Premium Benefit Details For

BAJAJ ALLIANZ LIFE INSURANCE COMPANY LTD. Quotation No: Q595187727

PRODUCT NAME : BAJAJ ALLIANZ ELITE ASSURE

First Life Insured Guaranteed Maturity Benefit

Name : chgcfg chgc gcvvgn 10,00,000
Age : 20
Male
ghfj@vjhvjn.in / 6798765432

Policy Term Payment Mode

30 Yearly

Premium Paying Term(PPT)

7

PREMIUM /BENEFIT DETAILS

COVER DETAILS POLICY TERM SUM ASSURED MODAL PREMIUM

ELITE ASSURE Main Benefit [UIN: 116N130V01] 30 15,02,880 1,57,450

High Sum Assured Rebate (HSAR) 0 0 900

Base Policy Premium Net of HSAR 0 0 1,56,550

Web Rebate NA NA 6,262

Total Premium before Goods & Service Tax NA NA 1,50,288

MODAL PREMIUM PAYABLE DURING FIRST POLICY YEARLY HALF YEARLY QUARTERLY MONTHLY
YEAR

Modal Premium before Goods & Service Tax 1,50,288 76,647 39,075 13,526

Goods & Service Tax @ 4.5 6,763 3,449 1,758 609

Modal Premium (including Goods & Service Tax)* 1,57,051 80,096 40,833 14,135

MODAL PREMIUM PAYABLE DURING SECOND & YEARLY HALF YEARLY QUARTERLY MONTHLY
SUBSEQUENT YEARS

Modal Premium before Goods & Service Tax 1,50,288 76,647 39,075 13,526

Goods & Service Tax @ 2.25 3,381 1,725 879 304

Modal Premium (Goods & Service Tax)* 1,53,669 78,371 39,954 13,830
GST is charged based of type of the Policy, communication address of the Policy Holder. This may change subject
to change in rate / state in address of the policy holder as on date of adjustment.

Investment Return 4%
Policy Year Life Assured Annual Total Accrued Accrued Death Benefit ^! Maturity Benefit Maturity Benefit Guaranteed Special Surrender
Age Premium (Excl Cumulative Guaranteed Compound Under Paid-Up Surrender Surrender Value
of GST) Premiums (Excl Loyalty Rev. Bonus Policy Value (GSV) Value (SSV) Receivable
of GST) Additions (GLA)

