INTRODUCTION

A part of life’s success is to finish your college degree at the right time. There are hindrances
to finishing college one of these is financial.

Financial constraints can be a problem when pursuing a college education. Going to school
expensive. But like all other problems, this can be resolved. If you want to pursue a degree then
find the right scholarship grant for you and make your dream of becoming a professional a
reality. Otherwise, some students find a way in order to become an educated person, they choose
to be a working student.

The problem that humanity is facing today is mostly financial problem. When you have
nothing, you can’t do something and you will end up struggling wherever you go, whatever you
do has its cost. All of us have needs, but not at all of us are experiencing this financial constraint.
Lucky for those who were born wealthy, it would not be a problem. But how about those needy,
how can they find success?

Financial constraints in education is not a hindrance to become a successful one. Your

financial status is not a hindrance to your education. Get the funds you need to reach your
dreams. The luck of finances to support your education is not a problem when you know that
there are ways to get free financial aid from various sources.
 SCOPE AND LIMITATIONS

The scope area of the study is a private school establishment of Aurora Pioneers Memorial
College Formerly Cebuano Barracks Institute (CBI). The study is conducted among Grade 12
Department regular class with the different sections namely; Kadayawan, Panagbenga,
Kaamulan, and Megayon. The limitation of the is to know whether Financial Constraints in
Education, A hindrance to success? Or not? It is positively towards the students in APMC that, in
education a Financial Constraints is NOT the obstacle to finish you studies.
 STATEMENT OF THE PROBLEM

This research is designed to have a thorough knowledge of problems of youths on why they
cannot attend a formal school and not being able to finish the studies in a right time. And how to
them solve their problems by being aware of the programs of Department of Education.

It is said that not being able to pay the bills it may affect also in education.

It is said that Financial Constraint also happened among student especially when they further
their study away from their hometown. Students always complaint about sort of money.
 SIGNIFICANCE OF THE STUDY

This study aims to show the readers the benefits and privilege to know what are the reasons
behind the financial constraints or financial problem.

Education planning- is among the key elements of national and socioeconomic development.
Improves the chance of success of the institution. The scarcity of financial and other non-
material resources possess a challenge to education. Effective and efficient planning saves time,
effort and money.

The main purpose of education- is to open up the mind of students and prepare them to face
the world.
 REVEW OF RELATED LITERATURE

Financial Constraints in Education is the Major causes among students in education. As we all
know that education is the backbone in the development of any notion, it is a fact a fact that the
countries with an effective system of education lead the world, both socially and economically.
The key to development is good education system.

Why is education important for success?

Having a good education is important to one’s success in life. A good education is important
because you will be able to think for yourself and communicate intelligently to other people.
Persons who don’t have a good education background will have a difficult time findings job and
also will earn less money.
 RESEARCH DESIGN

On the process of the study the researcher used the mixed method research design in
gathering valid feature information. This was conducted among the Grade 12 students at Aurora
Pioneers Memorial College. Questionaires were utilized to accomplish by the respondents
coming from the G12 students at Aurora Pioneers Memorial College.
 THE SURVEY INSTRUMENT

The data gathering instruments employed were the questionnaire based on the dependent
variable. It is used to gather sufficient informations including reactions from the respondents of
G12 students at Aurora Pioneers Memorial College.
 RESPONDENTS

The respondents of this study are the students from Aurora Pioneers Memorial College. From
the Grade 12 Department regular class with the different sections namely; Kadayawan,
Panagbenga, Kaamulan and Megayon. The selected respondents from this research is mostly 17-
18 years old. This following students mostly answered in our survey questionnaire that Financial
Constraints in Education is NOT the hindrance to finish your studies. The several students
answered also that if financial constraints in their education struggles they could find ways to
stand up and continue in their studies.
 DATA COLLECTION PROCEDURE

The researchers had been distributed four (4) questionnaire in every Grade 12 Department
with different sections namely; Kadayawan, Panagbenga, Kaamulan, Kadayawan, and Megayon.
All of them was spread out to retrieve them all. The researcher uses mix method for gathering
data.
 ANALYSIS OF THE DATA

In analyzing the data, the researchers uses the mixed method to interpret the respondents
answers done by the questionnaires.

