LOAN AMORTIZATION SCHEDULE

QUE1 loan amount -2000000

interest rate p.a 10.50% installment no emi
time(years) 20 1 $19,967.60
month 240 2 $19,967.60
interest rate per month 0.00875 3 $19,967.60
emi $19,967.60 4 $19,967.60
5 $19,967.60
loan amount upto 10 years 6 $19,967.60
new loan amount ($1,479,793.84) 7 $19,967.60
interest rate p.a 9.25% 8 $19,967.60
time(years) 10 9 $19,967.60
month 120 10 $19,967.60
interest rate per month 1% 11 $19,967.60
emi $18,946.20 12 $19,967.60
$1,021.39 13 $19,967.60
yes shift to the other bank 14 $19,967.60
15 $19,967.60
16 $19,967.60
17 $19,967.60
18 $19,967.60
19 $19,967.60
20 $19,967.60
Z 21 $19,967.60
22 $19,967.60
23 $19,967.60
24 $19,967.60
25 $19,967.60
26 $19,967.60
27 $19,967.60
28 $19,967.60
29 $19,967.60
30 $19,967.60
31 $19,967.60
32 $19,967.60
33 $19,967.60
34 $19,967.60
35 $19,967.60
36 $19,967.60
37 $19,967.60
38 $19,967.60
39 $19,967.60
40 $19,967.60
41 $19,967.60
42 $19,967.60
43 $19,967.60
44 $19,967.60
45 $19,967.60
46 $19,967.60
47 $19,967.60
48 $19,967.60
49 $19,967.60
50 $19,967.60
51 $19,967.60
52 $19,967.60
53 $19,967.60
54 $19,967.60
55 $19,967.60
56 $19,967.60
57 $19,967.60
58 $19,967.60
59 $19,967.60
60 $19,967.60
61 $19,967.60
62 $19,967.60
63 $19,967.60
64 $19,967.60
65 $19,967.60
66 $19,967.60
67 $19,967.60
68 $19,967.60
69 $19,967.60
70 $19,967.60
71 $19,967.60
72 $19,967.60
73 $19,967.60
74 $19,967.60
75 $19,967.60
76 $19,967.60
77 $19,967.60
78 $19,967.60
79 $19,967.60
80 $19,967.60
81 $19,967.60
82 $19,967.60
83 $19,967.60
84 $19,967.60
85 $19,967.60
86 $19,967.60
87 $19,967.60
88 $19,967.60
89 $19,967.60
90 $19,967.60
91 $19,967.60
 92 $19,967.60
93 $19,967.60
94 $19,967.60
95 $19,967.60
96 $19,967.60
97 $19,967.60
98 $19,967.60
99 $19,967.60
100 $19,967.60
101 $19,967.60
102 $19,967.60
103 $19,967.60
104 $19,967.60
105 $19,967.60
106 $19,967.60
107 $19,967.60
108 $19,967.60
109 $19,967.60
110 $19,967.60
111 $19,967.60
112 $19,967.60
113 $19,967.60
114 $19,967.60
115 $19,967.60
116 $19,967.60
117 $19,967.60
118 $19,967.60
119 $19,967.60
120 $19,967.60
121 $19,967.60
122 $19,967.60
123 $19,967.60
124 $19,967.60
125 $19,967.60
126 $19,967.60
127 $19,967.60
128 $19,967.60
129 $19,967.60
130 $19,967.60
131 $19,967.60
132 $19,967.60
133 $19,967.60
134 $19,967.60
135 $19,967.60
136 $19,967.60
137 $19,967.60
138 $19,967.60
139 $19,967.60
140 $19,967.60
141 $19,967.60
142 $19,967.60
143 $19,967.60
144 $19,967.60
145 $19,967.60
146 $19,967.60
147 $19,967.60
148 $19,967.60
149 $19,967.60
150 $19,967.60
151 $19,967.60
152 $19,967.60
153 $19,967.60
154 $19,967.60
155 $19,967.60
156 $19,967.60
157 $19,967.60
158 $19,967.60
159 $19,967.60
160 $19,967.60
161 $19,967.60
162 $19,967.60
163 $19,967.60
164 $19,967.60