EOY@ EOY@ EOY@ EOY@ EOY@ EOY@ EOY@ EOY@ EOY@

1 20 150288 150288 0 0 1502880 0 232857 15655 60541 60541

2 21 150288 300576 0 0 1502880 0 465714 46965 126980 126980

3 22 150288 450864 0 0 1502880 0 698571 140895 199875 199875

4 23 150288 601152 0 0 1502880 0 931429 313100 279682 313100

5 24 150288 751440 0 0 1502880 0 1164286 391375 366908 391375

6 25 150288 901728 0 0 1502880 0 1397143 469650 462090 469650

7 26 150288 1052016 0 0 1502880 0 0 547925 565798 565798

8 27 0 1052016 0 0 1502880 0 0 547925 593810 593810

9 28 0 1052016 0 0 1502880 0 0 547925 623211 623211

10 29 0 1052016 30000 0 1532880 0 0 548014 642649 642649

11 30 0 1052016 60000 0 1562880 0 0 602928 662490 662490

12 31 0 1052016 90000 0 1592880 0 0 603098 682731 682731

13 32 0 1052016 120000 0 1622880 0 0 603341 713988 713988

14 33 0 1052016 150000 0 1652880 0 0 603697 749375 749375

15 34 0 1052016 180000 0 1682880 0 0 604226 786526 786526

16 35 0 1052016 210000 0 1712880 0 0 659810 825534 825534

17 36 0 1052016 240000 0 1742880 0 0 661000 866495 866495

18 37 0 1052016 270000 0 1772880 0 0 662792 909509 909509

19 38 0 1052016 300000 0 1802880 0 0 665486 954682 954682

20 39 0 1052016 330000 0 1832880 0 0 669528 1002124 1002124

21 40 0 1052016 360000 0 1862880 0 0 675576 1051951 1051951

22 41 0 1052016 390000 0 1892880 0 0 684599 1104284 1104284

23 42 0 1052016 420000 0 1922880 0 0 698018 1159250 1159250

24 43 0 1052016 450000 0 1952880 0 0 717918 1216984 1216984

25 44 0 1052016 480000 0 1982880 0 0 747351 1277626 1277626

26 45 0 1052016 510000 0 2012880 0 0 790773 1341327 1341327

27 46 0 1052016 540000 0 2042880 0 0 854685 1408242 1408242

28 47 0 1052016 570000 0 2072880 0 0 948555 1478540 1478540

29 48 0 1052016 600000 0 2102880 0 0 1086158 1552397 1552397

30 49 0 1052016 630000 0 2132880 1630000 0 0 0 0

Investment Return 8%
Policy Year Life Assured Annual Total Accrued Accrued Death Benefit ^! Maturity Benefit Maturity Benefit Guaranteed Special Surrender
Age Premium (Excl Cumulative Guaranteed Compound Under Paid-Up Surrender Surrender Value
of GST) Premiums (Excl Loyalty Rev. Bonus Policy Value (GSV) Value (SSV) Receivable
of GST) Additions (GLA)

EOY@ EOY@ EOY@ EOY@ EOY@ EOY@ EOY@ EOY@ EOY@

 1 20 150288 150288 0 60000 1562880 0 292857 15722 72032 72032

2 21 150288 300576 0 123600 1626480 0 589314 47104 151995 151995

3 22 150288 450864 0 191016 1693896 0 889587 141123 240762 240762

4 23 150288 601152 0 262477 1765357 0 1193906 313444 339095 339095

5 24 150288 751440 0 338226 1841106 0 1502511 391872 447854 447854

6 25 150288 901728 0 418519 1921399 0 1815662 470349 567968 567968

7 26 150288 1052016 0 503630 2006510 0 0 548886 700445 700445

8 27 0 1052016 0 593848 2096728 0 0 549226 766298 766298

9 28 0 1052016 0 689479 2192359 0 0 549671 838882 838882

10 29 0 1052016 30000 790848 2323728 0 0 550352 918931 918931

11 30 0 1052016 60000 898299 2461179 0 0 606074 1007228 1007228

12 31 0 1052016 90000 1012196 2605076 0 0 607373 1104670 1104670

13 32 0 1052016 120000 1132928 2755808 0 0 609230 1212259 1212259

14 33 0 1052016 150000 1260904 2913784 0 0 611935 1331109 1331109

15 34 0 1052016 180000 1396558 3079438 0 0 615931 1462461 1462461

16 35 0 1052016 210000 1540352 3253232 0 0 676680 1607693 1607693

17 36 0 1052016 240000 1692773 3435653 0 0 685616 1768338 1768338

18 37 0 1052016 270000 1854339 3627219 0 0 699066 1946099 1946099

19 38 0 1052016 300000 2025600 3828480 0 0 719338 2142871 2142871

20 39 0 1052016 330000 2207135 4040015 0 0 749907 2360758 2360758

21 40 0 1052016 360000 2399564 4262444 0 0 795996 2602101 2602101

22 41 0 1052016 390000 2603537 4496417 0 0 865438 2869502 2869502

23 42 0 1052016 420000 2819750 4742630 0 0 969974 3165857 3165857

24 43 0 1052016 450000 3048935 5001815 0 0 1127207 3494387 3494387

25 44 0 1052016 480000 3291871 5274751 0 0 1363487 3858680 3858680

26 45 0 1052016 510000 3549383 5562263 0 0 1718227 4262729 4262729

27 46 0 1052016 540000 3822346 5865226 0 0 2250368 4710984 4710984

28 47 0 1052016 570000 4111687 6184567 0 0 3048003 5208404 5208404

29 48 0 1052016 600000 4418388 6521268 0 0 4242717 5760517 5760517

30 49 0 1052016 630000 4743491 6876371 6373491 0 0 0 0

NOTES & DISCLAIMERS

1 The above information must be read in conjunction with Sales Literature.

2 For any further clarification, contact our sales representative or e-mail us on life@bajajallianz.co.in.

3 Guaranteed Loyalty Additions (GLA) will be attached to the policy at the end of each policy year starting from the end of 10th policy year.
GLA will be a % of Guaranteed Maturity Benefit and will depend on PPT:

