGULAR Growth and
dividend lo NAV thakkuva vundi and DIRECT growth and Dividend ki NAV ekkuva vundi
same scheme lo ala enduku vundi ante Regular lo Agent ki commission potundi aa
commission NAV meeda every day potundi. Direct lo ala podu.
LOWER NAV OR HIGHER NAV?
Chala mandi NAV thakkuva vunte manchidi kada ekkuva units vastayi, NAV ekkuv
vunte thakkuva untis vastayi ani adi correct kaadu.
Thakkuva ki vastundi ani 20 karat gold teesukomu kada ekkuva vunna sare 24 karat
teesukuntam.

Point enti ante NAV entha vundi ani kadu aa scheme oka performance important
thakkuva ekkuva tho manaki em samandam ledu aa scheme performance batti mana
returns depend ayi vuntundi.

Subscribe to our Direct mutual fund advice

Eppudina Best performing scheme ento telusukovalanukunappudu as a individual

meeru past reurns and star rating chustaru, Technical wise ga kuda pedda research
cheyaru.

Star rating every year marutundi SBI BLUE CHIP FUND ki star rating 5 vundedi ippudu
3-4 ranking lo vundi. So ranking anedi permanent kaadu manam mutual funds lo long
term ki invest chestunam kabbati manam ROLLING RETURNS chudadam important.

So memu category lo 10 funds teesukoni vati previous rolling returns chusi long term ki
best funds recommend chestunam meeku intrest vunte subscribe avvachu.

Whatsapp group members ki 500 kaadu 365 rs oer year charge chestunam.
 4. MINIMUM MONEY TO START
INVESTMENT IN MUTUAL FUNDS &
STOCK MARKET.

Mutual funds and Stock market lo invest cheyadaniki minimum entha money
vundalo telusukundam.

Idi chala basic question and prati investor adugutaru stocks and mutual funds lo
invest cheyadaniku entha money vundali ani

"Answer chala simple Stocks lo invest cheydaniki meeku minimum amount em

vundadu meeru 1 rupee tho kuda invest chesukovachu "

Ade, Mutual funds lo aite minimum investment meeru 100rs tho cheyachu.

First manam stocks kosam matladukundam tarwata Mutual funds kosam

matladukundam.

Meeru stocks lo invest cheyadaniki lakshalu velu vundalsina avsarm ledu mi

daggara entha thakkuva amount vunna sare initial ga company oka shares buy
cheyachu. Meeru 10 rs kuda stocks konachu Penny stocks antaru vatini.

Kinda, india lo 100rs kante thakkuva vunna pedda companies oka list vundi
S.No Company Price (In Rs)
1 Idea Cellular 37.70
2 Federal Bank 92.70
3 Ashok Leyland 98.50
4 Tata Power 76.55
5 Crompton Greaves 44.99
6 IDBI Bank 61.35
National HyroElectric
7 26.25
Power Corporation (NHPC)
8 Reliance comm 14.35
SAIL (Steel
9 55.65
Authority IndiaLtd)
10 Bhel 73.75

Alagey inko doubt kuda vuntundi stocks lo initial ga etha invest cheychu ani?

Oka vela meeru stocks lo first time trade chestunattu aite ekkuva money tho
cheyaddu 100-1000rs tho start cheyandi endukante adi mi learning stage
meeku loss vachina pedda badha anipinchadu and meeru chala comcept
nerchukuntaru, market ela perform chestundi a stock manchidi ivi anni
telusukuntaru.

Initial ga lakshalu invest chesi loss ayi stock market manchidi kaadu vyasanam
lantidi ani conclusion ki vache kante first 1000rs tho invest chesi stock market
ante ento teluskoni invest cheyadam manchidi.

Na career lo nenu chala investors ni kalisanu starting loneknowledge lekunta

10lkhs invest chesi loss aipoyi stock market waste ani conclusion ki vachina
valu vunnaru 100 rs invest chesi iroju baaga sampadinchina valu vunnaru so
decision jagarattaga teesukondi.
Minimum Investment in Mutual funds
Mutual funds lo evarina sare invest cheyali anukunte 100rs tho sip start cheyachu.
Mutual fund lo minimum investment 100rs andi.

Kinda, india lo 100rs tho sip schemes oka list vundi.

S.No Scheme Price

1 Icici Nifty Nxt 50 100

2 Reliance Small cap fund 100

3 Reliance vision fund 100

4 Reliance Large cap fund 100

5 Icici pru Blue chip fund 100

Mutual funds lo Kotha investor aina patha investor aina etha aina invest cheyachu
andi kani oka vela first time investor aite index funds lo invest chayndi.