165 $19,967.60
166 $19,967.60
167 $19,967.60
168 $19,967.60
169 $19,967.60
170 $19,967.60
171 $19,967.60
172 $19,967.60
173 $19,967.60
174 $19,967.60
175 $19,967.60
176 $19,967.60
177 $19,967.60
178 $19,967.60
179 $19,967.60
180 $19,967.60
181 $19,967.60
182 $19,967.60
183 $19,967.60
184 $19,967.60
185 $19,967.60
186 $19,967.60
187 $19,967.60
188 $19,967.60
189 $19,967.60
190 $19,967.60
191 $19,967.60
192 $19,967.60
193 $19,967.60
194 $19,967.60
195 $19,967.60
196 $19,967.60
197 $19,967.60
198 $19,967.60
199 $19,967.60
200 $19,967.60
201 $19,967.60
202 $19,967.60
203 $19,967.60
204 $19,967.60
205 $19,967.60
206 $19,967.60
207 $19,967.60
208 $19,967.60
209 $19,967.60
210 $19,967.60
211 $19,967.60
212 $19,967.60
213 $19,967.60
214 $19,967.60
215 $19,967.60
216 $19,967.60
217 $19,967.60
218 $19,967.60
219 $19,967.60
220 $19,967.60
221 $19,967.60
222 $19,967.60
223 $19,967.60
224 $19,967.60
225 $19,967.60
226 $19,967.60
227 $19,967.60
228 $19,967.60
229 $19,967.60
230 $19,967.60
231 $19,967.60
232 $19,967.60
233 $19,967.60
234 $19,967.60
235 $19,967.60
236 $19,967.60
237 $19,967.60
238 $19,967.60
239 $19,967.60
240 $19,967.60
 2000000 QUE2
ppmt ipmt principal outstanding
$2,467.60 $17,500.00 $1,997,532.40
$2,489.19 $17,478.41 $1,995,043.21
$2,510.97 $17,456.63 $1,992,532.24
$2,532.94 $17,434.66 $1,989,999.30
$2,555.10 $17,412.49 $1,987,444.20
$2,577.46 $17,390.14 $1,984,866.74
$2,600.01 $17,367.58 $1,982,266.72
$2,622.76 $17,344.83 $1,979,643.96
$2,645.71 $17,321.88 $1,976,998.25
$2,668.86 $17,298.73 $1,974,329.38
$2,692.22 $17,275.38 $1,971,637.17
$2,715.77 $17,251.83 $1,968,921.40
$2,739.54 $17,228.06 $1,966,181.86
$2,763.51 $17,204.09 $1,963,418.35
$2,787.69 $17,179.91 $1,960,630.67
$2,812.08 $17,155.52 $1,957,818.59
$2,836.69 $17,130.91 $1,954,981.90
$2,861.51 $17,106.09 $1,952,120.40
$2,886.54 $17,081.05 $1,949,233.85
$2,911.80 $17,055.80 $1,946,322.05
$2,937.28 $17,030.32 $1,943,384.77
$2,962.98 $17,004.62 $1,940,421.79
$2,988.91 $16,978.69 $1,937,432.88
$3,015.06 $16,952.54 $1,934,417.82
$3,041.44 $16,926.16 $1,931,376.38
$3,068.05 $16,899.54 $1,928,308.33
$3,094.90 $16,872.70 $1,925,213.43
$3,121.98 $16,845.62 $1,922,091.45
$3,149.30 $16,818.30 $1,918,942.15
$3,176.85 $16,790.74 $1,915,765.29
$3,204.65 $16,762.95 $1,912,560.64
$3,232.69 $16,734.91 $1,909,327.95
$3,260.98 $16,706.62 $1,906,066.97
$3,289.51 $16,678.09 $1,902,777.46
$3,318.29 $16,649.30 $1,899,459.17
$3,347.33 $16,620.27 $1,896,111.84
$3,376.62 $16,590.98 $1,892,735.22
$3,406.16 $16,561.43 $1,889,329.05
$3,435.97 $16,531.63 $1,885,893.08
$3,466.03 $16,501.56 $1,882,427.05
$3,496.36 $16,471.24 $1,878,930.69
$3,526.95 $16,440.64 $1,875,403.74
$3,557.82 $16,409.78 $1,871,845.92
$3,588.95 $16,378.65 $1,868,256.97