Survey Questionnaires:

Research Title: Financial Constraints in Education: A Hindrance to success? or Not?

Gender: Yes: No:

Instruction: Put check of the following that corresponds to your answer.

1. Do you survive when there is financial constraint in your education? Yes or No?
2. Do you agree that financial constraints in education is not the hindrance to success? Yes or
No?
3. Being a students, if there is a financial constraint in your education, do you find ways in order
you to become a successful one? Yes or No?
4. Do you want to become a successful one?

This survey questionnaire is used as a tool to know and give evidences to the readers that
Financial Constraints in Education: A Hindrance to success? Or Not?
 RESULTS AND DISCUSSIONS

Section Kadayawan (31 Respondents)

Questions Yes No
1. Do you survive when there is financial constraints in 31 0
education?
2. Do you agree that financial constraints in education is 27 4
not the hindrance to success?
3. Being a students, if there is a financial constraint in 29 2
your education, do you find ways in order you to become
a successful one?

4. Do you want to become a successful one? 31 0

 In question no. 1 there are 23% Yes and 0% No.

 In Question no. 2 there are 21% Yes and 3% No.
 In Question no. 3 there are 22% Yes and 2% No.
 In Question no.4 there are 23% Yes and 0% No.

Section Panagbenga (38 Respondents)

Questions Yes No
1. Do you survive when there is financial constraints in 36 2
education?
2. Do you agree that financial constraints in education is 35 5
not the hindrance to success?
3. Being a students, if there is a financial constraint in 34 4
your education, do you find ways in order you to become
a successful one?

4. Do you want to become a successful one? 38 0

 In question no. 1 there are 27% Yes and 2% No.

 In Question no. 2 there are 26% Yes and 4% No.
 In Question no. 3 there are 25% Yes and 3% No.
 In Question no.4 there are 28% Yes and 0% No.
Section Kaamulan (32 Respondents)

Questions Yes No
1. Do you survive when there is financial constraints in 26 6
education?
2. Do you agree that financial constraints in education is 23 9
not the hindrance to success?
3. Being a students, if there is a financial constraint in 28 4
your education, do you find ways in order you to become
a successful one?

4. Do you want to become a successful one? 32 0

 In question no. 1 there are 19% Yes and 5% No.

 In Question no. 2 there are 17% Yes and 7% No.
 In Question no. 3 there are 21% Yes and 3% No.
 In Question no.4 there are 24% Yes and 0% No.

Section Megayon (32 Respondents)

Questions Yes No
1. Do you survive when there is financial constraints in 28 0
education?
2. Do you agree that financial constraints in education is 33 0
not the hindrance to success?
3. Being a students, if there is a financial constraint in 30 3
your education, do you find ways in order you to become
a successful one?

4. Do you want to become a successful one? 33 0

 In question no. 1 there are 21% Yes and 4% No.

 In Question no. 2 there are 25% Yes and 0% No.
 In Question no. 3 there are 23% Yes and 2% No.
 In Question no.4 there are 23% Yes and 0% No.
 RECOMMENDATIONS

Every students has many problems when it comes in education such as money. But if you
really wants to become a professional person. There are many ways in order to overcome that
particular problem.

Financial constraints in education is the common problem of the students. If you have a goal
and a aspirations in your mind you can find many ways in order for you to become a successful,
in order for you to achieve your desire in the future.
 CONCLUSION

Therefore the researchers concluded that there is an imbalanced between students income and
spending. The majority of the respondents suffered from financial constraints in education
because of the limited resources and poor planning.
 DEFINITION OF TERMS

 Financial Constraint – is lack of money because of which you cannot buy something, or
do something. When you act under constraint, you are forced to do something which you
do not like.

 Poverty – is the state for any person of being extremely poor. It is the extreme situation
when a person feels lack of essential items.

 Success – is inevitable if you strive hard to finish school.

 Work Hard – is important and to developed ourselves holistically. Love what you do
motivate yourself to keep working hard.
GENERAL REFERENCES
RESEARCHERS PROFILE NAMES
 The table above, shows that every students have different perspective when it comes in
answering in every questions. According to the respondents that shows in the table above, it is
POSITIVE that financial constraints in education is NOT the hindrance to success.