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Here are the details of JAIIB Sample Papers 2012- I job in Indian Institute of Banking & Finance - IIBF
JAIIB Sample Papers 2012 with Answers, Solutions, JAIIB Question Papers, Sample Papers of JAIIB.
c) Refinance Activities
Ans:- (d)
a) 3%
b) 4%
c) 5%
d) None
Ans:- (d)
3) Sec ---- of RBI Act,1934 gives sole power to RBI to issue currency notes
a) 10
b) 18
c) 22
d) 26
Ans:- ( c )
4) KYC means
Ans:- (d)
Ans:- (d)
6) Sec 131 of NI Act,1881 extends protection to the
a) Paying Banker
b) Collecting Banker
c) Advising Banker
d) Issuing Banker
Ans:- (b)
a) Movable goods
b) Immovable property
c) Book debts
d) Corporate guarantee
Ans:- (a)
a) 12/08/05
b) 14/09/05
c) 12/11/05
d) None
Ans:- (d)
a) Hypothecation
b) Pledge
c) Assignment
d) Mortgage
Ans:- ( c )
10) Your bank grants a working capital finance to ABC & Co, a partnership firm, against hypothecation of
inventory. The charge is to be registered with Registrar of Companies within
d) None
Ans:- (d)
a) Pledge
b) Hypothecation
c) Banker’s lien
d) Guarantee
Ans:- ( c )
Ans:- (d)
13) Bank’s Assets are classified in to standard assets, substandard assets doubtful assets and loss assets,
based on the recommendations of -------------------- Committee
a) Rangarajan
b) Narasimham
c) Ghosh
d) Tandon
Ans:- (b)
14) The time taken to convert cash into raw materials, semi finished goods, finished goods and into cash
, is known as
a) Trade cycle
b) Cash cycle
c) Operating cycle
d) Revolving cycle
Ans:- ( c )
15) A company which pools money from investors and invests in stocks, bonds, shares is called
a) A bank
b) An insurance company
c) Bancassurance
d) Mutual Fund
Ans:- (d)
16) Bancassurance is
17) John & James are friends aged 14 & 15 respectively. They want to open a joint account in your bank.
You will
b) Allow them to open a joint account with operating instructions Either or Survivor
c) Allow them to open a joint account with operating instructions Former or Survivor
d) Allow them to open a joint account with operating instructions Any one or Survivor
Ans:- (a)
18) Mr.Atmaram as director of a Ltd company expired. Bank received a cheque signed by Mr.Atmaram
as director of the Ltd company. The bank
a) Can honour the cheque only after obtaining confirmation from other directors
Ans:- (b)
a) Virtual Banking
b) Online Banking
c) Voice processing
d) Core Banking
Ans:- ( c )
d) To manage the acquired loans for the purpose of realization or holds them as investment till
maturity (d)
a) Bookdebts
b) Performing debts
c) Bad debts
Ans:- (d)
22)The minimum percentage of Priority Sector advances to be maintained by foreign banks in India
a
) 40%
b) 18%
c) 32%
d) 60%
Ans:- ( c )
23) Loan for fish rearing is covered under Prirority Sector as ----------- advances
a) Direct Agriculture
b) Indirect Agriculture
Ans:- (a)
d) None
Ans:- (b)
25) In bank’s parlance credit risk in lending is
Ans:- (d)
26) The apex institution which handles refinance for agriculture and rural development is called:
a) RBI
b) SIDBI
c) NABARD
d) SEBI
Ans:- ( c )
a) RBI inspectors
b) Internal inspectors
c) Statutory auditors