$3,620.35 $16,347.25 $1,864,636.63
$3,652.03 $16,315.57 $1,860,984.60
$3,683.98 $16,283.62 $1,857,300.62
$3,716.22 $16,251.38 $1,853,584.40
$3,748.73 $16,218.86 $1,849,835.66
$3,781.54 $16,186.06 $1,846,054.13
$3,814.62 $16,152.97 $1,842,239.50
$3,848.00 $16,119.60 $1,838,391.50
$3,881.67 $16,085.93 $1,834,509.83
$3,915.64 $16,051.96 $1,830,594.19
$3,949.90 $16,017.70 $1,826,644.29
$3,984.46 $15,983.14 $1,822,659.83
$4,019.32 $15,948.27 $1,818,640.51
$4,054.49 $15,913.10 $1,814,586.02
$4,089.97 $15,877.63 $1,810,496.05
$4,125.76 $15,841.84 $1,806,370.29
$4,161.86 $15,805.74 $1,802,208.43
$4,198.27 $15,769.32 $1,798,010.16
$4,235.01 $15,732.59 $1,793,775.15
$4,272.07 $15,695.53 $1,789,503.08
$4,309.45 $15,658.15 $1,785,193.64
$4,347.15 $15,620.44 $1,780,846.48
$4,385.19 $15,582.41 $1,776,461.29
$4,423.56 $15,544.04 $1,772,037.73
$4,462.27 $15,505.33 $1,767,575.46
$4,501.31 $15,466.29 $1,763,074.15
$4,540.70 $15,426.90 $1,758,533.45
$4,580.43 $15,387.17 $1,753,953.02
$4,620.51 $15,347.09 $1,749,332.51
$4,660.94 $15,306.66 $1,744,671.58
$4,701.72 $15,265.88 $1,739,969.85
$4,742.86 $15,224.74 $1,735,226.99
$4,784.36 $15,183.24 $1,730,442.63
$4,826.22 $15,141.37 $1,725,616.41
$4,868.45 $15,099.14 $1,720,747.95
$4,911.05 $15,056.54 $1,715,836.90
$4,954.02 $15,013.57 $1,710,882.87
$4,997.37 $14,970.23 $1,705,885.50
$5,041.10 $14,926.50 $1,700,844.40
$5,085.21 $14,882.39 $1,695,759.19
$5,129.70 $14,837.89 $1,690,629.49
$5,174.59 $14,793.01 $1,685,454.90
$5,219.87 $14,747.73 $1,680,235.03
$5,265.54 $14,702.06 $1,674,969.49
$5,311.61 $14,655.98 $1,669,657.88
$5,358.09 $14,609.51 $1,664,299.78
$5,404.97 $14,562.62 $1,658,894.81
$5,452.27 $14,515.33 $1,653,442.54
$5,499.98 $14,467.62 $1,647,942.57
$5,548.10 $14,419.50 $1,642,394.47
$5,596.65 $14,370.95 $1,636,797.82
$5,645.62 $14,321.98 $1,631,152.20
$5,695.02 $14,272.58 $1,625,457.19
$5,744.85 $14,222.75 $1,619,712.34
$5,795.11 $14,172.48 $1,613,917.22
$5,845.82 $14,121.78 $1,608,071.40
$5,896.97 $14,070.62 $1,602,174.43
$5,948.57 $14,019.03 $1,596,225.86
$6,000.62 $13,966.98 $1,590,225.24
$6,053.13 $13,914.47 $1,584,172.11
$6,106.09 $13,861.51 $1,578,066.02
$6,159.52 $13,808.08 $1,571,906.50
$6,213.42 $13,754.18 $1,565,693.08
$6,267.78 $13,699.81 $1,559,425.30
$6,322.63 $13,644.97 $1,553,102.67
$6,377.95 $13,589.65 $1,546,724.72
$6,433.76 $13,533.84 $1,540,290.97
$6,490.05 $13,477.55 $1,533,800.92
$6,546.84 $13,420.76 $1,527,254.08
$6,604.12 $13,363.47 $1,520,649.95
$6,661.91 $13,305.69 $1,513,988.04
$6,720.20 $13,247.40 $1,507,267.84
$6,779.00 $13,188.59 $1,500,488.83
$6,838.32 $13,129.28 $1,493,650.51
$6,898.16 $13,069.44 $1,486,752.36
$6,958.51 $13,009.08 $1,479,793.84
$7,019.40 $12,948.20 $1,472,774.44
