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PROJECT AT A GLANCE - TOP SHEET

1 Name of the Entreprenuer INDIVIDUAL

2 Constitution (legal Status) Individual :

3 Father's/Spouce's Name INDIVIDUAL

4 Unit Address : N/A


N/A
Taluk/Block: N/A
District : N/A
Pin: XXXXXXXX State: 0
E-Mail : XXXXXXXXX@XXXXX.COM
Mobile XXXXXXXXXX
5 Product and By Product

6 Cost of Project : Rs. 5,00,000


Name of the project / business
TYRE REPAIRING UNIT
activity proposed :
7 Means of Finance
Term Loan Rs. 4,50,000.00
KVIC Margin Money Rs. 1,25,000.00
Own Capital Rs. 50000.00

8 Debt Service :
Coverage Ratio

9 Pay Back Period : 5 Years

10 Project : 0 Months
Implementation
Period

11 Break Even Point :

12 Employment : 8

13 Power Requirement : 2 KW

14 Major Raw materials : TYRE REPAIRING GLUE,TYRE TUBE REPAIR PATCHES,TYRE SEALENT

15 Estimated Annual : Rs. 167500.00


Sales Turnover

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DETAILED PROJECT REPORT
1 INTRODUCTION :

Due to wear and tear, friction, the life of the tyres decreases. It needs new rubber
coating on the surface, thereby the life of the tyre increases with less investment. The
tyres prolong their durability as new type cost more due to increase in automobiles.

2 ABOUT THE PROMOTER :

The Promoter or the proprietor is well educated but unemployed person having lots of experience in the very field as
well as in business. He/She is also having the quality of a good Manager. There are three main factors for a successful
enterprise viz availability of raw materials, market and having a good Manager. So Good Manager is a very important
factor to bring a successful enterprise. It will give not only self employment it will also generate employment to some
other unemployed persons. Also financial matter is very important to bring the unit forward. That he/she is seeking
financial assistance under government scheme like PMEGP etc.

3 COST OF PROJECT
A. Fixed Capital Investment
a. Land : OWN Own

b. Workshed Area Sq.ft Rate in Rs. Amt. In Rs.


OWN 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 0.00
#REF!
C. Machinery Qty. Rate Amount in Rs.
AIR COMPRESSOR 1 75000.00 75000.00
Electric Vulcaniser 1 15000.00 15000.00
HYDRAULIC TROLLY JACK 1 4500.00 4500.00
High Pressure Hydraulic Jack, Capacity: 1000 Ton 1 17000.00 17000.00
TYRE CHANGER MACHINE 1 75000.00 75000.00
Computerized CCD Alignment Machine 1 156000.00 156000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 342500.00

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d. Preliminary & Pre-operative Cost : Rs. 4000.00

e. Furniture & Fixtures : Rs. 5000.00

f. Contingency/Others/Miscellaneous : Rs. 4252.00

Total Capital Expenditure : Rs. 355752.00

Working Capital : Rs. 144248.00

Total Cost Project : Rs. 500000.00

3.1 Means of Financing :


Own Contribution 10% Rs. 50000.00

Bank Finance : 90%


Term Loan Rs. 320177.00
Working Capital Rs. 129823.00

Total Rs. 450000.00

Margin Money (Govt. Subsidy) From KVIC 25% Rs. 125000.00

Margin Money Subsidy received From KVIC will be kept in term deposit as per norms of
PMEGP in the name of Beneficiary for three years in the financing branch.

