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INSURANCE LOANS & BANK


CARDS BROADBAND
& TAKAFUL MORTGAGES ACCOUNTS

Home Credit Card Credit Card Providers JS Bank Limited JS Bank Gold Credit Card

JS Bank Gold Credit Card


A card that o ers you amazing discounts, and
better balance transfer rates

Interest Rate / APR Chip Maintenance Fee


  (Rs)

45% Nil

Cash Advance Fee Annual Fee


(Rs) (Rs)

1200 or 3% whichever is higher 4000

 Pros  Cons
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 Pros  Cons
- Free credit facility up to 51 days - Any potential of being engaged with
credit card fraud if not used wisely
- The card o ers 100% coverage against your life
- Beware of late fees charges involved
- Pay other cards dues with js bank gold credit with this card
cards
- Excessive use of card may put you in
- The card is globally accepted all over the world a large debt

- Attractive discounts up to 60% o are waiting


for you

- You can also get 6 supplementary cards

 Features
  Eligibility
- Customer can also avail auto debit Salaried Person:
facility by JS Bank account - Minimum Salary Requirement: Rs 60,000 
- Age Limit:  21 - 60 years
- Trace any transactions by SMS alert - Documents required: CNIC, Salary slips,
service Bank statement, Letter from employer

- Avail cash advance facility at lowest Self-Employed / Businessmen:


rates - Minimum income: Rs 100,000 
- Age Limit:  21 - 65 years
- Shop online anywhere by using JS - Documents required: CNIC, NTN, Proof of
B k ld dit d business Bank statement
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Bank gold credit card business, Bank statement

- Strong VISA network globally


accepted

- Gather your all other credit cards bills


and transfer by JS Bank Gold credit
card

Other Details

Maximum Credit Limit - Targeted For Salaried Person and


Businessmen
Interest Free Period 51 Days
Min. Income for 60,000 
Balance Transfer Rate 28% Salaried (PKR)

Cash Advance Fee 1200 or 3% whichever is Min. Income for 100,000 


Annual (PKR) higher Businessman (PKR)

Cash Advance Rate (%) 45 Best Suitable For Discounts

Rewards Program Discounts Minimum Age (Years) 21 Years

Reward Points Get up to 65% discounts No. of Supplementary 6


and amazing o ers all Cards
across Pakistan

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Payment Network VISA
Late Payment Fee (PKR) 1800
Loung Access -
Foreign Transaction Fee 4%
(PKR)

Other Credit Cards from JS Bank Limited

JS Bank Classic Credit Card JS Platinum Credit Card JS Platinum Credit Card

 APR Annual Fee APR Annual Fee APR Annual Fee



45% Rs. 2400 45% Rs. 7000 45% Rs. 7000

A card that can help you with A card designed to o er you A card designed to o er you
day to day expenses premium lifestyle bene ts, premium lifestyle bene ts,
rewards, discounts and rewards, discounts and
better balance transfer rates better balance transfer rates
See Details See Details See Details

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