$7,080.82 $12,886.78 $1,465,693.62
$7,142.78 $12,824.82 $1,458,550.84
$7,205.28 $12,762.32 $1,451,345.56
$7,268.32 $12,699.27 $1,444,077.24
$7,331.92 $12,635.68 $1,436,745.32
$7,396.08 $12,571.52 $1,429,349.24
$7,460.79 $12,506.81 $1,421,888.45
$7,526.07 $12,441.52 $1,414,362.38
$7,591.93 $12,375.67 $1,406,770.45
$7,658.36 $12,309.24 $1,399,112.09
$7,725.37 $12,242.23 $1,391,386.73
$7,792.96 $12,174.63 $1,383,593.76
$7,861.15 $12,106.45 $1,375,732.61
$7,929.94 $12,037.66 $1,367,802.67
$7,999.32 $11,968.27 $1,359,803.35
$8,069.32 $11,898.28 $1,351,734.03
$8,139.92 $11,827.67 $1,343,594.10
 $8,211.15 $11,756.45 $1,335,382.95
$8,283.00 $11,684.60 $1,327,099.96
$8,355.47 $11,612.12 $1,318,744.48
$8,428.58 $11,539.01 $1,310,315.90
$8,502.33 $11,465.26 $1,301,813.57
$8,576.73 $11,390.87 $1,293,236.84
$8,651.78 $11,315.82 $1,284,585.06
$8,727.48 $11,240.12 $1,275,857.58
$8,803.84 $11,163.75 $1,267,053.74
$8,880.88 $11,086.72 $1,258,172.86
$8,958.59 $11,009.01 $1,249,214.28
$9,036.97 $10,930.62 $1,240,177.31
$9,116.05 $10,851.55 $1,231,061.26
$9,195.81 $10,771.79 $1,221,865.45
$9,276.28 $10,691.32 $1,212,589.17
$9,357.44 $10,610.16 $1,203,231.73
$9,439.32 $10,528.28 $1,193,792.41
$9,521.91 $10,445.68 $1,184,270.50
$9,605.23 $10,362.37 $1,174,665.26
$9,689.28 $10,278.32 $1,164,975.99
$9,774.06 $10,193.54 $1,155,201.93
$9,859.58 $10,108.02 $1,145,342.35
$9,945.85 $10,021.75 $1,135,396.50
$10,032.88 $9,934.72 $1,125,363.62
$10,120.67 $9,846.93 $1,115,242.95
$10,209.22 $9,758.38 $1,105,033.73
$10,298.55 $9,669.05 $1,094,735.18
$10,388.66 $9,578.93 $1,084,346.51
$10,479.57 $9,488.03 $1,073,866.95
$10,571.26 $9,396.34 $1,063,295.69
$10,663.76 $9,303.84 $1,052,631.92
$10,757.07 $9,210.53 $1,041,874.86
$10,851.19 $9,116.40 $1,031,023.66
$10,946.14 $9,021.46 $1,020,077.52
$11,041.92 $8,925.68 $1,009,035.60
$11,138.54 $8,829.06 $997,897.07
$11,236.00 $8,731.60 $986,661.07
$11,334.31 $8,633.28 $975,326.76
$11,433.49 $8,534.11 $963,893.27
$11,533.53 $8,434.07 $952,359.74
$11,634.45 $8,333.15 $940,725.29
$11,736.25 $8,231.35 $928,989.03
$11,838.94 $8,128.65 $917,150.09
$11,942.53 $8,025.06 $905,207.56
$12,047.03 $7,920.57 $893,160.52
$12,152.44 $7,815.15 $881,008.08
$12,258.78 $7,708.82 $868,749.30
$12,366.04 $7,601.56 $856,383.26
$12,474.24 $7,493.35 $843,909.02
$12,583.39 $7,384.20 $831,325.62
$12,693.50 $7,274.10 $818,632.13
$12,804.57 $7,163.03 $805,827.56
$12,916.61 $7,050.99 $792,910.95
$13,029.63 $6,937.97 $779,881.33
$13,143.64 $6,823.96 $766,737.69
$13,258.64 $6,708.95 $753,479.05
$13,374.66 $6,592.94 $740,104.39
$13,491.68 $6,475.91 $726,612.71
$13,609.74 $6,357.86 $713,002.97
$13,728.82 $6,238.78 $699,274.15
$13,848.95 $6,118.65 $685,425.20
$13,970.13 $5,997.47 $671,455.07
