Hitesh Upadhyay

Chief Organiser, Lic Of India, Direct

Marketing Dept, Vadodara Division
Mobile : 9904133153
Email : hiteshpu@gmail.com
Multiplan
Presentation

Jeevan Umang - Table No 845

❖ Whole Life plan with option to receive income every year after accumulation
period.
❖ Option to choose accumulation period of 15, 20, 25 and 30 years.
❖ 8% of Sum Assured is paid immediately after accumulation period upto age
100 or death.
❖ Risk Cover continues even after premium paying term.
❖ Sum Assured along with Bonus & Final Additional Bonus is paid on maturity
or earlier death after accumulation period.
❖ Loan Available.

New Jeevan Anand - Table No 815

❖ Plan is a unique combination of whole life & Endowment Assurance Plan.

❖ At the end of the premium paying term, Sum Assured plus Bonus is payable
with Final Additional Bonus if any.
❖ Higher of 125% of the Basic Sum Assured or 10 times of Annualised Premium
along with accumulated bonus and final additional bonus (if any), is paid if
death occurs during the policy term.
❖ If death occurs after policy term, Basic Sum Assured is paid.
❖ Even after Premium Paying Term is ove, risk cover continues till death of the
policy holder.
❖ Accident Death & Disability benefit rider is available

* The above benefit illustration is for illustration purpose only and subject to payment of stipulated premiums on the due dates. The main objective of the
illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances with some level of quantification.
 Hitesh Upadhyay
Chief Organiser, Lic Of India, Direct
Marketing Dept, Vadodara Division
Mobile : 9904133153
Email : hiteshpu@gmail.com
Multiplan
Presentation
Satyakam B.
Age 31 No : 29

Plan Details
S.No Doc Plan Plan Name Term PPT Mode Sum Dab Rider Premium G.S.T. Bonus Maturity
Assured

1 07-10-2019 845 Jeevan Umang 69 20 Yly 5,00,000 5,00,000 26,780 1,205 55 57,13,750
2 07-10-2019 815 New Jeevan Anand 20 20 Yly 5,00,000 5,00,000 28,846 1,298 45 9,85,000
Total 10,00,000 10,00,000 55,626 2,503 66,98,750

Annual Premium, Risk Cover Details

Date Age Risk Cover Annual Tax Net Returns Surrender Loan
Premium Saved Premium
Normal Accidental
07-10-2019 31 11,75,000 21,75,000 58,129 0 58,129 0 0 0
07-10-2020 32 12,25,000 22,25,000 56,878 0 56,878 0 0 0
07-10-2021 33 12,75,000 22,75,000 56,878 0 56,878 0 49,005 44,105
07-10-2022 34 13,25,000 23,25,000 56,878 0 56,878 0 1,38,001 1,17,654
07-10-2023 35 13,75,000 23,75,000 56,878 0 56,878 0 1,73,475 1,49,405
07-10-2024 36 14,25,000 24,25,000 56,878 0 56,878 0 2,10,737 1,81,608
07-10-2025 37 14,75,000 24,75,000 56,878 0 56,878 0 2,58,838 2,17,322
07-10-2026 38 15,25,000 25,25,000 56,878 0 56,878 0 3,18,609 2,69,856
07-10-2027 39 15,75,000 25,75,000 56,878 0 56,878 0 3,86,181 3,29,365
07-10-2028 40 16,25,000 26,25,000 56,878 0 56,878 0 4,62,366 3,96,523
07-10-2029 41 16,75,000 26,75,000 56,878 0 56,878 0 5,48,019 4,72,094
07-10-2030 42 17,25,000 27,25,000 56,878 0 56,878 0 6,34,924 5,49,021
07-10-2031 43 17,75,000 27,75,000 56,878 0 56,878 0 7,32,669 6,35,552
07-10-2032 44 18,25,000 28,25,000 56,878 0 56,878 0 8,43,190 7,33,400
07-10-2033 45 18,90,000 28,90,000 56,878 0 56,878 0 9,68,821 8,44,638
07-10-2034 46 19,44,000 29,44,000 56,878 0 56,878 0 11,12,184 9,71,590
07-10-2035 47 19,97,500 29,97,500 56,878 0 56,878 0 12,85,371 11,24,866
07-10-2036 48 20,51,500 30,51,500 56,878 0 56,878 0 14,55,268 12,75,610
07-10-2037 49 21,12,500 31,12,500 56,878 0 56,878 0 16,32,243 14,32,837
07-10-2038 50 21,77,500 31,77,500 56,878 0 56,878 0 18,53,654 16,29,274
07-10-2039 51 15,88,750 20,88,750 0 0 0 10,25,000 10,85,100 2,10,500
07-10-2040 52 16,15,000 21,15,000 0 0 0 40,000 11,10,575 2,10,500
07-10-2041 53 16,53,750 21,53,750 0 0 0 40,000 11,39,700 2,10,500
07-10-2042 54 16,92,500 21,92,500 0 0 0 40,000 11,82,225 2,10,500
07-10-2043 55 17,31,250 22,31,250 0 0 0 40,000 12,23,950 2,10,500
07-10-2044 56 17,70,000 22,70,000 0 0 0 40,000 12,65,775 2,10,500
07-10-2045 57 18,13,750 23,13,750 0 0 0 40,000 13,07,750 2,10,500
07-10-2046 58 18,57,500 23,57,500 0 0 0 40,000 13,54,375 2,10,500
07-10-2047 59 19,01,250 24,01,250 0 0 0 40,000 14,01,100 2,10,500
07-10-2048 60 19,62,500 24,62,500 0 0 0 40,000 14,47,925 2,10,500
07-10-2049 61 20,26,250 25,26,250 0 0 0 40,000 15,10,650 2,10,500
07-10-2050 62 21,02,500 26,02,500 0 0 0 40,000 15,75,625 2,10,500
07-10-2051 63 21,78,750 26,78,750 0 0 0 40,000 16,51,950 2,10,500
07-10-2052 64 22,55,000 27,55,000 0 0 0 40,000 17,28,325 2,10,500
07-10-2053 65 23,31,250 28,31,250 0 0 0 40,000 18,04,650 2,10,500
07-10-2054 66 24,07,500 29,07,500 0 0 0 40,000 18,81,225 2,10,500
07-10-2055 67 24,83,750 29,83,750 0 0 0 40,000 19,57,650 2,10,500