Mutual fund lo SIP start cheyadam chala easy and chala safe endukante mi
invesment value step by step perugutundi and mi risk kuda atha ekkuva vundadu.
Stock market loki enter avadaniki SIP anedi oka manchi margam ani
cheppukovachu.

Alagey thakkuva NAV vundi and thakkva SIP vundi ani prati mutual fund lo invest
cheyaddu, Gurtupettukondi market lo 2000 ki paiga schemes vunnayi andulo high
volatile funds vuntayi low volatile funds vuntayi.So mi goal batti and investment
horizon batti manchi fund select chesi invest cheyandi.
 5. HOW TO SELECT BEST PERFORMING
MUTUAL FUNDS.

Meeku Rolling returns ante ento teliyakapote e video chudandi

https://www.youtube.com/edit?o=U&video_id=UD7yghMzjFw

Mutual funds lo general ga best fund ante telusukovali ante Manam google lo search
chestam and moneycontrol or value research lo 4 and 5-star rating funds chusi invest
chestam leda 5 websites refer chestam andulo oka oka website oka laga
cheptayi andulo common ga a fund vundo andulo invest chestam.

Ila select chesukovadam entha varaku correct?

30% mutual funds ila select chesukovachu, ila select chesukunna fund wrong avutundi
ani kaadu leda adi perform cheyadu ani kaadu ela aina sare long term lo mutual fund
10% returns istundi but ade manchi fund select chesukunte long term lo 20% returns
vastayi.

How to Select Best performing Mutual fund

1. Past returns-

First fund oka past returns chudali aa fund last 5 years lo ela perform chesindi and
category wise ga aa fund ela perform chesindi anedi manam chudali.

oka vela meeru large cap fund lo invest chedm anukunte Large cap fund ni inko large
cap fund tho compare chesi performnace ela vundo chudali.

2. Assets Under management :

Meeru invest chestuna fund lo assets under management(AUM) ante aa fund lo

investors’ money entha vundo chudandi , largecap fund ki 25000 crores kante ekkuva
AUM vunte aa fund ni avoid chyandi. Endukunate fund manager ki antha money handle
cheyadam kastam avvachu.

3. Fund Manager & AMC :

Idi konchem important manam invest chesina money ultimate ga oka fund manager
chusukuntaru kabbati aa fund manager evaru experience enti ani teluskovadm chala
important lekapote meeru intha research chesina daniki ardam vundadu.

And aa Mutual fund company kosam kuda teluskunte manchidi.

4. Standard Deviation :

Standard deviation ante oka fund ela perform chesindi ani cheppi indicate chestunidi.
Fund oka volatality ela vundi ani cheppi standard deviation ela vundi ani manaki
standard deviation dwara telustundi.

example tho cheppali ante suppose iddaru players oka match lo exact ga 100 balls ki
100 runs kottaru anukundam.

oka player elanti kastam lekunda cool ga 100 runs chesaru inko player run out catches
drop valla 100 runs kottaru anukundam. so ikkada evaru baaga perform chesaru ante
player 1 ani cheptam endukante performnace consistent ga vundi ani.

alagey mutual fund lo kuda standard deviation ekkuva vunte fund voltality ekkuv vundi
ani thakkua vunte fund manchidi volatality thakkuva ani.

5. Beta :

Prati Mutual fund ki comparison ga oka benchmark vuntundi ela aite manam cricket lo
oka player baaga runs cheste sachin tho compare chestamo mutual fund lo compare
cheyadaniki oka bench mark vuntundi.

Beta value 1 vunte fund performance benchmark tho equal ga vundi ani ardam.
1 kante ekkuva vunte peromance benchmark kante ekkuva vundi ani alagey thakkuva
vunte bencham mark ante thakkuva vundi ani.
6. Sharpe Ratio :

Sharpe ratio entha ekkuva vunte antha manchidi .sharpe ratio per unit risk ni measure
chestundi ante manam 1 rupee invest cheste manaki enth vastadi ni sharpe ratio
cheptundi.

simple ga cheppali ante sharpe ratio 1.25 vunte manaki 1 rupee ki 1.25 vastundi ani
ardam .

7. Expense ratio:
Expense ratio Regular funds ki oka laga Direct Funds ki oka laga vuntundi nenu only
direct funds recommend chestanu so meeru invest chese mundu expense ratio
chudandi.

Expense ratio entha thakkuva vunte antha manchidi.