$14,092.37 $5,875.23 $657,362.71
$14,215.67 $5,751.92 $643,147.03
$14,340.06 $5,627.54 $628,806.97
$14,465.54 $5,502.06 $614,341.43
$14,592.11 $5,375.49 $599,749.32
$14,719.79 $5,247.81 $585,029.53
$14,848.59 $5,119.01 $570,180.94
$14,978.51 $4,989.08 $555,202.43
$15,109.58 $4,858.02 $540,092.85
$15,241.79 $4,725.81 $524,851.07
$15,375.15 $4,592.45 $509,475.92
$15,509.68 $4,457.91 $493,966.23
$15,645.39 $4,322.20 $478,320.84
$15,782.29 $4,185.31 $462,538.55
$15,920.39 $4,047.21 $446,618.16
$16,059.69 $3,907.91 $430,558.47
$16,200.21 $3,767.39 $414,358.26
$16,341.96 $3,625.63 $398,016.30
$16,484.96 $3,482.64 $381,531.35
$16,629.20 $3,338.40 $364,902.15
$16,774.70 $3,192.89 $348,127.44
$16,921.48 $3,046.12 $331,205.96
$17,069.55 $2,898.05 $314,136.41
$17,218.90 $2,748.69 $296,917.51
$17,369.57 $2,598.03 $279,547.94
$17,521.55 $2,446.04 $262,026.39
$17,674.87 $2,292.73 $244,351.52
$17,829.52 $2,138.08 $226,522.00
$17,985.53 $1,982.07 $208,536.47
$18,142.90 $1,824.69 $190,393.57
$18,301.65 $1,665.94 $172,091.91
$18,461.79 $1,505.80 $153,630.12
$18,623.33 $1,344.26 $135,006.78
$18,786.29 $1,181.31 $116,220.49
$18,950.67 $1,016.93 $97,269.83
$19,116.49 $851.11 $78,153.34
$19,283.76 $683.84 $58,869.58
$19,452.49 $515.11 $39,417.09
$19,622.70 $344.90 $19,794.40
$19,794.40 $173.20 ($0.00)
loan amount -1000000
interest rate p.a 10% installment no emi ppmt
time(years) 15 1 $10,746.05 $2,412.72
month 180 2 $10,746.05 $2,432.82
interest rate per month 0.008333333 3 $10,746.05 $2,453.10
emi $10,746.05 4 $10,746.05 $2,473.54
after 5 years 5 $10,746.05 $2,494.15
new loan amount $813,166.19 6 $10,746.05 $2,514.94
interest rate p.a 8.75% 7 $10,746.05 $2,535.90
time(years) 10 8 $10,746.05 $2,557.03
month 120 9 $10,746.05 $2,578.34
interest rate per month 0.007291667 10 $10,746.05 $2,599.82
emi $10,191.15 11 $10,746.05 $2,621.49
DIFFERENCE ($554.90) 12 $10,746.05 $2,643.33
PRE PAYMENT PENALTY 1% 13 $10,746.05 $2,665.36
PRE PAYMENT PENALTY AMOUNT $8,131.66 14 $10,746.05 $2,687.57
AMMORTIZATION OF PENALTY $98.66 15 $10,746.05 $2,709.97
UPDATED EMI $10,289.81 16 $10,746.05 $2,732.55
EMI DIFFERENCE ($456.24) 17 $10,746.05 $2,755.32
EMI DIFFERENCE IS LESS THAN 500 SO WE WILL SHIFT FOR 18 $10,746.05 $2,778.28
19 $10,746.05 $2,801.44
20 $10,746.05 $2,824.78
21 $10,746.05 $2,848.32
22 $10,746.05 $2,872.06
23 $10,746.05 $2,895.99
24 $10,746.05 $2,920.12
25 $10,746.05 $2,944.46
26 $10,746.05 $2,969.00
27 $10,746.05 $2,993.74
28 $10,746.05 $3,018.69
29 $10,746.05 $3,043.84
30 $10,746.05 $3,069.21
31 $10,746.05 $3,094.78
32 $10,746.05 $3,120.57
33 $10,746.05 $3,146.58
34 $10,746.05 $3,172.80
35 $10,746.05 $3,199.24
36 $10,746.05 $3,225.90
37 $10,746.05 $3,252.78
38 $10,746.05 $3,279.89
39 $10,746.05 $3,307.22
