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Test paper -1 on Principles and Practice of Banking Model paper --3

1) The following is one of the money market instrument


a) Government bond, b) Equity shares of L&T c) Trasury Bills d)
Debenture Bond.
2) Maximum maturity period of a Commercial paper is
a) 1 year b) 6 months c) 3 months d) less than 1 year.
3) REPO rate is the rate of interest at which --------------- a) Government
sels Securities b) RBI rediscount bills c) Trasury bills are issued by RBI,
d) RBI extends funds to Banks for a specified period against
Government securities.
4) Certificate of deposit is a ------------------- a) Debt market instrument b)
Money market instrument c) A deposit receipt issued by NBFC d) It is
short term instrument issued by Corporates.
5) One of the most important functions of RBI is ------------------ a)
Supervision over stock exchanges b) Supervision over Insurance
Companies c) Monetary Control d) Framing rules for Pension funds
6) Capital market regulatory Authority is ------ a) RBI b) IRDA c)
Government of India d) SEBI
7) Supervision over the functioning of Primary dealers is the function of a)
RBI b) SEBI c) Government of India d) BSE
8) Primary Dealers deal in --------------- a) Stocks b) Shares c) Debentures
d) Government Securities.
9) NBFCs are allowed to raise monies as deposits from public and lend
monies through various instruments including leasing , hire purchase
and bills discounting. NBFCs are licenced by --------------- a) IRDA b) SEBI
c) RBI d) Co Operative Registrar.
10) Urban Co operative Banks are controlled by ------------- a) State
Government and RBI b) NABARD and State Government c) NABARD d)
RBI
11) Commercial Banks and Schedule Co Operative Banks are to
maintain CRR as per the provisions contained under -------------- a)
Section 18 of BR act b) Section 42 of RBI Act c) Section 24 of RBI Act d)
Section 24 of BR Act
12) Banks have to maintain Statutory liquidity Ratio as per Section
contained in ---------------- a) Section 42 of RBI Act b) Section 24 of RBI
Act c) Section 24 of BR Act d) Section 42 of BR Act
13) Maintenance of clearing Houses at various centres , creation of
currency holdings chests in different geographical areas and creation
of mechanism for electronic transfer of funds are vital activities
undertaken by ----------------------- a) Commercial Banks, b) Financial
Institutions c) Reserve Bank of India d) New generation Private Sector
Banks.

14) Issue and management of Government debts are managed by


---------- a) Finance Ministry b) SEBI c) RBI d) Planning Commission

15) A Stock exchange is duly approved by the regulators to provide


sale and purchase of securities on behalf of investors . Who are the
regulator -------------- a) RBI b) SEBI c) Government of India d) NABARD

16) Brokers perform the job of intermediating between buyers and


sellers of securities. Brokers are approved by ------------------ a) RBI b)
Primary Dealers c) SEBI d) Stock exchanges

17) Foreign based funds authorized by the capital Market regulators


in the Indian Equity and Debt markets through stock exchanges are
called ------------- a) Pension fund b) Depositories c) Foreign Institutional
Investors d) Mutual fund

18) A Collective investment that pools money from investors and invest in
stocks, debentures and other securities are known as ------------ a) Stock
broking b) Forfeiting c) Mutual funds d) Commercial and Co Operatyive
Banks.

19) Regulates all aspects of insurance business including Licencing of


Insurance Companies framing regulations about conduct of business
and supervising of all insurance activities in the country is the role
function of -------------------- a) LIC of India b) RBI c) IRDA d) SEBI

20) Registrars maintain a register of shares and debenture holders and


process share and debenture allocation when issues are subscribed .
Registrars require regulators approval to do the business. Who are the
regulators of Registrars. ----------------- a) Registrar of Companies . b)
Institute of Chartered Accounts of India b) SEBI d) RBI

21) The term banking means accepting for the purpose of lending and or
investment of deposits of money from public, repayable on demand or
otherwise and withdrawable by cheques , drafts, order or
otherwise.This definition is contained in ----------------------- a) Section 42
of RBI Act 1934 b) Section 5(b) of BR Act 1949 c) Section 31 of NI act
1881 d) Section 22 of RBI Act 1934
22) Who all can be permitted to function as a Bank -------------- a)
Individuals b) Group of 20 individuals c) Company d) Trust formed
with a minimum of 10 Trustees.
23) When a Customer deposit money with his bank the customer becomes
a lender and the bank becomes a borrower. In this case the
relationship between the Banker and customer is that of a -------------- a)
Creditor and Debtor b) debtor and creditor c) Trustee and beneficiaries
d) depositor and depository .

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