 6. WHAT IS COMPOUDING INTREST IN
MUTUAL FUND

Returns calculate cheyadaniki rendu methods vuntayi

1. Absolute returns]
2. Cagr returns

Deenini oka example tho telusukundam

suppose meeru 1st feb 2011 ni 10000 invest chesaru anukundam and 31st jan 2014 ki 20000
aindi anukundam.

Absolute returns use chesi meeru last 3 years l0 mi investment 100 times perigindi meeku
100% returns vachayi ani cheppachu.

Absolute return formula = [(End value - Start value)/start value * 100]

(20000-10000)/10000*100= 100% returns.

Idi absolute return calculation.

Kani CAGR time period kuda calculate chestundi.

Cagr formula = [ (End Value/Start Value)^(1/Years)-1] * 100

= 20000/10000^(1/3)-1 * 100
= 26%

Ante mi money every year 26%perugutu vachindi.

Absolute returns time ni calculate cheyaddu 10000 1year ki or 10 years ki 20000 aina sare
return percentage 100% ani chupistundi kani CAGR Investment time period ni calculate chesi
manaki different figure chupistundi.

So returns calculate chesinappudu CAGR returns thakkuva chupistundi andi Absolute returns
ekkuva chupistundi.

Manameppudina fund select chesukovalanukunte fund oka CAGR

returns chusiselect cheyali appudu manaki exact rate of return telustundi.
 7. INSURANCE IN MUTUAL FUNDS
Meelo chala mandi daggara insurance policy vundi vuntadi adi LIC kavachu ICICI
kavachu HDFC kavachu adi merubuy cheyadaniki main ga rendu reasons vuntayi

1. Maturity amount - meeru every year 1lakh ala 20 years ki invest

cheyandi meeku final ga 54 lakhs vastayi ani cheputaru kabbati.

meeru ikkada return percentage entha vastundo kuda agdaru final figure 48 lakhs
vastundi kada ani teesukntaru.

actually meeku insurance lo 6-8% kante intrest ekkuva raadu. 20 years tarawata
meku 6-8% vastundi ante mi money asala em peragaledu ani ardam endukante
india lo inflation rate 6% vundi 20 years tarwata inka entha vuntado appudu aa 54
lakhs value entha vuntundo aalochinchandi meeke ardam avutadi.

2. Insurance - rendodi insurance vuntadi andi main 50% insurance

policyteesukovadaniki karanam ide insurance vuntadi manaki edina jarigite family
save ga vuntundi ani.

E aalochana meeku vunte term insurance teesukovd manchidi.

Feb 2018 lo mutual funds lo latest ga taxation rules pravesinchadam valla

insurance agents mutual funds returns ki tax pay cheyali insurance ki ala kaadu ani
cheppi policies sell chesevalu but mutual funds lo kuda insurance vundi ani ela
work avutado manam telusukundam.
SIP INSURANCE

Eligibility : Meeru e facility pondali ante mi age 18-51 years vundali above 51
years vunte meeru sip insurance ki eligible kaadu.

Sip minimu 3 years cheyali middle lo ekkada gap rakudadu.

Maximum life insurance cover : 50 lakhs.

How does it work :

sip insurance ela pani chestundi ante

Meeku first year 10 times covervuntundi second year 50 times and 3rd year 100
times cover vuntundi.(cover company batti marutundi adi nenu meeku photo
lo chupistanu)
so oka velameeru 10000 sip chesinattu aite meeku 1st year 1lakh cover vuntundi,
2nd year 5 lakh and 3rd year 20 lakh.

meeku frst year emina aite 1 lakh vastadi, 2nd year emina aite 5 lakh alagey 3and
above years emina jarigite 20lakh or investment value edi ekkuva aite adi mi
nominee ki vetundi direct ga.

Kindvunna photo lo meeku sip insurance a mutual fund company

offer chestundi ani max insurance cover enthaani vundi.

Sip insurance exclusions :

oka vela mi death kani sucide aite meeku insurance em cover avvadu. and oka
vela meeru kani sip start chesina 45 days lopu chancipote meeku insurance cover
avvadu.

Sip insurance free andi daniki separate ga charge em pay cheyanakkalredu

Idi andi e free course
Hope meeku Mutual fund meeda kontha knowledge vachindi anukuntanu.

Meeru kani mutual fund lo invest cheyalanukunte. Agent dwara vellanavasaram

ledu ma DIRECT MUTUAL FUND ADVISORY ki subscribe avvandi research chesi
schemes suggest chestam just net lo chusi e year top rating funds cheppadam
vundadu research chesi last 10 years nunchi a fund bagundi ani chusi cheputam.

Charge 250 per year andi idi chala low Direct mutual fund ki 250 pay cheyadam
chala reasonable.

Thank you
Mutual Funds Telugu