40 $10,746.05 $3,334.78
41 $10,746.05 $3,362.57
42 $10,746.05 $3,390.59
43 $10,746.05 $3,418.85
44 $10,746.05 $3,447.34
45 $10,746.05 $3,476.07
46 $10,746.05 $3,505.03
47 $10,746.05 $3,534.24
48 $10,746.05 $3,563.69
49 $10,746.05 $3,593.39
50 $10,746.05 $3,623.34
51 $10,746.05 $3,653.53
52 $10,746.05 $3,683.98
53 $10,746.05 $3,714.68
54 $10,746.05 $3,745.63
55 $10,746.05 $3,776.85
56 $10,746.05 $3,808.32
57 $10,746.05 $3,840.06
58 $10,746.05 $3,872.06
59 $10,746.05 $3,904.32
60 $10,746.05 $3,936.86
61 $10,746.05 $3,969.67
62 $10,746.05 $4,002.75
63 $10,746.05 $4,036.10
64 $10,746.05 $4,069.74
65 $10,746.05 $4,103.65
66 $10,746.05 $4,137.85
67 $10,746.05 $4,172.33
68 $10,746.05 $4,207.10
69 $10,746.05 $4,242.16
70 $10,746.05 $4,277.51
71 $10,746.05 $4,313.16
72 $10,746.05 $4,349.10
73 $10,746.05 $4,385.34
74 $10,746.05 $4,421.89
75 $10,746.05 $4,458.74
76 $10,746.05 $4,495.89
77 $10,746.05 $4,533.36
78 $10,746.05 $4,571.14
79 $10,746.05 $4,609.23
80 $10,746.05 $4,647.64
81 $10,746.05 $4,686.37
82 $10,746.05 $4,725.42
83 $10,746.05 $4,764.80
84 $10,746.05 $4,804.51
85 $10,746.05 $4,844.54
86 $10,746.05 $4,884.92
87 $10,746.05 $4,925.62
88 $10,746.05 $4,966.67
89 $10,746.05 $5,008.06
90 $10,746.05 $5,049.79
91 $10,746.05 $5,091.87
 92 $10,746.05 $5,134.31
93 $10,746.05 $5,177.09
94 $10,746.05 $5,220.24
95 $10,746.05 $5,263.74
96 $10,746.05 $5,307.60
97 $10,746.05 $5,351.83
98 $10,746.05 $5,396.43
99 $10,746.05 $5,441.40
100 $10,746.05 $5,486.75
101 $10,746.05 $5,532.47
102 $10,746.05 $5,578.57
103 $10,746.05 $5,625.06
104 $10,746.05 $5,671.94
105 $10,746.05 $5,719.20
106 $10,746.05 $5,766.86
107 $10,746.05 $5,814.92
108 $10,746.05 $5,863.38
109 $10,746.05 $5,912.24
110 $10,746.05 $5,961.51
111 $10,746.05 $6,011.19
112 $10,746.05 $6,061.28
113 $10,746.05 $6,111.79
114 $10,746.05 $6,162.72
115 $10,746.05 $6,214.08
116 $10,746.05 $6,265.86
117 $10,746.05 $6,318.08
118 $10,746.05 $6,370.73
119 $10,746.05 $6,423.82
120 $10,746.05 $6,477.35
121 $10,746.05 $6,531.33
122 $10,746.05 $6,585.76
123 $10,746.05 $6,640.64
124 $10,746.05 $6,695.97
125 $10,746.05 $6,751.77
126 $10,746.05 $6,808.04
127 $10,746.05 $6,864.77
128 $10,746.05 $6,921.98
129 $10,746.05 $6,979.66
130 $10,746.05 $7,037.83
131 $10,746.05 $7,096.48
132 $10,746.05 $7,155.61
133 $10,746.05 $7,215.24
134 $10,746.05 $7,275.37
135 $10,746.05 $7,336.00
136 $10,746.05 $7,397.13
137 $10,746.05 $7,458.77
138 $10,746.05 $7,520.93
139 $10,746.05 $7,583.60
140 $10,746.05 $7,646.80
141 $10,746.05 $7,710.52
142 $10,746.05 $7,774.78
143 $10,746.05 $7,839.57
144 $10,746.05 $7,904.90
145 $10,746.05 $7,970.77
146 $10,746.05 $8,037.20
147 $10,746.05 $8,104.17
148 $10,746.05 $8,171.71
149 $10,746.05 $8,239.80
150 $10,746.05 $8,308.47