GLA as Percentage of GMB

PPT 7 10 15 20 25

30 GLA 3% 7% 15% 15%

4 On Death of the PolicyHolder, 'Death Benefit', which is higher of ('Sum Assured on Death' + 'Guaranteed Loyalty Additions' + 'Accrued
Compound Reversionary Bonus' + 'Terminal Bonus', if any) or 105% of total premiums paid till date of death will be receivable where - Sum
Assured on Death is higher of 'Base Sum Assured' (10 times of Annualized) Premium) and 'Guaranteed Maturity Benefit'.

5 The 'Maturity Benefit' under the policy will be equal to 'Guaranteed Maturity Benefit' + 'Guaranteed Loyalty Additions' + 'Accrued Compound
Reversionary Bonus' + 'Terminal Bonus', if any The policy will terminate after the payment of 'Maturity Benefit'.
6 The company may declare a rate of Compound Reversionary Bonus. This rate will be expressed as a percentage of the Guaranteed Maturity
Benefit. This percentage will be applied on the Guaranteed Maturity Benefit plus already attached reversionary bonuses under the policy to
determine the amount of reversionary bonus to be added to the policy at that year end. An interim bonus may also be declared. Furthermore,
if the policy has completed ten (10) years and all due premiums have been paid, the company may declare a terminal bonus (applied on the
 guaranteed maturity benefit), if any. The compound reversionary bonus, interim bonus and terminal bonus may vary with the policy term
chosen by the policyholder.
7 The policy can be surrendered by the policyholder at any time, provided at least one (1) full years premiums have been paid, if the PPT is
less than 10 years or at least two (2) full years premiums have been paid, if the PPT is greater than or equal to 10 years. The surrender
value receivable will be the higher of the Guaranteed Surrender Value (GSV) and the Special Surrender Value (SSV). The policy will
terminate on the Date of Surrender.
8 Any rider can be excluded at any time before the maturity date. The Rider Life Assured is eligible for surrender value on exclusion of the rider

a if the rider premium payment term is less than rider policy term and

b after two full years rider premium has been paid when policy term is less than 10 years

OR after three full years rider premium has been paid when policy term is 10 years or more Surrender Value of the chosen rider
(ADB/APTPDB/FIB/CI) = 70% *{(n-t)/n} ^2 * Total premium paid for that particular rider cover where: n is rider policy term and elapsed
duration in years and fraction thereof from the date of commencement of rider cover Base policy will continue as per its own provisions
even after cancellation of one or more rider(s).
9 The Surrender Value Receivable includes Base Policy Surrender Value and Rider Surrender Value.

10 The investment returns illustrated above are only for the illustrative purpose as mandated by the IRDA and do not in any way indicate the
upper and lower limits of investment return.
11 Goods and Service Tax - GST would be levied as per applicable tax laws.

12 Premiums payable and benefits receivable are eligible for tax benefits, as per the then existing tax laws.

Insurance is a subject matter of solicitation. Read this illustration along with the product brochure for detailed terms and conditions.

I declare that I have read the terms and conditions and understood the above benefit illustration.

Signature of Proposer:__________________________ Date:__/__/____

I have explained the benefit illustration to the proposer.

Signature of Sales Representative:__________________________ Date:__/__/____

Bajaj Allianz Life Insurance Company Limited, GE Plaza,Airport Road, Yerawarda,pune-411 006.
Tel: (020) 66026777 | Fax: (020) 66026789 | Email: life@bajajallianz.co.in | www.bajajallianzlife.com