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance
13.00%
1st 320177 0 320177 41623
2nd 320177 64035 256142 41623
3rd 256142 64035 192106 33298
4th 192106 64035 128071 24974
5th 128071 64035 64035 16649
6th 64035 64035 0 8325
7th 0 64035 0 0
8th 0 0 0 0

WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
13.00%
1st 129823 0 129823 16877
2nd 129823 25965 103858 16877
3rd 103858 25965 77894 13502
4th 77894 25965 51929 10126
5th 51929 25965 25965 6751
6th 25965 25965 0 3375
7th 0 0 0 0
8th 0 0 0 0

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3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 5.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 0 0 0 0 0
Depreciation 0 0 0 0 0
Closing Balance 0 0 0 0 0
MACHINERY @ 10.00%
Opening Balance 342500 308250 277425 249683 224714
Depreciation 34250 30825 27743 24968 22471
Closing Balance 308250 277425 249683 224714 202243
TOTAL DEPRECIATION
Workshed 0 0 0 0 0
Machinery 34250 30825 27743 24968 22471
Total 34250 30825 27743 24968 22471

4 Schedule of Sales Realization :


4.1 Details of Sales
Rate/ No. of Amount in Rs.
Particulars of Product
Pair/Unit Pair/Unit
0
TYRE CHANGING 200.00 150 30000.00
TYRE REPAIRING 100.00 400 40000.00
TYRE CHECK 50.00 150 7500.00
TYRE RETHREADING 1000.00 40 40000.00
TYRE ALLIGNMENT 500.00 80 40000.00
TYRE INFLATE 50.00 200 10000.00
0 0.00 0 0.00
Total 167500.00

4.2 Capacity Utilization of Sales


Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Capacity Utilization 70% 80% 90% 90% 90%

Sales / Receipts 117250 134000 150750 150750 150750

5 Rawmaterials :
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.
TYRE REPAIRING GLUE PCK 1500.00 10 15000.00
TYRE TUBE REPAIR PATCHES PCK 400.00 20 8000.00
TYRE SEALENT PCK 3000.00 20 60000.00
HAMMER, PLIER SET, ETC UNIT 2000.00 3 6000.00
WRENCHES SET 7000.00 3 21000.00
TYRE VALVE PCK 600.00 2 1200.00
LUBRICANT UNIT 1500.00 5 7500.00
OTHER TOOLS SET 20000.00 1 20000.00
0 0 0.00 0 0.00
Total 138700.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars
Worker Per Month (Per Annum)
SKILLED 5 5000.00 300000.00
UNSKILLED 2 2500.00 60000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 7 360000.00

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5.2 Repairs and Maintenance : Rs. 33500.00

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5.3 Power and Fuel : Rs. 1675.00

5.4 Other Overhead Expenses : Rs. 8375.00

6 Administrative Expenses :
6.1 Salary
MANAGER 1 8000.00 96000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0.00 0.00
0 0.00 0.00
Total 1 96000.00

6.2 Telephone Expenses 1675.00

6.4 Stationery & Postage 1675.00

6.5 Advertisement & Publicity 10050.00

6.6 Workshed Rent 0.00

6.7 Other Miscellaneous Expenses 16750.00


Total 126150.00
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses
Rawmaterials 97090 110960 124830 124830 124830
Wages 252000 288000 324000 324000 324000
Repairs & Maintenance 23450 26800 30150 30150 30150
Power & Fuel 1173 1340 1508 1508 1508
Other Overhead Expenses 5863 6700 7538 7538 7538
Administrative Expenses
Salary 96000 96000 96000 96000 96000
Postage Telephone Expenses 1173 1340 1508 1508 1508
Stationery & Postage 1173 1340 1508 1508 1508
Advertisement & Publicity 7035 8040 9045 9045 9045
Workshed Rent 0 0 0 0 0
Other Miscellaneous Expenses 11725 13400 15075 15075 15075
Total: 496680 553920 611160 611160 611160
8 Assessment of Working Capital :
Particulars Amount in Rs.
Sale 167500.00

Manufacturing Expenses
Raw Material 138700.00
Wages 360000.00
Repair & Maintenance 33500.00
Power & Fuel 1675.00
Other Overhead Expenses 8375.00

Production Cost 542250.00


Administrative Cost 126150.00
Manufacturing Cost 668400.00

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Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.
0 312 Material Cost 144248.00