151 $10,746.05 $8,377.71
152 $10,746.05 $8,447.52
153 $10,746.05 $8,517.92
154 $10,746.05 $8,588.90
155 $10,746.05 $8,660.47
156 $10,746.05 $8,732.64
157 $10,746.05 $8,805.42
158 $10,746.05 $8,878.80
159 $10,746.05 $8,952.79
160 $10,746.05 $9,027.39
161 $10,746.05 $9,102.62
162 $10,746.05 $9,178.48
163 $10,746.05 $9,254.96
164 $10,746.05 $9,332.09
165 $10,746.05 $9,409.85
166 $10,746.05 $9,488.27
167 $10,746.05 $9,567.34
168 $10,746.05 $9,647.07
169 $10,746.05 $9,727.46
170 $10,746.05 $9,808.52
171 $10,746.05 $9,890.26
172 $10,746.05 $9,972.68
173 $10,746.05 ###
174 $10,746.05 ###
175 $10,746.05 ###
176 $10,746.05 ###
177 $10,746.05 ###
178 $10,746.05 ###
179 $10,746.05 ###
180 $10,746.05 ###
 1000000
ipmt principal outstanding
$8,333.33 $997,587.28
$8,313.23 $995,154.46
$8,292.95 $992,701.36
$8,272.51 $990,227.82
$8,251.90 $987,733.67
$8,231.11 $985,218.73
$8,210.16 $982,682.84
$8,189.02 $980,125.81
$8,167.72 $977,547.47
$8,146.23 $974,947.65
$8,124.56 $972,326.16
$8,102.72 $969,682.83
$8,080.69 $967,017.47
$8,058.48 $964,329.90
$8,036.08 $961,619.93
$8,013.50 $958,887.38
$7,990.73 $956,132.05
$7,967.77 $953,353.77
$7,944.61 $950,552.33
$7,921.27 $947,727.55
$7,897.73 $944,879.23
$7,873.99 $942,007.17
$7,850.06 $939,111.18
$7,825.93 $936,191.06
$7,801.59 $933,246.60
$7,777.05 $930,277.60
$7,752.31 $927,283.86
$7,727.37 $924,265.18
$7,702.21 $921,221.34
$7,676.84 $918,152.13
$7,651.27 $915,057.35
$7,625.48 $911,936.77
$7,599.47 $908,790.19
$7,573.25 $905,617.39
$7,546.81 $902,418.15
$7,520.15 $899,192.25
$7,493.27 $895,939.47
$7,466.16 $892,659.58
$7,438.83 $889,352.36
$7,411.27 $886,017.58
$7,383.48 $882,655.01
$7,355.46 $879,264.42
$7,327.20 $875,845.57
$7,298.71 $872,398.23
$7,269.99 $868,922.16
$7,241.02 $865,417.13
$7,211.81 $861,882.89
$7,182.36 $858,319.20
$7,152.66 $854,725.80
$7,122.72 $851,102.47
$7,092.52 $847,448.94
$7,062.07 $843,764.96
$7,031.37 $840,050.28
$7,000.42 $836,304.65
$6,969.21 $832,527.81
$6,937.73 $828,719.49
$6,906.00 $824,879.43
$6,874.00 $821,007.38
$6,841.73 $817,103.05
$6,809.19 $813,166.19
$6,776.38 $809,196.53
$6,743.30 $805,193.78
$6,709.95 $801,157.68
$6,676.31 $797,087.94
$6,642.40 $792,984.29
$6,608.20 $788,846.44
$6,573.72 $784,674.11
$6,538.95 $780,467.01
$6,503.89 $776,224.85
$6,468.54 $771,947.34
$6,432.89 $767,634.18
$6,396.95 $763,285.08
$6,360.71 $758,899.74
$6,324.16 $754,477.85
$6,287.32 $750,019.12
$6,250.16 $745,523.23
$6,212.69 $740,989.87
$6,174.92 $736,418.73
$6,136.82 $731,809.50
$6,098.41 $727,161.87
$6,059.68 $722,475.50
$6,020.63 $717,750.08
$5,981.25 $712,985.27
$5,941.54 $708,180.77
$5,901.51 $703,336.22
$5,861.14 $698,451.31
$5,820.43 $693,525.68
$5,779.38 $688,559.01
$5,737.99 $683,550.95
$5,696.26 $678,501.16
