About

Temenos

May 2017
Who is Temenos?

 We are Europe’s fourth-largest

fintech player and the fastest-growing
listed software company in the world.

 Focused exclusively on the financial

services sector, Temenos provides
high-quality mission-critical software
for banks and other financial
institutions.

 Our software is running in over 2,000

institutions which serve more than
500 million customers every day.

This document is confidential. Unauthorized reproduction of this document, or any portion of it is forbidden.
The software specialist for banking and finance 4

41 of top 50 500 million

41 of top 50 financial Customers rely on
institutions run Temenos for
Temenos daily banking needs

2,000 US$142.6m
Overall, 2,000 financial Annual normalised cash
institutions use our software R&D, more than double
our nearest competitor
A total and unblinking domain focus
The software specialist for banking and finance 5

US$5.1bn $635m, $187m

Market Cap. SIX Listed Sales & profit for 2016,
(TEMN) 4th-largest allows for significant
European software co. investment

Shareholders 13 acquisitions
Patinex 14.3%, Made since 2007. More than
Management +10%, $1 bn of acquisition capital
Massachusetts Mutual 8.6%, available
Aviva 3.7%

Large pure-play and fastest-growing software company in Europe

The software specialists for banking and finance 6

36% higher 56%

Our clients enjoy a 36% Clients’ IT budgets directed
higher return on equity towards innovation vs.
than their peers maintenance

99.99958% 44m accounts

Uptime in 2015 across Solutions benchmarked
our core banking to 44m accounts,
customer base >12,000 TPS, 97ms ART

Delivering unparalleled customer success

Temenos share price performance 7

Temenos share price performance 2003 - 2017

Temenos (USD) - LHS
USD
80

70 15% p.a.
earnings
42% share price CAGR plan
60
CAGR
2003 - 2017
50

40

30

20

10

0
2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
Who we are!
The Temenos Global network 9

4,300+
employees

60+
offices

40+
Countries

At Temenos we believe that our people make the difference.

What we create and achieve is a result of the aspirations and goals of the 4,300+ unique individuals
working together as a team.
Together, we made up what Temenos is today.
Temenos Teams & Departments 10

Europe, MEA and

North America Asia Pacific Multifonds
South America

New Sales and Account New Sales and Account New Sales and Account New Sales and Account
Management Management Management Management

Pre-Sales Pre-Sales Pre-Sales Pre-Sales

Services and Support Services and Support Services and Support Services and Support

Product

Strategy and Marketing

General Administration

Simple, Effective, Accountable

 Vision and Mission

Every financial institution to run on

Vision packaged, upgradable software - to create a
better and more inclusive world of banking
and finance.

Build real-time, integrated and open

Mission software for the banking and finance
industry.

This document is confidential. Unauthorized reproduction of this document, or any portion of it is forbidden.
 Values

We place clients at the core of what we do

Everything starts and ends with our clients’ goals

Values We see things differently from everyone else

Average people see difficulties, exceptional
people see opportunities

We inspire, through living up to our full

potential
We dream big and pursue our goals fearlessly

We believe in the power of people

People make things happen. People define our
destiny
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Temenos Solutions: Suites 13
Solutions: Comprehensive functional coverage developed 14

CHANNELS
Branch Agent Call Centre Mobile ATM Internet RM Open API

Marketing
FRONT Service
OFFICE
RISK Sales ANALYTICS &
& REPORTING
COMPLIANCE

Retail Wealth
CORE
BANKING
Corporate & Treasury
PAYMENTS
Solutions: Underpinned by modern technology and architecture 15

70% reduction in live transactional db

Scalability Manages, unlocks & extracts value from data

3x faster integration
Agility Supports real-time event-based messaging
Lowest TCO
Flexibility Leaves a wide choice of stacks

Easy upgrades
Maintainability Localizes the impact of change

10x increase in productivity

Productivity Enables model-driven dev & DevOps

Usability 85% savings on UI development

Provides an open banking (API) platform
Industry
Recognition
Our customers are leaders in their markets & recommend Temenos 100% 17

Retail & Microfinance

Universal & Islamic

Corporate
Private
and Central
Banking
Banking
We are pulling ahead of the competition 18

Last reported twelve months

Banking Revenue y/y growth
13%

11%

9%
13.5%
7%
9.5% 8.9%
5%

3% 5.0%
1% 2.8%

-1%

-3% -4.8%

-5%

*Temenos value is mid-point guidance of revenue growth as announced in Q3 results

*Misys revenue from IPO announcement, FY16 before converting accounts to EUR (when reported in $, their revenue growth is negative)
** Infosys estimated based on product software revenues, includes more than just banking; ***SAP is total revenue, not just banking
Industry analysts have confirmed our leadership position 19

Top position
#1 best-
for 11th year selling core
in a row banking
Top Global Players product for
12 years

178
Total number of go-lives
The only Top Global Player for both new-name
clients and new & repeated business in 2016
Explore Life at
Temenos
 Our Community Investment 21

Try every job, Emergency Relief

Switzerland from Floods, India

Temenos Day, India

Flooded School
We are all the same Little Minds, Big Renovations, India
Save a Child’s Heart, Romania Dreams, India
Temenos Service Award – People Are Key 22

1 year key 5 year key

Solid Silver - Plain Gold – Plain, 18 carat gold

10 year key
Gold – same as the five year key, however
contains one sapphire stone

15 year key
The fifteen year key is the same as the five year key, however
contains a sapphire and emerald stone

20 year key
The twenty year key is the same as the ten year key,
however contains a sapphire and emerald stone
and a diamond
Temenos - Employee recognition 23

Recognition programme

Frequency Awardee

Daily Everyone 2017 Chairman Club!

Quarterly Regional/Divisional

Annually Group:
• C-Level award for non
sales functions

• Chairman Club for sales

Employee Rewards – Variable plans 24

Commission Plans:
Sales and revenue
generating roles receive
commission plans

Sales Pre-Sales

RSD
Employee Rewards – Short Term Incentive 25

Recognize
Business
Impact

Linked to
individual Annual
contribution
Short
Term
Incentive
Tailored by Linked to
Band – LTIPs company
for senior roles results

Tailored by
Geography
Your Career Path
& Development
Learn about Pathfinder, Compass & more!
Pathfinder 27

A bespoke Career Development Framework that sets out the:

skills knowledge behaviours

needed for each role at each level.

Compass 28

At Temenos we want to enable you to achieve your full

potential, by focusing on career development and
planning.
Compass is an online tool for you to
capture, in partnership with your line
manager:
 Career Aspirations
 Strengths and Areas for
Development
 Career Development Plan
 Objectives for the year
 HR Support
Learning and Development 29

Development for managers

Core training

Professional learning

Personal development
Want to know
more about
Temenos ?

May 2017
Temenos Community Forum 31

The 18th annual Temenos Community forum (TCF) started with a bang! The theme for 2017 was Real World Fintech and
throughout the event we were exploring real-world examples of the latest advancements in Fintech, including blockchain,
artificial intelligence, virtual reality and advanced data and analytics.
The video represents cutting through the noise and distraction of Fintech disruption to the real-world examples of a collaborative
approach to success.
Temenos - Innovation Jam 32
We take pride in our Achievements
Learn more about Temenos, our business, our thought leadership approach and more by reading:

 Our Annual report

 Our annual banking survey
 The EIU report we sponsor each year
 An insight into our thought leadership
 Customer case studies
 Our blog
 Our Code of conduct

And watch this video to discover why we love working at Temenos:

 Join us!

https://www.temenos.com/en/about-temenos/careers/

www.temenos.com