..continued

* The above benefit illustration is for illustration purpose only and subject to payment of stipulated premiums on the due dates. The main objective of the
illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances with some level of quantification.
 Hitesh Upadhyay
Chief Organiser, Lic Of India, Direct
Marketing Dept, Vadodara Division
Mobile : 9904133153
Email : hiteshpu@gmail.com
Multiplan
Presentation
Satyakam B.
Age 31 No : 29

Annual Premium, Risk Cover Details

Date Age Risk Cover Annual Tax Net Returns Surrender Loan
Premium Saved Premium
Normal Accidental
07-10-2056 68 25,60,000 30,60,000 0 0 0 40,000 20,34,075 2,10,500
07-10-2057 69 26,36,250 31,36,250 0 0 0 40,000 21,10,500 2,10,500
07-10-2058 70 27,12,500 27,12,500 0 0 0 40,000 21,86,875 2,10,500
07-10-2059 71 27,93,750 27,93,750 0 0 0 40,000 22,63,200 2,10,500
07-10-2060 72 28,77,500 28,77,500 0 0 0 40,000 23,43,975 2,10,500
07-10-2061 73 29,61,250 29,61,250 0 0 0 40,000 24,26,900 2,10,500
07-10-2062 74 30,55,000 30,55,000 0 0 0 40,000 25,09,725 2,10,500
07-10-2063 75 31,48,750 31,48,750 0 0 0 40,000 26,01,400 2,10,500
07-10-2064 76 32,42,500 32,42,500 0 0 0 40,000 26,92,975 2,10,500
07-10-2065 77 33,46,250 33,46,250 0 0 0 40,000 27,84,450 2,10,500
07-10-2066 78 34,50,000 34,50,000 0 0 0 40,000 28,84,725 2,10,500
07-10-2067 79 35,58,750 35,58,750 0 0 0 40,000 29,84,900 2,10,500
07-10-2068 80 36,67,500 36,67,500 0 0 0 40,000 30,89,375 2,10,500
07-10-2069 81 37,81,250 37,81,250 0 0 0 40,000 31,93,650 2,10,500
07-10-2070 82 39,00,000 39,00,000 0 0 0 40,000 33,02,275 2,10,500
07-10-2071 83 40,23,750 40,23,750 0 0 0 40,000 34,15,200 2,10,500
07-10-2072 84 41,47,500 41,47,500 0 0 0 40,000 35,32,425 2,10,500
07-10-2073 85 42,76,250 42,76,250 0 0 0 40,000 36,49,500 2,10,500
07-10-2074 86 44,05,000 44,05,000 0 0 0 40,000 37,70,825 2,10,500
07-10-2075 87 45,38,750 45,38,750 0 0 0 40,000 38,92,000 2,10,500
07-10-2076 88 46,72,500 46,72,500 0 0 0 40,000 40,17,475 2,10,500
07-10-2077 89 48,06,250 48,06,250 0 0 0 40,000 41,42,950 2,10,500
07-10-2078 90 49,45,000 49,45,000 0 0 0 40,000 42,68,225 2,10,500
07-10-2079 91 50,83,750 50,83,750 0 0 0 40,000 43,98,100 2,10,500
07-10-2080 92 52,27,500 52,27,500 0 0 0 40,000 45,27,925 2,10,500
07-10-2081 93 53,66,250 53,66,250 0 0 0 40,000 46,62,400 2,10,500
07-10-2082 94 55,10,000 55,10,000 0 0 0 40,000 47,93,775 2,10,500
07-10-2083 95 56,53,750 56,53,750 0 0 0 40,000 49,28,850 2,10,500
07-10-2084 96 57,92,500 57,92,500 0 0 0 40,000 50,69,025 2,10,500
07-10-2085 97 59,36,250 59,36,250 0 0 0 40,000 52,04,450 2,10,500
07-10-2086 98 60,75,000 60,75,000 0 0 0 40,000 53,58,125 2,10,500
07-10-2087 99 62,13,750 62,13,750 0 0 0 40,000 50,17,500 2,10,500
07-10-2088 100 0 0 0 0 0 62,13,750 0 0
Total 11,38,811 0 11,38,811 91,58,750