$5,654.18 $673,409.29
$5,611.74 $668,274.98
$5,568.96 $663,097.88
$5,525.82 $657,877.65
$5,482.31 $652,613.91
$5,438.45 $647,306.31
$5,394.22 $641,954.48
$5,349.62 $636,558.05
$5,304.65 $631,116.65
$5,259.31 $625,629.90
$5,213.58 $620,097.43
$5,167.48 $614,518.86
$5,120.99 $608,893.80
$5,074.11 $603,221.86
$5,026.85 $597,502.66
$4,979.19 $591,735.80
$4,931.13 $585,920.88
$4,882.67 $580,057.50
$4,833.81 $574,145.26
$4,784.54 $568,183.76
$4,734.86 $562,172.57
$4,684.77 $556,111.29
$4,634.26 $549,999.50
$4,583.33 $543,836.78
$4,531.97 $537,622.70
$4,480.19 $531,356.84
$4,427.97 $525,038.76
$4,375.32 $518,668.03
$4,322.23 $512,244.21
$4,268.70 $505,766.86
$4,214.72 $499,235.54
$4,160.30 $492,649.78
$4,105.41 $486,009.15
$4,050.08 $479,313.17
$3,994.28 $472,561.40
$3,938.01 $465,753.36
$3,881.28 $458,888.58
$3,824.07 $451,966.60
$3,766.39 $444,986.94
$3,708.22 $437,949.11
$3,649.58 $430,852.64
$3,590.44 $423,697.03
$3,530.81 $416,481.78
$3,470.68 $409,206.41
$3,410.05 $401,870.42
$3,348.92 $394,473.29
$3,287.28 $387,014.51
$3,225.12 $379,493.58
$3,162.45 $371,909.98
$3,099.25 $364,263.18
$3,035.53 $356,552.65
$2,971.27 $348,777.87
$2,906.48 $340,938.30
$2,841.15 $333,033.40
$2,775.28 $325,062.63
$2,708.86 $317,025.43
$2,641.88 $308,921.26
$2,574.34 $300,749.56
$2,506.25 $292,509.75
$2,437.58 $284,201.28
$2,368.34 $275,823.57
$2,298.53 $267,376.05
$2,228.13 $258,858.13
$2,157.15 $250,269.23
$2,085.58 $241,608.76
$2,013.41 $232,876.12
$1,940.63 $224,070.70
$1,867.26 $215,191.90
$1,793.27 $206,239.12
$1,718.66 $197,211.73
$1,643.43 $188,109.11
$1,567.58 $178,930.63
$1,491.09 $169,675.67
$1,413.96 $160,343.58
$1,336.20 $150,933.73
$1,257.78 $141,445.46
$1,178.71 $131,878.12
$1,098.98 $122,231.05
$1,018.59 $112,503.59
$937.53 $102,695.07
$855.79 $92,804.81
$773.37 $82,832.13
$690.27 $72,776.35
$606.47 $62,636.77
$521.97 $52,412.69
$436.77 $42,103.41
$350.86 $31,708.22
$264.24 $21,226.41
$176.89 $10,657.24
$88.81 $0.00
MIRR QUE
WITHOUT MITIGATION CASH FLOW
INITIAL INVESTMENT -25
0
1
2
3
4
COST OF CAPITAL 5

NPV 0.14116
IRR 15.24%
MIRR 15.130%

QUE2
WACC 14%
PROJCT A YEAR 0 1 2 3
-20000 6000 7000 6000
5263.158 5386.2726992921 4049.829
NPV 848.58
IRR 15.81%
MIRR 14.95%
PAY BACK 3 YEARS 2MONTH
PROJECT B YEAR 0 1 2 3
-50000 12000 17000 16000
10526.32 13080.9479839951 10799.54
NPV -3221.83
IRR 11%
MIRR 12%
PAYBACK 3YEAR 4 MONTHS
CASH FLOW WITH MITIGATION CASH FLOW
YEAR INITIAL INVESTMENT -27
-25
7.5
7.5
7.5
7.5
7.5
15% COST OF CAPITAL

NPV
IRR
18251.74 MIRR
-1748.26
-0.67322
-8.07869
4 5
6000 5000
3552.482 2596.843

DISCOUNTED PAY BACK 4YEAR 8 MONTHS

4 5
13000 9000
7697.044 4674.318 42103.85
-7896.15
 CASH FLOW
YEAR
-27
7.8
7.8
7.8
7.8
7.8
COST OF CAPITAL 15%

-0.85319
13.66%
14.264%