Stock in process 0 Production Cost 0.00

Finished goods 0 Manufacturing Cost 0.00

Receivable by 0 Manufacturing Cost 0.00

Total Working Capital Requirement Per Cycle 144248.00


9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts 117250 134000 150750 150750
117250 134000 150750 150750
Manufacturing Expenses
Rawmaterials 97090 110960 124830 124830
Wages 252000 288000 324000 324000
Repairs & Maintenance 23450 26800 30150 30150
Power & Fuel 1173 1340 1508 1508
Other Overhead Expenses 5863 6700 7538 7538
Depreciation 34250 30825 27743 24968
Production Cost 413825 464625 515768 512993
Administrative Expenses
Salary 96000 100800 105840 111132
Postage Telephone Expenses 1173 1340 1508 1508
Stationery & Postage 1173 1340 1508 1508
Advertisement & Publicity 7035 8040 9045 9045
Workshed Rent 0 0 0 0
Other Miscellaneous Expenses 11725 13400 15075 15075
Administrative Cost 117105 124920 132975 138267
Interest on Bank credit @ 13%
Term Loan 41623 41623 33298 24974
Working Capital Loan 16877 16877 13502 10126
Cost of Sale 589430 648045 695543 686360
Net Profit Before Tax -472180 -514045 -544793 -535610
Less Tax 0.00 0.00 0.00 0.00
Net Profit -472180 -514045 -544793 -535610

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :


Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit -472180 -514045 -544793 -535610
Add :
Depreciation 34250 30825 27743 24968
TOTAL - A -437930 -483220 -517050 -510642
Payments :
On Term Loan :
Interest 41623 41623 33298 24974
Installment 0 64035 64035 64035
On Working Capital
Interest 16877 16877 13502 10126
TOTAL - B 58500 122535 110835 99135
D.S.C.R = A/B
-7.49 -3.94 -4.67 -5.15
Average D.S.C.R

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9.3 PROJECTED BALANCE SHEET :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :
Promoters Capital 50000 50000 50000 50000
Profit -472180 -514045 -544793 -535610
Term Loan 320177 320177 256142 192106
Working Capital Loan 129823 129823 103858 77894
Current Liabilities 0 0 0 0
Sundry Creditors 0 0 0 0
27820 -14045 -134793 -215610
ASSETS :
Gross Fixed Assets : 347500 313250 282425 254683
Less : Depreciation 34250 30825 27743 24968
Net Fixed Assets 313250 282425 254683 229714
Preliminary & Pre-Op. Expenses 4000 3000 2250 1688
Current Assets 129823 129823 103858 77894
Cash in Bank/Hand -415253 -426293 -493333 -523218
Total 27820 -14045 -134793 -215610

9.4 CASH FLOW STATEMENT :


Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit -472180 -514045 -544793 -535610
Add : Depreciation 34250 30825 27743 24968
Term Loan 320177 320177 256142 192106
Working Capital Loan 129823 129823 103858 77894
Promoters Capital 50000 0 0 0
Total 62070 -33220 -157050 -240642

Total Fixed Capital Invested 355752

Repayment of Term Loan 0 64035 64035 64035


Repayment of WC Loan 0 25965 25965 25965
Current Assets 129823 129823 103858 77894
Total 129823 219823 193858 167894

Opening Balance 0 -67753 -320796 -671704


Surplus -67753 -253043 -350908 -408536
Closing Balance -67753 -320796 -671704 -1080240

9.5 BREAK EVEN POINT AND RATIO ANALYSIS :


Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost 192978 197368 194016 188209
Variable Cost 430702 481502 529269 523119
Total Cost 623680 678870 723285 711329

Sales 117250 134000 150750 150750

Contribution (Sales-VC) -313452 -347502 -378519 -372369

B.E.P in % -61.57% -56.80% -51.26% -50.54%

Break Even Sales in Rs. -72185 -76107 -77269 -76195

Break Even Units -361 -381 -386 -381

Current Ratio 2.22 0.87 0.76 0.62


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Net Profit Ratio -402.71% -383.62% -361.39% -355.30%

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This Project Report has been prepared based on the data furnished by the entrepreneur whose details are
given in the application.
Place :
Date:
Prepared by :
Full Name : INDIVIDUAL

Signature of the Beneficiary

PMEGP Project Report Page 10