BOND OF SECRECY

Staff Responsibility

I, the undersigned, admit that I have read Samba Bank Limited (Formerly Crescent Commercial Bank
Limited)) rules& regulations and hereby declare that I accept my appointment in the services of Samba
Bank Limited (FormerlyCrescent Commercial Bank Limited) on the terms & conditions mentioned in my
letter of appointment. Moreover, Ihereby also represent, declare, undertake and pledge that the said
employment is subject to any other terms &conditions necessary for the employment purposes which may
be issued from time to time, and that in theperformance of the same, I will strictly observe the following
code of conduct:

1.I will observe the strictest secrecy as to the accounts of all the customers of the Bank and as to all the
transactionsof the Bank of whatever nature and description with its customers, correspondents or
stockholders and that I willnot part with or divulge any of the sad matters, nor the status of any of the said
account, nor the number of sharesheld by any person or persons nor the nature of any interest that any
person or customer may have in the affairs ofthe bank, and I will not part with or divulge any of the credit
information of any person, firm or corporation,which I may acquire as an employee of the Bank, or use any
information of whatsoever kind or character which Imay receive during my employment with the Bank for
any purpose other than for the advancement of theinterests of the bank, and that I will at no time during my
employment or thereafter, part with or divulge any suchinformation to any person not entitled thereto.

2.I will not act for the bank or involve the bank in any transaction involving persons or firm with whom I,
my

family, or my dependents have any significant connections or financial interests.

3.I will not accept gifts or lavish entertainment from customers or suppliers, either for myself or my family

members.
4.I will not accept personal fees or commission or kickbacks in connection with any banking transaction.
5.I will not award orders, contracts or fulfil commitments to suppliers and customers with favouritism.

6.I will not make loans to relatives or persons with whom I have close personal involvements, without
written

approval from the management.

7.I will not involve myself in any business organised for profit without obtaining prior and specific approval
of the

management.

8.I will not involve / use the good offices of the bank for personal borrowing or lending of money among
my

colleagues in the Bank.

9.I will not act on behalf of the Bank to take any final decision that involves settlements with any customers
of the

Bank without being authorised by the Management to do so.

10.I further promise and undertake that I will honestly and faithfully conduct myself, and perform all the
dutiesdevolving upon me duly and diligently while in the employment of the Bank and I will truly and
faithfullyaccount for, and deliver to the responsible appointed authorities of the bank all moneys, securities
and all otherproperties belonging to the Bank, and that upon the termination of my employment, I will at
once deliver to thesame above mentioned authorities all books, documents, effects, moneys, securities
including all data stored onfloppy disks, magnetic devices or others for which the Bank is liable to others,
which to that date of terminationor after, were in my charge or custody, and that I will in all other respects,
honestly & faithfully perform all myduties as an employee of the Bank.

I also fully understand that any contravention of this code even based on the Bank’s suspicion regarding
my integritycan result in immediate termination of my services or any other action the Bank might take in
the given circumstanceswithin the provisions of the Pakistan Labour Law, and / or any other relevant Law.