d) Concurrent auditors
Ans:- ( c )
a) Dealing activities
b) Risk Management
c) Reconciliation
d) Confirmation of deals
Ans:- (b)
29) Interest is calculated on actual/365 days basis in respect of the following products, except one :
a) Call Money
b) Notice Money
c) Term Money
Ans:- (d)
Ans:- (d)
a) FIMMDA
b) AMFI
c) RBI
d) SEBI
Ans:- (d)
b) Money Markets
c) Derivatives Markets
Ans:- (d)
33) Your bank’s customer XYZ Ltd, enjoys a CC limit of Rs.1,00,000.00 The CC account shows a credit
balance of Rs,10,205.00. The relationship between your bank and XYZ Ltd is:
a) Debtor/Creditor
b) Creditor/Debtor
c) Bailor/Bailee
d) Bailee/Bailor
Ans:- (a)
a) Customer’s Right
b) Customer’s Obligation
c) Banker’s Right
d) Banker’s Discretion
Ans:- (d)
a) Borrowing
Ans:- (d)
Ans:- ( c )
37) In respect of Regional Rural Banks, the share holding pattern is:
Ans:- (b)
Ans:- (d)
39) A bank in India, wants to undertake capital market activities, it should:
c) Both a and b
Ans:- (d)
Ans:- (b)
a) 6%
b) 8%
c) 9%
d) 10%
Ans:- ( c )
42) Except one of the following others are known as Non Fund based facilities:
a) Letters of Credit
b) Bank Guarantees
c) Co-acceptance of Bills
d) Trust Receipt
Ans:- (d)
a) Call Money
c) Commercial Paper
d) Certificate of Deposit
Ans:- (b)
44) Except one of the following others are part of Public Sector Banks:
d) HDFC Bank
Ans:- (d)
45) A banker is expected to honour the cheques within the specified banking hours as per Section of
NI Act,1881
a) 22
b) 25
c) 31
d) 65
Ans:- (d)
Here are the details of JAIIB Sample Paper IV job in Indian Institute of Banking & Finance - IIBF
is not permitted.
a) FCNR a/cs
b) NRNR a/cs
c) NRE a/cs
d) NRO a/cs
Ans:- (b)
ii) An overdue fixed deposit for Rs.25,753.22 matured one week earlier
a) Rs.28,550.75
b) Rs.10,228.96
c) Rs.37,729.71
d) Rs 4,247.53
Ans:- (c)
a) Refer to drawer
c) Exceeds arrangement
Ans:- (b)
a) i-D,ii-C,iii-A,iv-B
b) i-A,ii-B,iii-C,iv-D
c) i-B,ii-A,iii-D,iv-C
d) i-D,ii-C,iii-B,iv-A
Ans:- (a)
a) i-B,ii-D,iii-C,iv-A
b) i-D,ii-C,iii-A,iv-B
c) i-B,ii-A,iii-C,iv-D
d) i-C,ii-D,iii-A,iv-B
Ans:- (d)
ii)ATMs B) E- Banking
a) i-C,ii-D,iii-A,iv-B
b) i-D,ii-C,iii-B,iv-A
c) i-A,ii-B,iii-C,iv-D
d) i-A,ii-C,iii-B,iv-D
Ans:- (c)
a)Payee
b)Drawee
c)Drawer
d)Endorsee
Ans:- (b)
9) One of the State Government avails of a temporary financial assistance from Reserve Bank of
India. This type of finance is called :
a)Overdraft
b)Temporary loan
Ans:- (d)
a) 6%
b) 20%
c) 25%
d) None
Ans:- (d)
Ans:- (d)
12) Bank A allows one of its clients to withdraw against clearing of a cheque. The banker is called as:
d) Reimbursement banker
Ans:- (c)
13) As per the provisions of NI Act,1881 a banker gets protection for payment of a cheque only if it is a :
a) Holder in due course
(b)
14) One of your NRI customers wants to place FCNR deposits in Canadian $ with your bank. You will
c) Will inform the customer to place FCNR in any one of the currencies (US$/GBP/JPY/EUR)
d) Both b and c
Ans:- (a)
15) In a demand draft the word “order” is changed to “bearer” by the holder of the dd. It is called as:
a)Endorsement
b)Material alteration
c)Crossing
Ans:- (b)